Donald Trump Donated Play-Doh, Other Items to Louisiana Flood Victims?
Example: [Collected via Twitter, August 2016]   Origins: On 19 August 2016, Republican presidential nominee Donald Trump traveled to Louisiana to survey property damaged by recent flood waters. While Louisiana Governor John Bel Edwards warned Trump that this visit should not be turned into a campaign photo-op, the news media managed to snap at least one photograph of Trump unloading a box of Play-Doh brand modeling clay from a truck at the Church International in St. Amant.  photo-op The picture was widely spread on social media and gave many the impression that Trump had donated nothing but Play-Doh to help those who had lost homes to the floods in Louisiana:   The GOP nominee did not at the time issue a press release detailing what items he donated, nor how those donations were funded. (Were these personal donations? Did he collect items from supporters? Did the campaign pay for them?) Regardless, although Trump did donate Play-Doh modeling clay to flood victims in Louisiana, that was not his only donation to those in need, as a video of his helping to unload a truck clearly shows that the donations included much more than just Play-Doh:   Play-Doh, diapers, baby formula, various toys, cleaning supplies and socks can be seen in the above-displayed video. A CNN report also noted that Trump had donated blankets and school supplies. noted In addition to questioning the contents of Trump's donation, some were skeptical that the candidate had donated anything at all, claiming that Trump merely helped to unload a truck of supplies donated by another organization. However, CNN and The Creole, the latter an online news source for Ascension Parish in Louisiana, reported that Trump himself had "donated" an 18-wheeler full of supplies: reported Trump spent approximately 20-25 minutes inside the command center and asked a lot of questions, according to [St. Amant Fire Chief James E.] LeBlanc. He also donated a 18-wheeler full of supplies and expressed concern for residents, damage to homes, how much water was in the area and if any assistance had been given by the federal government. A church spokesperson also confirmed that the supplies were donated by Donald Trump: We are responding to your email inquiring about the video showing Donald Trump unloading supplies at our church. These supplies were donated by Donald Trump. Although a specific list of donated items was not available, the candidate clearly assisted in providing more than just Play-Doh to the people of Louisiana.  In August 2017, interest in this item was re-ignited amid debate about the President Trump's response to Houston flood victims following Hurricane Harvey. response Hurricane Harvey
A photograph which appears to show representatives playing solitaire on their laptops during a legislative session has certainly struck a chord among many viewers, undoubtedly because it seemingly confirms a widely held view of elected representatives as paid fat cats frittering away their time at frivolous pursuits rather than engaging in serious governmental problem solving efforts.  The photograph is real, although it has erroneously been attributed to a number of different legislative bodies, from the U.S. Congress to a variety of state legislatures: This picture is worth a trillion $$ This was sent to me showing our Congress at work. It was said that this was while Congress was in session, appears to be true, and that it was during the health care debate. Even if it wasnt during the health care debate, if this is how they spend their time while they are supposed to be deciding on important issues, then I not only want a rebate on my tax dollars, I want to see some new people who actually care about what is happening and are paying close attention to the matter at hand sitting in those seats. Seems like we dont need to be sending them on any more expen$ive vacations, theyre already on one. It seems to me that if all we are doing is paying these congressmen and women a gigantic salary to sit in congressional session and play solitaire or whatever, its time to bring most of them back home by replacement. Democrats, republicans, independents  it makes no difference. The bills theyre passing by playing solitaire instead of voting for us are taking away our freedoms with every key stroke Fire 'em all! Folks we need to forward this to everyone we know to get the word out about these people that are being paid by our tax dollars. Nothing else needs to be said. This is one of their THREE DAY WORK WEEKS that we all pay for. I am ready to start from the beginning by voting out all elected officials and not letting any of them stay in office for more than two terms. No more lifelong healthcare, retirement, voting in their own pay raises, taking perks on our taxes, etc. These are the folks that can't get the budget out by Oct. 1, Seriously!!! So, we've got a 30 day budget extension. Well, guess what, 30 days from now we will be in the same boat. I guess this makes it easy for the news 'reporters' as all they have to do is recycle the same headlines from this week and from 2 years ago. And these yo-yo's will still be playing SOLITAIRE!!! The picture was actually snapped in the Connecticut House of Representatives on 31 August 2009 by photographer Jessica Hill, while Rep. Larry Cafero was delivering a lengthy speech on the state budget. The photo was captioned by the Associated Press as follows: "House Minority Leader Lawrence F. Cafero Jr., R-Norwalk, far right, speaks while colleagues play solitaire on their computers as the House convenes to vote on a new budget for the fiscal year in the Capitol, in Hartford, Conn." Jessica Hill Ms. Hill described the reaction to her photograph as follows: I have received a great deal of mail and even a few calls from people all over the country over the last couple of months about the photograph I have as a lead off image on my member page. Some viewers have even gone so far to say they believe the photograph is not authentic. I take my profession very serious. There is nothing staged or altered in the photograph and it is insulting to me to have been accused of otherwise from people who do not even know me. Rep. Jack Hennessy (D-Bridgeport), one of two Connecticut legislators shown in the photo playing solitaire on a laptop computer (the other was Rep. Barbara Lambert [D-Milford]), issued a letter of apology to his constituents: apology It was certainly bad judgment for me to play a computer game even for just a few minutes during the final House session on the budget. I am embarrassed, and I apologize to each and every person in the North End and to people across the state. My actions were inexcusable. I do want my constituents to know that my poor judgment for a few moments in no way means I ignored your interests in representing you on this very serious matter. Over the past seven months, as a member of the General Assembly's Finance Committee, I have participated fully in the budget process and have played an active role in crafting a budget that provides the necessary services that our communities so desperately need while at the same time minimizing any negative impact on the city of Bridgeport and its people. I sincerely apologize to each of you. I look forward to having the continued privilege of representing you and your interests in Hartford. I thank you in advance for your understanding and have been humbled by those of you who have already expressed your understanding and forgiveness. Brown, DeNeen L.  "For a Day, First Lady Becomes a Lunch Lady."
  The Washington Post.  6 March 2009. Sweet, Lynn.  "Can Michelle Influence What We Eat, Too?"
  Chicago Sun-Times.  6 March 2009. Associated Press.  "First Lady Puts Service on the Menu."
