Extended Coverage title insurance; seller not providing survey
My bank does not require a survey but asked that the title company add survey coverage - will I still need to order an Alta survey or just pay the extend coverage to title company? 

Fair to ask seller to split cost of Alta?
[{"id": "il0umds", "text": "Depends on the deal. How much are they charging for the Alta?", "replies": [{"id": "il1023e", "text": "I would suggest getting an Alta survey. This shows you per the title report where the property actually is along with easements, row, setbacks per zoning report, Birdseyes view of what you are actually buying. Sometime you can get away with seller paying for 3rd reports if buyer walks away or at closing. But that is something already written in the psa. Doesn\u2019t hurt to ask.", "replies": [{"id": "il11oes", "text": "In the LOI seller was set to provide Alta but once contract was drafted their attorney added a modification addendum stating seller will not provide survey. My lender doesn\u2019t seem to care but if it\u2019s going to run more than $1,000 I want to counter the modification to split cost", "replies": [{"id": "il14buu", "text": "Again, depends on the deal, 1k sounds pretty small. If it\u2019s a good deal for you, don\u2019t split the difference and let it close smoothly.", "replies": [], "depth": 4}], "depth": 3}], "depth": 2}], "depth": 1}, {"id": "il12q3g", "text": "Extended coverage doesn't give you survey coverage (i.e. deleting the pre-printed survey exceptions and the ALTA survey endorsement), so you'll need an ALTA Survey.\n\nAsk your seller if he has a prior ALTA and see if the surveyor will give you a survey affidavit. Some banks and title companies will give you survey coverage with the affidavit. The affidavit essentially says current conditions are compliant with the prior performed survey and should save you some time and money.", "replies": [{"id": "ir3xkny", "text": "is there risk for the seller to sign a survey affidavit? all the ones that i've seen have a lot of language to indemnify the buyer... which means seller would be on the hook for any issues with the survey?", "replies": [{"id": "ir4a8cl", "text": "The surveyor would be signing the affidavit to certify that the survey reflects current conditions. Hard to say what risk a seller would face for signing a similar document, although that would be more properly signed by the surveyor.", "replies": [{"id": "ir5jasb", "text": "Oh interesting. I've seen it where the seller needs to sign the affidavit, not the surveyor. It's part of the closing docs that the seller signs... similar to what the OP described -- buyer didn't get a survey so they ask the seller to pass along the existing one they have.", "replies": [{"id": "ir6p798", "text": "Oh gotcha! Sounds like a good backstop on smaller deals. Getting a surveyor to sign one will typically allow a buyer to avoid the full cost and, most importantly, the time to get a new survey. Will then allow the old survey to be used for title and lending purposes (assuming the bank wants something more recent). Typically only comes up on acquisitions of existing assets and not on the development side. \n\nAlso, surveyor's often charge 75-80% of the cost of a new survey to sign the affidavit because they know you need it and its easier/faster than a new survey.", "replies": [], "depth": 5}], "depth": 4}], "depth": 3}], "depth": 2}], "depth": 1}, {"id": "il19bdi", "text": "Buyer always pay for their own survey as part of the due diligence.", "replies": [], "depth": 1}, {"id": "il3pw4p", "text": "What have you guys paid for Alta surveys vs boundary survey and when if you had to order one", "replies": [], "depth": 1}]