A computer-readable medium comprising computer readable code for predicting customer behavior regarding to at least one offer, the computer-readable medium comprising: a computer-readable code adapted to, obtain a set of population data extracted from at least one database of population group and target building potential list; a computer-readable code adapted to, create a sampling process said sampling process samples said population data set and creates sample of said potential list; a computer-readable code adapted to, automatically create and execute a segmentation model to partitioned said sample from said population data set to segments; a computer-readable code adapted to, automatically generate sub-offers for each of said segments; a computer-readable code adapted to, automatically create and execute statistical behavior model for each of said sub-offer; a computer-readable code adapted to, combine results and statistical formulas of said sub-offer behavior models; a computer-readable code adapted to, automatically create a model for parent-offer obtained from the combine results and formulas of said behavior models wherein, said parent model provides score prediction and statistical measures for each customer in the sample according to the model of said sub_offer of the segment that said customer belongs to; and a computer-readable code adapted to, automatically create a scoring process for all of said data population set, whereby, after all customers are scored, all scores are gathered into one overall scores list which is sorted by a score and ranked module by percentiles.
Please help me write a proper abstract based on the patent claims. CLAIM: 1. A computer-readable medium comprising computer readable code for predicting customer behavior regarding to at least one offer, the computer-readable medium comprising: a computer-readable code adapted to, obtain a set of population data extracted from at least one database of population group and target building potential list; a computer-readable code adapted to, create a sampling process said sampling process samples said population data set and creates sample of said potential list; a computer-readable code adapted to, automatically create and execute a segmentation model to partitioned said sample from said population data set to segments; a computer-readable code adapted to, automatically generate sub-offers for each of said segments; a computer-readable code adapted to, automatically create and execute statistical behavior model for each of said sub-offer; a computer-readable code adapted to, combine results and statistical formulas of said sub-offer behavior models; a computer-readable code adapted to, automatically create a model for parent-offer obtained from the combine results and formulas of said behavior models wherein, said parent model provides score prediction and statistical measures for each customer in the sample according to the model of said sub_offer of the segment that said customer belongs to; and a computer-readable code adapted to, automatically create a scoring process for all of said data population set, whereby, after all customers are scored, all scores are gathered into one overall scores list which is sorted by a score and ranked module by percentiles. 2. A computer-readable medium according to claim 1 wherein said sampling process creates three samples: In-sample—to be used for modeling Out-of-sample—to be used for validation on the same periods used in modeling Out-of-time—to be used for validation on the last period of the customer profile, period that it is not used in modeling. 3. A computer-readable medium according to claim 1 wherein said segmentation model statistical model is of a decision trees model. 4. A computer-readable medium according to claim 1 wherein said sub-offer statistical model obtained from Logistic Regression Variable Selection Methods. 5. A computer-readable medium according to claim 1 wherein said parent-offer statistical model obtained from Logistic Regression Variable Selection Methods. 6. A computer-readable medium according to claim 4 wherein said statistical behavior model for each of said sub-offer comprising the steps of data extraction and target building potential list for each of said segment; sampling creation and sampling potential list for each segment in said population group; variable categorization for each said sample of each said segment; variable selection for each said sample of each said segment; modeling estimation of each of said segments; building lift charts and statistical measures. 7. A computer-readable medium according to claim 5 wherein said statistical behavior model for parent-offer comprising the steps of data extraction and target building potential list for each of said segment; sampling creation and sampling potential list for each segment in said population group; variable categorization for each said sample of each said segment; variable selection for each of said sample of each said segment; modeling estimation of each of said segments; scoring each customer in the sample with said sub-offer statistical formula; building lift charts and statistical measures. 8. A computer-readable medium according to claim 1 comprising computer readable code wherein said code further comprising estimation module for estimating the amount of a product purchase and/or the income from the sale of said product. 9. A method for automatically predicting customer behavior regarding to at least one offer, said method comprising: obtaining a set of population data extracted from at least one database of population group and target building potential list; creating a sampling process said sampling process samples said population data set and creates sample of said potential list; creating and executing a segmentation model to find segments in said sample of said population data; generating sub-offers for each of said segments; creating and executing statistical behavior model for each of said sub-offer; combining results and statistical formulas of said sub-offer behavior models; creating a model for parent-offer obtained from the combine results and formulas of said behavior models wherein, said parent model provides score prediction and statistical measures for each customer in the sample according to the model of said sub_offer of the segment that said customer belongs to; and creating a scoring process for all of said data population set, whereby, after all customers are scored, all scores are gathered into one overall scores list which is sorted by a score and ranked module by percentiles. 10. The method of claim 9 wherein, said sampling process creates three samples: In-sample—to be used for modeling Out-of-sample—to be used for validation on the same periods used in modeling Out-of-time—to be used for validation on the last period of the customer profile, period that it is not used in modeling. 11. The method of claim 9 wherein, said segmentation model statistical model is of a decision trees model. 12. The method of claim 9 wherein, said sub-offer statistical model obtained from Logistic Regression Variable Selection Methods. 13. The method of claim 9 wherein said parent-offer statistical model obtained from Logistic Regression Variable Selection Methods. 14. The method of claim 12 wherein said statistical behavior model for each of said sub-offer comprising the steps of data extraction and target building potential list for each of said segment; sampling creation and sampling potential list for each segment in said population group; variable categorization for each said sample of each said segment; variable selection for each said sample of each said segment; modeling estimation of each of said segments; building lift charts and statistical measures. 15. The method of claim 13 wherein said statistical behavior model for parent-offer comprising the steps of data extraction and target building potential list for each of said segment; sampling creation and sampling potential list for each segment in said population group; variable categorization for each said sample of each said segment; variable selection for each of said sample of each said segment; modeling estimation of each of said segments; scoring each customer in the sample with said sub-offer statistical formula; and building lift charts and statistical measures. 16. The method of claim 9, wherein said method further comprising wherein estimating the amount of a product purchase and/or the income from the sale of said product. 17. A system for predicting customer behavior regarding to at least one offer, comprising: A database for storing database of population groups; A data extracted module for obtaining a set of population data extracted from at least one of said groups stored in said database and target building potential list; a sampling processing module for sampling samples from said extracted population data set and creates sample of said potential list; a segmentation module for creating and executing a segmentation model to partitioned said sample from said population data set to segments; a sub-offer modules for generating sub-offers for each of said segments; a behavior module for creating and executing statistical behavior model for each of said sub-offer; a module for combining results and statistical formulas of said sub-offer behavior models; a parent-offer module for creating and executing a model for parent-offer obtained from the combine results and formulas of said behavior models wherein, said parent model module provides score prediction and statistical measures for each customer in the sample according to the model of said sub_offer of the segment that said customer belongs to; and scoring and ranking module for creating a scoring process for all of said data population set, whereby, after all customers are scored, all scores are gathered into one overall scores list which is sorted by said score and ranked module by percentiles.