Proposed fees for Rhode Island beaches will still be less than some of the town beaches.
After an unusually cruel winter and chilly spring, we couldnt stop dreaming of hot summer days at the seashore. Then Governor Chafee proposed nearly doubling fees at state beaches. It hit us like a bucket of ice water.Under the plan, the price for a season pass would increase to $60 for Rhode Islanders from $30. Daily rates for state residents would jump to $10 from $6 during the week and to $14 from $7 on weekends and holidays. Fees for out-of-staters would also increase.While discussing the proposed fees on WJAR-TVs 10 News Conference on April 3, Richard Licht, director of the Department of Administration, asserted they werent out of line.For $30 more, you are getting a season pass to one of the greatest sets of beaches in the country. You still, at $60, are less than some of the town beaches charge  I dont think thats an inordinate burden on the people of Rhode Island, Licht said.Could the fees atstate beachesstill be lower than town beaches  even if doubled?When we inquired where Licht got his information, the governors spokesman, Michael Trainor, told us wed hear back by the next day.While we waited, we made some phone calls and found 14 coastal communities that charge admission to their beaches. Most of the beach fees have been set for the season.Like a beach ball on a breezy day, the fees are all over the place. And there are many different categories, covering residents, non-residents and seniors. (The Chafee administration ultimately referred us to the state Department of Environmental Management, which cited many of the same figures we found in our survey. )We decided to focus on the fee that the majority of state residents -- who dont live in beach communities -- would pay for a season pass or a single day at the shore. If they visit a state beach, theyd all pay the new fees. If they visit a town beach, theyd pay that communitys non-resident fee.The most expensive non-resident season pass costs $175 for Little Comptons South Shore Beach. Middletowns Sachuest Beach, also known as Second Beach, charges $140. Next comes Charlestown, at $90. Passes go for $80 at Newports Eastons Beach and South Kingstown Town Beach and $70 at Wuskenau Town Beach in Westerly.So how does the states proposed $60 season pass compare? Of the eight towns that offer passes to non-residents, the state fee would be less than all but Portsmouth, which collects $50 for a pass to Sandy Point Beach, on the Sakonnet River.So far, so good for Licht.But what about daily fees? (Remember, were comparing state fees to local non-resident fees, setting aside favorable pricing for residents. )Lets begin with weekdays.The Chafee administration wants to increase the $6 daily state fee to $10.Three towns -- Warren, Bristol and Tiverton -- charge just $5 per day. Westerly charges $6 and Portsmouth charges $7.Prices are higher at the ocean beaches: $10 in Charlestown, Narragansett, Middletown and Newport; $12 in Little Compton; and $15 a day in South Kingstown and Jamestown. (Narragansett also charges a separate fee to walk onto the beach.) Two towns -- Barrington and North Kingstown -- dont allow non-residents to park at their beaches.So the $10 state fee would be less than 5 of the 12 towns that welcome out-of-towners.On weekends and holidays, the states new fee would be $14 -- less than fees in 8 of the 12 beach towns.So when Licht says the new state fees are less than some of the town beaches, we cant  disagree. In fact, the state fees are lower in many instances.We wont kick any sand at Licht on this one. We rate his claimTrue.
President Donald Trump said the tax bill passed in December has already led to millions of workers getting bonuses. Since we passed tax cuts, over 3 million workers have gotten tax cut bonuses  many of them thousands and thousands of dollars, Trump said during the State of the Union Jan. 30. In December, Trump signed a bill into law thatlowered the corporate tax ratefrom 35 to 21 percent. Trumps numbers echo the finding of a conservative group that had compiled company announcements about bonuses, but the majority of companies bonuses appeared to be $1,000 or less, not the thousands and thousands Trump said. Trumps numbers match a compilation byAmericans for Tax Reform, a group started by anti-tax crusader Grover Norquist. Americans for Tax Reform advocates against tax increases andsupportedthe Tax Cuts and Jobs Act that Trump signed into law in December. Americans for Tax Reform used company press releases and media reports to compile a list of announced bonuses or other financial benefits. The group found that as of the day of Trumps State of the Union speech, at least 3 million Americans are receiving special tax reform bonuses. American Airlines, FedEx, Home Depot, Nationwide Insurance, Walmart and Walt Disney Company were among the companies that announced bonuses. In total, at least 286 companies have announced wage and salary increases, bonuses, or 401(k) match increases, or in the case of public utility companies, lower rates. Trump said that many of the bonuses are thousands of dollars per worker. But it appears that the majority of the company announcements were for bonuses of $1,000 or less. The list includes about nine companies that announced bonuses of $2,000, includingFiat Chryslers 60,000 employees. Some companies were very clear about who deserves credit for the bonus. The Hammock Source in North Carolina was one of many companies to announce employee bonuses following the passage of the tax bill. The company handed out the bonuses in envelopes that said, Trump Republican tax reform bonus. We at The Hammock Source want to continue to invest in the people that have made our business successful, CEO Walter Perkins III said in a press release Jan. 25. President Trumps tax cuts will provide the funds to make this desire a reality. We hope that other business will follow our lead and give back to their employees as well. The Americans for Tax Reform analysis was only of recent bonus announcements and did not include a historical comparison to determine how many of these companies gave bonuses in recent years. Its not unusual for manycompanies to give bonuses. Experts say that Trumps claim is lacking important context. The bonuses only affect a small percentage of American workers. Willis Towers Watson, a global human resources consulting firm, surveyed 333 large and midsize employers in January to ask about their plans related to the tax bill. The survey showed that about 6 percent said they provided profit sharing or a bonus in 2017 and 5 percent planned to do so in 2018, while 10 percent were considering it. A slightly smaller number had given wage increases or planned to do so. AReuters/Ipsos pollshowed 2 percent of U.S. adults said they had gotten a raise, bonus or other additional benefits due to the tax law. The poll was conducted of 5,254 adults Jan. 12-23. Economists say it will take more time to fully assess the economic impact of the tax reform bill. Labor trend experts said that amid a tightening labor market and low unemployment, companies have been trying to use different compensation and rewards to attract and retain top talent. Andrew Chamberlain, chief economist at Glassdoor, told PolitiFact that one-time bonuses are a low-risk way for companies to pass on some expected benefits of the tax bill to workers without being on the hook for sustained higher base wages. In this hiring environment, plans for pay increases are likely to have already been in the works, and the passage of the recent tax bill may simply have been the occasion for announcement rather than the cause, he said. The news coverage following the new tax policy may have led some employers to announce pay or benefit changes in an effort to stay ahead of competitors. This is not to say the tax bill hasnt affected recent decisions to raise wages at all, but the full impact of tax reform on the job market is something that well only know in time  years or even a decade from now, Chamberlain said. Brian Kropp, HR practice leader at Gartner, an information technology research and advisory company, told PolitiFact that companies have been trying to