  The Australian.  7 March 2009. Claim:  John McCain said he would define the income level that divides the middle class from the rich as $5 million. Status:  True. Example:   [Collected via e-mail, September 2008] I have heard many times that John McCain said (paraphrasing his comment, I'm sure) that the middle class includes people who make under $5 million. I am trying to find that IN PRINT to forward to relatives who say it is untrue. Origins:  On 16 August 2008, presidential candidates Barack Obama and John McCain made back-to-back appearances at the Presidential Candidates Forum held at the Saddleback Church in Lake Forest, California, where they responded to questions posed to them by Pastor Rick Warren.  During that forum, Pastor Warren asked both candidates to define "rich" for the purposes of taxation (although, since the candidates appeared separately, the question was not posed to both of them with the same wording). Presidential Candidates Forum To Democratic candidate Barack Obama, Pastor Warren said: "OK. Taxes, this is a real simple question. Define rich. I mean give me a number, Is it $50,000, $100,000, 200,000? Everybody keeps talking about who we're going to tax. How can you define that?"  Senator Obama didn't quite answer the question directly, saying that an income level of less than $150,000 per year was middle class and that his tax plan would call for a "modest increase" in taxes for those making more than $250,000 per year: Look, the  here's how I think about it. Here's how I think about it. And this is reflected in my tax plan. If you are making $150,000 a year or less, as a family, then you're middle class or you may be poor. But $150,000 down you're basically middle class, obviously depends on the region where you're living. I would argue that if you're making more than $250,000, then you're in the top three percent, four percent of this country. You're doing well. Now, these things are all relative. And I'm not suggesting that everybody is making over $250,000 is living on easy street. But the question that I think we have to ask ourselves is, if we believe in good schools, if we believe in good roles, if we want to make sure that kids can go to college, if we don't want to leave a mountain of debt for the next generation. Then we've got to pay for these things, they don't come for free, and it is irresponsible. I believe it is irresponsible intergenerationally for us to invest or for us to spend $10 billion a month on a war and not have a way of paying for it. That, I think, is unacceptable. So nobody likes to pay taxes. I haven't sold 25 million books but I've been selling some books lately, and so I write a pretty big check to Uncle Sam. Nobody likes it. What I can say is under the approach I'm taking, if you make $150,000 or less, you will see a tax cut. If you're making $250,000 a year or more, you're going to see a modest increase. What I'm trying to do is create a sense of balance, and fairness in our tax code. One thing I think we can all agree on, is that it should be simpler so that you don't have all these loopholes and big stacks of stuff that you've got to comb through, which wastes a huge amount of money and allows special interests to take advantage of things that ordinary people cannot take advantage of. To Republic candidate John McCain, Pastor Warren said: "Ok, on taxes, define 'rich.' Everybody talks about taxing the rich, but not the poor, the middle class. At what point  give me a number, give me a specific number  where do you move from middle class to rich? Is it $100,000, is it $50,000, is it $200,000? How does anybody know if we don't know what the standards are?"  Senator McCain responded by stating that he didn't think "rich" should be solely defined by income level and that the question was moot because he wanted cut spending rather than increase taxes on the rich; along the way he mentioned an income level of $5 million (immediately noting that "I'm sure that comment will be distorted"): Some of the richest people I've ever known in my life are the most unhappy. I think that rich should be defined by a home, a good job, an education and the ability to hand to our children a more prosperous and safer world than the one that we inherited. I don't want to take any money from the rich  I want everybody to get rich. I don't believe in class warfare or re-distribution of the wealth. But I can tell you, for example, there are small businessmen and women who are working 16 hours a day, seven days a week that some people would classify as  quote  "rich," my friends, and want to raise their taxes and want to raise their payroll taxes. Let's have  keep taxes low. Let's give every family in America a $7,000 tax credit for every child they have. Let's give them a $5,000 refundable tax credit to go out and get the health insurance of their choice. Let's not have the government take over the health care system in America. So, I think if you are just talking about income, how about $5 million? But seriously, I don't think you can  I don't think seriously that  the point is that I'm trying to make here, seriously  and I'm sure that comment will be distorted  but the point is that we want to keep people's taxes low and increase revenues. And, my friend, it was not taxes that mattered in America in the last several years. It was spending. Spending got completely out of control. We spent money in way that mortgaged our kids' futures. Although this item is "true" in the strictly literal sense that John McCain did make the remark attributed to him, how much importance to place upon it is a subjective issue. Predictably, Democrats painted Senator McCain's remarks as indicative of his being out of touch with ordinary Americans and desirous of giving tax breaks to the rich, while the McCain campaign dismissed the candidate's statement as an obvious joke. (A Democratic National Committee video spotlighted Senator McCain's "$5 million" statement while omitting the remarks that surrounded it; the full exchange in context can be viewed here.)  Meanwhile, economists asked to comment on the issue observed that the definition of "rich" is a murky one, and that the dividing line between "poor" and "middle class" (rather than between "middle class" and "rich") is probably the more significant one: video here Economists said in interviews that neither candidate was wrong because there are no agreed-upon definitions for the terms that describe income segments. "To be fair to both of them, 'rich' is an adjective," said James P. Smith, a senior economist at the Rand Corp., a nonpartisan think thank in Santa Monica. "Economic science is not going to tell you that 'this' is the cutoff point." Yet the $5-million level, Smith said, includes "almost nobody." Experts said that of all the households in the nation, fewer than one-tenth of 1% had an annual  income of $5 million or more. Ken Goldstein, an economist for the Conference Board, a business-research group based in New York, said he would define rich as income about $500,000 or more. "If you set the bar at half a million, you're talking about the top 1% of taxpayers. If you think about the last eight years, those are the folks who have benefited the most." Other economists said they would have gone with a lower figure. Even the moderator who asked the question of the candidates, Pastor Rick Warren of Orange County's Saddleback Church, did not seem to anticipate a reply beyond the lower six figures, urging each man to "give me a specific number ... is it 100,000 [dollars], is it 50, 200?" Most ordinary Americans tend to massage the definitions of such terms in an attempt to crowd themselves into what many consider the least offensive category. "If you do surveys, 95% of people think they are middle class," said Len Burman, director of the Tax Policy Center, a nonpartisan group that has analyzed the candidates' tax proposals. "This is including people who are objectively quite poor and people who are objectively quite rich." Burman added: "I guess it says something nice about America that rich people don't want to act like they're better than anybody else and poor people don't like complaining about how tough it is to pay their bills." Economists tend to spend more time debating the definition of poor, in large part because that cutoff has consequences for an array of social programs designed to assist those whose incomes fall below the poverty line. Last updated:  13 September 2008    Sources:   Miller, Greg.  "Who's Rich? McCain and Obama Have Very different Definitions."   Los Angeles Times.  18 August 2008.    Montopoli, Brian.  "DNC Looks to Exploit McCain's '$5 Million' Comment."   CBSNews.com.  19 August 2008.    Reuters.  "Obama Rips McCain for $5 Million 'Rich' Definition."   18 August 2008. An image comparing changes in the financial status of former and current United States presidents was widely shared on social media at the end of 2017, with minimal text suggesting that the data it presented was particularly revealing of something (without providing any detail about what that "something") might be:  <!-- --> As for the hard data, we won't dwell on precise numbers because net worth figures are typically estimates that are at least partially based on assets with fluctuating valuations, and federal election disclosure laws have only required that candidates list their assets and liabilities in ranges rather than specific amounts. However, in general we can note that the information in the image is at least within the ballpark of reasonable. The Clintons' net worth was as reported as $700,000 in their 1992 statement, the Obamas' net worth was estimated at about $1.3 million in 2007 (mostly derived from book publishing advances and royalties), while the Trumps' net worth was pegged at $3.7 billion in 2016. $700,000 $1.3 million $3.7 billion As of 2017, the Clintons were estimated to have made $240 million since Bill Clinton left office in 2001, the Obamas' combined net worth was reckoned to be about $24 million, while the Trumps' net worth was thought to have dropped to about $3.1 billion. Suffice it to say that the Clinton and Obama families have done very well for themselves since leaving the White House, but the Trumps have realized no similar windfall (and have possibly seen their overall wealth decline a bit). $240 million $3.1 billion The comparison in this image is one of apples and oranges, however, and therefore it reveals nothing remarkable or surprising. It contrasts two men who each served eight years as President and are no longer in office with one man who has only been the U.S. chief executive for a year and still occupies that position. The longer one holds high office, the more opportunity one has to establish connections and build experience that might prove financially lucrative later on, so obviously two men who sat in the White House for eight years each has a considerable advantage over the one who has barely been in Washington for a year. More important, though, is that former Presidents Clinton and Obama are former presidents who have returned to private life, and thus they can avail themselves of many money-making opportunities common to ex-presidents -- writing books, giving speeches, consulting for private companies, holding board seats, advising businessmen and politicians -- that are simply not available to a sitting president. But for the incumbent chief executive, the position of President of the United States affords its holder little time to manage any outside business interests, and conflict of interest laws make it difficult for presidents to engage in profitable business ventures while they're serving as public officials. (Most sitting presidents choose to put their business interests into blind trusts or otherwise delegate their day-to-day management to others during their terms of office.) conflict of interest blind trusts This image also conveniently omits data that demonstrates the money-making proclivities of former presidents to be neither an aberration nor an activity limited to Democrats: George H.W. Bush saw his fortune grow from $4 million in his pre-presidential days to $23 million in 2017, and his son, George W. Bush, began his presidency with $20 million and is now reportedly worth $35 million. Finally, nothing about this subject has anything to do with any presidents, current or former, "stealing" anyone's money. Whatever controversies may have surrounded Presidents Clinton, Obama, and Trump so far, none of them has been accused of enriching themselves by looting the public treasury. Erb, Kelly Phillips.  "What's a Blind Trust, Anyway, And Why Won't It Work for President-Elect Trump?"
  Forbes.  12 January 2017. Forbes.  "The Definitive Net Worth of Donald Trump."
  Accessed 28 December 2017. Alexander, Dan.  "How Bill and Hillary Clinton Made $240 Million in the Last 15 Years."
  Forbes.  8 November 2016. Dangremond, Sam.  "How Much Is Hillary Clinton Actually Worth?"
  Town & Country.  12 October 2017. Gore, Leada.  "Donald Trump's Net Worth as He Takes Office and Barack Obama's as He Leaves."
  AL.com.  19 January 2017. Wang, Jennifer.  "Donald Trump's Fortune Falls $800 Million to $3.7 Billion."
