DO NOT APPLY for credit card or do any business with this bank. BEWARE of every day harassment .\nI've apply for credit card, card come very quickly  with $ 500 limit and from the top they charge $ 87 interest.\nMy first payment was set on line with September 04th.\nYet for last two weeks at least 10-12 times a day I've got harassing phone calls, every day demanding  to  \" pay now \" $ 75,  even that $ 50 was set as minimum monthly payment.\nSo I've paid today $ 50 on September 03 2014 and they called me so far 14th times with harassing  phone calls.\nSAFE your self stress - DO NOT GET involved with this BANK -\nHARASSMENT DO NOT STOP