Was Sberbank of Russia restricting cash withdrawals to $20?
In late February 2022, a rumor went viral on TikTok and Twitter that said Russia's largest bank, Sberbank, had imposed a cash withdrawal limit that would be equivalent to $20 in the U.S. The rumor began to spread just after Russia began its invasion of Ukraine on Feb. 24. TikTok Twitter Russia Russia invasion Ukraine On Feb. 25, the person behind the @bantg Twitter account tweeted: "Sberbank, Russian largest bank, has limited cash withdrawals to $20." tweeted  The tweet cited no sources.  Another tweet posted on Feb. 26 claimed: "JUST IN: Sberbank, the largest bank in Russia, has limited cash withdrawals for its customers to $20 ? #PutinWillFeelThePainSoon." The hashtag referred to Russian President Vladimir Putin. tweet Vladimir Putin  Replies under the tweet asked for a source for the information, but @nick82gh did not respond to them.  While this second tweet didn't receive many engagements, it was shared the same day to TikTok as a screenshot. Within 48 hours of being posted, that TikTok video received 80,000 likes and was viewed more than 1.4 million times. The person speaking in the video said: "The bank run has started. Russia is going bankrupt. This is the end of [the] Russian economy completely." video   Here are the facts: It's true that Sberbank is Russia's largest bank by its amount of assets, according to The Wall Street Journal. However, at the time, we found no reporting or evidence of any kind that backed up the claim that the Sberbank had limited cash withdrawals to $20. We also found no data about anything related to Sberbank causing the entire country of Russia to go bankrupt, as mentioned in the TikTok video. The Wall Street Journal By email, a spokesperson for Sberbank told us: "This information contradicts reality. Sberbank continues to fulfill all of its obligations in full, including the withdrawal of funds from accounts. All funds are available to customers at any time." On Feb. 28, ABC News and The Associated Press reported that Sberbank had been hit with "tough U.S. sanctions," leading to some limits on cash withdrawals: ABC News Associated Press Sberbank and VTB banks are Russias two largest state-run banks and own roughly half of the assets in the Russian banking system. They were targeted last week by tough U.S. sanctions aimed at limiting their businesses internationally and over the weekend barred from the international SWIFT payment system. SWIFT In both Slovenia and Croatia, Sberbank temporarily closed its branches or limited cash withdrawals following a rush by its clients last week. In Croatia, the banks clients will be allowed to withdraw a maximum of about 1,000 euros per day over the next two days. In Slovenia, the branches will be closed for the next two days and then the withdrawals will be limited to 400 euros per day. At the time that this news was published, 1000 euros was equivalent to $1,121, while 400 euros converted to $448. Neither of these figures was anywhere close to a $20 limit. We asked Sberbank for information on cash withdrawal limits for other countries but did not receive a response before this story was published. While we found no evidence regarding Sberbank branches having a $20 cash withdrawal limit, the conflict in Ukraine did lead to fears that the bank could fail, according to a report from Reuters, which cited a warning from the European Central Bank. Ukraine report Also, on a similar subject, The National Bank of Ukraine imposed cash withdrawal limits after the invasion began, according to The Wall Street Journal. However, again, those limits were reported to be nowhere near $20. Instead, the reporting said the limit was "100,000 Ukrainian hryvnia a day, equivalent to about $3,339.13." according to The Wall Street Journal This story will be updated if we receive further information.
Claim:  Diet Coke (or Diet Pepsi) contains more calories than claimed, but the company gets away with the deception by paying a yearly fine.  Examples:  [Collected on the Internet, 2003] There was an old rumour that stated that a particular diet soda company (Coke I believe) paid a fine to print their cans as stating that the soda had 'just one calorie'.  According to the rumour, companies who knowingly printed misinformation on the nutritional facts of their product would have to pay a fine.  The company in question figured it could make more money by convincing people the product only had 1 calorie than it would cost to pay the fine, meaning a higher profit margin for them.  [Collected on the Internet, 2002] I heard a rumor today that Diet Coke actually contains 40 calories, and the Coca-Cola company pays a huge fine to the FDA every year to keep "0 calories" on the can.  Have you heard anything of this?  [Collected on the Internet, 2004] Comment: Is it true that Pepsi One is really not one calorie and that Pepsi Co. pays a fine every year for false advertising (because the calorie count is a lot higher than that)? Origins:  How long this particular belief about low-calorie sodas has been around is anyone's guess, but we have recorded sightings of it dating back to 1990. We've encountered claims of Diet Coke, Diet Pepsi, or Pepsi One (which are listed as containing zero, zero, and one calories per 12-oz. can, respectively) actually containing 25, 50, 70, or 90 calories, in each case with the parent   company's paying an annual fine to continue falsely listing the beverage's caloric content.  (A can of non-diet cola typically contains about 120 calories.) The rumor associates most strongly with Diet Coke (which is known as Coca-Cola Light outside the U.S., Canada, Australia, and Great Britain).  In the U.S., laws governing the disclosure of nutritional and caloric content of ingestibles prevent the rumor from being true. The Federal Trade Commission serves as the watchdog in this area: under the Federal Trade Commission Act, it is empowered to "prevent persons, partnerships, or corporations" from using "unfair methods of competition in or affecting commerce, and unfair or deceptive acts or practices in or affecting commerce." At various times in its history it has fined corporations for their having made false or misleading nutritional claims about their products. Such fines are a reaction to what has already taken place; they are not grants of immunity against continued breaking of the rules. Consumers have legal remedy available to them against corporations that have deceived them through certain provisions of the Lanham Act. Many other countries have similar safeguards in place. Federal Trade Commission Act Lanham Act Common sense should also serve to rule out what the whispers say about an annual payoff.  