Telematics and external data relating to the real-time driving of a population of drivers vehicle may be collected and used to calculate a driving pattern map. The driving pattern map is used to determine a driving quotient for individual drivers wherein the driving quotient is a relative score. The driving quotient may be displayed to the driver.
Please help me write a proper abstract based on the patent claims. CLAIM: 1. A driver apparatus configured to advise a driver of surrounding drivers, the comprising: a portable electronic device configured for displaying to a current driver a notification when the portable electronic device receives a signal; a processing unit comprising a processor for executing computer-executable instructions; and a memory unit storing computer-executable instructions, which when executed by the processing unit, cause the processing unit to perform a method for analyzing location of drivers and driver quotients, wherein a driving quotient is a relative score of driver behavior; wherein the portable electronic device receives a driving quotient for the current driver; wherein the portable device identifies the location of the current driver and sends the location to the processor unit; wherein the processor unit detects nearby drivers within pre-determined radius of the current driver and identifies driver quotients for each of the nearby drivers; wherein the processor unit determines if the driving quotient of more than 50% of the nearby drivers is more than 1 standard of deviation lower than the driving quotient of the current driver; wherein the processor unit transmits a notification to the portable electronic device of the current driver regarding the drivers more than 1 standard of deviation lower than the driving quotient of the current driver; and wherein the processor unit provides recommendations to the portable electronic device of the current driver for managing the driving of the drivers more than 1 standard of deviation lower than the driving quotient of the current driver. 2. The driver apparatus of claim 1 wherein the recommendations include at least one of maintaining a greater following distance from other drivers and discouraging lane changes. 3. The driver apparatus of claim 1 wherein the recommendations include providing an alternate route having a current flow of drivers that do not have drivers more than 1 standard of deviation lower than the driving quotient of the current driver. 4. The driver apparatus of claim 1 wherein a standard of deviation lower than the driving quotient of the current driver is determined from a distribution curve of driving patterns associated with the driving quotients. 5. The driver apparatus of claim 1 wherein the portable electronic device is a cell phone, a tablet, or a GPS unit. 6. The driver apparatus of claim 1 wherein the portable electronic device detects if the current driver has followed the recommendations. 7. The driver apparatus of claim 1 wherein the location of the vehicle is determined by via GPS coordinates. 8. The driver apparatus of claim 1 wherein the predetermined radius is selected from 0.2, 0.25, 0.3, 0.35 0.4, 0.45, or 0.5 mile radius from the current driver. 9. A driver apparatus configured to modify current driving behavior of a driver, wherein the driver has an assigned driver quotient, wherein the driving quotient is a relative score of driver behavior; comprising: a portable electronic device configured for displaying to a driver a notification when the portable electronic device receives a signal; a processing unit comprising a processor for executing computer-executable instructions; and a memory unit storing computer-executable instructions, which when executed by the processing unit, cause the processing unit to perform a method for calculating a driving quotient based on current driving behavior: wherein a plurality of real-time driving inputs is captured for a driver of a vehicle by the portable electronic device and transmitted to the processing unit; wherein the processor unit calculates a revised driving quotient based at least in part on the plurality of real-time driving inputs and the one or more driving conditions; wherein the processor unit determines if the driving quotient is more than 1 standard of deviation lower or higher than the assigned driving quotient of the driver; wherein the processor unit transmits a notification to the portable electronic device of the driver if the driving quotient is more than 1 standard of deviation lower or higher than the assigned driving quotient of the driver; and wherein the processor unit provides recommendations for the driver by transmitting the recommendations to the portable electronic device based on the revised driving quotient. 10. The driver apparatus of claim 9 wherein if the revised driving quotient is more than 1 standard of deviation lower than the assigned driving quotient of the driver, then the unit processor notifies the driver through the portable electronic device of the revised score and the behavior that caused the revised score. 11. The driver apparatus of claim 10 wherein the behavior is at least one of hard braking and over speeding. 12. The driver apparatus of claim 10 wherein the unit processor notifies the driver through the portable electronic device of recommended actions depending on the behavior that caused the revised score and, optionally, consequences of not following the recommended actions. 13. The driver apparatus of claim 9 wherein if the revised driving quotient is more than 2 standard of deviation lower than the assigned driving quotient of the driver, then the unit processor notifies the driver through the portable electronic device of the revised score and the behavior that caused the revised score. 14. The driver apparatus of claim 13 wherein the unit processor notifies the driver through the portable electronic device of recommended actions depending on the behavior that caused the revised score. 15. The driver apparatus of claim 14, wherein if the driver does not respond to the notification, the unit processor issues instructions to the driver's vehicle to bring the vehicle to a slow stop. 16. The driver apparatus of claim 9 wherein if the revised driving quotient is more than 1 standard of deviation higher than the assigned driving quotient of the driver, then the unit processor notifies the driver through the portable electronic device of the revised score and the behavior that caused the revised score. 17. The driver apparatus of claim 16 wherein the behavior is at least one of less than 2 hard braking events during a time period and driving within 2 miles per hour of a posted speed limit. 18. The driver apparatus of claim 16 wherein the unit processor provides the driver through the portable electronic device an icon indicating good driving behavior, a monetary reward for good driving behavior, or indication of lower insurance rates in current or next term for insurance. 19. A driver apparatus configured to modify current driving behavior of a driver, wherein the driver has an assigned driver quotient, wherein the driving quotient is a relative score of driver behavior; comprising: a portable electronic device configured for displaying to a driver a notification when the portable electronic device; wherein a plurality of real-time driving inputs is captured for a driver of a vehicle by the portable electronic device; wherein the portable electronic device calculates a revised driving quotient based at least in part on the plurality of real-time driving inputs and the one or more driving conditions; wherein the portable electronic device determines if the driving quotient is more than 1 standard of deviation lower or higher than the assigned driving quotient of the driver; wherein the portable electronic device notifies the driver if the driving quotient is more than 1 standard of deviation lower or higher than the assigned driving quotient of the driver; and wherein the portable electronic device provides recommendations for the driver based on the revised driving quotient. 20. The driver apparatus of claim 19 wherein the behavior is at least one of hard braking and over speeding.