It's inconsiderate to delay paying someone back.
Latoya received a large bonus from work after Crystal loaned her $150 from the money she had set aside for bills.
Latoya wants to save money for a phone.
Latoya give Crystal the money she owes her and deposits the rest in the bank.
Latoya puts her entire check in the bank figuring Crystal can wait a few more weeks for her money.
Crystal is happy that Latoya paid her back and is able to pay her bills.
Crystal is angry with Latoya since she will get a late fee on her electric bill.