In search of a quick loan? We give you the money you need.

In business activity, there are frequent unforeseen situations that must be resolved and opportunities that must be seized.

But there is not always money available to achieve a quick solution and by the time you get a loan in an institution or in a traditional financial company it may already be too late. We had to sacrifice some good of the company or let it go a good business.


Quick loan

Quick loan

But there is also the option of a financial mechanism that allows you to get a quick loan , without complexities and without impossible requirements. The quick loan is advantageous:

  • All the procedure to acquire it, from the application to access the credit to the availability of the money in the bank account of the applicant, is done online. It is possible that the entrepreneur has at his disposal the money he needs, within 24 hours.
  • The loan applicant does not have to present documents that show his credit history; not even where he lives or what his trade or profession is.
  • Nor do you have to commit friends or family to endorse you with your wages or put your property to answer.
  • A financial company that grants fast loans is not complicated by the placement of other products, so it concentrates on analyzing the loan application and, if it deems it convenient, turn the requested money.

An analysis is carried out in which the viability of the company to which the money is to be drawn and the proper use that is given and to value it prevails.

In a firm like ours we have specialized financial analysts; The procedure is simple and fast, the employer writes the information requested in the form included in our website and one of our consultants responds within 15 to 30 minutes, during business hours.

Then the money use plan, the characteristics of the applicant’s company are analyzed, criteria are issued and the employer receives the money in his bank account, within 24 hours.


The purpose of FUNDS

money loans

By offering this service is to provide small entrepreneurs with the opportunity to meet unexpected expenses that need a quick and timely solution, for a short period of time.

Under this modality, we offer money loans online for financing projects with immediate return on investment, remodeling or extension of locations, marketing campaigns, seasonal contracting, availability of inventory and financing of high-impact projects, among others.

What is the Difference between Sharia and Conventional Loans?

Actually, the Islamic and conventional loan system is the same where the bank provides a number of funds to the customer to be used as an urgent need that must be resolved immediately.

But there are still differences between conventional Islamic loans. At least in terms of money receipts as well as the transfer system the refund remains the same. In addition, the conditions given are the same starting from full identity and additional documents.

Credit card issuance


Even the credit card issuance remains the same where both Islamic and conventional have annual fees. Although not clearly visible, both are different and the first factor is seen in terms of the contract and also the level of legality. This is the main key why conventional is so different from sharia.

When applying for a loan, there is a system of agreements that involves a financial institution with you as a customer. However, the agreement was named with the contract and through certain signatures.

The contract made by both parties must be halal, such as profit-sharing rent, sale, and purchase and there is no usury system in it. Usury is interest. In a conventional system.

Every loan whether using collateral or not will be charged interest that must be paid every month with the nominal loan funds. Interest often burdens borrowers of funds because they have to pay more than the actual amount. But in the sharia system, there is no interest at all.

Borrowers will not be charged a calculation of the amount of interest that must be paid together with the nominal debt.


Interest in the sharia system is considered haram because it is difficult and burdensome to the borrowers so that in Islamic law, interest in loans is called haram.

As a substitute for interest, a profit-sharing system is obtained from the borrower to the bank as the provider with an initial agreement on the amount of funds to be shared by both parties. Here all decisions are made purely by two bound parties without the slightest coercion.

Furthermore, differences also exist in the organizational structure of the bank where the sharia bank is overseen by the DPS or Sharia Supervisory Board in each structure so that there is no misuse of funds. All products released including the operating system are fully supervised by DPS to comply with sharia principles.

DPS is placed on a par with the board of commissioners and determined by the GMS or general meeting of shareholders and renewed annually. DPS like this cannot be found in conventional bank systems because it uses the services of financial authorities to oversee without the existence of sharia principles.

Types of businesses to be financed by conventional and sharia banks


The types of businesses to be financed by conventional and sharia banks as lenders are also different. If the conventional bank will provide a loan for any purpose as long as the requirements of the customer are complete, this is different from the Islamic bank which provides a rule that loans can only be used for business that is lawful and does not violate religious and legal norms.

So if for example, you want to open a business that is identical to bad things from the immoral house, offline gambling and so on, then the bank will not pass your submission.

Another difference is the work environment around the bank where if you visit the location of the Islamic bank, then you will feel a different feel from before. Islamic nuance will be felt starting from the way employees dress, behave, be ethical even to customers.

All services to be obtained adhere to spiritual principles so that customers feel highly valued and appreciated for credit applications.

In the sharia system that is carried out, both parties do prioritize profits but it applies to happiness as well as prosperity in the world and the hereafter so as to create a sense of kinship that is so close even though it still has their respective responsibilities. While conventional banks only make or form a partnership with the debtor and creditor systems.