  Forbes.  28 September 2016. Gerth, Jeff.  "THE 1992 CAMPAIGN: Personal Finances; Wealthy Investment Family a Big Help to Clinton."
  The New York Times.  5 February 1992. Dangremond, Sam.  "How Much Money Can Ex-Presidents Pull In?"
  Town & Country.  23 March 2017. A photograph supposedly showing a man hand-feeding a polar bear in Russia sometime in the 1970s is frequently shared by historical-picture social media accounts:   The seemingly dangerous situation depicted in the image, as well as the fact that these accounts don't always provide accurate captions, led many viewers to be a little skeptical that this was a genuine photograph.  provide accurate captions But this picture is quite real. It was taken near the Siberian town Cape Schmidt off the coast of the Chukchi Sea sometime in the 1970s and shows a man named Nikolai Machulyak. Machulyak was a bit of a local celebrity at the time due to his frequent encounters with polar bears. When rumors of a man who had "tamed the beasts" reached author V. Filimonov, he set out to find him. In August 1977, Filimonov published an article about Machulyak entitled "  " ("I Ask For Your Friendship) in the Russian travel magazine   ("Around the World"): Around the World   Machulyak explained that a young polar bear was abandoned after a hunter killed its parent in December 1974. Machulyak fed the young polar bear, which he named "Masha," for the remainder of the winter months until the bear left in the spring of 1975. A year later, he encountered a larger polar bear. While it seemed at first as if the bear was about to attack him, he soon realized that something quite different was happening. Here's how Machulyak explained the origins of this story to Around the World magazine (loosely translated via Google): In December 1974, a Chukchi hunter killed a polar bear that devastated its yaranga. After her there was a pestoon - a young bear, which I fed for five months: she had not yet learned to hunt. Called her Masha. In the spring of 1975, she left, and almost a year later I saw her again ... ... And suddenly this bear rushes to me. Often a person does not manage to unravel the intentions of the beast, but here I felt: this is not an attack. All bears are usually on the same face ... but then I realized - Masha! I stopped her with a wand. I always carry such a wand with me. Light, sixty centimeters. Masha was at a loss - this was visible in her face, at will, bypassing the wand, approaching me. She clearly recognized me ... And yet it was scary. After all, 11 months have passed since our last meeting. I immediately brought meat from the trap. She ate willingly. The Around the World article also included journal entries that Machulyak had written about his experiences with Masha. In them, he recounts his various encounters with her, such as the time he fed her seal meat from his hands. Masha wasn't the only polar bear that Machulyak encountered during this period. At one point, a larger bear named "Marya Mikhailovna" pushed Masha from her den. Machulyak was able to befriend this bear, too, as well as her cubs.  The Russian Geographical Society collected and published several other photographs of Machulyak and this family of polar bears: Russian Geographical Society   Although Machulyak had multiple encounters with these polar bears, he said that he always approached with caution: The beast is the beast. But every time I set myself up before a meeting. I mentally tell Masha, and not only to her, but to any bear: "I ask for your friendship. Here is my hand in advance  palm up, there is no weapon, there is a can of condensed milk in it that you love. You are a beautiful, strong and amiable beast to me. I want to have a friend in you, and in friendship I will not be more faithful." . .  "  ."
    .  August 1977.   .  "  ."
  1 April 2014. Images reflecting an old rumor about the Rothschild Family's unimaginable accumulated global wealth hold that the Rothschilds are worth $500 trillion and hold more than 80% of the world's total wealth:   While the Rothschilds are indeed very wealthy, claims about their net worth such as the ones displayed above are grossly exaggerated. Conspiracy theories concerning the Rothschild family date back to the 18th century, and the family's wealth was largely responsible for the anti-semitic belief that "Jews control the world's money supply." The Rothschilds are frequently associated with theories about the Illuminati, the New World Order, and other dark money groups that supposedly pull the strings of world governments, and the Rothschilds have been blamed for everything from starting wars for personal gain to funding the Holocaust to assassinating U.S. presidents. Skeptoid delved into the Rothschild family history in 2012, noting that: history The greatest of these financial adepts was Mayer Amschel Rothschild, born in 1744 in a Jewish slum of Frankfurt. Not much is known about his early life, as his was one of tens of thousands of marginalized, outcast families. But once he came of age he became an apprentice at a small bank in Hamburg, where he learned the trade. Returning to Frankfurt at the age of 19, he offered his own banking services in a modest way, beginning with trading of rare coins and related investments. He was energetic, clever, and most of all he was charismatic. And he was smart, seeking out wealthy clientele, and associating with nobility whenever he could. By the age of 40, he had consolidated his most important business contact: the Landgrave William, the Elector of Hesse, one of only a tiny number of nobles empowered to elect the Holy Roman Emperor. When William was younger, he had engaged in the trading of rare coins with Mayer's father, and so the two had always known one another. When William inherited his own father's massive fortune, his friendship with Mayer Rothschild gave Mayer the ability to begin conducting larger international transactions. This was the point at which the Rothschild name became first involved with the manipulation of money behind the scenes of wars. Mayer was a firm believer in family business, and insisted on using his own sons  by then he had five  as his business partners. What he did next became the model for many powerful Jewish financiers who followed: He installed each of his five sons as his agents in the five major financial centers of Europe: the eldest Amschel Mayer Rothschild in Frankfurt, Salomon Mayer Rothschild in Vienna, Nathan Mayer Rothschild in London, Calmann Mayer Rothschild in Naples, and the youngest Jakob Mayer Rothschild in Paris. Although the Rothschild family has amassed great wealth since the 1700s, claims that they have a net worth of $500 trillion or that they own 80% of the world's wealth are problematic. For one, the world's total wealth was estimated as of 2015 to be only $250 trillion, half of what the Rothchilds alone are claimed to possess: wealth Global wealth reached 250 trillion US dollars in 2015, slightly less than a year earlier, due to adverse exchange rate movements. The underlying wealth trends do, however, generally remain positive, according to the Credit Suisse Research Institute's annual "Global Wealth Report." Also, the Rothschilds began acquiring their wealth in the 1700s, and since then the family has spawned hundreds of descendants, so there is no longer any centralized Rothschild family wealth.  The closest thing to a "Rothschild Family" business in 2016 is the Rothschild Group, a multinational investment banking company, but that firm does not in itself generate nearly enough income to back up claims about the family's wealth. In 2015, the Rothschild Group's annual revenue was approximately $500 million. In comparison, the world's largest company, Walmart, has an annual revenue of nearly $500 billion. annual Walmart It should also be noted that only one member of the Rothschild family is included among Forbes' 2015 list of the world's billionaires: Benjamin de Rothschild, who was ranked at number #1121 with a net worth of $1.61 billion.  list While the Rothschild family certainly was one of the world's most significant financial powers in centuries past, they no longer wield the same sort of influence over global affairs. Dunning, B.  "The Rothschild Conspiracy." 
  Skeptoid Media.  22 May 2012.  Kersley, Richard.  "Global Wealth in 2015: Underlying Trends Remain Positive."