use different compensation and rewards to attract and retain top talent. While, it is true that some companies have used the tax cut to provide bonuses for employees, the majority of companies had already been increasing, or planning to increase rewards, well before the tax cut, he said. Companies announcing bonuses by the end of 2017 do get a tax advantage of claiming a deduction in that tax year, Urban Institute-Brookings Institution Tax Policy Center co-director Eric Toder told PolitiFact. A payment in 2017 would be deductible at a 35 percent rate; the same payment in 2018 would be deductible only at the new 21 percent rate, Toder said. My understanding is companies would only have had to announce the bonus by the end of 2017 to claim the deduction in tax year 2017; they would not literally have had to send out the checks. Any surge in bonus payments now probably says little or nothing about how the corporate tax cuts will affect wages in the long-run, Toder said. Chris Edwards, director of tax policy studies at the libertarian Cato Institute who favored the corporate tax changes in the bill, said that the response from corporations was a surprise. Taxes matter to businesses, and they respond, he said. However, bonuses are a short-term response to the tax bill, which is less important than potential long-term changes, such as whether corporations will build new factories or purchase more machinery. Trump said, Since we passed tax cuts, over 3 million workers have gotten tax cut bonuses  many of them thousands and thousands of dollars. Americans for Tax Reform, a group that supported the tax reform bill, found that at least 3 million Americans are receiving bonuses that the companies said were related to passage of the tax bill, based on company press releases and news reports. However, economists and labor experts say it will take years to fully assess the economic impact of the tax bill. In this tight labor market, its possible that some businesses were already planning to give out bonuses or other financial incentives to retain workers. We rate this claim Mostly True. Snopes is still fighting an infodemic of rumors and misinformation surrounding the COVID-19 pandemic, and you can help. Find out what we've learned and how to inoculate yourself against COVID-19 misinformation. Read the latest fact checks about the vaccines. Submit any questionable rumors and advice you encounter. Become a Founding Member to help us hire more fact-checkers. And, please, follow the CDC or WHO for guidance on protecting your community from the disease.  fighting Find out Read Submit Become a Founding Member CDC WHO During the coronavirus pandemic of spring 2020, Gov. Andrew Cuomo of New York remained at the top of the news cycle for two reasons: His state saw by far the largest number of COVID-19 cases and deaths, and his daily press briefings were a staple of television news coverage of the crisis. The New York governor was also praised as a model of political leadership during an emergency by those who were highly critical of President Donald Trump and his handling of the U.S. federal response to COVID-19. largest number During that period, a meme circulated via social media stating that Cuomo had recently requested and been granted a $71,000 pay raise that made him the highest-paid governor in the U.S., and that this activity had taken place "while most NYers were sleeping":   It was true that Cuomo had been granted a pay raise that would make him (at least temporarily) the highest-paid governor of any state. But that pay adjustment had been recommended and enacted a year earlier (i.e., in 2019, not 2020), the $71,000 increase was phased in across the span of three years (rather than given all at once), and the matter involved multiple recommendations and approvals from state authorities (largely given because the governor's salary not increased since 1999) which were openly publicized and not hidden from New York residents. On April 1, 2019, both houses of the New York Legislature (Assembly and Senate) approved a pay hike that would increase Cuomo's compensation from $179,500 to $200,000 in 2019, $225,000 in 2020, and $250,000 in 2021. In terms of base salary, that raise created the potential for Cuomo to become the nation's highest-paid governor in 2020, out-earning Gov. Gavin Newsom of California (assuming that no other state raised its chief executive's pay to a higher level before then). Gov. Gavin Newsom The gubernatorial pay hike was one of several salary increases that had been recommended back in December 2018 by the New York State Compensation Committee, which "after months of research and public hearings," advocated substantial pay raises for multiple high-level state officers -- many of whom would, like the governor, would see phased pay increases eventually garnering them well over $200,000 per year: recommended A four-member committee has recommended substantial pay raises for members of the state Legislature, the governor, lieutenant governor, state comptroller and state attorney general. The New York State Compensation Committee  consisting of current and former New York state and New York City comptrollers  unveiled their recommendations Monday, December 10, 2018, after months of research and public hearings. The Compensation Committee recommends that, starting on Jan. 1 of 2019, state legislators will receive an annual salary of $110,000. Beginning on Jan. 1, 2020, lawmakers will receive an annual salary of $120,000 and their outside income would be capped at $18,000, which 15 percent of their legislative pay. Beginning on Jan. 1, 2021, lawmakers would receive $130,000 a year and their outside income would be capped at $19,500, which is 15 percent of their legislative pay. This would be the long-term compensation for state legislators moving forward. The Compensation Committee is also recommending pay increases for the governor, who would receive an annual salary of $250,000 after a three-year phase-in; the lieutenant governor, who would receive $220,000 after a three-year phase-in; and an annual salary of $220,000 for both the state comptroller and state attorney general after a phase-in period. Executive branch commissioners and department heads would also receive pay raises under the plan, with Tier A commissioners making $220,000 after a three-year phase-in. As the New York Post reported, some legislators "grumbled that the [pay raise] measure was thrown in at the last minute" while they were working overtime to pass a state budget, but Cuomo and others defended it by noting that the compensation committee's recommendations had been published and accepted months earlier: reported Because the governor cant sign off on his own pay hike, the raise required legislative action. The state Senate approved the increase at 2:45 a.m. and the Assembly acted a few hours later. Some lawmakers grumbled that the measure was thrown in at the last minute, while they were grappling with the new $175.5 billion state budget. The salary adjustments were done last December by the pay commission which publicized and put out a report, which was accepted by the legislature, Cuomo said. That was published and discussed in December, so theres nothing new on that. Assembly Speaker Carl Heastie (D-Bronx) backed up Cuomo. It has a fiscal component to it, so theres always the realization to do it, Heastie told reporters. We felt that all the statewide officials were able to get raises ... the governor and the lieutenant governors salaries arent fixed by statute, they have to be done by a concurrent resolution between the Assembly and the Senate and thats the reason why they were done. Gormley, James.  "Pay Committee Recommends $50,000 Annual Salary Increase for Lawmakers."
  Legislative Gazette.  11 December 2018. Davis, Dominic-Madori and Marguerite Ward.  "Here's the Salary of Every Governor in All 50 US States."
  Business Insider.  20 April 2020. Centers for Disease Control and Prevention.  "Coronavirus Disease 2019 -- Cases in the U.S."
  Accessed 20 May 2020. Feis, Aaron.  "Andrew Cuomo to Become the Highest-Paid Governor in the US."
  New York Post.  1 April 2019. Hogan, Bernadette.  "Andrew Cuomo Defends His Huge Pay Raise."
