Obama mandated that banks provide loans to individuals in need.
Claim:  Barack Obama filed a lawsuit to require banks to "make loans to poor people." false Example:  [Collected via e-mail, September 2008] In 1994, a class-action lawsuit was filed against CitiBank, demanding that loans be made to poor people, and others who could not show proof that they could pay the money back. The basis of the lawsuit was the 14th Amendment, which requires 'fair and equal' treatment for all citizens. The legal theory was that failing to loan money to poor/indigent/unemployed people was, on it's face, a discriminatory act by lending institutions. Thousands of loans were processed, and of course many went into default, in part explaining why we're in the financial mess we're in. Now, it's easy for some people to point the finger of blame at Pres. Geo. Bush for this crisis, because he's sitting in the hot seat. What many people don't know is the suit was filed during the Clinton Administration. The lawyer filing the suit was none other than: Barak Hussein Obama. Origins:  This item seeks to dump much of the blame for America's current economic woes on Barack Obama by claiming that as a young lawyer, Obama filed a lawsuit requiring financial institutions to lend money to"poor people" and "others who could not show proof that they could pay the money back."  Although there is a (very) vague element of fact underneath this politicking, the piece quoted above is woefully wrong in all its particulars. The 1994 case of Buycks-Roberson v. Citibank Fed. Sav. Bank had nothing to do with requiring lenders to do business with people "who could not show proof that they could pay the money  Buycks-Roberson v. Citibank Fed. Sav. Bank back."  The case was a class-action lawsuit against Citibank Federal Savings initiated by a black Chicago woman, Selma Buycks-Roberson, who claimed she was unfairly denied a mortgage based on her race.  The lawsuit sought to end the practice of redlining, a discriminatory practice by which banks, insurance companies, and other business institutions refuse or limit loans, mortgages, insurance, etc., based solely on the geographic area in which the applicant lives (a practice that commonly excludes minorities in inner-city neighborhoods, regardless of their income or ability to pay).  Specifically, the lawsuit charged that Citibank "rejected loan applications of minority applicants while approving loan applications filed by white applicants with similar financial characteristics and credit histories."  The case was eventually settled out of court, with some class members receiving cash payments and Citibank agreeing to help ease the way for low- and moderate-income people to apply for mortgages. redlining Although Barack Obama was involved with the Buycks-Roberson case, he did not file the lawsuit, nor was he the lead attorney in the matter.  He was a junior member of an eight-lawyer team that worked on the case: Obama admits he played a mostly behind-the-scenes role at his law firm, Miner Barnhill & Galland. He researched the law, drafted motions, prepared for depositions and did other less glamorous work during his three years full-time and eight years "of counsel" to the firm.  "He wrote lots of substantial memos, but he didn't try any cases," said Judson Miner, a partner in the firm who was Obama's boss. Obama represented Calvin Roberson in a 1994 lawsuit against Citibank, charging the bank systematically denied mortgages to African-American applicants and others from minority neighborhoods. "I don't recall him ever standing up and giving an impassioned speech  it was a lot of behind-the-scenes stuff," said Fay Clayton, the lead lawyer on the case. "He was the very junior lawyer in that case," said attorney Robert Kriss. "He had just graduated from law school. I don't recall him being in court at any time I was there. I was the lead lawyer for Citibank and he was not very visible to me." Kriss, Clayton and every other co-counsel and opposing counsel interviewed for this story praised Obama's legal ability, temperament and everything about his courtroom demeanor, even though, they agree, he didn't say much in the courtroom.  On Feb. 23, 1995, Obama billed 2 hours and 50 minutes for an appearance before Judge Ruben Castillo on behalf of his client, and also for reviewing some documents in advance of a deposition. That cost Citibank  which ultimately had to pay the winning side's fees  $467 at Obama's hourly rate of $165. Miner commanded the higher rate of $285 an hour. During his appearance before the judge, Obama said he would need more time to file a response to a motion, and the judge agreed. That was all Obama said during the half-hour hearing. His final bill on the case was 138 hours, or $23,000. Last updated:  5 September 2012    Associated Press.  "Some Cases Obama Worked on in His Career as an Attorney."   20 February 2007.
Claim:  Protest against federal spending encourages Americans to mail tea bags to the White House.  Example:  [Collected via e-mail, March 2009] Mailing Tea Bags to Washington, DC What a wonderful idea, I just wish it had been mine. I have a feeling that USPS is going to have a hell of a lot of tea to contend with, after all it only costs 42 cents to send a message, hopefully heard round the world!!! So please mark your Calendars There's a storm abrewin'. What happens when good, responsible people keep quiet? Washington has forgotten they work for us. We don't work for them. Throwing good money after bad is NOT the answer. I am sick of the midnight, closed door sessions to come up with a plan. I am sick of Congress raking CEO's over the coals while they, themselves, have defaulted on their taxes. I am sick of the bailed out companies having lavish vacations and retreats on my dollar. I am sick of being told it is MY responsibility to rescue people that, knowingly, bought more house than they could afford. I am sick of being made to feel it is my patriotic duty to pay MORE taxes. I, like all of you, am a responsible citizen. I pay my taxes. I live on a budget and I don't ask someone else to carry the burden for poor decisions I may make. I have emailed my congressmen and senators asking them to NOT vote for the stimulus package as it was written without reading it first. No one listened. They voted for it, pork and all. O.K. folks, here it is. You may think you are just one voice and what you think won't make a difference. Well, yes it will and YES, WE CAN!! If you are disgusted and angry with the way Washington is handling our taxes. If you are fearful of the fallout from the reckless spending of BILLIONS to bailout and "stimulate" without accountability and responsibility then we need to become ONE, LOUD VOICE THAT CAN BE HEARD FROM EVERY CITY, TOWN, SUBURB AND HOME IN AMERICA. There is a growing protest to demand that Congress, the President and his cabinet LISTEN to us, the American Citizens. What is being done in Washington is NOT the way to handle the economic free fall. So, here's the plan. On April 1, 2009, all Americans are asked to send a TEABAG to Washington, D.C. You do not have to enclose a note or any other information unless you so desire. Just a TEABAG. Many cities are organizing protests. If you simply search, "New American Tea Party", several sites will come up. If you aren't the 'protester' type, simply make your one voice heard with a TEABAG. Your one voice will become a roar when joined with millions of others that feel the same way. Yes, something needs to be done but the lack of confidence as shown by the steady decline in the stock market speaks volumes. This was not my idea. I visited the sites of the 'New American Tea Party' and an online survey showed over 90% of thousands said they would send the teabag on April 1. Why, April 1?? We want them to reach Washington by April 15. Will you do it? I will. Send it to; 1600 Pennsylvania Ave. Washington, D.C. 20500. Forward this to everyone in your address book. Visit the website for more information about the 'New American Tea Party'. I would encourage everyone to go ahead and get the envelope ready to mail, then just drop it in the mail April 1. Can't guarantee what the postage will be by then, it is going up as we speak, but have your envelope ready. What will this cost you? A little time and a 40 something cent stamp.. What could you receive in benefits? Maybe, just maybe, our elected officials will start to listen to the people. Take out the Pork. Tell us how the money is being spent. We want TRANSPARENCY AND ACCOUNTABILITY. Remember, the money will be spent over the next 4-5 years. It is not too late. Of course, if you agree with the way things are being done now, just delete!!!!! Origins:   On the evening of 16 December 1773, a group of American colonists who called themselves "The Sons of Liberty" furtively boarded the ship Dartmouth, which was docked in Boston harbor with a load of East India Company tea.  Working  through the night, the colonists dumped over 45 tons of tea into the waters of the harbor as a protest against the Tea Act passed by the British government.  The event, which came to be known as "The Boston Tea Party," was one of the seminal events of the American Revolution and remains one of the most iconic moments in all of U.S. history. In 2009, the iconic status of that event was referenced in the name of the New American Tea Party, described as a "coalition of citizens and organizations concerned about the recent trend of fiscal recklessness in government" who have begun coordinating events around the U.S. with the announced goal of protesting largesse in federal spending.   The item quoted above seeks to take up the "Tea Party" spirit by encouraging Americans to mail tea bags to the White House on 1 April 2009 (in order to arrive by 15 April, the day on which income tax filings are due) as a form of symbolic protest against "the way Washington is handling our taxes."  (The concept is vaguely reminiscent of a 1955 campaign that had citizens mailing small bags of wheat to President Eisenhower to encourage the U.S. to provide surplus food to flood victims in China.) New American Tea Party events wheat Of course, everyone is free to choose whether or not to participate in symbolic protests, so such actions don't have much in the way of verifiable "true" or "false" aspects  the only issue is how effective the chosen form of protest is likely to be.  With that in mind, we offer a few caveats for those inclined to participate:  An entry in the New American Tea Party blog states that they don't endorse the effort: entry We have received hundreds of questions about an email circulating that urges folks to send tea to Washington on April 1st or April 15th.  This effort is not endorsed by the New American Tea Party, so we can't answer any questions about it.  Given the more stringent security procedures for mail handling enacted after 9/11, there are no guarantees envelopes containing mailed teabags will get through to the White House without being discarded or significantly delayed, something also noted in the New American Tea Party blog: It is a neat idea, but things like that will likely either be held up getting scanned or end up getting thrown away due to security precautions. (A subsequent New American Tea Party blog entry suggested that just mailing the labels from tea bags might be a way of avoiding this potential pitfall.) entry  Envelopes that cannot be run through USPS sorting machines are subject to an additional 20 postage surcharge. A mailed item is considered  nonmachinable if: nonmachinable  It is a square letter (the minimum size for a square envelope is 5 x 5 inches) It is too rigid  does not bend easily It has clasps, string, buttons, or similar closure devices It has an address parallel to the shorter dimension of the letter It contains items that cause the surface to be uneven The length divided by height is less than 1.3 or more than 2.5  The specific aims of the tea bag protest are not clearly articulated in the e-mail quoted above, so senders might wish to include explanatory notes with their envelopes stating the desired outcome, such as: "I enclose this teabag as a protest against the passage of any further economic stimulus packages that provide money to businesses without provisions for strict transparency and accountability in how that money is to be spent" or  "I enclose this teabag as a protest against the passage of any further economic stimulus packages that include earmarks." Last updated:  12 March 2009    Idaho Statesman.  "Local Group Stages 'Reckless Federal Spending' Protest."   27 February 2009.    WJXT-TV [Jacksonville, FL].  "'Tea Party' Protests Wasteful Spending."   MSNBC.  2 March 2009. The item reproduced below originated as an e-mail sent to radio talk show host Rush Limbaugh in July 2010 by Dr. Sebastian J. Ciancio, a urologist practicing in Danville, Illinois. In that e-mail, the doctor encouraged the radio host to "share this story with your listeners so that they know how the ruling class spends their tax dollars." In this example collected from the Snopes inbox in August 2010: I was speaking to an emergency room physician this morning. He told me that a woman in her 20's came to the ER with her 8th pregnancy. She stated "my momma told me that I am the breadwinner for the family." He asked her to explain. She said that she can make babies and babies get money for the family. The scam goes like this: The grandma calls the Department of Children and Family Services and states that the unemployed daughter is not capable of caring for these children. DCFS agrees and states that the child or children will need to go to foster care. The grandma then volunteers to be the foster parent, and thus receives a check for $1500 per child per month in Illinois. Total yearly income: $144,000 tax-free, not to mention free healthcare (Medicaid) plus a monthly "Link" card entitling her to free groceries, etc, and a voucher for 250 free cell phone minutes per month. This does not even include WIC and other welfare programs. Indeed, grandma was correct in that her fertile daughter is the "breadwinner" in the family. Variations: In December 2010 the following photograph was added to circulating versions of this item, even though the pictured family has no connection to the story and no mention of race appeared in the original text:  In 2014, the setting was moved from Illinois to Florida. The gist of this "story" is the claim that an Illinois woman who was pregnant with her eighth child (while still in her 20's) admitted to an emergency room physician that she was deliberately having children and giving them up to foster care in order to earn money for her family, with her grandmother volunteering to raise the children and collecting $1,500 per month from the state for each child, for an annual tax-free income of $144,000 (plus additional benefits). Is the story true? It's a second-hand account, and Dr. Ciancio declined to identify the physician who supposedly told it to him, which makes verification of that aspect of the tale difficult. Nonetheless, whatever a pregnant patient may have told an unnamed emergency room physician, the scenario described simply isn't possible. According to payment rates published by the State of Illinois' Department of Children and Family Services (DCFS), monthly payments for licensed relative home care range from $384 to $471 per child, depending upon the age of the child: payment rates  The maximum monthly payment (for a child age 12 and over) is $471 per month, not $1,500 per month, so the largest amount of money a foster parent caring for eight children would receive in a month (assuming all of those children were at least 12 years old) would be $3,768, for an annual total of $45,216  a far cry from the $144,000 yearly income claimed above. (And even the $45,216 figure is a generous projection, given that it's an obvious impossibility for a woman who is pregnant with her eighth child to already have eight children all over the age of twelve.) Pickel, Mary Lou.  "Tea Party at the Capitol."
  The Atlanta Journal-Constitution.  28 February 2009. In February 2016, a meme about the lack of business acumen and experience exhibited by Vermont senator Bernie Sanders, a Democratic presidential candidate, began circulating online:  The criticisms offered in meme were a mixture of true, false, irrelevant, and misleading statements. To wit: Never owned a business Right off, this meme begins with a rather nebulous criticism. Although having owned a business is an experience many voters would like to see on the rsum of a potential chief executive, a literal application of that term isn't of much relevance. Technically, a person who once operated a roadside lemonade stand has "owned a business," while a person who has spent his career serving as the CEO of a public multi-national, multi-billion dollar corporation has not -- even though everyone would agree the latter has vastly more business experience than the former. And certainly a number of highly-regarded U.S. presidents in the modern era (e.g., Franklin Roosevelt, Dwight Eisenhower, John Kennedy, Ronald Reagan) never owned their own businesses. Moreover, one might validly say that Sanders started and operated his own business (whether he "owned" it is somewhat arguable, as it was a non-profit), the American People's Historical Society, which was created in 1978 to produce educational film strips about the history of Vermont. The University of Vermont has archived several of the brochures produced by the American People's Historical Society, one of which includes a statement from Sanders outlining the purpose of his film strips: includes Director Bernard Sanders explained, "It is our belief that state and regional history has too long been neglected by the audio-visual industry, and we are happy to begin the process of rectifying that situation. We believe that students have the right to learn about the state and region in which they are living." While the financials of the American People's Historical Society are not available, Sanders wrote in his memoir Outsider in the House that the business was reasonably successful and "a lot of fun." A friend of Sanders' told Politico that the film strip business "wasn't just a way to make money ... He made filmstrips about people he admired and believed in. He just thought kids should know the truth of how things really were." Never invented anything Once again, this is a rather nebulous criticism. The concept of "inventing" something could range from simply thinking up a novel idea (but doing nothing more about it), to creating and building a device for personal use (but not marketing it), to actually obtaining a patent for a new product. Bernie Sanders is certainly no inventor and holds no patents, but it's hard to see how that fact is of any relevance, as the same is true of nearly every U.S. president. Thomas Jefferson might legitimately be considered an inventor for having conceptualized various devices (including a macaroni machine, a swivel chair, a spherical sundial, a moldboard plow, and a cipher wheel), although he held no patents because he believed them to be a form of monopoly. Abraham Lincoln was the only U.S. president who ever held a patent, having been issued Patent #6,469 for "A Device for Buoying Vessels Over Shoals" on 22 May 1849. Beyond that, "inventing" has historically had nothing to do with the qualifications or success of candidates for the White House. Never had a 9 to 5 job This criticism is too vaguely worded to allow for much cogent analysis. What does holding a "9 to 5 job" mean? That one literally works from 9 AM to 5 PM (and not some other period of the day)? That one holds full-time employment? That one is paid on an hourly basis? That one toils at what is commonly referred to as a "blue collar" job? That one works for someone else rather than being self-employed? If we assume the most seemingly relevant application of the term  that it refers to holding steady, full-time employment  then one might fairly say it applies to Bernie Sanders. After receiving a Bachelor of Arts degree in political science from the University of Chicago in 1964, Sanders primarily worked a series of odd jobs while attempting to get his political career off the ground, and a Politico article observed that he "didn't collect his first steady paycheck until he was an elected official pushing 40 years old." However, that same article did list a variety of jobs Sanders held (even if they weren't steady or didn't provide a livable wage) before he finally reached public office upon being elected mayor of Burlington, Vermont, at age 39  working as an aide at a psychiatric hospital, as a Head Start preschool teacher, as a carpenter, and as a freelance writer for local publications: article Sanders rented a small brick duplex at 295 1/2 Maple Street that was filled with not much furniture and not much food in the fridge but stacks of checked-out library books and scribbled-on legal pads. "Pretty sparse," Gene Bergman, an old friend, said about the apartment. "Stark and dark," said Darcy Troville, a fellow Liberty Unionite who lived around the corner and shared with Sanders homemade jellies and jams. "The electricity was turned off a lot," Barnett said. "I remember him running an extension cord down to the basement. He couldn't pay his bills." He worked some as a carpenter, although "he was a shitty carpenter," [Liberty Union party member John] Bloch told me. "His carpentry," [Liberty Union member Danny] Morrisseau said, "was not going to support him, and didn't." He worked as a freelance writer, putting intermittent pieces in the low-budget Vermont Freeman, a Burlington alternative weekly called the Vanguard Press and a glossy, state-supported magazine called Vermont Life. His writing wasn't a living. The Vanguard paid as little as the rest. "It would've been not more than 50 bucks," said Greg Guma, a former editor. Vermont Life? "Our rate was 10 cents a word," said Brian Vachon, a former editor. "He was always poor," Sandy Baird, another old friend, told me in Burlington. "Virtually unemployed," said Nelson, the political science professor at the University of Vermont. "Just one step above hand to mouth," said Terry Bouricius, who was involved with Liberty Union, served at times as a de facto campaign manager for Sanders and at one point crashed for a couple months on his couch. Liberty Union "people found it difficult to support themselves while engaging in full-time political work," Michael Parenti, one of those people, wrote in the Massachusetts Review in the summer of 1975. "Some held jobs that allowed free time for campaign activities, while others lived off unemployment insurance." "His work was to be a politician," Guma said. "He put everything into what he was doing." We would also note by that by the standard used here, holding elective office (as Sanders has done for most of the last 35 years as a mayor, a U.S. representative, and a U.S. senator) is as much a "9 to 5" job as any other. Never proposed a bill that has passed This statement is not literally true, as during his tenure in Congress Sanders has sponsored three bills that were enacted, two of which were rather slight matters involving the naming of USPS facilities, and one of which was the Veterans' Compensation Cost-of-Living Adjustment Act of 2013 (which provided "for an increase in the rates of compensation for veterans with service-connected disabilities and the rates of dependency and indemnity compensation for the survivors of certain disabled veterans"). Although that might seem like slight achievement for someone who has spent 25 years as both a U.S. representative and a U.S. senator, we would note that only a scant handful of bills submitted in Congress (about 4 to 6 percent) are ever brought to a vote, and even fewer (about 2 to 4 