Consider the premise. Does the hypothesis stand independently without contradicting or following it? Premise: But for some recipients, there is a downside to the checks from Anthem Inc., issued to policyholders as part of the insurer's conversion to a publicly traded company. Hypothesis: There is only an upside to anthem's check 
But for some recipients, there is a downside to the checks from Anthem Inc., issued to policyholders as part of the insurer's conversion to a publicly traded company.###There is only an upside to anthem's check 