Did a Survey Reveal That People Want a 'Gender Neutral' Santa Claus?
In mid-December 2018, a graphic design company conducted a survey asking respondents in the U.S. and U.K. how they might change the conceptualization of Santa Claus to "modernize" his image.  Among the various responses were such suggestions as dressing Santa in skinny jeans and giving him an Amazon Prime membership. survey Among the survey questions, the GraphicSprings design company included one about whether Saint Nick should be a man, a woman, or "gender neutral." Many headlines reporting on the survey focused on respondents' expressing their preference for a gender-neutral or female Santa Claus, a scrutiny perhaps not surprising in the age of social media flame wars. What wasn't discussed, however, was an aspect of the story that was key, albeit boring: the survey's methodology.  GraphicSprings described their survey methodology as follows: Respondents ranged from 18 to 65+ and were based in both the UK and US. We used Google surveys and gathered responses during October and November 2018. Suggestions on how to change Santa were gathered from an open survey of 400 respondents from both the UK and US. A selection of these suggestions were then voted on by over 4000 people across the UK and US, with the most popular visualised in our graphic. GraphicSprings didn't explain who made the "selection" of suggestions that were included in the larger survey, or why they were chosen. Furthermore, many of the news stories about the survey didn't review the survey or note that the questions presented to participants were leading ones. survey For example, survey-takers were asked "If you could 'rebrand' Santa for modern society, what gender would he be?" Participants were provided three answers from which they could choose -- male, female or gender-neutral:   Writing for the Australian popular culture and news site Junkee, journalist Joseph Earp described the survey as a savvy but cruel tour de force in marketing that succeeded in raising GraphicSprings' media profile: Junkee The study was designed to generate a controversial result. Participants didnt come up with the idea to make Santa gender neutral: it was offered to them. The question wasnt: What would you do to modernise Santa?, or even What gender should Santa be? The question fed participants gender neutral as an answer. Thats a kind of bias that real studies, conducted by companies that arent just trying to mine some outrage, would have worked on eliminating. And its a kind of bias that GraphicSpring had a vested interest in not eliminating. They wanted an attention-grabbing result that would piss off boomers already convinced of the evils of PC culture, and they got it. In other words, the results of a viral survey designed by a company that specializes in making business cards and flyers probably was not intended to accurately measure public opinion.
Announced in April 2021, U.S. President Joe Bidens American Families Plan is an ambitious proposal that aims to expand Americans' access to childcare and education and increase the number of women in the workforce. The plan is to fund all of this through more taxes on higher-income earners and increased reporting requirements of banks that could potentially yield more tax revenue. These reporting requirements have caught the ire of a number of banks that took issue with this less widely known section of the plan. Announced reporting A Facebook post by FNB Community Bank claimed: The Biden administration has proposed requiring all community banks and other financial institutions to report to the IRS on all deposits and withdrawals through business and personal accounts worth more than $600 regardless of tax liability. This indiscriminate, comprehensive bank account reporting to the [Internal Revenue Service (IRS)] can soon be enacted in Congress and will create an unacceptable invasion of privacy for our customers. Facebook post   Another screenshot shared by our readers expressed similar concerns:   The Independent Community Bankers of America (ICBA) even began a campaign, calling on communities to send a letter to Biden to prevent this so-called intrusive proposal": began a campaign, Tell Congress: Don't Let IRS Invade My Privacy The Biden administration is proposing requiring financial institutions report to the IRS all transactions of all business and personal accounts worth more than $600. This is an unprecedented invasion of privacy. In order to knock down this intrusive proposal, please send this letter to your representative and senators immediately. We looked up the proposal itself, and it does require more robust reporting of transactions across business and personal accounts. The proposal, which aims to go into effect after Dec. 31, 2022, states: proposal This proposal would create a comprehensive financial account information reporting regime. Financial institutions would report data on financial accounts in an information return. The annual return will report gross inflows and outflows with a breakdown for physical cash, transactions with a foreign account, and transfers to and from another account with the same owner. This requirement would apply to all business and personal accounts from financial institutions, including bank, loan, and investment accounts, with the exception of accounts below a low de minimis gross flow threshold of $600 or fair market value of $600. We begin by explaining some of the more technical terms in this proposal. A "de minimis threshold" is broadly defined as the amount of a transaction that has such a small value that accounting for it would be unreasonable. We spoke to Visiting Assistant Professor of Tax Law at New York University, Nyamagaga Gondwe, who explained, "It is the amount below which the [IRS] would argue isn't worth investigating. It's the difference between your company giving you a $5 card to Subway, versus traveling on a private jet on your company's dime. [The latter] is worth reporting." In this case, "gross flow" refers to the aggregate inflows and outflows of cash from bank accounts. In sum, the current proposal stipulates that an aggregate amount of less than $600 worth of cash flowing into and out of accounts is not worth reporting.  defined gross flow The "fair market value" refers to the amount people are willing to pay for an asset in the open market. In this case, Gondwe argued, the use of the term could possibly refer to the changing market value of transactions more than $600 that may occur in foreign currency transactions.  refers to The ICBA claims that the proposal will make banks report "all transactions" above the limit, but this is misleading. While it is true that the IRS will have more information on cashflows above $600, that doesnt mean they will have all the information pertaining to all transactions. The Center for American Progress (CAP) points out that banks will only be providing aggregate numbers to the IRS after each year  gross inflow and gross outflow  and not individualized transaction information. This reporting requirement would also extend to peer-to-peer payment services like Venmo, but wouldnt require people to report any additional information to the government. According to The Wall Street Journal, financial institutions must already report interest, dividends, and investment incomes to the IRS, and the IRS can get other information through audits. Center for American Progress extend Wall Street Journal audits According to Marie Sapirie of Tax Notes, a publication focused on tax news, a parenthetical to the proposal indicates that there is some flexibility on raising the minimum account balance/inflow/outflow above $600. Tax Notes parenthetical The Tax Notes report also states that the treasury department estimated this form of reporting would raise $463 billion over the 10-year budget window, making it the third largest revenue raiser proposed in the budget. The aim is to target businesses outside of large corporations that carry out gross underreporting of their income in the amount of $166 billion per year. According to the proposal: Requiring comprehensive information reporting on the inflows and outflows of financial accounts will increase the visibility of gross receipts and deductible expenses to the IRS. Increased visibility of business income will enhance the effectiveness of IRS enforcement measures and encourage voluntary compliance. Tax Notes aim Banks claim this would be an invasion of consumer privacy, with the ICBA saying it would allow the government to monitor account information. However, CAP analysts Seth Hanlon and Galen Hendricks argue, Only the prior years total inflow and total outflow would be reported on annual forms. No one would say that the IRS monitors you on your job because it receives a W-2 from your employer with your total wages every January. saying argue Another challenge not mentioned in the ICBAs consumer alert is the higher costs this reporting proposal may place on banks. In May 2021, a coalition of banking associations wrote a letter to the U.S. Senate Committee on Finance, arguing that they already give a lot of data to the IRS, and that this would impose additional costs on their systems: consumer alert wrote a letter The costs and other burdens imposed to collect and report account flow information would surpass the potential benefits from such a reporting scheme. New reporting would appear to require material development costs and process additions for financial institutions, as well as significant reconciliation and compliance burden on impacted taxpayers. For example, reporting total gross receipts and disbursements would require