(AOL Autos)  -- Collecting cars is an expensive hobby. Here's a twist: Buy a new car today that will be worth a fortune as a collectible years from now.



The Audi S5 is a slick coupe with solid credentials.



Best of all, you don't need to break the bank to buy a hot and value-appreciating ride. But you do have to be patient, since waiting is key.



"Many consumers could be driving a future collector car right now," McKeel Hagerty, CEO of Hagerty, a specialty insurer of collector cars in the United States, and himself a respected collector car valuation expert.



"Our goal was to find cars that are currently on the road but may be considered nostalgic in 15 to 20 years. Each car on Hagerty's Hot List possesses a 'buzz,' a wow factor that resonates with consumers of all ages, many cars being daily drivers that turn heads already."



Why do some vehicles become tomorrow's collector car? Hagerty says it's a combination of pop culture popularity, limited production numbers and the style of the next generation of collectors.



Hagerty's Hot List, the top 10 collector cars of the future:



1. Cadillac XLR-V Roadster



Under the hood sits a hand-built 4.4-liter V8 that's been supercharged and puts out 443 horsepower. This is a serious domestic roadster that competes with the Mercedes SL-Class, Porsche 911 Cabriolet and Jaguar XKR, as well as the four-seat BMW M6 convertible. AOL Autos: Cadillac XLR Roadster



2. Lotus Exige S



Most practical people will find the Lotus Exige is a miserable little car -- that is if you are shopping for a grocery getter! Research uncovered one anonymous review stating "Bottom Line ... my heart beats faster when I think about this car ... it is that rewarding." AOL Autos: Lotus Exige S



3. Audi S5



A slick coupe with solid credentials. It provides good looks, impressive all-wheel-drive handling and an affordable price tag for this segment. AOL Autos: Audi S5



4. Mustang Shelby GT 500 KR



The new GT500 KR (King of the Road) takes the bare bones of a GT500 and turns it into a 540 horsepower muscle car that pays tribute to the legendary Carroll Shelby. Production is expected to be around 1,000. AOL Autos: Mustang Shelby GT 500 KR



5. Chevrolet Corvette Z06



The ferocious Z06 is a fixed-roof coupe with a 7.0-liter V8 that produces 505 horsepower. The last 50 years have proven that most Corvettes eventually become collectible. AOL Autos: Chevrolet Corvette Z06



6. Smart



At first look, the Smart seems too small to be practical. It's not. Rather, it is a marvel of packaging efficiency. This is the first year they will be available en masse in the United States.



7. Subaru Impreza WRX STi



Some Subaru enthusiasts may not like the idea of being spotted in a hatchback, but this will make it more collectible down the road.



8. Honda S2000 CR



Less than 2,000 of the CR editions will be built. This is a high-performance version of the stock S2000 that is regarded as Honda's only true sports car.



9. Pontiac Solstice/Saturn Sky



This pair of roadsters from GM have all the necessary ingredients: rear-wheel drive, a powerful engine, independent suspension and an impressive weight balance.



10. Dodge Charger Super Bee



It has a 6.1 liter HEMI V8 with 425 horsepower and 420 ft.-lbs. of torque. Need we say more for a family sedan?
What can compete with the Mercedes SL Class? What will make the Subaru Impreza a collectible later? What will make the Subaru Impreza WRX STi collectible? How many Honda S2000 CR's will be built? What could be worth a fortune in the future? What kind of car can compete with the Cadillac XLR-V Roadster? What type of car is the Subaru Impreza? Name of the roadster that can compete with Mercedes SL-CLass What car can compete with the Mercedes SL-Class? What will make the hatchback a collectible later? Number of the Honda cars that will be built?
Cadillac XLR-V hatchback, hatchback, editions a new car Mercedes SL-Class, Porsche 911 Cabriolet hatchback, Cadillac XLR-V Cadillac XLR-V Roadster pop culture popularity, limited production numbers and the style Less than 2,000
question: What can compete with the Mercedes SL Class?, answer: Cadillac XLR-V | question: What will make the Subaru Impreza a collectible later?, answer: hatchback, | question: What will make the Subaru Impreza WRX STi collectible?, answer: hatchback, | question: How many Honda S2000 CR's will be built?, answer: editions | question: What could be worth a fortune in the future?, answer: a new car | question: What kind of car can compete with the Cadillac XLR-V Roadster?, answer: Mercedes SL-Class, Porsche 911 Cabriolet | question: What type of car is the Subaru Impreza?, answer: hatchback, | question: Name of the roadster that can compete with Mercedes SL-CLass, answer: Cadillac XLR-V | question: What car can compete with the Mercedes SL-Class?, answer: Cadillac XLR-V Roadster | question: What will make the hatchback a collectible later?, answer: pop culture popularity, limited production numbers and the style | question: Number of the Honda cars that will be built?, answer: Less than 2,000