Does This Photo Show a Shirtless Mike Pence?
In November 2016, a photograph purportedly showing a young Mike Pence with his chest exposed was circulated on social media along with the claim that it documented the vice president's "gay past": circulated  The man pictured on the right above is not Vice President Mike Pence, nor does the person depicted particularly resemble him. The individual seen in the right-hand photo is Brad Patton, a porn actor, and the original image was shared on MySpace by acolleague, Martin Mazza: MySpace  Several stories have also appeared concerning Mike Pence and his support of "conversion therapy" for gay people. These are somewhat inaccurate: while Pence did once support the use of federal funding to treat people "seeking to change their sexual behavior," he did not support electroshocktherapy, nor did hecredit conversiontherapy for having savedhis marriage. conversion therapy therapy therapy
In the early months of 2024, as U.S. President Joe Biden ramped up his campaign for reelection in November, a controversial, years-old quote attributed to him was resurrected on social media. Biden, whose public verbal blunders are so legendary he has described himself as a "gaffe machine," allegedly told a racially mixed audience at a Danville, Virginia, campaign rally in 2012 that the Republican Party was going to "put y'all back in chains." gaffe machine That notorious statement, which surfaced in late April and early May 2019 (shortly after Biden announced his 2020 candidacy), was cited anew on platforms from X to TikTok as an instance of his "playing the race card" to disparage Republicans: X TikTok  (@PatriotsStevie / X)   Although it's unclear, based on contemporaneous press coverage of the event, whether the audience was most accurately described as "predominantly" or "largely" Black (more about which later), Biden did in fact utter the words attributed to him at an Aug. 14, 2012, rally attended by a racially mixed crowd that included hundreds of Black attendees. The following report is from the New York Times blog "The Caucus," posted the same day as the event: The Caucus Vice President Joseph R. Biden Jr. created a stir at a campaign speech in Virginia when he told the crowd that Mitt Romney's policies would enable the banking and financial sectors to "put you all back in chains." The remark came roughly two-thirds of the way through Mr. Biden's 30-minute speech, which was delivered to a crowd that included many African-Americans at the Institute for Advanced Learning and Research in Danville, Va. "Romney wants to let the  he said in the first hundred days, he's going to let the big banks once again write their own rules, unchain Wall Street," Mr. Biden said. "They're going to put you all back in chains." The moment was captured for posterity in a C-SPAN video. C-SPAN video We would probably not be talking about this today had Biden's remark not been widely interpreted as a direct reference to slavery. As such, it drew instant condemnation, beginning with the Romney campaign, which released a statement saying: "After weeks of slanderous and baseless accusations leveled against Governor Romney, the Obama campaign has reached a new low. The comments made by the vice president of the United States are not acceptable in our political discourse and demonstrate yet again that the Obama campaign will say and do anything to win this election." Romney himself echoed that statement in a speech he gave later the same day in which he held President Barack Obama responsible. "His campaign and his surrogates have made wild and reckless accusations that disgrace the office of the Presidency," Romney said at a rally in Chillicothe, Ohio. "Another outrageous charge came a few hours ago in Virginia. And the White House sinks a little bit lower." Though he didn't specifically mention race, Romney accused Obama of pursuing a strategy of divisiveness: "Over the last four years, this President has pushed Republicans and Democrats as far apart as they can go. And now he and his allies are pushing us all even further apart by dividing us into groups. He demonizes some. He panders to others. His campaign strategy is to smash America apart and then cobble together 51 percent of the pieces." Media pundits and campaign surrogates were more explicit in their criticism of Biden. In an opinion piece for Breitbart, conservative commentator Ben Shapiro said the vice president's statement was "race-baiting at its finest." Former New York Mayor Rudy Giuliani, a Republican, declared on "Face the Nation" that it was "an absolutely blatant appeal to racism." Former U.S. Sen. Rick Santorum, also a Republican, accused Biden of "play[ing] the race card." Some Democrats agreed with the criticism. "First of all, without question they were appeals to race," said former Virginia Gov. Doug Wilder. "The important thing I got out of this was Biden separated himself from what he accused the people of doing. As a matter of fact, what he said is they are going to do something to y'all, not to me. Not us. So he was still involved with that separate American." said CBS News reported that then-U.S. Rep. Charles Rangel, D-N.Y., called Biden's comment "stupid" during a radio interview: reported "Was he talking about slavery? You bet your a** he was. Was he using the vernacular? Yes, he