Luanne: Our credit person is fine with revising the MAC language to say taht a MAC  would be triggered if either (1) an entity's Credit Support Provider's rating  from S&P is below BBB- by S&P or Baa3 by Moody's or (2) if such Credit  Support Provider fails to be rated by both S&P and Moody's.
Also, in  Sections 4.5 and 4.6 of the ISDA Schedule we would like to change the  reference to "Goldman Group" to "The Goldman Sachs Group, Inc."  I will have Tana Jones draft an amendment and send it to you.
Call me if  there are any problems with the above.
Tana, Please draft an amendment for my review.

MAC Amendment