No, Walmart is not cancelling the donations you make at the checkout.
In late June 2021, social media users shared a meme misinforming viewers that Walmart and other large businesses were taking customers' point-of-sale charitable donations and writing them off on their taxes. Readers have been asking Snopes about this meme since at least August 2020. The meme addresses a phenomenon called "checkout charity," in which many large businesses ask customers to donate a small amount to a charitable cause upon checkout:   according to What happens to the money you donate at the cash register? This is where you round up your bill to give to a charity designated by the retailer, and the donation amount appears on your receipt. The store serves only as a collection agent for your gift. Assuming the business is following the law, it will not include your donation as part of its business receipts, or income, nor will it claim the charitable gift as an expense. In other words, your gift has zero impact on the stores income taxes. Keep in mind that the store chooses the receiving charity, so make sure it is one you can support. As a customer, the donation will appear on your receipt and you can claim it as a charitable deduction when you file your income tax return. But you probably wont. A whopping nine out of ten customers don't write those donations off, even with a receipt, according to the Tax Policy Center, which estimates only 9% of households claim deductions for charitable donations. according to The Tampa Bay Times reported that the practice is gaining in popularity because both charities and businesses benefit from it: reported "Checkout charity, as it's sometimes called, has become big business for nonprofits and retailers. Charities love it because it raises money from the masses at little cost. Companies love it because it makes them look caring and generous, even if it comes on the backs of customers."
Claim: Starbucks is giving away free lifetime passes to Facebook users who like and share a post.  Origins:In October2015, links began circulating on Facebook promisingusers free lifetime passes to the Starbucks coffee chain in celebration of the brand's 44th anniversary: The embedded links involved a variety of URLs, some of which included entirely unrelated scam-bait terms like "iTunes" and "Apple." Users who clicked through to claim their purported lifetime pass to Starbucks were routed to a pagereading "Starbucks Is Giving Free Lifetime Pass on it's [sic] 44th Anniversary  (83 Pass Remaining)," which clonedthe style of Facebook-based content (but was hosted on a non-Facebook URL): As noted, URLs visible in the posts didn't point to any credible domains or sites linked to Starbucks. Users were invited to share the come-on via Facebook in order to further spread the hoax, which was a standard survey/sweepstakes scam intended to lure visitors into signing up for various costly subscription offers. By now,most social media users are familiar withsurvey scams: Kohl's, Costco, Home Depot, Lowe's, Kroger, Best Buy, Macy's, Olive Garden, Publix, Target, and Walmart are among retailers used asbait by scammers(seeking personal information and valuable page likes from Facebook users). Kohl's Costco Home Depot Lowe's Kroger Best Buy Macy's Olive Garden Publix Target Walmart scammers A July 2014 article from the Better Business Bureauillustrated how folks might spot and avoid bad actors utilizing the reputations of brands on social media: article Don't believe what you see. It's easy to steal the colors, logos and header of an established organization. Scammers can also make links look like they lead to legitimate websites and emails appear to come from a different sender. Legitimate businesses do not ask for credit card numbers or banking information on customer surveys. If they do ask for personal information, like an address or email, be sure there's a link to their privacy policy. When in doubt, do a quick web search. If the survey is a scam, you may find alerts or complaints from other consumers. The organization's real website may have further information. Watch out for a reward that's too good to be true. If the survey is real, you may be entered in a drawing to win a gift card or receive a small discount off your next purchase. Few businesses can afford to give away $50 gift cards for completing a few questions. Starbucks did once give away a lifetime supply of free coffee to 14 people as part of their "Starbucks It's a Wonderful Card Ultimate Giveaway" promotion (the 10k hammered gold cards from which were used by the scammers for the picture displayed above), but that giveaway ended early in 2015. promotion   Last updated: 25 October 2015 Originally published: 25 October 2015 Among the many conspiracy theories surrounding the October 2017 mass shooting in Las Vegas, Nevada is one that involves Chad Nishimura, a Mandalay Bay Hotel valet worker who said he parked suspected shooter Stephen Paddock's car on his arrival at the hotel.  shooting According to conspiracy theorists, Nishimura told a reporter in his native Hawaii that Paddock did not appear to have many bags with him, thus contradicting the "official" narrative that Paddock acted alone, and prompting Nishimura's sinister disappearance. On 10 October 2017, the disreputable and rarely accurate web site Neon Nettle wrote:  Neon Nettle A valet worker from the Mandalay Bay hotel, who parked the suspected Las Vegas shooting gunman's car, has mysteriously vanished after giving an interview saying Stephen Paddock was a "normal guy" who "didn't have many bags." There is no evidence that Nishimura has disappeared or been reported missing, and this account contains several important factual errors and logical mistakes, typical of much of the content that Neon Nettle and other sites of its ilk publish. It is true that Nishimura spoke to KITV 4, a Honolulu ABC affiliate, for an article published on 3 October 2017 that has since been deleted: A Kamehameha graduate working as a valet at the Mandalay Bay Resort said he parked the shooter's car on Saturday. The gunman, 64-year-old Stephen Paddock, checked his car into the hotel on Saturday morning. Valet Chad Nishimura, who is from Mililani, said he spoke briefly with Paddock."Just in shock, really. It's scary to know that I was close to someone that was that dangerous. I would've never thought. He seemed like a normal guy. When he came in, nothing too weird about him. He didn't have any crazy bags with him that I can remember. We are a convention hotel so we have a bunch of people that have boxes and multiple carts worth of stuff. There's nothing weird that I can remember," Nishimura said. (An archived version of the story can be viewed here.) here The first thing to note here is that Nishimura did not say Stephen Paddock didn't have many bags. He said Paddock didn't have any "crazy bags" and brought "nothing weird" that he could could remember. Further, it requires a logical leap to propose that if Stephen Paddock didn't have much luggage with him upon arriving at the Mandalay Bay Hotel, it follows that he must have had an accomplice in the 1 October 2017 mass shooting. Nothing in Nishimura's account of meeting Paddock eliminates the possibility that Paddock made multiple trips to the hotel, therefore making that particular conspiracy theory surrounding Nishimura fall down on this logical point alone.  