percent) end up being enacted. We would also note that sponsoring original legislation is but one small part of Congress members' duties: they also co-sponsor legislation submitted by colleagues (which Sanders has done for more than 200 successful bills), muster support (or opposition) among colleagues and the public for proposed legislation, review and vote on proposed bills, serve on various committees (Sanders holds six Senate committee appointments), meet with constituents, participate in oversight and investigation of governmental affairs, etc., as detailed in "The Many Roles of a Member of Congress": handful committee detailed First and foremost, the Member is a decision-maker. Members are faced with hundreds of decisions in both recorded and unrecorded votes on matters major and minor. Many decisions must be made quickly. Each decision, whether spontaneous or studied, balances the conflicting perspectives received from private citizens, public officials, party leaders. Decisions are often second-guessed by constituents, campaign opponents, colleagues, lobbyists, and media critics. Meetings are continual, in committee rooms, in private offices, in corridors, and in gatherings on the floor. Daily, sacks of mail are delivered. Faxes flow in a steady stream. Electronic mail jams congressional computers. Correspondence must be written and press releases issued. Highly visible issues are debated on the House or Senate floor, fully televised, and the absence or presence of a Member is duly noted. Scandals require investigation. Programs require oversight. Requests for information, both basic and complex, are received daily. Journalists seek comment. Constituents seek assistance obtaining federal grants, government jobs, and help in overcoming bureaucratic obstacles. Over time, these daily tasks and the always-changing expectations of the electorate have come together to establish a multi-faceted job. Lived off welfare before elected to public office As noted above, various acquaintances who knew Sanders in the years before he achieved public office have reported that he was "always poor," and he likely received public assistance at some point during that time, although what form of (and how much) assistance he received is difficult to determine at this remove. A contemporaneous newspaper account from the Bennington Banner reported that in 1974, when Sanders ran for the U.S. Senate on the Liberty Union Party ticket, he was collecting unemployment benefits: Sanders, 32, cares little what 'image' he conveys  and that's part of his image of being a bit rumpled and unshorn. He's on unemployment compensation right now, having worked for the Bread & Law Task Force, as a free-lance writer, and as a carpenter in the Burlington area. But the thing he likes best, and excels at, is 'talking the issues,' and he doesn't mind repeating himself sometimes." 74 year old  personal net worth of $300,000 As 247 Wall St. reported, determining the precise net worth of candidates is difficult for a number of reasons: net worth [R]eporting exact values is not required. Instead, candidates may disclose their assets and income in a range. Further, candidates do not necessarily report all their assets. For instance, candidates do not need to disclose their personal real estate and property values. Jeb Bush opted to omit assets generated by several holding companies, for example. In addition, while some candidates choose to include their spouses in their disclosures, some do not. Carly Fiorinas net worth of $59 million, for example, includes that of her husband, Frank. Hillary Clinton's reported net worth, on the other hand, does not include assets jointly owned by her and former president Bill Clinton, who is worth by some estimates more than $50 million. 247 Wall St. attempted to determine each presidential candidate's net worth in an article published on 24 August 2015. They estimated that Sanders was one of the "poorest presidential candidates" running for office in 2016, with a likely net worth somewhere around $330,000: estimated Bernie Sanders> Net worth: $194,026-$741,030 In 2013, Bernie Sanders had an average estimated net worth of $330,507, well below other prospective presidential nominees and among the lowest compared with other members of Congress. As of late 2019, Open Secrets, the website of the Center for Responsive Politics, estimated Sanders' net worth at between $729,000 and $1.8 million, making him neither the richest nor the poorest presidential hopeful in the 2020 field. estimated In any case, the meme's characterization of Sanders as a "loser" based on his net worth evinces a rather skewed perspective. Although many people view financial rewards as a tangible measure of one's success, it is far from the only factor by which accomplishment can be measured. (In fact, highly-regarded President Harry S. Truman had virtually no net worth even after leaving the White House in 1953 and afterwards was largely dependent upon Congress' finally establishing a pension for former presidents.) pension Bernie Sanders might equally be considered a "winner" for persevering at his goal of achieving a political career long after others might have given up, and for succeeding at that effort despite prolonged financial hardship. Unlike many others, Sanders might also be lauded for maintaining a rather plain life and not having enriched himself in public service (especially since candidates at the other end of the financial spectrum are frequently criticized for being "out of touch with the common man"). As 247 Wall St. wrote of Sanders: The Vermont senator, who is the longest-serving independent in U.S. history, is a self-identified socialist. He is seeking the Democratic nomination and is the most popular Democratic candidate after Hillary Clinton. In keeping with Sanders' stated intention of starting a grassroots movement, more than 90% of his campaign contributions have come from individual donors. Sanders' campaign speeches have drawn record numbers of attendants. Most recently, 19,000 people watched Sanders speak at an NBA arena in Portland, Oregon, the largest political event compared with all other candidates so far this election season. All in all, that sounds like quite an impressive career achievement for anyone  regardless of net worth. Kruse, Michael.  "Bernie Sanders Has a Secret."
  Politico.  9 July 2015. Frohlich, Thomas C. et al.  "The Net Worth of Each Presidential Candidate."
  24/7 Wall St.  24 August 2015. Delaney, Arthur.  "Bernie Sanders Ran for Office While on Unemployment."
  The Huffington Post.  29 May 2015. Murphy, Tim.  "How Bernie Sanders Learned to Be a Real Politician."
  Mother Jones.  26 May 2015. OpenSecrets.org.  "Net Worth of 2020 Presidential Candidates."
 Accessed 18 October 2019. As is the case for many Western democracies, the Canadian government's formal efforts to help refugees settle in the country have been the subject of much speculation, criticism and misinformation in recent years. In the fall of 2017, a viral Facebook post spread yet more misinformation about the benefits received by refugees in Canada.  On 1 September 2017, Facebook user Mike Marcoux posted what appears to be a photograph of an itemized breakdown of benefits associated with the Resettlement Assistance Program, along with the message: "This is what 1 illegal refugee gets with the federal assistance program $3874 per month." posted We have modified the image to obscure the name of the recipient, which was included in the original photograph:   Although this document appears to be authentic, according to the Canadian Council for Refugees, a national nonprofit organization dedicated to supporting and advocating for refugees, its representation on Facebook was highly misleading: The document details payments to a family of five (not a single person) who were refugees accepted by Canada (and therefore are not in the country "illegally"), and most of the listed payments are one-time only resettlement assistance payments and not monthly benefits. A spokesperson for the Council told us the document showed "a start up breakdown of costs for a newly arrived Government-Assisted Refugee (GAR) family" and that the amounts shown were consistent with benefit rates in the province of British Columbia. Despite the apparent authenticity of the document, Marcoux's post grossly misrepresents the contents. Firstly, contrary to Mike Marcoux's post, there is no such thing as an "illegal" refugee in this context. By definition, beneficiaries of the Canadian government's Resettlement Assistance Program are individuals and families formally recognized by the Canadian government as refugees before they travel to Canada. According to the Canadian Council for Refugees, Government-Assisted Refugees such as those to whom this document appears to relate are "referred by the [U.N. High Commissioner for Refugees] to Canada because they have been identified as being in need of resettlement." recognized refugees Secondly, the document does not relate to one refugee, as the Facebook post falsely claims. The document clearly shows that these benefits are for a family of five people:   Third, the grand total value of the benefits ($3,874 CAD or $2,748 USD as of 28 January 2016) is not a recurring monthly payment, as the Facebook post falsely claims. The document clearly shows that the majority of benefits listed are one-off "start-up" benefits. The only regular monthly benefits are conveniently labelled "Regular Monthly Benefits," and consist of payments for food, rent and transportation, which, because of the size of the family, total $1,399 CAD per month ($1,094 USD as of 15 November 2017). These monthly benefits work out to $16,788 CAD ($13,132 USD) a year for a family of five (in addition to "start-up" benefits). Unless there are exceptional circumstances, these Resettlement Assistance Program benefits are only payable to refugees for one year. The amounts of benefits depend on the size of the family that receives them. If this document did relate to a single individual (as the Facebook post claims), the overall monthly payments could be expected to be significantly lower. The one-off start-up benefits which bring the total in this particular document to $3,874 also include a $375 loan for a security deposit for housing. Being a loan, that amount will have to be repaid to the federal government. Furthermore, depending on when this particular family arrived in Canada, they may be required to pay the Canadian government for the cost of their transportation into the country, which takes the form of loan debt. According to the Canadian Council for Refugees, the average loan debt between 2008 and 2012 was $3,090 CAD. transportation loan debt So while the document in the photograph does appear to be authentic, Mike Marcoux's Facebook post constitutes a gross misrepresentation of what's actually in it. The same document formed the basis of a similarly-outraged post on the right-wing blog "90 Miles from Tyranny" in December 2016. That blog post cited an earlier article by the now-defunct Magafeed web site, which is listed in the Fake News Codex as a "clickbait site with misleading, poorly [sourced], and outright false stories." post Codex It's hardly the first time that Canada's refugee policy has been the subject of false claims. For example, a factual error in a 2004 letter to the editor of the Toronto Star spawned a chain email and online memes falsely claiming that refugees in Canada receive more benefits each month than do Canadian pensioners. The rumor persisted for years. Toronto Star falsely Similar false rumors have been spread in the country's southern neighbor, the United States, often with the headline "INSANITY IS WHEN ILLEGAL REFUGEES GET $3,874 A MONTH IN FEDERAL ASSISTANCE WHILE SOCIAL SECURITY CHECKS AVERAGE $1,200 A MONTH." false rumors English, Kathy.  "A Mistake That Travelled Around the World and Back Again: Public Editor."