  Credit Suisse.  13 October 2013. Claim:  The U.S. has been producing the "Amero" coins, money to be used by an economic union of the USA, Canada, and Mexico.  Example:  [Collected via e-mail, September 2007] "THE AMERO" IS REAL;I HAVE ONE TO PROVE IT!UNITED STATES, CANADA AND MEXICO TO BE MERGED INTO SINGLE NEW ENTITYNAMED NORTH AMERICAN UNION!By: Hal Turner Three weeks ago, I published a brief snippet on the front page of my web site reporting the governments of the US Canada and Mexico are conspiring in secret to merge the three nations into a new entity called the North American Union. There has been much talk of this on various internet blogs for over a year. Most of those blogs have been smeared as "conspiracy theorists" and have been largely ignored by the main stream. What prompted my interest in the issue was money: I was sent professional images of actual AMERO coins by someone in the US Treasury! The person included a note saying they like my radio show and are frightened by what's been going on in secret within our government. This Treasury Department person was outraged that our country was beginning to coin money as part of a merger that would do away with our country, via a merger the American public knew nothing about! (Rest of article here). here Origins:  To make sense of this wild tale about "Amero" coins being secretly minted by the U.S. government for use by an economic union of the USA, Canada, and Mexico, we will first delve into what the Euro is and why some folks are far from enamored of it. Bear with us while we take that short side   trip. (Or, if you must, skip the next three paragraphs to transition directly to the U.S. portion of the story.) The Euro is the official currency of the European Union, a supranational union comprising 27 member states, and is the sole currency for more than 317 million people. (Not every EU member country has chosen to adopt the Euro; some continue to use their traditional currencies.)  The move to a single currency in Europe comes with both advantages and disadvantages. On the plus side, it does away with the cost of exchanging money, thereby leaving more cash in the pockets of both individual consumers and businesses. It also puts an end to the trouble of having to change one's currency into that of the country being traveled to or traded with, then having to change it back again afterwards  one simply uses the same wad of bills. And it ends fluctuations in the value of one country's money in relation to that of another: when only one currency is used, a cross-border deal struck for a specified amount of cash does not suddenly go up or down in price as the financial markets move, thereby ruining one party to the deal while dropping a windfall into the undeserving lap of the other. On the downside, one central currency means one central bank, which means one central monetary policy. That means individual countries which have subscribed to such a plan cannot combat their individual homelands' economic problems by adjusting their countries' money supplies, either to stimulate growth in moribund national economies or to put the brakes on those that appear to be racing out of control  those countries must instead abide by what the group is doing, even when it runs counter to their individual best interests. That covers what's going on in Europe, and why some love the Euro while others view it as a dangerous idea set loose upon an unsuspecting public. At various times it has been suggested that North America should follow a like route by adopting an omnibus currency similar to the Euro, one that would serve as the common money for the USA, Canada, and Mexico. While that notion does have a few proponents, it is a long way from being taken seriously, let alone being regarded as a good idea.  Which brings us to the question of the "Amero," the name bestowed upon the hypothetical currency such a union would use as its common specie. In 1999, a professor of economics at Simon Fraser University in Vancouver published The Case for the Amero, a study that advanced the idea that the  The Case for the Amero three North American countries would be better served by their having a common currency. And there the matter rests, or at least it did before Designs Computed thought to add to its catalogue of commemorative coins, medals, and tokens a suite of Ameros, a series of collectible coins struck from its concept of what coinage for such a currency might look like. Designs Computed is very clear on its web site that its Ameros are in fact "private-issue fantasy pattern coins [that] will be struck as an annual series," and indeed is already offering some of them for sale. Neither the U.S. Mint nor the U.S. Treasury had a hand in creating these "Ameros."  These coins are merely collectibles offered to the buying public by a private company in the business of manufacturing such curiosities. Designs Computed Ameros sale On 31 August 2007, radio host Hal Turner used images of the Amero tokens offered by Designs Computed as the basis for propagating a patently false tale about his having been given a "real" Amero coin on the sly by an anonymous Treasury agent, and that the existence of said coin was "proof" that the USA, Canada, and Mexico were "to be merged into a single new entity" known as the North American Union. Hal Turner tale After we (and others) debunked Turner's fictional, outrage-provoking conspiracy theory by pointing out the true origin of the Amero tokens, he began claiming that the Designs Computed site had been hastily erected on the Internet as part of "a full blown effort to discredit my story and the images as fake."  That was not the case: Daniel Carr, the entrepreneur behind Designs Computed, has been displaying the coins he has designed on his web site since at least 2000 and has been offering some of them for sale since at least  2005. While his "Amero" entry dates only to 2007, the coins depicted thereon fit seamlessly into his catalogue of similar offerings, including his "parody State Quarters."  parody (Do have a look at some of his "parody State Quarters," particularly Maine's and Colorado's, which especially tickled our fancy.) Maine Colorado Barbara "maine event" Mikkelson Last updated:  5 December 2008    Ramsey, Bruce.  "Bet Your Bottom Amero That U.S. Sovereignty Is Safe."   The Seattle Times.  22 August 2007.    Smith, Michael A.  "Amero-ca the Oh, So Dubious."   The [Galveston County] Daily News.  18 May 2008.    Canada NewsWire.  "Canada Would Benefit from a Common North American Currency."   5 October 1999. Claim:  Item describes penalties for non-compliance with the PPACA individual health insurance mandate. MOSTLY  Example:  [Collected via e-mail, October 2013] WARNING CONCERNING OBAMACARE ----Immediate Attention Required PLEASE ----- If you do not have to sign up with Obamacare on their website PLEASE DON'T! Once you see the cost of premiums and yearly deductible and choose to opt out from that point they will within a few hours email you stating your actual fees in which now they will by any means collect. REAL EXAMPLE ---- Please Read & Please Forward ASAP!!! A comment posted on the Affordable Care Act/Obamacare FB page: I actually made it through this morning at 8:00 A.M. I have a preexisting condition (Type 1 Diabetes) and my income base was 45K-55K annually I chose tier 2 "Silver Plan" and my monthly premiums came out to $597.00 with $13,988 yearly deductible!!! There is NO POSSIBLE way that I can afford this so I "opt-out" and chose to continue along with no insurance. I received an email tonight at 5:00 P.M. informing me that my fine would be $4,037 and could be attached to my yearly income tax return. Then you make it to the "REPERCUSSIONS PORTION" for "non-payment" of yearly fine. First, your drivers license will be suspended until paid, and if you go 24 consecutive months with "Non-Payment" and you happen to be a home owner, you will have a federal tax lien placed on your home. You can agree to give your bank information so that they can easy "Automatically withdraw" your "penalties" weekly, bi-weekly or monthly! This by no means is "Free" or even "Affordable." Origins:  One of the key (and most controversial) provisions of the Patient Protection and Affordable Care Act (PPACA), commonly known as "Obamacare," is its establishment of an individual mandate to buy health insurance.  Beginning in 2014, U.S. citizens and legal residents are required to either have PPACA-qualifying health insurance coverage (public or private) or pay a penalty for not carrying insurance.  Shortly after the opening of PPACA-created state- and federal-run insurance exchange marketplaces on 1 October 2013, which consumers could use to shop online for qualifying  insurance plans, the item reproduced above began circulating on the Internet.  This item claimed that after a consumer priced an insurance plan on one of the exchanges and found it to be unsuitably non-affordable (and so declined to enroll in it), he received a notice stating that he would be fined over $4,000 and have his driver's license suspended, and if he failed to pay the fine within two years the a federal tax lien would be placed on his home. Without knowing more details about the person referenced in this item, it's difficult to accurately assess whether the figures quoted for insurance coverage ($597.00 per month with a $13,988 yearly deductible) are completely accurate.   However, the PPACA sets annual limits on out-of-pocket expenses at $6,350 for individuals and $12,700 for families on plans offered through the state-based exchanges, so a yearly deductible of nearly $14,000 for someone shopping for coverage through an insurance exchange isn't a plausible offering. The penalty for failing to carry qualifying health insurance coverage varies with household size, income, and year.  In general, the penalties for non-compliance will be assessed as follows: For individuals (whichever is greater): 2014    $95 or 1% of income above tax filing threshold2015    $325 or 2% of income above tax filing threshold2016    $695 or 2.5% of income above tax filing threshold  For families (whichever is greater):  2014    $285 or 1% of income above tax filing threshold2015    $975 or 2% of income above tax filing threshold2016    $2085 or 2.5% of income above tax filing threshold The $4,037 fine claimed in this item doesn't jibe with those figures.  Since the non-compliance penalty for an individual in 2014 is $95 or 1% of income above the tax filing threshold (whichever is greater), that individual would have to earn a yearly income of $403,700 (above the tax filing threshold) in order to incur a fine of that magnitude for a single year  an income level which is far larger than the $45,000-$55,000 range claimed in this item.   