Premium Increase
Claim:  President Bush is responsible for a 17% increase in Medicare premiums. Status:  False. Example:  [Collected on the Internet, 2004] Have you seen the John Kerry commercial in which George Bush pledges to help Seniors on Medicare and "the very next day imposes a 17% premium increase  the biggest in history"? That ad is a stroke of genius on Kerry's part and will surely gain him many votes among the uninformed. It was found to be so amazing that someone did some homework on the issue. As it turns out the 17% increase was not imposed by President Bush but was mandated by the "balanced budget agreement" signed by President Clinton, voted into law by Senator John Kerry, and was scheduled to come into effect during the Bush administration. President Bush had no authority to reverse what had been voted into law by Senator Kerry during the Clinton administration. Once again Kerry is counting on the ignorance of the American people. Don't be duped by his misstatement of facts! Origins:  The availability of health care and the associated costs of medical care, prescription drugs, and insurance are a major issue in every campaign, especially among older voters.  With premiums for the government-funded Medicare program scheduled to rise from $66.60 to $78.20 per month in January 2005 (a 17.4% increase over current levels, and 56 percent higher than the premiums charged in 2001), both sides in the upcoming presidential election are seeking the upper hand on the issue. Medicare Democrats have maintained that the Bush administration bears much of the responsibility for the increase in premiums because it has done little to control health costs and had directed too much Medicare money to the managed health care industry, and Democratic nominee John Kerry's campaign aired a commercial that (incorrectly) implied that President Bush  was responsible for the increase in Medicare premiums ("George Bush imposes the biggest Medicare premium increase in history . . .").  President Bush's campaign countered by running a TV spot that (incorrectly) stated Senator Kerry had "voted five times to raise Medicare premiums": Republicans had hoped to emphasize their support of Medicare in this campaign season, after making herculean efforts to pass legislation adding drug benefits to the health program for 41 million people who are elderly or disabled. But the new law, signed by Bush in December, has met mixed reviews. The drug benefits, representing the largest expansion of Medicare since its creation in 1965, do not become available until 2006, and the increase in premiums has nothing to do with the new drug coverage. Beneficiaries will have to pay an additional premium, expected to average $35 a month in 2006, for drug benefits. The Bush campaign advertisement, titled "Medicare Hypocrisy," says, "It was Mr. Kerry who voted five times to raise Medicare premiums." The votes, from 1985 to 1997, were not on premiums alone, but on comprehensive budget bills that included hundreds of provisions affecting Medicare and scores of other federal programs. Like most political issues, health care is a complex subject that has been shaped and affected by many different pieces of legislation, and no one person or political party is solely responsible for the rise in Medicare premiums.  Those interested in trying to follow the bouncing ball and track the origins of the 17% increase in Medicare premiums may find this article helpful. article Last updated:  12 October 2004    Sources:    Pear, Robert and Carl Hulse.  "Medicare Costs Are New Focus for Candidates."   The New York Times.  12 September 2004  (p. 1).     The [Pottstown] Mercury.  "Health Care a Passionate Issue for Candidates."   1 October 2004.
On Feb. 15, 2019, a pregnant waitress in her third trimester received a generous $100 tip after serving lunch to a cop. It happened at the Lamp Post Diner in Clementon, New Jersey. A Voorhees County police officer had ordered a lunch that cost less than $9. He paid his bill and left the diner before the waitress, Courtney English, was shown the receipt by the hostess. The story ended up being reported by local and national news media. NJ.com reported that the tip "brought her to tears": local national reported As Courtney English worked the lunch crowd Friday at the Lamp Post Diner, she got to chatting with customers about the upcoming birth of her first child. English is nearly eight months pregnant and has been working at the Gloucester Township diner to save as much money as possible before her daughter arrives. What happened next brought her to tears. A police officer dining on a salad at a nearby table must have overheard the conversation, she said. When he left to pay the bill, the anonymous officer included a $100 tip on the $8.75 check, along with a simple note: "Enjoy your first. You will never forget it. This was all true. Then a viral content website seized on the story for profit. The person or people behind the website HouseDiver, which claimed to be managed from Israel, dramatized the tale of kindness into a 71-page slideshow-style article. Most of the pages contained about three sentences each. Since at least January 2021, the HouseDiver article was advertised on the Taboola advertising platform with a misleading headline: "Pregnant Waitress Charges Cop $9 For Lunch, Moments Later She Runs To The Manager." Another ad read: "[Pic] Heavily Pregnant Waitress Runs To Her Boss In Tears After Seeing What Cop Left Next To Bill."   