What to do if my investment is down?


This article goes through what you should consider if your funds are down.



Let's look back, historically




So, what should you do?


Be consistent.
Sticking to a regular percentage/amount can help to build up your investments consistently and avoid getting tempted to put more in when funds are doing well and less when funds are down. This is important because when funds are down and you invest, you acquire far more stocks for the same amount invested. This means if funds come back up again, your returns are far greater than if you had invested when the funds were already up (and visa versa). Investing consistently in this way can help manage fluctuations in the market and keep a long term view. If any doubt, we advise you to consult a financial adviser.


Pick a risk-level that you are comfortable with. Risk levels are based on the amount a fund moves up and down, so the higher the risk level, the more likely the fund will have ups and downs. We have a range of funds so make sure you pick the one that suits you.

