Quick Loans

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Do you need money fast? Most of us get by with what money we have but don’t have enough left over to save. This means that when something unexpected happens, we struggle to front the cost. This is where quick loans come in.

Until recently, conventional payday loans were unsuitable for emergencies. Many were specifically designed for things like car repairs or mortgages. They took too long to get approval, came with a high-interest rate, and were not suitable for people with a poor credit score.

There was a demand for better options, and quick loans were created. A quick loan is a short-term loan designed for convenience and speed. However, not all quick loans are created equally. You should find out who has the best rates and suits your needs, but if you need money quickly, then this can be challenging. This can be especially difficult under times of stress and pressure.

Luckily, Palma Violets Loans are here to make it easy for you. We will make the comparison and find the best provider for you who can offer fast cash with the lowest interest rate.

Benefits of using Palma Violets Loans

Save Money

You don’t want to pay out more then you need to. Which is why it is so important to get the best deal. By using us, you can be assured that you will get an excellent service at the best price.

Money is not the only important thing; favorable terms and conditions and customer service are essential too.

Securing the best features

Palma Violets Loans will also ensure the best features. This includes things like the repayment schedule and what happens if you can’t make a payment.

We will also consider the reputation of the lender and how people’s experiences have been with them.

We will help you to understand all of the important features, so you know exactly what you are signing up to.

Save Time

Comparing all of the best deals for a quick loan can be exhausting and time-consuming. Especially when you have not applied for one before and are uncertain about what to look for.

This can add stress to an already difficult situation. We can do the hard bit for you and help to secure you the loan amount you need.


Comparing rates is one thing. But looking through terms and conditions and different features can be complicated and stressful.

Remember that what online loan companies advertise on their websites might not apply to your specific loan.

Having someone do the work for you and help you understand makes the process much more comfortable. We will explain the terms of your loan for you.

Understanding quick loans

Quick loans are designed to provide you with cash when you need it most. Personal loans often involve a lengthy loan application, and interest rates are kept low by borrowing a significant amount. Online lenders for personal loans will also offer harsh rates for people with bad credit. Whereas, with a quick loan, you will get a quick decision and can borrow a small amount.

Fast loans, short-term or payday loans, whatever you want to call it will give you access to cash by the next business day or sometimes within just a couple of hours.

A quick loan offers assistance for unexpected moments and emergencies. You have the ability to borrow money and pay it back quickly, keeping the interest rate low. This means your debt comes and goes, so you don’t have to worry about it for long. When you pay an online loan off on time, your credit should not be affected. Although they do perform a soft credit check online, they will not have the same effect on your credit report as traditional loans.

It is a good idea to use a company like Palma Violets Loans for your fast loan. Payday loan options are numerous and complicated. We will ensure your rights reserved and will find you the best features, such as:

  • Soft checks. You may need an online lender who will perform a soft credit check to see if they can approve you before performing a hard credit pull. A hard credit pull will show on your credit score, and could negatively impact your credit if you are rejected. Therefore it is important for you to be confident that you will be accepted for loans first.
  • Low-interest rates. We will help you to find the loans with the best interest rates.
  • Extra fees. We will make sure that you know about any extra fees that might be attached to loans and will make sure that you can afford to pay them.
  • How you repay. Different cash loans have different terms of repayment. Such as an automatic repayment schedule. We will help you find what loan works for you.
  • Customer service. Looking at real reviews, we will find same day loan companies that give the best customer service and look after your needs.


We are also here to answer any questions that you have about quick loans. Here are some answers to the most common ones.

Yes, you can apply for quick loans, even if you have been refused personal or payday loans in the past. They will make a decision based on your current situation.

How quickly you receive the money will depend on the lender. However, Palma Violets Loans will help you to find the best deal to suit your needs. That means that we should be able to get a loan approved within 24 hours, you will then have access to the cash once it reaches your bank account.

As long as you pay the loan off within the specified time, your credit score will not be negatively affected.

If, for whatever reason, you cannot make a repayment, then you should phone up and let your lender know. Loan companies should have procedures in place to help you to pay it off without it affecting your credit.

Some lenders will allow you to pay loans off early, and others will not.

Palma Violets Loans is not a lender and does not make credit decisions. Palma Violets Loans matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided.

There is no guarantee that you will be accepted by a lender, or you will be offered terms suitable for your financial needs.

How much you can borrow will depend on your specific circumstances. Some lenders will allow you to borrow up to £5000.

The best company will depend on your specific needs. This website does not directly endorse any particular product or service.

Will I be approved?

You may have been refused an online loan in the past due to bad credit. However, you will generally be approved for a payday loan so long as:

  • You are over 18 years old. In the UK, it is illegal to loan money to someone under 18.
  • You are a UK resident. For any type of loan, including a pay day loan, you must be a UK citizen.
  • You have a UK bank account. You will need a UK bank account for the personal loan to be paid into.
  • You have a regular income. You will need to be able to prove that you have money coming into your checking account each month to determine that you can afford to repay loans.
  • You have been employed for a good amount of time. If you have a long term job, then you are more likely to be able to repay loans.
  • No major credit issues. They will do a hard credit check, and whilst they are not as strict as personal loans, they will want to know that you don’t have any major issues that will make it difficult for you to repay, such as bankruptcy.

Finding the best deal

It is always a good idea to compare providers and get the best deal on loans. The interest rates and terms and conditions vary, and it is essential that you have all of the information. Palma Violets Loans will find you the best deal, so you don’t have to.

We will take all of your needs into account. For example, if you have bad credit and need the money as of the next business day or you owe money on a credit card and need the money in a different bank account, whatever it is, we will do our very best to help.

Pay day loans will give you access to cash when you need it most without a lengthy loan application.