Motor Club of America Scam

Motor Club of America Scam

If you have been looking for real information and the real truth whether or not Motor Club of America is a scam, then continue reading. I promise that you will learn the real answer why some people are saying MCA Motor Club of America is a scam.

And as you read, understand there’s nowhere in this article am I going to ask you to join Motor Club of America.

So please read this entire page if you really want to know the truth about MCA aka Motor Club of America.

Now I am not going to explain all the facts that most people already know/heard. Such as MCA has been in business for over 80+ years, they are based in Oklahoma etc. Because you can find this information all over the internet and even on the Motor Club of America home website.

Is Motor Club of America A Scam?

So the main question… Is Motor Club of America a scam? The fact and short answer is no. But I am going to share with you why so many people see MCA as a scam and a pyramid scheme. But if MCA was a real scam, they would be shut down by now and listed on the website as a scam. And the US FTC (United States Federal Trade Commission) is the only 100% accurate website that will tell you if a company based in the US is a scam or not. Although the BBB isn’t as accurate as the FTC (as the BBB isn’t a government website), the BBB does have MCA listed under TVC as B rated.

95% of Associates are misrepresenting Motor Club of America

The absolute number one reason people feel MCA is a scam is because 95% of MCA Associates/Affiliates are promoting MCA unethically by promoting MCA in a way that misleads people into joining Motor Club of America for the wrong reason. And I’ll explain how here in a bit, but I first want to briefly explain what MCA is and how associates are compensated for referring others.

Motor club of America is a motor/auto club company (just as the name sounds) that provides roadside assistance and various other benefits services. Very similar to AAA. They are owned by a company known as TVC, which stands for The Vital Connection. And together they provide customers unlimited roadside assistance, medical benefits, pharmacy discounts, death benefit (similar to life insurance), rental car assistance, and the list goes on for what they offer you for a monthly cost.

Now the affiliate/associate program is for those that decide they want to refer people to MCA and get compensation for it. Now I don’t think it’s necessary to explain the entire compensation plan, but the basic compensation an associate earns is $80 for each member they refer to MCA benefits services. You are basically compensated 200% up to $90 of what a customer had to pay when they joined. And I think most would agree at $80-$90 per referral, one could earn an excellent income working at this if you refer enough people. And the truth is, some people do earn an excellent income with MCA, but NOT everyone.

Although MCA offers great benefits and a great compensation plan to refer others, there’s NO REQUIREMENT by MCA that you must purchase MCA’s benefits service to sign up as an associate to make money referring others. The only part of the compensation you miss out on if you don’t purchase the service is the Matrix Rewards and the $6 commission override from other associates in your downline. Obviously if one is going to decide to become an MCA Associate, it is obviously beneficial to have the service for yourself to know what it is before referring it to others. As you will come off ethical in your marketing by owning the service you are promoting. But again, it’s not required to buy the MCA service to become an TVC MCA Associate.

The reason some people see MCA as a pyramid scheme

Now when you come across people’s MCA ads or watch someone’s MCA video on Youtube, most people are telling you things like: 1 “Turn $40 into $1,000 per week”, 2 “Make $5,000 per week with MCA” and 3 “MCA is now hiring, earn X dollars per week”. Which is compelling enough to peak almost anyone’s interest, especially if they are searching for ways to make money.

Now the issues with 1 and 2 is most people incomes in MCA are not even close to $1,000-$5,000 per week. Probably less than 1% earns more than $1,000 per week in MCA consistently. So what’s wrong with this is it gives people an unrealistic expectation of the money they will earn when they join. Although there’s nothing wrong with telling people they can “potentially” earn such incomes, but it is against the the US FTC code of ethics, and also MCA’s Associate guidelines to make an income claim in a direct sales business without having a clear income disclaimer.

And with number 3 (claiming that MCA is hiring) is also wrong. Saying that MCA is hiring and attaching an expected income level is 100% illegal. For one, saying Motor Club of America is hiring is implying that there’s a job offer on the line, when there’s not. MCA does however, have an office with real employees, such as the people you call when you need to have your car towed. But the “MCA Referral Program” is NOT a job offer.

So telling people that they can make a lot of money by joining MCA (buying the membership), and after they join, tell them to just tell others the same thing, is WHY Motor Club of America is seen by many as pyramid scheme. Although it’s clearly not, but you do see why, right?

Watch My Video Below to See Examples of Many Associates That are Misrepresenting What MCA Actually is.



