You shouldn't shoot people down right away.
Jonathan is meeting with the last loan applicant of the day, and he is eager to leave for the day.
Jonathan wants to wrap up the meeting as quickly as possible.
Jonathan makes sure to read the paperwork thoroughly before explaining why a loan will not be possible at that time.
Jonathan takes a cursory glance at the applicants paperwork before curtly denying the loan request.
Jonathan is able to finish up the last of him meetings and get off work.
Jonathan later faces an allegation of bias for his decision.