It is reckless to leave your wallet at a bar.
Steve is drunk and tired, he left the bar, forgetting his coat, and in it, his wallet, not realizing until he's in an uber on his way home.
Steve wants to get home.
Steve asks the Uber driver to turn around, so he can get his stuff.
Steve doesn't say anything to the uber driver, and just goes home, figuring he'll get the wallet the next day.
Steve ends up getting his stuff, and hopping back in the uber to go home.
The jacket and wallet are stolen before the bartender notices them sitting there.