3 Types of People Say Motor Club of America Is A Scam


Now when you come across an article, a blog, or a video that says MCA is a scam, it’s from 1 of 3 types of people…

# 1

The first type of person that says “MCA is a scam” is based on what I just explained above. These kind of people find an MCA ad or video that tells them they can make X dollars per week with MCA. And all they have to do is just pay $40 and start making money right away. They join, they give it maybe 30 days, and if they don’t make the money as claimed in the ad or video they watched, then they say MCA is a scam. And this is why you may see Motor Club of America Complaints on the internet.

And when you look at it from their prospective, I clearly understand. Because if someone is dangerously in need of money, such as a struggling single mom, someone that’s unemployed, bankrupt etc that sacrificed possibly their last $40 because they were told they would earn thousands per week if they would just join but it didn’t happen for them, then they technically were scammed. But it was because of the MCA Associate or third party website who mislead them and gave them this unrealistic expectation. Not MCA specifically.

Does that make sense?

And I am in no way saying that it’s wrong to tell people they can earn a lot of money with MCA. Because they can. But people need to have realistic expectations (especially when they are new) and needs to know up front that the average person earns little to no income at all with MCA. Maybe it doesn’t need to framed that way. But my point is people needs to surely know up front that it’s going to take WORK, TIME and EFFORT. And they will be required to learn and acquire some new skills before they can earn these huge incomes that most people claim.

If you are an MCA Associate, know that it’s better for your business anyway to give people a disclaimer that not everyone will get the results some of the top MCA affiliates/associates are getting. And more importantly, treat your customers/associates like they are real people, and not leads, sales and numbers. People will stick around longer and you will receive fewer chargebacks if you tell people the truth upfront.

# 2

The second type of person that says MCA is a scam are what I call “surreptitious savages”. These are the wolf in sheep clothing type of marketers who knows that MCA isn’t a scam. But they like to write false content on the internet and tell people that MCA is a scam. But then at the end of their video/article tells you to join their similar business opportunity instead. Since there’s hundreds of people every day searching and wondering if Motor Club of America is a scam, these savages figure if they can convince these people that MCA is a scam, then they’ll likely buy/join what they have to offer.

This is very unethical. It’s like for instance, Ford suddenly begins telling lies and putting out 100% false information about the Chevy Corvette z06 just in hopes they can gain more of Chevy’s potential customers. But it’s exactly what these beasts that’s spreading lies about MCA are doing. My advice, never join/buy something from people that do this.

# 3

And lastly, the third kind of person that says “MCA Motor Club of America is a scam” are MCA Associates themselves. They also figure if hundreds of people are searching for info related to MCA being a scam, they can write an article or post a video titled “Motor Club of America Scam” to get people to click it, so they can get more customers if they can convince people that MCA is not a scam.

But when MCA Associates do this, most of them just say, “MCA is not a scam. Here’s the money I made etc, now please join me”. The problem is this only works on a small number of prospects. Because if someone is searching and wanting to know the truth whether or not Motor Club of America is a scam, then they have already likely seen many other people’s claims to have made money with MCA. They now are seeking real details and real proof that MCA isn’t a scam.

The issue I personally see with Motor Club of America

Overall, I truly believe MCA is a fantastic company. I absolutely love the benefits and there’s nothing else out there that offers what MCA gives their customers. But the only problem I see with MCA is they don’t have a strict enough compliance department to enforce how MCA Associates should promote MCA in their business. All the rules are in place and everyone who signed the associate agreement agreed to abide by the terms. But most associates just ignore it and promote MCA in any way they possibly can to earn a quick sale from referring it, even if it’s in an unethical way. And MCA isn’t cracking down enough to stop this from happening.

How did I promote MCA when I was in?

I’ll be honest in saying that back when I first joined, I done what I was told and promoted MCA in a way that most are promoting it. I was told to buy this $40 program and I could make thousands of dollars per week. Then after I joined, I was told to share a link on my Facebook wall every day, start posting links on Craigslist and get people to “watch a video”.

If you are in MCA, have you been told to do this? Lol

Well I was then told I should be making $1,000-$1,500 per week if I done that consistently. But obviously, doing that didn’t earn me much money at all. So after long hours and tirelessly telling people every day to join this $40 program, I managed to get a sale every now and then. But nothing that most people would consider impressive. Still was very far from earning $1,000+ per week.

