As a Multifamily Real Estate Owner, what is the biggest problem you face when working with a lender?
 As a commercial real estate lender, I'd love to hear your feedback to help ensure that the innovations we create address REAL client problems. 

Any feedback would be greatly appreciated?  [CRE Lending - Owner Survey](https://forms.gle/Hby1opSkP8J6tuVo7)
[{"id": "esyubm0", "text": "I mean, the fact that it\u2019s all DUS? Can\u2019t fix the government", "replies": [{"id": "esywlqi", "text": "Agencies are at about 50%-ish market share. The rest are banks, life cos, cmbs, debt funds, etc.", "replies": [], "depth": 2}, {"id": "etrac41", "text": "&gt; My firm is working FHFA to address how Fannie and Freddie are regulated. My view is that they either shouldn't be of such a too big to fail size (which required a tax payer bailout in 2008), or they should be regulated and stress tested by the Fed (similar to how other too big to fail banks are today). On the margin, I also question if they should be so active in the luxury apartment space. They recently beat other lenders on an asset with a roof top tennis court, and an indoor salt water pool and $4,000+ per month rents. It seems like a pretty indirect use of tax payer dollars to help with America's affordable housing issues.", "replies": [], "depth": 2}], "depth": 1}, {"id": "esz1361", "text": "That\u2019s about right - according to MBA, in 2018, GSE\u2019s accounted for $142 billion out of a total of $266 billion \u2014 so 53%.", "replies": [], "depth": 1}]