  New York Post.  2 April 2019. Madison Mayor Paul Soglin wants to require city contractors to publicly disclose donations theyve made to super PACS or advocacy groups operating in Wisconsin. That has drawn objections from a conservative public interest law firm, theWisconsin Institute for Law & Liberty. It contends the liberal mayors proposed ordinance is unconstitutional and violates a bedrock principle of our democracy that government cannot play favorites among citizens, including public contractors, based on their political beliefs. So why does Soglin want to mandate the public disclosures by firms doing business with the city? Wisconsin Institute for Law & Liberty offered this answer in a June 4, 2012post on its website: Theproposed ordinance, according to Mayor Soglin, is intended to discourage contributions to organizations with which he disagrees. Is that what Soglin has said is a goal of the legislation? Asked to back up the groups claim, Wisconsin Institute for Law & Liberty president and general counsel Rick Esenberg pointed to a May 8, 2013story in Madisons Capital Timesthat quoted Soglin extensively about his motives. The article stated that actions by Republican Gov. Scott Walker and the GOP-controlled Legislature that ran contrary to the wishes of Madison and Soglin were on the mayors mind  when he drafted the ordinance. Legislative action since Gov. Scott Walkers election  including Act 10 in 2011 curtailing the collective bargaining power of most public workers, and more recently, legislation setting levy limits for municipalities and restricting cities powers in tenant-landlord law  got Soglin wondering if companies supporting Republican causes would rather lobby against the city or do business with it, the Cap Times story said. It added: Hes betting that exposing such activities might prompt some companies to curtail them. Those passages suggest pretty strongly that Soglin believes that some contractors faced with being identified as pro-Republican or pro-conservative will reconsider their political activity under his proposal to require them to publicly report their now-private donations to advocacy groups. Deeper into the Capital Times interview, Soglin made another reference to the right side of the political spectrum. He mentioned the Koch Brothers, the billionaire industrialists who founded the conservative group Americans for Prosperity, a tea-party organization that supported Walker in his 2012 recall win. Its unclear how much the group raises and spends because as a tax-exempt organization the group, like many others, does not have to disclose its donors. Soglins additional comments from the article: I think it would be a good idea to know if the bidders are contributing to political efforts which go into organizations that may be lobbying for certain kinds of outcomes or working against the interests of the city. It is simply the idea that sunshine is good. If a company bidding on a city contract also is lobbying for state or federal regulations that make their product required in their industry, the public ought to know about it. At the same time if theyre supplying the city while they're behaving like theKoch brothers, it would be good for the public to know it. Its a bit ironic when someone wants a contract with government, yet supports organizations that hate government and try to make it inefficient. So that is what is in the article. To be sure, the language of the proposed ordinance itself doesnt say Soglins intent is to squelch donations. It says information on donations is essential to the operation of a democracy, informing voters and governments about the activities of those attempting to influence the operations of government. Indeed, the proposal would require disclosure of donations to groups of any political stripe -- it does not single out conservatives or Republicans. Rather, the ordinance specifies that firms and minority owners disclose donations made to tax-exempt 501(c)(4) advocacy or super PAC organizations operating in Wisconsin the prior two years. Contractors would face a one-year ban from receiving city contracts if they fail to disclose any donations to advocacy groups within 30 days of getting a contract. When we reached Soglin, he acknowledged the ordinance might cause some firms hoping to continue as city contractors to stop making donations to groups that oppose the views of he and other city leaders. I will not say that this will leave things exactly the way things are, he said. But Soglin added this: He said the contractors were free to exercise their First Amendment rights and that he hopes they continue to make such donations, saying, I want to know where they stand. He said his goal was to unmask donations, for example, by firms whose ownersmake private donations to advocacy groups working to unseat sitting aldermen. Or to identify firm officials who give to groups supporting private-school vouchers and other programs and decisions he and city officials have opposed. I think the public has a right to know, said Soglin. What would happen if left-leaning city officials discover that contractors are fighting the views of city officials in private? Soglin said no city officials will take into account political donations when officials are deciding on awarding a contract. That language is also included in the ordinance. But Scott Resnick, the Madison Common Councils president pro tem, told us in an interview that aldermen would, in fact, use the information on donations made to groups supporting Republicans in state government when evaluating whether firms should be rewarded future city contracts. So we want to know if you were putting money towards that before we sign another contract with you, he said. This would be one more data set that will be used to make decisions on awarding contracts. In the view of Wisconsin Institute for Law & Libertys Esenberg, the ordinances statement that political activity would not be held against firms at contract time shows the provision has no legitimate government purpose. Curiosity is not a valid governmental purpose, nor is the exposure of private contributions to the public for use by you or others in the political arena, Esenbergwrote to Soglinon June 3, 2013. Soglin, Esenberg said, leaves the listener no other choice but to think that he favors an outcome in which contractors curtail their political activity. He wants to out these people as conservatives or libertarians, and they wont want to be outed that way in Madison, Esenberg said. Our rating The Wisconsin Institute for Law & Liberty contended that, according to Soglin himself, the proposed ordinance is intended to discourage contributions to organizations with which he disagrees. The group cites a newspaper interview that paraphrased Soglin saying that could happen in some cases as a result of his legislation. Soglin told us the same thing, but said his goal was limited to transparency. His statements make pretty clear he looks forward to forcing contractors to choose between trimming their political activity or disclosing it and facing the consequences. And he predicts some will stop making donations. We rate the statement True. Claim:  A legendary golfer is rewarded by a sultan with the gift of a golf club. LEGEND Examples:  [Osteen, 2004] Years ago, a famous golfer was invited by the king of Saudi Arabia to play in a golf tournament. He accepted the invitation, and the king flew his private jet over to the United States to pick up the pro. They played golf for several days, and enjoyed a good time. As the golfer was getting on the plane to return to the United States, the king stopped him and said, "I want to give you a gift for coming all this way and making this time so special. Anything you want. What could I get you?" Ever the gentleman, the golfer replied, "Oh, please; don't get me anything. You've been a gracious host. I've had a wonderful time. I couldn't ask for anything more." The king was adamant. He said, "No, I insist on giving you something so you will always remember your journey to our country." When the golfer realized that the king was resolute, he said, "Okay, fine. I collect golf clubs. Why don't you give me a golf club?" He boarded the plane, and on his flight back home, he couldn't help wondering what kind of golf club the king might give him. He imagined that it might be a solid gold putter with his name engraved on it. Or maybe it would be a sand wedge studded with diamonds and jewels. After all, this would be a gift from the oil-rich king of Saudi Arabia. When the golfer got home, he watched the mail and the delivery services every day, to see if his golf club had come yet. Finally, several weeks later, he received a certified letter from the king of Saudi Arabia. TheU.S. professional thought that rather strange. Where's my golf club? he wondered. He opened the envelope, and to his surprise, inside he discovered a deed to a five-hundred-acre golf course in America.  [Collected via e-mail, July 2006] I heard a rumor that Arnold Palmer was once asked by a Saudi king to come and play golf with him. Palmer wasn't sure if he should go, but his friends convinced him. As he was playing the king told him he wanted to give him a gift for coming to play with him. Palmer declined, but the king was persistent. Palmer said he could give him a golf club. The king said he would send it to him. After returning home Palmer got to wondering what the club would look like. Solid gold? Diamond studded? The package arrived, but it was not the size of a golf club. Palmer opened it and found the keys and a deed to a golf club (resort). Origins:  How old is old? This story about a wealthy patron and his gift of a golf club has been kicking around at least since 1949, when it appeared in Reader's Digest: Lowell Thomas tells about an explorer who brought an Indian maharajah some gifts which were unobtainable in Asia.  The grateful potentate wanted to reciprocate, and after much pleading he finally got the explorer to suggest: "Oh, well, if in your travels around England you happen to find any golf clubs, buy a few for me." Later the maharajah reported: "I've bought two golf clubs for you. Both have 18 holes, and one even has a swimming pool. But I have a disappointment for you. St. Andrews refuses to sell." Some urban legends are "wish fulfillment" tales, accounts wherein those who have acted in especially kindly or well-mannered ways are unexpectedly rewarded with expensive gifts by the well-heeled but previously unrecognized folks they'd assisted. One story of this sort tells of a good-hearted motorist who stops to  render aid to the occupants of a limousine that has broken down, and for his troubles the millionaire who was riding in that vehicle pays off the chap's mortgage. That hoary moral lesson on the value of being kind to others has been trotted out about many famous people (or their wives) over the years, including Donald Trump, Bill Gates, Mrs. Perry Como, and Mrs. Nat King Cole. mortgage The "gift of a golf club" story is another tale of this ilk, in which once again a beneficent wealthy person over-rewards for a service received, this time with a multi-million dollar piece of real estate rather than the far more mundane and less expensive item requested. Also worked into this yarn is a common belief about the mega-rich, that they live and spend on so different a plane from the rest of us that the term "golf club" would naturally prompt them to think in terms of clubhouses and greens, while their less financially fortunate counterparts would be mentally conjuring up putters and drivers. (Of course, since golf is played with a set of clubs, it would be rather unusual for a golfer to state that he'd like a club without specifying which one [e.g., a 3-wood, a 7-iron, a putter], a detail that would eliminate the ambiguity necessary for this legend to work.  Hence some versions, such as the first example quoted above, note that the golfer is also a "collector" of clubs and thus unconcerned about which single club his benefactor might provide him.) The "golf club" story is similar to a joke presented as a diary entry made by Bill Gates, a man often used in illustrative stories as verbal shortform for "very wealthy person" (in the same way Albert Einstein is used for "very smart person"). Says that bogus diary entry: "Memo to self  Next time, when my wife says we need to buy china, she means dishes."  Barbara "peking into the lives of the rich and famous" Mikkelson Last updated:  9 October 2013    Fun Fare: A Treasury of Reader's Digest Wit and Humor.   Pleasantville, N.Y.: Reader's Digest Association Inc., 1949  (p. 230). Duringa speechin which he warmed up to U.S. House SpeakerPaul Ryan, gave a shout-out toVince Lombardiand even name-droppedKanye West, president-electDonald Trumpalso reaffirmed his promise to cut taxes. Trump appeared Dec. 13, 2016 with vice president-electMike Penceand a host of Badger State Republicans, including Ryan, at the Wisconsin State Fair Park Exposition Center. This stop on his multi-state thank-you tour was mostly a campaign-style rally, but there was some policy, too. Midway into his remarks,Trump said: Were going to undertake one of the great tax reforms and simplifications in American history. This includes a massive tax cut for themiddle-classand middle-class families from Wisconsin, too. Were also going to lower ourbusiness tax rateso that new companies will come to our shores and hire workers in cities like right here. Is that OK? Thats what we want. Were going to bring our rates down from 35 percent, were going to try to get it down to 15 percent. So, right now -- and by the way the jobs will pour in -- so, right now, were the highest-taxed nation in the world. And when we finish, well be one of the lower taxed, one of the lower. Whether the president-elect keeps his promises on taxes will be something to be determined by PolitiFact Nationals Trump-O-Meter, whichwill be launchedin 2017. But we can answer now whether Americas business tax rate is the highest in the world. Top U.S. rate: 35% The corporate income tax rates in the United States range from15 to 35 percent. And that 35 percent top rate -- at least as a statutory rate (more on that below) -- is relatively high. The Paris-based Organisation for Economic Co-operation and Development publishesthe top corporate tax ratesfor the35 countriesthat belong to its organization, which includes most advanced, industrialized nations. The U.S top rate of 35 percent ranks first, just ahead of France, 34.4 percent; Belgium, 33 percent; and Australia and Mexico, 30 percent. On the low end: Switzerland, 8.5 percent; Ireland, 12.5 percent; Latvia and Canada, 15 percent; and Germany, 15.8 percent. Sometimes references are made to a combined corporate tax rate, which includes federal and state corporate taxes; the U.S. combined rate is38.9 percent. But Trump was referring to the 35 percent federal rate, the one he vows to reduce. There are, however, two clarifying points to make. Other nations, and what is paid To back Trumps statement, his campaign cited aForbes articlethat noted the United States has the highest corporate rate among industrialized nations. But Trump didnt limit his statement to industrialized nations. The accounting firm PwC tracks the top federal corporate tax rates for155 countries.That listshows five other countries that also have a top rate of 35 percent: Argentina, Chad, Congo, Malta and Zambia. And there are two countries with higher top corporate tax rates: United Arab Emirates, 55 percent; and Puerto Rico, 39 percent. It also needs to be understood that Americas 35 percent top rate is the statutory rate -- before deductions -- but U.S. companies arent actually taxed at that rate. Tax deductions -- on health insurance, pensions and investment returns, for example -- allow corporations to reduce the pool of taxable profits. Indeed, aMarch 2016 reportby the U.S. Government