It's good to spend your money only on necessities.
Jonathan just got a new job in the next town over.
Jonathan wants to buy a car so that he has reliable transportation to and from work.
Jonathan buys a very inexpensive vehicle.
Jonathan buys a brand new luxury class vehicle spending every penny of his savings.
Jonathan runs into some financial road bumps but is able to afford them, making him feel good for being responsible.
Jonathan gets a flat tire and is unable to afford replacing the tire, misses work, and loses his job.