First Time Home Buyers

How do mortgage brokers help you get a better deal?

You’ve probably been hearing a lot of people talking about getting their mortgages through a mortgage broker. What’s led to this rapid rise in the popularity of brokers? A lot of things. More lenders are now offering a wider range of mortgages to choose from.

Consumers have begun to shop around for their mortgage rather than simply taking what their financial institution offers. Lenders have started advertising discounted rates, making it obvious that there’s a good reason to shop around.

Why First Time Home Buyers Choose Mortgage Brokers:

Unbiased Advice.

Mortgage brokers are able to provide mortgages from a wide array of financial institutions, so they’re not tied to one lender or one type of mortgage.

More Choices.

Mortgage brokers have direct electronic access to virtually every major lender in Canada, so they can show you a wide range of available rates and optional features.

Best-Available Rates.

Mortgage brokers study rates daily and always know where to find the most competitive ones. Plus they know how to negotiate with lenders to ensure you’re getting the best available deal.

Fast, Local Service.

Mortgage brokers are highly motivated to keep your mortgage moving forward quickly because they only get paid—by the lender—when your mortgage is complete.

Specialized Knowledge.

Mortgage brokers have a thorough understanding of all available products, features and rates. They can explain everything to you so you know exactly what you’re getting.

Established Lenders.

Mortgage brokers deal with the same financial institutions you’re used to. They have access to innovative broker—only lenders who offer even more attractive rates & features.

Relax, we’ll make buying your first home easy.

Doing anything for the first time can be scary—especially when it’s something as big as buying a house! But don’t worry. We will provide you with all the information, advice and reassurance you need at every step.

To help you feel prepared and informed, here are some of the steps involved in buying a house. If there’s anything you’re unsure about, please don’t hesitate to talk to us, we’re here to help.