It's not wise to spend one's retirement money on vacations.
George is an older man who is near retirement age but doesn't have quite enough money saved to live the lifestyle he wants.
George wants to have a relaxing week off of work.
George decides to take a road trip to visit his children's families.
George decides to take a cruise to the Bahamas.
George saves money and is able to spend time with his grandchildren.
George has to work a couple years longer in order to have enough money to retire.