Purchasing SpaceX shares prior to its public offering is a fraudulent tactic employed by misleading online posts.
On Oct. 10, 2022, a paid ad on Facebook promoted a fake investment opportunity with the words, "How To Buy SpaceX Stock Before It Goes Public." The ad showed a picture of SpaceX CEO Elon Musk and directed users to chat with a person on Messenger, who then told users to visit a WhatsApp group chat named "Stock Learning Group 28." But none of this was legitimate. It was all a scam to steal users' money. Stock Learning Group 28  The full scam post that promised a way to "buy SpaceX stock before it goes public" read as follows: Bullish on the future of space travel? See how to invest in SpaceX before it goes Public! We help you pre-buy stocks in the latest up-and-coming companies, before most retail investors. Getting in on the best companies before they go public is how you can get the returns like recent IPOs such as: AirBnB - 130% return in 7 months.Palantir - 226% return in 10 months.Snowflake - 331% return in 10 months. We do one thing very well... ...get you access to the most popular companies before the public market has a chance. Click the Learn More button now and well show you how to invest in SpaceX before the public  This post appeared to follow the same playbook we had seen before with numerous crypto scams. In those scams, users were also led from one social media platform to another, where they were told that their money would be invested in a special crypto opportunity. However, it was all a lie. Just like the scam post about SpaceX, some of the crypto scams featured photos of Musk as a way of trying to create trust. crypto scams featured photos of Musk The Facebook account that hosted the ads showed up as a personal profile and not a page. It was named Tut Pro 1 38801324. The profile picture showed an image that said "Half Price Books," a company that had absolutely nothing to do with the scam. We asked the account about the strange profile photo. They responded, "This event is sponsored by Mr. Nino, a senior stock analyst. Join Mr. Nino's stock research group now and receive a stock book when you join the group." The crypto scams we covered in the past also claimed to feature a specialist who could help deliver on the scam's promise. In the crypto scams, the scammers called this person "the teacher." We asked the user if this "Mr. Nino" was "the teacher." The account responded, "Yes." If the strange account name weren't enough of a red flag, the profile also once featured two seemingly random pictures of young girls. According to TinEye.com, a handy reverse image search website, at least one of the photos was traced to websites that were managed in Vietnam. This may have indicated that the scam was being operated from Southeast Asia. TinEye.com reverse image search As for the reality of SpaceX going public in the future, CNBC previously reported that Musk told employees the company was not likely to go public until 2025 or later. reported Evon, Dan. Snopes Tips: A Guide To Performing Reverse Image Searches. Snopes.com, 22 Mar. 2022, https://www.snopes.com/articles/400681/how-to-perform-reverse-image-searches/. Sheetz, Michael. Elon Musk Says an IPO of SpaceXs Starlink Satellite Internet Business Is Still 3 or 4 Years Away. CNBC, 7 June 2022, https://www.cnbc.com/2022/06/07/spacex-starlink-ipo-elon-musk-says-offering-is-3-or-4-years-away.html. TinEye Reverse Image Search. https://tineye.com/. Tut Pro 1 38801324. Facebook, https://www.facebook.com/profile.php?id=100084130714561. On Oct. 18, 2022, we added a note that said a real company named Half Price Books had nothing to do with the scam.
