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PSI-Pay is an alternative banking solution that allows its members to withdraw and deposit funds spontaneously. The company which has been operating since 2007, allows its clients to operate within the local banking network that exists in 173 countries using 44 currencies.

Services that PSI-Pay Provides:
PSI-Pay employs efficient banking staffs who have adequate experience in the sector. Their team has motivated staff who understand the alternative payments industry and banking as a whole. The alternative banking firm offers payment solutions with sponsor partners. In addition to this, the company assists various companies in managing programs of their own through the management of MasterCard and FCA. Recently the company partnered with Kerv Wearables to provide one of the first payment rings that is contactless. Phil Davies who is the banking firm’s Managing Director was pleased with the deal. Regardless of the decision of the UK to leave Brexit, the company has already planned for any eventuality that might occur. The merge with Kerv Wearables is a revolutionary move that will be recognized all over the world. The two companies are one of the pioneering entities in the alternative payments sector.

PSI-Pay was licensed in 2007 by FSA to provide payments. In 2009, the company became a main issuing member of MasterCard. Therefore, it is licensed to give out both prepaid cards for payments, contactless or PayPass programs, virtual cards and debit cards. By 2011, the company had already obtained their license from the EMI. Subsequently, they are regulated and authorized by the FCA to conduct electronic money transfers all over the European Union. However, from 2014, the alternative banking company has been authorized to provide express MasterCard services all over the European Union.

Some of the alternative banking solutions that the company provides include the following:
1. Safeguarding funds
2. Full partner sponsorship
3. Lite partner sponsorship
4. Private label programs or limited loop
5. Regulated partnership sponsorship
6. Supported functionality and products
7. Customer Loyalty
8. Payroll expense management

Through its partners, PSI Pay has been enabled to support so many establishments. The company does this through empowering activities such as managing the programs for various payment cards, distribution, marketing, sales, and many others. In addition to this, the company provides specialized services for approval, settlement, reporting and any other activities that involve MasterCard. Moreover, the company is also mandated to carry on any activities that are obligatory by the Financial Conduct Authority. These activities include mandates, audits, compliance, and reporting.

In a recent meeting, Brazilian financier Igor Cornelsen talked about the many great investment opportunities in Brazil. During a recent conversation, Igor Cornelsen discussed a few things that will benefit investors who wish to get into the Brazilian market. He provided three tips that will likely help many investors get the most out of their experience investing in the nation. His first tip was to establish relationships with the native population. Since Brazil is a very social culture, it will be important for investors to focus on meeting people so that they can be introduced to new opportunities. Another tip provided by Igor Cornelsen is to be mindful of Brazil’s regulations and taxes. The nation has a lot of bureaucracy so it will be important for investors to be patient. Igor has also stated that investors will need to make foreign currency transactions with banks that are authorized to do these transactions.


Igor Cornelsen is an investment banker and consultant based in Brazil. He has established a reputation of being one of the most trusted experts on finance and investing. Over the course of his career, he has developed an expertise on commodities and foreign exchange currencies. This has allowed him to be a leading advisor to foreign investors who are looking to capitalize on the Brazilian markets. Cornelsen has worked with Bainbridge Group Inc. which is a leading investment firm. He got involved with this firm due to its reputation of making significant deals in the stock market. By being affiliated with this firm, Igor has been able to establish credibility as well as gain more practical experience in the financial sector.


As well as being an investment banker, Igor Cornelsen is also a consultant. At this position, Igor regularly provides advice to investors about the many investment opportunities available in Brazil. With his advice, he has been able to help a number of investors gain valuable insight on the Brazilian markets. Along with providing valuable insight on the Brazilian markets, Igor has also been able to provide expert guidance on how to attain success in the Brazilian market.


Equities First Holdings is a US-based company specialized in the issuance of fast working money through stocks as collateral. When you want to secure the loans, you present your stocks to the table for evaluation. Once the company experts have evaluated the assets, you are allocated a sum of money as money. For this reason, you will surrender your stocks to get in for the amount presented in the adequate structure. As a matter of fact, no one can work to meet other user needs in a way that is unparalleled in the industry. Equities First Holdings offers lending solutions to those who are in need of fast capital.

