text: the repayment of the funds with Interest. The date of repayment, as a rule, .is determined on the basis of projected Indices of efficiency of those measures for which credit has been received which corresponds to the principles of self-f{nanclng. A long­ term credit for the Introduction of new· technology Is usually granted for a period up to six years when the repayment Is ~ade within the time limit annual Interest rate at 21. Credit Is granted by the offices of the USSR State Bank and the USSR Bank for Construction. · A short-term credit Is granted, as a rule, for a period of one year and Is used mainly to service the turn-over In the process of production and circulation. In recent years the granting of short-term credits has been on upward trend. These credits are granted for the !mpro~ment of production, renewal of assortment and raise of qual lty of products. At present the role of credit grown, resulting In the expansion of the share of long-term financial capital goods. In the national economy has projects and the Increase In sources of Investments In There have been Important changes In the terms of granting and repayment of loans for technical lmprovem~nt of production. The expansion of projects, prolongation of new production and mastering of new products are Important measures In the sphere of credit financing aimed at further Intensification of production. These loans are granted to cover expenses of new enterprises and workshops being put Into operation and for preparation and mastering new types of products and new technological processes. Expenses for design technologies for proudctlon of new articles and experimental prototypes are being met by credits. Loans are also granted for setting up various types of equlpments, automated and remote control devices, etc. 
analysis: The text discusses the use of credit and loans for various purposes in the national economy, including the introduction of new technology, improvement of production, and expansion of projects. It highlights the role of credit in financing these activities and its impact on the national economy. The text focuses on the mechanisms and terms of credit granting and repayment, indicating that it is a sector-specific text.