Take the following as truth: In the preambles to the proposed and final rules, HUD states without elaboration2 that by approving [the rule the Secretary] certifies that [it] does not have a significant economic impact on a substantial number of small entities, other than those impacts specifically required to be applied universally by the RESPA statute.
Then the following statement: "The Secretary, according to HUD, is certain that the rules will cause significant economic hardship for small entities." is true, false, or inconclusive?