Man BE AWARE and BE AFRAID!!! ... This company raised my blood pressure ... This is a minus five rating ... Horrible!!! Stay away from this company! I have the worst phone call from a Geico rep. The call went like this we see that your son got his license now we need to raise your insurance. I asked the agent is it a law? the agent said no. Said it is a company Policy. I told the agent to exclude him from my policy he does not drive either cars. Very unhappy with Geico's policy. I will never recommend and will always share my experience with all people I come in contact. Please help me in spreading the word. Please look for a qualify agent who can insure and write the correct policy needed. Geico is a numbers game not looking out for the customer. Unfortunately agent will not exclude my son ... Geico and I have parted ways.