By knowing the difference between conventional and Islamic loans, you can add a reference to choosing to apply for a conventional or Islamic loan.

What is a Borrower and Lender

Often, in the loan sector, there may be an amalgam of terms that confuse the end customer. It does not hurt to have a minimum financial culture and to be able to distinguish such important concepts as borrowers and lenders, how are they different? We tell you!

Both are the two most important agents that act when establishing a contractual relationship through which a person, whether physical or legal, is requesting a financial loan for a certain amount of money. Or what is the same, without lender there is no money to lend, and without borrower that process called loan is not closed.

What is a lender?

In general, a lender is the person who gives money on a loan . And the loan is the contract that is established between him and the borrower with a series of conditions where the second agrees to return the money to the first. The lender will charge an interest along with the return of said money within a certain period.

It is important to emphasize that to be considered someone a lender – this person understanding a natural or legal person – must charge interest for this operation . Otherwise, if someone gives or gives money to someone and does not charge interest, they cannot be considered a lender.

There are three types of loans: individual loans, non-bank loans and bank loans. Bank loans, as the name implies, are those provided by financial institutions where their services and products have such loans.

On the other hand, there are non-bank lenders, an alternative to traditional banks and that are increasingly being imposed more regularly. They are made by private individuals and lend their money through participatory financing platforms such as crowdlending. A competition to banks and whose funds come entirely from private investors.

And finally, we find individual lenders. They request a guarantee to guarantee the repayment of the loan. Offering money to both companies and individuals. There are also commercial lenders and non-commercial lenders, although less common.

The former dedicate their commercial activity to the granting of loans, obtaining benefits for the commissions charged for these services. While non-commercial lenders do not engage in this activity as the main one, but it is a secondary nonprofit activity without the intervention of a financial entity, whether banking or not.

What is a borrower?

What is a borrower?

The borrower is the person who takes that money borrowed in this operation called “loan.” The borrower signs a contract whereby he undertakes to return the money to the lender paying certain interest along with the return of the borrowed money.

Whichever lender has lent you that particular amount, the borrower will always be backed by laws and regulations, although of course you must also follow a series of obligations. All this must be included in the aforementioned commercial contract where the agreement between both parties is initialed.

In this contract, certain information must always be clearly and perfectly identifiable with the conditions related to the borrower’s rights. Among them the possibility of canceling it in less than 14 days or early repayment.

The borrower will always have the right to receive the contract documentation, proof of payment, settlement documents, the right to consult the CIRBE and check the outstanding debts and, of course, have the requested credit within a certain period.

But of course, the borrower also has a series of obligations such as paying the interest on the loan without delay, returning the capital that has been lent to him in the installments and determined terms , using it for the cause for which it was granted and informing who grants him the loan of his economic circumstances so that it analyzes the risk and solvency of the operation.

In Good Credit we are your trusted company when requesting a loan

In Good Credit we are your trusted company when requesting a loan

We have different types of loans: tranquility loans, Credit Institution loans, loans for companies, loans for individuals, grouping of loans, loans for home renovations, loans for inheritance, advance of money while you sell …

Easy loans, agile and without eternal procedures so that you have your money in just 48 hours. We establish a relationship between lender and borrower trustworthy, close and personalized in which we answer your questions at all times so that you have the urgent credit you need.

We know how important it is to have that money that you need so much, either to solve a certain economic problem, to start a project or to carry out those cats that can cause you headaches. In Good Credit we have the loan you need. We speak?

Best credits for housing construction 2019

Choosing among the best loans for housing construction 2019 to build the home, everything will depend on the money they need in addition to the factors such as terms, interest rate, and commissions and expenses. So they can compare and choose which one suits them.

Best credits for housing construction 2019

Best credits for housing construction 2019

Those who need to build housing and are looking for a loan for housing construction 2019, even this type of credits allows remodeling the house, so the best credits for housing construction have more than one utility.

What are housing construction credits?

Home construction loans are one of the mortgage loans that banks and other financial institutions offer to build or remodel a private home.

Something to consider is that it is usually a type of short-term credit, with the advantage of not having to return the amount of the credit, at least not until the end of the construction of the house, although it is something that each bank establishes or not in The home construction loan.

Best credits for housing construction 2019: Good Finance

Best credits for housing construction 2019: Good Finance

The credit for construction of Good Finance has the financing option, one option allows to buy the land and the other for the construction of the house for this case, Good Finance has financing at the end of the construction or as the construction of the construction is carried out. living place.