was," said Rangel, a longtime New York Democrat who is a founding member of the Congressional Black Caucus. "Did he think it was cute ... Yes, he did. Was it something stupid to say? You bet your life it was stupid." Rangel added that if an African-American had made the joke, "We would have been laughing, because we would know that deep down, they may be beating the hell out of us but they ain't thinking about putting us into any chains." Ebony magazine contributor Jamil Smith agreed with Rangel's perception that Biden was "using the vernacular," or "code-switching," as Smith called it, "to acclimate to a particular environment or audience." Phonetically rendered, this is what Biden actually said: "They gonna put y'all back in chains." But the vice president stood by the remark in an Aug. 14 campaign stop in Raleigh, North Carolina, insisting that the message he was trying to convey wasn't about race, but rather the negative impact the opposition party's vow to "unshackle Wall Street" would have on middle-class Americans: The last time these guys unshackled the economy, to use their term, they put the middle class in shackles. That's how we got where we are. Nine million jobs lost, wage stagnation, 16 trillion dollars in wealth you all lost, in your home equity, in your 401ks, and your pension plans  you're the ones that got nailed. All of America except for the very few. And I'm told when I made that comment earlier today in Danville, Virginia, the Romney Campaign put out a Tweet, you know Tweets, and went on the air, went on the airwaves saying "Biden's outrageous in saying that  I think I said, instead of unshackled, unchained or  anyway, outrageous to say that, that's what we meant. I'm using their own words. I got a message for them, if you want to know want to know what's outrageous, it's their policies, and the effects of their policies on middle class America, that's what's outrageous. Biden had, in fact, used precisely the same trope before to characterize the impact of Republican economic policies on the middle class. The day after a Republican primary debate in October 2011, Biden said, referring to economic conditions under the George W. Bush administration: "The last time we liberated the economy under their proposals, the last eight years put the middle class in chains. My lord, how many times we have to go back to that horror movie?" said Obama took Biden's side, defending the Danville speech in an interview with People magazine: interview Biden's comment sparked Romney to call the Obama campaign one of "division and hate and anger." But Obama, speaking to PEOPLE in Dubuque, Iowa, seemed unrattled by the controversy. He said Biden's words needed to be considered in context; that he was only saying "you, consumers, the American people, will be a lot worse off if we repeal these [Wall Street reform] laws as the other side is suggesting." "In no sense was he trying to connote something other than that," Obama added. The racial composition of the audience is relevant to this debate, though not decisive, partly because estimates in the press were rough and contradictory. Although it was consistently reported that approximately 900 people were in attendance, and we know, from both press reports and video of the event, that a significant percentage of the attendees were Black, the media couldn't agree on whether more Black people were present than white people, fewer Black people than white people, or roughly the same number of each. The majority of mainstream news outlets reported that the audience was "predominantly," "largely," or "mostly" Black. Among these were the Los Angeles Times, Politico, CBS News, Fox News, The Daily Beast, National Public Radio, and NBC News. Significantly fewer outlets reported that the audience was "about 50%" Black. Some described it as "racially mixed." A small minority of venues said the makeup of the crowd was "partially" Black. We asked Tiffany Holland, a reporter who live-blogged the event for the Richmond Times-Dispatch website, for her impression of the racial makeup of the crowd. "If memory serves, the crowd was about half-African-American and half-white," she said in an email, adding that in her experience, Democratic Party events in Danville usually drew a "healthy mix of diversity." But she also said that this was just the impression she came away with, and could be remembering it wrongly. In any case, even if only 50% of the attendees were Black, Biden would have found himself gazing out over an audience that included hundreds of Black faces. The crowd need not have been "predominantly" Black to inspire a politician so inclined to engage in racial pandering. That Biden uttered the sentence "They gonna put y'all back in chains" before just such a crowd stands confirmed. Whether it should taken as a racially charged, pandering reference to slavery we leave it to readers to judge for themselves. Berg, Rebecca.  "Biden Warns Romney Policies Would Put Crowd 'Back in Chains.'"  The New York Times ("The Caucus" blog).  14 August 2012. Cain, Andrew.  "In Danville, Biden Says Romney's Policies Will 'Put Y'all Back in Chains.'"  Richmond Times-Dispatch.  14 August 2012. Condon, Stephanie.  "Rangel: Biden's Gaffe Was Clearly About Slavery."   CBS News.  24 August 2012. Holland, Steve and Jeff Mason.  "Biden Draws Romney's Ire with 'Chains' Comment."   Reuters.  14 August 2012. Holland, Tiffany.  "Biden: We Need to Finish What Obama Started."   Richmond Times-Dispatch.  14 August 2012. Montopoli, Brian.  "Joe Biden Clarifies 'in Chains' Remark."   CBS News.  14 August 2012. O'Neil, Luke.  "I Am a Gaffe Machine': A History of Joe Biden's Biggest Blunders."   The Guardian.  25 April 2019. Rainey, James.  "Joe Biden Used 'Chains' Metaphor Before to Hit Republicans."   Los Angeles Times.  15 August 2012. Roberts, Allison.  "Before VP Visit, Lots of Prep."   GoDanRiver.com.  17 August 2012. Schwarz, Gabriella.  "Biden Hits Cain's '9-9-9' Plan."   CNN.  12 October 2011. Shapiro, Ben.  "Biden in 49% Black Danville, VA: 'They Gonna Put Y'All Back in Chains."   Breitbart.  14 August 2012. Shield, Gerry.  "Republicans Blast Biden for 'Chains' Remark."   New York Post.  20 August 2012. Smith, Jamil.  "Biden 'Unchained.'"   Ebony.  17 August 2012. Tau, Byron.  "Obama Defends Biden on 'Chains' Remark."   Politico.  15 August 2012. Westfall, Sandra Sobieraj.  "President Obama: No Apologies, No Scolding for Joe Biden's Remark."  < em>People.  15 August 2012. Wise, Scott.  "Doug Wilder Criticizes Biden, 'Chains' Comment."   WTVR.  16 August 2012. C-SPAN.  "Vice President Joe Biden in Danville, Virginia.   14 August 2012. MSNBC.  "Obama Campaign Backs Biden's Controversial 'Chains' Remark."   16 August 2012. On 5 September 2017, the web site Pagez.com published an article claiming that the cast of the hit NBC show The Officewould return for a new season in 2018: Pagez.com CONFIRMED: The Office US is returning in 2018! Last week we heard the news that NBC bosses have given writers the go ahead to create a new season of The Office US. Today, we hear the news that writer, Mindy Kaling is ready to write.  This week has been full of Office news ever since star Jenna Fisher posted an old un-shot episode script on Instagram. Calling out the crew to get back together and shoot!    This article was based on two other posts, an April Fool's Day joke on Medium.com and an Instagram post from actress Jenna Fischer, neither of which "confirmed" that the cast of The Office would reunite for a new season of the hit NBC show. Fischer's Instagram post, for instance, was posted in February 2017, not "this week" as alleged by this September 2017 article. Although Fischer's idea stirred up some fan interest in a reunion, neither NBC nor the show's creators had announced plans at that time to create new episodes of the program. Instagram The rest of the Pagez.com article was based on an April Fool's Day Joke published on Medium.com. In fact, the author of the Pagez article plagiarized an entire paragraph from the joke article on Medium. Here's a comparison of text from the joke article on Medium (left) and the fake news article on Pagez (right): Medium.c om   Pagez.com later retracted their claim: retracted The other day we reported that The Office US would be hitting our screens again in 2018. Well, we were wrong. We all make mistakes and it seems that we got fooled by an April Fools joke from earlier this year. After our writers read the original article they got so excited they just had to tell everyone. They went ahead and published the story. So blame them. Not me.  However, there is a real (albeit slight) possibility that NBC could reboot the hit series. NBC Entertainment chairman Bob Greenblatt told Deadline in August 2017 that the network frequently talks about bringing back The Office (with a different cast), but added that a new season was not currently in the works: Deadline There had been a lot of chatter the past few weeks about NBC potentially bringing back Emmy-winning comedy The Office, with Greg Daniels  who developed and ran the U.S. version of the British series  at the helm and possibly a new cast. While Id heard some optimism around town that a new Office may be in the offing, NBC Entertainment chairman Bob Greenblatt did not indicate that a deal is in the works. We often talk about The Office, Ive talked to Greg four times over the past few years. Its always, maybe some day but not now, Greenblatt said in an interview with Deadline during NBCs portion of the TCA press tour. There is certainly an open invitation but we dont have anything happening right now. If he wants to do it, I would do it. Rumors of an Office revival kicked in again in December 2017, when TVLine reported (without confirmation from NBC) that plans were in the works for a "continuation" of the series: NBC is getting ready to put pen to paper on a revival of The Office. Sources confirm to TVLine exclusively that the Peacock network is eyeing a continuation of the beloved workplace comedy for the 2018-2019 season. The revival would once again be set at Dunder Mifflins Scranton, PA., branch, and feature a mix of new and old cast members. Steve Carell, who starred as the branchs regional manager, Michael Scott, for seven of the comedys nine seasons, will not be involved in the new series. The search for a new RM/boss is said to be already underway.  NBC declined to comment on or confirm any details of this story. Andreeva, Nellie.  "NBC Boss Revival Wish List: The Office, 30 Rock, The West Wing & ER"
  Deadline.  3 August 2017. Ausiello, Michael.  "The Office Revival Eyed at NBC for 2018-2019 Season."
