please review any respective insurance policy carefully , and in particular make sure that you are familiar with and understand any exclusions to , and any deductibles that may apply for , such insurance policy , including , but not limited to , whether or not your insurance policy will cover the actions or inactions of guests -lrb- and the individuals the guest has booked for , if applicable -rrb- while staying at your accommodation or participating in your experience , event or other host service .