Accountability Office found that in each year from 2006 to 2012, at least two-thirds of all active corporations had no federal income tax liability, although larger corporations were more likely to owe tax. And aMay 2016 paperby Reed College economics professor Kimberly Clausing found U.S. multinational firms have used tax planning to generate effective tax rates that are far lower than the statutory rate, and often in the single digits. Our rating Trump said Americas federal business tax rate is the highest in the world. The top corporate tax in the United States is 35 percent, highest among the worlds industrialized nations. But five smaller nations have the same rate and two smaller ones, United Arab Emirates and Puerto Rico, have rates above 35 percent. Also, the 35 percent U.S. rate is only the starting point, given that corporations can use exemptions and deductions to effectively reduce that rate and pay lower taxes. For a statement that is accurate but needs clarification, our rating is Mostly True. On 31 October 2018, the Facebook page Hunter Alerts was born, garnering just 40 followers in its first week of existence. So far, all that page has been used for is the distribution of two political advertisements asserting that If you vote in North Dakota, you may forfeit hunting licenses you have in other states. If you want to keep your out-of-state hunting licenses, you may not want to vote in North Dakota": Hunter Alerts advertisements   Those ads were promoted by North Dakotas Democratic party (known as the Democratic-Nonpartisan League, or Democratic-NPL) and linked back to that partys website with a slightly more detailed explanation of the claim: explanation You MUST be a resident of North Dakota to vote here. And if you are a resident of North Dakota, you may lose hunting licenses you have in other states. If you want to keep your out-of-state hunting licenses, you may not want to vote in North Dakotas 2018 election. This statement, which was misleading for several reasons (enumerated below) and was provided with no additional information, citations, or exposition, was characterized by many critics as an attempt to suppress conservative votes in North Dakota because it targets a demographic (i.e., hunters) who traditionally lean conservative. (North Dakota also faces allegations of voter suppression efforts that target the more Democrat-friendly Native American population in that state.) characterized allegations Both the North Dakota Secretary of State and the North Dakota Game and Fish Department (NGFD) have told reporters they do not know what the ad was talking about. An NGFD representative told us via email that they cannot explain [the ad] and we have no desire to try to sort it out for [the Democratic-NPL]. We have had no involvement in the post. told The most generous interpretation of the Democratic-NPL statement would be that the act of voting in North Dakota, because it requires a state-issued North Dakota ID, means voters would necessarily be forfeiting claims to residency in any other states. Many states offer both resident and non-resident hunting licenses, with the former coming at a cheaper cost but with proof-of-residency requirements. If, as the Democratic-NPL seemed to be arguing, one somehow obtained a resident hunting license in another state but actually lived and voted in North Dakota, that other state could revoke their license if they found out you had declared residency somewhere else. (The Democratic-NPL declined our request for comment). requires Many states Not only was this scenario far more specific than what was implied by the two-sentence statement promoted by the Democratic-NPL, but it also suggested an unrealistic level of inter-state bureaucratic communication whereby one states hunting licensure board actively communicated with the ID-granting offices in every other state to make sure no one was receiving unwarranted license discounts. In most (if not all) cases, it was also simply inaccurate. As an example, we will present a scenario under which a Wyoming resident legally obtains a resident hunting permit in that state and then moves and legally obtains residency (and therefore voting rights) in North Dakota. In Wyoming, you must have resided in that state for at least one year, and during that time period you must not have been claiming residency for any other purpose in any other state (emphasis ours): Wyoming To qualify for any resident game and fish license, preference point, permit or tag, a person shall be domiciled and shall physically reside in Wyoming for one (1) full year (365 consecutive days) immediately preceding the date the person applies for or purchases the license, preference point, permit or tag and the person shall not have claimed residency elsewhere for any other purpose (including, but not limited to, voting, payment of income taxes, purchase of resident hunting, fishing or trapping licenses, etc.) during that one (1) year period. While several states stipulate you can no longer be considered a resident if you register to vote somewhere else, the requirements to receive a resident hunting license in Wyoming and most other states is retrospective and not prospective. If a hypothetical Wyoming resident switched jobs and moved to North Dakota to work, their Wyoming hunting license would already have been issued, and the State of Wyoming would likely have no idea that person had moved. All that would be required for that individual to become a valid North Dakota voter would be for that person to have maintained a residence in the state for 90 consecutive days and to have obtained an ID card or driver's license from North Dakota's Department of Transportation. no longer required An additionally misleading aspect of the ad is the suggestion that the act of voting could pose a threat to out-of-state hunting licenses. If you want to keep your out-of-state hunting licenses, the Democratic-NPL states, you may not want to vote in North Dakotas 2018 election (our emphasis added). The only population of people this ad could possibly be relevant to are people who live in North Dakota, have a resident hunting license in another state, and also do not have an up-to-date North Dakota ID or drivers license. By not providing those supporting details, the ad does nothing to correct the false notion an already legal North Dakota voter (i.e., one already in possession of a state-issued ID) could put the legality of their theoretical out-of-state hunting licenses in jeopardy by going to the polls. The fact that this ad was released less than a week before the election also speaks poorly of its legitimacy. The argument presented by the Democratic-NPL is based on a highly implausible scenario that has state hunting licensure boards actively and continually communicating with other states DOT or DMV offices and would relate only (if at all) to a population of people who have claimed to be residents in other states for the purpose of obtaining discounted resident hunting licenses. Even then, it would not be the act of voting that theoretically put out-of-state licenses at risk, but the act of obtaining the state-issued ID required for voting. North Dakota Democratic-NPL Party.  "By Voting in North Dakota, You Could Forfeit Your Hunting Licenses."
  Accessed 2 November 2018.  Schallhorn, Kaitlyn.  "North Dakota Democratic Party Discourages Hunters from Voting, Claims They Could Lose Out-of-State Licenses."
  Fox News.  2 November 2018. Lopez, German.  "North Dakotas New Voting Restrictions Seem Aimed at Native Americans Who Vote Democrat."
  Vox.  31 October 2018.
 Crowe, Jack.  "North Dakota Dems Threaten Hunters with Loss of License for Voting."
  National Review.  1 November 2018. North Dakota Secretary of State.  "ID Required for Voting."
  Accessed 2 November 2018.  Wyoming Game and Fish Department.  "Hunting in Wyoming."
  Accessed 2 November 2018.  North Dakota Dept. of Transportation.  "ID Card Requirements."