But it wasn’t long before I learned something special from a wealthy mentor in this industry. I then started going about promoting my MCA business in a different manner than most people. I stopped using the 3rd party marketing systems that misrepresents what MCA actually is. I started giving people real expectations and told people the truth about what they needed to know regarding MCA. I personally really believed in the product and elaborated mostly about the benefits before telling people there was an affiliate program attached to it.

And when I done that, I was able to earn well over $1,000 per week in MCA for almost 7 months straight. I brought in over 450+ customers into MCA and have helped many other associates get results and earn a steady income in their MCA Business.

Now, no matter if you are currently in MCA or someone that’s on the fence considering joining MCA, you now know the “real truth” whether or not Motor Club of America is a scam. Don’t let anyone force you into believing that it is a scam. Because I guarantee if they are truly trying to say MCA is a scam, then they just want to recruit you into some other business

So if you are already in MCA, know that it is really a great company. But it’s up to you how you represent the company and what your beliefs are about the service they offer. And based on that is what’s going to truly determine the income you will earn promoting Motor Club of America.

Now I am currently no longer active with MCA, as I am more involved with other internet marketing activities. But if you are interested in learning how I was able to create my extraordinary success online in such a short period of time, click the link below to learn exactly how I do it.


Access My FREE Training Program



P.S. If you found this article helpful, I ask that you please feel free to share and leave your comments below: Note that spammy comments and comments with promotional links will not be approved. Thanks for reading. 🙂

    75 replies to "Motor Club of America Scam- Truth Be Told"

    • MelanieGreenshields

      my biggest concern and question is how does a company stay in business when they say you get john doe to get a 40 dollar policy and MCA pays you 80 dollars how do they stay afloat paying (me ) double what the policy is worth

      • Patrick

        MCA makes profit because everyone who joins pays 40 in beginning then 20 every month. not everyone makes money because it all depends on how hard they work with the job and how well they are doing. Some people join and pay and cant get people under them so they stay paying without making anything, some people join just for the benefits. in the short term MCA pays u more but in the long term if you don’t put much effort and time into the job your paying them more then what ur making. There’s millions of people in MCA there’s not millions of people making 5 figures. if u put that in consideration MCA is making a lot of money. But just because you join MCA and don’t make anything doesn’t mean you have to stay in either. you can call the company and they will cancel your account with them. I joined when I was in High School then didn’t have much time as I wanted to put into the business. I made some money but not enough for my car insurance and again the time I didn’t have to put into MCA. But I plan on joining again soon because I’m graduated now and have more time including a better job and have more experience now with MCA and what do to with the business. It’s worth the try in my opinion. its only 20 a month and you do get good benefits. Just remember you can always cancel if you aren’t satisfied with MCA. Hope this helps a little!!

        • Patrick

          Sorry misprint. Short term MCA CAN pay u more if you know what you’re doing but in the long term MCA with all the other people joined in MCA makes a lot of money because not everyone makes money in the business.

          • Crystal

            It’s all a strategy. And I want to know it! I promote true benefits, not all spammy making the company look bad, when it’s the way people are marketing!

    • Marvin Bennie

      MelanieGreenshields Because there’s an ongoing $19.95 per month that the customer pays to maintain their MCA membership. And most people who purchase the service for the right reason usually keeps the service for a long time. CLV (Customer Lifetime Value) for each MCA member could potentially be $3,000-$5,000 over time.

    • tigr4good

      Hey Marvin,
      I appreciate the heads up on MCA and the scum that mislead people into making tons of money. I am presently working part-time , and am looking for additional income I can generate from my computer. Promoting MCA sounds good to me, but if I chose to do it, I want to do it the right way. I do believe to make money, you have to do the work, so I’m not afraid of that. Feel free to get back with me on this, Mike M.
        PS- I filled out my info in the box provided. Thanks, again.

    • nicolesewell

      I think this was a great article. I have been looing at MCA videos and hearing a lot about what you were saying and wondering to myself, why don’t they just tell you what you are going to be doing and how you will you make that kind of money. I am thinking about joining but I don’t want to advertise the way everyone else does. I want to be upfront and tell people just what the deal is. Thank you so much for this article. it’s just what I needed to make up my mind.

      Nicole Sewell

    • LexLazade

      Hey Marvin,

      I found it quite helpful finding out some things about MCA. I would also appreciate if you could give me some pointers on your success? Ways to be successful? Maybe if possible be a mentor to me?