For health reasons, many potential consumers of diet drinks have to carefully monitor what they ingest. Were the rumor true, diabetics with a love of Diet Coke, for instance, would experience glucose levels spiraling out of control. Imagine the lawsuits resulting from  that! This false belief enjoys a measure of popularity because of what it says about common perception of large companies and of the government agencies tasked with shielding consumers from harm: that one will bamboozle its customers for the sake of financial profit, the other will sell out those it is mandated to protect, and neither is to be trusted. Such misgivings also find voice in other rumors, such as the one about bananas imported from Costa Rica being infected with a flesh-eating bacteria. bananas If there is the tiniest bit of truth to this rumor, it's that even though sodas such as Diet Coke and Diet Pepsi are advertised as having zero calories, they do have some caloric content from ingredients such as artificial sweeteners, citric acid, and caramel coloring.  However, the number of calories per can is still less than one, and FDA regulations allow any food product that contains fewer than five calories per serving to be advertised as calorie-free. Barbara "calorie countered" Mikkelson Last updated:  26 August 2013 Claim:  Photograph shows a 9-month-old baby tattooed by its mother's boyfriend.  Example:  [Collected on the Internet, December 2011] A local New York State resident, Franny Trokerns was arrested early this morning after being turned in by her babysitter. After the babysitter noticed the child was constantly screaming as if the baby was pain she took the baby's clothes off to give her a bath and saw the baby had a REAL tattoo on the her right arm. The babysitter was in disbelief and immediately called authorities. The mother works as a dancer at a local strip bar and apparently during a night of heavy drinking of shots she allowed her on-and-off-again boyfriend Derrek Honsteads (a tattoo artist) to tattoo her 9 month old baby for a little practice!   Origins:  This image does not show a 9-month-old baby whose mother, after a night of heavy drinking, allowed her tattoo artist boyfriend to ply his trade on her child.  The infant in the picture is not a real child, and the accompanying text is simply a bit of fiction crafted by someone to create a false outrage-provoking backstory. What's pictured here is a 2010 work by Brooklyn, New York, artist Jason Clay Lewis, who describes his art thusly: Jason Clay Lewis As an artist, my approach has always been, intentionally, to confound and challengeattempts to make things fit into what we already know and think. I strive to questionperceived beauty, passion, life, death, and creation. I have an urgent conviction that artis a passionate and essential affair, as if a matter of life and death, where one sensesthe only response to death is art. Without glossing over the violence of the natural worldI asks questions about man's suicidal folly, the one we call progress, a merger into apathetic religion of commerce and profit, of false facades, and using a strategy to makeus reconsider our world of visual imagery. I tinker with these visual explanations, tryingto give them purpose, direction, and meaning. Always perfectly aware that knowing thisconstant probing does not have a sequence to a perfect solution. Atypical andfascinating, as an adventurer blending expression, analysis, and experience, I use everymeans and media available to explore the love of knowledge and depict limits, whiletrying to push those limits even farther. My interest in unique materials helps to developmy ideas of attraction verses repulsion allowing my work to have both a strong visceralfeeling while maintaining a direct cerebral presence. This particular work is entitled 'Drill Baby' and features an infant constructed from vinyl rubber, mohair, oil paint, plaster, and aluminum armature.  Photographs of the full artwork, as well as close-ups taken from multiple angles, can be viewed here. here Last updated:  22 January 2012 In August 2020, readers asked us to examine the accuracy of claims that before he took office, U.S. President Donald Trump had made donations to a previous election campaign of Sen. Kamala Harris, D-Calif., whom presumptive Democratic presidential nominee Joe Biden named as his vice-presidential running mate.  Shortly after Biden named Harris as his running mate on Aug. 11, the president's reelection campaign denounced her as "phony Kamala," claiming she was willing to "abandon her own morals, as well as try to bury her record as a prosecutor, in order to appease the anti-police extremists controlling the Democrat party." named denounced In an email sent to supporters, the Trump campaign also labeled Harris "a corrupt former California Attorney General":   Paul Begala, a former advisor to former President Bill Clinton, alluded to a degree of irony in this allegation, claiming in a tweet that "Trump donated to Kamala Harris when she was [attorney general]." claiming In widely shared tweets, NBC News correspondent Tom Winter claimed that Trump had twice contributed to Harris' election campaign, in 2011 and 2013, donating a total of $6,000. Winter also said that Trump's daughter and advisor Ivanka Trump had herself donated $2,000 to Harris' campaign in 2014: claimed   Those claims were accurate. Records available through the campaign finance database on the website of the California secretary of state show that Trump made two contributions to Harris' 2014 campaign for reelection as California attorney general: a $5,000 donation on Sep. 26, 2011, and a $1,000 donation on Feb. 20, 2013. Harris first took office in January 2011, which means Trump contributed to her reelection when she had already been in office for eight months, and two years, respectively.  database In March 2019, The Sacramento Bee reported that a spokesperson for Harris' presidential primary campaign had said she "donated the $6,000 Trump had contributed to a non-profit that advocates for civil and human rights for Central Americans," with the newspaper adding that Harris' donation of the money took place in 2015.  reported We contacted spokespeople for both Harris and Biden, requesting further details about that claim, including the name of the charity in question, and the date on which Harris purportedly donated $6,000 to the charity. We did not receive a response in time for publication. The campaign finance database also reveals that the future president made several other campaign contributions in California, to both Republicans and Democrats. He donated $2,500 to the unsuccessful 2010 gubernatorial campaign of Gavin Newsom, a Democrat who was ultimately elected to that office in 2019; he gave a total of $3,500 to Democrat Jerry Brown's successful 2006 bid to become California attorney general; he donated a total of $12,000 to committees supportive of Republican Gov. Arnold Schwarzenegger; and gave $25,000 to the state's Republican party, in 2005.   The database also corroborates Winter's claim that in June 2014, Ivanka Trump  adviser to, and daughter of, the president  herself made a $2,000 donation to Harris' successful campaign to be reelected as the state's attorney general. She also contributed $500 to the unsuccessful 2010 gubernatorial campaign of Newsom:   Ronayne, Kathleen; Weissert, Will. "Biden Picks Kamala Harris as Running Mate, First Black Woman."