Neon Nettle also attributes the removal of the KITV 4 article to "higher-ups at ABC taking issue with a report that conflicts with the narrative they are pushing on the public," and falsely states that the reporter Moanike'ala Nabarro had declined to answer readers who asked why the story had been deleted.  In fact, Nabarro gave a clear answer to this question on 7 October 2017, three days before Neon Nettle published its story, saying that the decision was made in order to protect Nishimura's privacy: saying Mililani native says he spoke to shooter before checking his car into the valet at Mandalay Bay- https://t.co/GjkRE9HRVk https://t.co/GjkRE9HRVk  Moanike'ala Nabarro (@moanikitv) October 3, 2017 October 3, 2017  Finally, there is no evidence that Chad Nishimura has "vanished"  mysteriously or otherwise  and in fact, there is evidence to contradict this claim.  According to Neon Nettle, Nishimura "has completely vanished since the report was published, with all of his social media accounts being scrubbed from the internet." This is completely and provably false. Nishimura has been active on Facebook after 3 October, the publication date of the KITV 4 article which  at least according to the conspiracy theory being pushed here  prompted his "disappearance". (His Facebook account remains active, but we are not linking to it in the interest of protecting Nishimura's privacy from readers provoked by the groundless conspiracy theory peddled and promulgated by Neon Nettle and others.) and others On 5 October 2017, Nishimura wrote: I'm okay everyone, I was at the concert the night before, thankfully cut my wristband off and didnt [sic] go on Sunday. However I did park the shooters [sic] car...Thats been the rough part for me.    Furthermore, the Las Vegas Metropolitan Police Department has not listed Nishimura as a missing person. listed This conspiracy theory is illogical, not supported by any evidence, contradicted by other evidence, and is false. Neon Nettle has a history of publishing inaccurate conspiracy theories, hoaxes and other fabricated content. The Chad Nishimura case joins a laundry list of conspiracy theories and hoaxes revolving around the October 2017 mass shooting in Las Vegas.  history conspiracy theories Nabarro,Moanike'ala. "Hawaii Native Parked Shooter's Car."
 KITV 4/Archive.is. 3 October 2017 (Archived). LaCapria, Kim. "Las Vegas Shooting Rumors, Hoaxes and Conspiracy Theories."
 Snopes.com. 5 October 2017. Claim:  A Maryland school district removed Christmas and Easter vacations from school calendars due to pressure from Muslim groups. : WHAT'S : A Maryland school district renamed Christmas, Easter, and other religious holidays on school calendars after a Muslim group asked for the inclusion of an Islamic holiday.     WHAT'S : A Muslim religious group demanded that the school district rename or remove Christmas break from school calendars.  Example:  [Collected via e-mail, October 2014] Received this in an email.  or not? "Thanks to the group of Muslims at this school, Christmas Break will now be 'Winter Break'. Way to bow and kiss the ring."   Origins:  On 11 November 2014, the Montgomery County [Maryland] Public Schools' Board of Education voted to remove all references to religious holidays from their schools' 2015-2016 calendars. That decision was made shortly after the local Muslim community asked the district to add one of the two major Islamic holidays (Eid ul-Fitr or Eid ul-Adha) to school calendars: Muslim community leaders have been asking Montgomery school officials for years to close schools for at least one of the two major Muslim holidays. Students who miss classes on religious holidays are given excused absences. But Muslim families have argued that students should not have to choose between their faith and their schoolwork and that missing even a day leaves many students behind. They say the day off is a matter of equity, with Christian and Jewish students getting days off for their holidays. Zainab Chaudry, spokeswoman for the Council on American-Islamic Relations (CAIR), said she was shocked by the school district's decision, as that result was not what her group had requested: shocked We were blindsided. We are disappointed. It isn't what we asked for. We don't believe that other faith groups should be punished for our request. I think this really shows that the Board of Education would take drastic measures to ensure that the Muslim students don't receive equal and fair treatment. They would remove the Christian holidays and they would remove the Jewish holidays from the calendar before they would consider adding the Muslim holiday to the calendar. Other Muslim leaders also described the district's decision as both a surprise and a mistake: "By stripping the names Christmas, Easter, Rosh Hashanah and Yom Kippur, they have alienated other communities now, and we are no closer to equality," said Saqib Ali, a former Maryland state delegate and co-chair of the Equality for Eid Coalition. "It's a pretty drastic step, and they did it without any public notification." Zainab Chaudry, also a co-chair of the coalition, expressed dismay, too, contending the school board's members were willing to "go so far as to paint themselves as the Grinch who stole Christmas" to avoid granting equal treatment for the Muslim holiday. The Maryland school district's decision, which passed with a 7-to-1 vote, does not change either the number of vacation days students receive or when they will observe them. District schools will still be closed for major Christian and Jewish holidays, but school calendars will no longer include the names of religious celebrations such as Christmas, Easter, Rosh Hashanah and Yom Kippur. Instead, the calendars will be marked with generic terms such as "winter break," "spring break," or simply "no school." District officials explained the rationale behind their decision as being that schools do not close on Christian and Jewish holidays for religious reasons, but rather