COUNTERING FRAUD IN REMOTE CHECK DEPOSIT
Embodiments reduce the likelihood that an individual can successfully submit an altered scanned check image for payment to a bank, thus improving the security of mobile and remote banking. Some embodiments focus on reducing the ability to successfully doctor a scanned check image. Other embodiments focus on detecting a doctored scanned check image. Technologies employed in embodiments can include watermarking, encryption, transformation of scanned images, post processing consistency verification, spatial-domain consistency verification, transform-domain consistency verification, camera lens consistency verification, and camera signature verification.