﻿ New Hyde Park, NY Car Insurance Rates for 2021 | Compare.com

New Hyde Park, NY Car Insurance

On average, New Hyde Park drivers pay a monthly average rate of around $179 for their car insurance. For more information refer to our guide below.
Are rates in New Hyde Park higher or lower than those in neighboring areas? How do they compare to the rest of New York? What rates can residents of New Hyde Park expect to pay for their car insurance? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in New Hyde Park?

Area Average Monthly Car Insurance Premium
New Hyde Park$179
United States$80

As you can see in the chart above, it is around $19 a month cheaper to insure your vehicle in New Hyde Park than it is in the rest of New York.

On the other hand, New Hyde Park residents should prepare to pay higher rates for coverage than the rest of the country. Coverage in New Hyde Park is about $99 more expensive than it is for the rest of the U.S.

While these are the average costs to insure your vehicle in New Hyde Park, keep in mind that you could end up paying a different amount. Insurance companies take in a variety of factors when determining how much to charge you for coverage. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the final amount you'll be charged for coverage each month.

But don't worry, we've broken down the average rate for New Hyde Park residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. If you think you might be overpaying for insurance in your area, enter your ZIP Code below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
45-54Not Enough Data

It makes sense that the older you are, the more experience you have driving, right? That experience can lead to some serious savings when it comes to auto insurance premiums. As you can see, 18-24-year-olds pay $185 more than drivers of retirement age.

For every 10 years, you can expect to see a decrease in your monthly premium. New Hyde Park drivers may see their rates creep back up once they hit retirement age.

Average Car Insurance Rates by Gender

Gender Average

On average, female drivers pay slightly less than male drivers for car insurance. In New Hyde Park, the difference is around $19 per month. As illustrated in the table above, male drivers in the area pay about $185 on average, while female drivers pay around $166 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$177
Multiple Accidents$201
1 Ticket$200
Multiple Tickets$205

Your rates can change quite drastically depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. In New Hyde Park, a driving record with one accident will usually get you a rate around $177 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $200.


Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$303
2-3 Years$143
4-5 Years$178
6-7 Years$153
8-10 Years$194
11-14 Years$162
15 Years or Older$115

According to the first table above, SUVs are by and large the cheapest vehicles to insure in New Hyde Park, with drivers paying around $149 per month for insurance.

SUV owners, on the other hand, typically pay around $149 a month, while truck and van drivers can expect to pay about $427 per month to insure their car.

Your vehicle's age can also affect your monthly bill. Newer vehicles are generally going to be the most expensive to insure. However, your rates may start to decrease if your car is a few years old. The most expensive vehicles to insure in New Hyde Park are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$189


At a national level, single drivers usually pay more than married couples do for auto insurance. New Hyde Park follows that pattern, with the difference totaling to around $42 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Live with parents$202

Your living accommodations is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment in New Hyde Park, expect to pay around $90 a month more than if you own property. But those who live at home with their parents can expect to pay significantly more.

If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your car insurance costs, depending on your insurance company.

Car Insurance Companies in New Hyde Park, NY

Recent trends in car insurance for New Hyde Park drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before deciding on where to shop.

Car insurance rates in New Hyde Park rose from 2016-2017, when they hit a high of $427, but started to turn downward from 2018-2019. They finished down in 2021, at $150 a month.

How does New Hyde Park compare to neighboring areas?

Why are car insurance rates in New Hyde Park different from other areas?


  • Amount of drivers in the community
  • Crime levels
  • Availability of off-street parking
  • Community regulations
  • Road Safety (how many accidents each locality has)

It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Different towns and cities will all have different average rates, so guides like these are a great place to get started.

How can I find the cheapest car insurance in New Hyde Park?


Fortunately, Compare.com does all of that work for you. Just type in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies providing plans in New Hyde Park.

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New Hyde Park Insurance FAQs

What factors affect car insurance quotes in New Hyde Park?


Why is the cost of car insurance in New Hyde Park different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, crime rates, and parking situations -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in New Hyde Park?


Do I need to change my insurance if I move to New Hyde Park?



No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to New Hyde Park or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?

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