because those are days which historically see high rates of absenteeism among students and staff: Board members said that the new calendar will reflect days the state requires the system to be closed and that it will close on other days that have shown a high level of student and staff absenteeism. Though those days happen to coincide with major Christian and Jewish holidays, board members made clear that the days off are not meant to observe those religious holidays, which they say is not legally permitted. Superintendent Joshua P. Starr presented the board with three options to resolve the question, and a majority of members supported his recommended proposal to do away with the names of both the Muslim and the Jewish holidays on the calendar. But amending the proposal, the board opted to ditch references to Christmas and Easter, too. Board members pointed to the Fairfax County school systems calendar as an example; the largest school district in Virginia does not call out such religious holidays by name. In Montgomery, closing schools for Jewish holidays began in the 1970s. In voting to scrub the holiday names from the calendar, board members said they were trying to reflect the reason schools are closed on religious holidays: because of operational impacts  such as expected high absenteeism among students and staff on those days  not because the school system is observing a religious occasion. Montgomery school board member  Rebecca Smondrowski, who voted to remove references to religious holidays from school calendars, said that course of action was "the most equitable" decision the school board could make: Rebecca Smondrowski I just thought it was the most equitable thing to do. I respect and appreciate so much that this is a very personal issue for so many people. I was in no way trying to imply that I don't respect people's religious practices. I do. School board Vice President Patricia O'Neill agreed, saying several other Maryland schools have stopped using the term "Christmas break" in favor of the non-religious term "winter break": stopped It seems we've made multiple religious groups mad, but I believe we did the right thing. And we're in good company. Fairfax, Arlington, Loudoun. All are silent in calling out Christmas; they call it winter break.    Last updated:  28 September 2015    St. George, Donna.  "Backlash Over Montgomery Decision to Strip Christmas from School Calendar."   Washington Post.  12 November 2014. A fake photograph of an explosion at the Pentagon in Washington that was virally shared on Twitter may have caused the stock market to briefly take a slight dip. The picture went viral on the social media platform on the morning of May 22, 2023. The photo may have originally been generated by artificial intelligence (AI) technology. It was reshared by a number of prominent accounts. The Arlington County Fire Department in Virginia confirmed on their specially-designated "government or multilateral organization account" that no such explosion had taken place.  According to Insider.com, the stock market happened to fall 0.26% four minutes after one prominent user tweeted the fake news. Bear in mind that all of this happened on a Monday morning, the beginning of the week for Wall Street. Still, the market "quickly bounced back," the reporting said. Insider.com tweeted Any rumors that claimed the market took a massive hit because of the photo or the false news were not true. As the news and fake picture went viral, it was shared byRussian state-backed media outlet RT. The tweet was deleted minutes later. The news of the explosion that never happened also appeared on TV on India's Republic Media Network.  Additionally, a number of users who paidfor Twitter Blue shared the news. The paid service provides accounts various perks, including a blue checkmark.  In one case, an account named @BloombergFeed, whose owner had paid for Twitter Blue, tweeted the news. However, despite its handle, this user had no affiliation with Bloomberg News. The account has since been suspended.  In the past, blue checkmarks were not for sale to the general public. They were only handed out to a select number of accounts, many who could have been considered prominent people or authoritative sources. After Elon Musk completed his purchase of Twitter, policies were put into place that made it so anyone could purchase the checkmark symbol to be placed on their account with Twitter Blue. To some users, this perhaps gave a broad and false sense of trust of authority to tweets from "verified" accounts. Twitter Blue @ArlingtonVaFD. "@PFPAOfficial and the ACFD Are Aware of a Social Media Report Circulating Online about an Explosion near the Pentagon. There Is NO Explosion or Incident Taking Place at or near the Pentagon Reservation, and There Is No Immediate Danger or Hazards to the Public." Twitter, 22 May 2023, https://twitter.com/ArlingtonVaFD/status/1660653619954294786. Cohen, Rebecca. "An Apparently AI-Generated Hoax of an Explosion at the Pentagon Went Viral Online  and Markets Briefly Dipped." Insider, 22 May 2023, https://www.insider.com/ai-generated-hoax-explosion-pentagon-viral-markets-dipped-2023-5. Phishing bait:  Billing statements from PG&E and Atmos Energy. SCAM Example:  [Collected via e-mail, January 2014] Comment: I received 2 emails like this.  I don't have an account with PGE,nor do I use gas.  I didn't click, just in case that's how they get theirinfo.  Any insight will be appreciated.  PG&E ENERGY STATEMENT     Account No: 441401665-1Statement Date: 01/07/2014Due Date: 02/01/2014  Your Account Summary Amount Due on Previous Statement          $344.70Payment(s) Recieved Since Last Statement      0  Previous Unpaid Balance                   $344.70  Current Electric Charges                   $165.20Current Gas Charges                          49.20  To view your most recent bill, please click here. You must log-in to youraccount or register for an online account to view your statement. Total Amount Due BY 02/01/2014 $559.70 Origins:  In January 2014, Internet users began receiving messages like the one reproduced above that purported to be energy statements (i.e., utility bills) from Pacific Gas and Electric Company (PG&E).  Such messages included instructions for the recipients to follow a hyperlink or open an attachment in order to view their statements and/or register for an online account.  These messages were intended to lure recipients, concerned about receiving unexpected bills, into attempting to view the referenced statements   a process which would lead them not to viewing a document but into launching an executable file.  