 The Associated Press. 11 August 2020. Cadei, Emily. "Big-Dollar Donors, Including Donald Trump, Fueled Kamala Harris' Political Rise in California."
 The Sacramento Bee. 4 March 2019. In October 2017, multiple versions of a dubious post titled "Pizza Hut is giving 3 FREE Large Pizza Coupon on their 58th Anniversary" circulated on Facebook. The link lead to suspicious domains including pizzahutfree.us, pizzahut.com-freezones.us, pizzahut.com-freezones.us, and massiveoffers.xyz/p/, none of which followed the proper formatting for a pizzahut.com subdomain, which is "link.pizzahut.com." Those who clicked through found a page that looked somewhat legitimate, but showed signs of being a very common survey scam. Users were first asked a series of questions: page very survey scam   The page followed a common scammer template of appropriating Pizza Hut's logo and Facebook's visual interface, but sloppily boasted that entrants had "a chance to get [a] Papa [John's] Coupon." Any interaction with the prompts (again mentioning Papa John's 58th anniversary, not Pizza Hut's) led to a screen encouraging potential victims to spread the scam further on Facebook:   Underneath the "Congratulations" interface was a series of what appeared to be comments from real Facebook users who'd successfully redeemed the purported coupon. All of the profiles featured were for individuals with jobs displayed as "MD, at the Hospital":   Pizza Hut addressed a previous flood of customer queries on their Facebook wall during a similar scam in May 2016: Facebook users continue to regularly encounter survey scams (quite often the "anniversary" version) on the social network. A July 2014 article from the Better Business Bureau advised users how not to fall prey: anniversary article Dont believe what you see. Its easy to steal the colors, logos and header of an established organization. Scammers can also make links look like they lead to legitimate websites and emails appear to come from a different sender. Legitimate businesses do not ask for credit card numbers or banking information on customer surveys. If they do ask for personal information, like an address or email, be sure theres a link to their privacy policy. When in doubt, do a quick web search. If the survey is a scam, you may find alerts or complaints from other consumers. The organizations real website may have further information. Watch out for a reward thats too good to be true. If the survey is real, you may be entered in a drawing to win a gift card or receive a small discount off your next purchase. Few businesses can afford to give away $50 gift cards for completing a few questions. Patterson, Emily.  Customer Survey Scam Lures Victims with Gift Card. 
