Take the following as truth: that uh really hit us hard but i've been able to work enough overtime to you know really help with the with covering the expenses so but we've never been we've been married for uh nearly four years and we've never been able to save any money and i think it's just hit both of us uh just in the past few months that we need to start saving some money no matter what we do we need to put that in our budget and just start doing it
Then the following statement: "It just occurred to us recently that we need to start saving money." is true, false, or inconclusive?