Suggestion on a good Lenders who has a quick &amp; easy Refi process? Chicagoland
Hi guys, I have a few buildings I was considering refinancing, mainly as they will need to be done at some point in the next few years so I might as well take advantage of the rates and refi them early if it makes sense. 

I have just been burnt out lately and I just dread the process right now, especially if multiple buildings. I hoped my current lender would have had a simple process considering I have been with them for years, have never had a missed a payment and there is plenty of equity banked in the buildings as I don't care about cashing any out, but it doesn't seem that they do. Although they have always been a pain in the butt in general (requesting a slew of tax and other documents every year, making me use their bank for operating account (which is a pain), etc. 

I have never refinanced a commercial building before, but in this day in age I would just have to believe there are lenders out there who have a newer more simple/streamline process for refinancing a good quality property for an existing owner, 50-70% through their prior mortgage term with no issues, just wanting to extend the balance of the loan earlier than necessary in order to take advantage of a better rate.

So if any of you fine redditors have any suggestions on a lender who can provide a service like this I would really appreciate any referrals. Thank you in advance.
[{"id": "gk5rtyu", "text": "**Your lender sucks**. How do I know your lender sucks? Because I ask for the same crap (financial reporting, operating accounts) and have zero issues or complaints. **Ever.** Why? Because I walk investors through exactly what I need, why I need it, and why it\u2019s important that I have it. If they cover my ass, I cover theirs. Always. In fact, I\u2019ve already refinanced most of my clients in similar positions like yourself. **At my request**. Good client, great property, low LTV, easy peasy! I\u2019ll enjoy their business at a lower rate to retain the relationship.", "replies": [], "depth": 1}, {"id": "gk65shw", "text": "You have two options. One, you can hunt around for a different lender yourself. But you won't know who has an easy process, or who is competitive in terms, unless you do a lot more work.\nOption two: work with a competent Capital Advisor. They know all these things already and can bring in multiple lenders to quote and compete for your loan, one process.", "replies": [{"id": "gkxcxys", "text": "This. Do this.", "replies": [], "depth": 2}], "depth": 1}, {"id": "gk65uy5", "text": "Yea, as someone that works on the lending side, you\u2019re going to find a very similar process across the board for your refinance regardless of where you go. Most FI\u2019s aren\u2019t just asking for those documents just for fun, they are required to get full packages based on regulations and internal risk policies. I also wouldn\u2019t expect a fast process, while I\u2019m located in a smaller area, and it may be different in other parts of the country and bigger cities, real estate transactions (even Refi\u2019s) are taking much longer right now due to the high demands across the board. Title Companies and appraisers are swamped just like the FI\u2019s themselves most likely have large pipelines of active deals.", "replies": [], "depth": 1}, {"id": "gk711qn", "text": "Read your loan docs and make sure you don\u2019t have a prepayment penalty.\nDepending on the property, I\u2019d look at local banks (if you\u2019re okay doing some work) or reach out to a mortgage banker.", "replies": [], "depth": 1}, {"id": "gk7gqww", "text": "Quicken loans is fast and easy in my opinion. They will call you same day and get you hooked up with a banker. Good luck!", "replies": [{"id": "gk8n742", "text": "Hahjahahhhhahhhaaahha.  Fucking quicken sucks. Also, he is asking for a commercial loan", "replies": [], "depth": 2}], "depth": 1}, {"id": "gk8nef9", "text": "Hey. I work for Guaranteed Rate. We have a commercial dept and its about as streamlined as we could possibly make it.", "replies": [], "depth": 1}]