  TVLine.  18 December 2017. During the 2020 U.S. presidential campaign cycle, social media users circulated a meme claiming that Democratic presidential candidate Joe Biden had announced he intended to tax 401(k) plan retirement accounts:  However, the published Biden campaign plan for addressing savings and retirement issues makes no mention of taxing 401(k) accounts, nor could we locate any speech or other public statement by Biden in which he suggested imposing a tax on such accounts. Biden campaign plan Biden did unveil a tax plan that called for "equalizing the tax benefits of retirement plans." Key to that plan was the fact that currently, contributions workers make to retirement plans such as 401(k)s consist of pretax dollars, which reduces those workers' taxable income and thus their income tax liability: reduces Right now you can deduct your contributions to your 401(k) plan right off the top of your income. So far as the IRS is concerned, the money is invisible for this years calculations. Make $200,000 and contribute the maximum $19,500 to your 401(k), and as far as Uncle Sam (and your state) are concerned, you didnt make $200,000 this year, you only made $181,500. But, Biden contended, this type of tax benefit is skewed in favor of higher-income families: The more tax you pay, the more [your 401(k) contribution] saves you. If you have to pay the top, 37% federal tax rate on every extra dollar you earn, deducting that money from your tax return saves you $7,215 in income taxes. But if youre only paying 10% federal tax on each extra dollar you earn, deducting $19,500 would save you just $1,950. Therefore, Biden has proposed to equalize these benefits across the income spectrum by providing taxpayers with an approximately 26% refundable tax credit in place of the deductions they currently get for contributing to retirement plans: The current tax benefits for retirement savings are based on the concept of deferral, whereby savers get to exclude their retirement contributions from tax, see their savings grow tax-free, and then pay taxes when they withdraw money from their account. This system provides upper-income families with a much stronger tax break for saving and a limited benefit for middle-class and other workers with lower earnings. The Biden Plan will equalize benefits across the income scale, so that low- and middle-income workers will also get a tax break when they put money away for retirement. The Tax Foundation independent tax policy organization explained this plan thusly: Tax Foundation Biden proposes converting the current deductibility of traditional retirement contributions into matching refundable tax credits for 401(k)s, individual retirement accounts (IRAs), and other types of traditional retirement vehicles, such as SIMPLE accounts. Bidens proposal would eliminate deductible traditional contributions and instead provide a 26 percent refundable tax credit for each $1 contributed. The tax credit would be deposited into the taxpayers retirement account as a matching contribution. Existing contribution limits would remain, and Roth-style tax treatment would be unaffected. Is it accurate to assert that Joe Biden said "he's going to tax your 401(k)"? Not really, since the Democratic presidential candidate hasn't proposed taxing the amount of money people contribute to or maintain in their retirement accounts, nor to eliminate the tax reductions workers realize by paying some of their earnings into those plans. But Biden's proposal would likely have the effect, in the words of MarketWatch, of "subsidizing retirement savings for those earning less by raising taxes on everyone else." MarketWatch Mermin, Gordon B.  An Analysis of Former Vice President Bidens Tax Proposals."
  Tax Policy Center.  5 March 2020. Mercado, Darla.  "Biden Calls for an Overhaul of 401(k) Tax Breaks. What It Means for You."
  CNBC.  22 September 2020. Watson, Garrett.  "Bidens Proposal Would Shift the Distribution of Retirement Tax Benefits."
  Tax Foundation.  26 August 2020. Arends, Brett.  "Opinion: Will Bidens 401(k) Plan Help You or Hurt You?"
  MarketWatch.  15 September 2020. Claim:  A Texas business provides big game hunters with an opportunity to participate in "horse hunt adventures."   Example:  [Collected via e-mail, May 2013] There's a blog going around about "Texas Horse Hunts" where horses are hunted on paid hunts....could this possibly be true?   Origins:  In May 2013, social media were abuzz with chatter regarding (and at least one petition calling for the shutdown of) a three-month-old blog site for an outfit advertising Texas Horse Hunts, presented as an opportunity for big game horse hunters to bag themselves some equines:  petition blog site If youve dreamed of big game horse hunting in Texas and are interested in a superior, top quality, exciting and successful horse hunting experience, join Texas Horse Hunt Expeditions, LLC and Master Guide Tom D. Welderman IV on your next horse hunt adventure. Youll enjoy some of the most dynamic and beautiful wilderness in the world! We guide areas within National Wildlife Refuges and receive the  finest guiding expertise, personal service and attention to detail found anywhere. Im a guide because I love horse hunting, Texas, the outdoors and because I enjoy sharing these things with other humans who appreciate what horse hunts have to offer. Our goal, aside from helping you harvest a magnificent trophy horse, is to share with you this incredible state and all that it has to offer. When you leave one of our camps as a friend, we want you to take home fond lifetime memories of your horse hunt experience. The quality of your horse and your whole experience is my primary concern. We are not narcissistic; your hunt with us is not about us but about you and your horse. This is your horse hunt and we want to help fulfill all of your expectations. Multiple factors pointed to the whole thing being a satirical hoax, however, including:  The lack of any previous news coverage or any effort to publicize the business beyond a single blog entry.  The photographs on the Texas Horse Hunts blog site were all lifted from other web sites.  