You shouldn't lie to people about your identity online.
Billy is having fun online chatting with what he thinks is a stranger, but is really his wife making sure he's not cheating on her.
Billy wants to impress the stranger.
Billy tells the stranger about how much he loves his wife, and that it's the best choice he's ever made.
Billy tells the stranger that he's very rich, and that he is a big investor, though he isn't.
Billy's wife feels more in love with Billy and ridiculous for checking on him.
Billy's wife thinks less of him for lying about his identity.