a new reporting paradigm for depository institutions, which necessitates system changes to collect the information. On the flipside, Sapirie wrote for Tax Notes, the benefits of such a reporting proposal may be difficult to come by: Tax Notes Increasing the amount of information flowing into the IRS would not in itself lead to increased enforcement, and it might come with added challenges. [Former IRS Commissioner Charles O.] Rossotti acknowledged that the IRS today cannot use all the information it already receives, and significant areas of noncompliance are barely addressed, so more reporting alone will not solve the problem. It would almost certainly have a deterrent effect for taxpayers contemplating evasion, but the extent of that effect is unclear, and it might be insufficient to justify the costs to financial institutions and the federal government of implementing such a large new reporting regime. But CAPs analysis argues that this will help prevent tax evasion, while also providing more funding to enhance data security for consumers: CAPs analysis Additional funding would go to enhancing data security. Even at present, the IRS data security is already much better than the financial industry, with only very rare and limited breaches compared to the exponentially bigger data breaches from financial institutions. Second, the reporting of information flows only from financial institutions to the IRS and not in the other direction, as some earlier proposals had called for.  [...] The Biden administrations bank reporting proposal is a critical element of the Build Back Better agenda. It gives the IRS some visibility into opaque forms of income that disproportionately accrue to high-income individuals. Despite fearmongering from bank lobbies, the proposal protects taxpayers privacy while simply requiring banks to provide basic, aggregated information about flows. That enables the IRS to select audits in a more efficient and equitable way so that the vast majority of taxpayers will be less likely to be audited. And by deterring and helping catch tax cheats, the proposal raises substantial revenue for the Build Back Better agenda, which provides critical investments to increase economic opportunities for American families and communities. On Oct. 12, 2021, Speaker Nancy Pelosi defended the proposal in response to a question from a reporter, who said, "[Banks] are concerned about the tracking of transactions that are greater than $600, Americans are starting to get worried about this. Do you think [this] is going to stay in the Reconciliation Bill?"  defended "With all due respect, the plural of anecdote is not data," Pelosi said. "Yes, there are concerns that some people have. But if people are breaking the law and not paying their taxes, one way to track them is through the banking measure. I think $600  that's a negotiation that will go on as to what the amount is. But yes."     Whatever the impact of this proposal is, it does require additional reporting of certain bank transactions, just not in the way the above banks are portraying it. As such, we rate this claim a Mixture. A Scorecard for Reconciliation, Round 2. Tax Analysts, https://www.taxnotes.com/featured-analysis/scorecard-reconciliation-round-2/2021/09/10/783l0?highlight=biden. Accessed 15 Sept. 2021. Community Banks Must Engage Customers on New IRS Reporting Mandates. ICBA, https://www.icba.org/newsroom/blogs/main-street-matters---advocacy/2021/08/19/community-banks-must-engage-customers-on-new-irs-reporting-mandates. Accessed 15 Sept. 2021. Consumer Alert from ICBA. ICBA, https://www.icba.org/bank-locally/consumer-alert-from-icba. Accessed 15 Sept. 2021.Digging Into the Bank Info Reporting Plan. Tax Analysts, https://www.taxnotes.com/tax-notes-today-global/information-reporting/digging-bank-info-reporting-plan/2021/08/30/777dx. Accessed 15 Sept. 2021. Fair Market Value (FMV). Investopedia, https://www.investopedia.com/terms/f/fairmarketvalue.asp. Accessed 16 Sept. 2021. "General Explanations of the Administrations Fiscal Year 2022 Revenue Proposals." Department of the Treasury, May 2021, https://home.treasury.gov/system/files/131/General-Explanations-FY2022.pdf. Accessed 15 Sept. 2021. Gross Cash Flow Definition. Law Insider, https://www.lawinsider.com/dictionary/gross-cash-flow. Accessed 16 Sept. 2021. Hanlon, Seth, and Galen Hendricks. Bank Tax Reporting Is a Critical Component of Bidens Build Back Better Agenda. Center for American Progress, 14 Sept. 2021, https://www.americanprogress.org/issues/economy/news/2021/09/14/503821/bank-tax-reporting-critical-component-bidens-build-back-better-agenda/. Accessed 15 Sept. 2021. ICBA Urges House Panel to Reject IRS Monitoring Plan. Default, https://www.icba.org/newsroom/news-and-articles/2021/09/09/icba-urges-house-panel-to-reject-irs-monitoring-plan. Accessed 15 Sept. 2021. Jagoda, Naomi. Pelosi Defends IRS Bank-Reporting Proposal, Says Specifics Open to Negotiation. The Hill, 12 Oct. 2021, https://thehill.com/policy/finance/576362-pelosi-defends-irs-bank-reporting-proposal. Joint Trades Statement for the Record: Senate Subcommittee on Taxation and IRS Oversight Hearing Entitled: Closing the Tax Gap: Lost Revenue from Noncompliance and the Role of Offshore Tax Evasion." 10 May 2021, https://bpi.com/wp-content/uploads/2021/06/Joint-SfR-Senate-Finance-Subcommitte-Hearing-on-Closing-the-Tax-Gap-051021.pdf. Accessed 15 Sept. 2021. Rubin, Orla McCaffrey and Richard. Biden Tax Plan Leans on Banks to Help Find Unreported Income. Wall Street Journal, 29 Apr. 2021. www.wsj.com, https://www.wsj.com/articles/biden-tax-plan-leans-on-banks-to-help-find-unreported-income-11619701380. Accessed 15 Sept. 2021. Tankersley, Jim, and Dana Goldstein. Biden Details $1.8 Trillion Plan for Workers, Students and Families. The New York Times, 28 Apr. 2021. NYTimes.com, https://www.nytimes.com/2021/04/28/us/politics/biden-american-families-plan.html. Accessed 15 Sept. 2021. "When Is a Minimal Fringe Benefit Not So Minimal?" https://www.wolterskluwer.com/en/expert-insights/when-is-a-minimal-fringe-benefit-not-so-minimal. Accessed 16 Sept. 2021. Oct. 14, 2021: Added Pelosi's comments on the proposal. After the Dow Jones Industrial Average lost a historic 1,175 points in a single day in February 2018, the left-wing Facebook page Occupy Democrats was keen to point out a trend. In a 6 February meme, the page listed what it called the "Biggest One-Day Drops in Dow Jones History," along with the name of the U.S. president in office at the time of each point drop. meme According to the meme, each of the largest drops occurred during the presidencies of Donald Trump and George W. Bush -- both Republicans. The meme concluded: "Share this for your friends who STILL think Republicans are GOOD for the economy!"    The meme correctly lists the seven biggest one-day points drops in Dow Jones history, which all took place during the tenure of two Republican presidents, though it leaves out the eighth, ninth and 10th, which occurred with Democrats Bill Clinton and Barack Obama in the White House. The main problem with the meme, however, is that its conclusion (that the numbers show which president is good for the economy) overstates the influence of a president -- as opposed to macro-economic and geopolitical forces -- on stock market trends. In fact, one-day losses and gains can sometimes happen despite the policies and efforts of the person in the Oval Office. For example, many commentators attributed the 29 September 2008 points drop -- the second-biggest ever -- to the U.S. House of Representatives' failure to pass a $700 billion bank bailout bill, which President George W. Bush had pushed for.  many commentators attributed Even if one simply wanted to examine during which presidencies the Dow suffered largest single-day losses, looking at the largest point drops wouldn't be the way to do it. As the stock market has grown in value over the last century, large point drops have become more common, even if their impact on the overall market value isn't particularly great. To get a clearer picture of the impact of these drops, one would have to measure the drop in percentage terms, rather than points.  Biggest one-day percentage losses (Sources: Wall Street Journal's Market Data and Yahoo! Finance's downloadable Dow Jones data) Market Data data Five of these 10 events took place during the era of the Great Depression, and all but one occurred during the tenure of Republican presidents.  However, if one were to insist on linking the occupant of the White House to the performance of the stock market, a better way to do it would be to track the average performance of the Dow Jones over the entire course of a presidency, rather than looking at one-day outliers in isolation.  To illustrate this, we looked at the average performance of the Dow over the course of the last nine presidential terms. We used Yahoo! Finance data for this, which only goes back as far as 29 January 1985, so we're missing figures for the first week or so of Ronald Reagan's second administration.  Average one-day percentage change in Dow Jones Average Industrial Index, Last Nine Terms   So while Donald Trump's presidency did see the largest one-day points drop in Dow Jones history, it has also seen the biggest average one-day percentage growth since 1985. However, this is based on only 12 months of data, and the next three years could see that 0.09 percent growth rate drop.  The biggest average daily percentage growth over the course of a four-year presidency was 0.08 percent, during Bill Clinton's first administration between 1993 and 1997. Market Data Center. "U.S. Stocks -- Historical Index Data."
