Debt Counselling If you are without an income, but your living partner/wife/husband still have an  income, or if you know that you will be without an income for a few months while you  look for a new work/position, our affiliate, Streamline Debt Counselling, can arrange  that the Credit Providers will afford you some time to look for a new position and hold  over the debt payments for a few months and then. Once you have an income again,  it can be restructured to pay lower instalments on your debt.   WE CAN REFER YOU ON REQUEST!  Employees © Trigon Labour Solutions 2015.