Trulia Voices: Is it ok to ask the seller to pay closing costs on a short sale?If we offer list $$ w/seller to pay closing costs, would the lender approve the offer? by Nan Brennan was asked a year ago why is it showing up as new?Sat, 20 Jul 2013 10:23:31 -0700Answer by Santiago kensel Sanchez - CDPE my experience they always give it to you is you offer is an FHA , but if its a conventional loan NOSat, 20 Jul 2013 07:59:49 -0700Answer by Mandy Fritsche not hurt to ask for it... seller will most likely approved it BUT in the end it is the Seller's Mortgage company that has the final say. It really is all about the bottom line for most lenders so each situation is different. Good Luck! Mandy Fritsche, Prospect Mortgage, Mortgage Loan Officer, NMLS# 557211 262-327-5700 Cell, 877-868-9198 Fax,, 19 Jul 2013 17:26:49 -0700Answer by Alvaro Jimenez see the house for offerMon, 14 Jan 2013 13:36:16 -0800Answer by Kelly Podmolik line is that the bank will still need to approve the entire offer. So even if the seller accepts it with all the terms and conditions it still needs to be approved by the bank. It can take several weeks sometimes months to receive an acceptance from the bank if one at all. I have a bit of experience with a variety of banks on short sales and foreclosure. If I can further assist you please don't hesitate to contact me at any time. Your Trulia Pro- Kelly Podmolik 715-492-0019 Appleton Area WI www.appletonareahomes.comTue, 04 Sep 2012 15:26:05 -0700Answer by Debby Thompson can ask. The bank is the one that approves a short sale. Bottom line is the number they will get out. Some of themm have set guide lines as far as how much they will pay. If they don't like it they will counter the offer. (the lender) Debby Thompson Homestead Realty Inc Milwaukee, WIMon, 03 Sep 2012 12:19:35 -0700Answer by Gary Geer your offer at a price that you can pay your closing costs and find out if the sellers lender will accpept that offer. That's your best choice.Mon, 03 Sep 2012 09:50:20 -0700Answer by Lisa Ripley, ABR seller nets nothing at closing so it would be the bank paying those fees. Typically this wouldn't be possible but if your offer is strong and covers what the bank needs to let it be sold, it's a possibiliy.Mon, 03 Sep 2012 09:41:54 -0700Answer by Merrill Jencks have closed several short sales where the seller's lender contributed 3% closing costs for my buyer, but it is a little bit harder to get closing costs on a short sale than perhaps on a traditional or bank owned home.Sun, 02 Sep 2012 21:34:38 -0700Answer by Millie C Lumpkin depends. I've had bank approve short sale with seller contribution included. Of course, buyer raised offer to include amount of contribution You never know but you can certainly ask.Sun, 02 Sep 2012 20:41:54 -0700Answer by Nan Brennan, Your realtor can ask but its doubtful a bank will pay much at all in closing costs, it all depends on the bank. I just had one that paid 1% of the sale price but that was a national bank. Good luckSun, 02 Sep 2012 20:36:42 -0700