FINANCIAL TRANSACTION SYSTEM AND METHOD
An account transaction processing system comprising an account having an account number stored in a data storage. Said account number associated with An account holder having an account holder information and A one or more PINs. Said account number being managed by a third party. Said account holder information and said one or more PINs stored in said data storage. Said one or more PINs associated with a one or more transaction groups. Said one or more transaction groups associated with a one or more issuer accounts associated with said account holder. Said one or more issuer accounts each being funded and managed by a one or more issuers. A one or more transaction data associated with said one or more transactions and each at least comprising a transaction amount, said account number and a one among said one or more PINs.