letter to explain credit issues How to Tell a Future Employer About Your Bad Credit – So maybe you should be taking a closer look at your credit score and what that tells a potential employer about you. If you do happen to have bad credit, it’s not the end of the world. Many employers say they welcome a candidate’s explanation of their credit history and take it into consideration when hiring.




The amount of home equity you have is equal to the difference between your current home market value and the balance of your mortgage. Most lenders will require you have at least 15 percent equity.

A home equity line of credit (HELOC) provides the flexibility to use your funds over time. Find out about a special low introductory home equity rate and apply online today.

Loan Requirements. It is hard to make an apples-to-apples comparison when it comes to loan requirements, as USAA does not offer home equity loans, only home equity lines of credit.

where should i move to start over 3. Be proud: it took real courage to move to a new city after your divorce. People live busy lives, just as you did before you moved. Most of them don’t have a clue what it’s like to pick up sticks and start all over again, particularly after 50, 60, 70 or even 90! They don’t have the sheer guts you had to make your move.

One way to use your equity from your home is through a HELOC (Home Equity Line of Credit). If you’re considering a HELOC, you should understand what is needed to help you qualify. Here are three common HELOC requirements to consider before starting the application process.

The minimal credit score to qualify for a Chase home equity line of credit is typically 680. Your credit history should show at least three trade lines (these include credit cards, store charge cards, mortgages, car loans, etc.) from the past 24 months. credit history is an important factor in the approval decision for a home equity line of credit.