 Wall Street Journal. 30 December 2011. Yahoo! Finance. "Dow Jones Industrial Average -- Historical Data."
 Yahoo! Finance. 6 February 2018. CBS News/Associated Press. "Stocks Take Record Tumble, Down 777 Points."
 CBS News/Associated Press. 29 September 2008. Twin, Alexandra. "Stocks Crushed."
 CNN Money. 29 September 2008. Bajaj, Vikas; Grynbaum, Michael M. "For Stocks, Worst Single-Day Drop in Two Decades."
 New York Times. 29 September 2008. Romans, Christine. "Remembering the Worst Day in Wall Street History."
 CNN Money. 19 October 2017. Claim:  "Obamacare" provisions imposed a 2.3% excise tax as of 1 January 2013. :   Health care legislation imposed a 2.3% excise tax on the sale of medical devices as of 1 January 2013.  The Cabela's chain (and some other stores) mistakenly applied medical excise taxes to some non-medical purchases made on 1 January 2013.   The medical excise tax applies to non-medical items such as archery and sport fishing equipment, tires, coal, and "gas guzzling" automobiles.   Example: [Collected on Facebook, January 2013] OK.... Here comes some of those Obama care taxes on Jan 1, 2013. Soon every purchase you make, there will more taxes. On 103.98 I was charged 8.58 for Texas state taxes. And then Obama care medical tax another 2.39. So the more you spend, the more goes to the "so called free Obama care".   Let the ObamaCare fun begin! Clothing now counts as being taxed under the ObamaCare because it "alters the function of the body" See blurb below. I wish more companies would have the balls to do it the way Cabella's is, but most will bury it the cost of the product.  The new law provides that any device defined in 201(h) of the Federal Food, Drug, & Cosmetic Act (FFDCA) that is intended for humans will be taxable. The FFDCA is written very broadly to include instruments, machines, implants and in vitro reagents, among others. 201(h) also includes associated parts and accessories, which are (1) recognized in the official National Formulary, or the United States Pharmacopeia, or any supplement to them; (2) intended for use in the diagnosis, cure, treatment or prevention of disease or other conditions, or (3) intended to affect the structure or any function of the body, excluding products relying on a chemical reaction within or on the body or being metabolized to achieve their primary intended purposes. Included is a copy of a Cabela's receipt that charges a Medical Excise Tax of $11.97.  This is what the guy said he bought: 3 pair of hiker socks2 safe door pocket organizers1 pair female boots1 female jacket1 female workout pant1 Lyman sonic brass cleaner  The receipt total was $520.82. 2.3% of that is................................ drum roll please.......................................... $11.97.   Origins:  One of the provisions in the reconciliation bill (HR 4872) passed in conjunction with the Patient Protection and Affordable Care Act (PPACA) health care legislation, also known as "Obamacare," instituteda 2.3%tax HR 4872 onthefirstsaleofmedicaldevicesas of 1 January2013.  (Technically the medical device tax is an excise tax which applies only to manufacturers, producers, or importers and is not to be paid directly by consumers, but the costs of such taxes are typically passed along to consumers through higher prices.) The text of the legislation states that the roster of taxable medical devices does not include "eyeglasses, contact lenses, hearing aids, and any other medical device determined to be of a type that is generally purchased by the general public at retail for individual use." Anticipating what constitutes a "taxable medical device" under this legislation can be rather confusing, as explained in a July 2012 tax adviser article. tax adviser Under Sec. 4191(b)(1), a taxable medical device is a device, as defined in Section 201(h) of the Federal Food, Drug, and Cosmetic Act (FFDCA) (21 U.S.C. 321(h)), that is intended for humans. The latter provision defines device as an instrument, apparatus, implement, machine, contrivance, implant, in vitro reagent, or other similar or related article  including any component, part, or accessory  that meets certain requirements. The device must be: (1) Recognized in the official National Formulary, or the United States Pharmacopeia, or any supplement to them;(2) Intended for use in the diagnosis of disease or other conditions, or in the cure, mitigation, treatment, or prevention of disease in man or other animals; or(3) Intended to affect the structure or any function of the body of man or other animals.  The device must also not achieve its primary intended purposes through chemical action within or on the body of man or other animals and not depend upon being metabolized for the achievement of its primary intended purposes. Sec. 4191(b)(1) limits the definition for purposes of the tax to devices intended for humans. Under what is commonly called the retail exemption, the tax provision does not apply to eyeglasses, contact lenses, hearing aids, and any other medical device determined by Treasury to be of a type that is commonly purchased by the general public at retail for individual use. According to proposed regulations issued by the Internal Revenue Service in February 2012, the medical items that would be exempt from the tax because they are "commonly purchased by the general public at retail for individual use" should be determined as: proposed regulations A device will be considered to be of a type generally purchased by the general public at retail for individual use if it is regularly available for purchase and use by individual consumers who are not medical professionals, and if the design of the device demonstrates that it is not primarily intended for use in a medical institution or office or by a medical professional.  The  following factors suggest that a device is of a type that is regularly available for purchase and use by individual consumers who are not medical professionals:  (A) Consumers who are not medical professionals can purchase the device through retail businesses that also sell items other than medical devices, such as drug stores, supermarkets, and similar vendors.(B) Consumers who are not medical professionals can use the device safely and effectively for its intended medical purpose with minimal or no training from a medical professional.(C) The device is classified by the FDA under Subpart D of 21 CFR Part 890(Physical Medicine Devices). Why the medical device excise tax should have been applied to all the items listed in the receipts pictured above was something of a mystery to viewers when these images were originally circulated back in January 2013.  Although some states   allow sellers to pass along the expense of the new medical device excise tax to customers by "separately stating a line item charge on the invoice or receipt given to their customers for 'Federal Excise Tax' or something similar,"the vendor in this case, Cabela's, is a retailer of hunting, fishing, camping and related outdoor recreation merchandise not known for selling medical devices, and the items listed in the receipts (such as a Ruger Attache Pistol Case) would not seem by any stretch of the imagination to fit FDA definitions of medical devices.   Cabela's Ruger Attache Pistol Case The answer was that vendors typically use upgraded sales software at the beginning of each year which is programmed to handle changes in tax laws that have just gone into effect,  and on 1 January 2013 Cabela's found that their upgraded software was improperly applying the medical device excise tax to all purchases rather than just those of qualifying items: A companywide glitch in Cabela's cash register system that added a 2.3 percent Medical Excise Tax to customers' purchases  everything from boots to bullets  was an error and will be refunded, a company spokesman said. The error was discovered last week after consumers in several states notified the company that the surcharge appeared on their sales receipt and had been applied to all of their purchases. "It was a glitch in the system, said Cabela's spokesman Joe Arterburn said. The error was limited to transactions that occurred Jan. 1 and was caught that same day by the Sidney, Neb.-based hunting and outdoor outfitter. Images of Cabela's sales receipts showing the surcharge have appeared on various websites prompting several rumors. One rumor alleged that retailers had begun passing their employees' insurance coverage costs onto consumers in the form of a medical excise tax. Other sites claimed that because the tax had been applied to shoes and shirts that clothing and footwear are now considered medical devices under the new law. Both speculations are false. Some readers have incorrectly interpreted the listing of federal excise taxes on forms of sport fishing equipment, archery equipment, tires, coal, and gas guzzlers in Chapter 5 of IRS Publication 510 as evidence that those items are now being taxed as medical devices.  