Frequently Asked Questions


We like questions!  Here are the questions we are asked most often: 


How do you get paid?  It depends. Accounts can either be fee based or commission based. I believe in full disclosure when it comes to fees. You will know what you are paying and how.


What happens if you (Mary) gets hit by a truck?  Our broker dealer, Cetera Advisors, LLC, would fill my position with someone of similar experience and education.

Are your recommendations specific to me and my financial goals?  Yes, absolutely! I recommend strategies and investment products after learning about your needs.  Individualized recommendations are essential to help ensure you are in a position to pursue your goals in a way that you feel comfortable.