Has anyone here managed to arrange a bridge/renovation/construction loan LTV higher than 80%?
 If so, how?
[{"id": "e18q9sa", "text": "Yes.  Find a blockbuster and know your shit when your on the conference call with the bank.", "replies": [{"id": "e18t7yd", "text": "I've done many deals and have a great track record. Now I need a bank to lend higher LTC", "replies": [], "depth": 2}], "depth": 1}, {"id": "e18roof", "text": "I\u2019m a floating rate non-recourse bridge lender and almost all of the loans I make are &gt;80% LTC. I haven\u2019t worked on construction loans but I would assume to hit 80%+ you\u2019d have to structure a recourse senior plus mezz or do something more like hard money.\n\nWhat specifically are you looking to learn?", "replies": [{"id": "e18t65g", "text": "Who would provide such a loan? That's what I'm looking for.", "replies": [{"id": "e1a78is", "text": "That is entirely dependent on the specifics of your deal. If you don\u2019t already know the players I would strongly suggest you use a debt &amp; equity broker. ", "replies": [{"id": "e1hagng", "text": "any you suggest?", "replies": [{"id": "e1ibpla", "text": "What city are you in / what city is your property located in? I can recommend you a good broker in most markets in the Western and NE states.", "replies": [{"id": "e1itmiq", "text": "atlanta ga", "replies": [], "depth": 6}], "depth": 5}], "depth": 4}], "depth": 3}], "depth": 2}], "depth": 1}, {"id": "e18um53", "text": "How much are you looking to borrow?", "replies": [{"id": "e19i5k9", "text": "$5-6 million ", "replies": [{"id": "e1avk3u", "text": "For construction loans banks will normally go up to maybe 65% depending on different terms but you can always add mezzanine or pref equity up to 80% or more. If you don\u2019t have experience getting funding I would reach out to a commercial mortgage broker and usually they can put you in touch with some debt and mezzanine groups. HFF is one of the major players in the space so that might be a good place to start. ", "replies": [], "depth": 3}], "depth": 2}], "depth": 1}, {"id": "e1elsw4", "text": "What type of asset are you building? Multifamily?\n\nMax LTC is going to vary widely depending on the type of project, location, and your experience.\n\nhttps://blog.stacksource.com/how-and-why-nnn-construction-loans-go-up-to-100-ltc-f9144ea71d44", "replies": [], "depth": 1}, {"id": "e30xjr2", "text": "I'm a commercial mortgage broker from the Midwest. My office brokers about $1B+ in loans a year. We've done loans &gt;80% LTC, but you probably won't get many concrete answers without giving the specs of the deal.", "replies": [], "depth": 1}]