  Toronto Star.  11 December 2015. Canadian Council for Refugees.  "Refugees and Income Assistance - Rebutting the Chain Email ("Pensioners' Myth.")
   Canadian Council for Refugees.  July 2013.  Citizenship and Immigration Canada.  "IP 3: In Canada Processing of Convention Refugees Abroad and Members of the Humanitarian Protected Persons Abroad Classes - Part 2 [Resettlement Assistance Program (RAP.)]
  Government of Canada.  13 January 2015. Snopes is still fighting an infodemic of rumors and misinformation surrounding the COVID-19 pandemic, and you can help. Find out what we've learned and how to inoculate yourself against COVID-19 misinformation. Read the latest fact checks about the vaccines. Submit any questionable rumors and advice you encounter. Become a Founding Member to help us hire more fact-checkers. And, please, follow the CDC or WHO for guidance on protecting your community from the disease.  fighting Find out Read Submit Become a Founding Member CDC WHO Things appeared pretty bleak in March 2020 as the COVID-19 coronavirus disease continued to spread across the globe. Businesses and restaurants were being shut down, people were asked to stay inside their homes, and the stock market was crashing. But, according to viral list on social media, it wasn't all bad news.  On March 16, a Facebook post that supposedly highlighted some "good news" about COVID-19 started to spread online: post How about some good news? - China has closed down its last coronavirus hospital. Not enough new cases to support them. - Doctors in India have been successful in treating Coronavirus. Combination of drugs used: Lopinavir, Retonovir, Oseltamivir along with Chlorphenamine. They are going to suggest same medicine, globally. - Researchers of the Erasmus Medical Center claim to have found an antibody against coronavirus. - A 103-year-old Chinese grandmother has made a full recovery from COVID-19 after being treated for 6 days in Wuhan, China. - Apple reopens all 42 china stores, - Cleveland Clinic developed a COVID-19 test that gives results in hours, not days. - Good news from South Korea, where the number of new cases is declining. - Italy is hit hard, experts say, only because they have the oldest population in Europe. - Scientists in Israel likely to announce the development of a coronavirus vaccine. - 3 Maryland coronavirus patients fully recovered; able to return to everyday life. - A network of Canadian scientists are making excellent progress in Covid-19 research. - A San Diego biotech company is developing a Covid-19 vaccine in collaboration with Duke University and National University of Singapore. - Tulsa County's first positive COVID-19 case has recovered. This individual has had two negative tests, which is the indicator of recovery. - All 7 patients who were getting treated for at Safdarjung hospital in New Delhi have recovered. - Plasma from newly recovered patients from Covid -19 can treat others infected by Covid-19. So it's not all bad news. Let's care for each other and stay focused on safety of those most vulnerable. We're not sure who wrote this Facebook post. The earliest version we could find was posted by Dr. James Fedich, but we've come across several other variations of the list across social media. We reached out to Fedich to confirm authorship but we have not yet heard back.  More importantly, this list appears to be generally accurate. Some of the statements are missing some context, are a bit exaggerated, or appear to be little more than wishful thinking, so let's take a brief look at each of the claims individually: China has closed down its last coronavirus hospital. Not enough new cases to support them.  China built several temporary hospitals in order to care for people sickened by COVID-19. On March 11, journalists reported that these hospitals were shut down as the spread of the disease started to slow. On March 19, China reported no new locally transmitted cases had been reported for the first time since the start of the pandemic: reported    Doctors in India have been successful in treating Coronavirus. Combination of drugs used: Lopinavir, Retonovir, Oseltamivir along with Chlorphenamine. They are going to suggest same medicine, globally.  The Economic Times reported that the combination of two anti-HIV drugs had proven crucial to the treatment of coronavirus patients. India's Union of Health Ministry revised its guidelines to recommend the use of "anti-HIV drug combinations Lopinavir and Ritonavir on a case-to-case basis depending upon the severity of the condition of a patient having coronavirus infection." reported recommend But it's unclear how effective these drugs will end up being or if they will be implemented in treatment worldwide.  Researchers of the Erasmus Medical Center claim to have found an antibody against coronavirus. The Dutch newspaper NL Times reported that "a team of ten scientific researchers from the Erasmus Medical Center in Rotterdam and Utrecht University" reported that they discovered an "antibody capable of fending off an infection by the Covid-19 variant of coronavirus." reported This may prove to be a big step in developing a vaccine for COVID-19.  A 103-year-old Chinese grandmother has made a full recovery from COVID-19 after being treated for 6 days in Wuhan, China. The Independent reported on March 11 that a 103-year-old woman named Zhang Guangfen contracted the disease in Wuhan, China. Guangfen was treated for six days at the hospital before being released. Dr. Zeng Yulan told reporters that the centenarian's quick recovery was likely due to the fact that she had no underlying health conditions.  reported Apple reopens all 42 China stores. Although China was once the epicenter of this pandemic, the country managed to get a handle on the situation, and as of this writing cases in the country continue to drop. On March 13, 2020, Apple announced that it was reopening all 42 of its stores in China.  Reuters reported: "Apple Inc (AAPL.O) is reopening all 42 of its branded stores in China on Friday [March 13], a company spokesman said, more than a month after they were shut in the wake of the coronavirus outbreak." reported Cleveland Clinic developed a COVID-19 test that gives results in hours, not days. The MetroHealth Medical Center in Cleveland, Ohio, announced on March 16 that it can test COVID-19 samples at its laboratory and get the results in just two hours. These tests, however, were in very limited supply: MetroHealth CEO and President Akram Boutros, MD, FACHE, said: "Supplies are very limited, and testing at this time must be reserved for the hospitalized patients who are critically ill and those who have had direct contact with them." Good news from South Korea, where the number of new cases is declining. While COVID-19 continues, currently, to spread in places like the United States, some other countries have managed to "flatten the curve" and suppress the spread of the disease. Science Magazine wrote on March 17: "Amid these dire trends, South Korea has emerged as a sign of hope and a model to emulate. The country of 50 million appears to have greatly slowed its epidemic; it reported only 74 new cases today, down from 909 at its peak on 29 February. And it has done so without locking down entire cities or taking some of the other authoritarian measures that helped China bring its epidemic under control." Science Magazine One reason for South Korea's success, according to CNN, is that the COVID-19 outbreak occurred in a population of relatively young, non-smoking women.  CNN Italy is hit hard, experts say, only because they have the oldest population in Europe. While South Korea may have benefited from this disease impacting its young population first, Italy, on the other hand, has one of the oldest populations on earth.  