The picture of the dead equine in the back of a truck was taken from a May 2009 blog entry for Rogues Gallery Kennel (a  rescue kennel for sled dogs) about the picking up of a naturally deceased horse in Alaska; the photo of a pair of horses lying dead on the ground was taken from a 2010 news article about San Joaquin County Sheriffs Office investigating five dead horses believed to have died of thirst in a field off Interstate 580 in California; and the picture of a single (apparently undead) brown horse lying on the ground is a stock photo from 2004. Rogues Gallery Kennel lying dead news article stock photo Joseph Robertia, the rightful owner of the first photograph penned an article for The Redoubt Reporter describing the harm the theft of his photo had caused for him and his family, saying (in part): article Hi, my name is Joseph, and I hunt horses with sticks, crossbows and firearms. And if you believe this, Ive got some prime swampland in Florida to sell you. Sadly, though, several people do believe it, thanks in part to a photo stolen from my personal blog, https://www.rogueskennel.com, and used out of context on a site proclaiming to be for Texas Horse Hunts. Not hunting on horseback, but actually hunting and killing horses. It's left me having to assert and explain something so bizarre I never thought Id have to utter these words  I have not, do not and would not ever hunt horses. The photo they found on my site and reposted was taken in Alaska, after my wife and I retrieved a horse that died of natural causes from Sterling residents who had no way to bury it and didnt want it to attract summer bears. The part that really smarts is that the most extensive damage to our reputations was not done by the initial website post. Rather, it was from the dozens of outraged animal rights activists on Facebook pages and other social media sites who began spreading the photo with lightning speed. (A week after we published this article, all the photos and descriptive information were removed from the Texas Horse Hunt page.)  The promotional material in the Texas Horse Hunts blog states that "All horse meats will be processed at our facilities," but laws forced the shutdown of the last remaining horse slaughterhouses in the U.S. (including two in Texas) back in 2007, and no such facilities are currently legally operating in the U.S. horse slaughterhouses  We could find no record of "Texas Horse Hunt Expeditions" being registered as an LLC (limited liability company) in Texas or any other state.  The blog site contains obvious jokes such as "You will have the option of killing your horse traditionally (with a stick)," and a "Brief History of Horse Hunting" article describing  Henry VIII as a horse hunting enthusiast who "instituted a policy of horse hunting exclusively by club" and referencing a "Back to the Future lead actor who's a vocal supporter of the sport." article  One of the best ways of determining whether web-advertised businesses of suspect nature are legitimate is by attempting to purchase what they're supposedly offering for sale (because the whole point of businesses to make money by servicing customers). But the Texas Horse Hunt Expeditions page includes neither a physical address nor even a general indication of where in the world the supposed hunts take place (somewhere in Texas, presumably), key pieces of information which any prospective customer would want to know.  And none of our e-mails or phone calls to Texas Horse Hunt Expeditions expressing interest in participating in one of their "adventures" was returned. Last updated:  29 May 2013 In late February 2022, a rumor went viral on TikTok and Twitter that said Russia's largest bank, Sberbank, had imposed a cash withdrawal limit that would be equivalent to $20 in the U.S. The rumor began to spread just after Russia began its invasion of Ukraine on Feb. 24. TikTok Twitter Russia Russia invasion Ukraine On Feb. 25, the person behind the @bantg Twitter account tweeted: "Sberbank, Russian largest bank, has limited cash withdrawals to $20." tweeted  The tweet cited no sources.  Another tweet posted on Feb. 26 claimed: "JUST IN: Sberbank, the largest bank in Russia, has limited cash withdrawals for its customers to $20 ? #PutinWillFeelThePainSoon." The hashtag referred to Russian President Vladimir Putin. tweet Vladimir Putin  Replies under the tweet asked for a source for the information, but @nick82gh did not respond to them.  While this second tweet didn't receive many engagements, it was shared the same day to TikTok as a screenshot. Within 48 hours of being posted, that TikTok video received 80,000 likes and was viewed more than 1.4 million times. The person speaking in the video said: "The bank run has started. Russia is going bankrupt. This is the end of [the] Russian economy completely." video   Here are the facts: It's true that Sberbank is Russia's largest bank by its amount of assets, according to The Wall Street Journal. However, at the time, we found no reporting or evidence of any kind that backed up the claim that the Sberbank had limited cash withdrawals to $20. We also found no data about anything related to Sberbank causing the entire country of Russia to go bankrupt, as mentioned in the TikTok video. The Wall Street Journal By email, a spokesperson for Sberbank told us: "This information contradicts reality. Sberbank continues to fulfill all of its obligations in full, including the withdrawal of funds from accounts. All funds are available to customers at any time." On Feb. 28, ABC News and The Associated Press reported that Sberbank had been hit with "tough U.S. sanctions," leading to some limits on cash withdrawals: ABC News Associated Press Sberbank and VTB banks are Russias two largest state-run banks and own roughly half of the assets in the Russian banking system. They were targeted last week by tough U.S. sanctions aimed at limiting their businesses internationally and over the weekend barred from the international SWIFT payment system. SWIFT In both Slovenia and Croatia, Sberbank temporarily closed its branches or limited cash withdrawals following a rush by its clients last week. In Croatia, the banks clients will be allowed to withdraw a maximum of about 1,000 euros per day over the next two days. In Slovenia, the branches will be closed for the next two days and then the withdrawals will be limited to 400 euros per day. At the time that this news was published, 1000 euros was equivalent to $1,121, while 400 euros converted to $448. Neither of these figures was anywhere close to a $20 limit. We asked Sberbank for information on cash withdrawal limits for other countries but did not receive a response before this story was published. While we found no evidence regarding Sberbank branches having a $20 cash withdrawal limit, the conflict in Ukraine did lead to fears that the bank could fail, according