It is irresponsible not to spay and neuter your pets
Josh has had a cat for years but has never gotten her spayed because he doesn't want to spend the money.
Josh wants to keep expenses regarding his cat low.
Josh applies for pet insurance and takes his cat to get spayed.
Josh never takes his cat to get spayed.
Josh saves money with the pet insurance and his cat is able to live comfortably.
Josh's cat often gets uncomfortable uterine infections.