In late January 2022, Google users looked to Reddit and elsewhere to find out if an email for the status of the Equifax data breach settlement was a "scam or legit," as readers often do after receiving such notices. The email had the subject line, "Equifax Data Breach Settlement (Credit Monitoring Instructions and Activation Code)," and linked to the website, experianidworks.com/equifaxsettlement. It promised a free four-year membership for the credit monitoring service Experian IdentityWorks. Google Reddit experianidworks.com/equifaxsettlement This was a legitimate notice for a data breach settlement for Equifax. Readers might remember making a claim in the settlement back in July 2019. Users who opted to receive credit monitoring instead of a check were sent activation codes in the new email for Experian IdentityWorks. The official website for the settlement was equifaxbreachsettlement.com. back in July 2019 equifaxbreachsettlement.com The official settlement website documented the fact that in September 2017, Equifax was "the victim of a criminal cyberattack," giving the attackers "unauthorized access to the personal information of approximately 147 million U.S. consumers." This included "peoples names, Social Security numbers, birth dates, addresses, and in some instances drivers license numbers, credit card numbers, or other personal information." documented Equifax Numerous lawsuits were brought on behalf of consumers whose personal information was impacted as a result of the Data Breach. Chief Judge Thomas W. Thrash Jr. of the U.S. District Court for the Northern District of Georgia is overseeing these lawsuits. These lawsuits are known as In re: Equifax Inc. Customer Data Security Breach Litigation, Case No. 1:17-md-2800-TWT. The consumers who sued are called the Plaintiffs. Equifax, Inc., and two of its subsidiaries are the Defendants. Plaintiffs claimed that Equifax did not adequately protect consumers personal information and that Equifax delayed in providing notice of the data breach. The most recent version of the lawsuit, which describes the specific legal claims alleged by the Plaintiffs, is available here. Equifax denies any wrongdoing, and no court or other judicial entity has made any judgment or other determination of any wrongdoing. here In the end, both sides of the legal battle "agreed to a settlement after a lengthy mediation process overseen by a retired federal judge." That settlement allowed claimants to choose to receive a check or credit monitoring. Anyone who chose to receive a check might eventually receive an amount much smaller than expected, as the "alternative compensation of up to $125" would "likely will be substantially lowered" to a "small percentage" of what was expected.  In 2017, the Equifax website provided steps for consumers to take following a security breach at the company. (Photo by Smith Collection/Gado/Getty Images)  The email that began to be sent in late January 2022 provided a status update on the Equifax data breach settlement. According to a copy of the email that we reviewed, it read as follows: Equifax Data Breach Settlement (Credit Monitoring Instructions and Activation Code) Issue Date: January 31, 2022 Claim No. (removed)Dear (removed): You filed a claim in the Equifax Data Breach Settlement and chose to receive free, three-bureau (Equifax, Experian, and TransUnion) credit monitoring from Experian for four years. Implementation of the Settlement was delayed by appeals; however, the Settlement is now effective because appellate courts have affirmed it. This email provides additional information about the services provided by Experian as part of the Settlement and how you can enroll. You are receiving free membership in Experian IdentityWorks for four years. You must enroll by June 27, 2022. This service is free for you and provided as a Settlement benefit. You do not need to provide any payment information to enroll and you do not need to cancel the service when it ends. We encourage you to enroll today. HOW TO ENROLL:  Visit the Experian IdentityWorks Website: www.experianidworks.com/equifaxsettlement Enter Your Activation Code: (removed) www.experianidworks.com/equifaxsettlement You must use the above code to enroll by June 27, 2022 (your activation code will not work after this date). If you have questions, need help with Identity Restoration (either because you were a victim of fraud or identity theft) because of the Equifax data breach, or would like another way to sign up for Experian IdentityWorks, please call Experians customer care team toll-free at 1-877-251-5822. So that the team may better serve you, please be prepared to provide them with engagement number (removed) so that you may access the Settlements Identity Restoration services for assistance with fraud or identity theft. For more information on Identity Restoration services, visit www.experianidworks.com/equifaxsettlement. www.experianidworks.com/equifaxsettlement The email also broke down exactly what is included in the four-year membership to the credit monitoring service known as Experian IdentityWorks: Experian IdentityWorks - Daily Credit Monitoring* from each of the three nationwide Consumer Reporting Agencies showing key changes to your Consumer Reports;- Automated alerts when new accounts are opened; inquiries or requests