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John Ginovsky

John Ginovsky


Real-time payment tops the list, but future demands careful and complex decision making
OCC and CSBS butt heads at payments meeting (updated)
This as-yet underserved demand has increasingly affordable supply sources, through bank-fintech partnerships
Banks, merchants, and government agencies all at terrible risk
Wave, swipe, or punch a button—all sorts of new mechanisms
Disintermediation looms in this developing technology
As artificial intelligence and internet of things near convergence, will be bumpy ride
AI Series: Understanding what “artificial intelligence” encompasses—and why it matters
AI Series: Robotic process automation doing routine, repetitive banking tasks offers benefits in efficiency, cost reduction, customer satisfaction
AI Series: Subset of AI already making inroads in fraud detection, marketing, and improved customer relationships
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