Sonia is the BEST! Graded off 3 discussion board posts, 6 HW Problem Sets and 3 exams. The exams are actually pretty easy if you know how to do basic PV/FV/PMT functions on Excel, but even if you don't do well, she still curves A TON. Had a few guest speakers too&she herself is a really nice&down-to-earth person & I'd def take her again if I could!