Do I need to do an ALTA survey for title insurance?
I am buying a STNL the property was built in 2018 and survey done then but from what I have been told I need to do a new survey in order to get full title insurance. I am paying cash so no lender so it is my choice on this. 

Should I do the survey to get the full coverage in title insurance? 

If I contact the company that did the survey in 2018 can they just do an updated one to see if anything has changed from 2018 instead of doing an entire new one to save time and money?
[{"id": "imckhuk", "text": "Yes. Same company should be able to do an update cheap/easy. Just get them an updated title report and hopefully they still have the cad file.", "replies": [], "depth": 1}, {"id": "imckiu6", "text": "Always a good idea to get the full coverage.", "replies": [], "depth": 1}, {"id": "imckkz0", "text": "ALTA 9 or survey endorsements are usually recommended for properties that are in a rural area. Unless your property fits that profile and the fact that it was survey\u2019d as recently as 2018, I\u2019d say it\u2019s not necessarily a requirement. However, most title insurance companies will provide ALTA 9 endorsement for a small fee so I\u2019d ask and see if it\u2019s worth it for the peace of mind.", "replies": [], "depth": 1}, {"id": "imcrotx", "text": "Buyers lenders in California always seem to require the ALTA policy\u2026and this is for deals in the middle of large cities. \u2026at least, this is my experience in Orange, Los Angeles, Riverside and San Bernardino counties.", "replies": [], "depth": 1}, {"id": "imff86s", "text": "You can obtain a standard title insurance policy without an ALTA survey. However, obtaining the Extended Title Policy requires an ALTA survey. A title company will not accept a survey from two years ago for coverage. Need to talk with original survey company to see if an updated survey is cheaper through them.", "replies": [], "depth": 1}]