The strategy behind HouseDiver's 71-page article was known as advertising "arbitrage." The goal for the website was to make more money on the ads displayed on each of the 71 pages than it cost to run the initial ad that lured readers to the story in the first place. HouseDiver appeared to have located a number of pictures of English and her child, who was born weeks after English received the $100 tip. The viral content website used multiple photographs of her child without her permission. We contacted English, who was eager to set the record straight. We asked her if she had seen the misleading and dramatized version of the story. "I came across all of that too and was very upset," English said. She confirmed to us that she did not "run to the manager." Further, she said that the story's writers "came up with some really outlandish things" and that much of it was "over-exaggerated." We also notified her that it appeared pictures of her and her child had been used without her permission. "Definitely without my permission," she said. Honestly, I just find it inappropriate that pictures I didnt give permission to be used are all over the internet. Pictures of my minor child are being shared with false information and I just feel its an invasion of our privacy, as well as I didnt consent to it. As for the real story of the waitress, the cop, and the $100 tip, Courtney English's father, Brian, shared his thoughts in a Facebook post. It read, in part: waitress Facebook post What a wonderful person to not only leave a VERY generous tip, but a lovely message. I don't know you Mr. Police Officer, but you made my little girl cry, and made her year. Thank you. I always had the utmost respect for officers, but you went above and beyond not just an officer, but a beautiful human being. God Bless. We provided information to English regarding how she can report the advertisement to the Taboola advertising platform. We also directed her to the contact page for housediver.com, the website that hosted her child's pictures without her permission. For further reading, we have previously reported on a similar instance of a viral content website seizing on another true story about something that was hidden in a necklace. previously reported Snopes debunks a wide range of content, and online advertisements are no exception. Misleading ads often lead to obscure websites that host lengthy slideshow articles with lots of pages. It's called advertising "arbitrage." The advertiser's goal is to make more money on ads displayed on the slideshow's pages than it cost to show the initial ad that lured them to it. Feel free to submit ads to us, and be sure to include a screenshot of the ad and the link to where the ad leads. submit ads to us In late May 2023, a number of Twitter accounts retweeted and criticized a post supposedly written on May 28 by U.S. Rep. Alexandria Ocasio-Cortez (AOC), about farmers: retweeted and criticized  (@Shamrock168339/Twitter)   (@GSchifanelli/Twitter) Contrary to what most of these users apparently assumed, however, the "Farming should be illegal" tweet attributed to AOC was actually posted by a parody account: "Farming should be illegal" tweet AOC parody account  (@AOCpress/Twitter) It was a joke. AOC did not tweet that "Farming should be illegal." No such tweet or sentiment appeared on her official Twitter account. Twitter users were similarly fooled by a previous tweet from the parody account, also fact-checked by Snopes, in which Ocasio-Cortez supposedly said "Printing money is the only way out of inflation." previous tweet fact-checked by Snopes In a May 30 tweet from her official account, Ocasio-Cortez informed the public that the parody account was "impersonating" her and "releasing false policy statements," and noted that Twitter owner Elon Musk "has engaged it, boosting its visibility": May 30 tweet FYI there's a fake account on here impersonating me and going viral. The Twitter CEO has engaged it, boosting visibility. It is releasing false policy statements and gaining spread. I am assessing with my team how to move forward. In the meantime, be careful of what you see.  Alexandria Ocasio-Cortez (@AOC) May 30, 2023 May 30, 2023  This is the @AOCpress tweet that Musk engaged with:  (@elonmusk/Twitter) Snopes has also fact-checked fake tweets attributed to AOC that were created image-editing software. In one such fake tweet that circulated during the COVID-19 pandemic, she allegedly urged that businesses be kept closed until after the 2020 election. In another, she allegedly called for Democrats to commence with "The Purge" (a reference to the 2013 horror film) after U.S. President Joe Biden was elected. businesses be kept closed commence with "The Purge" 2013 horror film For background, here iswhywe sometimes write about satire/humor. why Mikkelson, David. "Did AOC Tweet That Businesses Should Be Shut Down Until the Election?" Snopes, 23 June 2020, https://www.snopes.com/fact-check/aoc-businesses-closed-tweet/. Palma, Bethania. "No, AOC Didn't Tweet About 'The Purge.'" Snopes, 12 Jan. 2021, https://www.snopes.com/fact-check/fake-aoc-purge-tweet/. On 3 March 2017, the web site USPOLN published an article which contained several quotes ostensibly uttered by