It's good to give things back to people.
Ryan lives in a neighborhood which just got a lot of snow and realizes he still has his neighbor's snow shovel.
Ryan wants to clear the snow off his driveway.
Ryan returns the snow shovel to his neighbor and goes to pick up his own.
Ryan holds onto the snow shovel and uses it to take care of the driveway.
Ryan's neighbor ends up saving money because he was about to buy a new one.
Ryan's neighbor has forgotten that he loaned his out and has to go buy a new one.