You should not overextend yourself financially.
Peter and Carol who have $1000 in their budget are shopping for necessities at the mall, when a salesman asks Peter if he'd like to buy a $1300 watch.
Peter wants to respond to the salesman.
Peter tells the salesman that although the watch is beautiful and finely crafted, he cannot aford such luxuries.
Peter tells the salesman that the watch is one of a kind and that he must have it, and agrees to pay buy it.
Carol is delighted that she has a prudent partner who helps to guard their finances.
Carol is stressed beyond belief as all the money for their necessities is now gone.