Senator Paul Ryan, including one statement in which he supposedly asserted about birth control that "If there was a legitimate way to have intercourse and not get pregnant, God would have included it in His holy books":  article   This article was framed as presenting portions of a discussion between Ryan and CNN host Jake Tapper, and the introductory paragraph replicated a legitimate exchange between Ryan and Tapper about health care reform and birth control that took place on 13 November 2016: legitimate House Speaker Paul Ryan (R-WI) refused to say if some women would lose access to birth control benefits after Republicans repeal President Barack Obamas health care reform law. The Wisconsin Republican promised during an interview on CNN that the repeal of Obamacare would lower the costs of health care by providing vouchers to poor Americans. CNN host Jake Tapper noted that many women were paying nothing for birth control thanks to an Affordable Care Act mandate. Is that going to end? he wondered. Look, Im not going to get into all the nitty-gritty details of these things, Ryan replied curly. The remainder of the article, however, was completely fabricated. For instance, Paul Ryan never said this: Im not a preacher, nor am I a holy man, but the fact to the matter is that Obamacare is bad for our economy, its bad for Americans, both poor ones and ones who arent, overall, its a bad program and a bad piece of legislation and thats why its gotta go, Ryan argued stubbornly, all the while ignoring the question. And if our biology allowed for a safe way to have intercourse, if we were meant to have intercourse completely naturally and not get pregnant because of it, then God would have included something about it in one of his Holy Books. Now, I havent found anything on the subject  and not for lack of looking, Jake  have you, perhaps?  Or this: Now, how would you feel, Jake, if someone were to take a huge chunk of your hard-earned money and use it to give something to someone youve never met? Ryan asked the host. And the worst part is  nobody asked Americans whether or not they agree to their taxes being raised to help people they dont know, that very fact goes against the essence of capitalism. Its not effective and its not efficient, which makes it the wrong solution from the start. Thats why it needs to be repealed. The other part of the reason why women shouldnt be allowed to use birth control at all is the fact that, in doing so, theyre committing murder and that goes against everything this country stands for. Ryan didn't say any of this during his CNN interview with Jake Tapper on 13 November 2016, or at any other time and place. USPOLN bills itself as a "hybrid" site that publishes a mixture of "satire" and real news, but unlike other hybrid sites such as Newslo, which allow users to click a button revealing which portions of articles are true and which are not, USPOLN provides readers with no mechanism for distinguishing between fact and fabrication. If they did, the introductory paragraph would have been highlighted as "true" while the remainder of the article would have been marked as "satire." hybrid Newslo The actual interview between Tapper and Ryan can be viewed below:  Edwards, David.  "Paul Ryan: Access to Birth Control for Women Is Nitty-Gritty Detail Not Worth Talking About."
  Raw Story.  16 November 2016. USPOLN.  "Paul Ryan: 'If There Was A Legitimate Way To Have Intercourse And Not Get Pregnant, God Would Have Included It In His Holy Books.'"
  3 March 2017. In December 2017, an image purportedly showing an oddly spaced and strangely punctuated message posted to Twitter by House Minority Leader Nancy Pelosi, expressing disgust with President Donald Trump's stance on a recently passed (and highly controversial) tax reform bill, received viral attention: passed controversial I am disgusted with "President" Trump allowing people to keep more of the money they earn. It is this type of wide spread theft of public resources that keeps America from being great "Mr. President".   This tweet did not appear on Pelosi's Twitter timeline. Although some critics may argue that this only shows that the message was posted and then quickly deleted, that assumption would also be false. timeline For one thing, we could not find a single tweet linking to the original message. More tellingly, however, is the watermark in the bottom right corner of this image. Tweeterino.com is a fake tweet generator that lets users attribute any fictional phrase to any Twitter user. According to the site, hundreds of fake tweets from Nancy Pelosi already exist: fake tweet tweets   The House Minority Leader did legitimately post criticism of the tax reform bill, repeatedly calling it a "GOP Tax Scam" and saying that that the bill would explode the deficit, and noted that 86 million middle class families would see a tax hike: There are few things more disturbing than hearing the swell of cheers from the @HouseGOP as they raise taxes on 86 million middle class families. #GOPTaxScam @HouseGOP #GOPTaxScam  Nancy Pelosi (@NancyPelosi) December 19, 2017 December 19, 2017  -86 million middle class families get a tax hike-83% of benefits go to the top 1 percent-13 million Americans will be added to the rolls of the uninsured Thats the real story of the #GOPTaxScam. #GOPTaxScam  Nancy Pelosi (@NancyPelosi) December 