A computer system computes a score for a received data exchange and, in accordance with a neural network and input variables determined by received current exchange and history data, the computed score indicates a condition suitable for a denial. A set of attribution scores are computed using an Alternating Decision Tree model in response to a computed score that is greater than a predetermined score threshold value for the denial. The computed score is provided to an assessment unit and, if the computed score indicates a condition suitable for the denial and if attribution scores are computed, then a predetermined number of input variable categories from a rank-ordered list of input variable categories is also provided to the assessment unit of the computer system.
Please help me write a proper abstract based on the patent claims. CLAIM: 1. A computer system comprising: a processor; and a non-transitory computer-readable storage medium that includes instructions that are executable by the processor to cause the computer system to perform operations including: receiving data in connection with a data exchange, wherein the data relates to a record associated with a record owner; retrieving history data that relates to a history of the record associated with the record owner; determining input variables based on the data and the history data; computing a score in connection with the record, wherein the score is computed using a neural network and the input variables, and wherein the score indicates that the record is in a compromised condition; determining that the score is greater than a predetermined threshold score; computing a set of attribution scores when the score is determined to be greater than the predetermined threshold score, wherein the set of attribute scores are computed using an Alternating Decision Tree, and wherein the Alternating Decision Tree is trained using the input variables; producing an Alternating Decision Tree score that corresponds to the score generated by the neural network, wherein the set of attribution scores comprises a rank-ordered list of the input variables that contribute to the Alternating Decision Tree score; determining an input variable category, wherein the input variable category is determined using the input variables and the set of attribution scores; determining a suggestion action, wherein the suggested action is determined using the input variable category and the set of attribution scores; and outputting information associated with the suggested action. 2. The computer system of claim 1, wherein non-transitory computer-readable storage medium further includes instructions executable by the processor to cause the processor to train the neural network, wherein the neural network is trained to include a relationship between the input variables and the score. 3. The computer system of claim 1, wherein the input variable category comprises a reason code that identifies one or more input variables that contributed to the set of attribution scores. 4. The computer system of claim 1, wherein the non-transitory computer-readable storage medium further comprises instructions executable by the processor for causing the processor to categorize the input variables into the input variable category. 5. The computer system of claim 4, wherein the non-transitory computer-readable storage medium further comprises instructions executable by the processor for causing the processor to select the input variable category from among a plurality of input variable categories based on the set of attribution scores. 6. The computer system of claim 1, wherein the suggested action comprises transmitting approval information for the data. 7. The computer system of claim 1, wherein the suggested action comprises transmitting denial information that includes the input variable category, wherein the denial information is transmitted in response to the score being greater than or equal to another predetermined threshold score. 8. The computer system of claim 1, wherein non-transitory computer-readable storage medium further includes instructions executable by the processor to cause the processor to incorporate a trained version of the neural network and a trained version of the Alternating Decision Tree into a production version of a risk identification system. 9. The computer system of claim 1, wherein the Alternating Decision Tree is utilized after a validation operation in which scores generated by the Alternating Decision Tree based on a set of input variables are determined to be within a predefined tolerance range of scores generated by the neural network based on the same set of input variables. 10. The computer system of claim 1, wherein the Alternating Decision Tree includes a plurality of split nodes forming a plurality of paths that are traversable by the Alternating Decision Tree, each split node of the plurality of split nodes including a threshold value that separates at least two paths of the plurality of paths, each path of the at least two paths having a respective intermediate prediction value, wherein the Alternating Decision Tree is configured to traverse the plurality of paths based on the input variables to determine the attribution scores. 11. A computer-implemented method comprising: receiving data in connection with a data exchange, wherein the data relates to a record associated with a record owner; retrieving history data that relates to a history of the record associated with the record owner; determining input variables based on the data and the history data; computing a score in connection with the record, wherein the score is computed using a non-linear assessment model and the input variables, and wherein the score indicates that the record is in a compromised condition; determining that the score is greater than a predetermined threshold score; computing a set of attribution scores when the score is determined to be greater than the predetermined threshold score, wherein the set of attribute scores are computed using an Alternating Decision Tree; producing an Alternating Decision Tree score that corresponds to the score generated by the non-linear assessment model, wherein the set of attribution scores comprises a rank-ordered list of the input variables that contribute to the Alternating Decision Tree score; determining an input variable category, wherein the input variable category is determined using the input variables and the set of attribution scores; determining a suggestion action, wherein the suggested action is determined using the input variable category and the set of attribution scores; and outputting information associated with the suggested action. 