It's good to help out your family financially.
Tommy's parents have accrued debts and don't know how they will solve the issue - they ask Tommy for financial help.
Tommy wants to help his parents.
Tommy lends his parents money.
Tommy knows his parents need a loan but instead of lending them money, he gives them advice on the best lenders on the market.
Tommy's parents feel Tommy is supportive and loves them.
Tommy's parents feel Tommy does not really care about their problems.