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Please predict whether this patent is acceptable.PATENT ABSTRACT: System and method for analyzing driver behavior based on telematics data are disclosed. In an example, a probability of a user driving a vehicle is computed and a risk score is generated to develop at least one driver profile based on the probability. Further, routes taken by said user driving said vehicle are clustered to generate enhanced driver profile and using the clustered output to develop dynamic intelligent contexts for each said route and adding contextual intelligence messages to customize said risk score. Furthermore, the routes taken by the said user in real time are predicted. In addition, a missing route is identified through imputation of missed routes to compute annualized mileage, and a missing distance is imputed in an analysis of at least one trip of the driver in the vehicle. Also, independent trips are stitched based on at least one recommendation from an analytics engine.