Even adding together all the potential fines for three straight years of non-compliance beginning in 2014 produces a figure in the $3,000 range, not one over $4,000.  (The figures could be higher under a scenario in which multiple persons in the same household were non-compliant, but the item quoted above references only an individual.) According to a Congressional Research Service (CRS) report on the PPACA Penalty Provision and the Internal Revenue Service, collection of the penalty for failure to maintain qualifying health insurance coverage may include the IRS' withholding money from federal income tax refunds and obtaining liens against the taxpayer's property, but the PPACA does not allow for criminal prosecution or the seizure of bank accounts or other property: report   The Internal Revenue Code (IRC) limits the means the IRS may employ to collect the penalty established in the [PPACA]. First, the taxpayer is protected from either criminal prosecution or penalty for failure to pay the penalty. Second, the IRS is prohibited from either filing a notice of federal tax lien (NFTL) or levying any property in an effort to collect the penalty. There is no prohibition, however, on establishing a statutory lien against the taxpayers property. No additional limits are placed on the IRS using correspondence or phone calls, either through its own employees or through private collection agencies, in an effort to collect the amount owed. Additionally, no restriction was placed on the IRS's ability to use the refund offset as a means of collecting the amount due. Those who are required to pay the penalty for failure to maintain minimum coverage but choose not to do so will be subject to increases in the amount owed due to interest and late payment penalties imposed on the penalty after it has been assessed by the IRS.  A taxpayer who chooses not to pay the required penalty may ultimately forfeit more than the amount of the penalty if that taxpayer is ever in the position of having an overpayment to the IRS for any reason, since the refund offset applies not only to overpayments shown on original tax returns, but also to any subsequent adjustments, for example an audit by the IRS that results in an overpayment. Further, as explained above, it is possible that the IRS could present its claim when property is being sold and collect both the original penalty amount along with accrued interest and applicable penalties. (Note that a "lien" and a "levy" are two different things.  A lien is a claim against property that does not involve the right to seize property, while a levy is a seizure of property. A lien does not allow the lienholder to sell another's property, but when property subject to the lien is sold, the lien establishes the right to receive proceeds from the sale of the property before they are distributed to the seller.)  In short, failure to pay the PPACA non-compliance penalty might result in the IRS' sending you warning letters and deducting the penalty amount from your future tax refunds  (if you have any), but not throwing you in jail, forcibly taking money from your bank account, or seizing your house or other property.  We have also found no provision of the PPACA or IRS code that would allow the federal government to suspend an individual's driver's license as a penalty for non-compliance with the individual mandate provision of the PPACA. Last updated:  4 October 2013 Claim:  Aspiring work-at-homers promised big bucks for acting as intermediaries for international transactions wherein they cash checks for other parties have been defrauded by con artists.  REAL FRAUD WHICH COSTS ITS VICTIMS THOUSANDS OF DOLLARS Example:  [Collected on the Internet, 2004] Good day, my name is Evaldas Vytautas. I'm Sales Manager of Lionder Web Design Agency. We are situated in Vilnius, Lithuania. Lionder Web Design Agency is pleased to offer you the position of Exchange Manager for our organization. We are excited about the potential that you bring to our company. We work with corporate clients and some of them prefer to do wire transfers, however we cannot receive international wire transfers because of heavy taxes. Tax for international wire transfer is 25% In Lithuania. There is no sense for us to work in such a way, however we don't want to lose our clients. You need to have Paypal/bank account. System is completely automated. You will work only 1-2 hours a day, receive, process payments from our clients through your Paypal/bank account. Report about all new payments, act only within the limits of law  earn minimum $1500-$2000 per month. Your salary will be 5-15% from every processed amount (you begin from 5%). To join the minimum requirements include : -MINIMUM QUALIFICATIONS (Skills, Knowledge, Ability, etc.)-The minimum qualifications are diploma or equivalent.-Must be able to multi-task and have good communication skills.-Knowledge of MS Word and other basic computer programs.-This being a new field there is NO experience needed. HOW TO APPLY: If you would like to pursue this opportunity simply send Your Resume (CV) to resume@lionder.net OR Download Job Application Form  (www.lionder.net/Job_Application_Form.doc), fill it in and send us to resume@lionder.net (No phone calls please. Callers will not be considered for the position). We will respond promptly. Please don't feel shy to contact our Online Support and ask any questions you will have: Contact Name: Julie JakulyteICQ- 257235542,AOL IM Screen Name- Jakulyte,Yahoo! ID: JJakulyte,MSN- Jakulyte@hotmail.com. No agencies, please. Lionder Web Design Agency is an equal opportunity/affirmative actionemployer. For more information about who we are and what we do, please visit our webiste  www.lionder.net It is necessary that we know your decision by November 20, 2004, so that we can plan accordingly. Regards, Evaldas VytautasLionder Web Design Agency Origins:  In   2004 we began noticing a new scam targeting those searching for part-time paid duties that could be performed from home. This new con uses the promise of high-paying work to lure eager job seekers into being defrauded themselves or used to steal from others. Those so led down the garden path are pulled in by advertisements for jobs involving the forwarding of monies or goods collected in the U.S. to business entities in other countries. Supposedly, the successful applicants will make thousands of dollars through working from home for a few hours a week, with no special skills or training required. Sometimes international wire transfers are specifically mentioned in these solicitations, and the terms "import/export specialist," "marketing manager," and "financial manager" often turn up in their wording. The reputations of the venues where the ads are found proves no protection to those looking for such opportunities, in that this work-at-home scam has been touted thousands of times on popular job web sites including Monster, Careerbuilder, Careers.com, and Yahoo! Hotjobs. This con operates in one of two of ways, both of which leaves hopeful job seekers in a mess of trouble:  In its more usual incarnation, successful job applicants are tasked with depositing checks for varying amounts (anywhere from a few thousand dollars all the way into the six-figure range) into their personal bank accounts and relaying to their new employers 95% of the amount banked, keeping 5% as their commission. The explanation given by the employers for that which necessitates their having someone cash checks on their behalf varies from come-on to come-on, but the need to believe in 'something for nothing' (in this case a high steady income in return for a few hours' work per week) blinds the about-to-be-defrauded to the glaring implausibilities inherent to these tall tales of strange government-imposed restrictions, exorbitant tax rates in the homeland, the need to fly under a competitor's radar, and the like. The checks the unsuspecting dupes are given to deposit are worthless, but this detail is not discovered by them or their banks until weeks after the fact, which is long after 95% of the face value of said financial instruments has been wired to the thieves. As is the case in the 'cashier check' scam (sellers are duped into accepting cashier checks in excess of the amounts they seek for their goods on the understanding they are to forward the additional monies to third parties), the scam works because the Federal Deposit Insurance Corp. (FDIC) requires banks to make money from cashier's, certified, or teller's checks available in one to five days. Consequently, funds from checks that might not be good are often released into payees' accounts long before the checks themselves have been honored by their issuing banks. High quality forgeries can be bounced back and forth between banks for weeks before anyone catches on to their being worthless. cashier check In this form of the scheme, those who'd thought they were about to pack up and move to Easy Street thanks to their new jobs as international relayers instead find themselves on the hook for the amounts they wired to others. That the original checks were worthless does not absolve those who deposited them from financial responsibility for the funds they subsequently instructed their banks to pay out  the two transactions (the deposit and the disbursement) are regarded as separate. Therefore, if a hypothetical erstwhile wire transfer facilitator handled a bogus check for $10,000, instead of netting $500 (his 5% fee), he would be out $9,500 (the amount he had his bank wire to those who'd conned him).  