It's wrong to disavow saving forever.
Sebastian is at home and just received news that his savings investment has lost all its value.
Sebastian wants to decide what to do with his finances going forward.
Sebastian decides he will stick to more stable ways to save his money.
Sebastian swears off saving and decides he will spend the money he has day to day.
Sebastian is able to save money and is ready for a proverbial rainy day when it arrives.
Sebastian runs into trouble when he has an unexpected financial emergency and no way to pay for it.