It's wrong not to pay something you owe.
Charles receives a call from his cousin Pat, who asks Charles to pay back some money that Pat loaned him.
Charles wants to respond to Pat.
Charles tells Pat he will transfer the money to him immediately.
Charles tells Pat to get over it and stop bothering him about the money.
Pat is pleased to get his money back and remains willing to help Charles in the future.
Pat no longer trusts Charles and refuses to help him ever again.