It's wrong to waste your savings.
Tony has money saved up from his summer job in his bank account, and wants to reward himself.
Tony wants to buy himself a gift.
Tony buys himself a video game and keeps the rest in savings.
Tony spends everything he's got on liquor and party supplies to share with friends.
Tony is happy playing his game and feels responsible saving for the future.
Tony quickly regrets his decision because he has nothing to show for his hard work.