This interpretation is incorrect: those items are all subject to excise taxes that were enacted well prior to, and have nothing to do with, the excise tax on medical devices created by the PPACA.  The excise taxes on sport fishing equipment, for example, were enacted in the 1950s through the Sport Fish Restoration Act, and the excise tax on archery equipment was enacted in 1975 to help support the Wildlife Restoration Program.  Publication 510 Sport Fish Restoration Act Wildlife Restoration Program Last updated:  28 June 2013 California officials proposed in November 2018 a new surcharge on cell phone users' monthly bills, a move that was misrepresented by some social media users as a "text tax" and targeted for expression of anti-immigrant sentiment. The California Public Utilities Commission's (CPUC) proposal would have instituted a surcharge on text messaging services to be included in cell phone users' monthly service bills. The commission's plan called for the revenues so raised to be used to fund public-purpose programs that provide phone service for lower-income residents as well as for deaf and disabled residents. proposal However, the proposal did not call for a "5-cent tax" per text message. Rather, the tax would have been based on a percentage of a cell phone users' monthly bills, costing around $1.40 per $20 of texting charges. The surcharge would have been similar to  existing taxes, as KGO-TV reported: costing existing For example, you pay about 3.75 percent for Universal Lifeline Telephone Service, which funds discounts for low-income customers. You pay .40 percent for the Deaf and Disabled Telecommunications Program, which funds free specialized equipment to customers who need them. The CPUC says it needs the "text tax" because revenue that funds those programs is down, since people are making fewer calls and texting more. Regardless, some social media users accused the CPUC of seeking to financially benefit people they felt were undesirable, such as "drug addicts" and "illegals":  The commission had originally planned to vote on the issue on 10 January 2019, but the Federal Communications Commission (FCC) stepped in on 12 December 2018 and ruled that both Short Message Service (SMS) and Multimedia Messaging Service (MMS) should be regulated as "information services" akin to email and not as  telecommunication services. ruled The FCC's 3-1 decision meant that text messages would fall under the purview of the federal Telecommunications Act, which limits state jurisdiction over them. Five days later, the CPUC announced that the proposal for the surcharge had been withdrawn from their docket. announced Sze, Kristen.  "If Passed, This Is How California's 'Text Tax' Would Affect Your Cellphone Bill."
  KGO-TV.  12 December 2018. Woolfolk, John.  "FCC Decision Deals Blow to California Text-Tax Plan."
  [San Jose] Mercury News.  12 December 2018. Timm, Jane C. and Dennis Romero.  "O rly? California Considers Plan to Tax Text Messages."
  NBC News.  13 December 2018. Amid an outpouring of criticism against YouTube personality Logan Paulwho broadcast video of a man who had committed suicidea fake news Twitter account leapt to his defense with made-up statements of support purporting to be made by pop music star Taylor Swift. On 5 January 2018 the user @enewsatnightwhich falsely presents itself as E! News, the news compoment of the E! entertainment networkposted: posted: Taylor Swift on Logan Paul: There are some points he has made; hes hilarious; We should FORGIVE   Swift's social media accounts have never mentioned Paul, though he tried (unsuccessfully) to generate interest in December 2017 for a request that they work together. social media tried While the quotes were fabricated, the link attached to the tweet goes to an actual E! story about Paul's puerile excursion to Japan, during which he not only filmed the body of someone who took his own life but attempted to "catch" bystanders in the manner of a Pokemon game and throwing raw fish at others. story Though that tweet had been shared around 700 times as of 8 January 2018, a separate user's post spreading it with the dismissive caption, "Bitch we hate you too lmaoo" received more than 68,000 retweets, thus giving it even more exposure: 68,000   The footage of Paul's Tokyo visit has brought about criticism against not only him but YouTube itself for continuing to allow Paul to make money off of his off-kilter and often ill-mannered content. Paul has taken a hiatus from broadcasting after releasing written and video apologies for his actions. YouTube E! News (which is actually @enews on Twitter) did not comment on the fabricated story. We also contacted police in the Yamanashi Prefecture of Japan concerning reports that they are seeking to question Paul. @enews reports The fake E! account also posted a tweet made up of fake statements attributed to another singer, Mariah Carey: tweet Mariah Carey on Woody Allen: 'He's made mistakes, sure... But so have we all, it's time for forgiveness.'   However, that tweet also redirects readers to the network's 5 January 2018 story about Paul. Heller, Corinne. "Logan Paul's Whole Trip to Japan Was Pretty Disrespectful." E! News. 5 January 2018. Matsakis, Louise. "The Logan Paul Video Should be a Reckoning for YouTube." Wired. 3 January 2018. Akbar, Jay. "YouTube Star Logan Paul Wanted by Cops Over Japan 'Suicide Forest' Video Where he Filmed a Hanging Body." The Sun. 3 January 2018. Entertainment Tonight. "Watch Logan Paul's Hilarious Plea to Collaborate with -- and Marry -- Taylor Swift!" 5 December 2017. Update [8 January 2018]: Added accurate retweet totals for a user who spread the original post. Claim:  Your personal information may be viewable through the Spokeo web site. Example:  [Collected via e-mail, March 2010] This is so scary to me.  My address along with a picture of my home is showing on this site.. GO to this website:  https://www.spokeo.com/ and type in your name. If you find ANYTHING with your info on it, go to "Privacy" at the bottom of the page and follow the instructions to remove your information. Some of the information they have listed may not be correct, but if your address, phone number and a picture of your home comes up, that's cause for concern!  Holy Cow Family and Friends! I just received a link for a crazy website. A friend emailed it to me saying that the website has all the personal info on her family and that maybe I should check it out to make sure I am not on the site. Well, I checked it out and although it didn't show mine, it listed many names addresses, birthdays, even showing a picture of the houses my friends lived in. It also mentions if you were married, with kids and much more. Then they have a service were people can sign up and pay 3.00 and have access to even more of my info like credit score, income, etc. I have typed in several other of my family members names and ALL were in the database. Who wants all this personal info out there on the web??????? you can scroll down to the bottom and find the privacy link and remove yourself from the website! good luck! and pass this email along to help your family and friends will possible identity theft. here is the website..... www.spokeo.com   Origins:  Spokeo is one of many sites now operating on the Internet that aggregate and display personal information collected from a variety of public sources (such as social networking accounts, blog posts, phone book listings, customer-submitted reviews, real estate listings, etc., as well as from the databases of other information aggregators) and sell detailed reports on individuals to anyone who pays for them.  Spokeo advertises itself as a "search engine specialized in organizing people-related information": advertises Spokeo is a search engine specialized in organizing people-related information from phone books, social networks, marketing lists, business sites, and other public sources. Most of this data is publicly available on the Web.  For example, you can find peoples name, phone, and address on Whitepages.com, and you can get home values from Zillow.com.  That said, only Spokeo's algorithm can piece together the scattered data into coherent people profiles, giving you the most comprehensive intelligence about anyone you want to find. Spokeo displays listings that sometimes contain more personal information than many people are comfortable having made publicly accessible through a single, easy-to-use search site, and in March 2010 warning messages alerting recipients that their personal information was viewable through Spokeo began circulating, just as warnings about a similar (pay-for-use) site, ZabaSearch, had been circulated several years earlier.   