Take the following as truth: The Uniform Individual Accident and Sickness Policy Provision Law (UPPL), a model law drafted by the National Association of Insurance Commissioners (NAIC) in 1947, provides insurers with this right.
Then the following statement: "Insurers have no legal rights or protection, the laws proposed for them will never pass, because individuals and the economy could easily function without insurers since they are expendable. " is true, false, or inconclusive?