Similar messages have been sent out in the name of Atmos Energy as well, and that company has posted a warning on their web site and advised customers that: warning As an Atmos Energy e-Bill customer you are accustomed to receiving yourmonthly bill notice by email. We would like to inform you of a widespreademail scam which portrays a bogus Atmos Energy bill. The emails have beensent to individuals nationwide including Atmos Energy customers. The "phishing" message references a fake account number and contains linksto fraudulant websites. The email provides links to mislead you inbelieving you are going to view your bill, learn more about natural gas orview bill inserts. Actually, the links lead you to a compromised websitethat hides malware. We are asking anyone who receives that deceptive emailto delete it immediately and do not click on any links. PG&E has also posted a warning on their site advising consumers to "Please be alert to an email scam using PG&E's name," with a link to an article about confirming contact from PG&E: warning Individuals and companies are posing as PG&E employees or contractors to gain access to your account information or entry into your home. Here are ways to protect your home or business. You should always ask to see identification before allowing anyone claiming to be a PG&E representative inside their home. PG&E employees always carry their identification and are always willing to show it to you. If a person claiming to be a PG&E employee has identification and you still feel uncomfortable, call PG&E's customer service line at 1-800-PGE-5000 to verify an appointment and/or PG&E's presence in the community. If you have an appointment with PG&E, you will receive an automated call back within 48 hours prior to a scheduled visit, or a personal call from a PG&E service representative prior to a scheduled visit. If you have concerns about the legitimacy of a call you have received about a past due bill, a service request or a request for personal information, call PG&E immediately at 1-800-743-5000. PG&E's Credit Department will never ask for personal information, a credit card number or a gift card number over the phone. If you have received such a phone call and provided credit card or checking account information should report it immediately to the credit card company or bank and law enforcement.    Last updated:  9 January 2014 On 1 April 2016, the web site Breitbart published an article reporting that a California man posing as a woman had been arrested after filming women in the bathroom of a Macy's department store: article A Palmdale, California, man wearing womens clothing was arrested in a Lancaster Macys store after he was seen in a womens bathroom. The man was allegedly videotaping women in the bathroom. Jason Pomare, 33, was arrested over the weekend after mall security officers learned he had been hanging out in a Macys department store womens bathroom. The security guards contacted a Los Angeles County Sheriffs Department (LASD) deputy who found the cross-dressing man in a mall storage area, NBC Los Angeles reported. Breitbart also tied the story to anti-discrimination ordinances regarding bathroom usage by transgender people: It is not clear if Lancaster has a bathroom ordinance like the one defeated in Houston last year where men would legally be allowed to enter womens bathrooms and locker rooms. Breitbart Texas Lana Shadwick covered the defeat of that ordinance in Houston. Pomare was not charged with any offenses related to being in the womens bathroom other than the illegal filming. On 12 April 2016, the web site Daily Headlines published the same story, citing Breitbart as a source, and inaccurately confusing using bathrooms with filming inside them: published A man from Palmdale, California, wearing a bra and dress enters the ladies bathroom at Macys and what happens next should not surprise you. The man, Jason Pomare, 33, entered the bathroom which the ACLU and the liberal elitists in this country say is his God given right. He sets up a hidden camera in one of the stalls and for the next two hours, tapes women using the bathroom. Eventually, one woman noticed the camera with the record light on and notified mall security, who arrested Pomare. There was absolutely no way for anyone to see this coming, was there? (Removes tongue from cheek) Although Breitbart provided a link to the source for their report, the site either didn't bother to check that source's date or deliberately misrepresented the incident in order to leverage more interest in it. The linked news articlefrom Los Angeles television station KNBC was clearly dated 13 May 2013 (not 2016, or "last weekend"): article    KNBC's 2013 reporting described an unambiguous violation of the law. The incident had nothing to do with bathroom ordinances, itinvolved unquestionablyillegal actions, and the individual identifiedwas arrested and charged: bathroom ordinances Charges were filed against a man who wore a wig and women's clothing to disguise himself as he allegedly used a concealed camera to record "hours" of video of women in a Los Angeles-area department store restroom. Jason Pomare, 33, of Palmdale, was arrested after customers contacted security officers at a Macy's store to report a man in the women's restroom. The security officers contacted a deputy, who was on patrol at the Antelope Valley Mall (map) when he saw a man matching the subject's description leave the store. Pomare was charged with six counts of unlawful use of a concealed camera for purposes of sexual gratification. After his arrest, investigators said a video camera found in his purse had "hours" of video of women using the restroom inside the store. (Pomare's arrest was alsoreported by the Antelope Valley Times in May 2013.) reported  Neither Breitbart nor Daily Headlines updated their articles to note that the incident hadn't taken place in April 2016, and that the arrest occurred well prior to the passage of any prominent bathroom ordinances. And both sitesfailed to take into account that more recent non-discrimination ordinances haven't legalized filming bathroom occupants, no matter what their gender identity might be. non-discrimination ordinances Pomare was charged with six counts of unlawful use of a concealed camera for the purposes of sexual gratification, a charge that would alsobe applicable in any jurisdiction that permitted transgender individuals to use bathrooms aligned with their gender. Ordinances of that nature haveno provisions permittingthe surreptitious filming of bathroom occupants for personal sexual gratification (or any other reason), nor have such provisions been sought or suggested by anyone.  Dilworth, M.  "Palmdale Man Arrested for Videotaping in Women's Bathroom."
