Investing in REITS..stocks vs funds
This may be a silly question, but I want to start investing in REITs to diversify my portfolio. 

It seems that one could simply buy REIT stocks, or actually invest money in a REIT fund. Is one preferable over the other? Where does the REIT 90% dividend rule come into play - their shareholders or fund investors?
[{"id": "czsdg1w", "text": "Good question. Also are there funds or etfs that secialize in equity vs. Mtg reits ", "replies": [], "depth": 1}, {"id": "czsj2d1", "text": "you might want to ask this over in r/personalfinance", "replies": [], "depth": 1}]