It's bad to buy things you can't afford.
Kate is in the jewelry shop in the mall and is excited to see different types of jewelries.
Kate wants to look good in an upcoming wedding party.
Kate looks around and picks up an affordable but beautiful necklace.
Kate buys a very expensive necklace with no regards to its price.
Kate is happy to pay for the necklace without incurring any debts.
Kate needs to use multiple credit cards incurring high interest debts.