to a report from Reuters, which cited a warning from the European Central Bank. Ukraine report Also, on a similar subject, The National Bank of Ukraine imposed cash withdrawal limits after the invasion began, according to The Wall Street Journal. However, again, those limits were reported to be nowhere near $20. Instead, the reporting said the limit was "100,000 Ukrainian hryvnia a day, equivalent to about $3,339.13." according to The Wall Street Journal This story will be updated if we receive further information. An interesting and highly lucrative con targeting those attempting to sell vehicles (and other high-ticket items) online works like the highly successful Nigerian scam, but while his bit of larceny also typically features businessmen from Africa intent upon closing odd-sounding deals, it plays on the victims' honesty rather than their greed: Nigerian scam [Collected via Facebook, May 2015]There is a scam going around and I was almost a victim of it today. I recently posted an ad on Craig'slist I was contacted by a person that sent me a check for 1500.00 for the item I was selling. When I received the check today it was for the amount of 4000.00. When I asked why the check was for so much they informed me that the extra money was to be shipped via western union to the shipper so the item could be picked up and delivered. I got suspicious and took the check to my bank to make sure this check was ligit. I was informed that it was in fact a fake. The bank told me that if I had cashed this check that it would have come back to me and I would be responsible for the 4000.00 and they would have access to all my banking information. I am asking everyone to please like and share this post to make it go viral so this does not happen to you or anyone you know or any hard working Americans. Here is a picture of the check below. Please take the time to like and share. Lets get this thing viral. [Collected via e-mail, 2003] My husband is currently selling his motorcycle online. Last week when he posted his bike he recieved an email from a hotmail account stating he was interested in buying his bike and he is located in West Africa. He mentioned that he knows someone in the US that owes him money and would like to get our address to meet and make the exchange and that he would pay for all shipping charges. Well, a friend of ours, his cousin is also selling his bike. And he got the same email, but from a different email and name. That sounds funny to me. Well, my husband re-posted his bike yesterday online and he received from another person just about the same email about him residing in West Africa. The scam works like this: Example 1: Dr. Dipo Morgans of Nigeria wants to buy your used car for $5,000. His friend, Mr. Okuta, will be sending you a cashier's check for $8,000. You are to keep $5,000 for the car and send the remaining $3,000 to Dr. Morgans. Example 2: Dr. Dipo Morgans of Nigeria wants to buy your used car for $5,000. He will be sending you a cashier's check for $8,000 on the understanding that you will forward $3,000 of it to the shipping company that will be transporting your car to Africa. In some versions of the scam, the buyer is not an individual but rather an agent for a firm that purchases cars on behalf of others, often diplomats stationed in foreign lands. This car broker is usually located in Africa. The "reason" for the inflated-value check will vary from one attempt to defraud to another. Currency exchange problems will be cited. Or a horrified buyer will realize he's had the check prepared for far too large an amount. Or the check is being sent by a third party for the full amount this other person supposedly owes the buyer. Or it's a refund check for a failed sale for something that would have cost more. Or it would take 30 days to clear a check from Africa, hence the need to have an American third party send the payment. The reasons are many. And varied. And false. Cars or motorcycles aren't the only items to attract this form of scam: those attempting to sell horses have experienced it too. It's not unreasonable to extrapolate those attempting to sell boats will be similarly targeted. What matters is not the nature of the item being offered for sale but its price  it has to be high enough to justify the seller's feeling comfortable in sending thousands of his own dollars to a stranger under the mistaken belief he's already holding an even greater sum in his hand. In another form of the scam, those advertising online for roommates are contacted by prospective apartment-sharers who want to send cashier checks to cover the first few months rent plus a few thousand extra and who require the extra be mailed back to them. Though nothing is being offered for sale, it's the same scheme  the check will turn out to be worthless, but usually only long after the roommate-hunter has mailed his own very good check to the con artist. The scam works because the Federal Deposit Insurance Corp. (FDIC) requires banks to make money from cashier's, certified, or teller's checks available in one to five days. Consequently, funds from checks that might not be good are often released into payees' accounts long before the checks have been honored by their issuing banks. High quality forgeries can be bounced back and forth between banks for weeks before anyone catches on to their being worthless, by which time victims have long since wired the "overpayments" to the con artists who have just taken them for a ride. Although this scam is in its infancy, real people have already been bilked out of thousands of dollars by it  in some cases tens of thousands. The con has claimed victims in communities across the USA, so don't let your not having heard about it before lull you into a false sense of security. That the game is new doesn't mean it's not dangerous. How to Avoid Falling Victim to Cashier's Check Scams: Additional information:   Espinoza, Richard and Dan Morgolies. "Latest Net Scam Preys on Honest Folks."
  Charleston Gazette.  1 June 2003  (p. D7). Flaum, David.  "Scam Hits Sellers Over Net."
  The [Memphis] Commercial Appeal.  2 March 2003  (p. G1). Jones, Matthew.  "Beach Police Officers Warn of Fake-Check Web Scam."
  The Virginian-Pilot.  9 January 2003  (p. B4). Kades, Deborah.  "Wisconsin Residents Fall Prey to Used Vehicle, Lottery Scams."
  The Wisconsin State Journal.  12 December 2002. Kristof, Kathy M.  "Nigerian Money Con Targets Small Firms."
  Los Angeles Times.  7 September 2003 (p. C3). Associated Press.