Equities First Holdings was founded in 2002. Since then, it has majored in the issuance of stock0based loans to its clients. Because the company deals in clean business, it is now one of the most adopted companies in the world. Its main headquarters is Indiana. While this is true, it has sought to have a presence on all continents o the world. As a matter of fact, you will end up hiring for capability management status that develops this feasibility studies. Equities First Holdings has also been adopted on a massive scale.

During the harsh economic crisis, the market fluctuation is always inevitable for stocks. However, you can get a hedge between the problem and the loan due to the decreased interest rates associated with the stock-based loans. Banks and other institutions have their lending capabilities decreased during the harsh economic crisis. During this time, you do not expect to get a loan from credit-based institutions because they have an increased interest rate. As a matter of fact, you might end up working for capabilities that mismanage their investment portfolios. For those who have no qualification for the credit-based loans, you might want to consider the use of the stock-based loans by Equities First Holdings as the market leader in business.According to Al Christy, many people don’t know the differences between stock-based loans and margin loans. As a matter of fact, margin loans require a statement of the use of the money to qualify. However, you are not required to state any intention of the money to qualify for the loan.



Equities First Holdings is a financial service company founded in 2002 and based in Sydney, Australia. The company prides itself on providing services to enable their clients to realize their financial goals, both personal and professional. To this end, they have specialized in delivering alternative shareholder financing solutions. Lately, in our current economic climate, Equities First Holdings has found much success with margin loans and stock-based loans. With the rising interest of bank loans and the fact that qualifying for that loan is increasingly difficult, borrowers have been seeking out these alternative financial solutions more and more.

Many people could benefit from opting for one of these alternative loans. If a borrower can’t qualify for a conventional loan, or perhaps needs to raise capital quickly, Equity First Holdings can provide a solution in the form of either the margin or stock based loan. Their management released a report recently which stated that a majority of conventional loans from banking institutions actually had greater interest than the stock based loans offered by Equities First Holdings. This suggests that, even if the borrower could qualify for one of those conventional loans, they would more than likely be better of with a stock based loan.

In order to be able to offer such high loan-to-value interest rates, Equities First Holdings has specialized in theses alternative financial solutions. One of the ways they achieve this is by providing clients with the necessary capital against shares traded in the public market. They have been doing this since 2002 and have successfully completed more than 700 transactions, at a value of over 1.4 billion dollars.

Share based loans have historically been maligned by many in the world of finance. This is unfortunately due to the actions of a number of unprincipled lenders failing to return stocks upon transaction maturity because they put the borrowers collateral in the open market. Equities First Holdings on the other hand believes in transparency and integrity. They also consult with leading legal, regulatory, and trading institutions.

All of this comes together to provide the borrower with a loan that has the maximum value and minimum risk, enabling them to achieve their goals.


Equities First Holdings is an international leader when it comes to alternative shareholder financing solutions. The company has transformed the lives of many people in the economic climate where most of the banks and other lending institutions have decided to tighten their lending criteria. The company services are suitable for the investors who are looking to raise capital fast, or those who cannot access the credit based loans because they do not quality. The company has become very popular for offering these group of people alternatives.

There are some options for this category in the modern times. However, most of the lenders have cut their lending options, increased their interest rates and some have even tightened their loan qualifications to survive the harsh economic times. The founder and chief executive officer of the successful equities lending institution, Al Christy says that he has realized that the loans that have been collateralized by stocks as the best and innovative borrowing alternative to the individuals who need to raise their working capital. According to Al Christy, the stock-based loans have proved to be better because they have a higher to loan value ratio compared to the traditional type of loans. Al Christy also believes that the loans from organization have become popular because they offer the consumer a fixed interest rate, and this provides certainty during their transaction life.

Christy says that during a three-year loan term, there might be market fluctuations, and they can have serious effects on the loans. However, the stock-based loans offer the consumer a hedge because they have a lower risk in the downside market. This proves that the stock-based loans are safer for the consumer compared to the other. The borrower can walk away from their loan at any given time, even when the value of the stocks has depreciated.

The borrower is also allowed to keep all the initial loan proceeds without having any obligations to the lender. Equities First Holdings has made several successful transactions since it was founded several years ago, and this is a sign that people like the services they are offered by the organization. The process of acquiring these loans is also very transparent and fast.

