virtual credits , points , or tokens as further described in each applicable product policy -lrb- `` virtual tender '' -rrb- associated with your account that were purchased with u.s. dollars or other accepted fiat currency may be used or exchanged before virtual tender associated with your account that was not purchased -lrb- e.g. , virtual tender that was earned through experiential play -rrb- , no matter when that virtual tender was acquired .