  "Missoula Credit Union Members Taken."  15 March 2003. Getting companies to pay more in taxes is one of the pillars of Bernie Sanders plans for America. The extra revenue plays a key role in everything from universal health care, to tuition-free college, to rebuilding the nations aging water mains, bridges and highways. How much does he think is there? The largest U.S. companies would owe $620 billion in U.S. taxes on the cash they store in tax havens, SanderstweetedApril 6, 2016. Thats a fair chunk of change, and we thought wed see if it held up. By the way, theres no single definition of a tax haven. The term covers both profits from overseas subsidiaries and the use of offshore accounts in places like Bermuda. The common thread is money is booked in places with lower taxes than the United States. The Sanders campaign directed us to ajoint studyfrom Citizens for Tax Justice and US PIRG, both left-leaning organizations. Their analysis began with the more than $2.1 trillion that Fortune 500 companies are holding in accumulated profits offshore for tax purposes. When the foreign subsidiary of a U.S. multinational turns a profit, the money is taxed at the rate where the subsidiary is based. Uncle Sam doesnt get a penny until the multinational brings the money home. That gets a little confusing because the money might actually be in the United States, but it isnt on the books of the U.S. parent. In any event, for tax purposes, most of those funds are not formally repatriated or brought back to the United States. The logic is simple: Why pay a higher rate in the United States, formally as high as 35 percent, when you might be paying a fifth that much in a foreign country, such as Ireland? The Citizens for Tax Justice/US PIRG analysts looked atthe 57 corporations that actually told regulators how big their tax bill would be if they brought the money home. These 57 companies would owe $184.4 billion in additional federal taxes, the report said. The analysts made some assumptions and applied the results to the companies that didnt release this information. The total for all Fortune 500 companies combined? They would collectively owe $620 billion in additional federal taxes. We asked independent tax scholars what they thought of that estimate. Some of them said it was in the ballpark. Richard Harvey, a former partner at the accounting firm Pricewaterhouse Coopers and now at Villanova School of Law, said Sanders might actually be underestimating. Harvey pointed to the foreign earnings that multinationals report as indefinitely reinvested. Officially, thetotal is about $2.3 trillion. But Harvey thinks that overlooks a lot of cash. The total unrepatriated foreign earnings would be even higher because companies like Apple and Pfizer do not label all undistributed foreign earnings as indefinitely reinvested,  Harvey said. If one assumes that U.S. multinational corporations have approximately $2.5 trillion to $3 trillion of unrepatriated foreign earnings, and the average tax rate on most undistributed foreign earnings is less than 10 percent (in many cases close to 0 percent), then a $620 billion estimate is very reasonable, and may be low. Edward Kleinbard, professor of law at the University of Southern California and a former chief of staff at the U.S. Congress' Joint Committee on Taxation, took a different approach, and reached approximately the same conclusion. Kleinbard took theJoint Committee on Taxationsestimate of how much revenue would come from a one-time 14 percent tax on those foreign earnings kept overseas. This is in fact what President Barack Obama has proposed in his latest budget. The net haul from that would be about $195 billion. Using that figure, Kleinbard estimated how much would come in if the rate were 35 percent, rather than 14 percent. You get to $488 billion, he said. Thats not perfect, because of how foreign tax credits (offsets to U.S. taxes) would have to be handled, but its the right ballpark. Thats less than the $620 billion Sanders cited, but as Kleinbard put it, it's a honkin' big number. The banking giantCredit Suisseestimated the total new revenues at $533 billion. Edmund Outslay, professor of taxation at Michigan State University, thinks Sanders overshot the mark. Outslay told PolitiFact that he questions a key assumption in the study behind Sanders number. The study estimates an average tax rate of 6 percent that all Fortune 500 companies are paying overseas today. Because any foreign tax bill is deducted from what a firm owes Washington, the lower the foreign tax rate, the higher the potential revenues for the United States. Outslay thinks 6 percent is unrealistic. Some studies I have seen estimate a foreign tax rate of about 16.5 percent, Outslay said. If this number is more accurate, the total tax to be gained (would be) $550 billion. At 25 percent, the net U.S. tax would only be $320 billion. Outslay himself leans more toward a $300 billion figure. In addition to thinking multinationals are paying a higher rate overseas, he also said in most cases, the foreign earnings are actually invested in bricks and mortar. Those dollars are not cash in the way Sanders talked about this. How the IRS would treat that money is unclear. All this leaves us with a range of estimates of the potential tax revenues, ranging from about $300 billion (Outslay), to $490 billion (Kleinbard), to $550 billion (Credit Suisse), to over $620 billion (Harvey). Our ruling Sanders said that if American multinational corporations had to pay taxes on the profits they made overseas, they would owe $620 billion. This is at the high end of the estimates we collected. Sanders also described the overseas holdings as cash. According to one expert we reached, a lot of that money might be invested in factories and other hard infrastructure and might not be available for tax collections. Still, the mid-range estimate from credible sources is in the $500 billion to $550 billion range. All the numbers cited were relatively high. We rate Sanders estimate Mostly True. In January 2016, a quote attributed to first U.S. president George Washington, about the importance of an armed citizenry, started recirculating on the internet:  This statement had been making the online rounds for several years, but it regained popularity in January 2016 after President Obama announced new measures on gun control. announced George Washington never uttered the phrase in question. The first ten words ("a free people ought not only be armed and disciplined") are taken from the former president's annual address to