What is the best way to invest $20,000?



Your best strategy depends on your goals and your risk profile.  For example, if you’re older, and on a good income it will probably be best to contribute it to super. 

However, if you are young and saving for a house deposit, the only realistic option is an interest bearing account.  This may be a good time to seek advice with the aim of establishing a long term relationship with a financial adviser.