It's rude to break things that belong to someone else.
Ted is at his friend Nick's house, watching Nick try to open his piggy bank.
Ted wants to help Nick get the money inside.
Ted takes a knife and prys off the bottom rubber seal on the piggy bank.
Ted takes the piggy bank, goes outside, and throws it on the sidewalk, shattering it.
Nick gets his money and learns how to open the piggy bank properly.
Nick gets the money but now needs a new piggy bank.