ZabaSearch Our advice here is similar to what we wrote in response to concerns about ZabaSearch several years ago:  Spokeo does have a privacy policy that allows you to request that Spokeo remove your listing from public searches, but it's important to understand that even if you block your Spokeo listing, your personal information will still be available through the underlying sources used by Spokeo.  Those third-party records will still exist and will still be publicly accessible, so the same information provided by Spokeo will still be available to others, either working on their own or using information aggregators similar to Spokeo: privacy You can remove your Spokeo listing from public searches for free. Please note that removing your Spokeo listing from public searches does not remove your information from the third-party data sources. Your information will still be shown on other people search sites, and you will need to contact those third-party sites one-by-one, In short, removing your personal information from display by Internet aggregators isn't a one-time deal, but rather more like a never-ending game of Whack-a-Mole: You might swat down an aggregator site or two, but more of them will inevitably pop up.  Last updated:  12 January 2011     Smith, Alicia.  "Search Site Raises Privacy Concerns."   WXYZ-TV [Detroit].  8 April 2010. On 2 October 2018, journalist Jamal Khashoggi disappeared during a visit to Saudi Arabia's consulate in Instanbul, Turkey. Although foul play was suspected, the Saudi government at first denied that any harm had been done to the journalist. Then they began releasing conflicting accounts, beginning with the claim that Khashoggi died accidentally in a "fistfight." Ultimately, the Saudis acknowledged that evidence provided by Turkish investigators pointed to his being slain in a "premeditated" attack, which they said was undertaken in a "rogue operation" not authorized by the Saudi royal family. Two senior government officials were dismissed, and 18 Saudi nationals allegedly involved in the murder were arrested. President Trump was criticized in the immediate aftermath of Khashoggi's disappearance for his apparent reluctance to hold the Saudis responsible for the incident. "We want to find out what happened," he said. But he also maintained that the United States' relations with the kingdom were "excellent" and he would not consider stopping arms sales to Saudi Arabia despite calls from members of Congress to do so. Various commentators, including Washington Post contributor Brian Klaas, suggested that Trump's official dealings with Saudi Arabia are "compromised by deep financial conflicts of interest": suggested His business interests -- past, present, and future -- make it impossible for him to contemplate the kind of consequences that the Saudis deserve. In 1991, when Trump was $900 million in debt, he was bailed out by a member of the Saudi royal family, who purchased his 281-foot yacht, Trump Princess. Trumps other princess, Ivanka, is married to Jared Kushner, who has deep ties to the crown prince. In 2015, when asked about his relationship with the Saudis, Trump said: I get along great with all of them. They buy apartments from me. They spend $40 million, $50 million. Am I supposed to dislike them? I like them very much. As recently as December 2016, Trump owned companies in Saudi Arabia, as he sought to build a hotel there. Three days after Trumps inauguration, lobbyists working for the Saudi government funneled $270,000 directly to the Trump Organization by booking rooms at his Washington hotel. More recently, Trumps flagging Manhattan hotel got bailed out thanks to a lucrative visit from none other than the Saudi crown prince. It raises the disturbing possibility that Saudi Arabia will get away with abduction or murder because the president is beholden to Saudi money. Trump responded by tweeting that he has no financial interests in Saudi Arabia: tweeting For the record, I have no financial interests in Saudi Arabia (or Russia, for that matter). Any suggestion that I have is just more FAKE NEWS (of which there is plenty)!  Donald J. Trump (@realDonaldTrump) October 16, 2018 October 16, 2018  That same day, Fox News Research (a Fox News Twitter account that regularly posts newsworthy data) tweeted a list highlighting some of Trump's business relationships with the Saudis: tweeted Trump & Saudi Business:1991: Sold yacht to Saudi Prince2001: Sold 45th floor of Trump World Tower to SaudisJun 2015: I love the Saudis...many in Trump TowerAug 2015: "They buy apartments from me...Spend $40M-$50M"2017: Saudi lobbyists spent $270K at Trump DC hotel  Fox News Research (@FoxNewsResearch) October 16, 2018 October 16, 2018  Shortly afterward, Trump's tweet and the Fox News tweet were combined into a meme and unleashed on Facebook:   The meme presented the Fox News tweet as a refutation of Trump's, but although each of the former's statements can be confirmed via reliable sources, they don't necessarily disprove President Trump's claim that he has no financial interests in Saudi Arabia. The sticking point (and the reason we're rating the claim a mixture of true and false) is that the term "financial interests" usually denotes the ownership of property or investments in a given place, company, or industry. We have found no evidence that either Trump or Trump Organization (the umbrella company operated by Trump's sons, Donald Jr. and Eric), currently owns property or investments in Saudi Arabia. According to Federal Election Commission (FEC) filings, the Trump Organization was pursuing plans to open businesses in Saudi Arabia as recently as 2016, but the Associated Press reported in October 2018 that the companies had been shut down by the time Trump took office: reported Shortly after he announced his run for president, Trump began laying the groundwork for possible new business in the kingdom. He registered eight companies with names tied to the country, such as "THC Jeddah Hotel Advisor LLC" and "DT Jeddah Technical Services," according to a 2016 financial disclosure report to the federal government. Jeddah is a major city in the country. "Saudi Arabia, I get along with all of them. They buy apartments from me. They spend $40 million, $50 million," Trump told a crowd at an Alabama rally on Aug. 21, 2015, the same day he created four of the entities. "Am I supposed to dislike them? I like them very much." The president's company, the Trump Organization, said shortly after his 2016 election that it had shut down those Saudi companies. The president later pledged to pursue no new foreign deals while in office. In a statement this week, the company said it has explored business opportunities in many countries but that it does "not have any plans for expansion into Saudi Arabia." There is no question that Trump has profited from business dealings with the Saudis, however. Let's take the items in the Fox News Research list one by one: Fortune reported in 2017 that Trump, facing financial difficulties in 1991, sold a yacht he purchased from the Sultan of Brunei in the 1980s to Saudi Arabia's Prince Al-Waleed bin Talal. reported The Associated Press reported that the Kingdom of Saudi purchased the entire 45th floor of Trump World Tower in New York City in 2001, "the biggest purchase in that building to that point." reported During a 16 June 2015 speech at Trump Tower announcing his presidential candidacy, Trump said: "Saudi Arabia, they make $1 billion a day. $1 billion a day. I love the Saudis. Many are in this building." At a campaign rally one month later, he said: "I like the Saudis; they are very nice. I make a lot of money with them. They buy all sorts of my stuff -- all kinds of toys from Trump. They pay me millions and hundreds of millions." speech said At a campaign rally in Mobile, Alabama in August 2015, Trump said: "Saudi Arabia, I get along with all of them. They buy apartments from me. They spend $40 million, $50 million. Am I supposed to dislike them? I like them very much." said The Wall Street Journal reported in June 2017 that Trump International Hotel Washington, D.C., received payments amounting to roughly $270,000 for services provided to lobbyists working for the Saudi government. Although Trump had announced earlier in the year that any Trump Organization profits from foreign governments would be donated to the U.S. Treasury, the company did not respond to the Journal's questions about what would be done with the Saudi payments, which were made through a third party. reported Despite his not owning businesses, properties, or investments in the Kingdom of Saudi Arabia, Trump has clearly, and by his own admission, profited to the tune of tens of millions of dollars from business dealings with the Saudis, and over a long period of time. We reached out to the Trump Organization for comment but received no reply. Beavers, Olivia.  "Saudis Spent $270K at Trump Hotel Amid Lobbying Efforts: Report."
