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How Much Is Hurricane Insurance In Florida?





Hurricane deductibles?





The second half of “hurricane insurance” is flood insurance. When a hurricane roars through your neighborhood you can expect some flooding and water damages to occur. Florida flood insurance covers any water damages done to your home and to your belongings. If a hurricane causes major flooding and the water seeps into your home, your flood policy will be able to cover you.


Why do I need homeowners and flood insurance for a hurricane?


If you just have a basic homeowners policy, this coverage is simply not enough for a FL resident once a hurricane hits. You will need to purchase a Florida flood insurance policy in order to be completely covered. You would be surprised how many people out there decide against this coverage. It’s a huge risk to go without this coverage. If your home gets flooded you will be paying for these damages out of pocket.


How much is flood insurance in Florida?

The cost of flood insurance in Florida is an estimated $540. Remember that flood insurance prices can vary depending on if you are located in a high-risk zone. In fact, these prices can range from $150-$2,000. Flood insurance isn’t mandated by the state but can be required by mortgage lenders.

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