It's good to save money and repair one's own home.
A tropical storm smashed some of the windows in James' house.
James wants his windows repaired.
James buys the windows and watches YouTube videos to learn how to install them.
James hires a contractor to buy and install new windows.
James spends the minimum amount of money, which he's able to pay out of pocket.
It takes James months to pay off the debt he incurred to pay for the repairs.