  The Hill.  5 August 2017. Condon, Bernard et al.  "'I Love the Saudis': Trump Business Ties to Kingdom Run Deep."
  Associated Press.  16 October 2018. Fahrenthold, David A. and Jonathan O'Connell.  "'I Like Them Very Much:' Trump Has Longstanding Business Ties with Saudis, Who Have Boosted His Hotels Since He Took Office."
 The Washington Post.  11 October 2018. Kirkpatrick, David D.  "Trump's Business Ties in the Gulf Raise Questions About His Allegiances."
  The New York Times.  17 June 2017. Klaas, Brian.  "Jamal Khashoggi's Fate Casts a Harsh Light on Trump's Friendship with Saudi Arabia."
 The Washington Post.  10 October 2018. Mangan, Dan.  "Trump Claims He Has 'No Financial Interests in Saudi Arabia' --- But He Makes Lots of Money from It."
  CNBC.  16 October 2018. Myre, Greg.  "The Big Overlap Between Trump's Global Holdings and U.S. Foreign Policy."
  NPR.  22 November 2016. Orden, Erica.  "Saudi Disappearance Puts Spotlight on Trump's Business Ties."
  CNN.  12 October 2018. Smith, Geoffrey.  "This Is the 420-Foot Yacht Donald Trump Wanted -- Before He Filed for Bankruptcy."
  Fortune.  13 February 2017. Tau, Byron and Rebecca Ballhaus.  "Trump Hotel Received $270,000 from Lobbying Campaign Tied to Saudis."
  The Wall Street Journal.  6 June 2017. Watson, Kathryn.  "What's at Stake in the Trump Administration's Ties to the Saudis."
  CBS News.  12 October 2018. Wong, Edward et al.  "Trump Calls Relations with Saudi Arabia 'Excellent,' While Congress Is Incensed."
  The New York Times.  11 October 2018. Associated Press.  "A Timeline of Events in the Khashoggi Case."
  25 October 2018. CBS News.  "Transcript: Donald Trump Announces His Presidential Candidacy."
  16 June 2015. One of the more unusual and complicated theories associated with the sovereign citizen and tax protester movements is the belief that lawyers who are members of bar associations in the United States are, in fact, agents of the British crown and do not have legitimate status in American courts. This theory is partly informed by a false but widely repeated claim that the word "bar" in this context is an acronym for "British Accreditation Register":  Here's how the elaborate and confusing theory is outlined in an anonymously-authored essay called "Hiding Behind the Bar," which has been republished and shared in tax protester and sovereign citizen circles for more than a decade: essay During the middle 1600's, the Crown of England established a formal registry in London where barristers [lawyers] were ordered by the Crown to be accredited. The establishment of this first International Bar Association allowed barrister-lawyers from all nations to be formally recognized and accredited by the only recognized accreditation society. From this, the acronym BAR was established denoting (informally) the British Accredited Registry, whose members became a powerful and integral force within the International Bar Association (IBA). Although this has been denied repeatedly as to its existence, the acronym BAR stood for the British barrister-lawyers who were members of the larger IBA. Almost every part of this is factually inaccurate. For one thing, the International Bar Association was founded in 1947, not in the 1600s. Second, we could find no evidence of the existence of a professional association for lawyers called the "British Accredited Registry," either in 2018 or at any previous time in history. 1947 A History of the American Bar, a 1911 book by the Pulitzer Prize-winning legal scholar Charles Warren, contains no mention of any "British Accredited Registry" or "British Accreditation Registry" (with "accredited" and "accreditation" being used variously in different versions of this conspiracy theory). It would also make little sense for a group of lawyers in 17th century England to form a group describing itself as "British." Great Britain (composed of England, Wales and Scotland) does not have, and has never had, a unified courts system, instead being separated into two systems: England and Wales and Scotland. In fact, Great Britain itself was not even formally created until 1707, when the Acts of Union joined the Kingdom of Scotland with the Kingdom of England (which included Wales). book accreditation England and Wales Acts of Union But more broadly, this theory offers a confused summary of the history of "the bar." In the Middle Ages, lawyers in London established four "Inns of Court": Lincoln's Inn, the Inner Temple, the Middle Temple, and Gray's Inn. These were physical buildings but, more figuratively, they were also the professional associations for lawyers working in the more important English courts. A "barrister" was a legal expert or advocate who has been "called to the bar." This is a metonymic phrase which is rooted in the physical barrier that was present in a courtroom, to separate fully qualified lawyers entitled to plead cases before a judge from (roughly speaking) trainee lawyers and members of the public. In modern times, this physical barrier generally separates participants in a trial (such as lawyers, clerks, defendants, the jury, and the judge) from the gallery in which members of the public and the news media sit. established metonymic So someone who has been "called to the bar" has been given the right to advocate before a judge and is thereby known as a "barrister." A "bar association" is, roughly speaking, a professional association for lawyers, akin to a guild. In some jurisdictions, bar associations are limited to barristers (as opposed to solicitors, a different type of lawyer); whereas in others, they are open to all members of the legal profession. In some jurisdictions a bar association is the body that licenses and regulates legal professionals, and in others it is merely a professional association. The "BAR" conspiracy theory essay goes on to say: When America was still a chartered group of British colonies under patent  established in what was formally named the British Crown territory of New England  the first British Accredited Registry (BAR) was established in Boston during 1761 to attempt to allow only accredited barrister-lawyers access to the British courts of New England. This was the first attempt to control who could represent defendants in the court at or within the bar in America. Today, each corporate STATE in America has it's [sic] own BAR Association, i.e. The Florida Bar or the California Bar, that licenses government officer attorneys, NOT lawyers. In reality, the U.S. courts only allow their officer attorneys to freely enter within the bar while prohibiting those learned of the law  lawyers  to do so. They prevent advocates, lawyers, counselors, barristers and solicitors from entering through the outer bar. Only licensed BAR Attorneys are permitted to freely enter within the bar separating the people from the bench because all BAR Attorneys are officers of the court itself. Does that tell you anything? A 1930 essay published in the Cornell Law Review (page 393) refers to a bar association's having been established in Boston in 1761, but remember that a bar association is no more than a kind of guild for lawyers. "Bar" is not an acronym for "British Accredited Registry," because that acronym is a fabrication. As with many sovereign citizen theories, the essay builds on the shaky foundations of an inaccurate account of the history of bar associations in the United States and draws confused conclusions about the function and legal status of lawyers. page 393 Many of these claims are based on the etymology of certain words, rather than their modern meaning. For example, the author of the essay referenced above presents the origins of the word "attorney," citing Webster's 1828 dictionary definition, as: "In the feudal law, to turn, or transfer homage and service from one lord to another." That essay also proclaims: Here's where the whole word game gets really tricky. In each State, every licensed BAR Attorney calls himself an Attorney at Law. Look at the definitions above and see for yourself that