( S ( S-ADV ( ADJP-PRD ( VBN Disgusted ) ) ) ( S ( NP-SBJ-2 ( PRP I ) ) ( VP ( VBD cast ) ( PRT ( RP around ) ) ( PP-CLR ( IN for ) ( NP ( NP ( DT a ) ( JJ different ) ( NN way ) ) ( SBAR ( S ( VP ( TO to ) ( VP ( VB plan ) ( NP ( PRP$ my ) ( NN asset ) ( NN distribution ) ) ) ) ) ) ) ) ) ) ( CC and ) ( S ( PP ( IN with ) ( NP ( ADJP ( RB hardly ) ( DT any ) ) ( JJ heavy ) ( NN breathing ) ) ) ( NP-SBJ ( NP ( DT the ) ( NN answer ) ) ) ( VP ( VBD struck ) ( NP ( PRP me ) ) ( S-4 ( NP-SBJ ( PRP I ) ) ( VP ( VBD was ) ( VP ( VBG doing ) ( NP ( PRP it ) ) ( ADVP-TMP ( RB already ) ) ) ) ) ) ) )

Disgusted I cast around for a different way to plan my asset distribution and with hardly any heavy breathing the answer struck me I was doing it already


( S ( NP-SBJ ( PRP We ) ) ( VP ( VBP 've ) ( DT all ) ( VP ( VBD got ) ( NP ( NP ( NN money ) ) ( SBAR ( S ( VP ( TO to ) ( VP ( VB spend ) ) ) ) ) ( NP ( NP ( DT some ) ) ( PP ( IN of ) ( NP ( PRP it ) ) ) ( ADJP ( RB clearly ) ( JJ disposable ) ( SBAR-PRP ( IN since ) ( S ( NP-SBJ ( PRP we ) ) ( VP ( VBP keep ) ( VP ( VBG disposing ) ( PP-CLR ( IN of ) ( NP ( PRP it ) ) ) ) ) ) ) ) ) ) ) ) )

We 've all got money to spend some of it clearly disposable since we keep disposing of it


( S ( VP ( VB Bank ) ( NP ( PRP it ) ) ) )

Bank it


Not really


( S ( VP ( VB Sock ) ( NP ( PRP it ) ) ( ADVP-CLR ( RB away ) ) ( PP-LOC-CLR ( IN in ) ( NP ( JJ long-term ) ( NNS instruments ) ) ) ) )

Sock it away in long-term instruments


Nonsense


( S ( NP-SBJ ( RB Daily ) ( NN living ) ) ( VP ( VBZ is ) ( NP-PRD ( DT the ) ( ADJP ( JJS best ) ( JJ possible ) ) ( NN investment ) ) ) )

Daily living is the best possible investment


( S ( S ( NP-SBJ ( PRP$ Your ) ( NNS priorities ) ) ( VP ( MD may ) ( VP ( VB be ) ( ADJP-PRD ( JJ different ) ) ) ) ) ( CC but ) ( S ( SINV ( ADVP-LOC-PRD-TPC-1 ( RB here ) ( PP ( IN in ) ( NP ( NN Figure ) ( CD 2 ) ) ) ) ( VP ( VBZ is ) ) ( SBAR-NOM-SBJ ( WHADVP-3 ( WRB where ) ) ( S ( NP-SBJ-2 ( PRP I ) ) ( VP ( VBP 've ) ( VP ( VBN chosen ) ( S ( VP ( TO to ) ( VP ( VB build ) ( PP-PRP ( IN for ) ( NP ( DT the ) ( NN future ) ) ) ) ) ) ) ) ) ) ) ( FRAG ( NP ( NP ( JJ personal ) ( NN space ) ) ( NP ( JJ automotive ) ( NNS pursuits ) ) ( NP ( NP ( NNS children ) ( POS 's ) ) ( NNS toys ) ) ( NP ( NP ( VBG gardening ) ( NN equipment ) ) ( NP ( NNS bulbs ) ( CC and ) ( NNS shrubs ) ) ) ( CC and ) ( ADVP ( RB finally ) ) ( NP ( NP ( NN entertainment ) ) ( NP ( ADVP ( RB perhaps ) ) ( NP ( DT the ) ( JJS best ) ( NN investment ) ) ( PP ( IN of ) ( NP ( DT all ) ) ) ) ) ) ) ) )

Your priorities may be different but here in Figure 2 is where I 've chosen to build for the future personal space automotive pursuits children 's toys gardening equipment bulbs and shrubs and finally entertainment perhaps the best investment of all


( S ( NP-SBJ-1 ( DT All ) ) ( VP ( VP ( VBP have ) ( VP ( VBD paid ) ( PRT ( RP off ) ) ( PP-PRP ( IN for ) ( NP ( PRP me ) ) ) ( PP ( IN in ) ( NP ( JJ double-digit ) ( JJ annual ) ( NN growth ) ) ) ) ) ( CC and ) ( VP ( VBP continue ) ( S ( VP ( TO to ) ( VP ( VB provide ) ( NP ( JJ significant ) ( NN potential ) ) ) ) ) ) ) )

All have paid off for me in double-digit annual growth and continue to provide significant potential


( FRAG ( ADVP ( IN At ) ( JJS least ) ) ( PP ( VBG according ) ( PP ( TO to ) ( NP ( PRP$ my ) ( NNS calculations ) ) ) ) )

At least according to my calculations


( S ( NP-SBJ ( NP ( JJ Personal ) ( NN space ) ) ( PRN ( NP-LOC ( NN Figure ) ( CD 3 ) ) ) ) ( VP ( VBZ has ) ( VP ( VBN grown ) ( NP-EXT ( CD 35 ) ( NN % ) ) ( ADVP-TMP ( RB annually ) ) ( PP-TMP ( IN over ) ( NP ( NP ( DT the ) ( NN course ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN decade ) ) ) ) ) ( NP-ADV ( NP ( DT a ) ( NN performance ) ) ( SBAR ( WHNP-1 ( WDT that ) ) ( S ( VP ( MD would ) ( VP ( VB compare ) ( ADVP-MNR ( RB positively ) ) ( PP-CLR ( IN with ) ( NP ( NP ( DT an ) ( NN investment ) ) ( PP-LOC ( IN in ) ( PRN ( ADVP ( VB say ) ) ) ( NP ( NP ( JJ synthetic-leather ) ( NNS products ) ) ( PP ( IN for ) ( NP ( NP ( DT the ) ( NNS interiors ) ) ( PP ( IN of ) ( NP ( JJ cold-weather ) ( NNS vehicles ) ) ) ) ) ( SBAR ( WHNP-2 ( WDT which ) ) ( S ( NP-SBJ ( PRP$ my ) ( NN cousin ) ) ( VP ( VP ( VBD got ) ( PP-DIR ( IN into ) ) ) ( CC and ) ( VP ( ADVP-MNR ( NN sort ) ( IN of ) ) ( VBZ regrets ) ( PP-TMP ( TO to ) ( NP ( DT this ) ( NN day ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

Personal space Figure 3 has grown 35 % annually over the course of the decade a performance that would compare positively with an investment in say synthetic-leather products for the interiors of cold-weather vehicles which my cousin got into and sort of regrets to this day


( S ( NP-SBJ ( NP ( DT The ) ( NN assortment ) ) ( PP ( IN of ) ( NP ( NP ( JJ expensive ) ( NNS children ) ( POS 's ) ) ( NNS toys ) ) ) ( SBAR ( WHNP-2 ( IN that ) ) ( S ( NP-SBJ ( PRP I ) ) ( VP ( VBP have ) ( VP ( VBN purchased ) ( ADVP-MNR ( RB wisely ) ) ( PP-LOC ( IN at ) ( NP ( NP ( DT a ) ( NN host ) ) ( PP ( IN of ) ( NP ( JJ discount-toy ) ( NN brokerage ) ( NNS firms ) ) ) ) ) ) ) ) ) ) ( PRN ( NP ( NN Figure ) ( CD 4 ) ) ) ( VP ( VBZ has ) ( VP ( VBN increased ) ( ADVP-MNR ( RB handsomely ) ) ( PP ( IN in ) ( NP ( JJ total ) ( NN asset ) ( NN value ) ) ) ( PP ( ADVP ( RB far ) ) ( IN beyond ) ( NP ( NP ( DT any ) ( JJ personal ) ( NN investment ) ) ( PP ( IN except ) ( ADVP ( RB perhaps ) ) ( PP ( IN for ) ( NP ( NP ( PRP$ my ) ( NN record ) ( NN collection ) ) ( SBAR ( WHNP-1 ( WP$ whose ) ( JJ worth ) ) ( PRN ( S ( NP-SBJ ( PRP I ) ) ( VP ( VBP think ) ( SBAR ( S ( NP-SBJ ( NP ( PRP it ) ) ) ( VP ( VBZ 's ) ( ADJP-PRD ( JJ safe ) ) ( S-3 ( VP ( TO to ) ( VP ( VB say ) ) ) ) ) ) ) ) ) ) ( S ( VP ( VBZ is ) ( ADJP-PRD ( JJ incalculable ) ) ) ) ) ) ) ) ) ) ) ) )

The assortment of expensive children 's toys that I have purchased wisely at a host of discount-toy brokerage firms Figure 4 has increased handsomely in total asset value far beyond any personal investment except perhaps for my record collection whose worth I think it 's safe to say is incalculable


( S ( NP-SBJ ( NP ( VBN Continued ) ( NN investment ) ) ( PP ( IN in ) ( NP ( PRP$ my ) ( CD 1984 ) ( NN subcompact ) ) ) ) ( VP ( VBZ has ) ( VP ( VBN been ) ( NP-PRD ( NP ( NN part ) ) ( PP ( IN of ) ( NP ( PRP$ my ) ( NN strategy ) ) ) ) ( PRN ( NP ( NNP Figure ) ( CD 5 ) ) ) ( PP ( IN with ) ( S-NOM ( NP-SBJ ( JJ present ) ( JJ annual ) ( NNS contributions ) ) ( ADVP-TMP ( RB now ) ) ( VP ( VBG equaling ) ( NP ( NP ( QP ( JJR more ) ( IN than ) ( CD 60 ) ) ( NN % ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NN car ) ( POS 's ) ) ( JJ original ) ( NN value ) ) ) ) ) ) ) ) ) )

Continued investment in my 1984 subcompact has been part of my strategy Figure 5 with present annual contributions now equaling more than 60 % of the car 's original value


( S ( PP ( VBG According ) ( PP ( TO to ) ( NP ( PRP$ my ) ( NNS calculations ) ) ) ) ( NP-SBJ ( DT these ) ( NNS outlays ) ) ( VP ( MD should ) ( VP ( VB have ) ( VP ( VBN brought ) ( NP ( NP ( DT the ) ( NN value ) ) ( PP ( IN of ) ( NP ( PRP$ my ) ( NN sedan ) ) ) ) ( PP-DIR ( TO to ) ( NP ( QP ( JJR more ) ( IN than ) ( CD 22,000 ) ) ) ) ( PP-LOC-1 ( IN on ) ( NP ( NP ( DT the ) ( JJ open ) ( NN market ) ) ( PRN ( NP ( NNP Figure ) ( CD 6 ) ) ) ( SBAR ( WHADVP-3 ( WRB where ) ) ( S ( NP-SBJ-2 ( PRP I ) ) ( VP ( VBP plan ) ( S ( VP ( TO to ) ( VP ( VB offer ) ( NP ( PRP it ) ) ( ADVP-TMP ( RB shortly ) ) ) ) ) ) ) ) ) ) ) ) ) )

According to my calculations these outlays should have brought the value of my sedan to more than 22,000 on the open market Figure 6 where I plan to offer it shortly


( S ( NP-SBJ ( NP ( NN Expansion ) ) ( PP ( IN of ) ( NP ( PRP$ my ) ( VBG living ) ( NN space ) ) ) ) ( VP ( VBZ has ) ( VP ( VBN produced ) ( NP ( NP ( DT an ) ( JJ obvious ) ( NN need ) ) ( PP ( IN for ) ( NP ( NP ( NN maintenance ) ( CC and ) ( NN construction ) ) ( PP ( IN of ) ( NP ( NP ( JJ suitable ) ( NX ( NX ( NNS lawns ) ) ( NX ( NNS shrubs ) ) ( CC and ) ( NX ( NNS bushes ) ) ) ) ( ADJP ( JJ fitting ) ( PP ( TO to ) ( NP ( PRP$ its ) ( JJ suburban ) ( NN locale ) ) ) ) ) ) ) ) ) ) ) )

Expansion of my living space has produced an obvious need for maintenance and construction of suitable lawns shrubs and bushes fitting to its suburban locale


( S ( NP-SBJ-1 ( PRP I ) ) ( VP ( VBP have ) ( ADVP ( RB thus ) ) ( VP ( VBN committed ) ( NP ( JJ sufficient ) ( JJ personal ) ( NN outlay ) ) ( S-PRP ( VP ( TO to ) ( VP ( VB ensure ) ( SBAR ( IN that ) ( S ( NP-SBJ ( PRP$ my ) ( NNS grounds ) ( CC and ) ( NNS lodgings ) ) ( VP ( MD will ) ( ADVP-TMP ( RB never ) ) ( VP ( VB be ) ( ADJP-PRD ( JJ short ) ( PP ( IN of ) ( NP ( NNS greens ) ( CC and ) ( NNS flowers ) ) ) ) ) ) ) ) ) ) ) ) ) )

I have thus committed sufficient personal outlay to ensure that my grounds and lodgings will never be short of greens and flowers


( S ( NP-SBJ ( NP ( PRP$ My ) ( JJ initial ) ( NN stake ) ) ( PP-LOC ( IN in ) ( NP ( DT this ) ( VBG blooming ) ( NN enterprise ) ) ) ) ( VP ( VBZ has ) ( VP ( VBN grown ) ( ADVP ( RB tenfold ) ) ( PP ( VBG according ) ( PP ( TO to ) ( NP ( PRP$ my ) ( JJ conservative ) ( NNS calculations ) ) ) ) ) ) )

My initial stake in this blooming enterprise has grown tenfold according to my conservative calculations


( S ( PP-TMP ( IN At ) ( NP ( DT the ) ( JJ same ) ( NN time ) ) ) ( NP-SBJ ( NP ( PRP$ my ) ( NN share ) ) ( PP-LOC ( IN in ) ( NP ( NP ( DT a ) ( JJ wide ) ( NN variety ) ) ( PP ( IN of ) ( NP ( NN entertainment ) ( NNS pursuits ) ) ) ) ) ) ( VP ( VBZ has ) ( VP ( VBN given ) ( NP ( NP ( RB perhaps ) ( DT the ) ( ADJP ( RBS most ) ( JJ dramatic ) ) ( NN demonstration ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NNS benefits ) ) ( PP ( IN of ) ( NP ( JJ creative ) ( JJ personal ) ( JJ financial ) ( NN planning ) ) ) ) ) ) ) ) )

At the same time my share in a wide variety of entertainment pursuits has given perhaps the most dramatic demonstration of the benefits of creative personal financial planning


( S ( PP-TMP ( IN Over ) ( NP ( NP ( DT the ) ( NN course ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN decade ) ) ) ) ) ( PP ( IN for ) ( NP ( NN instance ) ) ) ( NP-SBJ-2 ( NP ( PRP$ my ) ( NN return ) ) ( PP ( IN on ) ( NP ( NP ( NN investment ) ) ( PP ( IN in ) ( NP ( NP ( DT the ) ( NN area ) ) ( PP ( IN of ) ( NP ( NN poker ) ) ) ( ADVP ( RB alone ) ) ) ) ) ) ) ( PRN ( NP ( NNS Figures ) ( NN 7A ) ( CC and ) ( NN 7B ) ) ) ( VP ( VBZ has ) ( VP ( VBN been ) ( ADJP-PRD ( RBS most ) ( JJ impressive ) ) ( S-ADV ( VP ( VBG showing ) ( NP ( JJ bodacious ) ( JJ annual ) ( NN expansion ) ) ( PP ( IN with ) ( PRN ( PP ( VBN given ) ( NP ( NP ( DT the ) ( NN way ) ) ( SBAR ( S ( NP-SBJ ( PRP$ my ) ( NNS associates ) ) ( VP ( VBP play ) ) ) ) ) ) ) ( NP ( NP ( DT no ) ( NN sign ) ) ( PP ( IN of ) ( NP ( NN abatement ) ) ) ( UCP-TMP ( PP ( IN into ) ( NP ( DT the ) ( NNS 1990s ) ) ) ( CC and ) ( ADVP ( IN beyond ) ) ) ) ) ) ) ) ) )

Over the course of the decade for instance my return on investment in the area of poker alone Figures 7A and 7B has been most impressive showing bodacious annual expansion with given the way my associates play no sign of abatement into the 1990s and beyond


( S ( PP ( IN With ) ( NP ( NP ( DT this ) ( JJ personal ) ( NN strategy ) ) ( PP-LOC ( ADVP ( RB firmly ) ) ( IN in ) ( NP ( NN place ) ) ) ) ) ( NP-SBJ ( PRP I ) ) ( VP ( VBP look ) ( ADVP-CLR ( RB forward ) ) ( PP-CLR ( TO to ) ( NP ( NP ( NNS years ) ) ( PP ( IN of ) ( NP ( NP ( JJ fine ) ( NN life-style ) ( NNS investments ) ) ( CC and ) ( NP ( JJ increasing ) ( JJ widespread ) ( NN leverage ) ) ) ) ) ) ) )

With this personal strategy firmly in place I look forward to years of fine life-style investments and increasing widespread leverage


( S ( NP-SBJ ( NP ( PRP$ My ) ( NNS kids ) ( POS ' ) ) ( NN college ) ( NN education ) ) ( VP ( VBZ looms ) ( PP-CLR ( IN as ) ( NP ( NP ( RB perhaps ) ( DT the ) ( JJS greatest ) ( JJ future ) ( NN opportunity ) ) ( PP ( IN for ) ( NP ( VBG spending ) ) ) ) ) ( SBAR-ADV ( IN although ) ( S ( NP-SBJ-1 ( PRP I ) ) ( VP ( MD 'll ) ( ADVP ( RB probably ) ) ( VP ( VB have ) ( S ( VP ( TO to ) ( VP ( VB cash ) ( PRT ( RP in ) ) ( NP ( PRP$ their ) ( NN toy ) ( NN portfolio ) ) ) ) ) ( S-PRP ( VP ( TO to ) ( VP ( VB take ) ( NP-CLR ( NN advantage ) ) ( PP-CLR ( IN of ) ( NP ( PRP it ) ) ) ) ) ) ) ) ) ) ) )

