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6
CUTS
JUICY
CREDIT UNION SAFETY
By F,L, Kcrzio, C.P.A. (Uashington)
VThat raakos the credit unions click? Hon
enn re expect such.a modest concern to nako
good?
, Feet is they have nado good, fact is there
have been very for and unimportant lossos,
■probably duo to sene-local lack of prudonS<9.
Fact is thoro aro 12,000 of then in the
U,S0, noro every second. Thoro are over •
seventy of then in Soattlc olono. 'To shall
have thon overyrherc in Alaska .rhore the
nood exists. *
; They aro safe because they are confined to
snail localities rhoro neighbor knows m%>
; hbor, rhero nood for self-help is groa;s.„r
rhero loan sharks have had thoir field day:-,
jA credit union committee loans money ot,ly
'.to nenbers who themsolves are savers and
who thonsolvos have to protect their own
funds, It loans money at lor rate of inter
est. It demands regular repayment suited
to the ncod of the borrower, The loan must
not run more than two years'. Rate of inter
est must not oxceed one per cent per month
:n unpaid-balance. Loon itself must be
socurcd by either collateral, by cosigners
or by the fact that the borroror is a known
reliable and honest porson whoso.neod is
Immediate, but whoso resources also aro at
land even though they may not bo usablo
;hat minute. The credit union must so es
;ablish itsolf that its operating costs
7ill be indifferently small uhloss it grows
into a much larger concern. Hr.nce organ
izers, as soon as weather permits, should
ilub to establish a ray of operation con
venient to egery good Ilatanuskan rhere his
loed r ill be served and rhere ho can uplift
;he community by regular saving through the
'inion. His money cannot go astray os it
mat be hnndlod by bonded officials and
loposited in a secure bank.
is soon as possible, lot us go and accom
plish something rorth while by ourselves
this banana (or just windy?) valley,
ROCKETS WIN - SHAMROCKS
LOST
In last Saturday nights, gano betreen tho
BJL toans and the Rockots'and Shanrooks of
Paixior, the Girls' toan , tho Rockets,
TOn the gano by 19 points over 4.
* In the second gone p-layed betreen the nen's
'teans, the sOoro ras 49 to- 45 in favor of
;bjl. :
Today the Girls' toan, the Rockets, sot
out for Cordova rherc they rill noot tho
'■ Cordova toon at Cordova. Several local
people acconpanied tho toan on' the plane
and rill be there to cheer and support
then'rhen they' play this rook end.
Reserve March 12, for the Firenen'3 Ball.