I want to know the answer to the following question:
Which products created more complexity in the financial markets?
All the background I'm provided with is that "With increasing distance from the underlying asset these actors relied more and more on indirect information (including FICO scores on creditworthiness, appraisals and due diligence checks by third party organizations, and most importantly the computer models of rating agencies and risk management desks).". Is that enough to answer the question?