What is Equine Mortality Insurance?

Equine Mortality insurance is a major-medical insurance policy that protects horse owners and lessors against loss of a horse as a result of a covered accident, illness, injury, or disease. Additionally, equine mortality policies also covers the theft of a horse. Emergency colic surgery, loss of use, extensive continuing care coverage, overseas transit, lameness, diagnostics and other surgical coverage may be included in your policy.


What types of horses are covered?

All performance and or breeding horses may be covered by an equine mortality policy.


Can equine mortality insurance be written with worldwide coverage?

Yes, an equine mortality policy may be written to include an endorsement for worldwide equine coverage.


How much does an equine mortality policy cost?

Equine mortality policies will vary in cost depending on the value of the horse. Usually there is a $10,000 minimum horse value based on purchase price. However, if the you believe the horse has increased in value, then you can insure for more. You would be required to justify your value. The premium will cost roughly $35-$45 per $1,000 of insured value. This number will vary per carrier.



For more information or a quote for affordable Equine Mortality Insurance,
please contact our office at 203-655-6974.