It is good to be smart with your moeny.
Brent, who has a car loan, got a stimulus check from the government.
Brent wants to spend the money.
Brent puts the money towards the car loan.
Brent spends the money on a wild party with his friends.
Brent pays off the car loan in time and keeps the car.
Brent doesn't have money to pay off his debts, and his car is repossessed.