Todd Lubar is the current president of TDL Global Ventures. Upon first gaining recognition as a business professional in marketing and strategy planning Todd Lubar was first a real estate professional in 1995. At that point in time he realized that he enjoyed helping people live better, so he made a business decision to pursue a career in real estate and finance. Mr. Lubar started off as a loan originator for a company called Crestar Mortgage Corporation. With Crestar is when he learned the basic model of what it takes to become a successful mortgage banker. Due to an entrepreneurial spirit, Todd was able to establish professional relationships with other bankers, CPA’s, real estate agents, other finance pros, and even insurance agents. These business contacts would later prove to be an effort worth more than his job itself.

Only 4 years later in 1999, Todd Lubar took on a new role in the finance field as an Equity Estimator with Legacy Financial Group. This would be the point in time where you would learn how to put all his newfound skills and real estate attributes to the test. He was now responsible for brokered loans to outside investors, and even lending as a direct lender for a mortgage bank. Due to the newfound entitlement he was able to produce over 200 banking transactions that not only made the company he was working for a lucrative profit, but also worked to build relationships that would later on prove to be an invaluable networking effort for the company as well.

If we fast forward 12 years, Mr. Lubar is now an affiliate of many major finance and lending companies around the country. He has done business with some of the bigger names out there and has been responsible for millions of dollars worth of transactions and loans. Todd Lubar currently resides in Maryland with a family consisting of two children.

Investment banking is a type of financial program which is targeted towards serving businesses in obtaining financing and extending their investment portfolios. It is mostly effective in higher financial solutions by helping companies in gaining access to investment capital markets in order to increase capital for business expansion or other desires. This occurs in the type of stock choices and bond exchanges. However, investment funding and wholesale business products are aspects of the situation as well.

Investment banking is more than one particular program. It includes an array of products, including advertising, marketing, exchanging, and underwriting bonds and stocks. The benefits of investment banking consist of offering innovative ways financially for government bodies, businesses, individuals, and not-for-profit companies. Investment banks underwrite new equity and debt securities for all kinds of organizations. They also help in facilitating mergers and acquisitions, in selling securities, and help broker trading and reorganizations for private investors and institutions. Investment banking would provide solutions in making purchases, managing assets, and advising mergers. They will also prepare the necessary paperwork for clients. It consists of the back office, middle office, and front office of activities.

About: Martin Lustgarten

With Venezuelan and Austrian heritages, Martin Lustgarten is a well known business owner in investment banking. He lives in Ponte Vedra, Florida, a very elite and expensive community along the oceanfront. He is the President and Chief Executive Officer of Lustgarten, Martin.Lustgarten, Martin bank is very successful and has been since the beginning. They work well will investors in closing huge financial offers to acquire financing from alternative sources. They are over various global business projects, and they have connections all over Hong Kong, Singapore, and Panama. He has also used his investment banking business to help individuals in areas where there are challenges in gaining access to global trade.

Investment banking refers to a certain category of banking that solely focuses on investments. It involves creating capital for large institutions such as companies and governments. Investment banks work to offer advice on the best investment opportunities and provide ample environment for acquisitions, reorganizations, and mergers. The investment banks main aim is to evaluate a company’s worth and establish an effective system from which the company will attain maximum results. The systems put into account strategies to enable the company acquires funds needed to achieve the optimum results.
Investment banking career is not as easy as it sounds, it requires not only skills and knowledge acquired in class, but also additional skills such as observation, research, and virtues such as patience. In general, having excellent interpersonal skills is an important asset in the world of investment banking.

Martin Lustgarten, founder and Chief Executive Officer of Lustgarten Martin Company, is the world’s most successful investment bankers. His firm is based in Florida but is renowned nationally as the best investment bank in the country’s history. Martin’s earlier success and experience in the investment banking sector helped his company gain recognition and are now the most sort after investment firm in America. The company has maintained consistent growth over the years, earning good reputation from its current clients, and attracting more clients.

Martin has impacted the investment banking industry with his above industry standard and unique customer service approach, opting to deal with his clients personally amounting to the best results. An effective communication system set to ensure the direct passing of information to his clients has improved productivity, and achieved customer satisfaction. Martin is passionate about investment and has in the ten years period ventured in investing in the real estate industry.

Martin was born in 1959, in Florida. Over his years in investment banking, he has worked with large entities such as banks in the United States. He began his career as a financial analyst, dealing with security exchange and stock trades. He buys products from Europe and imports to sell to different banks in different countries at significant high value.