  Accessed 2 November 2018. Racial disparities have long been a contentious element of the United States justice system, with black and ethnic minority suspects statistically more likely than their white counterparts to be arrested and charged, and to face stiffer penalties, even in similar circumstances. The Sentencing Project, a non-profit organization that researches and lobbies for fairness in the American criminal justice system, summarized the phenomenon in a 2015 study, writing that "Once arrested, people of color are also likely to be charged more harshly than whites; once charged, they are more likely to be convicted; and once convicted, they are more likely to face stiff sentences - all after accounting for relevant legal differences such as crime severity and criminal history." study From time to time, examples emerge which appear to shine a light on those racial disparities, especially in sentencing. One particular case re-emerged on social media in the summer of 2018, which promoters claimed was a stark illustration of racial discrimination in sentencing. The "I Love Africa" Facebook page was one of many social media accounts which posted a widely-shared meme comparing the widely disparate sentences of Chase Legleitner (who is white) and Lamar Lloyd (who is black) for similar offenses: meme  The clear statement made by this meme and those who shared it is that with two similar sets of circumstances involved, only the differing races of the two men could account for their very different sentences. The comparison between Legleitner and Lloyd was first brought to light by the Sarasota Herald-Tribune as part of a 2016 series of articles titled "Bias on the Bench," about racial disparities in sentencing by Florida judges. One article focused on the record of Sherwood "Chip" Bauer Jr., a judge on the 19th judicial circuit in Florida: article Chase Legleitner was 19 when he robbed three men in a 2008 drug deal. Lamar Lloyd was 21 when he stuck up a Pizza Hut and gas station the following year. Both men pleaded no contest to two counts of armed robbery. They went before the same judge, in the same courthouse. Each had a single misdemeanor on his record. They tallied the exact same points on the scoresheets used to determine criminal punishments in Florida. But their sentences could not have been more different. Legleitner spent less than two years in county jail. He is now free to golf and fish on the weekends. Lloyd got 26 years in prison. He will be 47 upon his release in 2034. That disparity is not unusual in the courtroom of Judge Sherwood Chip Bauer Jr. Since taking the bench a decade ago, Bauer has been tougher on those with a darker complexion, often sentencing blacks to two or three times longer than white defendants who committed the same crimes. Or in the case of Lloyd and Legleitner, 13 times longer. Florida's 12th Judicial Circuit Court firmly rejected many of the claims made in the Herald-Tribune's series, publishing a lengthy and detailed rebuttal. In March 2017, the New College of Florida published an audit of the Herald-Tribune's methodology, calling it "deeply flawed." In response, the Herald-Tribune published a detailed fact check of the claims made in the New College study.; rebuttal audit fact check This article will focus exclusively on the factual claims made in the viral meme comparing the sentences given to Legleitner and Lloyd, and the underlying claim that the vast discrepancy in their sentences was due to their differing races. Basic facts armed robbery arrested two armed robberies pled pled Legleitner Lloyd sentenced sentenced So the meme has the basic facts right. The two men were charged with the same crime, in the same court, had an equal number of sentence points, and were sentenced by the same judge -- but one was committed to state prison for 26 years while the other spent just under two years in county jail. "I Love Africa's" Facebook post was off in one respect: the sentences were handed down a year apart, not on the same day, and the meme did not clearly explain that Legleitner spent no time in prison after his conviction because he was given a sentence equal to time already served in jail (just under two years). Different sentences In Florida, sentencing guidelines involve a "scoresheet" of sentence points which correspond to various details about the crime in question, any injury suffered by victims of the crime, the defendant's criminal history, and other contextual factors. Higher points are added, for example, where a crime is committed with a firearm, or when the defendant is on probation or is an escapee from incarceration during the commission of the crime. sentencing guidelines After tallying these sentence points, the judge uses a set formula to calculate the "lowest permissible sentence" in months. In the case of both Legleitner and Lloyd, this minimum sentence was 82.65 months (just under seven years), with a possible maximum sentence of life in prison. So Lloyd's sentence (13 years in prison, doubled for the two counts of armed robbery) was actually within the range of sentencing guidelines in Florida. Damien Louissaint, who committed the Pizza Hut and Sunoco robberies with Lloyd in March 2009, faced the same charges as Lloyd, but Bauer gave him a life sentence. (Louissaint was found to have threatened civilians with a gun whereas Lloyd was merely in possession of one, and Louissaint pled not guilty and was convicted by a jury whereas Lloyd pled no contest to the charges.) sentence What's most notable about the discrepancy in Lloyd and Legleitner's sentences, then, is the relative leniency shown to Legleitner, to whom Bauer gave a much lower sentence than the minimum set out in the sentencing scoresheet. According to the guidelines in place in Florida at that time, the "lowest permissible sentence" was defined as "the minimum sentence that may be imposed by the trial court, absent a valid reason for departure." guidelines So if a judge thinks good reasons exist, he can depart from the minimum sentence yielded by the scoresheet, but he must put those reasons on the record. The factors listed in the guidelines as legitimate grounds for a "downward departure" from the minimum permissible sentence include instances of plea bargains, cases in which the defendant was too young or did not have the mental capacity to appreciate the criminality of their conduct, cases in which the defendant was an accomplice to a crime and not a major participant in it, and instances of a defendant's cooperating with prosecutors. Different facts According to 19th Judicial Circuit Court records which we obtained, the race of the defendant was not the only difference between the cases of Legleitner and Lloyd. During the 23 June 2011 sentencing hearing for Legleitner, the defense attorney and the prosecutor agreed that he qualified for a downward departure in his sentence. David Lustgarten, the prosecutor, said Legleitner had been "contrite and remorseful" and that his testimony had been crucial in convicting the "real bad guys" within the group that committed the armed robbery: [Legleitner] was more than cooperative with us in his pre-trial, his deposition, provided truthful statements at trial ... Mr. Legleitner understands the seriousness of the crime and the severity of the situation that he got himself into. He...was the last to join this party, if you will. He is...the least culpable of the entire group. He knows he should have left the situation. He knows he should have not partook [sic] anything. He did not touch anybody. He did not hurt anybody. And I think that is important for Your Honor to understand that without his assistance we would not [have] been able to get secure convictions, get past a judgment of acquittal, and certainly not to get to the real bad guys here. So ... I would agree that based on what I just represented to you that he qualifies for a downward departure, I would have no good faith basis to object to a downward departure ... Judge Bauer accepted these recommendations and sentenced Legleitner to time served, meaning that he walked free after his sentencing, having already spent 722 days (just under two years) in Martin County Jail. Bauer explained his reasons for ordering a downward departure from the minimum permissible sentence by saying that "[Legleitner] cooperated with the state to resolve current offenses ... The offense was committed in an unsophisticated manner and it was an isolated incident. Of course, the defendant showed remorse and at the time of the offense the defendant was too young to appreciate the consequences of the offense and those are the reasons." These mitigating factors were not present in the case of Lamar Lloyd. In fact, Lloyd's crimes contained elements that would be considered aggravating factors, as the 12th Judicial Circuit pointed out in their rebuttal of the Herald-Tribune series: rebuttal Besides the substantial assistance offered by Legleitner to the prosecutor, there are monumental factual differences in the circumstances of the crimes of Lamar Lloyd, the defendant the [Herald-Tribune] authors chose to compare to Legleitner. One of the foundations of the authors flawed methodology is their insistence that they are comparing like offenses, or making an apples to apples comparison of the cases. To the contrary, there are significant factual differences between the crimes committed by the two defendants. For example, we know that Legleitner did not threaten the general public in the manner that Lloyd did by robbing a public and family friendly restaurant during business hours. We know that Legleitner cooperated fully with the State Attorney and his testimony was needed to get convictions for the co-defendants. Although there may have been multiple parties involved in the robbery of the drug dealers in the Legleitner offense, there was only a single incident. This contrasts dramatically with the circumstances involving the two separate robberies committed by Lloyd and his co-defendant during their crime spree. The rebuttal pointed out that, according to a Stuart Police Department arrest affidavit, Lloyd and his co-defendant Louissaint had caused a Pizza Hut employee to "fear for his life" before handing over $150 in cash, and that when the two men (along with another man who was driving them) were stopped, police found "two young children inside the vehicle ... [who] were inside the vehicle during both armed robberies." The children were aged two and five years old. affidavit Conclusion Whether the discrepancies between the cases of Legleitner and Lloyd amounted to "monumental factual differences," as the 12th Judicial Circuit described them, is ultimately a matter of opinion, as is the question of whether those factual differences warranted such vastly different sentences. However, it cannot be disputed that significant differences existed between the two cases which went beyond the race of the defendants, and in giving Legleitner a relatively lenient sentence, Judge Bauer followed the recommendations of both the defense attorney and the prosecutor, and he fulfilled his obligations by citing the reasons for that lighter sentence. Ghandnoosh, Nazgol.  "Black Lives Matter: Eliminating Racial Inequity in the Criminal Justice System."