      • Elijah

        found it quite ok finding out some things about MCA. I would also appreciate if you could give me some pointers on your success? Ways to be successful? Maybe show some other business concepts.

    • Marvin Bennie

      LexLazade Hey, I actually plan on doing a free training series on how I built my personal success online. Just email me your contact info at and I will put you on the list to be notified when I release it.

    • tonigirl

      Thanks for the info.  I have found that most of the work online or work at home opportunities work this way, and lure desperate people into spending their last dime to make thousands of dollars and then lie to these poor people about misrepresenting the opportunity.  Whenever people send me a link with a video I jump off the site or video and then a page comes up that says wait don’t go and wants you to sign up at a cheaper rate.  These sites don’t care if they get a little or a lot of money from people who are not aware of the fact that they are being scammed. This is why I totally investigate every opportunity and even check these organizations out on, in order to not continually get ripped off (which I have been gotten ripped off quite a bit from 2004-2010), but not anymore.

    • BonnieRashCimmiyotti

      How come there is no phone number then???

    • shantharajuv

      Hi  I am from INDIA i saw all the reviews about your MCA and I am willing to work as a full time so please tell me how should i do the payment and starts the work can you please send me the details with to my email

    • ChristopherATrigueiro

      My name is Chris Trigueiro and would like how you got your success with MCA. I’ve been at it for about two months now with zero sales. I’m wondering if you can mentor me on how to get deals. My email address is
      Thank you
      Chris Trigueiro

    • RonaldSummers

      I have been a member for 3 years now even tho I haven’t placed anyone under me, my son joined and I became a member under him. I have used MCA for towing and I also been paying the 19.95 a month for the insurance and piece of mind when I’m driving. I put a lot of miles on my car and If I break down, I know I can get towed 100 miles and don’t have to put any money out at the time since I have been paying my monthly dues.

      • Stacey S Kudera

        Did you ever quit attempting to make money with Motor Club of America? Your post is heartbreaking. I hope you and your boys are well. I’m looking into it to see if it’s a scam and I can’t decide.


    • JonathanVanSkiver

      I want you to know that I have found your article extremely informative and helpful. I appreciate the effort you have put forth to inform each of us that were (SCAMMED BY OUR UPLINE/SPONSOR) I agree that MCA is a fantastic company but as a stay at home dad (auto technician of 28 years, Will explain later) I’ve been grasping at straws to earn a living online. My mindset was/is… If others can do it… so can I.  But thus far not one sale. I am an MCA member because I was told the same thing, that in order to be an associate, I had to be a member. Hell, I don’t even have a valid Drivers license!!! But due to a (Jacked up, hyped up and most likely non-earning) associate that wanted his commissions from me, I joined.  Now like previously mentioned by you,  YEP it was my very last $40.  Now as far as the stay at home dad part… I’m a single daddy of 2 boys (ages 2 and 5) I got custody of my first born (now age 5) when he was 2&1/2 months old. He was born with ONH (Optic Nerve Hypoplasia) Legally blind. (IE: normal vision is 20/20 legally blind is 20/200 my sons vision is 20/700) just so you get the point. Anyway I live in a rural area where services for the blind are almost non-existent. I was put out of work by his doctor to provide around the clock care. It’s certainly a labor of love and earns exactly $0
      I have been searching for a way to earn a living online ever since. I mean my income has went from about $40,000 a year to less than $12,000. and now we are a product of the state (Meaning we survive off his SSI) and DSS.   I’ve never had such self unworthy. All of this online affiliate marketing has really taken its toll. I joined so many groups that I ended up building 1 website that contains banners from everything I’m currently involved with and thus far?   I’ve earned very little (Less than $150 total) online. I really have to get the feel for this and I’m hoping you can continue to advise me.
       I skated through my whole life without having children until after the age of 40. Now I’m 48 with 2 little guys and struggling worse than a guy in a Maytag box, I’m being 110% honest.    I need your help!

      Jonathan D. VanSkiver

      • Jane Kendall

        They probably don’t know that you have to keep your membership Active to get the $80 to$90 commissions
        When you keep your membership active you are enrolled in the bonus program. They’re probably also don’t know that if they continue to sell and they’re not active that they can be charged back all that money during their 12 month.