George Soros – according to his website – founded The Open Society Foundations in 1979, but before that attended the London School of Economics and opened an international investment fund in the United States shortly after. Since founding The Open Society Foundations, he has given out up to $835 million a year as of 2011. He’s even written quite a few books, including his newest title The Tragedy of the European Union in 2014.

This newest book talks about a topic that Soros has spoken on FX Street about quite a bit recently. Everyone is aware that the Syrian migrant crisis is exactly that – a crisis. All are aware of what is going on with that issue. However, what they have failed to notice, according to an interview Soros gave on January 21, 2016, is that the migrant crisis is only one of four reasons the European Union is failing.

The other three reasons he gives are the Greek financial crisis, the possible exit of Britain from the EU’s markets, and how the EU is now treating Ukraine. These four issues combined are creating a toxic environment in the European Union, and the reasons these need to be addressed are quite dire.

The reasons Soros have given for addressing the financial issue in Greece are compelling. The debt in Greece is humongous. The country owes a lot to the European Union, and there’s hardly enough Euros to go around. The investments and rates are astronomical, and there’s hardly money for them to operate and pay debt. These current conditions will likely make the economic depression in Greece worse, Soros predicts.

The migrant crisis is the largest of the four reasons, Soros notes, that the European Union is failing. There’s no effective policy for taking up those seeking asylum. Since Syria is very close to the European Union, geographically speaking, it makes sense that they would take up migrants. Except they aren’t doing this. Instead, they have effectively closed their borders. Making and then extending a plan to deal with taking in those seeking asylum from the crisis in Syria, Soros adds, is going to be key in making sure the European Union doesn’t fall apart.

As for Britain’s possible exit from the European Union’s market – or the Brexit – could threaten political ties more than economical ties. Britain currently uses the pound, which has quite some punch against the euro, and has a low exchange rate for euros. This means that it takes fewer British pounds to have more euros. If Britain pulls away from the market in the European Union, they may lose their best place of export, and access to the open market that they currently have.

For the Ukraine crisis, the idea is to prevent the country from being in the same place as Greece is now. It would take a few years, of course, but it could be prevented now. Not only that, but Soros adds that Ukraine is the best bet to avoiding Russian aggression.

BMG bank vice president and top Brazilian executive, Marcio Alaor, was honored in his hometown. A food court was named after him. This was undertaken during the 33rd Agricultural exhibition called Expose Samonte in Santo Antonio do Monte. This information was originally reported on as highlighted below
The award emphasized the services Marcio Alaor had provided to his hometown. His professional growth has been attained through hard work with the continuous support of the city residents that motivated him through his journey. Marcio Alaor did all that without forgetting his roots.
According to, Dr. Wilmer, an earlier friend of Marcio Alaor, was among the first to notice the potential Marcio Alaor had of becoming a successful man. When he was still a shoe shiner, Dr. Wilmer sent Marcio Alaor shoes to shine every week. From the urge to make money and be self reliant, Marcio Alaor’s journey to greatness started. He always sought to learn and grow. Through his determination, he is now the vice president of one of the largest banks in Brazil. Marcio Alaor has cemented his place as one of the top businessmen in Brazil.
Despite of the great success that he has had, Marcio Alaor has not forgotten his origin in Santo de Monte. He appreciates his origin and has always played an active role especially in encouraging rural growth. As such, emotions were high during the event marking his tribute. His countrymen showed their gratitude which symbolized the kind of friendship and connection Marcio Alaor had with his home city as well as its history. The attendees took the chance to affirm their support for the city, its economic growth in the rural areas and initiatives that generate social progress.
Marcio Alaor reiterated on the importance of maintaining friendship and the value of having a connection with the people of the city. In an interview with the Santo Antonio do Monte Journal, Marcio emphasized on the importance of putting people first instead of money. He appreciated the people of the city for honoring him and reaffirmed that he will always be part of the city’s plans to achieve its potential.
Marcio Alaor
Currently, Marcio Alaor serves as the vice president of BMG bank. He is one of the top minds within the financial sector in Brazil and the world. Marcio Alaor has analyzed severally various developments within the global economy. One such example is the analysis he did on the performance of automakers covering General Motors, Toyota, and Chrysler among others. Additionally, Marcio Alaor has explained why Australia has been an exception when other countries have faced economic instability trying to recover from the crisis of 2008.