Is there no direct logical correlation between 'But he said he thought the Ledfords understood they could qualify only if he put down a stated income, typically an undocumented business income that raises the borrower's interest rate. ' and 'He thought he didn't need anything to qualify.', indicating neutrality?
But he said he thought the Ledfords understood they could qualify only if he put down a stated income, typically an undocumented business income that raises the borrower's interest rate. ###He thought he didn't need anything to qualify.