20, 2017 December 20, 2017  The House Minority Leader also appeared to take as much issue with how the legislation was passed as she did with was what it contained, since the following message was pinned to the top of her Twitter timeline: No hearing. No expert testimony. No listening to the American people. That has been the story of the #GOPTaxScam. #GOPTaxScam  Nancy Pelosi (@NancyPelosi) December 20, 2017 December 20, 2017  The criticisms levied by Pelosi were backed by reports from nonpartisan organizations such as the Tax Policy Center and Congress's own Joint Committee on Taxation. We wrote about these claims (and several others) in an explainer about the bill. explainer Claim:  A man in Ireland killed by the bite of a deadly redback spider UNDETERMINED Example:  [Collected on the Internet, August 2014]  I saw an article in a news paper about the deadly redback spider being in the uk. It was headlined with "KILLER TOILET SPIDER WARNING: Dad dies from deadly redback bite" alot of people on Facebook are freaking out so I just wanted to see if it's true or false. Origins:  In August 2014 social media networks were abuzz with reprinted versions of a typically sensationalized Sun article ("Yes, the deadly redback spider is ALREADY in Britain  and could be LURKING under your toilet seat") about a 48-year-old man named John Francis Kennedy in Cork, Ireland, who reportedly was bitten on the neck by a "poisonous red-back" spider while watching a movie at home and died of "massive internal bleeding": Sun John Francis Kennedy, who went by the nickname 'JFK', suffered horrifying injuries as a result of the bite, and died last month from massive internal bleeding. His wife Jeanne insists that his death was the result of a spider bite he got last year  and her description matches that of the deadly redback, which is one of the few spiders that can be seriously harmful to humans. Sometimes known as the 'toilet spider', redbacks can be commonly found living under toilet seats. The redback spider (Latrodectus hasseltii, also known as the red-striped spider, red-spot spider, and jockey spider) is a species of venomous spider indigenous to Australia, that typically lives in warm, sheltered locations, often in or around human dwellings.  The redback is one of the few spider species whose bite does pose a significant risk to humans, as its venom can produce pain, muscle rigidity, vomiting, and sweating, and in some cases death: redback spider Perched in its tangled web, the redback spider lies in wait. She is a relative of the black widow; only the red dorsal stripe distinguishes them. Redbacks are found everywhere throughout the Australian continent, especially alongside human habitation. Only females build webs.  Their smaller, less brilliantly colored male counterparts often lurk to the side. Humans must be careful.  The spider won't seek out people to sting, but should a hand stray into her web by accident, a trip to the emergency room may be in order as the venom acts directly on the nerves. Only the female bite is dangerous, and their bites have caused some human deaths. The redback possesses a potent neurotoxic venom.  It does not hunt its prey, but instead waits for a tasty morsel to wander by and become entangled in its web. Once the prey-usually a walking insect-becomes enmeshed in the redback's web, it's wrapped in silk.  When it's time to eat, the spider bites down on its intended victim, injecting its neurotoxic venom.  The venom paralyzes the insect, and digestive enzymes begin to dissolve the prey's insides.  Antivenom for redback spider bites has been available since 1956, and no known deaths directly attributable to redback bites have been documented in more than fifty years since then, which makes this latest case in Ireland quite a subject of interest.  However, note that the victim's wife, Jeanne, stated her husband didn't die soon after being bitten by a spider; he had actually been bitten a year earlier, and then he experienced a long period of declining health with various symptoms before finally passing away in July 2014: Antivenom She said: "He got bitten. We found a spider with a weird red back. "But the bite he got had bled very badly. We went through a roll and a half of toilet roll to try and stop it. "Ever since his health went down. "His stomach started swelling, they said it was his liver and his pancreas. "His testicles also swelled up very bad." Jeanne, 46, went on to describe how John's eyesight deteriorated and he started vomiting BLOOD. He eventually died in hospital last month and an inquest into his death has begun  but Jeanne is already convinced it was the spider. "It had to be down to that sting. "He was in perfect health before the bite happened."   So there's as yet no certainty that John Francis Kennedy was actually bitten by a redback spider, which had not previously been sighted in Ireland, other than someone's year-old recollection of what the spider in question looked like.  And even if that species of spider did deliver a bite to the victim, it's unproven at this point that his death was directly attributable to that bite.  