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Think banking can't be fast, flexible, and transparent?

A fully mobile bank account

Open an N26 account directly from your phone in 5 minutes and experience banking without baggage — no hidden fees, no minimum account balance, no maintenance charges, and no foreign transaction fees when you spend using your N26 card overseas.

Your money goals personalized


Banking you control

N26 puts control back where it belongs — at your fingertips. Control where, when, and how your card works with just a few taps. Lock or unlock your card if it's lost, set spending and withdrawal limits, change your PIN number, and enable international spending all within the app.*

* N26 does not charge for this service, but your wireless carrier may charge for data or messages

Instant money mindfulness

Real-time notifications

With our instant push notifications, you'll gain a clear overview of your finances, including all payments, deposits, and ATM withdrawals.

Get paid faster

Set up direct deposit using your N26 account and receive your paycheck up to 2 days before payday.*

Spending statistics

Ever wonder where all your money goes? The N26 app automatically categorizes your transactions, creating a visual breakdown of your financial habits.

Are you ready to change how you bank?

Open an N26 account from your phone or computer in an easy, paperless, 5-minute signup process.

