{"content":[{"text":"CHAPTER VI. DISCUSSION OF RESEARCH QUESTIONS \n This chapter discusses the results of conceptualizing and testing the relationship between personal \n financial wellness and worker job productivity. Personal financial wellness for this study was \n conceptualized by four aspects: subjective perception of personal finance, behavioral assessment \n of personal finance, objective scales of personal financial wellness, and overall scales of personal \n financial wellness. The worker job productivity measure included self-reports of productivity \n change, performance rating, absenteeism, and work time used for personal financial matters. To \n test the relationship between personal financial wellness and worker job productivity, a mail \n survey of 447 clerical workers of a large employer in mid-eastern state was conducted from \n January 1998 to March 1998. The discussion of the research results is presented according to the \n eight research questions.","bbox":{"left":0.117647,"top":0.112364,"width":0.7601359999999999,"height":0.289469}},{"text":"Research Question 1: \n Personal Financial Wellness Profile \n The first research question was to examine the personal financial wellness profile of the sample. \n Personal financial wellness of this study was measured by four scales: subjective perception, \n behavioral assessment, objective scale, and an overall scale. This section discusses the personal \n financial wellness profile of the sample.","bbox":{"left":0.117647,"top":0.436,"width":0.7421340000000001,"height":0.15462100000000006}},{"text":"Subjective Perception of Personal Finance \n In terms of the subjective perception of personal finance, the sample’s personal financial wellness \n level as a group was lower than the mid point of the 32-point financial wellness scale. The \n subjective perception index, based upon eight questions, each constructed of 4-point Likert-type \n choices, ranged from 8 to 32, and the mean of the subjective perception index was 19.5. The \n mean of the subjective perception index was converted to a percentage. The converted mean of \n the subjective perception index was 45.9%. This percentage reveals that the sample, as a group, \n was not financially well in terms of subjective perception of personal financial wellness.","bbox":{"left":0.117647,"top":0.624348,"width":0.753922,"height":0.20899999999999996}},{"text":"170","bbox":{"left":0.487451,"top":0.938113,"width":0.02470599999999995,"height":0.01697800000000005}}],"images_bbox":[],"images_bbox_not_text_overlap":[]}