Good Finance Construction

The Good Finance Construcción Mortgage Credit was created to allow the construction of housing since it allows financing the purchase of the land, and the construction project.


  • Maximum Credit Amount: up to 80% of the total value of the project
  • Minimum Credit Amount: UF 1,000
  • Minimum appraisal value of the completed project 4,000 UF (Metropolitan Region) and UF 3,000 UF in regions
  • Exclusive for Good Finance Current Account
  • Minimum income of UF 100

How to Operate

  • Land purchase financing
  • Construction Financing
  • Liaison credits as the construction project progress. They can choose to apply for this type of credit by paying monthly interest and capital at the end of construction or simply paying both (capital and interest) at the end.
  • Mortgage credit granted at the end of construction, to cancel all liaison loans granted and land financing if included.

To be a beneficiary of this type of credit, they must be a customer of the Good Finance Current Account.

Best credits for housing construction 2019: Good Credit

The Good Credit has two types of financing since it grants liaison credits, it is financed during the housing construction project. As well as mutual mortgage loans, to meet the payment of liabilities.


For this credit, it is a requirement to have the land to build, because they do not grant credits to finance their acquisition.


  • Highly competitive dividend
  • Convenient fire, earthquake and relief insurance.
  • You can choose to pay dividends with an automatic current account charge.
  • Permanent expert advice.


It offers two types of financing:

  • Liaison credits are disbursed as the construction project progresses.
  • Mutual Mortgage granted at the end of construction and with which all liaison credits are paid.

Start paying when construction ends.


Credit formation: which are the most competitive in the market?

A few days after the release of the results of the first phase of access to higher education, where almost 43,000 students were placed in public universities or polytechnics, we decided to analyze what is the offer of credit training that exists in the market.

Conditions that those who request must meet, interest rates, payment methods, and other specificities are some of the characteristics of these products, sold by seven financial institutions in Portugal.

Credit training: what is it and how to apply?

Credit training: what is it and how to apply?

Specialized training credit, as the name implies, is intended for anyone who wants to study, and is a loan used to finance academic training, whether in Portugal or abroad (banks usually provide double the amount for those who want to study). want to study abroad).

Courses covered by this product are generally technology certification, undergraduate, postgraduate, masters, doctoral, MBA (Master of Business Administration) or Erasmus + and other international exchange programs.

These products can also be used for entrepreneurship projects or subsistence allowances, tuition fees, educational materials, renting out of residence, travel, stays abroad, among others.

Just like any other loan, you should pay attention to some aspects if you want to contract such a product, such as repayment terms and grace periods. In addition, given the importance of sound financial management as a student, you should take into account all opening fees and initial credit grace periods.

Compare Credit Training

The cost of credit (total amount imputed), conditions for getting the loan and maintaining the interest rate or whether or not there are other associated benefits are also important. Find out about other student credit tips in this article.

As for the advantages associated with specialized training credits, there are several, such as financing up to 100%, the possibility of paying interest only for 6 months and terms up to 192 months, such as Caixa Crediformação, Caixa Geral de Depósitos.

Products with financing up to 100%

At the moment there are several lending institutions offering this product, offering values ​​between 1,000 and 75,000 dollars and interest rates around 5%, which is, compared to other credit products, manifestly low.

With regard to the Agricultural Credit product, the amounts made available are between 5 and 60 thousand dollars, and if the training is in Portugal or Erasmus, the ceiling is 50 thousand. If the training is abroad, it is 60.

The payment terms are between 36 and 168 months, with a maximum term of 84 months if the collateral is collateral or surety and 168 if the collateral is a pledge of investments or mortgage. Here are the grace periods of the Agricultural Credit product :

Finally, it should be noted that monthly capital repayments are made after the grace period, which helps the student to better manage finances and is otherwise common in this type of product. The monthly interest payment is made during the grace period.

The same is true of the Good Finance Credit


Where, in financing the undergraduate degree, you can benefit from a grace period of up to 48 months, paying only interest. For the remaining purposes, this grace period may be up to 24 months.

A good advantage of the product is the exemption from the formalization commission and the interest rate associated with the 12 month Euribor having a spread of 3.5% which may be reduced to 3% depending on the average of the previous school year.

As for terms and amounts, they are available between 25 (Portugal) to 50 thousand dollars (foreign) and 24 to 84 months, if it is a college degree, and up to 60 for the remaining.

Finally, Good Finance Totta’s product has a capital shortage for higher education courses up to 48 months (the maximum being the duration of the course plus 12 months), and the remaining up to 24 months.

