How much liquid do you usually need relative to CRE investment?
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[{"id": "ewcssyb", "text": "You'll generally need 20% minimum down on an investment property 5 or more units. Sometimes more, depending on the current cash flow or property type. If you go with a hard money loan, I've seen as low as 10% down but then you deal with the high interest. Lenders base financing on property cash flow and not personal finances. They are relying on the property's income to pay the debt.\n\nI've seen new buyers that were required to have mortgage insurance and a property manager in order to qualify as well.\n\nI'd spend more time researching the basics of investment properties, you might be getting too far ahead thinking about financing.", "replies": [], "depth": 1}, {"id": "ewd5m37", "text": "6-9 months of P&amp;I", "replies": [], "depth": 1}]