 Better Business Bureau.  4 July 2014. In January 2017, an image macro circulated via Facebook taking aim at Muslim refugees in Canada by misstating the nature of several benefits available to them. The misleading nature of the macro begins with suggestion that a smiling gentleman depicted in the image actually entered Canada with "two wives and six children," even though this photograph has actually been used by various "funny pictures" web sites for several years. funny pictures The "two wives" claim appears to play off of reports of Muslim male immigrants secretly practicing polygamy, even though the practice of having more than one spouse at a time is illegal in Canada. The Supreme Court of British Columbia upheld that law in a November 2011 ruling involving a non-Muslim polygamous sect. reports ruling According to Immigration, Refugees and Citizenship Canada, a federal agency that helps both immigrants and refugees, that law is taken into account during the immigration process. helps The agency told us: Polygamy is illegal in Canada, and therefore multiple marriages are not recognized under Canadas immigration laws. This means that a permanent resident or Canadian citizen can only immigrate with one spouse after having dissolved other marriages to convert their polygamous marriage to a monogamous one. Immigration, Refugees and Citizenship Canada (IRCC) has advised the [United Nations Refugee Agency] that individuals in a polygamous marriage should not be referred for resettlement to Canada. As well, IRCC officers assess privately sponsored refugee cases against Canadas immigration laws, including monogamous marriage requirements. Therefore, individuals practising polygamy would be inadmissible to Canada. United Nations Refugee Agency The reference to "privately sponsored refugees" concerns a separate program, though Syrian and Iraqi refugees are currently exempt from having to show documentation recognizing them as such. Regarding the claim of a "government-owned townhouse" and "a three bedroom government-owned apartment," the agency said: program, The government does not own apartments or townhouses which are then given to resettled refugees. Immigration officials also provided examples of regional average payments for refugees and their families distributed through the Resettlement Assistance Program (RAP), which can be seen below:   The agency said: Resettlement support normally includes a one-time start-up payment to assist the refugees in establishing a household in Canada, as well as monthly income support to help them get through their first year in Canada. Monthly support is provided to cover the costs of food and incidentals, shelter and transportation. This amount varies depending on the family size and is guided by the prevailing provincial social assistance rates in the province where the refugee(s) reside. Income support for most resettled refugees is provided for their first year in Canada by the federal government, private sponsors or a mix of both. When income support ends, it is normal for some refugees in need to transition to provincial or territorial social assistance support. The program also provides referrals to agencies in the country's various provinces who can help them acclimate themselves after emigrating. According to the agency: provides Among other things, these service provider organizations help newcomers to find and retain employment, including referrals to assess foreign credentials. They also offer free language assessment and training to help newcomers contribute to the economy. Support Services, including child care, transportation assistance, translation, interpretation, crisis counselling and provisions for disabilities, are offered across the Settlement program to enable access to direct settlement services. The reference to immigrants' being given "health cards" is a possible allusion to the Interim Federal Health Program (IFHP) which provides "limited, temporary coverage of health-care benefits" to refugees until they qualify for the country's public healthcare system, which is administered through provincial and territorial governments and not funded by the federal government. IFHP public Immigration officials noted that as of 1 April 2016, IFHP beneficiaries are also eligible for urgent dental care (meaning "conditions involving pain, infection or trauma"), and limited vision care. As noted above, the benefits payments distributed to refugees do cover the cost of buying foods, but the macro's statement regarding "access to a halal-only food bank" misleadingly presents that as another government service. In reality, those services are often operated by private organizations such as the Canadian Muslim Women's Institute, or CMWI. We were unable to get in touch with CMWI for more information prior to publication, but the group's president, Yasmin Ali, explained the circumstances facing many of the people they help in a September 2016 interview: CMWI interview When [refugees] come here, yes, they are given help by the government, but they have to start afresh. They are given some basic furniture, but they have to buy every single thing to equip themselves in a home, from a broom to pots and pans to sheets to every single thing, so the money doesn't stretch very far. With the kids going to school and needing clothing and ... school supplies, the extra food that they can get through Winnipeg Harvest is a good help to free up some money so they can actually access other necessities, pay other bills and get other things that they need. The macro closes by stating that "voicing your opinion" could open people up to hate speech charges. In reality, the country's anti-hate laws do not address just general "opinions," but hate speech: laws Under section 318, everyone who advocates or promotes genocide is guilty of an offence punishable by up to five years imprisonment. The term genocide is defined to mean killing members of an identifiable group or deliberately inflicting on an identifiable group conditions of life calculated to bring about the groups physical destruction. Section 318(4) of the Criminal Code defines an identifiable group as any section of the public distinguished by colour, race, religion, ethnic origin or sexual orientation. No prosecution under this provision can be undertaken without the consent of the provincial Attorney General. Under section 319(1) of the Criminal Code, everyone who, by communicating statements in a public place, incites hatred against any identifiable group where such incitement is likely to lead to a breach of the peace is guilty of an indictable offence punishable by up to two years imprisonment, or of a summary conviction offence. Section 319(2) makes it an offence to communicate, except in private conversation, statements that wilfully promote hatred against an identifiable group. Section 319(7) defines communicating to include communicating by telephone, broadcasting or other audible or visible means. Public place is defined to include any place to which the public has access as of right or by invitation, express or implied. Statements include words spoken or written or recorded