  The Sentencing Project.  3 February 2015. Salman, Josh et al.  "Tough on Crime -- Black Defendants Get Longer Sentences in Treasure Coast System."
  The Sarasota Herald-Tribune.  12 December 2016. Twelfth Judicial Circuit of Florida.  "Twelfth Circuit Court Response to Sarasota Herald Tribune 'Bias on the Bench' Series."
  2017. Dowdy, C. et al.  "Preliminary Bias Report."
   New College of Florida.  March 2017. The Sarasota Herald-Tribune.  "Rebutting the New College Study."
  April 2017. Circuit Court for the Nineteenth Judicial Circuit of the State of Florida, for Martin County.  "State of Florida vs. Cerniglia et al -- Information."
  17 March 2009. Circuit Court for the Nineteenth Judicial Circuit of the State of Florida, for Martin County.  "State of Florida vs. Chase Andrew Legleitner -- Judgment and Sentencing."
  23 June 2011. Circuit Court for the Nineteenth Judicial Circuit of the State of Florida, for Martin County.  "State of Florida vs. Lamar D. Lloyd -- Judgment and Sentencing."
  23 July 2010. The Florida Department of Corrections/The Office of the State Courts Administrator.  "Florida Criminal Punishment Code -- Scoresheet Preparation Manual (November 2008 Version.)"
  The Supreme Court of Florida.  November 2008. Circuit Court for the Nineteenth Judicial Circuit of the State of Florida, for Martin County.  "State of Florida vs. Chase Andrew Legleitner -- Sentencing Hearing Transcript."
  23 June 2011. During the COVID-19 coronavirus disease pandemic in the spring of 2020, questions arose about protective measures. Social media users shared related images, and in one case, a newspaper column claimed that continual or prolonged use of face masks resulted in breathing too much of one's own exhaled carbon dioxide, which can lead to health concerns.  images,  one case, "Dr. Dennis A Castro B" wrote in the Nigerian newspaper Vanguard, for instance, that prolonged use of face masks causes hypoxia:  Vanguard Breathing over and over exhaled air turns into carbon dioxide, which is why we feel dizzy. This intoxicates the user and much more when he must move, carry out displacement actions. It causes discomfort, loss of reflexes and conscious thought. It generates great fatigue. In addition, oxygen deficiency causes glucose breakdown and endangered lactic acid rise. The post does not specify what kinds of masks cause these issues (though the article image does show N95 respirator masks), nor does it indicate whether this affects people with respiratory conditions more. It should be noted that hypoxia is a condition in which the tissues of the body are starved of oxygen.  hypoxia Another post on Facebook argued that prolonged mask usage caused hypercapnia, a condition arising from too much carbon dioxide in the blood.  Facebook hypercapnia  Image via Facebook.  Symptoms cause hypoxia But research articles and experts suggest that such extreme symptoms are unlikely to occur in most people. Dr. Abrar Ahmad Chughtai, an epidemiologist and lecturer at the School of Public Health and Community Medicine at University of New South Wales Australia, says the risk of hypoxia and hypercapnia are unlikely to take place with cloth and surgical masks, because they are not tight-fitting:  Dr. Abrar Ahmad Chughtai Some people with pre-existing respiratory illnesses (like asthma, COPD), may face breathing difficulty with use of certain types of tight fitted masks, called respirators. [There is] less chance of hypoxia as they may discontinue using masks in that case. Risk is very low with cloth and surgical masks as they are not tight around [the] face. He also argued that in the case of prolonged usage of any of these masks, "Dizziness [was] less likely, but fatigue may occur." The N95 respirator is an example of personal protective equipment (PPE) usually worn by health workers to protect the wearer from airborne particles and from liquid contaminating the face. The Centers for Disease Control and Prevention (CDC) does not recommend that the general public use these masks because health workers and other medical first responders need them more.  N95 respirator A team of Stanford engineers is developing an N95 face mask to counteract the side effects of oxygen deficiency. In an interview, John Xu, a mechanical engineer behind the effort, said: interview N95 masks are estimated to reduce oxygen intake by anywhere from 5 to 20 percent. Thats significant, even for a healthy person. It can cause dizziness and lightheadedness. If you wear a mask long enough, it can damage the lungs. For a patient in respiratory distress, it can even be life threatening. And their focus is on getting these masks to healthcare workers first. We are targeting this to anyone who has to wear a mask for the long term, first responders, doctors, nurses and even patients who dont want to infect others. In the near term, we hope to get these into healthcare workers as soon as possible. The general public is unlikely to wear masks for a prolonged period other than for short stints outside of homes, according to Reuters. A CDC representative spoke to Reuters:  Reuters The CO2 will slowly build up in the mask over time. However, the level of CO2 likely to build up in the mask is mostly tolerable to people exposed to it. Youmight get a headache but you most likely [would] not suffer the symptoms observed at much higher levels of CO2. The mask can become uncomfortable for a varietyof reasons including a sensitivity to CO2 and the person will be motivated to remove the mask. It is unlikely that wearing a mask will cause hypercapnia. The CDC recommends that the general public wear cloth masks, leaving N95 respirators and surgical masks to healthcare workers. They also offer exceptions for who should be wearing them: recommends exceptions Cloth face coverings should not be placed on young children under age 2, anyone who has trouble breathing, or is unconscious, incapacitated or otherwise unable to remove the mask without assistance. With these recommendations comes the additional guidance that face masks should not be a substitute for social distancing.  guidance The CDC also responded to Snopes about the impact an N95 respirator would have on healthcare workers:  Hypoventilation (deficient ventilation of the lungs) is a primary cause of significant discomfort while wearing an N95 filtering facepiece respirator (FFR). However, studies [indicate] that hypoventilation did not pose a significant risk to healthcare workers over the course of less than one hour of continuous N95 use. When healthcare workers are working longer hours without a break while continuously wearing an N95 FFR, CO2 may accumulate in the breathing space inside of the respirator and continuously increase past the 1-hour mark, which could have a significant physiological effect on the wearer, including headache, altered cognitive judgement, and increased breathing frequency, among other symptoms. deficient To fix the problem of breathing too much CO2 that has built up within the respirator facepiece, a worker can simply remove the respirator. Some facilities practice oxygen supplementation during these breaks from respirator use, but there really is no need for this as the oxygen in the environment is more than enough to relieve most of the symptoms listed above. The Vanguard piece also says it is dangerous to use masks in cars: Some people drive their car with the mask on, that is very dangerous, because, the stale air can make the driver lose consciousness. Chughtai said he believed such danger was "less likely," and that running while wearing such a mask also was "unlikely" to cause breathing issues, unless the runner had a pre-existing respiratory illness. In all, little research has been done on the impact of masks on wearers, according to Chughtai. In some studies, participants noted breathing difficulties, but not hypoxia.  Ultimately, the impact of a mask on its wearer depends on the wearer's health, any pre-existing respiratory illnesses, the type of mask, and the length of time the person wears it. In most instances, the effects of prolonged cloth mask usage are small. Masks, like most short-term measures to prevent the spread of COVID-19, should be worn only if the wearer has to be in close proximity to others, and be used in addition to necessary measures like social distancing, and more. As such, we rate this claim about the dangers of masks as "false."  only if Castro B, Dennis A. "WARNING: Prolonged use of facemask produces hypoxia."