He may have died from something else completely coincidental to that bite, he may have been suffering from an undiagnosed medical condition that had already compromised his health and was exacerbated or compounded by the bite's effects, or he may have suffered an allergic reaction to the bite (rather than being killed by the venom itself)  a host of alternative explanations are possible. Until additional (and less tabloid-sensational) details are provided about this case, it's far too early to claim this as a verified example of a redback spider bite death in Ireland.  And for those locals who fear that such critters are taking up residence in the area: Adam Faulkner, reptile keeper at Drayton Manor Zoo, said: "Redbacks would probably not be able to survive the British climate  but they could survive if they found a warm house to live in." Currently there are no national records of redback spider sightings.     Last updated:  25 August 2014 Claim:  U.S. law specifies that merchants do not have to accept more than 100 pennies in payment.  Origins:  This is one of the pieces of misinformation that makes me wish web sites like this one had been around when I was a kid so I have could pointed my father toward it and told him to shut up already.  I can't recall how many times he solemnly intoned that "Pennies are not legal tender in quantities greater than 100" and therefore merchants were   "legally" allowed to refuse any offer of payment that included more than one hundred one-cent coins (and, presumably,  could not "legally" refuse payment offered in any other form of legal tender).  As with so many other things he was dead wrong (and I knew it even then), but I had no way of proving him wrong.  I can now, though. Title 31 (Money and Finance), Subtitle IV (Money), Chapter 51 (Coins and Currency), Subchapter I (Monetary System), Section 5103 (Legal Tender) of the United States Code states: United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues. Foreign gold or silver coins are not legal tender for debts. What this statute means, in the words of the United States Treasury, is that "[A]ll United States money ...  is a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal law mandating that a person or organization must accept currency or coins as for payment for goods and/or services." In other words, U.S. currency and coins can be used for making payments, but merchants do not necessarily have to accept it for all forms of business transactions. If a shoemaker wants to sell his products for 8000 jelly beans per pair, he's entitled to do so; the buyer cannot demand that he accept the equivalent value in legal tender instead.  However, legal tender is the default method of payment assumed in contractual agreements involving debts and payments for goods or services unless otherwise specified.   So, for example, if an automobile dealer signs a contract agreeing to sell you a car for $8,000, but when you begin making monthly payments he rejects them and insists he wants to be paid in gold instead, you can go to court and have your debt discharged on the grounds that valid payment was offered and refused. Up until the late 19th century, pennies and nickels weren't legal tender at all.  The Coinage Acts of 1873 and 1879 made them legal tender for debts up to 25 cents only, while the other fractional coins (dimes, quarters, and half dollars) were legal tender for amounts up to $10. This remained the law until the Coinage Act of 1965 specified that all U.S. coins are legal tender in any amount. However, even in cases where legal tender has been agreed to as a form of payment, private businesses are still free to specify which forms of legal tender they will accept.  If a shop doesn't want to take any currency larger than $20 bills, or they don't want to take pennies at all, or they want to be paid in nothing but dimes, they're entitled to do so (but, as mentioned earlier, they should specify their payment policies before entering into transactions with buyers).  Businesses are free to accept or reject pennies as they see fit; no law specifies that pennies cease to be considered legal tender when proffered in quantities over a particular amount. Additional information:        Designation of legal tender   (United States Code, Title 31)        What is legal tender?   (United States Treasury FAQ)   Last updated:  16 May 2011   Landers, Ann.   "Ann Landers."  29 January 1996   [syndicated column].   Viets, Elaine.  "A Penny Saved Can Be a Lot of Trouble."  St. Louis Post-Dispatch.  24 April 1994. In late 2019, social media users began seeing posts touting that "LOWES has announced that everyone who shares this link will be sent a $150 coupon for its anniversary TODAY ONLY":  This coupon offer was fake, just another iteration of similar scams that have made the online rounds several times before. In May 2015, a fraudulent offer for $100 Lowe's coupons started circulating on Facebook. The message linked Facebook users to a fraudulent web site adorned with the Lowe's logo, and instructed them to follow a simple set of instructions:  Scams like these require users to pass the fake coupon on to their Facebook friends, which widens the pool of potential victims. Next, they direct people to fill out a simple survey, which seems like a harmless task but is used to coax sensitive information such as email addresses, telephone numbers, dates of birth and credit card numbers out of victims. Finally, users who complete the survey will never receive a free Lowe's gift card but instead will likely sign up for difficult-to-cancel "Reward