      • cynthia shiller

        i teach english to chinese kids online that may be an option for you u set your own schedule approximately 20 an hour just a thought it helped me care for my dad when he had his leg amputated fun and easy early hours though paid monthly

    • JonathanVanSkiver

      BonnieRashCimmiyotti There are several phone numbers!!  What on earth are you talking about?

    • JonathanVanSkiver

      shantharajuv MCA’s Affiliate/Associate program is available in the US and Canada only.

    • Timbra

      You can start doing this without paying? I am a mother of two girls and I am severely disabled. My husband has always supported us and things had never been perfect but we were happy. My husband has become ill and can not work, and we are fighting to get disability but it’s almost impossible. I would prefer to find a way to support myself from home anyways.
      I literally don’t have 40$ to pay to start this up, if I had too.
      I am really scared and frustrated and at the end of my rope. I don’t know what to do.

      • Penny

        Yes you can start up with no out of pocket expense. Contact MCA Customer service and they will walk you through. Also check out you tube for many online training videos. Blessings to you and your family.

    • Remy Seva

      I am from the Philippines…am i qualified to join this MCA..? I want to earn money online too…thank you..

    • Mazzi

      great info. MCA pays great and is a great program to work from home. Thanks!!

    • Jim Roberts

      I joined MCA and I advertised it on Facebook and wherever I could. I won’t call it a scam, but I will say this. For what it is, it is very high priced and not really as reliable as AAA Auto Club. AAA is much cheaper and offers better services for the buck. I didn’t make any money with MCA because I couldn’t recruit anyone into it. That doesn’t mean it won’t happen for others, it just didn’t happen for me.

      • Robert

        this is entirely wrong. i can show you a comparison banner that i actually have on my website that clearly proves you get way more with MCA. But right here i will give you one single statement that says plenty. UNLIMITED service calls per year. you can call MCA over 365 times a year for roadside service, without paying anything but your monthly charge. AAA offers about 3 free ones, then your paying after that. Also they pay the towing companies better so your calls usually get bumped up the list and tow trucks get there quicker. So im not sure about the circumstances of your experience, but definately not typical or accurate. I have success with promoting MCA and all i do is sell the benefits, not the referral program. Although i did put up a new website for testing purposes that has a page about the affiliate program. So thats why i had to reply to your comment.

        • Dylan Chive

          When you look at usage rate, you probably will never use the service more than three times a year and if you do, it’s probably time for a new automobile.

          None of these services are really “needed”, it’s equivalent to a phone insurance. The only time you’ll actually put it to use is if there is an accident with your phone. What are the chances? Slim to none.

          What are the chances you’ll break down more than 3 times in a year? Slim to none.

          Just because you throw a bunch of services in the package does not mean the package has value. It’s the classic, “but wait, there’s more” technique and people buy into it.

      • Jane Kendall

        For $19.95 a month with all the servecies and benefits? Just how is AAA better? Does AAA offer an associates marketing plan that pays $80.00 commission on every $40.00 membership sold or the jail bonds, attorney fee, dental and er visits, hospital stays credit card protection, accidential death benefit, death benefits, travel assistance with hotel/meals should your car break down and need to be towed? Unlimited towing, anyplace you want to be towed(your choice) not theirs, no matter how far from home you are? Show me a price for AAA a month and what services they offer.

        • Joe

          Jane, are you promoting MCA? How long? How are you doing earnings wise? Thank You.

        • Bruce

          $79 annually. AAA Plus or Primiere Membership. Unlimited towing up to 100 miles. Pretty sweet deal!

    • Michelle

      Hi Marvin,
      Thank you for illuminating it is the associate that misrepresents the company. I received an honest promotion in my email box and liked what I heard; but at the same time was cautious. I did the research on the company and found good reviews. My representative gave all of the wonderful benefits offered by MCA, basically showing that the benefit of also being an affiliate is just icing on the cake. So, thank you for having a clear and objective viewpoint.

    • Terry

      Here is the deal. If you believe in the in company and know who to recruit and a daily plan you will succeed. I know. I sold a medical discount card only and had residuals of over $30,000 a month. Sadly the company founder had no MLM experience and became jealous of paying reps 6 figures. She ruined moral with comp changes and finally most quit.
      However. This company has been around a long time. My only issue is a matrix. They never fill up. I made it with a simple unilevel with bonuses for pools. Easy to explain.
      I love memberships. No product at home. No insane purchase requirements month. Some are $75 monthly. A killer. I like the hospital benefit and other discounts too. No bad ripoff reports.
      Seems solid. I have 40 years in MLM.. I am not in A company but if I was going to jump in again. This would be worth the trip to the corporate office to check out the details and ownership.