My kids ' college education looms as perhaps the greatest future opportunity for spending although I 'll probably have to cash in their toy portfolio to take advantage of it


( S ( CC But ) ( PP ( IN with ) ( NP ( NP ( DT every ) ( NN step ) ) ( SBAR ( S ( NP-SBJ ( PRP I ) ) ( VP ( VBP take ) ) ) ) ) ) ( NP-SBJ ( PRP I ) ) ( VP ( VBP 'm ) ( VP ( VBG building ) ( NP ( NN wealth ) ) ) ) )

But with every step I take I 'm building wealth


( S ( NP-SBJ ( PRP You ) ) ( VP ( MD can ) ( VP ( ADVP ( RB too ) ) ( SBAR-ADV ( IN if ) ( S ( NP-SBJ-1 ( PRP you ) ) ( PP ( IN like ) ( NP ( PRP me ) ) ) ( VP ( VBP refuse ) ( S ( VP ( TO to ) ( VP ( VB bite ) ( NP ( DT the ) ( NN bullet ) ) ) ) ) ) ) ) ) ) )

You can too if you like me refuse to bite the bullet


( S ( RB So ) ( VP ( VP ( VB go ) ( ADVP ( RB out ) ( RB there ) ) ) ( CC and ) ( VP ( VB eat ) ( NP ( DT that ) ( NN debt ) ) ) ) )

So go out there and eat that debt


( S ( NP-SBJ-1 ( PRP You ) ) ( VP ( VBP 're ) ( NP-LOC-PRD ( NP ( RB right ) ( RB there ) ) ( PP-LOC ( IN in ) ( NP ( NP ( DT the ) ( NN mainstream ) ) ( PP ( IN of ) ( NP ( JJ American ) ( NN business ) ) ) ) ) ) ( S-ADV ( VP ( VBG building ) ( NP ( NN value ) ) ( PP ( IN on ) ( NP ( NP ( DT the ) ( NN back ) ) ( PP ( IN of ) ( NP ( JJ insupportable ) ( NNS expenditures ) ) ) ) ) ) ) ) )

You 're right there in the mainstream of American business building value on the back of insupportable expenditures


( S ( NP-VOC ( NNP Henry ) ( NNP Kravis ) ) ( VP ( VB watch ) ( PRT ( RP out ) ) ) )

Henry Kravis watch out


( S ( NP-SBJ ( NNP Mr. ) ( NNP Schwartz ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( DT a ) ( NN business ) ( NN executive ) ( CC and ) ( NN writer ) ) ( PP-LOC ( IN in ) ( NP ( NNP New ) ( NNP York ) ) ) ) ) )

Mr. Schwartz is a business executive and writer in New York


( S ( NP-SBJ ( NP ( NNS Companies ) ) ( VP ( VBN listed ) ( PP-LOC ( IN below ) ) ) ) ( VP ( VBN reported ) ( NP ( NP ( JJ quarterly ) ( NN profit ) ) ( ADJP ( RB substantially ) ( JJ different ) ( PP ( IN from ) ( NP ( NP ( DT the ) ( NN average ) ) ( PP ( IN of ) ( NP ( NP ( NNS analysts ) ( POS ' ) ) ( NNS estimates ) ) ) ) ) ) ) ) )

Companies listed below reported quarterly profit substantially different from the average of analysts ' estimates


( S ( NP-SBJ-1 ( DT The ) ( NNS companies ) ) ( VP ( VP ( VBP are ) ( VP ( VBN followed ) ( PP ( IN by ) ( NP-LGS ( QP ( IN at ) ( JJS least ) ( CD three ) ) ( NNS analysts ) ) ) ) ) ( CC and ) ( VP ( VP ( VBD had ) ( NP ( NP ( DT a ) ( NN minimum ) ( JJ five-cent ) ( NN change ) ) ( PP-LOC ( IN in ) ( NP ( NP ( JJ actual ) ( NNS earnings ) ) ( PP ( IN per ) ( NP ( NN share ) ) ) ) ) ) ) ) ) )

The companies are followed by at least three analysts and had a minimum five-cent change in actual earnings per share


( S ( NP-SBJ-1 ( NP ( ADJP ( VBN Estimated ) ( CC and ) ( JJ actual ) ) ( NNS results ) ) ( VP ( VBG involving ) ( NP ( NNS losses ) ) ) ) ( VP ( VBP are ) ( VP ( VBN omitted ) ) ) )

Estimated and actual results involving losses are omitted


( S ( NP-SBJ ( DT The ) ( NN percent ) ( NN difference ) ) ( VP ( VBZ compares ) ( NP ( JJ actual ) ( NN profit ) ) ( PP-CLR ( IN with ) ( NP ( NP ( DT the ) ( CD 30-day ) ( NN estimate ) ) ( SBAR ( WHADVP-1 ( WRB where ) ) ( S ( NP-SBJ ( QP ( IN at ) ( JJS least ) ( CD three ) ) ( NNS analysts ) ) ( VP ( VB have ) ( VP ( NNS issues ) ( NP ( NNS forecasts ) ) ( PP-TMP ( IN in ) ( NP ( DT the ) ( JJ past ) ( CD 30 ) ( NNS days ) ) ) ) ) ) ) ) ) ) )

The percent difference compares actual profit with the 30-day estimate where at least three analysts have issues forecasts in the past 30 days


( S ( ADVP ( RB Otherwise ) ) ( NP-SBJ-1 ( JJ actual ) ( NN profit ) ) ( VP ( VBZ is ) ( VP ( VBN compared ) ( PP-CLR ( IN with ) ( NP ( DT the ) ( CD 300-day ) ( NN estimate ) ) ) ) ) )

Otherwise actual profit is compared with the 300-day estimate


( S ( NP-SBJ ( NNP Amgen ) ( NNP Inc. ) ) ( VP ( VBD said ) ( SBAR ( S ( NP-SBJ ( PRP$ its ) ( JJ second-quarter ) ( NNS earnings ) ) ( VP ( VBD increased ) ( ADVP ( RBR more ) ( IN than ) ( RB tenfold ) ) ( PP-DIR ( TO to ) ( NP ( NP ( QP ( CD 3.9 ) ( CD million ) ) ) ( CC or ) ( NP ( NP ( CD 22 ) ( NNS cents ) ) ( NP-ADV ( DT a ) ( NN share ) ) ) ) ) ( PP-PRP ( JJ due ) ( PP ( TO to ) ( NP ( NP ( VBN increased ) ( NNS sales ) ) ( PP ( IN of ) ( NP ( NP ( NP ( DT the ) ( NN company ) ( POS 's ) ) ( JJ new ) ( JJ antianemia ) ( NN drug ) ) ( PP ( IN for ) ( NP ( NN kidney ) ( NNS patients ) ) ) ) ) ) ) ) ) ) ) ) )

Amgen Inc. said its second-quarter earnings increased more than tenfold to 3.9 million or 22 cents a share due to increased sales of the company 's new antianemia drug for kidney patients


( S ( NP-SBJ ( DT The ) ( ADJP ( NNP Thousand ) ( NNP Oaks ) ( JJ Calif.-based ) ) ( NN biotechnology ) ( NN company ) ) ( VP ( VBD reported ) ( NP ( NP ( DT a ) ( ADJP ( CD 97 ) ( NN % ) ) ( NN increase ) ) ( PP-LOC ( IN in ) ( NP ( NN revenue ) ) ) ( PP ( TO to ) ( NP ( QP ( CD 42.5 ) ( CD million ) ) ) ) ) ( PP ( IN for ) ( NP ( NP ( DT the ) ( NN quarter ) ) ( VP ( VBN ended ) ( NP-TMP ( NNP Sept. ) ( CD 30 ) ) ) ) ) ) )

The Thousand Oaks Calif.-based biotechnology company reported a 97 % increase in revenue to 42.5 million for the quarter ended Sept. 30


( S ( PP-TMP ( IN In ) ( NP ( DT the ) ( JJ year-ago ) ( NN period ) ) ) ( NP-SBJ ( NNP Amgen ) ) ( VP ( VBD reported ) ( NP ( NP ( JJ net ) ( NN income ) ) ( PP ( IN of ) ( NP ( NP ( CD 320,000 ) ) ( CC or ) ( NP ( NP ( CD two ) ( NNS cents ) ) ( NP-ADV ( DT a ) ( NN share ) ) ) ) ) ( PP ( IN on ) ( NP ( NP ( NN revenue ) ) ( PP ( IN of ) ( NP ( QP ( CD 21.5 ) ( CD million ) ) ) ) ) ) ) ) )

In the year-ago period Amgen reported net income of 320,000 or two cents a share on revenue of 21.5 million


( S ( PP ( IN For ) ( NP ( DT the ) ( CD six ) ( NNS months ) ) ) ( NP-SBJ ( DT the ) ( NN company ) ) ( VP ( VBD reported ) ( NP ( NP ( DT a ) ( ADVP ( JJR more ) ( IN than ) ( JJ sixfold ) ) ( NN increase ) ) ( PP-LOC ( IN in ) ( NP ( NNS earnings ) ) ) ( PP ( TO to ) ( NP ( NP ( QP ( CD 4.7 ) ( CD million ) ) ) ( CC or ) ( NP ( NP ( CD 26 ) ( NNS cents ) ) ( NP-ADV ( DT a ) ( NN share ) ) ) ) ) ( PP ( IN from ) ( NP ( NP ( CD 625,000 ) ) ( CC or ) ( NP ( NP ( CD four ) ( NNS cents ) ) ( NP-ADV ( DT a ) ( NN share ) ) ) ) ( ADVP-TMP ( NP ( DT a ) ( NN year ) ) ( RB ago ) ) ) ) ) )

For the six months the company reported a more than sixfold increase in earnings to 4.7 million or 26 cents a share from 625,000 or four cents a share a year ago


( S ( NP-SBJ ( NN Revenue ) ) ( VP ( VBD rose ) ( NP-EXT ( CD 77 ) ( NN % ) ) ( PP-DIR ( TO to ) ( NP ( QP ( CD 72.6 ) ( CD million ) ) ) ) ( PP-DIR ( IN from ) ( NP ( NP ( JJ last ) ( NN year ) ( POS 's ) ) ( QP ( CD 41 ) ( CD million ) ) ) ) ) )

Revenue rose 77 % to 72.6 million from last year 's 41 million


( S ( S-TPC-1 ( NP-SBJ ( NNP U.S. ) ( JJ official ) ( NN reserve ) ( NNS assets ) ) ( VP ( VBD rose ) ( NP-EXT ( QP ( CD 6.05 ) ( CD billion ) ) ) ( PP-TMP ( IN in ) ( NP ( NNP September ) ) ) ( PP-DIR ( TO to ) ( NP ( QP ( CD 68.42 ) ( CD billion ) ) ) ) ) ) ( NP-SBJ ( DT the ) ( NNP Treasury ) ( NNP Department ) ) ( VP ( VBD said ) ) )

U.S. official reserve assets rose 6.05 billion in September to 68.42 billion the Treasury Department said


( S ( S-TPC-1 ( NP-SBJ ( DT The ) ( NN gain ) ) ( VP ( VBD compared ) ( PP-CLR ( IN with ) ( NP ( NP ( DT a ) ( ADJP ( QP ( CD 1.10 ) ( CD billion ) ) ) ( NN decline ) ) ( PP-LOC ( IN in ) ( NP ( NN reserve ) ( NNS assets ) ) ) ( PP-TMP ( IN in ) ( NP ( NNP August ) ) ) ( PP ( TO to ) ( NP ( QP ( CD 62.36 ) ( CD billion ) ) ) ) ) ) ) ) ( NP-SBJ ( DT the ) ( NN department ) ) ( VP ( VBD said ) ) )

The gain compared with a 1.10 billion decline in reserve assets in August to 62.36 billion the department said


( S ( NP-SBJ ( NNP U.S. ) ( NN reserve ) ( NNS assets ) ) ( VP ( VBP consist ) ( PP-CLR ( IN of ) ( NP ( NP ( JJ foreign ) ( NNS currencies ) ) ( NP ( NN gold ) ) ( NP ( NP ( JJ special ) ( NN drawing ) ( NNS rights ) ) ( PP-LOC ( IN at ) ( NP ( DT the ) ( NNP International ) ( NNP Monetary ) ( NNP Fund ) ) ) ) ( CC and ) ( NP ( NP ( DT the ) ( NNP U.S. ) ( NN reserve ) ( NN position ) ) ( NP ( PRP$ its ) ( NN ability ) ( S ( VP ( TO to ) ( VP ( VB draw ) ( NP ( JJ foreign ) ( NNS currencies ) ) ) ) ) ) ( PP-LOC ( IN at ) ( NP ( DT the ) ( NNP IMF ) ) ) ) ) ) ) )

U.S. reserve assets consist of foreign currencies gold special drawing rights at the International Monetary Fund and the U.S. reserve position its ability to draw foreign currencies at the IMF


( S ( NP-SBJ ( NP ( NP ( DT The ) ( NN nation ) ( POS 's ) ) ( NNS holdings ) ) ( PP ( IN of ) ( NP ( JJ foreign ) ( NNS currencies ) ) ) ) ( VP ( VBD increased ) ( NP-EXT ( QP ( CD 5.67 ) ( CD billion ) ) ) ( PP-TMP ( IN in ) ( NP ( NNP September ) ) ) ( PP-DIR ( TO to ) ( NP ( QP ( CD 39.08 ) ( CD billion ) ) ) ) ( SBAR-ADV ( IN while ) ( S ( NP-SBJ ( PRP$ its ) ( NN gold ) ( NNS reserves ) ) ( VP ( VBD were ) ( ADJP-PRD ( RB virtually ) ( JJ unchanged ) ( PP ( IN at ) ( NP ( QP ( CD 11.07 ) ( CD billion ) ) ) ) ) ) ) ) ) )

The nation 's holdings of foreign currencies increased 5.67 billion in September to 39.08 billion while its gold reserves were virtually unchanged at 11.07 billion


( S ( S ( NP-SBJ ( NP ( NNP U.S. ) ( NNS holdings ) ) ( PP ( IN of ) ( NP ( NNP IMF ) ( JJ special ) ( NN drawing ) ( NNS rights ) ) ) ) ( NP-TMP ( JJ last ) ( NN month ) ) ( VP ( VBD rose ) ( NP-EXT ( QP ( CD 247 ) ( CD million ) ) ) ( PP-DIR ( TO to ) ( NP ( QP ( CD 9.49 ) ( CD billion ) ) ) ) ) ) ( CC and ) ( S ( NP-SBJ ( NP ( PRP$ its ) ( NN reserve ) ( NN position ) ) ( PP-LOC ( IN at ) ( NP ( DT the ) ( NNP IMF ) ) ) ) ( VP ( VBD increased ) ( NP-EXT ( QP ( CD 142 ) ( CD million ) ) ) ( PP-DIR ( TO to ) ( NP ( QP ( CD 8.79 ) ( CD billion ) ) ) ) ) ) )

U.S. holdings of IMF special drawing rights last month rose 247 million to 9.49 billion and its reserve position at the IMF increased 142 million to 8.79 billion


Ing


( S ( NP-SBJ-1 ( NNP C. ) ( NNP Olivetti ) ( CC & ) ( NNP Co. ) ) ( S-ADV ( VP ( VBG claiming ) ( SBAR ( S ( NP-SBJ ( PRP it ) ) ( VP ( VBZ has ) ( VP ( VBN won ) ( NP ( NP ( DT the ) ( NN race ) ) ( PP-LOC ( IN in ) ( NP ( NNP Europe ) ) ) ( S-2 ( VP ( TO to ) ( VP ( VB introduce ) ( NP ( NP ( NNS computers ) ) ( PP ( VBN based ) ( PP ( IN on ) ( NP ( DT a ) ( JJ powerful ) ( JJ new ) ( NN microprocessor ) ( NN chip ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBD unveiled ) ( NP ( PRP$ its ) ( CD CP486 ) ( NN computer ) ) ( NP-TMP ( NN yesterday ) ) ) )

C. Olivetti & Co. claiming it has won the race in Europe to introduce computers based on a powerful new microprocessor chip unveiled its CP486 computer yesterday


( S ( NP-SBJ ( DT The ) ( NN product ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( DT the ) ( JJ first ) ) ( PP ( IN from ) ( NP ( DT a ) ( JJ European ) ( NN company ) ) ) ( PP ( VBN based ) ( PP ( IN on ) ( NP ( NP ( NP ( NNP Intel ) ( NNP Corp. ) ( POS 's ) ) ( JJ new ) ( JJ 32-bit ) ( NN 486tm ) ( NN microprocessor ) ) ( SBAR ( WHNP-1 ( WDT which ) ) ( S ( VP ( VBZ works ) ( ADVP ( ADVP ( QP ( JJ several ) ( NNS times ) ) ( RBR faster ) ) ( PP ( IN than ) ( NP ( ADJP ( RB previously ) ( JJ available ) ) ( NNS chips ) ) ) ) ) ) ) ) ) ) ) ) )

The product is the first from a European company based on Intel Corp. 's new 32-bit 486tm microprocessor which works several times faster than previously available chips


( S ( S ( NP-SBJ ( NNP Hewlett-Packard ) ( NNP Co. ) ) ( VP ( VBD became ) ( NP-PRD ( NP ( DT the ) ( JJ first ) ( NN company ) ) ( ADVP-LOC ( JJ world-wide ) ) ( SBAR ( S ( VP ( TO to ) ( VP ( VB announce ) ( NP ( NP ( DT a ) ( NN product ) ) ( PP ( VBN based ) ( PP ( IN on ) ( NP ( DT the ) ( NN chip ) ) ) ) ) ) ) ) ) ) ( NP-TMP ( RBR earlier ) ( DT this ) ( NN month ) ) ) ) ( CC but ) ( S ( NP-SBJ-2 ( PRP it ) ) ( VP ( MD wo ) ( RB n't ) ( VP ( VB start ) ( S ( VP ( VBG shipping ) ( NP ( DT the ) ( NNS computers ) ) ) ) ( PP-TMP ( IN until ) ( NP ( JJ early ) ( JJ next ) ( NN year ) ) ) ) ) ) )

