You should be more financially responsible.
Jeff had just gotten paid and was going to cash his check.
Jeff wanted to spend some money on dinner.
Jeff goes to the drive thru near his house and gets a value meal.
Jeff goes to the most expensive steakhouse in town and spends half of his paycheck on his meal.
Jeff has plenty of money remaining to spend on the rest of his bills.
Jeff doesn't have any money to pay for the rest of his bills that month.