Wired reported: "Italy has been hit particularly hard, with some 2,000 deaths thus far. Overwhelmed hospital staffers have had to make devastating decisions about who to treat and who they must let perish. The reason why Italy is suffering so badly, write University of Oxford researchers in a new paper in the journal Demographic Science, may be twofold: The country has the second-oldest population on earth, and its young tend to mingle more often with the elderly, like their grandparents. Such demographic research will be critical in facing down the threat elsewhere, as more countries grapple with a deadly pandemic thats just getting started and we learn more about how the virus is transmitted within families and communities." reported Scientists in Israel likely to announce the development of a coronavirus vaccine. Haaretz reported on March 18 that "scientists at Israels Institute for Biological Research" have made a "significant breakthrough," and that they could announce in the next few days that they have completed development of a vaccine.  reported Haaretz said: "According to medical sources, the scientists have recently had a significant breakthrough in understanding the biological mechanism and qualities of the virus, including better diagnostic capability, production of antibodies for those who already have the virus and development of a vaccine." However, it will still be awhile before this vaccine reaches a larger population.  Haaretz added: "The development process requires a series of tests and experiments that may last many months before the vaccination is deemed effective or safe to use." 3 Maryland coronavirus patients fully recovered; able to return to everyday life. Fox 5 DC reported on March 14 that Maryland's first three coronavirus patients had all recovered and were returning to their homes.  reported The news outlet wrote: "On Friday, Montgomery Countys Chief Health Officer Dr. Travis Gayles told FOX 5 the first three people to test positive for Coronavirus in the state of Maryland have recovered and are able to resume their normal lives." A network of Canadian scientists are making excellent progress in Covid-19 research. The Montreal Gazette reported on March 13 that the country's scientists were making progress on COVID-19 research as they were able to isolate a copy of the coronavirus.  reported "A team of Canadian researchers from Ontario has isolated and grown copies of the coronavirus, the agent responsible for the outbreak of COVID-19 that has spread worldwide," the Gazette said. "The isolated virus will help researchers in Canada and across the world develop better diagnostic testing, treatments and vaccines, and to gain a fuller understanding of severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2)." A San Diego biotech company is developing a Covid-19 vaccine in collaboration with Duke University and National University of Singapore. A CBS TV station reported on March 12 that the San Diego biotech company Arcturus Therapeutics was working on a COVID-19 vaccine.  The outlet reported: "As the race to develop a vaccine for coronavirus / COVID-19 continues globally, the San Diego based biotech company, Arcturus Therapeutics, is working on creating one at its Torrey Pines lab ... The biotech company is working with Duke NUS- Medical School, a partnership between Duke University and the National University of Singapore." Tulsa County's first positive COVID-19 case has recovered. This individual has had two negative tests, which is the indicator of recovery. Tulsa World reported on March 12 that the county's first coronavirus case had fully recovered. The Tulsa Health Department reported the good news on Facebook: reported reported   All 7 patients who were getting treated for at Safdarjung hospital in New Delhi have recovered. The Hindu reported on March 14 that seven coronavirus patients at Safdarjung hospital in New Delhi had recovered from the disease, writing: "Safdarjung Hospital, which is treating a bulk of COVID-19 patients here in the Capital has reported that seven of the positive cases currently admitted in the hospital have recovered but are yet to be discharged."  reported Plasma from newly recovered patients from Covid-19 can treat others infected by Covid-19. The final item on this list refers to an experimental treatment. U.S. Food and Drug Administration (FDA) Commissioner Stephen Hahn said that the FDA was experimenting with a new COVID-19 treatment involving the plasma from a person who recovered from the disease: Tech Crunch reported: reported Hahn also highlighted another experimental treatment possibility that the FDA is investigating: Using plasma derived from blood taken from coronavirus patients who have recovered, and injecting that into other patients in an attempt to potentially jump start their own immune response. Theres a cross-agency effort about something called convalescent plasma, he said. This is a pretty exciting area. And again, this is something that we have given assistance to other countries with as this crisis has developed, so FDA has been working for some time on this. If youve been exposed to coronavirus and youre better, you dont have the virus in your blood. We could collect the blood now, this is a possible treatment. This is not a proven treatment, I just want to emphasize that, [but we would] collect the blood, concentrate that and have the ability, once its pathogen-free, that is virus-free, be able to give that to other patients and the immunoglobulins, the immune response could potentially provide a benefit to patients. In Summary The claims on the popular "good news" list are generally accurate and supported by credible news reports. The number of new cases in China and South Korea have dropped since the pandemic began, enough so that China has closed its temporary hospitals. A number of patients have also successfully recovered from the disease, and several organizations are working on vaccines for COVID-19. However, at the time of this writing (March 19, 2020), this "good news" should not be taken as proof that this pandemic is soon coming to an end. Health officials in the United States continue to urge citizens to practice "social distancing," and it's likely that we won't see a worldwide rollout of an effective vaccine until mid-2021.  vaccine The Hindu.  "Seven Recover at Safdarjung Hospital, Yet to be Discharged."   14 March 2020. Normile, Dennis.  "Coronavirus Cases Have Dropped Sharply in South Korea. Whats the Secret to its Success?."
  Science Magazine.  17 March 2020. Sepkowitz, Kent.  "Why South Korea Has So Few Coronavirus Deaths While Italy Has So Many."
  CNN.  17 March 2020. Simon, Matt.  "Why the Coronavirus Hit Italy So Hard."
  Wired.  17 March 2020. Efrati, Ido; Levinson, Chaim.  "Israeli Research Center to Announce It Developed Coronavirus Vaccine, Sources Say."
  Haaretz.  18 March 2020. Ramirez, Stephanie.  "3 Maryland Coronavirus Patients Fully Recovered; Able to Return to Everyday Life."
  Fox 5 DC.  14 March 2020. Breummer, Rene.  "Coronavirus: Canadian Researchers Make Progress Toward Vaccine."   Montreal Gazette.  13 March 2020. Tulsa World.  "Finally Some Good News: First Tulsa County COVID-19 Patient Has Recovered, Health Department Says."
  12 March 2020. Etherington, Darrell.  "FDA Testing Coronavirus Treatments, Including Chloroquine, Plasma from Recovered COVID-19 Patients,"
  Tech Crunch.  19 March 2020. Lovelace Jr., Berkeley.  "First Human Trial for Coronavirus Vaccine Begins Monday in the US."
  CNBC.  16 March 2020. Cleveland.com.  "MetroHealth Now Testing for Coronavirus."
  17 March 2020. Dalton, Jane.  "Coronavirus: Wuhan Doctors Celebrate Closure of Last Temporary Hospital After Dramatic Fall in Cases in China."
  The Independent.  15 March 2020. Economic Times.  "Combination of Two Anti-HIV Drugs Proved Crucial in Coronavirus Treatment, Rajasthan Official."
  16 March 2020. India Today.  "Coronavirus: Health Ministry Recommends Anti-HIV Drug Combination Lopinavir-Ritonavir on Case-to-Case Basis."
  17 March 2020. Newmark, Zack.  "Dutch Researchers First to Find COVID-19 Antibodies: Report."
  The NL Times.  14 March 2020. Giordano, Chiara.  "Coronavirus: 103-year-old Woman Becomes Oldest Person to Beat Disease."
  The Independent.  11 March 2020. Reuters.  "Apple Says Reopening All its Branded Stores in China."
