Difference between Purchase Will of Weather Insurance and its Contributing Factors from Farming Households in West China——A Comparative Analysis Based on Fieldwork of Two Typical Agricultural Areas in Shaanxi and Gansu
There are better prospects for farming households weather insurance in China.Based on the data of 883 typical farming households in Mei County,Shanxi Province and Qingshui County,Gansu Province in 2009,the paper analyzes the purchase will of weather insurance and its contributing factors from farming households in west China and gives a comparative analysis of differences in contributing factors.The findings show: farming households pay a generally low price in effective weather insurance;whether be in debts,the proportion of how much farming income accounts for in total household income,whether be willing to adopt new technology and whether be interested in new types of loans have a significant effect on farming households on both sites in purchasing weather insurance;the ages,family size,whether suffering drought and whether irrigation is important are main causes leading to those differences.Therefore,it is a key to increase the purchase will of weather insurance that implementing price subsidy,developing technological innovation and scale operation,researching and developing highlyadaptable weather insurance contracts as well as price.