Context: Death from laughter is a rare form of death, usually resulting from cardiac arrest or asphyxiation, caused by a fit of laughter. Instances of death by laughter have been recorded from the times of ancient Greece to the modern day.
 Question: can you have a heart attack from laughing Context: Universal life insurance (often shortened to UL) is a type of cash value life insurance, sold primarily in the United States of America. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, as well as any other policy charges and fees drawn from the cash value, even if no premium payment is made that month. Interest credited to the account is determined by the insurer, but has a contractual minimum rate (often 2%). When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is an ``Indexed Universal Life'' contract. These types of policies offer the advantage of guaranteed level premiums throughout the insured's lifetime at substantially lower premium cost than an equivalent whole life policy at first; the cost of insurance is always increasing as found on the cost index table (usually p. 3 of a contract). This not only allows for easy comparison of costs between carriers, but also works well in irrevocable life insurance trusts (ILIT's) since cash is of no consequence.
 Question: do universal life policies have a cash value Context: The list of North Carolina hurricanes includes 413 known tropical or subtropical cyclones that have affected the U.S. state of North Carolina. Due to its location, many hurricanes have hit the state directly, and numerous hurricanes have passed near or through North Carolina in its history; the state is ranked fourth, after Florida, Texas, and Louisiana, in the number of cyclones that produced hurricane-force winds in a U.S. state. Hurricanes in North Carolina history are responsible for over $11 billion in damage (2008 USD) and almost 1,000 total fatalities.
 Question: does north carolina get a lot of hurricanes Context: The last Sears Modern Homes catalog was issued in 1940. Although it is sometimes claimed that no Sears kit homes were built after 1940, Sears continued to offer pre-cut kit homes through 1941 and 1942. Many of these homes were based on models from the 1940 and earlier Sears catalogs but not all were, leading to debate over whether these homes qualify as ``Sears Catalog Homes''. Because these homes were constructed using pre-cut lumber and plans provided by Sears, these homes are considered to also be ``Sears Catalog Homes''. Many of these homes were built in Sears planned ``Home Club Plan'' developments in New Jersey, New York and Ohio. Homes were also built for industrial firms like Bethlehem Steel which purchased and constructed 61 Sears homes in Hellertown, Pennsylvania.
 Question: can you still buy a sears kit home
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