Hurricane Damage

Hurricane & Wind Damage Claim

A Hurricane commonly called a tropical cyclone is a rapidly rotating storm system characterized a low-pressure center, a closed low-level atmospheric circulation, strong and high speed winds, and a spiral arrangement of thunderstorms that produce heavy rain. Depending on its strength and location, a tropical cyclone is referred to different names, including hurricane, typhoon, tropical storm, tropical depression, cyclonic storm,  and simply cyclone. A hurricane is a tropical cyclone that occurs in the Atlantic Ocean and northeastern Pacific Ocean, and a typhoon occurs in the northwestern Pacific Ocean; while in the south Pacific or Indian Ocean, comparable storms are referred to simply as “tropical cyclones” or “severe cyclonic storms”.

Hurricane Irma alone estimates the damage to Florida homes to be in excess of 10 billion.

What is a Public Insurance Adjuster?

A public insurance adjuster is a professional property loss claims handler/adjuster who works on behalf of a policyholder in evaluating and negotiating the insurance claim of a claimant. Businesses and individual’s homeowners hire public insurance adjusters when they need help in properly filing a new claim or when they feel that the insurance company is underpaying or denying a claim.

Why You Need a Public Insurance Adjuster for a Hurricane Claim

You have to comprehend that fire can cause immense damage to your property and can be an emotionally traumatic experience for a family or you the insured. To ensure that your insurance company gives you an equitable settlement, you need to acquire the assistance of a qualified, professional and experienced public insurance adjuster.

Here are few of the main reasons why it is important to hire a Hurricane Public Adjuster rather than filing a claim without taking any assistance:

  • They have Knowledge of Insurance Policies

Public adjusters are equipped with the knowledge, ability to understand the language, and details of insurance policies. And they know how to file and adjust claims to maximize a settlement. They are not only more experienced than an average policyholder, they have all the expertise in properly estimating the costs incurred from wind and hurricane damage.

  • They Work Until the Whole Claims Process is Completed

Public adjusters know how to address all issues and aspects related to the fire damage to your property. They work with you through the complex process and ensure that you get an equitable settlement. A public adjuster gets you the best settlement exploring each and every aspect of your property loss and the coverages that should be awarded to you through what’s available within the language of your policy.

  • They Do All the Heavy Work for You

The whole process of meeting with the insurance company’s adjusters and experts, collecting documentation and photos, reviewing reports and protocols, estimating damages, negotiating a fair settlement for the value of home and personal property content can be exhausting. A public adjuster not only ensures that everything is handled in a satisfactory manner, they may take the assistance of building structural consultants, engineers, water damage restoration consultants, mold hygienists, and content examiners to fully prepare your complicated claim.

  • They are Good Negotiators

Your insurance company’s adjuster might not accurately identify and investigate various potential issues such as structural damage repair, proper fire and smoke restoration, mold remediation, the use of proper cleaning chemicals and deodorization, or soot removal. The insurance company will often not pay you fairly or at all for personal content that is not salvageable or able to be brought back to pre-loss condition. This can result in less than a satisfactory settlement for you. Insurance companies never voluntarily pay more than an amount claimed. It can be said that insurance companies fear public adjusters and it is all because they know how much a public adjuster is an expert and is committed to helping his/her client get the best settlement amount.


At Experienced Public Adjusters, we have the most qualified and experienced Public Insurance Adjusters. It can be said with absolute confidence that we will serve your best interest and assist you in collecting the highest settlement amount possible. Our process of working is quite straightforward: our public adjusters review your policy, evaluates your damages, make proper adjustments to your claim, providing you ongoing feedback of your claim status, and maximize your settlement using all our experience.

Contact us today if you want to maximize your settlement for your home and personal property. (407) 212-8669