electronically, electromagnetically or otherwise, and also include gestures, signs or other visible representations. IRCC also provided the following statement: The ongoing conflict in Syria has triggered the worst humanitarian crisis in the world today. The Government of Canada remains committed to upholding its humanitarian tradition to resettle refugees and offer protection to those in need. Canada has a long and proud tradition of providing protection to those who need it the most by providing refuge to the worlds most vulnerable people and has welcomed generations of newcomers who have helped us build our society, culture and economy in long lasting and enduring ways. Immigration from all streams provides significant benefits to Canada and to the immigrants who have come here to build their new lives. When we come together to welcome and integrate newcomers, it strengthens our communities and contributes to our countrys successit helps build our society, culture and economy in long lasting and enduring ways. The agency also noted that  according to preliminary findings  53 percent of privately-sponsored adult refugees living outside of Quebec by 1 March 2016 had already found employment. IRCC said the employment rate for adult refugees taking part in government assistance programs outside of the same province was around 10 percent, which it attributed to "substantially lower language skills." Javed, Noor. "GTA's secret world of polygamy." The Toronto Star. 24 May 2008. CBC News. "Canada's polygamy laws upheld by B.C. Supreme Court." cbc.ca. 23 November 2011. Lee, Donna. "New food bank helps Syrian refugees as they settle in Winnipeg." CBC News. 19 September 2016. In June 2014 Facebook users began seeing posts pointing to a purported video clip entitled "You Will Not Use Head & Shoulders Shampoo After Watching This Video," which supposedly graphically illustrated the deleterious effects of using that popular  brand of shampoo.  (Later versions substituted Dove brand shampoo for Head & Shoulders.)  The static image accompanying the posts was the one displayed above, which allegedly pictures some form of bizarre injury or infection that befall a user of that brand of shampoo. The image itself is a hoax, a fabrication that imitates a notorious fake photograph of a supposed 'breast rash caused by South American larvae' (created by merging a picture of a lotus seed pod with a picture of a human shoulder) which has been circulating on the Internet since 2003 and that was earlier used as the subject of a Twitter jape: breast rash lotus seed pod  The referenced video does not exist, and the purpose of the hoax was to serve as a lure in leading users to yet another survey scam: those who clicked through on the teaser link hoping to view the Head & Shoulders video were instead taken to a screen that forced them to first share the link with others on Facebook and/or verify their age by completing a survey that promised a $100 VISA Gift Card for its completion: survey   Of course, getting that "free" $100 gift card required  as explained in tiny type at the bottom of the survey page  that participants first sign up for several different offers, each of which required them to purchase something, subscribe to something, or apply (and be accepted for) a credit card or loan: Purchase Requirements. Incentives are split into two tiers: Tier 1 incentives with a value of $100 or less and Tier 2 incentives with a value more than $100. To qualify for a Tier 1 incentive you must complete 2 Silver, 2 Gold and 1 Platinum offer. To qualify for a Tier 2 incentive, you must complete 2 Silver, 2 Gold, and 6 Platinum offers. You must complete all offers within 30 days from when you complete your first offer. Completion of offers usually requires a purchase, subscription or filing a credit application and being accepted for a financial product such as a credit card or consumer loan. The best way to handle such scamming come-ons is to give them a wide berth: do not click through on associated links, don't share those links on Facebook, and do not participate in any related surveys. In March 2018, an image showing a young woman holding what appeared to be an official piece of European currency featuring the face of German philosopher and Communist Manifesto co-author Karl Marx started making its way around the Internet: Communist Manifesto Karl Marx Internet   "Zero Euros" are a popular souvenir item in Europe. Richard Faille started producing the realistic currency (which is authorized by the European Central Bank) in 2015, with the help of an official banknote printer called Oberthur Fiduciaire. Faille's operation expanded over the years and now Zero Euro notes are available in a number of European countries and commemorate a variety of topics, such as anniversaries, historical locations, city events, and notable individuals:  authorized 2015 commemorate The Zero Euro is a souvenir banknote with authorized printing by the European Central Bank (ECB) and is on queue to be a popular in 2017 banknote collector markets. Its origins stem from France in 2015 after Richard Faille, creator of popular French currency souvenirs, decided to create euros that promote tourism. The banknotes are printed at a private fiduciary facility and they share many of the same characteristics of a real Euro except that they are marked as 0, hence the name, and are tested to ensure they cannot enter circulation as legitimate financial currency. The front of all zero euros is the same and it includes a white zero followed by the Euro sign to denominate no financial value. Then (from left to right) Brandenburg Gate, Big Ben, the Eiffel Tower, the Colosseum, Sagrada Familia, Manneken Pis and the Mona Lisa. The pictured item is a souvenir that was produced by a tourism company in Trier, the German town where Marx was born, in honor of what would have been the author's 200th birthday in May 2018. The bill can be purchased for 3: bill On 5 May 2018 the city of Trier celebrates the 200th birthday of its famous son Karl Marx and on this occasion we have a bill from Trier Tourismus und Marketing GmbH. Norbert Kthler, the Managing Director of Trier Tourism and Marketing, acknowledged the humor in putting Marx on a worthless piece of currency: acknowledged Norbert Kthler, Geschftsfhrer der ttm, sagt zu dem Null-Euro-Schein: Das Souvenir setzt sich spielerisch mit der Marxschen Kapitalismuskritik auseinander. Und natrlich passen die Null-Euro-Scheine auch hervorragend zu Marx als Geldscheinmotiv. Norbert Kthler, Managing Director of TTM, says about the Zero Euro note: "The souvenir playfully deals with Marx's critique of capitalism. And of course, zero-euro bills also fit perfectly with the Marx motif." Satirical web site the Sacramento Brie also used an altered version of this image in an article that facetiously claimed that the zero value Marx bill was being used in Venezuela to boost the country's economy. Sacramento Brie Numis Magazine.  "Zero Euro Banknote Creator Richard FAILLE Strikes Again!"
  25 June 2017. Lokalo.de.  "'Das Geld Wird Abgeschafft!'  Trier Bietet Zum 200. Geburtstag Von Karl Marx Einen Null-Euro-Schein An."
