Why do People use Background Checks?

Background Checks

Recruiters will ask you all kinds of things about your background, such as your education, employment history, financial history, or the possibility of a criminal record. They might even ask about how you use social media or your medical history. Worst of all, they might not believe all the nice things you tell them and resort to a background check.

Employment isn’t the only reason to run this kind of check. 44% of adults in the US are single, and just 6% on average meet partners live, through friends or in bars. Everyone else meets online. It’s not uncommon to “screen” a potential partner.

Landlords will run checks on housing applicants to see what kind of person they’re letting into their home. Sites like UnMask.com go into more detail regarding the different types of background checks and how they are applied.

Why do Employers Require Background Checks?

With the exception of medical and genetic information inquiries, employers have every right to require a check or ask you about your background. Even the exceptions don’t apply in certain circumstances. What’s important to remember is that any employer who demands such information is obligated to give you equal treatment regardless of your religion, race, color, ethnicity, gender, age, or any disability. They can’t request additional background information because you are a woman or African American, for example.

How can You Prepare?

Be prepared to explain any negative information that will show up in your screening. At any rate, if you don’t get the job or don’t get promoted because of information in public records of whatever nature, there are some things your (would-be) employer should tell you.

One is the number, address, and name of the company that gave them the public records or criminal history report. They must assure you that you are authorized to dispute the completeness or accuracy of any information. You also get an additional free report as long as you request it within two months of their decision not to give you the job or to promote you.

Companies that provide employers with adverse findings related to public records or criminal history are obligated to ensure their accuracy.

The most common screening type, known as level 3, consists of employment history, education, criminal history, and reference checks. If requested, the screening report will include drug test results.

Checking Your Date to Prevent Abuse

In the US, 24 people fall victim to physical violence or stalking by a partner every minute. The majority of dating apps still don’t screen their users. This is a shame because people want to know whether their date has a criminal past, if they are who they say, and whether they bear a resemblance to their picture. Often, this isn’t the case. There are several quite valid reasons for people to want this information. Dating site users have been cheated into giving money by scammers hiding behind a false identity.

My Home is My Fortress: Tenant Background Checks

Protecting their properties is most landlords’ main goal. They are looking for responsible tenants who won’t break their lease, will take good care of the home, and will pay rent regularly. Tenant screening services make it more likely to find a good tenant. Background checks make property managers and landlords’ lives easier. They can even help prevent evictions. They definitely save time and money.

One additional tool worth mentioning is the rental background check. It can reveal important information about a housing applicant’s past. In terms of credit scores, most of the data you get will be from TransUnion, Experian, and Equifax, the main credit bureaus. This data could help provide an overview of how reliable your tenant is.

Some property managers look at report details, while others pay more attention to one’s overall credit score. TransUnion, Experian, and Equifax get their data from credit card issuers, banks, car finance companies, and other creditors. Other sources of information are court records, property records, and public records in general. The information in one bureau’s report might differ from that in another’s because each bureau uses different sources of information.

What Would Appear on a Tenant Screening Report?

The most detailed checks are quite comprehensive. They go above and beyond your personal details, which you would need to provide anyway. The information the landlord will get includes your current and previous addresses, income, employment history, credit score, collections, and tradelines. The report would also yield findings based on consumer statements and inquiries. Finally, the check will unearth public records, including any criminal or eviction records you might hold.

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