Running up a debt on a credit card is dangerous.
Trey is a freshman in college and just got a new credit card.
Trey wants to travel with friends during spring break.
Trey uses his savings from work to do affordable travel and pays any credit card charges in full at the end of month.
Trey spends $15,000 on his credit card for his spring break trip.
Trey has a fun relaxing trip while building his credit for the future.
Trey can't pay the minimum fee after the trip and damages his credit score for years.