theSenate and House of Representatives on 8 January 1790, in which he argued in favor of an armed citizenry and self-sufficiency in production military supplies as a deterrent to war: annual address Among the many interesting objects which will engage your attention that of providing for the common defense will merit particular regard. To be prepared for war is one of the most effectual means of preserving peace. A free people ought not only to be armed, but disciplined; to which end a uniform and well-digested plan is requisite; and their safety and interest require that they should promote such manufactories as tend to render them independent of others for essential, particularly military, supplies. The proper establishment of the troops which may be deemed indispensable will be entitled to mature consideration. In the arrangements which may be made respecting it it will be of importance to conciliate the comfortable support of the officers and soldiers with a due regard to economy. A page dedicated to fake quotes attributed to George Washington on theMount Vernon web site addressed this passage as follows: addressed This quote is partially accurate as the beginning section is taken from Washington's First Annual Message to Congress on the State of the Union. However, the quote is then manipulated into a differing context and the remaining text is inaccurate. Although this meme does include a portion of Washington's first annual addressto members of theSenate and House of Representatives in1790, the majority of the quotewas never utteredby the Founding Father, and does not accurately represent his views on gun control. Nonetheless, its apocryphal nature doesn't hinder its continued reproduction as a genuine expression from George Washington: On 10 August 2009, U.S. House Speaker Nancy Pelosi and House Majority Leader Steny Hoyer published an op-ed piece in USA Today under the title "'Un-American' attacks can't derail health care debate," in which they criticized those who had been engaging in efforts to disrupt debate over health insurance reform legislation (which later became widely known as "Obamacare"). op-ed Reps. Pelosi and Hoyer wrote (in part): [I]t is now evident that an ugly campaign is underway not merely to misrepresent the health insurance reform legislation, but to disrupt public meetings and prevent members of Congress and constituents from conducting a civil dialogue. These tactics have included hanging in effigy one Democratic member of Congress in Maryland and protesters holding a sign displaying a tombstone with the name of another congressman in Texas, where protesters also shouted "Just say no!" drowning out those who wanted to hold a substantive discussion. These disruptions are occurring because opponents are afraid not just of differing views  but of the facts themselves. Drowning out opposing views is simply un-American. Drowning out the facts is how we failed at this task for decades. That op-ed prompted Dennis L. Guthrie, an attorney with the Charlotte, North Carolina, law firm of Guthrie, Davis, Henderson & Staton, to pen a (primarily ad hominem) critical letter to Rep. Pelosi the following day, images of which soon began circulating online.  Dear Ms. Pelosi: I write to you out of utter disdain! You are as despicable and un-American as the traitor Jane Fonda. I am a soon to be 65 year-old who has voted in every state and local election since 1966. I have voted for both Republicans and Democrats alike. I have worked on campaigns for both Republicans and Democrats, white and black. I served the country that I love in Vietnam, as my son did in the Middle East. I was awarded two bronze stars. I have been involved in politics since age 6 when my father was campaign manager for a truly great American Congressman, Charles Raper Jonas, who worked for his constituents and his country, and was to be admired, unlike you. You obviously haven't read the Constitution recently, if ever, the Federalist Papers, or even David McCullough's book on John Adams. You ought to take the time while riding around in your government provided luxury executive jet to do just that. You represent Socialistic and even Marxist principals that our founding fathers tried to avoid when setting out the capitalistic republican form of government represented by our Constitution. I find it interesting that you and your husband are multi-millionaires with much of your fortune being made as a result of your public service. You have controlled legislation that has enhanced your husband's investments both on and off shore. At the same time you redistributed the wealth of others. Our system of a free market economy is being destroyed by the likes of you. You ride around in a Gulfstream airplane at the tax payers expense while criticizing the presidents of companies who produced something for the economy. You add nothing to the economy of the United States; you only subtract therefrom. I would like to suggest that you return to the city of fruitcakes and nuts and eat your husband's canned tuna and pineapple - produced by illegal immigrants and by workers who have been excluded from the protection that 90% of the legal workers in the United States have. I await your defeat in the next election with glee. Dont ever use the term un-American again for protesters who love this country and are exercising their rights upon which this country was founded. By the way, while I served in the Army, I was spit on by the same type of lunatics who support you and who you probably supported in the 60s and 70s. You are an embarrassment to all of us who served so that you would have the protected right of free speech to call us un-American. But at the same time, I have the right to write you to notify you that I consider you to be un-American, as do the majority of the people of this formerly great country. You are a true disgrace to most of the people who served this country by offering themselves for public service in the United States Congress. I feel certain your aides will not share this letter with you, but I intend to share it with many.   We contacted Mr. Guthrie at the address included in the letterhead on which the letter was printed, and he confirmed that he did indeed write and send such a letter to Rep. Pelosi. The letter circulated again in 2019 via social media, with one minor revision: The line "I am a soon to be 65 year-old" was changed to "I am a soon to be a [sic] 75 year-old." Pelosi, Nancy and Steny Hoyer.  "'Un-American' Attacks Can't Derail Health Care Debate."
  USA Today.  10 August 2009.