      • Jane Kendall

        You do know MCA isn’t an MLM right? It’s an affiliate direct sales program.

        • B

          Can anyone tell me what the OFFICIAL website is for

        • Dylan Chive

          If someone above you gets compensated, then yes, it is an MLM. There is no question that MCA fits that model. Next!

    • rae

      does this cover truck and trailer towing ? or what kind of services do these people get?

    • Spaz


    • Karyn

      I was on the fence and after reading your article it helped me move closer to a decision. Thanks

    • Stevd

      Is it hard to get people under you , it is a Paromid ! Case closed but is it hard to promote I’d say it is.steve

    • Phil martin

      Your video was very eye-opening you explained everything really good and I walk away understanding my question is is MCA in Canada and if so where do I find information out about your plans and services for the Canadians if a guy wanted to pursue movie on in representing MCA

    • Jim

      8-8-17 I have been looking at this for a couple days. It sounds like it could be confusing. I would probably need someone to walk me thru it step by step until I figured out what to do. I’m not young anymore but don’t mind the work if it is legit and pays well. I also wonder about hidden charges after you join. Anyone in the same boat as me?

    • Micita

      So, With all the benefits that MCA provides I can lower my current car insurance; meaning, I can only insure my car with no extra coverage and have MCA instead? If so, I’ll be saving a lot every month.

    • Deborah Taylor

      Hey Marvin. Thank you for that information. Would you be willing to help me be able to earn some money through MCA? I would greatly appreciate it!

    • Vicky Motley

      my name is Vicky motley I believe you already have some of my information, please call

    • Shay Bishop

      Have you ever been apart of MCA? Can You make a unbias review without being apart of the system. Just asking, not trying to be rude. Thanks Marvin.

      • Marvin Bennie

        Hi Shay,

        I apologize for the long delay responding. But I clearly mentioned that I am not apart of the system or work with the opportunity.

        • Barbara W

          Well, how are you affiliated with MCA might I ask? Not being rude.

    • Julian

      After reading all this it was very helpful and useful but when I got to the end and you stated you are no longer with the company but if I want to know more I have to click a link to read more you don’t work for the company but your willing to promote your input if I click the link I feel that there is a scam. Isn’t that what you stated to keep my eyes open for?

      • Buck

        Hahaha that’s the same exact, and I literally mean EXACT, thing I first thought when I got to the end of the article too! Like didn’t this guy just tell us to watch out for people/articles that somewhat bash a company or website and immediately after doing so say “but if you click on my link and watch this video I’ll show you my secrets!”

      • Marvin Bennie

        Hi Julian,

        I mentioned that those who like to bash a company such as MCA will usually write a negative review, and then endorse another company that you should join instead at the end of their article. But that’s not what I am doing. I gave an honest opinion and review of Motor Club of America and since many MCA affiliates are confused about how to ethically promote the company, I offered a 100% free training course about internet marketing to learn how to market any business online and have success. I no longer working with MCA, but I am not promoting another company/opportunity in this article, nor am I selling anything. Big difference. But if you think there is a scam, then simply don’t click the link access the free training.

    • Scott Meckley

      I hate when people flash pictures of money saying you can make $1,000 to $2,000 a week. First off why should I do that when I’m struggling making a sale. I hate the Facebook ads and all i kept getting where broke minded people even after I tried to build relationships with them. I wish i would have signed up under a different sponsor but it’s too late now. I met someone months later in it who would have been better help.

    • Micah J Bragg

      Thank you so much Marvin. This cleared up a lot for me i am in no way looking at making this a primary source of income just trying to find a way to stay afloat better

    • JOHNJ


    • Brittanyxo

      I’m from Big Island, Hawaii. What I would like to know is if the MCA program benefits are allowed here?

    • Laura Carter

      How do I go about doing this I have children that I need to take care of yourself and I need to learn how to make money from home

    • Tarsha Scott

      I was just about to sign up for MCA and be an affiliate. I appreciate all of your information and truthfulness. Many of the benefits I pay my car insurance….what I have decided to do was strip the roadside assistance, towing, and rental from my car insurance and join MCA. I really like the product. Sooo….you are right about being truthful, I did not realize that you were not required to purchase the membership to be affiliate, however now that I know, it really did not make a difference. Great Info!!

