Monday, October 24, 2011








1 comment:

  1. I don't think there's a need to shop around for a pre-approval, but I would recommend shopping around for a lender once you decide on a house. Of course, at that time get rates from the broker who got you the pre-approval, but I would also contact the banks directly. They should be able to give you the rates/fees with info over the phone and then allow you to lock in the rate once you provide the financial papers detailing your income, assets, etc. Brokers can often get you a good rate, but maybe not as good of a rate as going directly to the lender, but it's also supposed to be easier to work with a lender directly.

    And I think having your husband's mom as your agent is pretty good - she should negotiate really hard for you. Just might be an issue if what you want isn't what she imagined for you guys.


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