Hewlett-Packard Co. became the first company world-wide to announce a product based on the chip earlier this month but it wo n't start shipping the computers until early next year


( S ( NP-SBJ ( DT An ) ( NNP Olivetti ) ( NN spokesman ) ) ( VP ( VBD said ) ( SBAR ( SBAR ( S ( NP-SBJ-1 ( NP ( DT the ) ( NN company ) ( POS 's ) ) ( NNS factories ) ) ( VP ( VBP are ) ( ADVP-TMP ( RB already ) ) ( VP ( VBG beginning ) ( S ( VP ( TO to ) ( VP ( VB produce ) ( NP ( DT the ) ( NN machine ) ) ) ) ) ) ) ) ) ( CC and ) ( SBAR ( IN that ) ( S ( NP-SBJ ( PRP it ) ) ( VP ( MD should ) ( VP ( VB be ) ( ADJP-PRD ( JJ available ) ) ( PP-LOC ( IN in ) ( NP ( NNP Europe ) ) ) ( PP-TMP ( IN by ) ( NP ( NNP December ) ) ) ) ) ) ) ) ) )

An Olivetti spokesman said the company 's factories are already beginning to produce the machine and that it should be available in Europe by December


( S ( S-TPC-2 ( SBAR-NOM-SBJ ( WHNP-1 ( WP What ) ) ( S ( NP-SBJ ( DT this ) ) ( VP ( VBZ means ) ) ) ) ( VP ( VBZ is ) ( SBAR-PRD ( IN that ) ( S ( NP-SBJ ( NNS Europeans ) ) ( VP ( MD will ) ( VP ( VB have ) ( NP ( DT these ) ( NNS machines ) ) ( PP-LOC ( IN in ) ( NP ( PRP$ their ) ( NNS offices ) ) ) ( SBAR-TMP ( RB before ) ( S ( NP-SBJ ( NNS Americans ) ) ( VP ( VBP do ) ) ) ) ) ) ) ) ) ) ( NP-SBJ ( DT the ) ( NN spokesman ) ) ( VP ( VBD said ) ) )

What this means is that Europeans will have these machines in their offices before Americans do the spokesman said


( SINV ( S-TPC-2 ( S ( NP-SBJ ( DT The ) ( JJ new ) ( NN chip ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( DT a ) ( ADJP ( RB very ) ( JJ big ) ) ( NN step ) ) ( PP-LOC ( IN in ) ( NP ( NN computing ) ) ) ) ) ) ( CC and ) ( S ( NP-SBJ ( NP ( PRP it ) ) ) ( VP ( VBZ is ) ( ADJP-PRD ( JJ important ) ) ( SBAR-1 ( IN that ) ( S ( NP-SBJ ( NNP Olivetti ) ) ( VP ( VB be ) ( NP-PRD ( NP ( CD one ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( JJ first ) ) ( ADJP ( IN out ) ( PP-LOC ( IN on ) ( NP ( DT the ) ( NN market ) ) ) ( PP ( IN with ) ( NP ( DT this ) ( NN product ) ) ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBD said ) ) ( NP-SBJ ( NP ( NNP Patricia ) ( NNP Meagher ) ( NNP Davis ) ) ( NP ( NP ( DT an ) ( NN analyst ) ) ( PP-LOC ( IN at ) ( NP ( NP ( NNP James ) ( NNP Capel ) ( CC & ) ( NNP Co. ) ) ( PP-LOC ( IN in ) ( NP ( NNP London ) ) ) ) ) ) ) )

The new chip is a very big step in computing and it is important that Olivetti be one of the first out on the market with this product said Patricia Meagher Davis an analyst at James Capel & Co. in London


( S ( NP-SBJ ( NP ( NNS Executives ) ) ( PP-LOC ( IN at ) ( NP ( NP ( NNP Olivetti ) ) ( SBAR ( WHNP-1 ( WP$ whose ) ( NNS earnings ) ) ( S ( VP ( VBP have ) ( VP ( VBN been ) ( VP ( ADVP-MNR ( RB steadily ) ) ( VBG sliding ) ( PP-TMP ( IN over ) ( NP ( NP ( DT the ) ( JJ past ) ( NN couple ) ) ( PP ( IN of ) ( NP ( NNS years ) ) ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBP have ) ( VP ( VBN acknowledged ) ( SBAR ( IN that ) ( S ( PP-TMP ( IN in ) ( NP ( DT the ) ( NN past ) ) ) ( NP-SBJ-2 ( PRP they ) ) ( VP ( VBP have ) ( VP ( VBN lagged ) ( PP-CLR ( IN at ) ( S-NOM ( VP ( VBG getting ) ( NP ( JJ new ) ( NN technology ) ) ( PP-DIR ( TO to ) ( NP ( NN market ) ) ) ) ) ) ) ) ) ) ) ) )

Executives at Olivetti whose earnings have been steadily sliding over the past couple of years have acknowledged that in the past they have lagged at getting new technology to market


( S ( NP-SBJ ( NNP Ms. ) ( NNP Davis ) ) ( VP ( VBD said ) ( SBAR ( S ( NP-SBJ ( DT the ) ( JJ new ) ( NNS machines ) ) ( VP ( VP ( MD could ) ( VP ( VB steal ) ( NP ( DT some ) ( NNS sales ) ) ( ADVP-CLR ( RB away ) ) ( PP-DIR ( IN from ) ( NP ( NP ( NNP Olivetti ) ( POS 's ) ) ( JJ own ) ( NNS minicomputers ) ) ) ) ) ( CC but ) ( VP ( MD would ) ( VP ( VB bring ) ( NP ( NP ( JJ new ) ( NNS sales ) ) ( PP-LOC ( IN among ) ( NP ( NP ( NNS professionals ) ) ( PP ( JJ such ) ( IN as ) ( NP ( NP ( NNS engineers ) ) ( NP ( NNS stockbrokers ) ) ( CC and ) ( NP ( JJ medical ) ( NNS doctors ) ) ) ) ) ) ) ) ) ) ) ) ) )

Ms. Davis said the new machines could steal some sales away from Olivetti 's own minicomputers but would bring new sales among professionals such as engineers stockbrokers and medical doctors


( S ( SBAR-ADV ( IN Although ) ( S ( NP-SBJ ( NP ( NNP Olivetti ) ( POS 's ) ) ( NNS profits ) ) ( VP ( VBD tumbled ) ( NP-EXT ( CD 40 ) ( NN % ) ) ( PP-TMP ( IN in ) ( NP ( NP ( DT the ) ( JJ first ) ( NN half ) ) ( PP ( IN of ) ( NP ( DT this ) ( NN year ) ) ) ) ) ) ) ) ( NP-SBJ ( PRP she ) ) ( VP ( VBZ believes ) ( SBAR ( S ( NP-SBJ-1 ( NP ( NP ( NP ( NNP Olivetti ) ( POS 's ) ) ( NN restructuring ) ) ( NP-TMP ( JJ last ) ( NN fall ) ) ) ( CC and ) ( NP ( NP ( PRP$ its ) ( NN introduction ) ) ( PP ( IN of ) ( NP ( JJ new ) ( NNS products ) ) ) ) ) ( VP ( MD will ) ( VP ( VB begin ) ( S ( VP ( TO to ) ( VP ( VB bear ) ( NP ( NN fruit ) ) ( PP ( IN with ) ( NP ( DT an ) ( NNS earnings ) ( NN rebound ) ) ) ) ) ) ( NP-TMP ( JJ next ) ( NN year ) ) ( SBAR-ADV ( ADVP ( RB especially ) ) ( IN if ) ( S ( NP-SBJ ( PRP it ) ) ( VP ( MD can ) ( VP ( VB fulfill ) ( NP ( PRP$ its ) ( NN promise ) ( S ( VP ( TO to ) ( VP ( VB deliver ) ( NP ( DT the ) ( JJ new ) ( NNS machines ) ) ( PP-TMP ( IN by ) ( NP ( NNP December ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

Although Olivetti 's profits tumbled 40 % in the first half of this year she believes Olivetti 's restructuring last fall and its introduction of new products will begin to bear fruit with an earnings rebound next year especially if it can fulfill its promise to deliver the new machines by December


( S ( S-TPC-1 ( NP-SBJ ( PRP We ) ) ( VP ( VBP think ) ( SBAR ( S ( NP-SBJ ( DT the ) ( JJS worst ) ) ( VP ( VBZ is ) ( ADVP-PRD ( RB over ) ) ( PP-LOC ( IN in ) ( NP ( DT the ) ( JJ European ) ( JJ information-technology ) ( NN market ) ) ) ) ) ) ) ) ( NP-SBJ ( PRP she ) ) ( VP ( VBD said ) ) )

We think the worst is over in the European information-technology market she said


( S ( PP ( VBG Depending ) ( PP ( IN on ) ( NP ( NP ( DT the ) ( NN type ) ) ( PP ( IN of ) ( NP ( NN software ) ( CC and ) ( NNS peripherals ) ) ) ( VP ( VBN used ) ) ) ) ) ( NP-SBJ ( DT the ) ( NNS machines ) ) ( VP ( MD can ) ( VP ( VB serve ) ( PP-CLR ( CC either ) ( PP ( IN as ) ( NP ( NP ( NP ( DT the ) ( JJ main ) ( NN computer ) ) ( PP-LOC ( IN in ) ( NP ( NP ( DT a ) ( NN network ) ) ( PP ( IN of ) ( NP ( JJ many ) ( NNS terminals ) ) ) ) ) ) ( PRN ( NP ( NP ( DT a ) ( NN role ) ) ( VP ( ADVP-TMP ( RB usually ) ) ( VBN filled ) ( PP ( IN by ) ( NP-LGS ( DT a ) ( NN minicomputer ) ) ) ) ) ) ) ) ( PP ( IN as ) ( NP ( DT a ) ( JJ technical ) ( NN workstation ) ) ) ( CC or ) ( PP ( IN as ) ( NP ( DT a ) ( ADJP ( RB very ) ( JJ fast ) ) ( JJ personal ) ( NN computer ) ) ) ) ) ) )

Depending on the type of software and peripherals used the machines can serve either as the main computer in a network of many terminals a role usually filled by a minicomputer as a technical workstation or as a very fast personal computer


( S ( S-TPC-1 ( NP-SBJ ( PRP It ) ) ( VP ( VBZ 's ) ( NP-PRD ( NP ( DT the ) ( JJ missing ) ( NN link ) ) ( PP-LOC ( IN in ) ( NP ( NP ( NNP Olivetti ) ( POS 's ) ) ( NN product ) ( NN line ) ) ) ( PP ( IN between ) ( NP ( NP ( JJ small ) ( JJ personal ) ( NNS computers ) ) ( CC and ) ( NP ( JJ higher-priced ) ( NNS minicomputers ) ) ) ) ) ) ) ( NP-SBJ ( DT the ) ( NNP Olivetti ) ( NN spokesman ) ) ( VP ( VBD said ) ) )

It 's the missing link in Olivetti 's product line between small personal computers and higher-priced minicomputers the Olivetti spokesman said


( S ( NP-SBJ ( PRP He ) ) ( VP ( VBD added ) ( SBAR ( IN that ) ( S ( NP-SBJ-1 ( NNP Olivetti ) ) ( VP ( MD will ) ( VP ( VB continue ) ( S ( VP ( VBG making ) ( NP ( PRP$ its ) ( NNP LSX ) ( NN minicomputer ) ( NN line ) ) ) ) ) ) ) ) ) )

He added that Olivetti will continue making its LSX minicomputer line


( S ( NP-SBJ ( DT The ) ( NNS machines ) ) ( VP ( MD will ) ( VP ( VB cost ) ( NP ( QP ( RB around ) ( CD 16,250 ) ) ) ( PP ( IN on ) ( NP ( NN average ) ) ) ( PP-LOC ( IN in ) ( NP ( NNP Europe ) ) ) ) ) )

The machines will cost around 16,250 on average in Europe


( S ( NP-SBJ ( DT The ) ( NNP Intel ) ( CD 486 ) ( NN chip ) ) ( VP ( MD can ) ( VP ( VB process ) ( NP ( NP ( NP ( QP ( CD 15 ) ( CD million ) ) ( NNS instructions ) ) ( PP ( IN per ) ( NP ( NN second ) ) ) ) ( CC or ) ( NP ( NNP MIPS ) ) ) ( SBAR-ADV ( IN while ) ( S ( NP-SBJ ( NP ( NNP Intel ) ( POS 's ) ) ( JJ previous ) ( CD 386 ) ( NN chip ) ) ( VP ( MD could ) ( VP ( VB handle ) ( NP ( QP ( RB only ) ( CD 3 ) ( TO to ) ( CD 6 ) ) ( NNS MIPS ) ) ) ) ) ) ) ) )

The Intel 486 chip can process 15 million instructions per second or MIPS while Intel 's previous 386 chip could handle only 3 to 6 MIPS


( S ( NP-SBJ-2 ( NNP Olivetti ) ) ( ADVP ( RB also ) ) ( VP ( VBZ plans ) ( S ( VP ( TO to ) ( VP ( VB sell ) ( NP ( DT the ) ( NNP CP486 ) ( NN computer ) ) ( PP-LOC ( IN in ) ( NP ( DT the ) ( NNP U.S. ) ) ) ( PP-TMP ( VBG starting ) ( NP ( JJ next ) ( NN year ) ) ) ( PP ( PP ( IN through ) ( NP ( NNP Olivetti ) ( NNP USA ) ) ) ( CC and ) ( PP ( IN through ) ( NP ( NP ( PRP$ its ) ( NNP ISC\/Bunker ) ( NNP Ramo ) ( NN unit ) ) ( SBAR ( WHNP-1 ( WDT which ) ) ( S ( VP ( VBZ specializes ) ( PP-CLR ( IN in ) ( S-NOM ( VP ( VBG automating ) ( NP ( JJ bank-branch ) ( NNS networks ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

Olivetti also plans to sell the CP486 computer in the U.S. starting next year through Olivetti USA and through its ISC\/Bunker Ramo unit which specializes in automating bank-branch networks


( S ( NP-SBJ ( NNP HomeFed ) ( NNP Corp. ) ) ( VP ( VBD said ) ( SBAR ( S ( NP-SBJ ( NP ( PRP$ its ) ( JJ main ) ( NN subsidiary ) ) ( NP ( NNP Home ) ( NNP Federal ) ( NNP Savings ) ( CC & ) ( NNP Loan ) ) ) ( VP ( VP ( VBD converted ) ( PP-CLR ( IN from ) ( NP ( DT a ) ( JJ federal ) ( NNS savings ) ( CC and ) ( NN loan ) ) ) ( PP-CLR ( TO to ) ( NP ( DT a ) ( JJ federal ) ( NNS savings ) ( NN bank ) ) ) ) ( CC and ) ( VP ( VBD changed ) ( NP ( PRP$ its ) ( NN name ) ) ( PP-CLR ( TO to ) ( NP ( NNP HomeFed ) ( NNP Bank ) ) ) ) ) ) ) ) )

HomeFed Corp. said its main subsidiary Home Federal Savings & Loan converted from a federal savings and loan to a federal savings bank and changed its name to HomeFed Bank


( S ( S-TPC-1 ( NP-SBJ ( NP ( DT The ) ( JJ federal ) ( NNP Office ) ) ( PP ( IN of ) ( NP ( NNP Thrift ) ( NNP Supervision ) ) ) ) ( VP ( VBD approved ) ( NP ( DT the ) ( NN conversion ) ) ( NP-TMP ( JJ last ) ( NNP Friday ) ) ) ) ( NP-SBJ ( NNP HomeFed ) ) ( VP ( VBD said ) ) )

The federal Office of Thrift Supervision approved the conversion last Friday HomeFed said


( S ( S-TPC-1 ( NP-SBJ ( NP ( DT The ) ( NN change ) ) ( PP-LOC ( IN in ) ( NP ( NN charter ) ) ) ) ( VP ( VBZ does ) ( RB n't ) ( VP ( VB alter ) ( NP ( NP ( NP ( DT the ) ( JJ federal ) ( NN insurance ) ) ( PP ( IN of ) ( NP ( NNS deposits ) ) ) ) ( NP ( JJ federal ) ( JJ regulatory ) ( NNS powers ) ) ( CC or ) ( NP ( NN company ) ( NNS operations ) ) ) ) ) ) ( NP-SBJ ( DT a ) ( NN spokesman ) ) ( VP ( VBD said ) ) )

The change in charter does n't alter the federal insurance of deposits federal regulatory powers or company operations a spokesman said


( S ( NP-SBJ ( NP ( NNP Whittle ) ( NNP Communications ) ( NNP Limited ) ( NNP Partnership ) ) ( NP-LOC ( NP ( NNP Knoxville ) ) ( NP ( NNP Tenn. ) ) ) ) ( VP ( MD will ) ( VP ( VB launch ) ( NP ( NP ( PRP$ its ) ( JJ first ) ( NN media ) ( NN property ) ) ( VP ( VBG targeting ) ( NP ( JJ Hispanic ) ( NNS women ) ) ) ) ) ) )

Whittle Communications Limited Partnership Knoxville Tenn. will launch its first media property targeting Hispanic women


( S ( NP-SBJ ( NP-TTL ( NNP La ) ( NNP Familia ) ( IN de ) ( NNP Hoy ) ) ( CC or ) ( NP-TTL ( NP ( NNP Today ) ( POS 's ) ) ( NNP Family ) ) ) ( VP ( VP ( MD will ) ( VP ( VB debut ) ( NP-TMP ( DT this ) ( NN spring ) ) ) ) ( CC and ) ( VP ( MD will ) ( VP ( VB combine ) ( NP ( NP ( DT a ) ( JJ national ) ( JJ bimonthly ) ( NN magazine ) ) ( CC and ) ( NP ( NN TV ) ( NN programming ) ) ) ) ) ) )

La Familia de Hoy or Today 's Family will debut this spring and will combine a national bimonthly magazine and TV programming