    • Lydia Austin

      Why are you no longer working with them? And how do you get out of MCA if you would like to?

    • David

      You can make money from home with mca, it took me 2 months to make my first sale, but if you advertise everyday it will start to pay off. You will not believe how many people have no clue about their awesome benefits. Don’t be scared to try something new.

    • Donna

      Hi, I’ve thought about joining, but I’m in California and have to pay for I understand I have to pay for a license and live Scan finger prints. Do you think this opportunity is worth the investment? And if so, where would I advertise? Any information you could give me would be greatly appreciated!

      • Asya Williams

        Hi Donna,
        If you are still looking for guidance, I can help you. I am an associate with MCA and I have found some great resources and support that will help you understand the business side better. I’ve been following a sponser that gives you great advice and tips and teaches you not to do all that unethical advertising. I just had to redo my whole business approach because I was following the wrong crowd and I’m still in the process of rebuilding it. His name is Justin Mueller and you can email me at for more information.

    • Thefonzrevier

      Well as you said it not the company itself but its sales reps. However any way i see it is still the company’s problem. MCA is profiting off of this unethical sales. I wouldn’t blame anyone but MCA themselves for not setting strict guidelines. I already see people here who are at the end of their rope thinking this is a good break but as you said its not as simple as that. I can’t believe they haven’t been hit with lawsuits.

    • Lawrence

      Are you still making at least $1000 a week? If not, what are your earnings lke per week or per month now? I ask this because I am interested in joining and used to see MCA ads everywhere….but rarely do I see them now.

    • Ashley

      So how do I make that much a week some one help me please.. I’m a single mother of 2 and the doctor made me quit work to file my disability ..


    • Truely Spoken

      The bad thing about MCA is that the plans and services that they give you are actually what some people refer to as hand me down plans, plans that you can obtain for free that are sitting on your Doctors coffee table, The AD&D accidental insurance plan covers you UP TO 50.000.00 dollars. JCPenney offer Up to 1 Million dollars of AD&D for your whole family for 9.95 a month. Now the roadside assistance and all the other plans, the Exclusions and limitations are just staggering. The RX plan, is actually a free plan that anyone can get it you tell your Pharmacists that you pay cash and you barely have money, They will find you a program that drops the price of your Medication from 389.00 to about 125.00 within 3 minutes. Companies that push these kinds of insurances and charge money for it, those people stick it to the real insurance companies that cover these ridiculous amounts of money, And the final result in this scheme, not scam, is that it has increased the price of real insurance and whole life and even term life insurance over 300% over the last 12 years. OBama messed that up too. because he didn’t understand that once the insurance companies were taking a hit, they in return triplesd premiums, installed profound limitations, unconstitutional exemptions, and OMG Deductables that don’t even make sense, 3000 dollar deductible for emergency room visit that only costs you 2700. So you pay the whole thing and after you pay that you pay your 400 dollar premium for insurance that literally aint a fifth of the policy it was 20 years ago. They have a ton of all these other things about towing and stuff. Well you can get the same plan with Accidental Death coverage the towes the roadside assistance through AAA, AARP, bust most reasonably the insurance company that you already have for your vehicle, Roadside assistance and all that towing stuff, bringing you gas and guess what, even bailing you out up to 5000.00 if you where driving or in your vehicle while the arrest happens. All these little perks can be added to your insurance for about 8 dollars a month, 8 times 12, not only 100 dollars. and if you are late on your payment you don’t get penalized like you are some delinquent that just got out of domestic violence class or prison for hateful gruesome crimes. anyway. yeah. great club benefits, Then they want you to go and market that stuff to others that I hope to god aint your friends, Friends like that, who needs enemies…..

    • Jason Housiu

      Well Guess what, they blocked my last post, because I showed you people that you are being scammed 10 dollars a month, And getting worst coverage and outcome is that it makes real health insurance and whole life insurance companies have tripled in price, and a lot has to do with these RX savings cards and programs that throw millions and billions of dollars to the big man that cover the bill. Almost all of them plans can be attained for free from doctors. I would keep going on, but i don’t want to be blocked again, No swearing, no mean talk, just cold hard facts, i sold these plans when i was a kid and they are horrible, because you can get these services for a lot less or free if you look into it. That’s why you get 80 dollars a referral. Because these plans probably cost 4 dollars a month altogether and advertising and cross selling has been a great way for companies with bad reputations not to have their name out there, MCA takes care of that, No more Vacation Land, no more Health Express memberships. They paid 20 dollar commission for a trial, because it was impossible to cancel and they would receive 5, 19.95 dollar charges on their credit cards. They would cancel them before trying to keep canceling