  12 March 2020. Rep. Virginia Foxx, R-N.C., recently took to the House floor to tout abillshes sponsoring that would change the structure of job training programs. She warned that the economy faces a paradox -- despite historically high unemployment rates, many jobs are going vacant.There are 3.6 million jobs sitting vacant, in part because there arent enough qualified applicants to fill them, Foxx said in the March 12, 2013,speech.To check Foxxs claim, we turned to data from the Bureau of Labor Statistics, the federal governments scorekeeper on employment data.We easily found the source of her 3.6 million figure. It comes from a monthly survey called the Job Openings and Labor Turnover Survey, or JOLTS. Themost recent seasonally adjusted dataat the time of Foxxs speech covered January 2013. It showed that there were just under 3.7 million job openings in January, which was up slightly from 3.6 million in December 2012.So Foxx essentially got the number right. However, her use of the term sitting vacant and her warning about a shortage of qualified applicants suggests that employers are having trouble filling these 3.6 million jobs. A close look at the survey reveals it doesnt actually support that thesis.The bureaus official definition of a job opening is a specific position of employment to be filled at an establishment that satisfy these conditions: there is work available for that position, the job could start within 30 days, and the employer is actively recruiting for the position.But there are always job openings -- even in a healthy economy. In a phenomenon known as churn, people change jobs. Just because their old job is unoccupied when the BLS takes its monthly data snapshot doesnt necessarily mean that the employer is having trouble filling the job. Rather, the employer could simply be going through the process of hiring, with the job filled a month later.The data from this survey  has important limitations, said Steven J. Davis, an economist at the University of Chicago Booth School of Business, because it provides little information about the distribution of vacancy durations and no direct information about the reason why some job openings take a long time to fill.In some ways, vacancies are actually a hallmark of a healthy economy. Job openings often arise either because someone leaves one job for a better one, or because a company is hiring new workers. Both are positive signs. If you look at the monthly December job opening totals going back a decade, the years just prior to the recession had the most job openings, while the years during and immediately after the recession hit had the least job vacancies:2012:3.6 million2011:3.5 million2010:2.9 million2009:2.5 million2008:3.2 million2007:4.0 million2006:4.4 million2005:3.9 million2004:3.5 million2003:2.9 millionBut while the number Foxx used doesnt provide much support for her claim, other evidence, both anecdotal and statistical, suggests that she has a point that theres a problem with unfilled jobs today.The most solid evidence for a lengthening of job vacancies comes from astudyby Davis,  R. Jason Faberman and John C. Haltiwanger. It found that the time before a vacancy is filled has expanded from 15 days in 2009 to 23 today. As a result, the job vacancy rate and the unemployment rate, which historically have moved in tandem,began to divergeduring the most recent recession and have not yet returned to their historical pattern.Why is this happening? Foxxs office provided links to avarietyofnewsreportsthatsuggesta mismatch between applicants job skills and the ones employers are seeking. Economists agree that that is part of the issue, particularly with high-skill jobs. But its probably not the only reason.For instance, there appears to be a hiring paralysis among employers who are acting with unusual caution because they are uncertain whether the economy will remain strong rather than stagnating, according to economists and hiring professionals quoted in theNew York Timesearlier this year. This has sometimes led to employers piling on extra tests and rounds of interviews as a way of stalling, experts told theTimes.Our rulingFoxx said, There are 3.6 million jobs sitting vacant, in part because there arent enough qualified applicants to fill them. Shes right that there are 3.6 million vacancies and she's right that there aren't enough qualified job applicants, but she wrong to link the two because that statistic doesnt take into account how long a job has been open. Still, there is strong evidence that the duration of job vacancies has grown since the onset of the most recent recession, and the skills mismatch Foxx cites is likely part of the reason. We rate her claim Mostly True. A thread authored by the Twitter account "Capitol Hunters" went viral in December 2022 when it alleged that billionaire Elon Musk lied about his educational background, specifically regarding a bachelor of arts degree in physics from the University of Pennsylvania, as well as his claim of attending, briefly, a Ph.D. program at Stanford. This article explores the controversy around the physics degree. thread Elon Musk  In early biographies, Musk stated he received degrees in economics and physics from the University of Pennsylvania in 1995. In a 2002 SEC filing for the company PayPal, for example, Musk provided this information regarding his educational and professional background: 2002 SEC filing PayPal Mr. Musk co-founded Zip2 Corp. in 1995 where he worked in a number of roles including Chairman, CEO and CTO from 1995 to February 1999. Mr. Musk received a B.S. in Physics from the University of Pennsylvania and a B.S. in Economics from The Wharton School of the University of Pennsylvania in 1995. In a 2007 lawsuit alleging that Musk stole business secrets, internet advertising entrepreneur John O'Reilly sued Musk over allegedly false statements Musk made to secure a business meeting with him in 1995. In that filing, O'Reilly claimed: 2007 lawsuit Musk has falsely claimed to have a degree in Physics from the University of Pennsylvania that he obtained in 1995, when in fact he has no such degree and the only degree he holds was obtained later than that. Upon information and belief, Musk's only known undergraduate degree is a Bachelor's of Science in Economics, obtained from the University of Pennsylvania in 1997. The suit, which ended with a ruling in Musk's favor, entered into the public record copies of Musk's diplomas. These documents were then used in a 2009 lawsuit filed by Tesla founder Martin Eberhard, who accused Musk of "taking control of the company [Tesla], orchestrating his ouster in 2007 and attempting to 'rewrite history' to take credit for developing the pioneering electric Roadster the two men worked together to create." a ruling The case was settled out of court, but Musk spoke about his academic background during a deposition compelled by this case. Musk, in that instance, equivocated about the timing of when he actually received these degrees. out of court Q. Okay. So you received a B.S. in Computational Physics from Penn?Musk: Yeah. [] Musk: Actually, I should be clear about that. So, I obtained the one Graduate degree in Business and Physics but [had] an agreement with the.. University of Pennsylvania. They said that I could have.. I could complete the English and History credit when I was no longer a student at Stanford. So they would delay transmitting the degree until I had done that." This explanation also comes up in an early edition of a biography of Musk written by reporter Ashlee Vance. Vance was unable to confirm the specific academic timeline in Musk's early biographies. In an appendix, however, Vance explained his research on the topic and included Musk's explanation for the discrepancy in dates and degrees : an appendix While playing detective, O'Reilly unearthed some information about Musk's past that's arguably more interesting than the allegations in the lawsuit. He found that the University of Pennsylvania granted Musk's degrees in 1997two years later than what Musk has cited. I called Penn's registrar and verified these findings. Copies of Musk's records show that he received a dual degree in economics and physics in May 1997. Musk  had an explanation for the weird timing on his degrees from Penn. "I had a History and an English credit that I agreed with Penn that I would do at Stanford," he said. "Then I put Stanford on deferment. Later, Penn's requirements changed so that you don't need the English and History credit. So then they awarded me the degree in '97 when it was clear I was not going to go to grad school, and their requirement was no longer there." "I finished everything that was needed for a Wharton degree in '94. They'd actually mailed me a Wharton degree. I decided to spend another year and finished the physics degree, but then there was that History and English credit thing. I was only reminded about the History and English thing when I tried to get an H-1B visa and called the school to get a copy of my graduation certificate, and they said I hadn't graduated. Then they looked into the new requirements, and said it was fine." The explanations for the delay in degree granting are not entirely consistent, the Capitol Hunters Twitter account noted, and that account has also called into question the existence of the "new requirements" regarding History and English that would have facilitated Musk's being granted a degree after the fact. noted Another area of controversy concerns the appearance and nature of the physics degree, specifically. Certificates of both a Penn economics degree and an alleged physics degree are included in documents filed as part of the O'Reilly and Eberhard lawsuits. While the economics diploma filed as evidence specifically indicates the academic discipline, name, and other details involved in the degree, the physics diploma appears to be a largely blank diploma and indicates no specific concentration: documents    (@CapitolHunters) The University of Pennsylvania Department of Physics and Astronomy does describe Musk as an alumnus. In 2009  the same year the dispute with Eberhard was litigated  Musk gave Penn's Center for Particle Cosmology a "generous endowment" allowing for an annual "Elon Musk Public Lecture": generous endowment The Elon Musk Public Lecture is made possible through a generous endowment gifted to the Center for Particle Cosmology in 2009 - its inaugural year. Mr. Musk is an alumnus of the Department of Physics and Astronomy at Penn, and a proud advocate for the preparation that a physics education provides in many different careers. In 2019, Aaron Greenspan, owner of the legal website Plainsite, as well as a frequent critic of, and litigant against, Elon Musk, asked Penn for a statement on Musk's degrees. In response, the university's public affairs office stated that: critic response Elon Musk earned a B.A. in physics and a B.S. in economics (concentrations: finance and entrepreneurial management) from the University of Pennsylvania. The degrees were awarded on May 19, 1997. The University of Pennsylvania considers Musk to be a graduate of both the economics department and the physics department. Musk's past statements about his educational background, however, have been, at best, imprecise. He has claimed on several occasions to have received a physics degree in 1995  a claim that was never fully true but which may have aided Musk's early business career.  