( S ( NP-SBJ ( NP ( DT The ) ( NN television ) ( NN element ) ) ( PP ( IN of ) ( NP-TTL ( NNP La ) ( NNP Familia ) ) ) ) ( VP ( VBZ includes ) ( NP ( NP ( DT a ) ( NN series ) ) ( PP ( IN of ) ( NP ( JJ two-minute ) ( JJ informational ) ( NNS features ) ) ) ( SBAR ( S ( VP ( TO to ) ( VP ( NN air ) ( NP-TMP ( NP ( CD seven ) ( NNS days ) ) ( NP-ADV ( DT a ) ( NN week ) ) ) ( PP-LOC ( IN on ) ( NP ( NP ( DT the ) ( JJ Spanish-language ) ( NNP Univision ) ( NN network ) ) ( NP ( NP ( DT a ) ( NN unit ) ) ( PP ( IN of ) ( NP ( NP ( NNP Univision ) ( NNP Holdings ) ( NNP Inc. ) ) ( SBAR ( WHNP-1 ( WDT which ) ) ( S ( VP ( VBZ is ) ( ADJP-PRD ( CD 80%-owned ) ( PP ( IN by ) ( NP ( NNP Hallmark ) ( NNP Cards ) ( NNP Inc ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

The television element of La Familia includes a series of two-minute informational features to air seven days a week on the Spanish-language Univision network a unit of Univision Holdings Inc. which is 80%-owned by Hallmark Cards Inc


( S ( NP-SBJ ( DT The ) ( NNS features ) ) ( VP ( VP ( MD will ) ( VP ( VB focus ) ( PP-CLR ( IN on ) ( NP ( NP ( NN parenting ) ) ( NP ( NN family ) ( NN health ) ( CC and ) ( NN nutrition ) ) ( CC and ) ( NP ( JJ financial ) ( NN management ) ) ) ) ) ) ( CC and ) ( VP ( MD will ) ( VP ( VB carry ) ( NP ( NP ( CD 30 ) ( NNS seconds ) ) ( PP ( IN of ) ( NP ( NN advertising ) ) ) ) ) ) ) )

The features will focus on parenting family health and nutrition and financial management and will carry 30 seconds of advertising


( S ( NP-SBJ-1 ( NP ( DT The ) ( NNS magazines ) ) ( RB also ) ( ADJP ( JJ ad-supported ) ) ) ( VP ( MD will ) ( VP ( VB be ) ( VP ( VBN distributed ) ( PP-LOC-CLR ( IN in ) ( NP ( NP ( QP ( JJR more ) ( IN than ) ( CD 10,000 ) ) ( NX ( NX ( NP ( NNS doctors ) ( POS ' ) ) ( NNS offices ) ) ( NX ( NNS clinics ) ) ( CC and ) ( NX ( NN health ) ( NNS centers ) ) ) ) ( PP-LOC ( IN in ) ( NP ( ADJP ( ADJP ( JJ Hispanic ) ) ( CC and ) ( ADJP ( RB largely ) ( JJ Hispanic ) ) ) ( NNS communities ) ) ) ) ) ) ) ) )

The magazines also ad-supported will be distributed in more than 10,000 doctors ' offices clinics and health centers in Hispanic and largely Hispanic communities


( S ( NP-SBJ ( NNP Viatech ) ( NNP Inc. ) ) ( VP ( VBD said ) ( SBAR ( S ( NP-SBJ ( PRP it ) ) ( VP ( VBD received ) ( NP ( NP ( NN approval ) ) ) ( PP-CLR ( IN from ) ( NP ( DT the ) ( JJ French ) ( NN government ) ) ) ( PP-1 ( IN for ) ( NP ( NP ( PRP$ its ) ( VBN proposed ) ( ADJP ( QP ( CD 44.7 ) ( CD million ) ) ) ( NN acquisition ) ) ( PP ( IN of ) ( NP ( NNP Ferembal ) ( NNP S.A ) ) ) ) ) ) ) ) ) )

Viatech Inc. said it received approval from the French government for its proposed 44.7 million acquisition of Ferembal S.A


( S ( NP-SBJ ( DT The ) ( NN approval ) ) ( VP ( NNS satisfies ) ( NP ( NP ( DT the ) ( JJ remaining ) ( NNS conditions ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NN purchase ) ) ( SBAR ( WHNP-1 ( WDT which ) ) ( S ( VP ( VBZ is ) ( VP ( VBN expected ) ( S ( VP ( TO to ) ( VP ( VB close ) ( PP-TMP ( IN within ) ( NP ( CD two ) ( NNS weeks ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

The approval satisfies the remaining conditions of the purchase which is expected to close within two weeks


( S ( NP-SBJ ( NP ( NNP erembal ) ) ( NP ( NP ( DT the ) ( JJ second-largest ) ( NN maker ) ) ( PP ( IN of ) ( NP ( NN food ) ( NNS cans ) ) ) ( PP-LOC ( IN in ) ( NP ( NNP France ) ) ) ) ) ( VP ( VBD had ) ( NP ( NP ( CD 1988 ) ( NNS sales ) ) ( PP ( IN of ) ( NP ( QP ( CD 150 ) ( CD million ) ) ) ) ) ) )

erembal the second-largest maker of food cans in France had 1988 sales of 150 million


( S ( NP-SBJ ( NNP Ferembal ) ) ( VP ( VBZ has ) ( NP ( CD 930 ) ( NNS workers ) ) ( PP-LOC ( IN at ) ( NP ( NP ( CD four ) ( NN canning ) ( NN manufacturing ) ( NNS plants ) ) ( CC and ) ( NP ( CD one ) ( NN plastic ) ( NN container ) ( NN facility ) ) ) ) ) )

Ferembal has 930 workers at four canning manufacturing plants and one plastic container facility


( S ( NP-SBJ ( NNP Viatech ) ) ( VP ( VBZ makes ) ( NP ( NP ( JJ flexible ) ( NN packaging ) ( NNS films ) ) ( CC and ) ( NP ( NN machinery ) ) ( CC and ) ( NP ( NP ( NNS materials ) ) ( PP ( IN for ) ( NP ( DT the ) ( NN food ) ( CC and ) ( JJ pharmaceutical ) ( NNS industries ) ) ) ) ) ) )

Viatech makes flexible packaging films and machinery and materials for the food and pharmaceutical industries


( S ( SBAR-ADV ( IN If ) ( S ( NP-SBJ ( PRP you ) ) ( VP ( VBP think ) ( SBAR ( S ( NP-SBJ ( PRP you ) ) ( VP ( VBP have ) ( NP ( JJ stress-related ) ( NNS problems ) ) ( PP-LOC ( IN on ) ( NP ( DT the ) ( NN job ) ) ) ) ) ) ) ) ) ( NP-SBJ ( EX there ) ) ( VP ( POS 's ) ( NP-PRD ( NP ( JJ good ) ( NN news ) ) ( CC and ) ( NP ( JJ bad ) ( NN news ) ) ) ) )

If you think you have stress-related problems on the job there 's good news and bad news


( S ( S ( NP-SBJ ( PRP You ) ) ( VP ( VBP 're ) ( ADVP ( RB probably ) ) ( ADJP-PRD ( JJ right ) ) ) ) ( CC and ) ( S ( NP-SBJ ( PRP you ) ) ( VP ( VBP are ) ( RB n't ) ( ADJP-PRD ( RB alone ) ) ) ) )

You 're probably right and you are n't alone


( S ( NP-SBJ ( NP ( DT A ) ( JJ new ) ( NNP Gallup ) ( NNP Poll ) ( NN study ) ) ( VP ( VBN commissioned ) ( PP ( IN by ) ( NP-LGS ( NP ( DT the ) ( NNP New ) ( NNP York ) ( NNP Business ) ( NNP Group ) ) ( PP ( IN on ) ( NP ( NNP Health ) ) ) ) ) ) ) ( VP ( VBD found ) ( SBAR ( IN that ) ( S ( NP-SBJ ( NP ( DT a ) ( JJ full ) ( CD 25 ) ( NN % ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN work ) ( NN force ) ) ) ( PP-LOC ( IN at ) ( NP ( NNS companies ) ) ) ) ( VP ( MD may ) ( VP ( VB suffer ) ( PP-CLR ( IN from ) ( NP ( NP ( NN anxiety ) ( NNS disorders ) ) ( CC or ) ( NP ( DT a ) ( JJ stress-related ) ( NN illness ) ) ) ) ( PP ( IN with ) ( S-NOM ( NP-SBJ ( QP ( RB about ) ( CD 13 ) ) ( NN % ) ) ( VP ( VBG suffering ) ( PP-CLR ( IN from ) ( NP ( NN depression ) ) ) ) ) ) ) ) ) ) ) )

A new Gallup Poll study commissioned by the New York Business Group on Health found that a full 25 % of the work force at companies may suffer from anxiety disorders or a stress-related illness with about 13 % suffering from depression


( S ( NP-SBJ ( DT The ) ( NN study ) ) ( VP ( VBD surveyed ) ( NP ( NP ( DT a ) ( JJ national ) ( NN group ) ) ( PP ( IN of ) ( NP ( NP ( JJ medical ) ( NNS directors ) ) ( NP ( NNS personnel ) ( NNS managers ) ) ( CC and ) ( NP ( NN employee ) ( NN assistance ) ( NN program ) ( NNS directors ) ) ) ) ) ( PP-CLR ( IN about ) ( NP ( NP ( PRP$ their ) ( NNS perceptions ) ) ( PP ( IN of ) ( NP ( NP ( DT these ) ( NNS problems ) ) ( PP-LOC ( IN in ) ( NP ( PRP$ their ) ( NNS companies ) ) ) ) ) ) ) ) )

The study surveyed a national group of medical directors personnel managers and employee assistance program directors about their perceptions of these problems in their companies


( S ( NP-SBJ ( PRP It ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( CD one ) ) ( PP ( IN of ) ( NP ( NP ( DT a ) ( NN series ) ) ( PP ( IN of ) ( NP ( NP ( NNS studies ) ) ( PP ( IN on ) ( NP ( NN health ) ) ) ( VP ( VBN commissioned ) ( PP ( IN by ) ( NP-LGS ( NP ( DT the ) ( NNP New ) ( NNP York ) ( NNP Business ) ( NNP Group ) ) ( NP ( NP ( DT a ) ( JJ non-profit ) ( NN organization ) ) ( PP ( IN with ) ( NP ( QP ( RB about ) ( CD 300 ) ) ( NNS members ) ) ) ) ) ) ) ) ) ) ) ) ) )

It is one of a series of studies on health commissioned by the New York Business Group a non-profit organization with about 300 members


( SINV ( S-TPC-2 ( NP-SBJ-1 ( DT The ) ( NN stress ) ( NN study ) ) ( VP ( VBD was ) ( VP ( VBN undertaken ) ( SBAR-PRP ( IN because ) ( S ( NP-SBJ ( NP ( NNS problems ) ) ( ADJP ( VBN related ) ( PP ( TO to ) ( NP ( NN stress ) ) ) ) ) ( VP ( VBP are ) ( ADJP-PRD ( ADJP ( ADVP ( RB much ) ( RBR more ) ) ( JJ prevalent ) ) ( SBAR ( IN than ) ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBP seem ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBD said ) ) ( NP-SBJ ( NP ( NNP Leon ) ( NNP J. ) ( NNP Warshaw ) ) ( NP ( NP ( JJ executive ) ( NN director ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN business ) ( NN group ) ) ) ) ) )

The stress study was undertaken because problems related to stress are much more prevalent than they seem said Leon J. Warshaw executive director of the business group


( S ( PP-LOC ( IN In ) ( S-NOM ( VP ( VBG presenting ) ( NP ( DT the ) ( NN study ) ) ) ) ) ( NP-TMP ( JJ late ) ( JJ last ) ( NN week ) ) ( NP-SBJ-1 ( NNP Dr. ) ( NNP Warshaw ) ) ( VP ( VBD estimated ) ( SBAR ( S ( NP-SBJ ( NP ( DT the ) ( NN cost ) ) ( PP ( IN of ) ( NP ( NP ( DT these ) ( NNS types ) ) ( PP ( IN of ) ( NP ( NNS disorders ) ) ) ) ) ( PP ( TO to ) ( NP ( NN business ) ) ) ) ( VP ( VBZ is ) ( ADJP-PRD ( JJ substantial ) ) ) ) ) ) )

In presenting the study late last week Dr. Warshaw estimated the cost of these types of disorders to business is substantial


( S ( NP-SBJ ( NP ( JJ Occupational ) ( NN disability ) ) ( ADJP ( VBN related ) ( PP ( TO to ) ( NP ( NN anxiety ) ( NN depression ) ( CC and ) ( NN stress ) ) ) ) ) ( VP ( VBZ costs ) ( NP ( NP ( QP ( RB about ) ( CD 8,000 ) ) ) ( NP-ADV ( DT a ) ( NN case ) ) ) ( PP ( IN in ) ( NP ( NP ( NNS terms ) ) ( PP ( IN of ) ( NP ( NP ( NN worker ) ( POS 's ) ) ( NN compensation ) ) ) ) ) ) )

Occupational disability related to anxiety depression and stress costs about 8,000 a case in terms of worker 's compensation


( S ( PP ( IN In ) ( NP ( NP ( NNS terms ) ) ( PP ( IN of ) ( NP ( NP ( NNS days ) ) ( VP ( VBN lost ) ) ( PP-LOC ( IN on ) ( NP ( DT the ) ( NN job ) ) ) ) ) ) ) ( NP-SBJ ( DT the ) ( NN study ) ) ( VP ( VBD estimated ) ( SBAR ( IN that ) ( S ( NP-SBJ ( DT each ) ( VBN affected ) ( NN employee ) ) ( VP ( VBZ loses ) ( NP ( NP ( QP ( RB about ) ( CD 16 ) ) ( NN work ) ( NNS days ) ) ( NP-ADV ( DT a ) ( NN year ) ) ) ( PP-PRP ( IN because ) ( IN of ) ( NP ( NN stress ) ( NN anxiety ) ( CC or ) ( NN depression ) ) ) ) ) ) ) )

In terms of days lost on the job the study estimated that each affected employee loses about 16 work days a year because of stress anxiety or depression


( S ( NP-SBJ ( PRP He ) ) ( VP ( VBD added ) ( SBAR ( IN that ) ( S ( NP-SBJ ( NP ( DT the ) ( NN cost ) ) ( PP ( IN for ) ( NP ( JJ stress-related ) ( NN compensation ) ( NNS claims ) ) ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( QP ( RB about ) ( RB twice ) ) ( DT the ) ( NN average ) ) ( PP ( IN for ) ( NP ( DT all ) ( NN injury ) ( NNS claims ) ) ) ) ) ) ) ) )

He added that the cost for stress-related compensation claims is about twice the average for all injury claims


( S ( S-TPC-2 ( NP-SBJ-1 ( PRP We ) ) ( VP ( VBP hope ) ( S ( VP ( TO to ) ( VP ( VB sensitize ) ( S ( NP-SBJ ( NNS employers ) ) ( VP ( TO to ) ( VP ( VB recognize ) ( NP ( DT the ) ( NNS problems ) ) ) ) ) ( SBAR-PRP ( IN so ) ( S ( NP-SBJ ( PRP they ) ) ( VP ( MD can ) ( VP ( VB do ) ( NP ( NN something ) ) ( PP-CLR ( IN about ) ( NP ( PRP them ) ) ) ) ) ) ) ) ) ) ) ) ( NP-SBJ ( NNP Dr. ) ( NNP Warshaw ) ) ( VP ( VBD said ) ) )

We hope to sensitize employers to recognize the problems so they can do something about them Dr. Warshaw said


( S ( NP-SBJ ( NP ( JJ Early ) ( NN intervention ) ) ( PP ( IN into ) ( NP ( NP ( DT these ) ( NNS types ) ) ( PP ( IN of ) ( NP ( NNS problems ) ) ) ) ) ) ( VP ( MD can ) ( ADVP ( RB apparently ) ) ( VP ( VB save ) ( NP-BNF ( NNS businesses ) ) ( NP ( NP ( JJ long-term ) ( NN expense ) ) ( VP ( VBN associated ) ( PP-CLR ( IN with ) ( NP ( NP ( NN hospitalization ) ) ( SBAR ( WHNP-1 ( WDT which ) ) ( S ( ADVP-TMP ( RB sometimes ) ) ( VP ( VBZ results ) ( SBAR-TMP ( WHADVP-2 ( WRB when ) ) ( S ( NP-SBJ ( DT these ) ( NNS problems ) ) ( VP ( VBP go ) ( ADJP-PRD ( JJ untreated ) ) ( PP-TMP ( IN for ) ( NP ( RB too ) ( RB long ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

Early intervention into these types of problems can apparently save businesses long-term expense associated with hospitalization which sometimes results when these problems go untreated for too long


( S ( NP-SBJ-1 ( RB Even ) ( DT the ) ( NNS courts ) ) ( VP ( VBP are ) ( VP ( VBG beginning ) ( S ( VP ( TO to ) ( VP ( VB recognize ) ( NP ( NP ( DT the ) ( NN link ) ) ( PP ( IN between ) ( NP ( NP ( NNS jobs ) ) ( CC and ) ( NP ( JJ stress-related ) ( NNS disorders ) ) ) ) ) ( PP-LOC ( IN in ) ( NP ( NN compensation ) ( NNS cases ) ) ) ) ) ) ( PP ( VBG according ) ( PP ( TO to ) ( NP ( NP ( DT a ) ( NN survey ) ) ( PP ( IN by ) ( NP ( NP ( DT the ) ( NNP National ) ( NNP Council ) ) ( PP ( IN on ) ( NP ( NNP Compensation ) ( NNP Insurance ) ) ) ) ) ) ) ) ) ) )

Even the courts are beginning to recognize the link between jobs and stress-related disorders in compensation cases according to a survey by the National Council on Compensation Insurance


( S ( CC But ) ( SBAR-ADV ( IN although ) ( S ( NP-SBJ ( NP ( CD 56 ) ( NN % ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NNS respondents ) ) ( PP-LOC ( IN in ) ( NP ( DT the ) ( NN study ) ) ) ) ) ) ( VP ( VBD indicated ) ( SBAR ( IN that ) ( S ( NP-SBJ ( JJ mental-health ) ( NNS problems ) ) ( VP ( VBD were ) ( ADJP-PRD ( RB fairly ) ( JJ pervasive ) ) ( PP-LOC ( IN in ) ( NP ( DT the ) ( NN workplace ) ) ) ) ) ) ) ) ) ( NP-SBJ ( EX there ) ) ( VP ( VBZ is ) ( ADVP-TMP ( RB still ) ) ( NP-PRD ( NP ( DT a ) ( JJ social ) ( NN stigma ) ) ( VP ( VBN associated ) ( PP-CLR ( IN with ) ( NP ( NP ( NNS people ) ) ( VP ( VBG seeking ) ( NP ( NN help ) ) ) ) ) ) ) ) )

