Many seniors are looking to stretch their retirement savings, whether you want to leave a bigger inheritance or simply want a larger nest egg for unexpected events. After the financial crash, many 401Ks took a hit, but that doesn’t mean you can’t find ways to stretch your social security or pension. Consider some of the following tips.

1. Shut off your landline

As long as you have a cell phone, landlines aren’t necessary anymore. Consider shutting it off, and you can even look into ways to save on your cell phone bill. Shop around with different providers, or see if your children can add you onto their plan. Adding an extra line can cost as little as $10. You could also opt for a prepaid phone which can be similarly inexpensive.

2. Get your favorite amenities for free

Consider using the library or local coffee shop to get your wifi or books. Many coffee shops and libraries also have a newspapers and magazines for patrons to read. With that in mind, consider cutting your newspaper subscriptions and using the free resources in your community. Many libraries also offer museum and national park passes that you could check out. You can save money and have some fun in the meantime!

3. Find senior discounts

Senior centers will assist you in finding good senior discounts. You can also use the online service Sciddy.

4. Visit your local Department of Job and Family Services

These departments offer more than just Medicaid. You can apply for budgeting or contracting services. These will help you save money on needed repairs and make the most of your monthly earnings.

5. Get to know your neighbors

Often times, individuals who live alone or with a partner waist money on groceries. Why is that? Perhaps because your household only eats a few slices of bread and a couple eggs in a week. Yet all of these items are sold in much larger quantities. You can get around this problem by creating cooperative grocery lists with your neighbors. Split the loaf of bread, divide up fruit, and spread out the perishables so you all get just what you need.