  17 March 2018. During the 2020 U.S. presidential campaign, social media postings repeatedly warned readers that Democratic candidate Joe Biden was planning to slap a 3% federal tax on the value of homes, above and beyond any property taxes homeowners were already paying:   However, this warning about a Biden-backed federal property tax was specious. Property taxes in the U.S. are set and collected at the state, county, and city levels, and the announced Biden Tax Plan includes nothing that could be remotely construed as imposing an additional federal property tax on privately-owned homes. announced Biden Tax Plan The Tax Foundation, an independent tax policy nonprofit, summarizes the Biden tax plan as including the following primary elements applicable to individuals (rather than businesses): summarizes Imposes a 12.4 percent Old-Age, Survivors, and Disability Insurance (Social Security) payroll tax on income earned above $400,000, evenly split between employers and employees. This would create a donut hole in the current Social Security payroll tax, where wages between $137,700, the current wage cap, and $400,000 are not taxed. Reverts the top individual income tax rate for taxable incomes above $400,000 from 37 percent under current law to the pre-Tax Cuts and Jobs Act level of 39.6 percent. Taxes long-term capital gains and qualified dividends at the ordinary income tax rate of 39.6 percent on income above $1 million and eliminates step-up in basis for capital gains taxation. Caps the tax benefit of itemized deductions to 28 percent of value for those earning more than $400,000, which means that taxpayers earning above that income threshold with tax rates higher than 28 percent would face limited itemized deductions. Restores the Pease limitation on itemized deductions for taxable incomes above $400,000. Phases out the qualified business income deduction (Section 199A) for filers with taxable income above $400,000. Expands the Earned Income Tax Credit (EITC) for childless workers aged 65+; provides renewable-energy-related tax credits to individuals. Expands the Child and Dependent Care Tax Credit (CDCTC) from a maximum of $3,000 in qualified expenses to $8,000 ($16,000 for multiple dependents) and increases the maximum reimbursement rate from 35 percent to 50 percent. For 2021 and as long as economic conditions require, increases the Child Tax Credit (CTC) from a maximum value of $2,000 to $3,000 for children 17 or younger, while providing a $600 bonus credit for children under 6. The CTC would also be made fully refundable, removing the $2,500 reimbursement threshold and 15 percent phase-in rate. Reestablishes the First-Time Homebuyers Tax Credit, which was originally created during the Great Recession to help the housing market. Bidens homebuyers credit would provide up to $15,000 for first-time homebuyers. Expands the estate and gift tax by restoring the rate and exemption to 2009 levels. Similar analysis of Biden's tax plan by other entities include no mention of a federal property tax. analysis Watson, Garrett et al.  "Details and Analysis of Democratic Presidential Nominee Joe Bidens Tax Plan/
  Tax Foundation.  22 October 2020. Committee for a Responsible Federal Budget.  "Understanding Joe Biden's 2020 Tax Plan."
  30 July 2020. On May 18, 2023, a Twitter user shared a photograph of the late physicist Stephen Hawking sitting with a group of people in what appeared to be a tropical setting. The user claimed that Hawking was on the Caribbean island owned by convicted sex offender Jeffrey Epstein.  In a tweet, @dom_lucre asked, "Serious question, why the hell was Stephen Hawking on Jeffrey Epstein's Island?" asked  (@@dom_lucre/X)  This is a real photograph of Hawking that shows him either on one of Epstein's private islands or on nearby St. Thomas Island, at an Epstein-sponsored conference. It was taken in March 2006, a few months before Epstein was charged with multiple counts of unlawful sex with a minor.  March 2006 charged Epstein, a financier who was later charged with sex trafficking, died in his prison cell in 2021 while awaiting trial (he previously had been convicted of other sex offenses). But before his fall, he was known for his parties and his extensive connections with high-profile celebrities, politicians, and intellectuals. He owned two private islands, Great St. James and Little St. James, which were prominent features in the civil and criminal cases against him. Numerous young women said in court papers that they were taken via private jet to Little St. James, where they were ordered to perform sex acts with Epstein and other men.  died owned said Hawking was just one of many scientists and intellectuals invited to these islands for less-sinister reasons  a scientific conference Epstein paid for. So how was Hawking brought into Epstein's orbit? For years, Epstein financed the Edge Foundation, billed as a salon for elite thinkers, which hosted prominent gatherings of scientists and intellectuals, and gave Epstein access to such circles. According to a Buzzfeed News investigation, Epstein's donations helped Edge carry out most of its activities, including an annual "billionaires dinner" that ceased to take place after his last contribution in 2015.  financed billed investigation An archived page from Edge.org describing Epstein's involvement can be seen here, where he was described as "a financier and science philanthropist." The website stated, "He is one of the largest supporters of individual scientists, including theoretical physicist Stephen Hawking and Nobel Laureates Gerard 't Hooft, David Gross and Frank Wilczek."  