The mayhem doesn't necessarily end there. There is a further danger that, now armed with the dupe's banking information from the wire transfer, these same thieves can use those numbers to create a demand draft to  withdraw funds without confirmation from the hapless job seeker's bank account until there's nothing left in it but dust. demand draft  In another version of the con, those who land these coveted 'jobs' are tasked with collecting payments from their new employers' clients in the U.S. and wiring these funds back to the home office, retaining a specified portion of the recouped accounts as their fees. Only after the fact does it come to light that the deposited checks were for non-existent merchandise vended through online auction sites, usually about the time that the police come a'knocking on the door. This form of the wire transfer scam mirrors a type of the CNP fraud in which job-seeking dupes are hired to repackage and ship to Nigeria goods purchased on stolen credit cards. As with the wire transfer come-on, the promise of  easy, high-paying part-time work blinds those who unwittingly become part of an international theft ring thanks to their desire to believe in the job fairy. In both cases, they're the ones left holding the bag when the police turn up to ask questions about the monies or goods others have been duped out of.Those searching for employment opportunities that will allow them to work from home are all too often the very people who can least afford to be defrauded. Although a great many folks  CNP daydream about earning livable incomes from the comfort of their dens rather than having to make the trek to their offices each day, they do not as a general rule of thumb search for such job openings with the same fervor as do the elderly, the physically afflicted, or the parents committed to remaining at home with their preschool children. Members of those groups hunt for work-at-home opportunities because laboring in more traditional job settings is impossible for them. Because genuine offers of work of this nature are few and far between, with the need to secure a steady income becoming more of a pressing issue with each passing non-employed day, those folks are at far greater risk of being victimized by such schemes  their desperation leads them to be gulled by pie-in-the-sky promises and mollified by the wild backstories that go with them whereas the financially better off are more likely to remain convinced something is very wrong with the offer of mucho bucks in exchange for only a few hours' labor performed from home each week by folks possessed of no special training or skills. Barbara "reshipboard romance" Mikkelson How To Avoid Falling Victim To Reshipper Scams: Avoid job listings that use these descriptions: "package forwarding," "reshipping," "money transfers," "wiring funds" and "foreign agent agreements." These and similar phrases should raise a red flag.   Do not be fooled by official-sounding corporate names. Some scam artists operate under names that sound like those of long-standing, reputable firms.   Never forward or transfer money from any of your personal accounts on behalf of your employer. Also, be suspicious if you are asked to "wire" money to an employer. If a legitimate job requires you to make money transfers, the money should be withdrawn from the employers business account, not yours.   Do not give out your personal financial information. A potential legitimate employer will not request your bank account, credit card or Paypal account number. Provide your banking information only if you are hired by a legitimate company and you choose to have your paycheck direct deposited.   Do not fax copies of your ID or Social Security number to someone you have never met. Credit checks and fake IDs can be obtained with this information. Give these documents to your employer only when you are physically at the place of employment.   If you have questions about the legitimacy of a job listing, contact your Better Business Bureau, your state or local consumer agency, or the Federal Trade Commission.   Stop believing in the chimera of "something for nothing."  Additional Information:      Work-at-Home Schemes   (Federal Trade Commission)       Work-at-Home Schemes   (Better Business Bureau)   Last updated:  11 July 2011 <!-- In thevideoannouncing his run for California governor, RepublicanTravis Allensaid he wants to reduce the states crime rate and its high taxes. We recently fact-checked Allens claims on crime in the video. The Orange County state assemblyman earned aMostly Falsefor his statement that crime is on the rise in all the states major metros. We found he cherry-picked data from an uptick in crime in 2015 and ignored the states decades-long decline in crime which continued in early 2016. Given the importance of taxes in California, we also decided to examine Allen's claims on this topic. Ive seen our taxes increase to be among the highest in the nation, Allen said in the campaignvideoon June 22, 2017. In California, we must get serious about cutting our taxes. Californians pay among the highest taxes in the entire nation. Allen makes his claim at about the 0:15 minute mark of the video above. Was Allen right? Are Californias taxes really among the highest in the nation? We set out on a fact check. Our research We decided to examine where California ranks in key tax categories, including income, sales and property taxes. Additionally, we looked at how California measures up in a more comprehensive category: Its overall state-local tax burden. We also spoke with several tax experts for some context on these rankings. They all said comparing tax rates is doable but messy, noting that states assess taxes in different ways. Allens campaign did not respond to our request for evidence to support his claim. Heres what we found in each key tax category: Income tax Californias top tier income tax rate is the highest in the nation at 13.3 percent, according to theTax FoundationandCalifornia Taxpayers Association. Its the rate paid by Californians who earn more than $1 million annually. Maine had the second highest top rate at 10.15 percent, followed by Oregons 9.9 percent, as of Jan. 1, 2017. Several states have no income tax, including Nevada, Washington, Texas and Florida. Of course, only a fraction of Californians pay the top income tax rate, noted Annette Nellen, professor and director of the graduate tax program at San Jose State University. A recentSacramento Bee analysisof state tax data found 61,000 households, or 0.4 percent of the states 16 million total, reported income of more than $1 million in 2014. This is a very small percentage of the population, Nellen said. Not everybody is paying that. So, if someone was to say we have really high taxes in California, sometimes thats interpreted as everybodys paying a really high tax when in California we also have a fairly high exemption for individuals and children which might cause some lower-income folks to not pay any California income tax at all, at least not directly. Per capita, Californians pay $1,991 annually in state income taxes, which ranks fourth highest in the country, according to the Tax Foundation. Sales tax While only a fraction pay the states top income tax rate, everyone who lives here or visits pays Californias highest-in-the-nation sales tax rate of 7.25 percent. Four states tie for the second-highest statewide sales tax rate, at 7 percent: Indiana, Mississippi, Rhode Island, and Tennessee, according to the Tax Foundation. States with no sales tax include Oregon, Montana, New Hampshire and Delaware. When adding state and local sales taxes, California rank drops to 10th highest. This combined tax rate varies across the state. In some parts of Los Angeles County, for example, it tops 10 percent, said David Kline, a spokesman for the California Taxpayers Association. The association researches tax data and opposes what it calls unnecessary taxes. Property tax Unlike Californias income and sales tax rates, the state's average effective property tax rate is among the lowest in the nation, at 0.72 percent, or 36th among states, according to the Tax Foundation. Thats due to voter approved Proposition 13, which limited property tax increases to no more than 2 percent per year. New Jersey had the highest property tax rate at more than 2.1 percent, according to a2016 reportby the Tax Foundation. Still, Kline said, property tax in California is compounded by additional taxes, such as parcel taxes and Mello-Roos assessments, or fees charged to property owners in a specific area to pay for public improvements such as streets and parks. Those can add hundreds or thousands of dollars every year, he added. Total tax burden In addition to ranking individual tax categories, the Tax Foundation produces a more comprehensive category it calls the State-Local Tax Burden. It measures the share of income in the state that goes to state and local taxes. California ranked sixth highest on this list at 11 percent. New Yorkers faced the highest burden at 12.7 percent, followed by Connecticut at 12.6 percent. Alaskans paid the smallest share of their income, 6.5 percent, in state and local taxes. We asked Joe Henchman, vice president of the Tax Foundation, about the accuracy of Allens claim that Californias taxes are among the highest in the nation. I think its a fair comment to make, Henchman said. Unless youre being really specific about a particular type of tax, California is usually at the high end of the states. Its almost always in the top half of the states in terms of a tax or its burden or how much people pay. And its often in the Top 10. Exceptions do exist, he said, such as Californias low taxes on wine (44th highest), spirits (40th) and beer (28th), compared with other states. Nellen, the San Jose State University tax professor, agreed Californias taxes are generally high and said Allens claim is mostly backed up by the facts. Growth and taxes In recent years, top Democrats in California have deflected criticism about the states high taxes by pointing to strong employment and GDP growth. Gov. Jerry Brown, for example, has repeatedly pointed to themore than 2 million jobsCalifornia has created since he returned to office in 2011. Allen has criticized Browns recent signing of a 12 cent per gallon increase in the states gas tax. That move is expected to make Californias gas tax second highest in the nation, behind Pennsylvanias, once it goes into effect in Nov. 1, 2017. Henchman said, for now, Californias economy has succeeded despite its high taxes. Nobody moves to California because of taxes, he said. They move in spite of the taxes, because of other positive benefits. Theres good weather, theres Silicon Valley, theres great universities, theres Hollywood, etc., etc. Those, for a lot of people, make it worth paying the taxes, to a point, Henchman added. Our ruling Republican candidate for governor Travis Allen recently claimed Californias taxes are among the highest in the nation. Allens statement is broad and needs clarification. But when looking at some of the most important tax categories, including income, sales and gasoline taxes, theres a lot of truth to his claim. California has the highest top tier income tax and the highest state sales tax in the nation. Its important to note that the top rate income tax is paid by only a fraction of households in the state, and that the sales tax rate drops to 10th in the nation when local and state sales taxes are examined state-by-state. Notably, it does not have one of the nations highest property tax