for credit reports are made for the purpose of determining credit; changes to address; and negative information (including delinquencies or bankruptcies);- On-demand online access to a copy of your Experian Consumer Report, updated monthly;- Automated non-credit alerts, using public or proprietary data sources, for example: when certain information is found on a suspicious website or the dark web; when names, aliases, and addresses have been associated with your Social Security Number; when a payday loan or unsecured credit has been taken or opened using your Social Security Number; when your information matches information in arrest or criminal court records; when your information is used for identity authentication; when your mail has been redirected through the U.S. Postal Service; when banking activity is detected related to new deposit account applications, changes to personal information, and new signers are added to accounts; and when a balance is reported on your credit line that has been inactive for at least six months;- Up to One Million in Identity Theft Insurance** which provides coverage for certain costs and unauthorized electronic fund transfers;- A customer service center to assist with enrollment, monitoring alerts, disputes, fraud, and other Credit Monitoring Service questions;- Full Identity Restoration Service if you are the victim of fraud or identity theft (which includes a dedicated identity theft restoration specialist who will provide you with step-by-step assistance, and form letters to contact companies, government agencies, and Consumer Reporting Agencies), and- Child Monitoring Services (for Class Members under the age of eighteen). * Daily credit reports are only available online. If you do not register online, you can call for additional reports each quarter after you sign-up.** The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.  Close-up of code on a computer screen for the Apache Struts framework, which was exploited by computer hackers using a Remote Code Execution exploit in order to allegedly steal the personal information of millions of people from credit bureau Equifax, Oct. 2, 2017. (Photo by Smith Collection/Gado/Getty Images)  To reach the administrator of the Equifax data breach settlement or to inquire about its status, the email said to call 1-833-759-2982. Meanwhile, any questions about Experian IdentityWorks can be directed to the phone number 1-877-251-5822. Equifax We previously reported on other legal matters involving settlements for National Grid and a Plaid Inc. National Grid Plaid Inc In mid-November 2015, a photograph purportedly showing what resemble common ladybugs and Japanese beetles embedded on the roof of a dog's mouth began circulating via Facebook:   Most of the users who shared the above-displayed image on Facebook included a variation of the following message: SOMEBODY ASKED ME TO PASS THIS ALONG .... Japanese Beetles and Lady Bugs can attach to the roof of your dog's mouth, and make him/HER become ill. Symptoms include excessive drooling. Check your dog's mouth and remove any insects. While we haven't been able to identify who the "Somebody" is in the above-quoted Facebook post, a message posted by the Hands & Paws group did provide some information about the image's origin: provide This posted photograph is recent  posted by a vet tech and when I saw the photo started doing research - because I too thought there was no way the photo could be real. There is no photoshop  there is no hidden agenda. It's just me. The Founder of a tiny little dog rescue in Florida finding the photo and the facts behind the photo amazing, astonishing and wanted to share the information with my fellow dog lovers. We reached out to Hands & Paws for more information about the image without results, but multiple incidents are on record of beetles embedding in dogs' mouths, such as this one from November 2016: this one Frances Jiriks brought her pooch Bailey into Hoisington Veterinary Hospital after he refused to eat, she told KAKE. He was also foaming at the mouth and a bit lethargic, the dog owner said. When they arrived at the animal clinic, Dr. Lindsay Mitchell discovered between 30 and 40 lady beetles clinging to the roof of Baileys mouth. The beetles look nearly identical to ladybugs though they secrete a mucus which allows them to stick, as they did inside Baileys mouth. The bugs were successfully removed from the dogs mouth, but Mitchell warned their presence could pose a variety of health risks to mans best friend. [Video here] Video here In 2008, Lindsey Derek published an article in the journal Toxicon about the subject: article A six-year old mixed-breed dog presented with severe trauma to the oral mucosa suggestive of chemical burn. Sixteen Harmonia axyridis (Coccinellidae) were removed from the oral cavity, which revealed trauma consistent with chemical burn. The beetles had become embedded in mucosa covering the hard palate and required manual removal. A diagnosis of beetle-induced chemical burn was warranted and consistent with the nature of the chemical constituents of H. axyridis hemolymph. That article also included a photograph of the beetles in the dog's mouth, which closely resembled the image circulated in November 2015:   KAKE-TV [Wichita].  "Lady Beetles Causing Problems for Pet Owners."