  The Antelope Valley Times.  14 May 2013. Klemack, John Cadiz and Jonathan Lloyd.   "Man Disguised as Woman Recorded "Hours" of Mall Restroom Video: Investigators."
    KNBC-TV [Los Angeles].   14 May 2013. FACT CHECK:  Did President Obama order that "behavioral experiments" be carried out on the American people?  Claim:   President Obama ordered "behavioral experiments" be carried out on the American people.   false WHAT'S   President Obama issued an Executive Order on 15 September 2015 encouraging federal agencies to more frequently use behavioral research insights in the creation and adoption of policy.     WHAT'S   President Obama ordered that "behavioral experiments" be carried out on American citizens; President Obama specifically directed agencies to implement any form of behavioral insight usage; the word "experiment" appeared anywhere in the Executive Order. Example:    [Collected via Twitter, September 2015] President Barry ORDERS BEHAVIORAL EXPERIMENTS ON AMERICAN PUBLIC!! https://t.co/MNHOSCvpAB #COSProject pic.twitter.com/0aQN33AqQ3 https://t.co/MNHOSCvpAB #COSProject pic.twitter.com/0aQN33AqQ3  TheFightingIrishDame (@TheIrishDame) September 16, 2015 September 16, 2015   Shock Executive Order: Obama Authorizes Behavioral Experiments On U.S. Citizens: To A ... - https://t.co/pl2RzxZr4q pic.twitter.com/ll7cWaFtqe https://t.co/pl2RzxZr4q pic.twitter.com/ll7cWaFtqe  State of Globe (@StateofGlobe) September 17, 2015 September 17, 2015   Obama Executive Order Instructs Federal Agencies to Conduct Mass Behavioral Experiments on U.S. Citizens: https://t.co/mCynSnLP0e https://t.co/mCynSnLP0e  Bill Periman (@BillPeriman) September 17, 2015 September 17, 2015   Origins:   On 15 September 2015 the web site Daily Caller published an article titled "President Obama Orders Behavioral Experiments on American Public" which claimed that the chief executive had "authorized federal agencies to conduct behavioral experiments on U.S. citizens": President Obama announced a new executive order which authorizes federal agencies to conduct behavioral experiments on U.S. citizens in order to advance government initiatives. The article was aggregated by other news outlets such as DC Clothesline, which similarly claimed the President's executive order had instructed "Federal Agencies to Conduct Mass Behavioral Experiments on U.S. Citizens": Does anyone actually believe "behavioral experiments" on the US citizenry are about "designing government policies to better serve the American people?" Think Pavlov's dog. And, can someone point to the Constitution and show where government has the authority to "experiment" on the citizenry in any shape, form or fashion? It's not there. Government possesses no authority whatsoever to conduct any type of experimentation, behavioral or otherwise, on the citizens of this nation. Both Daily Caller and DC Clothesline used the phrase "behavioral experiments" (conjuring up frightening scenarios of federal gaslighting), and the second article placed the phrase in quotes, suggesting specifically that the Obama administration had "ordered" sinister-sounding "behavioral experiments" be inflicted upon Americans. The 15 September 2015 Executive Order referenced by the articles is available on the White House's web site for open review. Tellingly, the word "experiments" does not appear anywhere within it; only words such as "encourage[d]," "identify," "review," and "improve." The executive order about "Using Behavioral Science Insights to Better Serve the American People" actually decreed: web site decreed To more fully realize the benefits of behavioral insights and deliver better results at a lower cost for the American people, the Federal Government should design its policies and programs to reflect our best understanding of how people engage with, participate in, use, and respond to those policies and programs. By improving the effectiveness and efficiency of Government, behavioral science insights can support a range of national priorities, including helping workers to find better jobs; enabling Americans to lead longer, healthier lives; improving access to educational opportunities and support for success in school; and accelerating the transition to a low-carbon economy. Alongside the Executive Order, the White House issued a document titled "Fact Sheet: President Obama Signs Executive Order; White House Announces New Steps to Improve Federal Programs by Leveraging Research Insights." Aiming to provide details not included on the Executive Order about how "behavioral insights" could apply to the creation and implementation of policy, that document explained: document Behavioral science insights  research insights about how people make decisions  not only identify aspects of programs that can act as barriers to engagement, but also provide policymakers with insight into how those barriers can be removed through commonsense steps, such as simplifying communications and making choices more clear. That same study on financial aid found that streamlining the process of applying  by providing families with assistance and enabling families to automatically fill parts of the application using information from their tax return  increased the rates of both aid applications and college enrollment. When these insights are used to improve government, the returns can be significant. For instance, the Federal Government applied behavioral science insights to simplify the process of applying for Federal student aid and has made college more accessible to millions of American families. Similarly, the Pension Protection Act of 2006, which codified the practice of automatically enrolling workers into retirement savings plans, is based on behavioral economics research showing that switching from an opt-in to an opt-out enrollment system dramatically increases participation rates. Since the implementation of this policy, automatic enrollment and automatic escalation have led to billions of dollars in additional savings by Americans. Another germane fact sheet tidbit came in the form of detail pertaining to a new committee formed to facilitate the order's initiatives: The Executive Order also formally establishes the Social and Behavioral Sciences Team (SBST), a group of experts in applied behavioral science that translates findings and methods from the social and behavioral sciences into improvements in Federal policies and programs for the benefit of the American people. The passage excerpted above indicated that behavioral insights data targeted by the initiative stemmed not from government-led "behavioral experiments," but rather "findings and methods from the social and behavioral sciences."  