    • Jason Housiu

      If it was a great company with good benefits. then you wouldn’t have to give them your credit card info in order to see what you are getting. And the plans aren’t 20 a month, some of them are 20 a month each, if ou want something worthy, Try going into your own car insurance office, get roadside assistance for 23 dollars a year that includes that if you get arrested while driving they will bail you or bond you for 5000.00, For personal lawyer advice and consultation, they have programs that are only 2.99 a month and they answer 24 hours a day, They were college kids and since they were in once school but from all over the USA, they put their brains together and earned enough money to help with school and supplies and still doing that business, you can get into that business for 3 dollars a month, every person you get in you get 1 and 10% of their 3 dollars, Also offers any legal advice, and if you are being harassed by police officers or you misrepresented by another lawyer, they review the case and then literally take care of it in days, and a lot of times they get the other lawyer that misrepresented you fired and disbarred. If you only knew, who the under writters of half these plans are and the ones that back them up. CAN SOMEONE SAY SCOTT TURNER JUNIOR, junior was emphasized for a reason, just a smaller scale. Once they get your credit card under their terms and conditions, just like Verizon, if you don’t make money, YOU PAY, if you lose service, you pay, if we forgot to send you the right documents you pay, and then pay a fee for being late, then a fee for not replying in a timely manner, then a fee for the time it spent to deal with a canceled transaction, and then theres one that’s call the Processors fee, PRETTY MUCH HAVING A FEE FOR HAVING A FEE,,,,,,HHHHMMMMM. if all that happens to you once a month whether your fault or not, you paid all those plans for program when i was young, someone did about 18 months through your regular insurance company, not insurance club, club is cozy but misleading, clubs make you liable for everything, that’s why your are and independent marketer or just a marketer, or independent contractor, not for taxes but for liability, Pray on the week, if you really want a job that will pay you some money, don’t do it through someone that uses the same sources you can and get and get for free, don’t be middle, get ahold of Netflix, how about, amazon, google, best buy, and a ton of others. even Walmart and Costco does it. Post their links and make money, Disney is another. When i waws 19 years old, i would get 50 referrals a week from just Netflix, That was 1050 dollars a week, Walmart was another 300, amazon was 200 or more, So yeah all buy yourself contact these companies and ask if they have an affiliated program, Some require a blog, but guess what, this blog is perfect. Bravo blogger, and you pushed someones newer product that steals from the rich and hangs with the poor and you didn’t\’t talk about the other company, Almost sounds like you work for both and the new company is a sister site and sister company from the first, i know so many people that tried this and really tried it, but they made very little money or spent money that they couldn’t afford, so they have to do it, And they don’t realize that most of the services they get, they can get free, and the ones that they pay for they are paying 300% more then they should. So to the ones saying that they were great services, yeah totally false, So you still working for both of them. No matter what, if they press your little link you get paid your 80 dollars and you look like the hero, Great job and you are a great salesman, That’s probably gonna be a gimp for the devil. so enjoy that money.

    • Wood

      How do I become an associate without actually spending the $40 for the service?

      • Dylan Chive

        You can’t. They need your money to continue the cycle. If it were truly a “direct affiliate” program as some above are touting this to be, you would not be getting charged anything.

        The best way to promote this if you wish to do so is through exact search terms for keywords using paid ad networks. It’ll cost about $300-$500 up front and you’ll come up at a loss for maybe month 1-3, but that’s business. If you expect to profit immediately it’s not happening.

    • dawnyell

      I would like to join the club and learn how everything works.

    • John Lehman


      “PLEASE HELP ME”???


      Thank you,



    • Lou

      The problem is not with MCA – it’s Paul Birdsall and his friday income network. His misrepresentation video says how he’ll help getting started, making money & working online. The truth is once signed up you never hear from the guy again. He posts a Tennessee phone number when in fact he lives in Calgary, Canada. It’s just a shame there is just another internet scammer out there like Paul Birdsall.

    • william Cole

      Please email me and tell me the best way (The best way) to start selling MCA to people. I am new at online marketing so your advice would be very welcome.

      William Cole 202 581 2093

    • Tracy

      I’d like for someone to walk me through it! I am willing to give it a try!

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