You should not judge others financial situation.
Toni has a niece she loves.
Toni wants her niece to go to a good school.
Toni offers to help her sister with her niece's tuition.
Toni tells her sister that she needs to stop being lazy and get a better job, so she can actually provide for Toni's niece.
Toni's sister and grateful and Toni's niece is able to go to a good school.
Toni's sister gets angry at her and cuts off her relationship with her niece.