Feeling like money disappears too fast? Time to master needs vs. wants! 💡

✅ Needs: Rent, food, transport—must-haves.
✅ Wants: Eating out, gadgets—nice but not essential.

Quick tip: Ask, “Do I need this now, or can it wait?”

#SmartSpending #BudgetTips #Waya
#SmartSpending #BudgetTips #Waya