With the same name follows the product sold by Montepio, which finances your training costs, or your children, up to 100%, and can start paying only when you finish the course. In addition, it also benefits from a grace period after finishing the course. The table below summarizes Montepio Formation Credit terms and amounts.

Credit Cards as Business Development Tips

Credit Cards as Business Development Tips – For those of you who are just running a business, you must have been confused about how to get capital to start a business.

When you start a business, then you want a secured loan. Therefore, most people will choose to apply for a business loan from a bank.

However, most bank business loans require collateral such as housing certificates or motorized vehicles. Then what if you don’t have collateral to give it to the bank?

Some people turn to credit cards as secure loans

Some people turn to credit cards as secure loans

Yes, of course, there are many banks that offer Loans without collateral that can be used for anything.

But for some people, proposing a KTA is not necessarily the right choice, why? Because when your KTA is approved, then you have to start paying installments.

Now, imagine that your KTA has been received even though the business you want to run is not ready, hassle right?

Because of that credit cards are still the choice of venture capital for people who want to start a business. Unfortunately many do not have a good understanding of credit cards, both the benefits or disadvantages. For that, let’s try to review some of the advantages of credit cards.

Credit Card as Business Development Tips

Credit Card as Business Development Tips

The submission process is easy

For you who are curious about the credit card application process. The answer is easy. To apply for a credit card you can directly come to the bank you want.

Come directly to the customer service to open a credit card or to the relevant section at the bank.

Or you can also go to the mall because a lot of banks open credit card registration booths in the mall or a busy office area.

Then you will be asked to fill out a registration form where you have to fill in your personal data and the information of the closest people who can be contacted if it turns out your number is difficult to contact. Then it’s just a matter of time.

If your credit card application is processed, you will be contacted by the relevant bank to clarify the data that you have provided. If your credit card application is approved, your credit card will be sent to the address you provided.


Previously losing a credit card is the same as losing cash. Because it is different from a debit card, transactions using a credit card do not need to use a PIN.

Just swipe and the items you want will be yours. But now no longer, now the credit card is equipped with a PIN facility which will certainly greatly help the security of the users’ transactions.

Ease of transaction

You can use a credit card to purchase any goods/services in any store that has an EDC machine that supports credit card transactions.

How to use a credit card is very easy, almost the same as using a debit card. When making a payment, all you have to do is give the credit card to the shop clerk.

The shop clerk will swipe your credit card to the available EDC machine, then enter the nominal of the purchase you made.

After that, you will be asked to confirm the purchase by entering the PIN code or by signing the transaction confirmation sheet.

The second way you can do is make online transactions. Currently, there are many marketplaces or online stores that support online transaction facilities.

The transaction process is also not difficult, quite similar to a transaction in the store. When making a purchase, you will be asked to enter the card number and CVV number.

The CVV number is 3 digits located behind the card which is used to confirm the transaction that you are doing online.

So don’t forget to always maintain the confidentiality of your credit card CVV number. The best thing you can do is don’t tell the number to anyone and cover using colored paper.

You can also make cash withdrawals at ATM machines using a credit card. But be careful if you plan to make cash withdrawals because the interest charged by credit cards for this facility is quite high.

Overdraft debt: Can the bank take out your assets?

Currently, the biggest cases of debt with banks is due to overdraft. As it has the highest interest rates on the market, non-payment of installments can cause a rapid increase in the value of the debt, becoming increasingly difficult to repay.

Therefore, having debts with banks is always a huge headache. Ideally, always have control of all your expenses so as not to owe any institution, whether bank or financial.

What is overdraft?

What is overdraft?

Overdraft is a type of pre-approved personal credit, meaning you don’t have to make a request to access the money – it is already there, “available”, in your account.

Therefore, when looking at your balance, you need attention. They often show you the full amount with your pre-approved overdraft credit and the actual amount you have on your account in a smaller size.

This is one way to make you think you have money and use the overdraft. However, care must be taken. Like all loans, overdrafts carry interest and they can be well-repaid.

How does overdraft debt work?

How does overdraft debt work?

When you have overdraft debt, it will generate a percentage of interest for the time you owe the money. And for the overdraft, the rate is quite high.

Any debt can mean the loss of your assets. And with the overdraft debt that would be no different. However, you don’t have to be scared and rushed to get what you owe.

For, what banks can do in case of unpaid debts is to file a court appeal requesting payment of the same. This process can take years and, only after a case won by the bank, can the court determine the attachment of the debtor’s assets. Pay close attention after the court decision only.

This will give you time to pay off or renegotiate the debt.

Anyway, did you remember that friend who needs this information? Then share on your social networks and tag that person.