12. The computer-implemented method of claim 11, wherein the non-linear assessment model includes a neural network. 13. The computer-implemented method of claim 11, wherein the input variable category comprises a reason code that identifies one or more input variables that contributed to the set of attribution scores. 14. The computer-implemented method of claim 11, further comprising categorizing the input variables into the input variable category. 15. The computer-implemented method of claim 14, further comprising selecting the input variable category from among a plurality of input variable categories based on the set of attribution scores. 16. The computer-implemented method of claim 11, wherein the suggested action comprises transmitting approval information for the data. 17. The computer-implemented method of claim 11, wherein the suggested action comprises transmitting denial information that includes the input variable category, wherein the denial information is transmitted in response to the score being greater than or equal to another predetermined threshold score. 18. The computer-implemented method of claim 11, wherein the Alternating Decision Tree is trained using the input variables. 19. The computer-implemented method of claim 11, further comprising utilizing the Alternating Decision Tree after performing a validation operation in which scores generated by the Alternating Decision Tree based on a set of input variables are determined to be within a predefined tolerance range of scores generated by the non-linear assessment model based on the same set of input variables. 20. The computer-implemented method of claim 11, further comprising providing the suggested action to a transaction processing system. 21. A non-transitory computer readable medium comprising instructions executable by a processor for causing the processor to perform operations including: receiving data in connection with a data exchange, wherein the data relates to a record associated with a record owner; retrieving history data that relates to a history of the record associated with the record owner; determining input variables based on the data and the history data; computing a score in connection with the record, wherein the score is computed using a non-linear assessment model and the input variables, and wherein the score indicates that the record is in a compromised condition; determining that the score is greater than a predetermined threshold score; computing a set of attribution scores when the score is determined to be greater than the predetermined threshold score, wherein the set of attribute scores are computed using an Alternating Decision Tree; producing an Alternating Decision Tree score that corresponds to the score generated by the non-linear assessment model, wherein the set of attribution scores comprises a rank-ordered list of the input variables that contribute to the Alternating Decision Tree score; determining an input variable category, wherein the input variable category is determined using the input variables and the set of attribution scores; determining a suggestion action, wherein the suggested action is determined using the input variable category and the set of attribution scores; and outputting information associated with the suggested action. 22. The non-transitory computer readable medium of claim 21, wherein the non-linear assessment model includes a neural network. 23. The non-transitory computer readable medium of claim 21, wherein the input variable category comprises a reason code that identifies one or more input variables that contributed to the set of attribution scores. 24. The non-transitory computer readable medium of claim 21, further comprising instructions executable by the processor for causing the processor to categorize the input variables into the input variable category. 25. The non-transitory computer readable medium of claim 24, further comprising instructions executable by the processor for causing the processor to select the input variable category from among a plurality of input variable categories based on the set of attribution scores. 26. The non-transitory computer readable medium of claim 21, wherein the suggested action comprises transmitting approval information for the data. 27. The non-transitory computer readable medium of claim 21, wherein the suggested action comprises transmitting denial information that includes the input variable category, wherein the denial information is transmitted in response to the score being greater than or equal to another predetermined threshold score. 28. The non-transitory computer readable medium of claim 21, wherein the Alternating Decision Tree is trained using the input variables. 29. The non-transitory computer readable medium of claim 21, wherein the Alternating Decision Tree is utilized after a validation operation in which scores generated by the Alternating Decision Tree based on a set of input variables are determined to be within a predefined tolerance range of scores generated by the non-linear assessment model based on the same set of input variables. 30. The non-transitory computer readable medium of claim 21, wherein the operations comprise providing the suggested action to a transaction processing system.