But although 56 % of the respondents in the study indicated that mental-health problems were fairly pervasive in the workplace there is still a social stigma associated with people seeking help


( S ( S-TPC-3 ( NP-SBJ ( NP ( DT The ) ( NNS disorders ) ) ( SBAR ( WHNP-2 ( WDT which ) ) ( S ( ADVP-TMP ( NP ( CD 20 ) ( NNS years ) ) ( RB ago ) ) ( VP ( VBD struck ) ( NP ( ADJP ( JJ middle-age ) ( CC and ) ( JJR older ) ) ( NNS people ) ) ) ) ) ) ( ADVP-TMP ( RB now ) ) ( VP ( VBP strike ) ( NP ( NP ( NNS people ) ) ( PP-LOC ( IN at ) ( NP ( NP ( DT the ) ( NN height ) ) ( PP ( IN of ) ( NP ( NN productivity ) ) ) ) ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Robert ) ( NNP M.A. ) ( NNP Hirschfeld ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NNP National ) ( NNP Institute ) ) ( PP ( IN of ) ( NP ( NNP Mental ) ( NNP Health ) ) ) ) ) ( SBAR ( WHNP-1 ( WP who ) ) ( S ( VP ( VBD spoke ) ( PP-LOC ( IN at ) ( NP ( NP ( DT the ) ( NN presentation ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NN study ) ( POS 's ) ) ( NNS findings ) ) ) ) ) ) ) ) ) )

The disorders which 20 years ago struck middle-age and older people now strike people at the height of productivity says Robert M.A. Hirschfeld of the National Institute of Mental Health who spoke at the presentation of the study 's findings


( S ( NP-SBJ ( DT The ) ( NN poll ) ) ( VP ( VBD showed ) ( SBAR ( IN that ) ( S ( NP-SBJ ( NN company ) ( NN size ) ) ( VP ( VBD had ) ( NP ( NP ( DT a ) ( NN bearing ) ) ( PP ( IN on ) ( NP ( NP ( NP ( DT a ) ( NN manager ) ( POS 's ) ) ( NN view ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN problem ) ) ) ) ) ) ) ) ) ( PP ( IN with ) ( S-NOM ( S ( NP-SBJ ( NP ( CD 65 ) ( NN % ) ) ( PP ( IN of ) ( NP ( NP ( DT those ) ) ( PP-LOC ( IN in ) ( NP ( NP ( NNS companies ) ) ( PP ( IN of ) ( NP ( QP ( JJR more ) ( IN than ) ( CD 15,000 ) ) ( NNS employees ) ) ) ) ) ) ) ) ( VP ( VBG saying ) ( SBAR ( S ( NP-SBJ ( JJ stress-related ) ( NNS problems ) ) ( VP ( VBD were ) ( ADJP-PRD ( RB fairly ) ( JJ pervasive ) ) ) ) ) ) ) ( CC and ) ( S ( NP-SBJ ( NP ( CD 55 ) ( NN % ) ) ( PP ( IN of ) ( NP ( NP ( DT those ) ) ( PP-LOC ( IN in ) ( NP ( NP ( NNS companies ) ) ( PP ( IN with ) ( NP ( QP ( JJR fewer ) ( IN than ) ( CD 4,000 ) ) ( NNS employees ) ) ) ) ) ) ) ) ( VP ( VBG agreeing ) ) ) ) ) ) )

The poll showed that company size had a bearing on a manager 's view of the problem with 65 % of those in companies of more than 15,000 employees saying stress-related problems were fairly pervasive and 55 % of those in companies with fewer than 4,000 employees agreeing


( S ( NP-SBJ ( DT The ) ( NN poll ) ) ( ADVP ( RB also ) ) ( VP ( VBD noted ) ( NP ( NP ( NN fear ) ) ( PP ( IN of ) ( NP ( DT a ) ( NN takeover ) ) ) ) ( PP-CLR ( IN as ) ( NP ( NP ( DT a ) ( JJ stress-producing ) ( NN event ) ) ( PP-LOC ( IN in ) ( NP ( JJR larger ) ( NNS companies ) ) ) ) ) ) )

The poll also noted fear of a takeover as a stress-producing event in larger companies


( S ( NP-SBJ ( QP ( JJR More ) ( IN than ) ( CD eight ) ( IN in ) ( CD 10 ) ) ( NNS respondents ) ) ( VP ( VBD reported ) ( NP ( NP ( JJ such ) ( DT a ) ( JJ stress-provoking ) ( NN situation ) ) ( PP-LOC ( IN in ) ( NP ( PRP$ their ) ( NN company ) ) ) ) ) )

More than eight in 10 respondents reported such a stress-provoking situation in their company


( S ( NP-SBJ-1 ( JJ Mid-sized ) ( NNS companies ) ) ( VP ( VBD were ) ( VP ( ADVP-MNR ( RBS most ) ) ( VBN affected ) ( PP ( IN by ) ( NP-LGS ( NP ( NN talk ) ) ( PP ( IN of ) ( NP ( NP ( NNS layoffs ) ) ( CC or ) ( NP ( NN plant ) ( NNS closings ) ) ) ) ) ) ) ) )

Mid-sized companies were most affected by talk of layoffs or plant closings


( S ( NP-SBJ ( NP ( DT The ) ( NN study ) ) ( SBAR ( WHNP-1 ( WDT which ) ) ( S ( VP ( VBD received ) ( NP ( NN funding ) ) ( PP-CLR ( IN from ) ( NP ( NP ( NNP Upjohn ) ( NNP Co. ) ) ( SBAR ( WHNP-2 ( WDT which ) ) ( S ( VP ( VBZ makes ) ( NP ( NP ( JJ several ) ( NNS drugs ) ) ( SBAR ( S ( VP ( TO to ) ( VP ( VB treat ) ( NP ( JJ stress-related ) ( NNS illnesses ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ( ADVP ( RB also ) ) ( VP ( VBD found ) ( SBAR ( S ( NP-SBJ ( NP ( CD 47 ) ( NN % ) ) ( PP ( IN of ) ( NP ( DT the ) ( NNS managers ) ) ) ) ( VP ( VBD said ) ( SBAR ( S ( NP-SBJ ( NN stress ) ( NN anxiety ) ( CC and ) ( NN depression ) ) ( VP ( VBP contribute ) ( PP-CLR ( TO to ) ( NP ( VBN decreased ) ( NN production ) ) ) ) ) ) ) ) ) ) )

The study which received funding from Upjohn Co. which makes several drugs to treat stress-related illnesses also found 47 % of the managers said stress anxiety and depression contribute to decreased production


( S ( NP-SBJ-1 ( NP ( NN Alcohol ) ( CC and ) ( NN substance ) ( NN abuse ) ) ( PP ( IN as ) ( NP ( NP ( DT a ) ( NN result ) ) ( PP ( IN of ) ( NP ( JJ stress-related ) ( NNS problems ) ) ) ) ) ) ( VP ( VBD was ) ( VP ( VBN cited ) ( PP ( IN by ) ( NP-LGS ( NP ( CD 30 ) ( NN % ) ) ( PP ( IN of ) ( NP ( NP ( DT those ) ) ( VP ( VBN polled ) ) ) ) ) ) ) ) )

Alcohol and substance abuse as a result of stress-related problems was cited by 30 % of those polled


( S ( SBAR-ADV ( IN Although ) ( S ( NP-SBJ ( NNP Dr. ) ( NNP Warshaw ) ) ( VP ( NNS points ) ( PRT ( RP out ) ) ( SBAR ( DT that ) ( S ( NP-SBJ ( NN stress ) ( CC and ) ( NN anxiety ) ) ( VP ( VBP have ) ( NP ( PRP$ their ) ( JJ positive ) ( NNS uses ) ) ) ) ) ) ) ) ( NP-SBJ ( NP ( NN stress ) ) ( VP ( VBN perceived ) ( S ( VP ( TO to ) ( VP ( VB be ) ( ADJP-PRD ( JJ threatening ) ) ) ) ) ) ) ( VP ( VBZ implies ) ( NP ( NP ( DT a ) ( NN component ) ) ( PP ( IN of ) ( NP ( NN fear ) ( CC and ) ( NN anxiety ) ) ) ( SBAR ( WHNP-1 ( WDT that ) ) ( S ( VP ( MD may ) ( VP ( VB contribute ) ( PP-CLR ( TO to ) ( NP ( NN burnout ) ) ) ) ) ) ) ) ) )

Although Dr. Warshaw points out that stress and anxiety have their positive uses stress perceived to be threatening implies a component of fear and anxiety that may contribute to burnout


( S ( NP-SBJ ( PRP He ) ) ( ADVP ( RB also ) ) ( VP ( VBD noted ) ( SBAR ( DT that ) ( S ( NP-SBJ ( NP ( JJ various ) ( NN work ) ( NNS environments ) ) ( PP ( JJ such ) ( IN as ) ( NP ( NN night ) ( NN work ) ) ) ) ( VP ( VBP have ) ( NP ( PRP$ their ) ( JJ own ) ( NNS stressors ) ) ) ) ) ) )

He also noted that various work environments such as night work have their own stressors


( SINV ( S-TPC-1 ( S ( NP-SBJ ( PRP We ) ) ( DT all ) ( VP ( VBP like ) ( NP ( NN stress ) ) ) ) ( CC but ) ( S ( NP-SBJ ( EX there ) ) ( VP ( VBZ 's ) ( NP-PRD ( DT a ) ( NN limit ) ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Paul ) ( NNP D'Arcy ) ) ( PP ( IN of ) ( NP ( NP ( NNP Rohrer ) ( NNP Hibler ) ( CC & ) ( NNP Replogle ) ) ( NP ( DT a ) ( JJ corporate ) ( NN psychology ) ( CC and ) ( NN management ) ( NN consulting ) ( NN firm ) ) ) ) ) )

We all like stress but there 's a limit says Paul D'Arcy of Rohrer Hibler & Replogle a corporate psychology and management consulting firm


( S-1 ( NP-SBJ ( DT The ) ( NN problem ) ) ( PRN ( SINV ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Mr. ) ( NNP D'Arcy ) ) ( NP ( DT a ) ( NN psychologist ) ) ) ) ) ( VP ( VBZ is ) ( SBAR-PRD ( IN that ) ( S ( NP-SBJ ( NP ( PRP it ) ) ) ( VP ( VBZ 's ) ( ADJP-PRD ( RB very ) ( JJ hard ) ) ( S-2 ( VP ( TO to ) ( VP ( VB get ) ( NP ( NP ( DT any ) ( JJ hard ) ( NNS measures ) ) ( PP ( IN on ) ( SBAR-NOM ( WHADVP-3 ( WRB how ) ) ( S ( NP-SBJ ( NN stress ) ) ( VP ( VBZ affects ) ( NP ( NN job ) ( NN performance ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

The problem says Mr. D'Arcy a psychologist is that it 's very hard to get any hard measures on how stress affects job performance


( S ( S-TPC-1 ( NP-SBJ ( NP ( JJ Initial ) ( NNS claims ) ) ( PP ( IN for ) ( NP ( JJ regular ) ( NN state ) ( NN unemployment ) ( NNS benefits ) ) ) ) ( VP ( VBD rose ) ( PP-DIR ( TO to ) ( NP ( DT a ) ( ADJP ( RB seasonally ) ( VBN adjusted ) ) ( CD 396,000 ) ) ) ( PP-TMP ( IN during ) ( NP ( NP ( DT the ) ( NN week ) ) ( VP ( VBN ended ) ( NP-TMP ( NNP Oct. ) ( CD 7 ) ) ) ) ) ( PP-DIR ( IN from ) ( NP ( CD 334,000 ) ) ( NP-TMP ( DT the ) ( JJ previous ) ( NN week ) ) ) ) ) ( NP-SBJ ( DT the ) ( NNP Labor ) ( NNP Department ) ) ( VP ( VBD said ) ) )

Initial claims for regular state unemployment benefits rose to a seasonally adjusted 396,000 during the week ended Oct. 7 from 334,000 the previous week the Labor Department said


( S ( NP-SBJ ( NP ( DT The ) ( NN number ) ) ( PP ( IN of ) ( NP ( NP ( NNS people ) ) ( VP ( VBG receiving ) ( NP ( JJ regular ) ( NN state ) ( NNS benefits ) ) ( PP-TMP ( IN in ) ( NP ( NP ( DT the ) ( NN week ) ) ( VP ( VBN ended ) ( NP-TMP ( NNP Sept. ) ( CD 30 ) ) ) ) ) ) ) ) ) ( VP ( VBD decreased ) ( PP-DIR ( TO to ) ( NP ( NP ( DT a ) ( ADJP ( RB seasonally ) ( VBN adjusted ) ) ( CD 2,202,000 ) ) ( CC or ) ( NP ( NP ( CD 2.2 ) ( NN % ) ) ( PP ( IN of ) ( NP ( NP ( DT those ) ) ( VP ( VBN covered ) ( PP ( IN by ) ( NP-LGS ( NN unemployment ) ( NN insurance ) ) ) ) ) ) ) ) ) ( PP-DIR ( IN from ) ( NP ( CD 2,205,000 ) ) ( NP-TMP ( NP ( DT the ) ( JJ previous ) ( NN week ) ) ( SBAR ( WHADVP-1 ( WRB when ) ) ( S ( NP-SBJ ( DT the ) ( VBN insured ) ( NN unemployment ) ( NN rate ) ) ( ADVP ( RB also ) ) ( VP ( VBD was ) ( NP-PRD ( CD 2.2 ) ( NN % ) ) ) ) ) ) ) ) )

The number of people receiving regular state benefits in the week ended Sept. 30 decreased to a seasonally adjusted 2,202,000 or 2.2 % of those covered by unemployment insurance from 2,205,000 the previous week when the insured unemployment rate also was 2.2 %


( S ( PP ( VBG Counting ) ( NP ( DT all ) ( UCP ( NN state ) ( CC and ) ( JJ federal ) ) ( NN benefit ) ( NNS programs ) ) ) ( NP-SBJ ( NP ( DT the ) ( NN number ) ) ( PP ( IN of ) ( NP ( NP ( NNS people ) ) ( VP ( VBG receiving ) ( NP ( NN unemployment ) ( NNS benefits ) ) ( PP-TMP ( IN in ) ( NP ( NP ( DT the ) ( NN week ) ) ( VP ( VBN ended ) ( NP-TMP ( NNP Sept. ) ( CD 30 ) ) ) ) ) ) ) ) ) ( VP ( VBD fell ) ( PP-DIR ( TO to ) ( NP ( CD 1,809,300 ) ) ) ( PP-DIR ( IN from ) ( NP ( CD 1,838,200 ) ) ( ADVP-TMP ( NP ( DT a ) ( NN week ) ) ( RBR earlier ) ) ) ) )

Counting all state and federal benefit programs the number of people receiving unemployment benefits in the week ended Sept. 30 fell to 1,809,300 from 1,838,200 a week earlier


( S ( NP-SBJ ( DT These ) ( NNS figures ) ) ( VP ( VBP are ) ( RB n't ) ( VP ( ADVP-MNR ( RB seasonally ) ) ( VBN adjusted ) ) ) )

These figures are n't seasonally adjusted


( S ( NP-SBJ ( DT A ) ( NNP Labor ) ( NNP Department ) ( NN spokesman ) ) ( VP ( VBD said ) ( SBAR ( S ( NP-SBJ ( NP ( DT the ) ( RB unusually ) ( JJ high ) ( NN number ) ) ( PP ( IN of ) ( NP ( NP ( JJ initial ) ( NNS claims ) ) ( PP ( IN for ) ( NP ( NN state ) ( NN unemployment ) ( NNS benefits ) ) ) ) ) ) ( VP ( VBZ reflects ) ( NP ( NP ( DT the ) ( NN impact ) ) ( PP ( IN of ) ( NP ( NNP Hurricane ) ( NNP Hugo ) ) ) ( PP ( IN on ) ( NP ( NP ( JJ southern ) ( NNS states ) ) ( RB particularly ) ( NP ( NP ( NNP North ) ( NNP Carolina ) ) ( CC and ) ( NP ( NNP South ) ( NNP Carolina ) ) ) ) ) ) ) ) ) ) )

A Labor Department spokesman said the unusually high number of initial claims for state unemployment benefits reflects the impact of Hurricane Hugo on southern states particularly North Carolina and South Carolina


( S ( S-TPC-2 ( NP-SBJ ( DT The ) ( NN figure ) ) ( ADVP ( RB also ) ) ( VP ( MD may ) ( VP ( VB reflect ) ( NP ( NP ( JJ initial ) ( NNS claims ) ) ( VP ( VBN filed ) ( PP ( IN by ) ( NP-LGS ( NP ( VBG striking ) ( NNP Nynex ) ( NNP Corp. ) ( NNS workers ) ) ( SBAR ( WHNP-1 ( WP who ) ) ( S ( VP ( VBP have ) ( VP ( VBN become ) ( ADJP-PRD ( JJ eligible ) ( PP ( IN for ) ( NP ( NN unemployment ) ( NNS benefits ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ( NP-SBJ ( DT the ) ( NN official ) ) ( VP ( VBD said ) ) )

The figure also may reflect initial claims filed by striking Nynex Corp. workers who have become eligible for unemployment benefits the official said


( S ( PP ( IN FOR ) ( NP ( NP ( DT THOSE ) ) ( SBAR ( WHNP-1 ( WP WHO ) ) ( S ( VP ( VBP DELIGHT ) ( PP-CLR ( IN in ) ( NP ( NP ( DT the ) ( NN misfortune ) ) ( PP ( IN of ) ( NP ( NNS others ) ) ) ) ) ) ) ) ) ) ( VP ( VB read ) ( PRT ( RB on ) ) ) )

FOR THOSE WHO DELIGHT in the misfortune of others read on


( S ( NP-SBJ ( DT This ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( DT a ) ( NN story ) ) ( PP ( IN about ) ( NP ( NNS suckers ) ) ) ) ) )

This is a story about suckers


( S ( NP-SBJ ( NP ( JJS Most ) ) ( PP ( IN of ) ( NP ( PRP us ) ) ) ) ( VP ( VBP know ) ( NP ( DT a ) ( NN sucker ) ) ) )

