10.6 skype reserves the right to refuse a refund request if it reasonably believes -lrb- i -rrb- that you are trying to unfairly exploit this refund policy , for example , by making repetitive refund requests in respect of the same product ; -lrb- ii -rrb- if you are in breach of these terms or -lrb- iii -rrb- if skype reasonably suspects that you are using our products or software fraudulently or that your user account is being used by a third party fraudulently .