Offers" or have their personal information used for nefarious purposes. The Better Business Bureau provides these three tips to identify scams on Facebook: Facebook Don't believe what you see. It's easy to steal the colors, logos and header of an established organization. Scammers can also make links look like they lead to legitimate websites and emails appear to come from a different sender.Legitimate businesses do not ask for credit card numbers or banking information on customer surveys. If they do ask for personal information, like an address or email, be sure there's a link to their privacy policy. Watch out for a reward that's too good to be true. If the survey is real, you may be entered in a drawing to win a gift card or receive a small discount off your next purchase. Few businesses can afford to give away $50 gift cards for completing a few questions. Lowe's also posted a warning about this scam on their Facebook page: Facebook  In April 2017, two years after we first debunked the initial coupon scam, a new version of it appeared, taking in unsuspecting Facebookers yet again:  Those who clicked on this image on Facebook were taken to a page with a dubious URL& (in this case, https://www.lowes.com-holdit.us/?sfpzbJt) and asked to take a simple survey and then to "like" and "share" the page:  Needless to say, anyone who attempted to redeem these coupons at Lowe's will be unsuccessful (and probably a little embarrassed), and if they have followed the online instructions, they have set themselves and their friends on social media up for, at best, a like-farming scam. A simple racket, certainly, but an effective one. scam In August 2016, a graphic featuring a picture of billionaire George Soros next to a quote ostensibly uttered by him about his goal to "bring down the United States by funding Black Hate groups" began circulating via social media:  Although this image indicated that the business magnate and political activist issued this comment during the course of an interview with the Germany newspaper Bild in September 2014, we found no evidence that any such interview took place. The putative statement from Soros about his funding "Black Hate groups" does not appear in the newspaper's archives for September 2014 (or any other month), nor did we find reference to it in any other credible publication. archives The first iteration of this quote we could uncover appeared on the Tumblr page "Overpasses for America" in an article published on 19 August 2016, nearly two years after Soros allegedly issued these inflammatory remarks. Aside from the suspicious lack of documentation for this alleged Soros quote, it's highly unlikely that the billionaire would be so open and candid about a plan to fund "Black Hate groups," manipulate the black community, and bring down the United States in a newspaper interview. (It also makes little sense for Soros, one of the world's richest people and most successful capitalists, to be motivated to dismantle the nation that is home to the planet's largest economy.) Fake quotes are frequently accompanied by false source information in order to make them appear legitimate. This tactic has also been used for viral quotes ostensibly uttered by presidential candidates Donald Trump and Hillary Clinton, for example: Trump was accused of saying that Republicans were the "dumbest group of voters" during an interview with People, and Clinton was accused of saying the same of Democratic voters in a 2005 book. Yet neither Clinton nor Trump made such comments. accused accused The protracted, often bloody Israeli-Palestinian conflict exploded into a hot war on Oct. 7, 2023, when the militant Palestinian group Hamas launched a deadly attack on Israel and Israel retaliated by bombarding the Gaza Strip. More than 20,000 people, the vast majority of them Palestinians, were reportedly killed during the first two months of the war alone. The violence is driven by mutual hostilities and territorial ambitions dating back more than a century. The internet has become an unofficial front in that war and is rife with misinformation, which Snopes is dedicated to countering with facts and context. You can help. Read the latest fact checks. Submit questionable claims. Become a Snopes Member to support our work. We welcome your participation and feedback. Israeli-Palestinian conflict Hamas deadly attack on Israel retaliated were reportedly killed mutual hostilities Read Submit Become a Snopes Member feedback In January 2024, as Israels bombardment of Gaza continued, a pair of photographs went viral showing the apparent impact of the violence on Gazas universities. viral Al-Azhar University in the north of the Gaza Strip was targeted by Israeli forces in particular, and since late 2023, a number of posts on Reddit, TikTok and X appeared to show what the educational institution looked like "before" and "after" it was hit by Israeli strikes. targeted Reddit TikTok X    The above images accurately depict one of Al-Azhar Universitys buildings before and after military operations by Israel in Gaza. We found photographic evidence from reliable news sources as well as from the universitys official Facebook page verifying the claim, and as such rate this story as True. In November 2023, Al-Azhar University shared the before and after images in a Facebook post detailing the destruction that took place