Most of us know a sucker


( S ( NP-SBJ ( NP ( JJ Many ) ) ( PP ( IN of ) ( NP ( PRP us ) ) ) ) ( VP ( VBP are ) ( NP-PRD ( NNS suckers ) ) ) )

Many of us are suckers


( S ( CC But ) ( SBAR-NOM-SBJ ( WHNP-2 ( WP what ) ) ( S ( NP-SBJ ( PRP we ) ) ( VP ( MD may ) ( RB not ) ( VP ( VB know ) ) ) ) ) ( VP ( VBZ is ) ( SBAR-NOM-PRD ( WHNP-1 ( RB just ) ( WP what ) ) ( S ( VP ( VBZ makes ) ( S ( NP-SBJ ( NN somebody ) ) ( NP-PRD ( DT a ) ( NN sucker ) ) ) ) ) ) ) )

But what we may not know is just what makes somebody a sucker


( SBARQ ( WHNP-1 ( WP What ) ) ( SQ ( VP ( VBZ makes ) ( S ( NP-SBJ ( NNS people ) ) ( VP ( VBP blurt ) ( PRT ( RP out ) ) ( NP ( PRP$ their ) ( NN credit-card ) ( NNS numbers ) ) ( PP-CLR ( TO to ) ( NP ( NP ( DT a ) ( NN caller ) ) ( SBAR ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBP 've ) ( ADVP-TMP ( RB never ) ) ( VP ( VBN heard ) ( PP-CLR ( IN of ) ) ) ) ) ) ) ) ) ) ) ) )

What makes people blurt out their credit-card numbers to a caller they 've never heard of


( SQ ( VBP Do ) ( NP-SBJ ( PRP they ) ) ( ADVP ( RB really ) ) ( VP ( VB believe ) ( SBAR ( IN that ) ( S ( NP-SBJ ( DT the ) ( NN number ) ) ( VP ( VP ( VBZ is ) ( PP-PRP-PRD ( ADVP ( RB just ) ) ( IN for ) ( NP ( NN verification ) ) ) ) ( CC and ) ( VP ( VBZ is ) ( NP-PRD ( NP ( RB simply ) ( DT a ) ( NN formality ) ) ( PP-LOC ( IN on ) ( NP ( NP ( DT the ) ( NN road ) ) ( PP ( TO to ) ( S-NOM ( VP ( VBG being ) ( NP-PRD ( DT a ) ( NN grand-prize ) ( NN winner ) ) ) ) ) ) ) ) ) ) ) ) ) )

Do they really believe that the number is just for verification and is simply a formality on the road to being a grand-prize winner


( SBARQ ( WHNP-1 ( WP What ) ) ( SQ ( VP ( VBZ makes ) ( S ( NP-SBJ ( DT a ) ( NN person ) ) ( VP ( VBP buy ) ( NP ( DT an ) ( NN oil ) ( NN well ) ) ( PP-CLR ( IN from ) ( NP ( NP ( DT some ) ( NN stranger ) ) ( VP ( VBG knocking ) ( PP-CLR ( IN on ) ( NP ( DT the ) ( NN screen ) ( NN door ) ) ) ) ) ) ) ) ) ) )

What makes a person buy an oil well from some stranger knocking on the screen door


( FRAG ( CC Or ) ( NP ( NP ( DT an ) ( NN interest ) ) ( PP ( IN in ) ( NP ( NP ( DT a ) ( NN retirement ) ( NN community ) ) ( PP-LOC ( IN in ) ( NP ( NNP Nevada ) ) ) ( SBAR ( WHNP-2 ( WDT that ) ) ( S ( VP ( MD will ) ( VP ( VB knock ) ( NP ( PRP$ your ) ( NNS socks ) ) ( ADVP-CLR ( RB off ) ) ( SBAR-TMP ( IN once ) ( S ( NP-SBJ-1 ( PRP it ) ) ( VP ( VBZ is ) ( VP ( VBN built ) ) ) ) ) ) ) ) ) ) ) ) )

Or an interest in a retirement community in Nevada that will knock your socks off once it is built


( FRAG ( SBAR-PRP ( IN Because ) ( S ( PP-TMP ( IN in ) ( NP ( DT the ) ( NN end ) ) ) ( NP-SBJ-1 ( DT these ) ( NNS people ) ) ( ADVP-TMP ( RB always ) ) ( VP ( VBP wind ) ( PRT ( RP up ) ) ( S ( VP ( VBG asking ) ( NP ( PRP themselves ) ) ( NP ( NP ( DT the ) ( JJ same ) ( NN question ) ) ( SBARQ ( WHADVP-2 ( WRB How ) ) ( SQ ( MD could ) ( NP-SBJ ( PRP I ) ) ( VP ( VB be ) ( ADJP-PRD ( RB so ) ( JJ stupid ) ) ) ) ) ) ) ) ) ) ) )

Because in the end these people always wind up asking themselves the same question How could I be so stupid


( S ( S ( NP-SBJ ( EX There ) ) ( VP ( VBP are ) ( ADVP ( RB unfortunately ) ) ( NP-PRD ( NP ( JJ plenty ) ) ( PP ( IN of ) ( NP ( NP ( NNS answers ) ) ( PP ( TO to ) ( NP ( DT that ) ( NN question ) ) ) ) ) ) ) ) ( CC and ) ( S ( NP-SBJ ( NN scam ) ( NNS artists ) ) ( VP ( VBP know ) ( NP ( NP ( DT all ) ) ( PP ( IN of ) ( NP ( PRP them ) ) ) ) ) ) )

There are unfortunately plenty of answers to that question and scam artists know all of them


( SINV ( S-TPC-2 ( NP-SBJ ( DT These ) ( NNS people ) ) ( VP ( VBP are ) ( ADJP-PRD ( RB very ) ( JJ skilled ) ( PP ( IN at ) ( S-NOM ( VP ( VBG finding ) ( PRT ( RP out ) ) ( SBAR-NOM ( WHNP-1 ( WP what ) ) ( S ( VP ( VBZ makes ) ( S ( NP-SBJ ( DT a ) ( NN person ) ) ( VP ( VB tick ) ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Kent ) ( NNP Neal ) ) ( NP ( NP ( NN chief ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( JJ economic-crime ) ( NN unit ) ) ( PP ( IN of ) ( NP ( NP ( NP ( DT the ) ( NNP Broward ) ( NNP County ) ( NNP State ) ( NNP Attorney ) ( POS 's ) ) ( NNP Office ) ) ( PP-LOC ( IN in ) ( NP ( NP ( NP ( NNP Fort ) ( NNP Lauderdale ) ) ( NP ( NNP Fla. ) ) ) ( NP ( NP ( DT a ) ( JJ major ) ( NN haven ) ) ( PP ( IN for ) ( NP ( NN boiler ) ( NNS rooms ) ) ) ) ) ) ) ) ) ) ) ) )

These people are very skilled at finding out what makes a person tick says Kent Neal chief of the economic-crime unit of the Broward County State Attorney 's Office in Fort Lauderdale Fla. a major haven for boiler rooms


( S ( SBAR-TMP ( RB Once ) ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBP size ) ( NP ( PRP them ) ) ( PRT ( RP up ) ) ) ) ) ( ADVP ( RB then ) ) ( NP-SBJ ( PRP they ) ) ( VP ( VBP know ) ( SBAR-NOM ( WHNP-1 ( WP what ) ( NNS buttons ) ) ( S ( VP ( TO to ) ( VP ( VB push ) ) ) ) ) ) )

Once they size them up then they know what buttons to push


( S ( S ( NP-SBJ ( NNP John ) ( NNP Blodgett ) ) ( VP ( VBZ agrees ) ) ) ( CC and ) ( S ( NP-SBJ-1 ( PRP he ) ) ( VP ( MD ought ) ( S ( VP ( TO to ) ( VP ( VB know ) ) ) ) ) ) )

John Blodgett agrees and he ought to know


( S ( NP-SBJ-1 ( PRP He ) ) ( VP ( VBD used ) ( S ( VP ( TO to ) ( VP ( VB be ) ( NP-PRD ( DT a ) ( NN boiler-room ) ( NN salesman ) ) ( S-ADV ( VP ( VBG peddling ) ( NP ( NP ( NNS investments ) ) ( PP ( IN in ) ( NP ( NP ( NN oil ) ( CC and ) ( NN gas ) ( NNS wells ) ) ( CC and ) ( NP ( JJ rare ) ( NNS coins ) ) ) ) ) ) ) ) ) ) ) )

He used to be a boiler-room salesman peddling investments in oil and gas wells and rare coins


( S ( S-TPC-2 ( NP-SBJ ( EX There ) ) ( VP ( VBZ 's ) ( NP-PRD ( NP ( NP ( DT a ) ( JJ definite ) ( NN psychology ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN sale ) ) ) ) ( CC and ) ( NP ( NP ( JJ different ) ( NNS personalities ) ) ( SBAR ( S ( NP-SBJ ( PRP you ) ) ( VP ( VBP pitch ) ( NP-MNR ( JJ different ) ( NNS ways ) ) ) ) ) ) ) ) ) ( NP-SBJ ( PRP he ) ) ( VP ( VBZ says ) ) )

There 's a definite psychology of the sale and different personalities you pitch different ways he says


( S ( NP-SBJ ( DT The ) ( RBS most ) ( JJ obvious ) ( NN pitch ) ) ( PP ( IN of ) ( NP ( NN course ) ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( DT the ) ( NN lure ) ) ( PP ( IN of ) ( NP ( JJ big ) ( NNS returns ) ) ) ) ) )

The most obvious pitch of course is the lure of big returns


( S ( NP-SBJ ( PRP We ) ) ( VP ( VBP 're ) ( DT all ) ( ADJP-PRD ( NP ( DT a ) ( RB little ) ) ( JJ greedy ) ) ) )

We 're all a little greedy


( SINV ( S-TPC-1 ( NP-SBJ ( NN Everyone ) ) ( VP ( VBZ is ) ( ADJP-PRD ( JJ vulnerable ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Charles ) ( NNP Harper ) ) ( NP ( NP ( JJ associate ) ( JJ regional ) ( NN administrator ) ) ( PP ( IN for ) ( NP ( DT the ) ( NNP Securities ) ( CC and ) ( NNP Exchange ) ( NNP Commission ) ) ) ( PP-LOC ( IN in ) ( NP ( NNP Miami ) ) ) ) ) )

Everyone is vulnerable says Charles Harper associate regional administrator for the Securities and Exchange Commission in Miami


( S ( NP-SBJ ( DT These ) ( NNS guys ) ) ( VP ( VBP prey ) ( PP-CLR ( IN on ) ( NP ( JJ human ) ( NNS frailties ) ) ) ) )

These guys prey on human frailties


( S ( SBAR-ADV ( IN While ) ( S ( NP-SBJ-2 ( NP ( DT the ) ( NNS promises ) ) ( PP ( IN of ) ( NP ( JJ big ) ( NNS profits ) ) ) ) ( VP ( MD ought ) ( S ( VP ( TO to ) ( VP ( VB set ) ( PRT ( RP off ) ) ( NP ( NN warning ) ( NNS bells ) ) ) ) ) ) ) ) ( NP-SBJ ( PRP they ) ) ( ADVP-TMP ( RB often ) ) ( VP ( VBP do ) ( RB n't ) ( VP ( SBAR-PRP ( PP ( IN in ) ( NP ( NN part ) ) ) ( IN because ) ( S ( NP-SBJ-1 ( JJ get-rich-quick ) ( NNS tales ) ) ( VP ( VBP have ) ( VP ( VBN become ) ( VP ( VBN embedded ) ( PP-CLR ( IN in ) ( NP ( JJ American ) ( NN folklore ) ) ) ) ) ) ) ) ) ) )

While the promises of big profits ought to set off warning bells they often do n't in part because get-rich-quick tales have become embedded in American folklore


( SINV ( S-TPC-1 ( S ( NP-SBJ ( DT The ) ( JJ overnight ) ( NN success ) ( NN story ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( NN part ) ) ( PP ( IN of ) ( NP ( PRP$ our ) ( NN culture ) ) ) ) ) ) ( CC and ) ( S ( NP-SBJ ( PRP$ our ) ( NN society ) ) ( VP ( VBZ puts ) ( NP ( DT an ) ( NN emphasis ) ) ( PP-PUT ( IN on ) ( NP ( PRP it ) ) ) ( PP ( IN with ) ( NP ( NP ( NNS lotteries ) ) ( CC and ) ( S-NOM ( NP-SBJ ( NNP Ed ) ( NNP McMahon ) ) ( VP ( VBG making ) ( NP ( NNS millionaires ) ) ( ADVP-CLR ( IN out ) ( PP ( IN of ) ( NP ( NNS people ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Michael ) ( NNP Cunningham ) ) ( NP ( NP ( DT an ) ( JJ associate ) ( NN professor ) ) ( PP ( IN of ) ( NP ( NN psychology ) ) ) ( PP-LOC ( IN at ) ( NP ( NP ( DT the ) ( NNP University ) ) ( PP ( IN of ) ( NP ( NNP Kentucky ) ) ) ( PP-LOC ( IN in ) ( NP ( NNP Louisville ) ) ) ) ) ) ) )

The overnight success story is part of our culture and our society puts an emphasis on it with lotteries and Ed McMahon making millionaires out of people says Michael Cunningham an associate professor of psychology at the University of Kentucky in Louisville


( S ( S ( NP-SBJ ( JJ Other ) ( NNS people ) ) ( VP ( VBP are ) ( VP ( VBG making ) ( NP ( PRP it ) ) ( ADVP-TMP ( RB overnight ) ) ) ) ) ( CC and ) ( S ( NP-SBJ-2 ( NP ( DT the ) ( NN rest ) ) ( SBAR ( WHNP-1 ( WP who ) ) ( S ( VP ( VBP toil ) ( ADVP-TMP ( RB daily ) ) ) ) ) ) ( VP ( VBP do ) ( RB n't ) ( VP ( VB want ) ( S ( VP ( TO to ) ( VP ( VB miss ) ( NP ( DT that ) ( NN opportunity ) ) ( SBAR-TMP ( WHADVP-4 ( WRB when ) ) ( S ( NP-SBJ-3 ( PRP it ) ) ( VP ( VBZ seems ) ( S ( VP ( TO to ) ( VP ( VB come ) ( PRT ( RP along ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

Other people are making it overnight and the rest who toil daily do n't want to miss that opportunity when it seems to come along


( SINV ( VP ( VBZ Adds ) ) ( NP-SBJ ( NP ( NNP Spencer ) ( NNP Barasch ) ) ( NP ( NP ( NN branch ) ( NN chief ) ) ( PP ( IN for ) ( NP ( NN enforcement ) ) ) ( PP-LOC ( IN at ) ( NP ( NP ( DT the ) ( NNP SEC ) ) ( PP-LOC ( IN in ) ( NP ( NP ( NNP Fort ) ( NNP Worth ) ) ( NP ( NNP Texas ) ) ) ) ) ) ) ) ( SBARQ-4 ( WHADVP-1 ( WRB Why ) ) ( SQ ( VBP do ) ( NP-SBJ ( NNS people ) ) ( VP ( VB play ) ( NP ( DT the ) ( NN lottery ) ) ( SBAR-TMP ( WHADVP-2 ( WRB when ) ) ( S ( NP-SBJ ( NP ( DT the ) ( NNS odds ) ) ) ( VP ( VBP are ) ( ADJP-PRD ( JJ great ) ) ( PP-3 ( IN against ) ( NP ( PRP them ) ) ) ) ) ) ) ) ) )

Adds Spencer Barasch branch chief for enforcement at the SEC in Fort Worth Texas Why do people play the lottery when the odds are great against them


( S ( NP-SBJ ( NNS People ) ) ( VP ( VBP are ) ( VP ( VBG shooting ) ( PP-CLR ( IN for ) ( NP ( DT a ) ( NN dream ) ) ) ) ) )

People are shooting for a dream


( S ( S ( ADVP ( RB Clearly ) ) ( ADVP ( RB though ) ) ( NP-SBJ-1 ( NN scam ) ( NNS artists ) ) ( VP ( VBP have ) ( S ( VP ( TO to ) ( VP ( VB be ) ( ADJP-PRD ( ADJP ( NP ( DT a ) ( NN bit ) ) ( RBR more ) ( JJ subtle ) ) ( PP ( IN than ) ( S-NOM ( ADVP ( RB simply ) ) ( VP ( VBG promising ) ( NP ( NNS millions ) ) ) ) ) ) ) ) ) ) ) ( S ( NP-SBJ ( NP ( DT the ) ( NN psychology ) ) ( PP ( IN of ) ( NP ( NNS suckers ) ) ) ) ( VP ( VBZ is ) ( RB n't ) ( ADVP ( RB simply ) ) ( NP-PRD ( NP ( DT the ) ( NN psychology ) ) ( PP ( IN of ) ( NP ( DT the ) ( JJ greedy ) ) ) ) ) ) )

Clearly though scam artists have to be a bit more subtle than simply promising millions the psychology of suckers is n't simply the psychology of the greedy


( S ( NP-SBJ ( EX There ) ) ( VP ( VBZ 's ) ( ADVP ( RB also ) ) ( PP ( IN for ) ( NP ( NN instance ) ) ) ( NP-PRD ( DT the ) ( NN need ) ( S ( VP ( TO to ) ( VP ( VB be ) ( NP-PRD ( NP ( NN part ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN in-crowd ) ) ) ) ) ) ) ) ) )

There 's also for instance the need to be part of the in-crowd


( S ( RB So ) ( NP-SBJ ( CD one ) ( JJ popular ) ( NN ploy ) ) ( VP ( VBZ is ) ( S-PRD ( VP ( TO to ) ( VP ( VB make ) ( S ( NP-SBJ ( DT a ) ( JJ prospective ) ( NN investor ) ) ( VP ( VB feel ) ( PP-CLR ( IN like ) ( NP ( NP ( DT an ) ( NN insider ) ) ( VP ( VBG joining ) ( NP ( NP ( DT an ) ( JJ exclusive ) ( NN group ) ) ( SBAR ( WHNP-1 ( WDT that ) ) ( S ( VP ( VBZ is ) ( VP ( IN about ) ( S ( VP ( TO to ) ( VP ( VB make ) ( NP ( DT a ) ( NN killing ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

So one popular ploy is to make a prospective investor feel like an insider joining an exclusive group that is about to make a killing