an Attorney at Law is nothing more than an attorney  one who transfers allegiance and property to the ruling land owner. That passage is false. Whatever the older origins of the word "attorney" might be, the modern definition of that word is much broader. Merriam-Webster defines an attorney as simply "one who is legally appointed to transact business on another's behalf." In common American parlance, "attorney" is used interchangeably with "lawyer." defines This fixation on word origins leads to something like a game of Telephone in the logic of the conspiracy theory, with false conclusions being drawn from inaccurate or incomplete premises. Here are more examples, summarized from the essay: The historical origins of the word "esquire" did have to do with the transfer of property between feudal land-owners, but that was hundreds of years ago. This argument is roughly analogous to claiming that because the title "Ph.D" derives from the Latin "philosophiae doctor" ("doctor of philosophy"), microbiologists with Ph.D at the end of their names have no legal right to conduct scientific research because they are actually philosophers and not scientists. "A BAR [British Accredited Registry] licensed Attorney is not an advocate," the theory goes on to falsely claim, "so how can he do anything other than what his real purpose is?": He can't plead on your behalf because that would be a conflict of interest. He can't represent the crown (ruling government) as an official officer at the same time he is allegedly representing a defendant. His sworn duty as a BAR Attorney is to transfer your ownership, rights, titles, and allegiance to the land owner. When you hire a BAR Attorney to represent you in their courts, you have hired an officer of that court whose sole purpose and occupation is to transfer what you have to the creator and authority of that court.  It's not clear what the origins of the the fabricated acronym are, but "British Accredited Registry" was invoked as early as 2001 by Austin Gary Cooper, a long-time "sovereign citizen" activist. In 2003, a U.S. District Court in Colorado barred Cooper and his wife Martha Cooper from selling advice on how to avoid paying federal income tax after the couple set up groups called "Taking Back America" and the "Ten Foundation," which advised their paying customers that they could renounce their United States citizenship, call themselves "American citizens" instead, and escape their tax obligations. In 2006, Cooper was given a six-month prison sentence for criminal contempt after failing to comply with that court order, which obliged him to hand over the names of his customers, among other requirements. During court proceedings, Cooper accused the judge of treason and called him a "Nazi bastard" and a "British Accredited Registry" lawyer, saying: "You people are going to destroy our country. British accredited registry bar association, you're going to destroy our country ..." 2001 barred sentence proceedings In 2017, prosecutors in Tennessee charged Cooper, who is now 69 years old, with 10 counts of forgery and filing a fraudulent lien. The case was ongoing as of January 2018. charged ongoing Warren, Charles.  "A History of the American Bar."
   Little, Brown and Company, 1911. U.K. Parliament.  "Act of Union 1707."
  U.K. Parliament.  Unknown publication date. Wickser, Philip J.  "Bar Associations."
  Cornell Law Review  (Vol. 15.3, April 1930). Babcock, Chief Judge Lewis T.  "Permanent Injunction Order, U.S.A v. Austin Gary Cooper et al."
  U.S. District Court for the District of Colorado.  20 November 2003. Morlin, Bill.  "Ten Sovereign Citizens Face 320 Felonies in Tennessee."
  Southern Poverty Law Center.  28 March 2017. After Silicon Valley Bank collapsed, some pundits and news organizations suggestedwithout evidencethat woke investments contributed to the collapse. Silicon Valley Bank donated $73M to BLM Movement, one March 15 Newsmaxheadlinecirculating on social media read. Fox News hosts Tucker Carlson andJesse Wattersalso made similar claims. Silicon Valley Bank  brace yourself  spent more than $73 million on donations to BLM and related organizations, CarlsonsaidMarch 14. The Newsmax article and similarpostswere flagged as part of Facebooks efforts to combat false news and misinformation on its News Feed. (Read more about ourpartnership with Meta, which owns Facebook and Instagram.) The Newsmax article pointed to adatabasefrom the Claremont Institute, a conservative think tank. The database tracks pledges and contributions to the BLM movement and related causes, according to the institute. In the databases explanatory notes, the institute said its definition of the BLM movement includes organizations such as Black Lives Matter Global Network Foundation; Movement for Black Lives; grassroots groups; independent BLM chapters; the fiscal sponsors of BLM organizations; and BLM partners such as the NAACP and the American Civil Liberties Union. The Claremont Institute defined Black Lives Matter related causes as organizations and initiatives that advance one or more aspects of BLMs agenda. However, Black Lives Matter is not one entity with a set agenda. It is a decentralized international activistmovementwith no formal hierarchy. The Claremont Institute and Silicon Valley Bank did not respond to PolitiFacts requests for comment. An institute spokespersontold MarketWatchthat most of Silicon Valley Banks roughly $70.5 million in contributions fell in the related causes category. He also said the bank donated to the NAACP and ACLU. The banks charitable contributions included in Claremonts $70 million-plus total went primarily to groups and initiatives with no clear tie to the Black Lives Matter movement: A 2021 pledge to invest more than $50 million over five years into the banksAccess to Innovation program, which works to connect people who are often underrepresented in the innovation economy  including women, Blacks and Latinos  with hiring, mentorship, educational and networking opportunities. A $20 million donation that the banksaidwould be used to support COVID-19 relief; a needs-based scholarship program; economic development; and diversity, equity and inclusion efforts. A 2-to-1 matchingcampaignthe bank created in 2020 for employees who donated their money or time to social justice organizations. A $250,000 allocation from the Silicon Valley Bank Foundation to support grants for social justice organizations where bank employees volunteer. A prominent Black Lives Matter organization, Black Lives Matter Global Foundation Network, told PolitiFact in a statement that the Black Lives Matter movement includes thousands of organizations, so there is no way for the group to say with certainty whether Silicon Valley Bank donated to any one of them. The group also said the banks possible contributions to Black causes are irrelevant to what caused the banks collapse. Flags fly in Black Lives Matter Plaza as President Joe Biden is sworn in during 59th Presidential Inauguration, Wednesday, Jan. 20, 2021, in Washington. (AP) A report in the newsletterPopular Informationfound an error in the databases calculations: Nearly $3 million in contributions that the database had initially counted occurred in 2019, not 2020. The Claremont Institute, which started tracking this data in 2020, updated the database to reflect that information, meaning the banks total contributions for 2020 were $70.65 million, rather than over $73 million, as the initial claims said. As of March 22, Newsmax had not corrected its headline to reflect that change. Facebook posts claimed Silicon Valley Bank donated $73M to 'BLM Movement.' The claim stemmed from a database kept by the Claremont Institute. It showed that since 2020, Silicon Valley Bank had donated or pledged to donate more than $70 million to causes related to the Black Lives Matter movement. The institute defined related causes as organizations and initiatives that advance one or more aspects of BLMs agenda. Black Lives Matter is not one entity with a set