It's good to take care of life's responsibilities.
Anna, a lego collector, has been laid off from her job and is depending on her savings to pay her mortgage.
Anna wants to add new limited edition lego set for her collection.
Anna buys the set from a reseller at a mark up after she finds a new job and saves up for the set.
Anna uses some of her savings to buy the limited edition set when it comes out.
Anna's finances remain in order thanks to her being responsible.
Anna doesn't have enough money to pay her mortgage and her credit score goes down.