rates, at 36th highest. Allens claim is accurate but needs this additional information. We rate it Mostly True. MOSTLY TRUE The statement is accurate but needs clarification or additional information. UPDATE:An earlier version of this fact check described California's property tax rate as 0.72 percent. We have clarified that this is the state's average effective property tax rate. Visit our Tracking the Truth serieshereto see all of our 2018 governor's race fact-checks. Governors race Allenis one of several Republican candidates to announce a run for California governor. The others include John Cox, a venture capitalist from San Diego County and former state Assemblyman David Hadley of Manhattan Beach. Several prominent Democratsare also competing in 2018 to succeed Jerry Brown as governor. They include former Los Angeles MayorAntonio Villaraigosa, California TreasurerJohn Chiang; Delaine Eastin, the states former superintendent for public instruction; andGavin Newsom, the states current lieutenant governor. Apollreleased in June 2017 showed a tightening race. Newsom was in the lead among all candidates, with 22 percent support from likely voters. Villaraigosa had 17 percent support, up from his 11 percent three months earlier. Tracking the Truth: Hear a claim you want fact-checked? Email us at[email protected], tweet us@CAPolitiFactor contact us onFacebook. Rumors are surging in the wake of George Floyd's death and resulting protests against police violence and racial injustice in the United States. Stay informed. Read our special coverage, contribute to support our mission, and submit any tips or claims you see here. Read contribute here George Floyd, a 46-year-old Black man, died in Minneapolis on May 25, 2020, after a white police officer, Derek Chauvin, pinned him to the ground and kneeled on his neck while Floyd repeatedly said, "I can't breathe." A bystander recorded the confrontation in a video that swiftly spread across social media as a deadly example of what many viewers dubbed racism by American cops. video The footage ultimately sparked an international reckoning over racism, marked by weeks of protests that largely began peaceful during the day and then escalated to chaos at night, with many U.S. cities reporting property damage, fires, and violent clashes between law-enforcement officers and protesters. protests violent clashes At the center of the civil rights movement were four former police officers charged in Floyd's death  particularly Chauvin, 44, whom authorities arrested and charged with second-degree murder and manslaughter. A judge ruled he would stand trial on his own, separate from the other three defendants, beginning March 8, 2021, according to The Associated Press. (No, he did not commit suicide, like some rumors online claim.) The Associated Press some rumors online claim.)  Photo by Ramsey County Sheriff's Office  What follows is everything we know about Chauvin, a 19-year veteran of the Minneapolis Police Department (MPD), based on court records, news reports, and police documents  evidence that pieces together a policing record that includes complaints against him, as well as several shootings of civilians. We should note at the outset that the office of Chauvin's former attorney, Tom Kelly, did not respond to Snopes' request for comment and his current attorney, Eric Nelson, declined to be interviewed. Additionally, Sgt. John Elder, a spokesman for MPD, declined to answer questions about Chauvin's career with that department (which ended with Chauvin's termination the day after Floyd died), asserting that, "We dont comment on former employees," and "Anything we say" could affect the current investigation into Floyds death. To structure our examination into Chauvin's career with MPD, we measured the validity of each point in the below-displayed flyer titled "Who is Derek M. Chauvin?" that went viral shortly after Floyd's death.    That's a question the jury trial will legally determine. Prosecutors have charged Chauvin with second-degree murder and manslaughter after they say he kept Floyd pinned to the ground and knelt on his neck for almost eight minutes, including for nearly three minutes after Floyd became non-responsive.  almost eight minutes   Prosecutors also charged the three officers who watched the fatal confrontation between Floyd and Chauvin  Tou Thao, J Alexander Kueng and Thomas Lane  with aiding and abetting second-degree murder (maximum prison sentence is 40 years) while committing a felony, and with aiding and abetting second-degree manslaughter (maximum prison sentence is 10 years). As of this writing, they were scheduled to be tried together  separate from Chauvin's case  beginning Aug. 23, The Associated Press reported. reported According to the complaints, which will serve as the basis to prosecutors' arguments to try to convince jurors to convict the former police officers, Lane and Kueng responded to a 911 call reporting that someone had used a counterfeit $20 bill at a South Minneapolis convenience store. According to video evidence cited in the court documents, upon arriving at the scene the two officers approached Floyd, who was sitting in the driver's seat of a vehicle also occupied by two other persons. As Lane began speaking with Floyd, the officer pulled his gun out and instructed Floyd to show his hands. Floyd complied with the order, whereupon the officer holstered his gun. Lane then ordered Floyd out of the car and "put his hands on Floyd, and pulled him out of the car," handcuffing him, the complaint stated. Minutes later, while the officers tried walking Floyd to their squad car, "Floyd stiffened up and fell to the ground," and told the officers he was claustrophobic, the court documents allege. Chauvin and Thao arrived at the scene at that point. The officers tried again to get Floyd into a squad car but were unsuccessful in doing so, according to the complaints. While the officers tried to force Floyd into the vehicle, he began asserting that he could not breathe. "Floyd did not voluntarily sit in the backseat and the officers physically struggled to try to get him into the vehicle," read the complaint outlining the charges against Chauvin. It continued: The defendant pulled Mr. Floyd out of the passenger side of the squad car at 8:19:38 p.m. and Mr. Floyd went to the ground face down and still handcuffed. ...The defendant placed his left knee in the area of Mr. Floyd's head and neck. Mr. Floyd said, "I can't breathe" multiple times and repeatedly said, "Mama" and "please," as well. At one point, Mr. Floyd said "I'm about to die." The defendant and the other two officers stayed in their positions. Floyd was later pronounced dead at a hospital. The Hennepin County Medical Examiner's office, which encompasses Minneapolis, ruled Floyd's manner of death a homicide. manner of death It is important to note here: In the county office's preliminary autopsy report, medical investigators said Floyd's underlying health conditions, such as coronary artery disease and hypertensive heart disease, contributed to his death in similar ways as Chauvin's restraint. But an autopsy commissioned by Floyd's family had different results; it determined he did, in fact, die of asphyxiation. (Read more about those findings here.) preliminary autopsy report similar ways here All of that said, in reference to the first claim in the flyer, attorneys representing Chauvin are likely to argue in the upcoming trial that he did not murder Floyd but rather operated within the law as an officer. Prosecutors and viewers of the viral video have said otherwise. You can read the full charges against Chauvin here; Thao here; Kueng here, and Lane here.  Chauvin here Thao here Kueng here Lane here The second claim in the flyer (that the restraint technique used was not part of MPD training) was false. At the time of Floyd's death, MPD's Policy & Procedure Manual (which governs everything from how officers should dress on the job to what tactics are OK to use during arrests) included the below-displayed section obtained by Snopes.  In other words, department policy permitted officers to use what it considered a "non-deadly force option" by kneeling on a suspect's neck if they had received lessons in how to do so without applying pressure to the suspect's airway. Officers could use "light or moderate pressure" to get someone under "control" or "adequate pressure" to make someone unconscious in situations they deemed appropriate. Policy & Procedure Manual  However, in the aftermath of Floyd's death, MPD agreed to ban officers from using chokeholds and neck restraints at the request of state authorities. As a result of that change, the police manual now reads: agreed request   The Minnesota Police and Peace Officers Association (MPPOA), which provides legal services to police by drawing from about a dozen attorneys, is providing legal representation for Chauvin. Minnesota Police and Peace Officers Association And initially, yes, the association had assigned Tom Kelly to Floyd's case. Kelly was one of the defense attorneys who represented St. Anthony, Minnesota, police officer Jeronimo Yanez, who was acquitted on all charges in connection to the fatal shooting of Philando Castile, a Black man, during a traffic stop in 2017. who represented acquitted Philando Castile But on June 3, 2020, Eric Nelson of the Halberg Criminal Defense firm took over Chauvin's case, Reuters reported. Kelly told that news outlet the association had originally assigned the case to him because he was the on-call attorney at the time of Chauvin's arrest. But he gave up the case for medical-related reasons. Reuters reported In short, Kelly, a lawyer who indeed argued Yanez's case, also represented Chauvin  but only for about nine days. The flyer's claim was outdated. By and large, this assertion is true. Below, we lay out everything we know about the shooting of Leroy Martinez in 2011, which the flyer claimed was "an inappropriate police shooting" involving Chauvin and resulted in MPD placing him on administrative leave. According to news reports, on Aug. 8, 2011, Chauvin and other officers chased down Martinez, 23, in a public housing complex in South Minneapolis after they said they heard gunshots and saw Martinez running with a gun. (The Indian County-Today news outlet confirmed that Martinez is an Alaskan Native.) Indian County-Today One of the officers shot Martinez in the torso, and as he recovered in the hospital, Martinez faced second-degree assault charges in connection with a shooting that had taken place before police arrived on the scene. Here's how The Star Tribune newspaper reported the incident:  