Category Archives: financial planning

How Does My Credit Score Impact My Ability to Secure a Loan?

In a perfect world, we would have the cash on hand to make any purchase we might need. For most of us, though, that isn’t a practical reality. Fortunately, loans can help us purchase big-ticket items like cars or RVs. Personal loans can also be used to consolidate debt, make home renovations or repairs, cover…Read More→

Looking to Build Wealth? Start with a Budget—Here’s Why

 Nearly one in three Americans have less than $500 set aside to cover unexpected emergencies, according to a survey byHomeServe. This isn’t necessarily because we are neglectful; for many of us building up our savings can be a challenge. Our paycheck comes in, we pay our bills, we buy gas and groceries, we may go…Read More→