Personal Homes
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[{"id": "fveci2u", "text": "IMO loans are so cheap you're better off getting a term/amortization of 30 years. Here you have the option of paying it off sooner if you'd like and the peace of mind of having a lower payment in case you can't meet the obligation of a higher payment that you'd get with a 15 year term. \n\nWith the 30 year you have more cashflow per month that you can invest/save how you'd like.", "replies": [], "depth": 1}, {"id": "fvf9hxn", "text": "As a CRE investor, second generation, I will never have my primary mortgage paid off. It's the lowest APR money available.", "replies": [], "depth": 1}]