Edge.org here In 2006, Epstein sponsored a conference at the neighboring St. Thomas Island. Per a March 2006 report in the St. Thomas Source, a local newspaper, prominent scientists gathered in a series of private meetings dubbed "Confronting Gravity: A workshop to explore fundamental questions in physics and cosmology." Among those scientists was Hawking.  March 2006 Epstein was also described by the local report as the "driving force behind the conference." He reportedly said to the paper that he brought the group to St. Thomas with hopes that the relaxed setting would free the physicists' minds to explore one of the 20th century's last unanswered physics questions: What is gravity? described "There is no agenda except fun and physics, and that's fun with a capital 'F,'" Epstein reportedly said. reportedly The New York Times also reported in 2019 on Hawking's trip to this island (emphasis, ours): reported It was a five-day gathering in the Caribbean of some of the world's top scientists, including Dr. Hawking, to share ideas about gravity and cosmology, with scuba and catamaran excursions on the side. One evening, the participants had dinner on the beach at Mr. Epstein's private island. Some of the scientists noticed that Mr. Epstein "was always followed by a group of something like three or four young women," as Alan Guth, a physicist at the Massachusetts Institute of Technology, put it in an email to The Times, but they did not probe further. In another 2019 report, The New York Times described how, "Once, the scientists  including Mr. Hawking  crowded on board a submarine that Mr. Epstein had chartered."  2019 report But where did the photograph come from? In 2006, The Edge Foundation also published a blog post on the conference and interviewed an attendee and organizer, theoretical physicist Lawrence Krauss. Per the post (emphasis, ours): The Edge Foundation post The topic of the meeting was "Confronting Gravity." Krauss intended to have "a meeting where people would look forward to the key issues facing fundamental physics and cosmology". They could meet, discuss, relax on the beach, and take a trip to the nearby private island retreat of the science philanthropist Jeffrey Epstein, who funded the event. We scrolled to the bottom of the page and found photographs of Hawking and more from the gathering. The photograph in question showed Hawking seated alongside Nobel Prize winner David Gross, and physicists Kip Thorne and Lisa Randall. Yet another shows Hawking on what appears to be the interior of a boat, captioned, "Lawrence Krauss and Stephen Hawking on the way to Atlantis Submarine."  page (Screenshot via Edge.org) The New York Times described Epstein's allure for these scientists: The New York Times The lure for some of the scientists was Mr. Epstein's money. He dangled financing for their pet projects. Some of the scientists said that the prospect of financing blinded them to the seriousness of his sexual transgressions, and even led them to give credence to some of Mr. Epstein's half-baked scientific musings. The photograph of Hawking has been disseminated in the media, and is also publicly available on the website of the foundation once financed by Epstein, along with a description of the conference he attended, with the dates and details of the gathering matching up with reliable media reports. We thus rate this claim    "A Timeline of the Jeffrey Epstein, Ghislaine Maxwell Scandal." AP NEWS, 28 June 2022, https://apnews.com/article/epstein-maxwell-timeline-b9f15710fabb72e8581c71e94acf513e. Accessed 19 May 2023. Aldhous, Peter. "How Jeffrey Epstein Bankrolled An Exclusive Intellectual Boys Club And Reaped The Benefits." BuzzFeed News, 26 Sept. 2019, https://www.buzzfeednews.com/article/peteraldhous/jeffrey-epstein-john-brockman-edge-foundation.Accessed 19 May 2023. Chappell, Bill. "Financier Buys Jeffrey Epstein's Private Islands, with Plans to Create a Resort." NPR, 4 May 2023. NPR, https://www.npr.org/2023/05/04/1173956903/jeffrey-epstein-island-sold-st-james.Accessed 19 May 2023. "Jeffrey Epstein." Edge.Org. 5 Apr. 2019, https://web.archive.org/web/20190405211237/https:/www.edge.org/memberbio/jeffrey_epstein.Accessed 19 May 2023. Kantor, Jodi, et al. "Jeffrey Epstein Was a Sex Offender. The Powerful Welcomed Him Anyway." The New York Times, 13 July 2019. NYTimes.com, https://www.nytimes.com/2019/07/13/nyregion/jeffrey-epstein-new-york-elite.html.Accessed 19 May 2023. "Physicists Debate Gravity at St. Thomas Symposium." St. Thomas Source, 17 Mar. 2006, https://stthomassource.com/content/2006/03/17/physicists-debate-gravity-st-thomas-symposium/.Accessed 19 May 2023. "Pictured: Stephen Hawking on Jeffrey Epsteins 'Sex-Slave Island.'" The Independent, 13 Jan. 2015, https://www.independent.co.uk/news/people/stephen-hawking-pictured-on-jeffrey-epstein-s-sex-slave-caribbean-island-9974955.html.Accessed 19 May 2023. "Stephen Hawking Pictured on Jeffrey Epstein's "Island of Sin."" Telegraph, 12 Jan. 2015. https://www.telegraph.co.uk/news/science/stephen-hawking/11340494/Stephen-Hawking-pictured-on-Jeffrey-Epsteins-Island-of-Sin.html. Accessed 19 May 2023. Stewart, James B., et al. "Jeffrey Epstein Hoped to Seed Human Race With His DNA." The New York Times, 31 July 2019. NYTimes.com, https://www.nytimes.com/2019/07/31/business/jeffrey-epstein-eugenics.html.Accessed 19 May 2023. "THE ENERGY OF EMPTY SPACE THAT ISN'T ZERO." Edge.Org. 6 Mar. 2023, https://web.archive.org/web/20230306164658/https://www.edge.org/conversation/lawrence_m_krauss-the-energy-of-empty-space-that-isnt-zero.Accessed 19 May 2023. "Who Was Jeffrey