Monthly Archives: February 2019

Your Big Vision

А соuрlе оf wееks аgо, І сhесkеd thе stаts аnd sаw аn іntеrеstіng соmmеnt frоm аn unsubsсrіbеr which I still remember very clearly until this day.

Ѕhе wrоtе, “І аm nоt surе whаt І аm suрроsеd tо gеt оut оf thіs.”

Мауbе shе wаs ехресtіng “7 еаsу tірs tо хуz” оr “5 sіmрlе stерs tо аbс” – thеn sоrrу, І аm nоt уоur gаl. І trulу bеlіеvе оur busіnеss саn еmbоdу flоw аnd еаsе… but оnlу іf wе аrе wіllіng tо sіt thrоugh thе fіrе аnd unсоvеr оur Тruth, аnd hоw wе сhооsе tо ехрrеss іt. Тhеrе іs nо frее lunсh.

(Ву thе wау, уоu gеt whаt уоu wаnt tо gеt оut оf іt – wе аll hаvе dіffеrеnt frаmеs оf rеfеrеnсе. Іn mу wоrld, уоu аrе ΝОТ “suрроsеd” tо dо аnуthіng.)

Тruе, І dо wrіtе аbоut mу ехреrіеnсе оftеn but іt’s nо еgо trір – аftеr аll, І аm shаrіng wіth уоu mу оwn еvоlutіоn – hеаrtbrеаks, tеаrs аnd swеаt – rеаl tіmе.

І wrіtе аbоut іt whеn thе wоund іs stіll rаw аnd thе еmоtіоns аrе stіll flоwіng. І аm nоt sіttіng рrеttу оn а реdеstаl аnd shоwіng оff а stеrіlіzеd vеrsіоn оf “hоw І mаdе 5 fіgurеs lаst mоnth.”

Еvеrу tіmе І sіt dоwn tо wrіtе sоmеthіng sо vulnеrаblе, І wаnt tо рukе.

І dоn’t dо іt јust fоr kісks.

Му ехреrіеnсе mау bе іndіvіduаl, but thе undеrсurrеnt оf еmоtіоns, fеаrs, dеsіrеs, іs nоt. Тhеу аrе unіvеrsаl.

Тhеу аrе humаn соndіtіоns.

Unlеss уоu аrе sоmе аlіеn sресіеs, thеsе stuff wіll соmе uр іn уоur lіfе аnd busіnеss іn оnе fоrm оr аnоthеr, аs уоur оwn іndіvіduаl ехрrеssіоn. І аm hоріng уоu саn rеlаtе tо mу ехреrіеnсе, аnd сultіvаtе thе аwаrеnеss tо rеаlіzе whеrе іn уоur lіfе thаt thеsе blосks аnd hurdlеs аrе hарреnіng tоо.

І аm hоріng thаt уоu саn сultіvаtе thе аwаrеnеss, sо уоu саn bе іntеntіоnаl whеn сhооsіng уоur асtіоns, іnstеаd оf bеіng swерt іntо thе “shоuld’s” оf thе wоrld.

What is a Power of Attorney?

The Power of Attorney (POA) is a legal statement that gives a lawyer authority to act on behalf of their client, in case the individual is absent to close a deal for whichever reason.

Sometimes, a person might be unable to follow through with certain undertakings such as selling a house, brokering a company merger or settling claims. In such circumstances, the attorney can act as their agent by signing the necessary documents and completing other personal requirements needed to finalize the transaction.

How does it apply?

The power of attorney is applicable once two witnesses have been called to witness the legal privilege being exchanged from the client to his/her lawyer. You can either give your attorney powers to act on your behalf while still conscious, or put it such that the arrangement is only applicable when you become unconscious or unable to make decisions by yourself.

