It is too hard to see a doctor!! No one in my family has seen an MD after over 2 years with GHC. It is their business model to have you see an NP or PA because they are cheaper to pay than doctors. I don't have that much confidence in the NPs or PAs I have seen and when I was on the phone with a doctor recently, they interrupted my questions and were clearly too busy to give me straight forward answers. Last thing, the wait times for their mental health department are prohibitively long (1-2 months) and if you're coping with a severe bout of depression, the 1-2 month wait time can certainly suck out whatever hope you may have had. If you have the option between GHC and another insurer through your employer, it would be wise to give WPS or Unity a shot.