Financial Products

The following are the main types of Financial Products offered in South Africa. For more informaiton please contact one of our registered financial planners in the directory.




Life-based contracts tend to fall into two major categories:



Disability cover protects you and your family if you are unable to do your job or you can no longer do normal day-to-day functions such as bathing, dressing or eating. With disability cover you can usually choose between a lump sum or income benefit, or both.

Why would you need this insurance?

Your income is the cornerstone of maintaining your standard of living. It is used to pay for everyday expenses such as food, clothing, electricity and bond repayments. Disability Insurance income benefits pay you a monthly income if you are temporarily or permanently disabled. The lump sum benefits pay out a once-off amount if you become permanently disabled. The funds can be used to cover immediate lifestyle adjustment costs such as making adjustments to your home and vehicle. Any excess funds can be reinvested to provide you and your family with an income.