Another passage supported inferences that non-governmental research groups would be tasked with submitting the bulk of relevant findings to the SBST for consideration in the drafting of future policy: The Behavioral Science & Policy Association (BSPA) is launching a Behavioral Science and Policy Series to identify promising avenues for applying behavioral science to public policy at the Federal level in order to improve Americans' lives. Through this series, by September 2016, working groups will deliver white papers that propose particular applications of behavioral science that can be applied, tested, and implemented at the Federal level in the near term. A less harrowing interpretation of the executive order than that fostered by conservative news sites was offered by the Houston Chronicle in a 17 September 2015 article: article Dr. Andrew Harper, a professor of behavioral science at the University of Texas Health Medical School, said behavioral science is an old discipline, used to maximize communication effectiveness, that is only now being applied to government-authored materials. "For example in healthcare there are simple things we want people to do  eat a balanced diet, sleep well," he said. "When just saying 'do it' doesn't work, we look to behavioral science to inform us on strategies that might work better." According to the executive order, research will be used to inform even the basic layout of federal agencies websites and other outreach information. The newly-founded team will consider "how the content, format, timing and medium by which information is conveyed affects comprehension and action by individuals." In other words, researchers will conduct clinical studies to determine how agencies could more effectively present information in a way that will move people to action. The Executive Order didn't come to pass without some objections, however. The University of Oxford's Practical Ethics in the News Blog featured an editorial that questioned how scientifically rigorous the selection and application of such data might be, implying the initiative's mission was too ambiguous. Author Joshua Shepherd conceded that the proposal was overall "a good thing," but said "the order raises a number of ethical and practical issues": editorial Given recent evidence that many results from experimental and social psychology fail to replicate, there might be reason to worry here. The executive order does not define what counts as an 'insight' from behavioral science. Is it the result of one study? A couple? Deployment of an insight that is nothing more than an experimental artifact could be damaging, or wasteful. Suppose a genuine insight exists. Even so, implementing it is not straightforward. Other experts didn't think that the potential flaws outweighed the benefits. University of Michigan professor Andrew Hoffman outlined the potential practical effects of such initiatives on policy in a Scientific American article, positing that their application to the drafting of policy was "long overdue": article [Hoffman] says that people might react rebelliously to a gas tax imposed by the government. A rise in its cost spurred by market forces, on the other hand, might prompt them to drive less. In that way, federal policies should consider the complicated ways that people filter, interpret and process messages. You can't expect to put a price on something  whether that's gas, plastic bags or emissions  and get an expected result, he said. These are things that sociology, psychology, political science have been focusing on for decades, Hoffman said. So to bring in the notion that humans are not perfectly rational, utility-maximizing beings in the formation of policy is long overdue. It is true that President Obama issued an Executive Order on 15 September 2015 encouraging and facilitating the application of behavioral research insights, with a stated goal of creating more efficient policy and stronger compliance. Moreover, some credible questions were raised about how rigorous standards for inclusion of such data might be. But the order neither referenced nor described "behavioral experimentation" upon the American people, nor did it in any way suggest that the order's details involved using anything other than existing, ongoing research carried out by social and behavioral science experts. Last updated:     17 September 2015 Originally published:   17 September 2015 Amid tense talks between Congressional Republicans and Democrats over the 2018 federal budget, the attention of many observers turned to each side's record on government spending, benefits and entitlements, and fiscal priorities.  In that vein, a widely-shared Facebook meme took aim at Republican Senator Tom Cotton of Arkansas, accusing him of supporting a modified version of a long-standing liberal bte noire  drug-testing for welfare recipients.  On 21 January 2018, Facebook user Ken Stanley wrote: wrote Tom Cotton calls for every person who receives Social Security to be drug tested those who test positive will lose benefits.     This claim is false. We searched Cotton's speeches, op-eds, and press releases, as well as the Congressional Record and news archives, and found no evidence of the Senator ever having advocated such a policy. In an e-mail, a spokesperson for Cotton told us the meme was "completely false": Senator Cotton does not support (nor has he ever supported) drug testing for Social Security recipients.  Indeed, even those who call for drug-testing for welfare recipients do not typically propose the same policy for Social Security. This is because Social Security is more widely regarded as an earned benefit (workers contribute to it through payroll taxes), while programs such as housing assistance or the Supplemental Nutrition Assistance Program (formerly known as food stamps) are regarded as welfare. Senator Cotton does, however, have a record of making statements and advocating policies around welfare assistance which have raised eyebrows.  In 2015, Salon and Raw Story headlines accused Cotton of "blaming" drug addiction on Social Security benefits, and claiming that receiving Social Security disability benefits causes individuals to "spiral" into drug addiction. The articles, as well as Cotton's actually comments were more nuanced.  