( S ( PP-TMP ( IN Between ) ( NP ( CD 1978 ) ( CC and ) ( CD 1987 ) ) ) ( PP ( IN for ) ( NP ( NN instance ) ) ) ( NP-SBJ-1 ( NP ( NNP SH ) ( NNP Oil ) ) ( PP-LOC ( IN in ) ( NP ( NP ( NNP Winter ) ( NNP Haven ) ) ( NP ( NNP Fla. ) ) ) ) ) ( VP ( VBN sold ) ( NP ( NP ( NNS interests ) ) ( PP ( IN in ) ( NP ( NN oil ) ( NNS wells ) ) ) ) ( PP-CLR ( TO to ) ( NP ( NP ( DT a ) ( ADJP ( RB very ) ( JJ select ) ) ( NN group ) ) ( PP ( IN of ) ( NP ( JJ local ) ( NNS residents ) ) ) ) ) ( SBAR-ADV ( IN while ) ( S ( VP ( VBG turning ) ( ADVP-CLR ( RB away ) ) ( NP-PRD ( JJ numerous ) ( JJ other ) ( JJ eager ) ( NNS investors ) ) ) ) ) ) )

Between 1978 and 1987 for instance SH Oil in Winter Haven Fla. sold interests in oil wells to a very select group of local residents while turning away numerous other eager investors


( S ( NP-SBJ ( NP ( NP ( DT The ) ( NN owner ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN company ) ) ) ) ( NP ( NNP Stephen ) ( NNP Smith ) ) ( SBAR ( WHNP-1 ( WP who ) ) ( S ( VP ( VBZ has ) ( ADVP-TMP ( RB since ) ) ( VP ( VBN pleaded ) ( ADJP-PRD ( JJ guilty ) ( PP ( TO to ) ( NP ( UCP ( NN state ) ( CC and ) ( JJ federal ) ) ( NN fraud ) ( NNS charges ) ) ) ) ) ) ) ) ) ( VP ( VP ( VBD confided ) ( PP-CLR ( TO to ) ( NP ( NNS investors ) ) ) ( SBAR ( IN that ) ( S ( NP-SBJ ( PRP he ) ) ( VP ( VBD had ) ( NP ( NP ( DT a ) ( JJ secret ) ( NN agreement ) ) ( PP ( IN with ) ( NP ( NNP Amoco ) ( NNP Oil ) ( NNP Co. ) ) ) ) ) ) ) ) ( CC and ) ( VP ( VBD said ) ( SBAR ( S ( NP-SBJ ( NP ( DT the ) ( NN location ) ) ( PP ( IN of ) ( NP ( PRP$ his ) ( NNS wells ) ) ) ) ( VP ( VBD was ) ( ADJP-PRD ( JJ confidential ) ) ) ) ) ) ( PP ( VBG according ) ( PP ( TO to ) ( NP ( NP ( DT a ) ( JJ civil ) ( NN suit ) ) ( VP ( VBN filed ) ( PP-LOC ( IN in ) ( NP ( DT a ) ( NNP Florida ) ( NN state ) ( NN court ) ) ) ( PP ( IN by ) ( NP-LGS ( NP ( DT the ) ( NNP Florida ) ( NN comptroller ) ( POS 's ) ) ( NN office ) ) ) ) ) ) ) ) )

The owner of the company Stephen Smith who has since pleaded guilty to state and federal fraud charges confided to investors that he had a secret agreement with Amoco Oil Co. and said the location of his wells was confidential according to a civil suit filed in a Florida state court by the Florida comptroller 's office


( S ( S-TPC-1 ( NP-SBJ ( CC Neither ) ( NP ( DT the ) ( NNP Amoco ) ( NN agreement ) ) ( CC nor ) ( NP ( DT the ) ( NNS wells ) ) ) ( VP ( VBD existed ) ) ) ( NP-SBJ ( DT the ) ( NN suit ) ) ( VP ( VBD alleged ) ) )

Neither the Amoco agreement nor the wells existed the suit alleged


( S-1 ( NP-SBJ ( JJ Such ) ( NNS schemes ) ) ( PRN ( SINV ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Tony ) ( NNP Adamski ) ) ( NP ( NP ( NN chief ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NNS financial-crimes ) ( NN unit ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NNP Federal ) ( NNP Bureau ) ) ( PP ( IN of ) ( NP ( NNP Investigation ) ) ) ) ) ( PP-LOC ( IN in ) ( NP ( NP ( NNP Washington ) ) ( NP ( NNP D.C. ) ) ) ) ) ) ) ) ) ) ( VP ( VBP appeal ) ( PP-CLR ( TO to ) ( NP ( NP ( NNS investors ) ( POS ' ) ) ( NN desire ) ( S ( VP ( TO to ) ( VP ( VB believe ) ( SBAR ( SBAR ( S ( NP-SBJ ( DT this ) ) ( VP ( VBZ is ) ( ADVP ( RB really ) ) ( ADJP-PRD ( JJ true ) ) ) ) ) ( CC and ) ( SBAR ( IN that ) ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBP are ) ( NP-PRD ( NP ( NN part ) ) ( PP ( IN of ) ( NP ( NP ( DT a ) ( JJ chosen ) ( NN group ) ) ( VP ( VBG being ) ( VP ( VBN given ) ( NP ( DT this ) ( NN opportunity ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

Such schemes says Tony Adamski chief of the financial-crimes unit of the Federal Bureau of Investigation in Washington D.C. appeal to investors ' desire to believe this is really true and that they are part of a chosen group being given this opportunity


( SINV ( S-TPC-2 ( PP-TMP ( IN At ) ( NP ( NNS times ) ) ) ( NP-SBJ ( NNS salesmen ) ) ( VP ( MD may ) ( VP ( VB embellish ) ( NP ( DT the ) ( JJ inside ) ( NN information ) ) ( PP ( IN with ) ( NP ( DT the ) ( NN notion ) ( SBAR ( IN that ) ( S ( NP-SBJ ( DT this ) ) ( VP ( VBZ is ) ( NP-PRD ( NP ( DT some ) ( ADJP ( RB slightly ) ( JJ shady ) ) ( ADJP ( RB slightly ) ( JJ illegal ) ) ( NN investment ) ) ( SBAR ( S ( NP-SBJ-1 ( DT the ) ( NN person ) ) ( VP ( VBZ is ) ( VP ( VBG being ) ( VP ( VBN included ) ( PP-CLR ( IN in ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NNP Mr. ) ( NNP Cunningham ) ) )

At times salesmen may embellish the inside information with the notion that this is some slightly shady slightly illegal investment the person is being included in says Mr. Cunningham


( S ( PP ( IN In ) ( S-NOM ( VP ( VBG appealing ) ( PP-CLR ( TO to ) ( NP ( NP ( DT those ) ) ( PP ( IN with ) ( NP ( NP ( DT a ) ( NN bit ) ) ( PP ( IN of ) ( NP ( NN larceny ) ) ) ( PP-LOC ( IN in ) ( NP ( PRP$ their ) ( NNS hearts ) ) ) ) ) ) ) ) ) ) ( NP-SBJ-2 ( DT the ) ( NN fraud ) ( NN artist ) ) ( VP ( MD can ) ( VP ( VB insist ) ( SBAR ( IN that ) ( S ( NP-SBJ ( DT a ) ( NN person ) ) ( VP ( VB keep ) ( S ( NP-SBJ ( DT an ) ( NN investment ) ) ( ADJP-PRD ( NN secret ) ) ) ) ) ) ( S-ADV ( VP ( VP ( VBG insulating ) ( NP-3 ( PRP himself ) ) ( PP-CLR ( IN from ) ( S-NOM ( VP ( VBG being ) ( VP ( VBN discovered ) ) ) ) ) ) ( CC and ) ( VP ( VBG keeping ) ( NP ( PRP$ his ) ( NN victim ) ) ( PP-CLR ( IN from ) ( S-NOM ( VP ( VBG consulting ) ( PP-CLR ( IN with ) ( NP ( NNS others ) ) ) ) ) ) ) ) ) ) ) )

In appealing to those with a bit of larceny in their hearts the fraud artist can insist that a person keep an investment secret insulating himself from being discovered and keeping his victim from consulting with others


( S ( NP-SBJ ( PRP It ) ) ( ADVP ( RB also ) ) ( VP ( VBZ adds ) ( PP-CLR ( TO to ) ( NP ( NP ( DT the ) ( NN mystery ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN venture ) ) ) ) ) ) )

It also adds to the mystery of the venture


( S ( NP-SBJ ( NP ( NNP Mr. ) ( NNP Blodgett ) ) ( NP ( DT the ) ( NN boiler-room ) ( NN veteran ) ) ) ( VP ( VBZ believes ) ( SBAR ( IN that ) ( S ( PP ( IN for ) ( NP ( JJ many ) ( NNS investors ) ) ) ( NP-SBJ ( DT the ) ( JJ get-rich-quick ) ( NNS scams ) ) ( VP ( VBP carry ) ( NP ( NP ( DT a ) ( JJ longed-for ) ( NN element ) ) ( PP ( IN of ) ( NP ( NN excitement ) ) ) ) ) ) ) ) )

Mr. Blodgett the boiler-room veteran believes that for many investors the get-rich-quick scams carry a longed-for element of excitement


( S ( S-TPC-1 ( SBAR-TMP ( IN Once ) ( S ( NP-SBJ ( NNS people ) ) ( VP ( VBD got ) ( PP-DIR ( IN into ) ( NP ( PRP it ) ) ) ) ) ) ( NP-SBJ ( PRP I ) ) ( VP ( VBD was ) ( VP ( VBG allowing ) ( S ( NP-SBJ ( PRP them ) ) ( VP ( TO to ) ( VP ( VB live ) ( NP ( DT a ) ( NN dream ) ) ) ) ) ) ) ) ( NP-SBJ ( PRP he ) ) ( VP ( VBZ says ) ) )

Once people got into it I was allowing them to live a dream he says


( S ( S-TPC-2 ( NP-SBJ ( PRP He ) ) ( VP ( VBD phoned ) ( NP ( PRP them ) ) ( PP ( IN with ) ( NP ( NP ( NNS updates ) ) ( PP ( IN on ) ( NP ( DT the ) ( NN investment ) ) ) ( PP ( JJ such ) ( IN as ) ( NP ( NP ( JJ funny ) ( NNS things ) ) ( SBAR ( WHNP-1 ( WDT that ) ) ( S ( VP ( VBD happened ) ( PP-LOC ( IN at ) ( NP ( DT the ) ( RB well ) ) ) ( NP-TMP ( DT that ) ( NN week ) ) ) ) ) ) ) ) ) ) ) ( NP-SBJ ( PRP he ) ) ( VP ( VBZ says ) ) )

He phoned them with updates on the investment such as funny things that happened at the well that week he says


( S ( NP-SBJ ( PRP You ) ) ( VP ( VBD gave ) ( NP ( PRP them ) ) ( NP ( NP ( DT some ) ( NN excitement ) ) ( SBAR ( WHNP-1 ( IN that ) ) ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBD did ) ( RB n't ) ( VP ( VB have ) ( PP-LOC-CLR ( IN in ) ( NP ( PRP$ their ) ( NNS lives ) ) ) ) ) ) ) ) ) )

You gave them some excitement that they did n't have in their lives


( S ( NP-SBJ ( NP ( NNP Mr. ) ( NNP Blodgett ) ) ( SBAR ( WHNP-2 ( WP who ) ) ( S ( VP ( VBD was ) ( VP ( VP ( VBN convicted ) ( PP-LOC-4 ( IN in ) ( NP ( NNP Florida ) ( NN state ) ( NN court ) ) ) ( PP-CLR-5 ( IN of ) ( S-NOM ( VP ( NN selling ) ( NP ( JJ unregistered ) ( NNS securities ) ) ) ) ) ) ( CC and ) ( VP ( PP-LOC=4 ( IN in ) ( NP ( NNP California ) ( NN state ) ( NN court ) ) ) ( PP-CLR=5 ( IN of ) ( NP ( NP ( JJ unlawful ) ( NN use ) ) ( PP ( IN of ) ( NP ( DT the ) ( NN telephone ) ) ) ( S-6 ( VP ( TO to ) ( VP ( VB defraud ) ( CC and ) ( VB deceive ) ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBZ is ) ( ADVP-TMP ( RB now ) ) ( PP-LOC-PRD ( IN on ) ( NP ( NN probation ) ) ) ) )

Mr. Blodgett who was convicted in Florida state court of selling unregistered securities and in California state court of unlawful use of the telephone to defraud and deceive is now on probation


( S ( NP-SBJ ( PRP He ) ) ( VP ( VBZ says ) ( SBAR ( S ( NP-SBJ-1 ( PRP he ) ) ( VP ( VP ( VBZ has ) ( VP ( VBN quit ) ( NP ( DT the ) ( NN business ) ) ) ) ( CC and ) ( VP ( VBZ is ) ( ADVP-CLR ( RB back ) ) ( PP-LOC-PRD ( IN in ) ( NP ( NN school ) ) ) ( S-ADV ( VP ( VBG majoring ) ( PP-CLR ( IN in ) ( NP ( NN psychology ) ) ) ( PP ( IN with ) ( NP ( NNS aspirations ) ( S ( VP ( TO to ) ( VP ( VB go ) ( PP-DIR ( IN into ) ( NP ( JJ industrial ) ( NN psychology ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

He says he has quit the business and is back in school majoring in psychology with aspirations to go into industrial psychology


( S ( PP ( IN For ) ( NP ( DT some ) ( NNS investors ) ) ) ( NP-SBJ ( PRP it ) ) ( VP ( VBZ 's ) ( NP-PRD ( NP ( DT the ) ( NNS appearances ) ) ( SBAR ( WHNP-1 ( WDT that ) ) ( S ( VP ( VBP leave ) ( S ( NP-SBJ ( PRP them ) ) ( ADJP-PRD ( VBN deceived ) ) ) ) ) ) ) ) )

For some investors it 's the appearances that leave them deceived


( SINV ( S-TPC-2 ( NP-SBJ ( NP ( DT The ) ( NNS trappings ) ) ( PP ( IN of ) ( NP ( NN success ) ) ) ) ( VP ( VBP go ) ( NP-EXT ( DT a ) ( JJ long ) ( NN way ) ) ( S-NOM-1 ( VP ( VP ( VBG wearing ) ( NP ( DT the ) ( JJ right ) ( NNS clothes ) ) ) ( VP ( VBG doing ) ( NP ( DT the ) ( JJ right ) ( NNS things ) ) ) ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Paul ) ( NNP Andreassen ) ) ( NP ( NP ( DT an ) ( JJ associate ) ( NN professor ) ) ( PP ( IN of ) ( NP ( NN psychology ) ) ) ( PP-LOC ( IN at ) ( NP ( NNP Harvard ) ) ) ) ) )

The trappings of success go a long way wearing the right clothes doing the right things says Paul Andreassen an associate professor of psychology at Harvard


( S ( NP-SBJ ( JJ Conservative ) ( NNS appearances ) ) ( VP ( VBP make ) ( S ( NP-SBJ ( NNS people ) ) ( VP ( VB think ) ( SBAR ( S ( NP-SBJ ( PRP it ) ) ( VP ( VBZ 's ) ( NP-PRD ( DT a ) ( JJ conservative ) ( NN investment ) ) ) ) ) ) ) ) )

Conservative appearances make people think it 's a conservative investment


( S ( S-TPC-1 ( NP-SBJ ( NNS People ) ) ( VP ( ADVP-MNR ( RB honestly ) ) ( VBP lose ) ( NP ( NN money ) ) ( PP ( IN on ) ( NP ( NP ( JJ risky ) ( NNS investments ) ) ( SBAR ( WHNP-2 ( IN that ) ) ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBD did ) ( RB n't ) ( VP ( VB realize ) ( SBAR ( S ( VP ( VBD were ) ( NP-PRD ( DT a ) ( NN crapshoot ) ) ) ) ) ) ) ) ) ) ) ) ) ( NP-SBJ ( PRP he ) ) ( VP ( VBZ says ) ) )

People honestly lose money on risky investments that they did n't realize were a crapshoot he says


( S ( NP-SBJ ( NP ( NNP Paul ) ( NNP Wenz ) ) ( NP ( DT a ) ( NAC-LOC ( NNP Phoenix ) ( NNP Ariz. ) ) ( NN attorney ) ) ) ( VP ( VBZ says ) ( SBAR ( S ( NP-SBJ ( NP ( DT a ) ( NN promise ) ) ( PP ( IN of ) ( NP ( JJ unrealistic ) ( NNS returns ) ) ) ) ( VP ( MD would ) ( VP ( VB have ) ( VP ( VBN made ) ( S ( NP-SBJ ( PRP him ) ) ( ADJP-PRD ( JJ leery ) ) ) ) ) ) ) ) ) )

Paul Wenz a Phoenix Ariz. attorney says a promise of unrealistic returns would have made him leery


( S ( CC But ) ( NP-SBJ ( NP ( NNP Mr. ) ( NNP Wenz ) ) ( SBAR ( WHNP-1 ( WP who ) ) ( S ( VP ( VBZ says ) ( SBAR ( S ( NP-SBJ ( PRP he ) ) ( VP ( VP ( VBD lost ) ( NP-2 ( CD 43,000 ) ) ( PP-LOC-3 ( IN in ) ( NP ( CD one ) ( NNS precious-metals ) ( NN deal ) ) ) ) ( CC and ) ( VP ( NP=2 ( CD 39,000 ) ) ( PP-LOC=3 ( IN in ) ( NP ( DT another ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBZ says ) ( SBAR ( S ( NP-SBJ-4 ( DT a ) ( NN salesman ) ) ( VP ( VBD used ) ( NP ( DT a ) ( JJ business-venture ) ( NN approach ) ) ( PP ( IN with ) ( NP ( PRP him ) ) ) ( S-ADV ( VP ( VBG sending ) ( NP ( NP ( NN investment ) ( NN literature ) ) ( NP ( NP ( DT a ) ( NN contract ) ) ( VP ( VBG limiting ) ( NP ( NP ( DT the ) ( NN firm ) ( POS 's ) ) ( NN liability ) ) ) ) ( CC and ) ( NP ( DT an ) ( NN insurance ) ( NN policy ) ) ) ) ) ) ) ) ) )

But Mr. Wenz who says he lost 43,000 in one precious-metals deal and 39,000 in another says a salesman used a business-venture approach with him sending investment literature a contract limiting the firm 's liability and an insurance policy


