Can someone breakdown the commercial real estate lending process from an asset management perspective?
I have a residential RE acquisitions background and I’m now working in commercial RE lending in NYC. I’m having trouble grasping the process after we lend, how it goes to the custodian, etc, where we then borrow against the loan. I’d love any and all insight, as nitty gritty as you are willing to get. Accepting DM’s to discuss further as well. Thanks!
[{"id": "h1jlut1", "text": "Ask this person:  [https://www.reddit.com/user/SF\\_Lady/](https://www.reddit.com/user/SF_Lady/)  \n\nShe's brilliant.", "replies": [{"id": "h1lkqjf", "text": "Thanks for the shout out, but the only chance the OP has of truly *enjoying* working in this field is to be forthright at work, as embarrassing as that might be. \n\nCRE is way too complicated to pretend your way through. There will always be someone like me in every office who immediately knows when someone is articulate, intelligent, yet utterly clueless about this business. \n\nFind someone with 2-5 years experience and \u2018fess up. Trust me, they will help him. I\u2019m happy to give a 36,000 foot aerial for u/mikeanlike", "replies": [{"id": "h1mxpfe", "text": "*^((Told ya she was brilliant).)*", "replies": [], "depth": 3}], "depth": 2}], "depth": 1}, {"id": "h1ktlm3", "text": "It sounds to me like your company is lending on a property and have some sort of line of credit with a subsequent lender. I'm guessing your company is lending on the property at a certain LTV threshold and the line of credit lender is inside of that. \n\nIf my line of thinking is correct your company is doing this to boost returns with leverage of their own as they're lending at x and their line of credit lender is lending at x-50bps or something along those lines. \n\nNot a lot of information was given though.", "replies": [], "depth": 1}]