  19 October 2016. Schladebeck, Jessica.  "Photo of Kansas Dog with Mouth Full of Asian Lady Beetles Illustrates Health Issue for Pups."
  [New York] Daily News.  4 November 2016. Stocks, Ian C. and Derek E.Lindsey  "Acute Corrosion of the Oral Mucosa in a Dog Due to Ingestion of Multicolored Asian Lady Beetles."
  Toxicon.  10 May 2008. On May 18, 2023, a Twitter user shared a photograph of the late physicist Stephen Hawking sitting with a group of people in what appeared to be a tropical setting. The user claimed that Hawking was on the Caribbean island owned by convicted sex offender Jeffrey Epstein.  In a tweet, @dom_lucre asked, "Serious question, why the hell was Stephen Hawking on Jeffrey Epstein's Island?" asked  (@@dom_lucre/X)  This is a real photograph of Hawking that shows him either on one of Epstein's private islands or on nearby St. Thomas Island, at an Epstein-sponsored conference. It was taken in March 2006, a few months before Epstein was charged with multiple counts of unlawful sex with a minor.  March 2006 charged Epstein, a financier who was later charged with sex trafficking, died in his prison cell in 2021 while awaiting trial (he previously had been convicted of other sex offenses). But before his fall, he was known for his parties and his extensive connections with high-profile celebrities, politicians, and intellectuals. He owned two private islands, Great St. James and Little St. James, which were prominent features in the civil and criminal cases against him. Numerous young women said in court papers that they were taken via private jet to Little St. James, where they were ordered to perform sex acts with Epstein and other men.  died owned said Hawking was just one of many scientists and intellectuals invited to these islands for less-sinister reasons  a scientific conference Epstein paid for. So how was Hawking brought into Epstein's orbit? For years, Epstein financed the Edge Foundation, billed as a salon for elite thinkers, which hosted prominent gatherings of scientists and intellectuals, and gave Epstein access to such circles. According to a Buzzfeed News investigation, Epstein's donations helped Edge carry out most of its activities, including an annual "billionaires dinner" that ceased to take place after his last contribution in 2015.  financed billed investigation An archived page from Edge.org describing Epstein's involvement can be seen here, where he was described as "a financier and science philanthropist." The website stated, "He is one of the largest supporters of individual scientists, including theoretical physicist Stephen Hawking and Nobel Laureates Gerard 't Hooft, David Gross and Frank Wilczek."  Edge.org here In 2006, Epstein sponsored a conference at the neighboring St. Thomas Island. Per a March 2006 report in the St. Thomas Source, a local newspaper, prominent scientists gathered in a series of private meetings dubbed "Confronting Gravity: A workshop to explore fundamental questions in physics and cosmology." Among those scientists was Hawking.  March 2006 Epstein was also described by the local report as the "driving force behind the conference." He reportedly said to the paper that he brought the group to St. Thomas with hopes that the relaxed setting would free the physicists' minds to explore one of the 20th century's last unanswered physics questions: What is gravity? described "There is no agenda except fun and physics, and that's fun with a capital 'F,'" Epstein reportedly said. reportedly The New York Times also reported in 2019 on Hawking's trip to this island (emphasis, ours): reported It was a five-day gathering in the Caribbean of some of the world's top scientists, including Dr. Hawking, to share ideas about gravity and cosmology, with scuba and catamaran excursions on the side. One evening, the participants had dinner on the beach at Mr. Epstein's private island. Some of the scientists noticed that Mr. Epstein "was always followed by a group of something like three or four young women," as Alan Guth, a physicist at the Massachusetts Institute of Technology, put it in an email to The Times, but they did not probe further. In another 2019 report, The New York Times described how, "Once, the scientists  including Mr. Hawking  crowded on board a submarine that Mr. Epstein had chartered."  