blaming spiral In a speech at the Heritage Foundation, a conservative think thank, Cotton advocated for reform of the Social Security disability system, and drew a link between population decline and social ills (including drug addiction) in certain counties and regions, and rates of Social Security disability insurance uptake:  It's hard to say what came first or caused the other: population decline or increased disability usage. Or maybe economic stagnation caused both. Regardless, there seems to be  at least at the county and regional level  something like a disability tipping point. When a county hits a certain level of disability usage, disability becomes a norm. It becomes an acceptable way of life and an alternative source of income to a good-paying, full-time job...After a certain point, when disability keeps climbing and becomes endemic, employers will struggle to find employees, or begin  or continue  to move out of the area.  Population continues to fall, and a downward spiral kicks in, driving once-thriving communities into further decline. Not only that, but once this kind of spiral begins, communities could begin to suffer other social plagues as well, such as heroin or meth addiction and associated crime. In 2014, while running for the Senate, a Huffington Post writer accused Cotton of "calling food stamp recipients addicts." Again, his comments were much more nuanced than that description.  accused According to a Huffington Post transcript of a virtual town hall hosted by Cotton in July 2014, the then-Congressman defended voting down a Democratic bill relating to agricultural payments and federal food aid, on the basis that it did not sufficiently reform the food stamps program, including by requiring drug testing for applicants: voting I dont think that we should be using farmers as a way to pack more welfare spending into Barack Obamas government, Cotton said. Nor should we have a food stamp program that isnt reformed, that doesnt have job training and work requirements, that doesnt have drug testing requirements, so we can get people who are addicted the help they need. Or make sure that long-term addicts or recidivists are not abusing taxpayer dollars. In March 2017, Cotton joined with Republican Senate colleagues in voting to nullify an Obama-era Department of Labor rule which limited the circumstances under which states could conduct drug-testing for individuals applying for unemployment insurance.  voting rule President Donald Trump later formally reversed the guideline, effectively giving states greater powers in conducting drug screening for jobless benefits. So Senator Cotton has certainly supported drug testing for welfare programs  but never for Social Security.  reversed Gauthier, Brendan. "Tom Cotton Blames Social Security for 'Heroin and Meth Addiction' Because Reasons."
 Salon. 10 November 2015. Edwards, David. "Sen. Tom Cotton: Social Security Benefits Cause People to 'Spiral Downward' Into Heroin Addiction."
 Raw Story. 9 November 2015. Lachman, Samantha. "GOP Senate Candidate Tom Cotton Calls Food Stamp Recipients 'Addicts.'"
 Huffington Post. 17 July 2014. Brady, Rep. Kevin. "House Joint Resolution 42 -- Disapproving the Rule Submitted by the Department of Labor Relating to Drug Testing of Unemployment Compensation Applicants."
 Congressional Record. 31 March 2017. U.S. Department of Labor. "Final Rule --Federal-State Unemployment Compensation Program; Middle Class Tax Relief and Job Creation Act of 2012 Provision on Establishing Appropriate Occupations for Drug Testing of Unemployment Compensation Applicants."
 Federal Register. 1 August 2016. U.S. Department of Labor. "President Trump Nullifies Drug Testing Rule."
 U.S. Department of Labor. 31 March 2017. Though consumer advocates have long called for changing the payday lending law in Ohio, a criminal investigation has resulted in the resignation of the state House speaker. Republican Cliff Rosenberger resigned in April as the FBI was investigating his foreign travel sponsored by payday-lending lobbyists. He denied wrongdoing. Rosenbergers resignation brought votes on legislation screeching to a halt, including aproposed bill to strengthen consumer protections for payday loans. Consumer advocates are collecting signatures to put similar language before voters on the ballot, likely in 2019. The Ohio Consumer Lenders Association, which represents the industry,opposes the measures. Richard Cordray, the Democrat running for governor against Republican Mike DeWine, has criticized the state law. The current shutdown of the State House has delayed legislation addressing payday lending, where Ohio's laws are now the worst in the nation, CordraytweetedMay 17. Things have gotten so bad that it is legal to charge 594 percent interest on loans that end up ruining peoples lives. Unconscionable. Cordrays statement comparing Ohios payday industry to the nation comes from a 2014 report by Pew Charitable Trusts. Cordray worked on changing rules on payday lending on a national level when he was the first director of the federal Consumer Finance Protection Bureau. The bureaufinalized ruleson payday lending in October 2017, several weeks before he resigned to run for governor.Cordray has attacked his successor, Mick Mulvaney,for attempting to roll back the rules. Payday loans are small, short-term loans that borrowers promise to repay out of their next paycheck at ahigh rateof interest. Aboutthree dozen stateshave their own payday laws, including Ohio. Proponents argue that the working poor need payday loans to cover their bills, while opponents argue that they trap borrowers in a cycle of debt. Aboutone in 10 adults in Ohiohave taken out a payday loan. In 2008, Ohio lawmakers approved the Short Term Loan Act. The law, opposed by the industry, includedprotections for borrowers, such as capping the loan at $500 and the annual interest rates for payday loans at 28 percent. However, payday lenders found a loophole: They registered as mortgage lenders instead. TheOhio Supreme Courtupheld the law in 2014, prompting one concurring judge to ask, Were the lobbyists smarter than the legislators? Did the legislators realize that the bill was smoke and mirrors and would accomplish nothing? Ohio is the only state where lenders operate under such a statute that was not intended for payday loans, said Alex Horowitz, senior research officer for Pew Charitable Trust's consumer finance project, which has researched payday laws in