If you're not laundering money like Tether $USDT or using stablecoins for remittances, there's really no reason to use them outside of gambling on crypto speculation.

Retail adoption of stablecoins as a method of payment for goods and services still remains hovering near zero.

When you can use a debit or credit card for your purchases with little to no friction, plus fraud protection, there's little upside to using stablecoins. 

The only real unspoken benefit stablecoins *might* eventually provide is to force the likes of VISA $V and Mastercard $MA to compete on interchange fees.