It's wrong to steal another person's private information.
Logan is broke and needs to buy a part for his car online.
Logan wants money to buy the car part.
Logan asks a parent for a short-term loan to pay for the car part.
Logan goes to a restaurant and copies the credit card info of another customer who leaves his card out, then uses the card to pay.
Logan gets the money and buys the part with no problems.
The other customer has to cancel his credit cards and undo the damage from the fraud.