Qualifying Recognised Overseas Pension Schemes (QROPS)

As a British expat, you can transfer your pension pot to a Qualifying Recognised Overseas Pension Scheme, tax-free up to £1 million.

For British expats residing abroad, UK pension pot transfers to QROPS are a viable option because they are protected with a ‘double taxation treaty’, meaning transfers won’t be hit with a 25% tax charge.

How it works


Who qualifies?

QROPS is for expats who have previously worked in the UK and have earned an income that has been paid into a Registered Pension Scheme.

Which pensions can be transferred to QROPS?

Providing you fit the QROPS criteria, you can transfer any of the following recognised pensions:

- Personal pensions
- Final salary pensions
- Money purchase

Contact your local branch

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