I should have headed the warnings about Golds billing practices.  Golds policy is to charge a \"rate lock fee\" after  you have been a member for 120 days.  I canceled my membership per their 31 day notice policy, at less than 120 of total membership.  They still billed my account the $39 rate lock fee.  I disputed the charge and they told me I have to cancel within 60 days in order for my membership to expire before 120 days.  That is not what the contract that I signed states.  It clearly states must provide 31 day notice within 120 days to avoid rate lock fee.  This is why Golds is losing business and has gone from \"the\" gym to empty parking lots.  I highly recommend NOT JOINING.