Epstein? The Financier Charged with Sex Trafficking." BBC News, 8 July 2019. www.bbc.com, https://www.bbc.com/news/world-us-canada-48913377.Accessed 19 May 2023. On 21 August 2018, President Donald Trump's former lawyer Michael Cohen pleaded guilty to eight criminal charges, including multiple counts of tax evasion and violations of federal campaign finance laws. Cohen also appeared to implicate his former client in possible criminal wrongdoing, alleging that Trump, while a candidate, directed Cohen to pay hush money to two women who claimed to have had affairs with the future president. guilty Those bombshell revelations came on the same afternoon that a jury in Virginia convicted President Trump's former 2016 presidential campaign chairman Paul Manafort on eight counts of banking fraud and filing false tax returns, while failing to agree on a verdict for ten other charges. convicted Both the Manafort and Cohen cases came about due to investigative work undertaken as part of Special Counsel Robert Mueller's probe into potential Russian interference in the 2016 presidential election  and the possibility of Russian collusion with the Trump campaign. Understandably, much of the news media in the United States gave these major developments extensive coverage that day, in print, online, and on the major television news networks. Some observers accused the conservative-leaning Fox News of downplaying the Cohen and Manafort stories, or of deliberately focusing on other issues of lesser import. Elements of this criticism were accurate and proportionate in pointing out the striking differences between how most TV news networks reported on the developments and how Fox News covered them. differences However, one viral Twitter post appeared to contain a screen shot of Fox News contributor Tomi Lahren discussing the 'War on Christmas,' while other networks covered Cohen's guilty pleas. The chyron in the image read "TOMI: OBAMA CREATED FESTIVUS TO DESTROY CHRISTMAS." War on Christmas (Festivus is an unofficial holiday which acts as an alternative to Christmas, and originated in an episode of the sitcom "Seinfeld.")  CNN: Michael Cohen to plead guilty.ABC: Michael Cohen to plead guilty.NBC: Michael Cohen to plead guilty.FOX News: pic.twitter.com/JR4uAnyCQn pic.twitter.com/JR4uAnyCQn  Diane N. Sevenay (@Diane_7A) August 21, 2018 August 21, 2018   That tweet was then reposted on Facebook by the left-wing page "The Other 98%": The image is fake, and is an old meme which first appeared in December 2017. appeared Congrats, @BarackObama, on apparently creating Seinfeld pic.twitter.com/5g2t7eYDHj @BarackObama pic.twitter.com/5g2t7eYDHj  jordan (@JordanUhl) December 24, 2017 December 24, 2017  Lahren herself publicly dismissed the meme: Does it not bother you to circulate a photoshopped piece of FAKE NEWS? Classy. https://t.co/hvwdgwPkd2 https://t.co/hvwdgwPkd2  Tomi Lahren (@TomiLahren) December 24, 2017 December 24, 2017  The meme does indeed consist of a screenshot of a real Fox News appearance which Lahren made in August 2017, but with the original chyron digitally edited and replaced with something different and non-relevant: .@TomiLahren: "How about when the mainstream media stops covering Russia day in and day out, maybe we can drop the Hillary email scandal." pic.twitter.com/OwfYWfuhDD @TomiLahren pic.twitter.com/OwfYWfuhDD  Fox News (@FoxNews) August 31, 2017 August 31, 2017  It's not clear whether those who posted the edited image in the context of Cohen and Manafort's legal travails in August 2018 intended to engage in satire, or to trick other internet users into believing Lahren really discussed Festivus on that day. Diane Sevenay, whose viral tweet was re-posted by "The Other 98%", is a comedy writer. writer As reported by Mashable, a satirical Fox/Cohen news coverage meme emerged on 21 August, with Twitter users taking turns to parody Fox News' content on the day of Cohen's guilty pleas: Mashable CNN - Cohen plea dealMSNBC - Cohen plea dealFox News - Are cats becoming too tall?  Fred Delicious (@Fred_Delicious) August 21, 2018 August 21, 2018  CNN: Manafort guilty on 8 countsNYT: Manafort guilty of fraudAP: Cohen pleads guiltyFox News: Were the lobsters on the Titanic happy that it sank?  #1 Rachel (@rachel) August 21, 2018 August 21, 2018  Another widely-shared screenshot purported to show Fox News reframing the conviction of Manafort by only mentioning, in a mobile news alert, the fact that a mistrial was declared on ten of the charges against him, while other news organizations reported his being found guilty on eight charges:   The image, posted to Facebook by the "Angry Americans" page, is authentic but very misleading. Another screenshot shows that Fox News first sent out an alert which read "Jury finds Manafort guilty on eight counts in fraud trial" before following up with a second one about the mistrial on the ten other charges: page Same topic. Different perspectives. ?? #Manafort pic.twitter.com/r2ZUgFSxDS #Manafort pic.twitter.com/r2ZUgFSxDS  Push the Push (@pushthepush) August 21, 2018 August 21, 2018  Neumeister, Larry and Tom Hays.  "Cohen Pleads Guilty, Implicates Trump in Hush-Money Scheme."
  Associated Press.  22 August 2018. Barakat, Matthew et al.  "Ex-Trump Campaign Chairman Paul Manafort Guilty of 8 Charges."
  Associated Press.  22 August 2018. Stanley-Becker, Isaac.  "In Trump's Right-Wing Media Universe, It Was a Day Like Any Other."
  The Washington Post.  22 August 2018. Sung, Morgan.  "What Was Fox News Covering While Manafort and Cohen Were in Court? This Hilarious Meme Has Some Answers."
  Mashable.  21 August 2018.