APPENDIX 1 - Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future (2017). https://publicism.info/biography/elon_musk/14.html. Accessed 21 Dec. 2022. CapitolHunters. "Someone Has to Say It: Elon Musk Has Lied for 27 Years about His Credentials." Twitter, https://twitter.com/capitolhunters/status/1593307541932474368. Accessed 21 Dec. 2022. Martin Eberhard v Elon Musk et Al. https://www.plainsite.org/dockets/3cberzj42/superior-court-of-california-county-of-san-mateo/martin-eberhard-v-elon-musk-et-al/. Accessed 21 Dec. 2022. "O'REILLY v. MUSK | No. H034863. | 20100928061 | Leagle.Com." Leagle, https://www.leagle.com/decision/incaco20100928061. Accessed 21 Dec. 2022. O'Reilly v. Musk, No. H035288 | Casetext Search + Citator. https://casetext.com/case/oreilly-v-musk-1. Accessed 21 Dec. 2022. Tesla Investor Latest To Sue Elon Musk For Libel By Tweet - Law360. https://www.law360.com/articles/1275973/tesla-investor-latest-to-sue-elon-musk-for-libel-by-tweet. Accessed 21 Dec. 2022. Yarow, Jay. "Tesla Settles Lawsuit--Everyone Is A Founder." Business Insider, https://www.businessinsider.com/tesla-founders-end-bitter-legal-fight-2009-9. Accessed 21 Dec. 2022. https://www.plainsite.org/documents/tbdmox/2019-email-from-the-university-of-pennsylvania-confirming-elon-musks-physics-degree/. Accessed 21 Dec. 2022. On Oct. 7, 2022, a Twitter user named Nathalie Jacoby tweeted, "Will you join me in boycotting Home Depot for donating $1.75 MILLION to Herschel Walkers campaign?" Walker is a Republican U.S. Senate candidate for the state of Georgia. The tweet led several of our readers to email us about the matter. tweeted  In the 2022 U.S. election, Walker was challenging U.S. Sen. Raphael Warnock, a Democrat. Should Walker win the seat, it would potentially give Republicans a coveted Senate majority. The race brought with it a lot of rumors and news stories. One of the biggest rumors appeared to be about Walker purportedly encouraging a woman to have two abortions. However, for this fact check, we will only be looking into the claim about Home Depot. Walker encouraging a woman to have two abortions Home Depot responded to Jacoby's tweet by saying that the contribution in question came from the company's co-founder Bernie Marcus. responded  We also reached out to the company to inquire about the matter. By email, a company spokesperson told us the following: "Thanks for reaching out. This isnt true. Home Depots PAC hasnt donated to Walkers or Warnocks campaigns. Our co-founder Bernie Marcus left Home Depot more than 20 years ago, and his views do not represent the company." It's true that Marcus retired from the company in 2002. However, despite what some readers may have read in other articles that appeared at the top of Google search results, that wasn't the full story. retired On the morning of Oct. 10, Judd Legum of the Popular Information blog reported that Home Depot PAC, a political action committee associated with the company, had donated funds to a Republican organization that funded ad spending for Walker's campaign. reported associated funded ad spending After reviewing Legum's reporting, we located expenditure records for Home Depot PAC that had been published on OpenSecrets.org. The website calls itself "the nation's premier research and government transparency group tracking money in politics and its effect on elections and policy." published The information on Open Secrets indicated the following: While there is no record of Home Depot directly donating to Walker's efforts to win the Senate seat, Home Depot PAC did provide funds to the National Republican Senatorial Committee (NRSC). According to reporting from Politico that was published on Oct. 4, the NRSC was "splitting a new $8.5 million ad buy with the Walker campaign." National Republican Senatorial Committee reporting We contacted Legum by Twitter DM, who told us that the Federal Election Commission website, FEC.gov, also showed four key records related to Home Depot and NRSC. These records indicated that Home Depot PAC, shown on the website as The Home Depot Inc. Political Action Committee, had donated a combined $90,000 to the NRSC in late 2021 and early 2022. four key records  Other large expenditures made by the Home Depot PAC in 2021 and 2022 also went to organizations that were associated with the Republican Party, according to the FEC website. Examples included $45,000 to the California Republican Party and $25,000 to the Georgians First Leadership Committee. Other large expenditures At the same time, Home Depot PAC also gave money in 2021 and 2022 to organizations that appeared to be led by Democrats. Examples included $60,000 to the California Legislative Black Caucus Policy Institute, $50,000 to the Los Angeles Delegation Foundation, $30,000 to the Women in Power PAC, and $25,000 to the Asian Pacific Islander Leadership PAC. Home Depot Note: Jacoby, the Twitter user, also previously tweeted in support of boycotting CNN, Chick-fil-A, Kanye West, and Hobby Lobby and MyPillow. CNN Chick-fil-A Kanye West Hobby Lobby and MyPillow Allison, Natalie, and Marianne Levine. Republicans Rally around Walkers Imperiled Candidacy. POLITICO, 4 Oct. 2022, https://www.politico.com/. Federal Election Commission. https://www.fec.gov/. Grace Meng Elected as New Chair of the Congressional Asian Pacific American Caucus Leadership PAC. Capacleadership.Org, 13 Apr. 2016, https://www.capacleadership.org/. Home Depot. Twitter, https://twitter.com/homedepot/. Jacoby, Nathalie. Twitter, https://twitter.com/nathaliejacoby1/. Kamisar, Ben. Big Georgia Senate Ad Spending Shift Highlights a Novel Strategy. NBC News, 23 Sept. 2022, https://www.nbcnews.com/meet-the-press/meetthepressblog/big-georgia-senate-ad-spending-shift-highlights-novel-strategy-rcna49125. Kempner, Matt. Home Depot Founders Reunite: $40M for Vets, 1st Responders Health. The Atlanta Journal-Constitution, 16 Feb. 2021. AJC.com, https://www.ajc.com/ajcjobs/home-depot-founders-reunite-40m-for-vets-1st-responders-health/WRWBASV6GREQTKUU56LWLXGGY4/. Koseff, Alexei. Women Target Seats Held by California Lawmakers Accused of Sexual Harassment. The Sacramento Bee, 15 Feb. 2018, https://www.sacbee.com/news/politics-government/capitol-alert/article200150799.html. Legum, Judd. Who Is Really Financing Herschel Walkers Campaign? Popular Information, 10 Oct. 2022, https://popular.info/p/who-is-really-financing-herschel. Members. CLBCPI Foundation, https://cablackcaucus.org/members/. National Republican Senatorial Committee. https://www.nrsc.org/. NBCSL | California Legislative Black Caucus Elects New Leadership. 25 Aug. 2022, https://nbcsl.org/media-center/news/item/2376-california-legislative-black-caucus-elects-new-leadership.html. OpenSecrets. https://www.opensecrets.org/. Report: Walker Encouraged Woman to Have Second Abortion. The Associated Press, 8 Oct. 2022, https://apnews.com/article/2022-midterm-elections-herschel-walker-congress-government-and-politics-9d7d9c68a802169994b9db719d8256c0. Rosenhall, Laurel. The New Thing for California Politicians? Sweet Charity. CalMatters, 18 Feb. 2020, https://calmatters.org/projects/california-lawmaker-nonprofits-politics-charity-campaign-finance-foundation-dark-money/. Scribner, Herb. Home Depot Denies Donating over $1 Million to Herschel Walkers Campaign. Axios, 8 Oct. 2022, https://www.axios.com/2022/10/08/home-depot-herschel-walker-georgia-donation. Werschkul, Ben. Home Depot Now the Biggest Corporate Donor to 2020 Election Objectors, Analysis Finds. Yahoo Finance, 25 Mar. 2022, https://finance.yahoo.com/news/home-depot-biggest-corporate-contributor-to-2020-election-objectors-analysis-finds-185705617.html. After this story was published, on Oct. 10, we added an email statement sent to us by Home Depot. Snopes is still fighting an infodemic of rumors and misinformation surrounding the COVID-19 pandemic, and you can help. Find out what we've learned and how to inoculate yourself against COVID-19 misinformation. Read the latest fact checks about the vaccines. Submit any questionable rumors and advice you encounter. Become a Founding Member to help us hire more fact-checkers. And, please, follow the CDC or WHO for guidance on protecting your community from the disease.  fighting Find out Read Submit Become a Founding Member CDC WHO In early July 2020, social media users shared a purported screen shot of a tweet that was made to look like it had been written by U.S. President Donald Trump. The tweet called on South Dakota to "keep there [sic] border with California closed!"   Trump did travel to South Dakota to give a speech at Mount Rushmore on July 3, but he did not post the above tweet, which incorrectly states that the states of South Dakota and California share a border. The purported tweet doesn't appear on Trump's Twitter timeline on July 4, 2020, nor does it appear in a database that collects Trump's tweets or an archive that stores his deleted tweets. database archive Because we found no evidence that Trump posted the above tweet, we rate this claim Legend:  The family of a POW are reassured by letter sent by their son until they steam off the stamp and read what's written there.  Examples:  [Cohen, 1993] During World War II Beth Lynn's oldest son, Robert, joined the navy. Even before the outbreak of the war the boy had dreamed of being a sailor. He was a very dutiful son, and he wrote his mother regularly, at least once a week, sometimes more often. After his ship went into combat in the war in the Pacific, Robert still wrote regularly. Sometimes he had to be very careful about what he said so as not to betray any military secrets that might then fall into the hands of the enemy. Letters often arrived with lines cut out of them by navy censors. These letters could be delayed for days, even weeks, owing to the uncertainties of mail delivery from a combat zone. But eventually they would show up in a bunch, much to the relief of Mrs. Lynn. So she was not too concerned when a couple of weeks went by without receiving the customary letters from her son. But when the weeks stretched into months, Mrs. Lynn became deeply concerned. Finally she contacted the Department of the Navy. After a long runaround and a great deal of red tape, Mrs. Lynn learned that her son's ship had been sunk off one of the Pacific islands  which one she couldn't be told "for security reasons." The navy was not sure whether her son had been killed or had been captured by the Japanese. It was known that many Japanese ships had been in the vicinity when the ship went down, and it was assumed that at least some of the crewmen had been captured. Mrs. Lynn was devastated. But she took some small comfort in the possibility that Robert had not been killed but had been captured and taken to Japan and would be returned after the war. She clung to this fragile hope for many months. And then one day her prayers seem to have been answered. She received a telephone call from the navy. A letter from Robert had arrived from Japan. Naturally the government had intercepted all correspondence from the enemy and read it before passing it on. But this letter was perfectly harmless and would doubtless relieve her mind greatly. They would send it on to her. Mrs. Lynn waited anxiously for the letter to arrive from Washington. It came three days later. It was written on a thin, light blue paper. The letter didn't contain much hard information. Robert merely reported that his ship had been sunk and he had been captured and taken to Japan. He was now in a Japanese prison camp. He said that though he missed his family greatly and wanted more than anything else to be home, his captors were treating him quite well. Mrs. Lynn was almost hysterical with relief. She read the letter over and over again. then she looked at the envelope. It had a Japanese stamp. A Japanese wartime stamp would be quite rare in the United States, she reasoned. And her nephew collected stamps. He would be thrilled to add this to his collection. So Mrs. Lynn steamed the stamp off the envelope. And there, in tiny printing where the stamp had been, was this message: They've cut off my hands.  [Collected on the Internet, 1997] A family in Kewanee (town of 17,000, 20 miles away) had a son in the military, in a Japanese prisoner-of-war camp. They received a letter from him, in which he asked them to be sure to save the stamp, he wanted to add it to his collection after the war. This puzzled the family; the boy had never collected stamps. They soaked off the stamp. Under the stamp he had written, "They have cut out my tongue." Origins:  The blood chilling tale of the "message under the stamp" dates to 1866, when it was set during the American Civil War. In those early days the maimed serviceman was a Confederate lad held in a northern prison camp. Under the stamp on the letter home to his momma was found the first grisly message: "My God! They've cut out my tongue." Though the oldest sighting on record, it's by no means the only one.  In common with a number of atrocity rumors, old tales of horror and vilification are revamped to fit new circumstances as different enemies and conflicts arise. Witness the following British telling from 1918, gathered near the end of World War I: [Jacobson, 1948] A clergyman was seated in a local restaurant. Opposite him at the table a stranger recited the rumor with all the drama and dogma of a religious fanatic. "This friend of mine's boy," the stranger at first confided, "is in a Boche prison camp. He sends a letter home and tells how things are all right with him and all that. It seems he likes everything, even the stamp on the letter. That stamp, he tells his ma, is a rare one and she ought to soak it off for little Alf's stamp collection." "Now," the stranger revealed, "they ain't got no little Alf in the whole family. But my friends does what their boy says. They steam off the stamp." The stranger's eyes glistened. His lips became thin and taut as he said, "Underneath the stamp they find a message that the boy couldn't put in the letter." The man seemed completely overcome by the emotional impact of his own story. His voice became shrill and each word was emphasized as though he wanted everyone within earshot to keep it in his mind forever. "It says," he went on, "they've torn out my tongue!" Though stunned by the story, the clergyman had the sense to realize the tale was an obvious fake. He knew prisoners' letters bore no stamps. Had the apocryphal boy sent such a message, there wouldn't have been a   stamp under which to hide such a communication.  Around the same time the "Little Alf" tale was being used in England to focus hatred upon the Germans, the same story was circulating in Germany about the Russians. In that version, a boy from Munich locked up in a Russian prisoner of war camp conveyed a gruesome message to his mother by hiding it under the stamp. His revelation read, "They have cut off my feet so I cannot escape." Atrocity rumors fall into disuse during times of peace but spring up like mushrooms after a rain once the clouds of war again roll in.  In 1942, during WWII, this same basic story again hit the trail in Britain. Sometimes the letter was received by a father. Sometimes it had come to a wife. And the messages sometimes read, "They are starving us" or "They have cut off my ears" or "They have pierced my eyes" or "They have cut off my hands." In the United States, it was told about an American serviceman who had been captured by the Germans or the Japanese. What we have here is a typical atrocity rumor, a  handy device used to vilify the guys on the other side of the battle line and thus make the idea of killing them in combat all that more palatable. By portraying the enemy as unredeemably cruel and heartless, the other guys are rendered into cartoon figures who it is okay to hate. Maybe you might not be capable of bayoneting a 28-year-old man with two small children at home, a wife he loves, and a mortgage he sweats to meet the payments on every month, but turn him into a slavering killer who chops the hands off helpless prisoners, dashes the heads of newborn babies against walls, rapes nuns, and crucifies priests, and killing him almost becomes a sacred duty. Such is the purpose of these blood-boiling tales. They help convince the army in the field to fight like the Devil, and they help convince the civilian population back home that being in this war is the right thing to do. Atrocity rumors are never new; they are merely retooled as circumstances change. In the ramp-up days towards the Gulf War, we were told Iraqi soldiers had rampaged through a Kuwaiti hospital, grabbing premature babies up out of incubators and tossing them to the floor to meet their deaths on the cold, hard tiles. Never mind that this apocryphal hospital was never pinpointed nor the grieving families of these infants located, the story spread like wildfire, inflaming passions against the Iraqis and stiffening resolve to fight them tooth and nail if it came down to that. [Columbia Journalism Review, 1992] "I saw the Iraqi soldiers come into the hospital with guns. They took the babies out of the incubators ... and left the children to die on the cold floor." This was the story told by "Nayirah," the fifteen-year-old Kuwaiti girl who shocked a public hearing of Congress's Human Rights Caucus on October 10, 1990. Nayirah's testimony came at a time when Americans were wondering how to respond to the Iraqi invasion of Kuwait on August 2. Her story was cited frequently in the congressional debate over war authority, which was approved by only five votes in the Senate. President Bush mentioned it often as a reason for taking firm action. It was a major factor in building public backing for war. As many are now aware, the incubator story was the centerpiece of a massive public relations campaign conducted by Hill and Knowlton [a PR firm] on behalf of a group called Citizens for a Free Kuwait, for a fee of $11.5 million. After the war, the group revealed that it was financed almost entirely by the Kuwaiti government. A few babies did die during that conflict, but as a result of needed supplies not reaching hospitals, not because enemy soldiers threw them to the floor and left them to die there.  Only someone with a very long memory would recall that similar "soldiers kill babies" rumors had been kited during numerous conflicts in the past. For example, in the 1600s the English were likewise inflamed by lurid tales of Irish atrocities. They were told how the Irish  dashed babies' heads against walls, stripped and raped wives in front of their husbands, and buried alive brave townspeople in mass graves. Each of these shockers, you see, is a common atrocity rumor and will be trotted out when a population needs to be inspired to fight. Women, children, and clerics are often cast in the victim's role in this form of rabble rousing. Which should not be all that surprising; the object is, after all, vilification, and that is best accomplished by pitting the most helpless and appealing of innocents against the most vicious and vile of oppressors. In World War I, one of the most widespread rumors of this type concerned Belgian children maimed by German soldiers. Officials of the Catholic Society were said to have seen with their own eyes members of the German soldiery chop the arms off countless babies even as the tots clung to their mothers' skirts. A horrific extension of the rumor had German soldiers afterwards feasting on these severed limbs.  Sometimes the tale was presented unvarnished (as above) as a one- or two-line bit of fact, and sometimes it was spun out into a horrendous tale: [Jacobson, 1948] And in many cases, the story was enlarged upon, as for instance the harrowing anecdote of a prominent woman who was visiting a home for Belgian refugees in Paris and came upon a little girl, no more than ten years old. The room the child was in was rather warm but still the girl kept her hands in a pitifully worn little muff. "Mamma," she said, "please blow my nose for me." The prominent woman who was standing by is then supposed to have said, half laughingly but somewhat sternly, "A big girl like you can't use her handkerchief?" The sad-faced little girl made no reply. But slowly the mother turned her head toward the visitor and in a dull, matter-of-fact tone said, "She has not any hands now, ma'am." The woman visitor shuddered. "Can it be that the Germans . . .?" Tears welled from the eyes of the wretched Belgian mother. Like all the other atrocity rumors, there were no handless Belgian tots. All efforts to locate even one such child failed miserably. Yet as a rumor, it was unparalleled in the way it spread and the frissons of horror it sent clawing up the spines of all who heard it. Atrocity rumors are as old as the hills, and you should be on the lookout for them during times of international strife and lines being drawn in the sand. Yes, it's true man's inhumanity to his fellow man is boundless and that verifiable atrocities have been committed during numerous conflicts, but even so, it seldom pays to believe all the vilification tales passed wildly around during the build-up days towards a war. Whipped into a hate-filled frenzy in reaction to these tales, even the most peaceable of nations can be impelled by its outraged populace to throw itself into what it otherwise would have stayed far distanced from.  War is serious business. The decision to engage in it or not cannot be taken lightly and should never be dictated by deliberate rumormongering. Though protection of the weak is a noble and worthy ideal, no one should be in favor of seeing the blood of his loved ones spilled in protection of the fictional. Barbara "cattle hymn of the republic" Mikkelson Last updated:  2 August 2007    Sources:  Brunvand, Jan Harold.  Curses! Broiled Again!  New York: W. W. Norton, 1989.   ISBN 0-393-30711-5   (pp. 73-75). Curses! Broiled Again!    Cushman, John.  "U.S. Offers Detail on Iraqi Atrocity."   The New York Times.  6 February 1992  (p. A11).    Jacobson, David J.  The Affairs of Dame Rumor.   New York: Rinehart & Co., 1948  (pp. 287-288, 291, 377). The Affairs of Dame Rumor    Morgan, Hal and Kerry Tucker.  Rumor!   New York: Penguin Books, 1984.  ISBN 0-14-007036-2  (pp. 17-18).  Rumor!    Munday, Alicia.  "Is the Press Any Match for Powerhouse PR?"   Columbia Journalism Review.  September 1992  (p. 37).  ;  Also told in:   Cohen, Daniel.  The Beheaded Freshman and Other Nasty Rumors.   New York: Avon Books, 1993.  ISBN 0-380-77020-2 (pp. 109-111). The Beheaded Freshman and Other Nasty Rumors    The Big Book of Urban Legends.  New York: Paradox Press, 1994.  ISBN 1-56389-165-4  (p. 76).  The Big Book of Urban Legends