Committing a financial crime is never a good idea.
Bill is looking to get a loan for a car, but he has a poor credit history.
Bill wants to increase his chances of being approved.
Bill looks up how to remove marks on his credit as well as build more credit.
Bill alters some of his documents to show that he makes more money than he actually does.
Bill becomes a more responsible person and more financially literate.
Bill is eventually exposed for committing financial fraud and charged with a serious crime.