According to that newspaper's coverage, a witness who said she watched the shooting from her balcony in the housing complex maintained to journalists that police weren't telling the full story. The witness said Martinez had thrown down his gun and was holding his hands in the air when one of the officers (not Chauvin) shot him, after warning that he would open fire. reported  police All officers involved, including Chauvin, were placed on three-day administrative leave, which is standard procedure in officer-involved shootings, and eventually exonerated of any wrongdoing. Whether the flyer is correct in describing the shooting as "inappropriate" is a subjective issue. The police chief at the time said he believed the officers acted "appropriately and courageously," suggesting they had acted within department policy under the circumstances, The New York Times reported. The New York Times reported This claim in the flyer is largely true. Here's what we know about that incident: incident While responding to a call of domestic violence at a South Minneapolis apartment in May 2008, Chauvin opened fire on a 21-year-old Black man, Ira Latrell Toles. The Associated Press reported at the time: Ira Latrell Toles For a period of time there was an open 911 line into the residence and the 911 operator could hear a woman yelling for someone to stop hitting her, police said. Officers were refused entry when they arrived at the residence but could hear the assault continuing so they forced their way in. Police say Toles tried to run from officers, and when they tried to subdue him he tried to take an officer's gun. They say the officer shot him to prevent that from happening. The two officers on the scene are on paid administrative leave, which is standard in shootings. Police have not released their names. Toles, who survived the shooting and later faced criminal charges, recalled the incident differently. Following Floyd's death, he told The Daily Beast that yes, the mother of his child had called police on him that night, and that he had locked himself in the bathroom with an unlit cigarette after officers broke down the apartment door. Then, Toles alleged, Chauvin busted in the bathroom door and started hitting the 21-year-old without warning. Daily Beast Chauvin later told investigators that, because Toles supposedly failed to comply with officers' commands, he attempted to hit the young man in the head with the butt of his handgun and then opened fire when he thought Toles reached for his gun, The Star Tribune reported. Toles ex-girlfriend reported that Chauvin fired his firearm about two seconds after he entered the bathroom after Toles. The Star Tribune reported In summary, the flyer's point is accurate, with the caveat that only Toles' account suggested that he was unarmed at the time of the confrontation. This claim is true. In 2006, Chauvin and five other officers opened fire on a truck in South Minneapolis while investigating a reported stabbing, killing 42-year-old Wayne Reyes. According to MPD's account of the incident, Reyes pulled out a shotgun when police pulled him over to ask him questions about the reported assault; the officers believed Reyes had stabbed his girlfriend and another friend in a domestic dispute, according to news reports. In total, the six officers fired 42 rounds in four seconds, according to the The Washington Post. Reyes (who the Canadian national news outlet, APTN News, reported was a member of the Leech Lake Ojibwe Band in Minnesota) was struck multiple times and died. However, it was unclear if Chauvin fired any of the fatal shots. The Washington Post reported In the end, a grand jury ruled the officers' actions appropriate, and Chauvin was recommended for a Medal of Valor following the shooting, according to The Star Tribune. The Star Tribune    In reference to the flyer accusing Chauvin and the other officers of striking Reyes with 16 bullets, exactly, no reports corroborated that number. Otherwise, however, the claim about Reyes circulating after Floyd's death was accurate. This accusation is largely unproven based upon the available evidence. Here's what we can confirm: Roughly four years into Chauvin's MPD career, in 2005, he and another officer used a squad car on duty to chase a car that ended up crashing into another vehicle, killing three people, according to news reports. news reports But we have not yet uncovered further details on why the officers were chasing the car, or whether the other drivers (and their conditions) were major factors in the collision. So in reference to the flyer, while it was true Chauvin and another officer were involved in a deadly car chase, no trusted evidence showed the officers' actions indeed caused the three fatalities. Although MPD has not fulfilled requests for records to determine why, or under what circumstances, conduct complaints were filed against Chauvin prior to Floyd's death, this claim was somewhat true.  Snopes obtained Chauvin's Employee Complaint Profile Card, which provided few details other than a tally of 17 complaints against him throughout his MPD career.  Employee Complaint Profile Card, The only allegation that resulted in disciplinary action (two letters of reprimand) was filed in 2007, when Chauvin allegedly pulled over a woman for going 10 mph over the speed limit, frisked her, and put her in his squad car, according to news reports. The woman's baby and dog were reportedly inside the vehicle during the traffic stop. news reports reportedly Another complaint was filed by a 48-year-old man who said officers (one of whom was later identified as Chauvin) banged on his car window with a flashlight and attempted to force him to the pavement during a traffic stop in 2013, The Star Tribune reported. The man, a mental health worker, said he was driving home from working a double shift at Hennepin County Medical Center and believed officers had mistaken him for someone who had been using his name. In other words, it was undetermined based on verifiable evidence whether all the complaints against Chauvin accused him of using excessive use of force, or whether they included allegations that he had violated other aspects of MPD policy. Anyone can file a complaint against a police officer for any reason. Also unclear was whether, or to what extent, the complaints were connected to the incidents described above that resulted in civilian deaths or injuries. After graduating high school in 1994, Chauvin worked restaurant jobs as a prep cook, joined the U.S. Army, and eventually attended St. Paul's Metropolitan State University, The Star Tribune reported. There, his focus shifted to police work -- he eventually earned a degree in law enforcement -- and he joined MPD's ranks in 2001, at age 25.  The Star Tribune reported We also know that Chauvin and Floyd both worked at the same Minneapolis nightclub, El Nuevo Rodeo. Maya Santamaria, who owned the building that housed the club, confirmed with Snopes that both men worked at the business during periods that overlapped (Chauvin worked as an off-duty police officer), but it was unknown whether they ever ran into each other or were introduced. confirmed MPD leaders commended Chauvin's work at various points throughout his career, according to the news archives. For example, they awarded him a Medal of Commendation in 2008 after he apparently disarmed a man during one of his nightclub security shifts. news archives In 2010, Chauvin married his wife, Kellie Chauvin. The two had met at Hennepin County Medical Center, where she worked as a radiologic technician and he brought someone one night for a health check before an arrest, she told The Pioneer Press for a story about her preparation to compete in Mrs. Minnesota America. story Additionally, the couple owned and rented two homes in Woodbury, a suburb east of St. Paul, before they bought a home in Oakdale, Washington County, according to property records compiled by The Star Tribune. In 2011, they also bought a townhouse near Orlando, Florida, where voting records showed Derek Chauvin is registered to vote. Woodbury Just weeks after Floyd's death, Kellie Chauvin filed for divorce and sought to change her last name. As of this writing, the court sealed access to records in the case, citing privacy and safety concerns. Nonetheless, the couple's financial situation emerged in international news headlines in July, when authorities accused them of failing to report income from various jobs. international news headlines Washington County prosecutors charged Derek and Kellie Chauvin with aiding and abetting tax evasion and tax fraud. According to the criminal complaint, they failed to report more than $460,000 in Minnesota income over five years and failed to pay almost $38,000 in taxes owed during that time frame, according news reports. news reports Lastra, Ana and Eric. Rasmussen.  "George Floyd, Fired Officer Overlapped Security Shifts at South Minneapolis Club."   KSTP-TV.  28 May 2020. Richmond, Todd.  "Officer Accused in Floyds Death Opened Fire on 2 People."   The Associated Press.  29 May 2020. Evelyn, Kenya.  "George Floyd Killing: Two Officers Involved Previously Reviewed for Use of Force."   The Guardian.  28 May 2020. Van Berkel, Jessie.  George Floyds Death Returns Spotlight to Sen. Amy Klobuchar Prosecutor Past."   [Minneapolis] Star Tribune.  29 May 2020. Bierschbach, Briana.  "Minneapolis Police Officer Derek Chauvin in Custody After Death of George Floyd."   [Minneapolis] Star Tribune.  29 May 2020. [Minneapolis] Star Tribune.  "Buildings Damaged in Minneapolis, St. Paul after Protests."   29 May 2020. Xiong, Chao and Paul Walsh.  "Ex-Police Officer Derek Chauvin Charged with Murder, Manslaughter in George Floyd Death."   [Minneapolis] Star Tribune.  29 May 2020. Furber, Matt et. al.  "Minneapolis Police, Long Accused of Racism, Face Wrath of Wounded City.   The New York Times.  27 May 2020. Scher, Isaac.  "The Police Officer Who Knelt on George Floyds Neck Has Been Involved in Shootings and Was the Subject of 10 Complaints."   Business Insider.  28 May 2020. Melendez, Pilar.  "Minneapolis Man: Cop Who Kneeled on George Floyd Tried to Kill Me in 2008."   The Daily Beast.  29 May 2020. Pioneer Press.  "Minneapolis Police Officer Involved in Weekend Shooting ID'd."   26 May 2008. Minneapolismn.gov.  MPD Frequently Requested Public Information.   Accessed 29 May 2020. WCCO-TV.  "Lawyer: Wife of Charged Ex-MPD Officer Derek Chauvin Files for Divorce".   29 May 2020. This report was updated to include information about Chauvin and his jury trial set to begin in spring 2021 that emerged after the initial publication of this report.