agenda; it is a decentralized international activist movement with no formal hierarchy. A close look at the Claremont list shows that Silicon Valley Banks charitable contributions went primarily to groups and initiatives with no clear association to the Black Lives Matter movement. We rate this claim False. RELATED:Was Silicon Valley Bank demise caused by Trump easing regulation, 'woke' efforts, or something else? [Collected via e-mail, 2003] After anthropologist Susan McKinley came back home from an expedition in South America, she noticed a very strange rash on her left breast. Nobody knew what it was and she quickly dismissed it believing that the sores would leave in time. Upon her return she decided to see a doctor after she started developing intense pains. The doctor, not knowing the exact severity of the case, gave her antibiotics and special creams. As time elapsed the pain did not subside and her left breast became more inflamed and started to bleed. She decided to bandage her sores however as Susan's pain grew more intense she decided to seek help from a more certified doctor. Dr. Lynch could not diagnose the infection and told Susan to seek the aid of one of his colleagues who specialized in dermatology whom was sadly on vacation. She waited for two weeks and finally was able to reach the dermatologist. Sadly, a life changing event was about to unfold during her appointment.  To Miss McKinley's surprise, after she removed the bandages, they found larva growing and squirming within the pores and sores of her breast. Sometimes these wicked creatures would all together simultaneously move around into different crevices. What she didn't know was that the holes were in fact, deeper than she had originally thought for these larvae were feeding off the fat, tissue, and even milk canals of her bosom. The holes were 5 cm deep. She was operated on and the larva was removed from her breast. Therefore always take a slight rash serious and have the eggs removed before it is to late. Cheers and may the creatures leave you in peace. [Collected via e-mail, 2005] Read the article first before looking at the picture and film. This looks horrible. Oh my God!!!!!!! Ladies this could happen to you and Guys this could happen to your wife, girlfriend, partner so please BEWARE,and also warn others. (see the 2 files attached) It has been reported that this is happening in Zimbabwe as well, please make sure you iron your undergarments before you wear them and make sure that your clothes are ironed when they are dry and not damp. The picture is horrible but I felt that I should share with you. [Collected via e-mail, 2006] ALL, PLEASE WASH ALL BRAS, UNDERWEAR WHEN YOU BUY BEFORE WEARING THEM. WE DO NOT KNOW WHAT PARASITE IS IN OUR CLOTHES WHEN WE BUY THEM. FORWARD TO EVERYBODY YOU KNOW. LET ME FORE WARN YOU THIS IS SO SQUIMISH, I FEEL LIKE SOMETHING IS CRAWLING ALL OVER ME EVEN AS I SEND THIS TO YOU. BE AWARE. IT IS SO GROTESQUE.PLEASE WASH YOUR UNDERWEAR BEFORE WEARING. PREFERABLY IN BOILING HOT WATER. This is not for the weak, I have never seen anything like this. Read the article first before looking at the picture and film. This looks horrible. Oh my God!!!!!!! [Collected via e-mail, March 2007] YOU MUST READ BELOW BEFORE OPENING THE PICTURES. SHARE THIS WITH, DAUGHTERS, SISTERS, FRIENDS...ANY WOMAN My brother was recently telling me of a news story he heard regarding a flesh-eating bacteria found in new clothing shipments to the USA. These are the first pictures I have seen regarding that very subject. After seeing the attached photos, I understand the gravity of what he was telling me. This is something that is a very real and very serious concern as you will see. Ladies / gentelmens please make it a habit from this point forward to wash your just purchased undergarments before wearing them.Or spinning them in the dryer. This is sensitive. Please share with as many women and men that you know. Our undergarments are made in different parts of the country, sit in boxes and go through many hands and exchanges before we purchasethem for ourselves. TO ALL , PLEASE WASH ALL BRAS, UNDERWEAR ( ALL CLOTHING ) WHEN YOU BUY BEFORE WEARING THEM. YOU CAN THROW THEN IN THE DRYER FOR A QUICK SPIN TO KILL THE PARASITES TOO !! WE DO NOT KNOW WHAT PARASITE IS IN OUR CLOTHES WHEN WE BUY THEM. FORWARD TO EVERYBODY YOU KNOW. The attached photos are not for the weak hearted. This item is another example of a common online phenomenon: Someone makes an image available, the picture begins to circulate through sharing, the original attribution or explanation for the image gets lost along the way (or was never provided), people begin to make up stories to explain the origin of the now-sourceless picture, and those fabricated explanations become attached to the image as it continues to circulate. We've seen this phenomenon before in the maggot photographs (disturbing image warning), only in this case it isn't just the explanation that's fabricated; the image is a phony one created through digital manipulation as well. maggot This image appeared on the internet back in June 2003 (on a web site with a collection of other manipulated photographs); at that time it carried no explanation at all and was soon attributed by others to some new type of "body modification." Not until a couple of months later did it pick up the story about an anthropologist named "Susan McKinley" who returned from a South American expedition to notice a "very strange rash" on her breast caused by "larvae" which were "feeding off the fat, tissue, and even milk canals of her bosom." No known medical condition causes a result like the one depicted here, and the breast tissue around the supposed "larvae infestation" (larvae of what?) is too healthy (no redness, inflammation, or necrosis) to be believable. This image appears to be the product of the melding of a photograph of a woman's breast and a picture of something similar to a lotus seed pod:   In 2005 someone combined the picture and text quoted in the example above with an existing video clip that seemingly showed maggot-like creatures being removed by forceps from a woman's infected breast, and in November 2005 we began seeing versions that claimed the patient had developed her condition due to the flooding of New Orleans caused by Hurricane Katrina in August 2005:  My aunt, Head Nurse at Tulane Memorial hospital in New Orleans Louisiana sent me this email. The attached video is that of a female patient who, due to the flooding of her home wore the same clothes for days. The contamination in the water was so bad she first broke out with a rash on her breast and then she had a lump on her breast and she popped it and puss excreted from the lump. After treating it herself for days she finally went to seek medical attention and when she did they foundserious infection! They later sedated the patient and found that these insects were within the fatty tissues of her breast and within the milk producing glands (sorry not a medic), she is also 3 months pregnant! And to think, we though Rita was bad on us! If you pay attention you can see them moving in and out, gross, but one of the issues they are now dealing with in New Orleans with patients. The referenced clip was a genuine video, but it had no connection to Hurricane Katrina. It showed the treatment of a Nigerian patient with breast lesions and multiple sinuses containing Tumbu fly larvae. (Fourteen separate larvae were eventually extracted from the breast.) The authors of a 2004 medical journal article on the case noted at the time that only "one case has been reported in the English literature." article In 2006, someone combined the following text with a series of photographs of patients experiencing what look like severe rashes, infections, and necrosis of the upper chest and breasts. The specific origins of these photos are unknown to us, but they likely depict the advanced stages of breast cancer. (WARNING: Viewers may find the pictures displayed in this link disturbing.) photographs