It is bad to keep money from others.
Gloria being rich is the grandma of Alice who needs financial support to pay her college fees.
Gloria wants to react to Alice's financial needs.
Gloria has set up a college fund for Alice and regularly deposits money to make the fund grow.
Gloria opens an oversea bank account to save up her money and no one knows about it, and she doesn't intend to help Alice.
Alice feels hopeful about her college dream and thanks Gloria for her kindness and generosity.
Alice feels stressed and helpless about her huge college fees.