on the university campus after bombardment from Israel. One picture in particular showed the "before" version of the untouched building for the Faculty of King Hassan II For Environmental Sciences and Agriculture. November 2023 The post stated (English version via Google Translate): Part of the destruction and damage caused to university facilities and buildings as a result of the Israeli occupation forces bombing of the new university campus buildings south of Gaza City. (Screenshot via Facebook) We found images of this particular building from different angles in years prior including from the Moroccan press agency in 2021 that detailed a new specialty for Veterinary Medicine had been made available at the university. A news release from the Kingdom of Morocco noted that the facility had been reconstructed with Moroccos help and was inaugurated in 2015. angles Moroccan press agency news release On Nov. 22, 2023, Reuters published the photograph of the same building after it was destroyed, with the caption: The remains of Al-Azhar University of Gaza is seen, amid the ongoing ground operation of the Israeli army against Palestinian Islamist group Hamas, in the Gaza Strip, November 22, 2023. [...] EDITOR'S NOTE: REUTERS PHOTOGRAPHS WERE REVIEWED BY THE IDF AS PART OF THE CONDITIONS OF THE EMBED. NO PHOTOS WERE REMOVED. published (Screenshot via Reuters) We determined that this was the same structure as the one posted by the Al-Azhar University Facebook page by observing the matching architectural details, including the white domes atop the building, the remnants of the signage and arch at the front of the building. Geneva-based Euro-Med Human Rights Monitor, an independent nonprofit organization, said Israel was systematically destroying universities in Gaza in stages, with the first stage including the bombing of the Islamic and Al-Azhar universities. said Getty Images also published photographs of other Al-Azhar University buildings that had been destroyed by the bombardment. A New York Times interactive from Dec. 12, 2023, mapped out all the neighborhoods with satellite imagery that lay in ruins from thousands of Israeli strikes and the ground invasion. Switching between the Before and Now tabs in the interactive, visible damage can be seen on Al-Azhar Universitys campus, as well as the noticeable Israeli tanks in the courtyard. published New York Times The Israeli military said they had destroyed buildings on Al-Azhar Universitys campus because the Hamas terror organization used the university building for the purpose of fighting against our forces. said They claimed to find: terror infrastructure, including an underground tunnel that ran from the university's yard and [continued] to a school one kilometer away. Furthermore, numerous weapons, including explosive devices, rocket parts, launchers, explosive device detonation systems, and several technological assets were located and taken for an intelligence analysis and investigation. claimed We were unable to determine independently if the Israeli militarys findings were true. According to an Al Jazeera report, in more than 100 days of Israeli bombardment, hundreds of schools, including those run by the United Nations, had been bombed and students and teachers killed. Centers of higher education, including universities, have been completely paralyzed and according to Wafa, a Palestinian news agency, 12 institutions of higher learning have been either damaged or destroyed. Al Jazeera Wafa Euro-Med Human Rights Monitor said the Israeli army killed 94 university professors along with hundreds of teachers, and called the attacks an intentional destruction of Palestinian cultural and historical properties including universities, schools, libraries, and archives. said 26 November 2023, Palestinian Territories, Gaza City: Palestinians... Getty Images, https://www.gettyimages.com/detail/news-photo/november-2023-palestinian-territories-gaza-city-news-photo/1803522346. Accessed 26 Jan. 2024. Fabian, Emanuel. IDF Says It Destroyed Buildings Containing Hamas Infrastructure at Gaza Citys Al-Azhar University. Times of Israel, 8 Dec. 2023, https://www.timesofisrael.com/liveblog_entry/idf-says-it-destroyed-buildings-containing-hamas-infrastructure-at-gaza-citys-al-azhar-university/.Accessed 26 Jan. 2024. Hassan II Faculty of Gaza, New Vision of Agricultural and Environmental Sciences. Map Ecology, 1 Mar. 2021, https://mapecology.ma/en/slider-en/hassan-ii-faculty-gaza-new-vision-agricultural-environmental-sciences/.Accessed 26 Jan. 2024. Holder, Josh. Gaza After Nine Weeks of War. The New York Times, 12 Dec. 2023. NYTimes.com, https://www.nytimes.com/interactive/2023/12/12/world/middleeast/gaza-strip-satellite-images-israel-invasion.html.Accessed 26 Jan. 2024. How Israel Has Destroyed Gazas Schools and Universities. Al Jazeera, 24 Jan. 2024. https://www.aljazeera.com/news/2024/1/24/how-israel-has-destroyed-gazas-schools-and-universities. Accessed 26 Jan. 2024. Israel Kills Dozens of Academics, Destroys Every University in the Gaza Strip. Euro-Med Human Rights Monitor, 20 Jan. 2024. https://euromedmonitor.org/en/article/6108/Israel-kills-dozens-of-academics,-destroys-every-university-in-the-Gaza-Strip. Accessed 26 Jan. 2024. "GAZA: Inauguration of Hassan II Faculty Financed by King Mohammed VI." Morocco World News, Aug. 