15 investments to avoid
We typically recommend that our clients own a portfolio containing all or most of the 18 major asset classes and market sectors, featuring 6,000 or more securities from as many as 40 countries.



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This means a global mix of stocks, bonds, commodities, real estate, foreign securities, natural resources and precious metals—all with the right proportion of each based on the client's particular situation.

We then recommend that the client maintain this portfolio for years—even decades—instead of frequently buying and selling based on the latest news headlines. This holds true even for those who are already retired, because if they're healthy, they can expect to live decades longer.