Given 'However, if people can readily withdraw money from tax-preferred accounts for purposes other than retirement, there is no assurance that tax incentives would ultimately enhance individuals' retirement security.', is 'If people can't readily withdraw money from tax-preferred accounts for purposes other than retirement, there is no assurance that tax incentives would improve retirement security.' its antithesis?
However, if people can readily withdraw money from tax-preferred accounts for purposes other than retirement, there is no assurance that tax incentives would ultimately enhance individuals' retirement security.###If people can't readily withdraw money from tax-preferred accounts for purposes other than retirement, there is no assurance that tax incentives would improve retirement security.