( S-2 ( SBAR-TMP ( WHADVP-1 ( WRB When ) ) ( S ( NP-SBJ ( PRP he ) ) ( VP ( VBD visited ) ( NP ( NP ( DT the ) ( NN company ) ( POS 's ) ) ( NN office ) ) ) ) ) ( PRN ( S ( NP-SBJ ( PRP he ) ) ( VP ( VBZ says ) ) ) ) ( NP-SBJ ( PRP it ) ) ( VP ( VBD had ) ( NP ( NP ( DT all ) ( DT the ) ( NNS trappings ) ) ( PP ( IN of ) ( NP ( NN legitimacy ) ) ) ) ) )

When he visited the company 's office he says it had all the trappings of legitimacy


( S ( S-TPC-2 ( NP-SBJ-1 ( RB Still ) ( NNS others ) ) ( VP ( VBP are ) ( VP ( VBN stung ) ( PP ( IN by ) ( NP-LGS ( DT a ) ( NN desire ) ( S ( VP ( TO to ) ( VP ( VB do ) ( UCP ( DT both ) ( ADVP-MNR ( RB well ) ) ( CC and ) ( NP ( RB good ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Douglas ) ( NNP Watson ) ) ( NP ( NP ( VBG commanding ) ( NN officer ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NNP Los ) ( NNP Angeles ) ( NNP Police ) ( NNP Department ) ( POS 's ) ) ( NN bunko-forgery ) ( NN division ) ) ) ) ) )

Still others are stung by a desire to do both well and good says Douglas Watson commanding officer of the Los Angeles Police Department 's bunko-forgery division


( S ( NP-SBJ ( JJ Born-again ) ( NNS Christians ) ) ( VP ( VBP are ) ( NP-PRD ( NP ( DT the ) ( ADJP ( RBS most ) ( JJ visible ) ) ( NNS targets ) ) ( PP ( IN of ) ( NP ( JJ unscrupulous ) ( JJ do-gooder ) ( NN investment ) ( NNS pitches ) ) ) ) ) )

Born-again Christians are the most visible targets of unscrupulous do-gooder investment pitches


( S ( FRAG ( CC But ) ( ADVP ( RB hardly ) ) ( NP ( DT the ) ( JJ only ) ( NNS ones ) ) ) ( S ( NP-SBJ-1 ( DT The ) ( NNS scams ) ) ( VP ( VBP promise ) ( PP-LOC ( IN among ) ( NP ( JJ other ) ( NNS things ) ) ) ( S ( VP ( TO to ) ( VP ( VP ( VB help ) ( S ( VP ( VB save ) ( NP ( DT the ) ( NN environment ) ) ) ) ) ( VP ( VB feed ) ( NP ( VBG starving ) ( NNS families ) ) ) ( CC and ) ( VP ( VB prevent ) ( NP ( NP ( DT the ) ( NN disappearance ) ) ( PP ( IN of ) ( NP ( NNS children ) ) ) ) ) ) ) ) ) ) )

But hardly the only ones The scams promise among other things to help save the environment feed starving families and prevent the disappearance of children


( S ( NP-SBJ ( NNS Psychologists ) ) ( VP ( VB say ) ( SBAR ( S ( NP-SBJ ( NP ( VBN isolated ) ( NNS people ) ) ( SBAR ( WHNP-1 ( WP who ) ) ( S ( VP ( VBP do ) ( RB n't ) ( VP ( VB discuss ) ( NP ( PRP$ their ) ( NNS investments ) ) ( PP-CLR ( IN with ) ( NP ( NNS others ) ) ) ) ) ) ) ) ( VP ( VBP are ) ( PP-PRD ( ADVP ( RB particularly ) ) ( IN at ) ( NP ( NP ( NN risk ) ) ( PP ( IN for ) ( NP ( NN fraud ) ) ) ) ) ) ) ) ) )

Psychologists say isolated people who do n't discuss their investments with others are particularly at risk for fraud


( S ( NP-SBJ-1 ( NN Scam ) ( NNS artists ) ) ( VP ( VP ( VBP seek ) ( PRT ( RP out ) ) ( NP ( JJ such ) ( NNS people ) ) ) ( CC or ) ( VP ( VB try ) ( S ( VP ( TO to ) ( VP ( VB make ) ( ADJP ( JJ sure ) ( SBAR ( IN that ) ( S ( NP-SBJ ( PRP$ their ) ( NNS victims ) ) ( VP ( VBP isolate ) ( NP ( PRP themselves ) ) ) ) ) ) ) ) ) ) ) )

Scam artists seek out such people or try to make sure that their victims isolate themselves


( S ( PP ( IN For ) ( NP ( NN instance ) ) ) ( NP-SBJ-3 ( NNS salesmen ) ) ( VP ( MD may ) ( VP ( VB counter ) ( NP ( NP ( DT a ) ( NN man ) ( POS 's ) ) ( NN objection ) ( SBAR ( IN that ) ( S ( NP-SBJ-2 ( PRP he ) ) ( VP ( VBZ wants ) ( S ( VP ( TO to ) ( VP ( VB discuss ) ( NP ( DT an ) ( NN investment ) ) ( PP-CLR ( IN with ) ( NP ( PRP$ his ) ( NN wife ) ) ) ) ) ) ) ) ) ) ( PP-MNR ( IN by ) ( S-NOM ( VP ( VBG asking ) ( SBARQ ( WHNP-1 ( WP Who ) ) ( SQ ( VP ( VBZ wears ) ( NP ( DT the ) ( NNS pants ) ) ( PP-LOC ( IN in ) ( NP ( PRP$ your ) ( NN family ) ) ) ) ) ) ) ) ) ) ) )

For instance salesmen may counter a man 's objection that he wants to discuss an investment with his wife by asking Who wears the pants in your family


( S ( CC Or ) ( NP-SBJ-1 ( NP ( DT an ) ( NN investor ) ) ( SBAR ( WHNP-2 ( WP who ) ) ( S ( VP ( VBZ wants ) ( NP ( NP ( PRP$ his ) ( NN accountant ) ( POS 's ) ) ( NN advice ) ) ) ) ) ) ( VP ( MD may ) ( VP ( VB be ) ( VP ( VBN told ) ( S ( NP-SBJ ( PRP You ) ) ( VP ( VBP seem ) ( PP-CLR ( IN like ) ( NP ( NP ( DT a ) ( NN guy ) ) ( SBAR ( WHNP-3 ( WP who ) ) ( S ( VP ( MD can ) ( VP ( VB make ) ( PRT ( RP up ) ) ( NP ( PRP$ his ) ( JJ own ) ( NN mind ) ) ) ) ) ) ) ) ) ) ) ) ) )

Or an investor who wants his accountant 's advice may be told You seem like a guy who can make up his own mind


( S ( ADVP-TMP ( RB Often ) ) ( NP-SBJ-1 ( NN con ) ( NNS artists ) ) ( VP ( MD will ) ( VP ( VB try ) ( S ( VP ( TO to ) ( VP ( VB disarm ) ( NP ( PRP$ their ) ( NNS victims ) ) ( PP-MNR ( IN by ) ( S-NOM ( VP ( VBG emphasizing ) ( NP ( NP ( NNS similarities ) ) ( PP ( IN between ) ( NP ( PRP them ) ) ) ) ) ) ) ) ) ) ) ) )

Often con artists will try to disarm their victims by emphasizing similarities between them


( S ( NP-SBJ ( NP ( NNP William ) ( NNP Lynes ) ) ( NP ( NP ( DT a ) ( JJ retired ) ( NN engineer ) ) ( PP ( IN from ) ( NP ( NNP Lockheed ) ( NNP Corp. ) ) ) ) ) ( VP ( VBZ says ) ( SBAR ( S ( NP-SBJ ( NP ( PRP he ) ) ( CC and ) ( NP ( NP ( PRP$ his ) ( NN wife ) ) ( NP ( NNP Lily ) ) ) ) ( VP ( VBD warmed ) ( PP-CLR ( TO to ) ( NP ( NP ( DT the ) ( NN investment ) ( NNS pitches ) ) ( PP ( IN of ) ( NP ( NP ( DT a ) ( NN penny-stock ) ( NN peddler ) ) ( PP ( IN from ) ( NP ( NP ( NNP Stuart-James ) ( NNP Co. ) ) ( PP-LOC ( IN in ) ( NP ( NNP Atlanta ) ) ) ) ) ) ) ) ) ( SBAR-TMP ( RB after ) ( S ( NP-SBJ ( DT the ) ( NN broker ) ) ( VP ( VBD told ) ( NP ( PRP them ) ) ( SBAR ( S ( NP-SBJ ( PRP he ) ) ( ADVP ( RB too ) ) ( VP ( VBD had ) ( ADVP-TMP ( RB once ) ) ( VP ( VBN worked ) ( PP-CLR ( IN with ) ( NP ( NNP Lockheed ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

William Lynes a retired engineer from Lockheed Corp. says he and his wife Lily warmed to the investment pitches of a penny-stock peddler from Stuart-James Co. in Atlanta after the broker told them he too had once worked with Lockheed


( S ( NP-SBJ-1 ( NP ( VB The ) ( NNP Lyneses ) ) ( PP ( IN of ) ( NP ( NP ( NNP Powder ) ( NNP Springs ) ) ( NP ( NNP Ga. ) ) ) ) ) ( VP ( VBP have ) ( VP ( VBN filed ) ( NP ( NN suit ) ) ( PP-LOC ( IN in ) ( NP ( NNP Georgia ) ( NN state ) ( NN court ) ) ) ( PP-CLR ( IN against ) ( NP ( NNP Stuart ) ( NNP James ) ) ) ( S-ADV ( VP ( VBG alleging ) ( NP ( NN fraud ) ) ) ) ) ) )

The Lyneses of Powder Springs Ga. have filed suit in Georgia state court against Stuart James alleging fraud


( S ( NP-SBJ ( PRP They ) ) ( VP ( VBP are ) ( VP ( VBG awaiting ) ( NP ( DT an ) ( NN arbitration ) ( NN proceeding ) ) ) ) )

They are awaiting an arbitration proceeding


( S ( NP-SBJ ( PRP They ) ) ( VP ( VBP say ) ( SBAR ( S ( NP-SBJ ( DT the ) ( NN broker ) ) ( VP ( VBD took ) ( NP ( PRP them ) ) ( ADVP-CLR ( RB out ) ) ( PP-PRP ( IN for ) ( NP ( NN lunch ) ) ) ( ADVP-TMP ( RB frequently ) ) ) ) ) ) )

They say the broker took them out for lunch frequently


( S ( NP-SBJ ( PRP He ) ) ( VP ( VBD urged ) ( NP-2 ( PRP them ) ) ( S ( VP ( TO to ) ( VP ( VB refer ) ( NP ( NP ( PRP$ their ) ( NNS friends ) ) ( SBAR ( WHNP-1 ( WP who ) ) ( S ( ADVP ( RB also ) ) ( VP ( VBD lost ) ( NP ( NN money ) ) ) ) ) ) ) ) ) ) )

He urged them to refer their friends who also lost money


( S ( NP-SBJ ( NP ( NNP Donald ) ( NNP Trinen ) ) ( NP ( NP ( DT an ) ( NN attorney ) ) ( PP ( IN for ) ( NP ( DT the ) ( JJ penny-brokerage ) ( NN firm ) ) ) ) ) ( VP ( VP ( VBZ denies ) ( NP ( DT the ) ( NN fraud ) ( NNS allegations ) ) ) ( CC and ) ( VP ( VBZ says ) ( SBAR ( S ( NP-SBJ-1 ( DT the ) ( NNP Lyneses ) ) ( VP ( VBD were ) ( VP ( ADVP-MNR ( RB fully ) ) ( VBN apprised ) ( SBAR ( IN that ) ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBD were ) ( VP ( VBG pursuing ) ( NP ( DT a ) ( JJ high-risk ) ( NN investment ) ) ) ) ) ) ) ) ) ) ) ) )

Donald Trinen an attorney for the penny-brokerage firm denies the fraud allegations and says the Lyneses were fully apprised that they were pursuing a high-risk investment


( SINV ( S-TPC-2 ( NP-SBJ ( NP ( PRP It ) ) ) ( VP ( VBZ 's ) ( RB not ) ( ADJP-PRD ( JJ uncommon ) ) ( SBAR-1 ( IN for ) ( S ( NP-SBJ-3 ( DT these ) ( NNS guys ) ) ( VP ( TO to ) ( VP ( VB send ) ( NP ( NP ( NNS pictures ) ) ( PP ( IN of ) ( NP ( NP ( PRP themselves ) ) ( CC or ) ( NP ( PRP$ their ) ( NNS families ) ) ) ) ) ( S-PRP ( VP ( TO to ) ( VP ( VB ingratiate ) ( NP ( PRP themselves ) ) ( PP-CLR ( TO to ) ( NP ( PRP$ their ) ( NNS clients ) ) ) ) ) ) ) ) ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Terree ) ( NNP Bowers ) ) ( NP ( NP ( NN chief ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( JJ major-frauds ) ( NN section ) ) ( PP ( IN of ) ( NP ( NP ( NP ( DT the ) ( NNP U.S. ) ( NN attorney ) ( POS 's ) ) ( NN office ) ) ( PP-LOC ( IN in ) ( NP ( NNP Los ) ( NNP Angeles ) ) ) ) ) ) ) ) ) )

It 's not uncommon for these guys to send pictures of themselves or their families to ingratiate themselves to their clients says Terree Bowers chief of the major-frauds section of the U.S. attorney 's office in Los Angeles


( S ( NP-SBJ ( PRP We ) ) ( VP ( VBP 've ) ( VP ( VBN seen ) ( NP ( NP ( NNS cases ) ) ( SBAR ( WHADVP-2 ( WRB where ) ) ( S ( NP-SBJ ( NNS salesmen ) ) ( VP ( MD will ) ( VP ( VB affect ) ( NP ( NP ( DT the ) ( NN accent ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NN region ) ) ( PP ( IN of ) ( NP ( NP ( DT the ) ( NN country ) ) ( SBAR ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBP are ) ( VP ( VBG calling ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

We 've seen cases where salesmen will affect the accent of the region of the country they are calling


( FRAG ( NP ( NN Anything ) ) ( S-PRP ( VP ( TO to ) ( VP ( VB make ) ( NP ( DT a ) ( NN sale ) ) ) ) ) )

Anything to make a sale


( S ( NP-SBJ ( NNS Experts ) ) ( VP ( VBP say ) ( SBAR ( IN that ) ( S ( SBAR-ADV ( WHNP ( WDT whatever ) ) ( FRAG ( NP ( NP ( DT a ) ( NN person ) ( POS 's ) ) ( JJ particular ) ( JJ weak ) ( NN point ) ) ) ) ( NP-SBJ ( NN timing ) ) ( VP ( VBZ is ) ( ADJP-PRD ( JJ crucial ) ) ) ) ) ) )

Experts say that whatever a person 's particular weak point timing is crucial


( S ( NP-SBJ ( NNS People ) ) ( VP ( MD may ) ( VP ( VB be ) ( ADJP-PRD ( RB particularly ) ( JJ vulnerable ) ( PP ( TO to ) ( NP ( NN flim-flam ) ( NNS pitches ) ) ) ) ( SBAR-TMP ( WHADVP-1 ( WRB when ) ) ( S ( NP-SBJ ( PRP they ) ) ( VP ( VBP are ) ( PP-LOC-PRD ( IN in ) ( NP ( NP ( DT the ) ( NN midst ) ) ( PP ( IN of ) ( NP ( NP ( DT a ) ( JJ major ) ( NN upheaval ) ) ( PP-LOC ( IN in ) ( NP ( PRP$ their ) ( NNS lives ) ) ) ) ) ) ) ) ) ) ) ) )

People may be particularly vulnerable to flim-flam pitches when they are in the midst of a major upheaval in their lives


( SINV ( S-TPC-3 ( ADVP-TMP ( RB Sometimes ) ) ( SBAR-TMP ( WHADVP-2 ( WRB when ) ) ( S ( NP-SBJ ( NNS people ) ) ( VP ( VBP are ) ( VP ( VP ( VBG making ) ( NP ( JJ big ) ( NNS changes ) ) ) ( VP ( VBG retiring ) ( PP-CLR ( IN from ) ( NP ( PRP$ their ) ( NNS jobs ) ) ) ) ( VP ( VBG moving ) ( PP-DIR ( TO to ) ( NP ( DT a ) ( JJ new ) ( NN area ) ) ) ) ) ) ) ) ( NP-SBJ ( PRP they ) ) ( VP ( VBP lose ) ( NP ( PRP$ their ) ( NNS bearings ) ) ) ) ( VP ( VBZ says ) ) ( NP-SBJ ( NP ( NNP Maury ) ( NNP Elvekrog ) ) ( NP ( NP ( DT a ) ( JJ licensed ) ( NN psychologist ) ) ( SBAR ( WHNP-1 ( WP who ) ) ( S ( VP ( VBZ is ) ( ADVP-TMP ( RB now ) ) ( NP-PRD ( NP ( DT an ) ( NX ( NX ( NN investment ) ( NN adviser ) ) ( CC and ) ( NX ( NN principal ) ) ) ) ( PP-LOC ( IN in ) ( NP ( NP ( NNP Seger-Elvekrog ) ( NNP Inc. ) ) ( NP ( DT a ) ( NAC-LOC ( NNP Birmingham ) ( NNP Mich. ) ) ( JJ investment-counseling ) ( NN firm ) ) ) ) ) ) ) ) ) ) )

Sometimes when people are making big changes retiring from their jobs moving to a new area they lose their bearings says Maury Elvekrog a licensed psychologist who is now an investment adviser and principal in Seger-Elvekrog Inc. a Birmingham Mich. investment-counseling firm


( S ( NP-SBJ ( PRP They ) ) ( VP ( MD may ) ( VP ( VB be ) ( ADJP-PRD ( JJ susceptible ) ( PP ( TO to ) ( NP ( DT some ) ( NN song ) ( CC and ) ( NN dance ) ) ) ) ( SBAR-ADV ( IN if ) ( S ( NP-SBJ ( PRP it ) ) ( VP ( VBZ hits ) ( NP ( PRP them ) ) ( PP-TMP ( IN at ) ( NP ( DT the ) ( JJ right ) ( NN time ) ) ) ) ) ) ) ) )

They may be susceptible to some song and dance if it hits them at the right time