It's bad to commit fraud.
Paige recently got a job and needs a bank account, but has a bad history with the local banks.
Paige wants to open a bank account for her paychecks.
Paige pays back the money she owed her old bank, so she can reset her account.
Paige uses her mother's ID to open a bank account instead of her own.
Paige's credit history gets better and her bank account is set up for direct deposits.
Paige's account falls under suspicion when all of the checks are signed over by Paige and it is shut down.