Types of Power of Attorney documents:

  1. I) General

This contract gives broad privileges to the lawyer to represent you in matters such as; handling business transactions, purchasing life insurance, fulfilling business interests and outsourcing professional assistance. Typically, this document is useful when you have traveled out of the country, but need someone who can take care of your matters while absent. Likewise, when you’re mentally or physically incapacitated it can also be helpful.

  1. II) Special Powers

In this arrangement, the client specifies exactly what powers the lawyer is supposed to exercise on their behalf, so that they don’t cover each and every aspect of your business even those they aren’t supposed to. Usually, special privileges are given to attorneys when the client is unable to handle certain responsibilities due to commitments or poor health. They cover matters such as administering real estate, collecting debts and selling personal property.

III) Durable

As the name suggests, a durable power of attorney document is intended to last and isn’t affected by temporary circumstances. For instance, if you become permanently incapacitated due to an illness or accident such that you can’t transact your businesses normally like you previously used to, then the attorney may legally take over from you and keep your operations running for your entire lifetime.

For a Durable plan to be put in place, you must specify in your contract that the attorney is only allowed to transact business on your behalf if you’ve been declared mentally/physically unfit by a doctor. Sometimes, it may even require a written statement by at least 2 licensed practitioners to declare you incompetent in terms of health to run your operations.

  1. IV) Health Care

A health care POA gives your lawyer authority to undertake medical decisions on your behalf, in the event that you’re unconscious or mentally unfit. For instance, the attorney can determine which hospital the patient should get treatment in when they become unconscious, the amount of money to be spent on treatment and so forth.

To summarize, the Power of Attorney is a binding contract that gives a lawyer authority to transact their client’s businesses, in the unlikely event that they’re unable to do so themselves. Generally, there are different types of POA documents and each has its own specific role which the attorney needs to fulfill. Read this comparison of Legalzoom vs Legalshield to select the best legal service for your power of attorney.



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Top Five Benefits of Availing Medical Loans

We know that medical emergencies are unpredictable, which can occur at any time. In such unexpected scenarios wherein you do not have enough funds to sail through, personal loans such as medical loan can help you manage them effectively. Keep reading to know about some interesting benefits of medical loans.

Receive Funds Instantly

During emergency situations, medical loans can help you with funds instantly. In most cases, bank customers also have the option to opt for a pre-approved loan. It is a very easy and faster method of dealing with undesirable medical issues.

Hassle-Free Policies

You do not have to undergo a lengthy process for documentation while applying for medical loans. Their policies and guidelines are very clear and accurate, which does not create any confusion. Just the basic ones like ID proof, address proof and income certificates are enough to apply.

Repay Instalments in Easy EMIs

Medical loans are quite flexible in their services and benefits. You are free to choose the tenure for the loan depending on your capability to repay. It has been structured in a way that people do not face any trouble during the process.

Avail Funds That Will Be More Than Your Credit Limit

Even if you have sufficient funds available in your credit card, you can still receive it during medical emergencies. Sometimes, the credit card companies may not be able to increase your credit limit and you might face issues in paying the bills. In such scenarios, simply apply for a medical loan, convert it into easy instalments and get the medical expense sorted for the entire term.

Pay Bills As Per Your Convenience

Some companies offer a flexible way of availing the loan. You may opt for the amount you need to manage the bills and decide a flexible tenure to repay it. It has been observed in some cases that these loans are available at a lower interest rate than what is offered by the credit card agencies.

Some suppliers or hospitals may not accept credit cards for payments. In such cases, you can easily apply for a personal loan. You can avail the loan amount provided by the bank and make payment in cash, through a cheque or transfer money online. The mode of payment is no more an issue because we have now developed into a digital world and everything is possible online.

To sum it up, you should opt for a medical loan to reduce the financial burden and let the loan company sort the finances, while you can simply focus on you and your family’s well-being. Health should be our first priority and should not be neglected in any case because you if you live healthily, you live happily. We hope you received valuable information about medial loans and their importance. Now that you know the importance of medical loans, don’t think twice before applying for one!