 Vanguard. 3 May 2020. Centers for Disease Control and Prevention.  "How to Protect Yourself & Others."
 24 April 2020. Centers for Disease Control and Prevention.  "Use of Cloth Face Coverings to Help Slow the Spread of COVID-19."
 13 April 2020. Encyclopaedia Britannica. "Hypoxia."
 Updated 17 October 2019. Medical News Today. "What to know about hypercapnia."
 5 January 2018. Medical News Today.  "What to know about COPD hypoxia."
 4 December 2019. Reuters. "Partly false claim: Continually wearing a mask causes hypercapnia."
 5 May 2020. Stanford. "COVID-19 prompts Stanford engineers to rethink the humble face mask."
 14 April 2020. U.S. Food and Drug Administration. "N95 Respirators and Surgical Masks (Face Masks)."
 5 April 2020. On 20 January 2017, a photograph purportedly showing a highway sign in Maryland urging drivers to "consider Canada" in avoiding Inauguration Day traffic was widely circulated on social media:  This image was just a prank, however, a digitally manipulated version of a more mundane image. The Maryland State Highway Administration published a genuine photograph of the sign on Interstate 270 showing that it actually read "Consider Metro": published  State Highway Administration spokesman Charlie Gischlar told the Baltimore Sunthat he sent some workers out to the site after viewing the viral image and confirmed that the words "Consider Canada" did actually appear on the traffic sign: "Whoever did it, though, Ihave to give them credit  it looks real." confirmed We also reached out to the Maryland State Highway Administration to confirm that the sign never read "consider Canada": @danieljevon No it did not @danieljevon  MD State Highway Adm (@MDSHA) January 20, 2017 January 20, 2017  Dance, Scott.  "Viral image of 'Consider Canada' highway sign a hoax, SHA says."
  Baltimore Sun.  20 January 2017. On the 2020 presidential campaign trail, California Sen.Kamala Harrisoften describes the economic hardships faced by American families. She cites statistics on the cost of housing, college, healthcare and how, if elected president, her policies would lessen the burden. Harris took the same approach while speaking on the Pod Save Americapodcastthis week, where she made this claim about economic instability: It's clear in our country right now, almost half of American families are a $400 unexpected expense away from complete upheaval. Weve seen similar versions of this claim before and wanted to know whether Harris statement was accurate. We set out on a fact check. Our research In January, PolitiFact ratedMostly Truea similar claim by Starbucks CEO Howard Schultz. He claimed in a 60 Minutes interview that Over 40 percent of the American people don't have $400 in the bank. Schultz had relied on a May 2018 Federal Reservereporton the well-being of U.S. Households in 2017. It found that Four in 10 adults, if faced with an unexpected expense of $400, would either not be able to cover it or would cover it by selling something or borrowing money. Those findings generally support Harris contention of almost half of American families facing hardship with a $400 cost. A Harris campaign spokeswoman said the senator relied on the Fed report. But we took a deeper look at the survey to examine her contention this would really lead to complete upheaval for almost half of American families. What did the survey ask? Heres the survey question that led to the finding that 40 percent of adults couldnt immediately pay for a $400 unforeseen cost. EF3. Suppose that you have an emergency expense that costs $400. Based on your current financial situation, how would you pay for this expense? If you would use more than one method to cover this expense, please select all that apply. a. Put it on my credit card and pay it off in full at the next statement b. Put it on my credit card and pay it off over time c. With the money currently in my checking/savings account or with cash d. Using money from a bank loan or line of credit e. By borrowing from a friend or family member f. Using a payday loan, deposit advance, or overdraft g. By selling something The findings show that 59 percent of adults in 2017 said they could easily cover (the $400 expense), using entirely cash, savings or a credit card paid off at the next statement. Among those who couldnt easily pay it, 43 percent said they would put it on a credit card and pay it off over time; 26 percent reported they would borrow from a friend or family member; 19 percent said they would sell something; 9 percent responded that they would use a bank loan or line of credit; 5 percent said they would use a payday loan, deposit advance, or overdraft; and 4 percent said they would fined an undefined or other way to pay. And 29 percent said they would not be able to pay the expense right now. Respondents were able to select multiple answers. SOURCE: U.S. Federal Reserve,Report on the Economic Well-Being of U.S. Households in 2017, May 2018 Experts weigh in Daniel Schneider, a UC Berkeley sociology professor whose research specialties include economic instability, reviewed Harris statement, along with the survey and its findings. I think it is an open question about how those other options  map with complete upheaval. Is putting something on your credit card to pay off over time complete upheaval? Maybe, he wrote in an email. One could certainly imagine that facing an expense shock and having to resort to (those options) would be stressful. The overall idea behind Harris statement is accurate, Abdur Chowdhury, an economics professor emeritus at Marquette University told us in an email. Chowdhury added, however, that the percentage of people who face a hardship due to a $400 unanticipated cost may be lower today. The survey, from which the figure was quoted, was conducted a few years ago. With the low unemployment rate and increases in wage rate, fewer people are in that 'close to bankruptcy' category, the professor added. A spokeswoman for the Harris campaign provided a written statement: Millions of hard-working Americans can't cover an unexpected $400 expense. They are a medical bill, a car repair, or a rent increase away from having to make painful choices like turning to a neighbor hat in hand to ask for a loan, putting themselves in spiraling credit card debt, selling their car, or heading to a pawn shop with their wedding ring. To presume any of these things would not upend someone's daily life is out of touch. Our rating Sen. Kamala Harris recently claimed: It's clear in our country right now, almost half of American families are a $400 unexpected expense away from complete upheaval. The portion of Harris statement about almost half of families is on the right track. A 2018 Federal Reserve report found 40 percent of adults surveyed could not easily pay for an unforeseen $400 cost. But the report doesnt describe complete upheaval for that group. Instead, it found many would place that expense on a credit card and pay it off over time, borrow money from a friend or family or sell a possession. Those represent very real hardships for families. But to characterize them as leading to complete upheaval is not supported by the facts and takes the survey results out-of-context. We rated Harris claim Half True. HALF TRUE The statement is partially accurate but leaves out important details or takes things out of context. Click here formoreon the six PolitiFact ratings and how we select facts to check. RELATED: Kamala Harris calls her LIFT plan the most significant middle-class tax cut in generations. Is it? Kamala Harris gets it mostly right on Americas rapid growth of student loan debt Are paychecks failing to keep up with inflation? Does teacher pay fall short of the living wage in 30 states, as Kamala Harris said?