the states for many years. In a2014 analysisof states payday lending laws, Pew didnt flat-out label Ohio as the worst in the nation for payday lending. But it did find that borrowers were charged much more than their peers in many other states. By examining payday loan prices in each state from the four largest lenders, Pew found that over five months a $300 payday loan would cost an Ohio borrower $680 in interest and fees, which equals an average annual percentage rate of 591 percent (which is close to the 594 percent figure cited by Cordray.) No other state had a higher rate, according to the Pew analysis. The interest and fees amount in Ohio was slightly exceeded by Texas, but Texas has more protections for consumers, including a 180-day loan limit that Ohio doesnt have. While the typical loan is technically two weeks, in the majority of cases the borrower ends up in a cycle of loans for several months. While most states that allow payday lending cap loans at $500, Ohio lenders dont operate under the Short Term Loan Act, so they can make loans that are double or even triple the amount of conventional payday loans. The Center for Responsible Lending, an organization that calls for more safeguards for consumers,found in 2015that payday loan storefronts in Ohio advertised rates of more than 600 percent annual percentage rate. Diane Standaert, director of state policy, said that since that time some storefronts now reflect rates between 300 and 400 percent for some loans. But this is basically comparing the differences between (1) a very bad loan, and (2) another very bad loan, she said. The effort to change Ohios payday lending law gained steam in March 2017 whenHouse Bill 123was introduced by State Reps.Kyle Koehler,a Republican of Springfield, and Michael Ashford, a Toledo Democrat. The bill is similar toColorados payday lending lawwhich consumer advocates have upheld as a model example. After languishing for a year, itpassed a House committeein April 2018 about a week after Rosenberger resigned, but a full vote was placed on hold while lawmakers deadlocked over picking a new speaker. On June 7, theHouse passed the bill and it now heads to the Senate. The bill would cap the interest rate at 28 percent and a fee of up to $20 a month, which would mean that a borrower of $300 would pay $96 in interest and fees. Cordray said, Ohio's (payday lending) laws are now the worst in the nation. Things have gotten so bad that it is legal to charge 594 percent interest on loans. Pew Charitable Trusts found in 2014 that over five months a $300 payday loan would cost an Ohio borrower $680 in interest and fees, which equals an average annual percentage rate of 591 percent. While the report didnt call out Ohio as the worst in the nation, no other state had a rate that was higher, according to the report. The difference between the 591 percent cited in the report and the 594 percent tweeted by Cordray is negligible. We rate this statement True. ' In February 2021, a meme circulated on Facebook claiming that "Communist China" owned DreamWorks:   Since the meme urged people to "FACT CHECK THIS!", we did, and it appears that these claims are made up out of whole cloth.  DreamWorks Animation LLC is an American animation studio best known for making movies such as "Shrek" and "How to Train Your Dragon." It started as a division of the movie production company DreamWorks Pictures founded in 1994 by Steven Spielberg, Jeffrey Katzenberg, and David Geffen. In 2016, the company was acquired by NBCUniversal, a division of Comcast Corporation, in a deal worth about $3.8 billion. founded in 1994 Variety reported at the time: reported NBCUniversal has set a deal to buy DreamWorks Animation for $3.8 billion in cash, giving the Comcast-owned media conglomerate added heft in its effort to compete with rivals like Disney, Time Warner and Viacom, all of which cater more directly to kid-and family audiences. [...] "DreamWorks will help us grow our film, television, theme parks and consumer products businesses for years to come, said NBCUniversal CEO Steve Burke.  We are fortunate to have Illumination founder Chris Meledandri to help guide the growth of the DreamWorks Animation business in the future. NBCUniversal and Comcast are both American companies.  We're not entirely sure where the claim that "China owns DreamWorks" originated, but it might be based on some confusion over the animation company Pearl Studios, which was formerly known as Oriental DreamWorks. While these companies do have a connection, they are two separate entities. Oriental DreamWorks was started as a joint Chinese-American venture in 2012 between Chinese investment companies and DreamWorks Animation. When Comcast acquired DreamWorks in 2016, they noted that DreamWorks Animation owned a 45% stake in Oriental Dreamworks: acquired DWA is also the majority owner of AwesomenessTV, a leading video destination for Generation Z and Millennial audiences, and also owns 45% of Oriental DreamWorks, a world-class animation studio in China that produces family entertainment for both Chinese and global audiences. Two years after this deal in 2018, the Chinese investment firm CMC Capital Partners took full ownership of Oriental DreamWorks and relaunched it as Pearl Studio. Deadline reported: reported A consortium led by Li Ruigangs CMC Capital Partners has taken full ownership of Shanghai-based animation studio Oriental DreamWorks, relaunching it as Pearl Studio. Universal, which inherited 45% of the joint venture when parent Comcast acquired DreamWorks Animation in 2016, had been looking to offload its interests. Financial terms were not disclosed. The newly-christened studio will be led by CEO Frank Zhu and Chief Creative Officer Peilin Chou. The senior executive team also includes Head of Studio Dagan Potter, Head of Ancillary Business PC Xu and Head of Operation Cindy Zhou. Oriental DreamWorks, which launched in 2012, is the studio behind Kung Fu Panda 3 which was the first official U.S.-China animated co-production and one of the highest-grossing animated films ever when it released in the Middle Kingdom in 2016. In September last year, the studio unveiled a slate of key development projects. A Chinese investment firm (not the Chinese government) owns an animation studio called Pearl Studio that originated as a Chinese-American joint venture called Oriental DreamWorks. In no way can this be construed as the Chinese Communist Party's owning the American company DreamWorks.