2015. https://www.moroccoworldnews.com/2015/08/166428/gaza-inauguration-of-hassan-ii-faculty-financed-by-king-mohammed-vi. Accessed 26 Jan. 2024. "ISRAEL-PALESTINIANS/GAZA-EMBED." Reuters Pictures, Nov. 22, 2023. https://pictures.reuters.com/CS.aspx?VP3=SearchResult&VBID=2C0FCIXDNCBY70&SMLS=1&RW=1437&RH=685&POPUPPN=1&POPUPIID=2C0FQEP2VUCPS. Accessed 26 Jan. 2024. Upon Kings Order, Islamic Affairs Minister Takes Part in Inauguration of Hassan II Faculty in Gaza. Kingdom of Morocco, 24 Aug. 2015, https://www.maroc.ma/en/news/upon-kings-order-islamic-affairs-minister-takes-part-inauguration-hassan-ii-faculty-gaza.Accessed 26 Jan. 2024. Weapons Found in Al-Azhar University. Israeli Defense Forces, 8 Dec. 2023, https://www.idf.il/en/mini-sites/hamas-israel-war-24/war-on-hamas-2023-resources/weapons-found-in-al-azhar-university/.Accessed 26 Jan. 2024. Hillary Clinton is attacking DonaldTrumps tax plan, saying it actually benefits the hedge fund managers Trump had promised to cut down to size. Now, before releasing his plan, Trump said, Hedge fund guys are getting away with murder. And he added, Theyll pay more,  Clinton said. Then his plan came out. And it actually makes the current loophole even worse. It gives hedge-fund managers a special tax rate thats lower than what many middle-class families pay, Clinton continuedin the June 21, 2016, speech. And I did have to look twice because I didnt believe it. Under Donald Trumps plan, these Wall Street millionaires will pay a lower tax rate than many working people. Trumps plan does roll back one high-profile advantage for hedge fund partners. Is Clinton right to say they still come out ahead? Trump took an aggressive position on tax rates for hedge fund managers during his fight for the Republican nomination. In an interview with CBS in August, Trumpcalledthem paper pushers who did not build this country. In a Republicandebatein September, Trump said his tax plan would make them pay more. The hedge fund guys wont like me as much as they like me right now. I know them all, but theyll pay more, Trump said. After the Republican debate, Trump released the outline of histax plan. Trumps plan eliminates the so-called carried interest tax loophole, which allows general partners in private investment firms (including most hedge fund managers) to treat some of their income as income from investments, or capital gains, subject to a top tax rate of 23.8 percent, instead of the much higher tax rate for ordinary income (43.4 percent). Under Trumps plan, income from carried interest would no longer be treated as capital gains. Tax rates for ordinary income tops out at 25 percent under Trumps plan. This looks like a hike in line with Trumps promises. Except. Along with private equity and venture capital funds, many hedge funds are structured as partnerships. Under Trumps plan, income through a business partnership is taxed at a rate of no more than 15 percent, significantly less than the 23.8 percent they previously paid, according to ananalysisof Trumps tax plan from the nonpartisan Tax Policy Center. Eliminating the carried interest loophole actually helps these hedge fund managers under Trumps plan. If carried interest was still treated as capital gains, it could be taxed at the top rate for capital gains in the plan (20 percent), higher than the fixed 15 percent tax for partnership income. Trumps plan presents the discounted rate for partnership income as a way to help the small businesses that are the true engine of our economy. It also helps large businesses and wealthy financiers who structure their businesses as partnerships, including the hedge funds managers he attacked in his campaign. Clinton also said that rates for hedge fund managers would be lower than for middle-class families under Trumps plan. Defining the middle class can be tricky, but in thePew Research Centers rangeof $42,000 to $125,000 for a household of three in 2014, a substantial number of middle-class households would make enough to qualify for a marginal tax rate of more than 15 percent if Trumps plan were enacted. Not all of these people would pay more than 15 percent overall, according to Bob Williams at the Tax Policy Center, and it would be difficult to say how many middle-income people would pay more than hedge fund managers once the many different variables involved played out. But some would, Williams wrote in an email. In May,Politicoreportedthat the Trump campaign had engaged two economists to craft a new tax plan. The Trump campaign has not confirmed whether they plan to re-write their tax plan, and did not respond toPoliticosrequest for comment. The tax plan announced in September remains on Trump's website, and is the basis of this article. The Trump campaign did not respond to our request for comment on this article. Our ruling Clinton said Trumps proposed tax rate for hedge fund managers makes the current loophole even worse. She has a point. By setting a lower tax rate for income from business partnerships, Trumps tax plan would benefit many hedge fund managers. Though the plan would cut tax rates for middle-class families as well, the cuts that would apply to most hedge fund managers are steeper and their resulting tax rate is lower. Trump promised that his tax plan would roll back advantages for hedge fund managers. Instead, in most cases, it would improve their position. We rate the statement True.