2019 report But where did the photograph come from? In 2006, The Edge Foundation also published a blog post on the conference and interviewed an attendee and organizer, theoretical physicist Lawrence Krauss. Per the post (emphasis, ours): The Edge Foundation post The topic of the meeting was "Confronting Gravity." Krauss intended to have "a meeting where people would look forward to the key issues facing fundamental physics and cosmology". They could meet, discuss, relax on the beach, and take a trip to the nearby private island retreat of the science philanthropist Jeffrey Epstein, who funded the event. We scrolled to the bottom of the page and found photographs of Hawking and more from the gathering. The photograph in question showed Hawking seated alongside Nobel Prize winner David Gross, and physicists Kip Thorne and Lisa Randall. Yet another shows Hawking on what appears to be the interior of a boat, captioned, "Lawrence Krauss and Stephen Hawking on the way to Atlantis Submarine."  page (Screenshot via Edge.org) The New York Times described Epstein's allure for these scientists: The New York Times The lure for some of the scientists was Mr. Epstein's money. He dangled financing for their pet projects. Some of the scientists said that the prospect of financing blinded them to the seriousness of his sexual transgressions, and even led them to give credence to some of Mr. Epstein's half-baked scientific musings. The photograph of Hawking has been disseminated in the media, and is also publicly available on the website of the foundation once financed by Epstein, along with a description of the conference he attended, with the dates and details of the gathering matching up with reliable media reports. We thus rate this claim    "A Timeline of the Jeffrey Epstein, Ghislaine Maxwell Scandal." AP NEWS, 28 June 2022, https://apnews.com/article/epstein-maxwell-timeline-b9f15710fabb72e8581c71e94acf513e. Accessed 19 May 2023. Aldhous, Peter. "How Jeffrey Epstein Bankrolled An Exclusive Intellectual Boys Club And Reaped The Benefits." BuzzFeed News, 26 Sept. 2019, https://www.buzzfeednews.com/article/peteraldhous/jeffrey-epstein-john-brockman-edge-foundation.Accessed 19 May 2023. Chappell, Bill. "Financier Buys Jeffrey Epstein's Private Islands, with Plans to Create a Resort." NPR, 4 May 2023. NPR, https://www.npr.org/2023/05/04/1173956903/jeffrey-epstein-island-sold-st-james.Accessed 19 May 2023. "Jeffrey Epstein." Edge.Org. 5 Apr. 2019, https://web.archive.org/web/20190405211237/https:/www.edge.org/memberbio/jeffrey_epstein.Accessed 19 May 2023. Kantor, Jodi, et al. "Jeffrey Epstein Was a Sex Offender. The Powerful Welcomed Him Anyway." The New York Times, 13 July 2019. NYTimes.com, https://www.nytimes.com/2019/07/13/nyregion/jeffrey-epstein-new-york-elite.html.Accessed 19 May 2023. "Physicists Debate Gravity at St. Thomas Symposium." St. Thomas Source, 17 Mar. 2006, https://stthomassource.com/content/2006/03/17/physicists-debate-gravity-st-thomas-symposium/.Accessed 19 May 2023. "Pictured: Stephen Hawking on Jeffrey Epsteins 'Sex-Slave Island.'" The Independent, 13 Jan. 2015, https://www.independent.co.uk/news/people/stephen-hawking-pictured-on-jeffrey-epstein-s-sex-slave-caribbean-island-9974955.html.Accessed 19 May 2023. "Stephen Hawking Pictured on Jeffrey Epstein's "Island of Sin."" Telegraph, 12 Jan. 2015. https://www.telegraph.co.uk/news/science/stephen-hawking/11340494/Stephen-Hawking-pictured-on-Jeffrey-Epsteins-Island-of-Sin.html. Accessed 19 May 2023. Stewart, James B., et al. "Jeffrey Epstein Hoped to Seed Human Race With His DNA." The New York Times, 31 July 2019. NYTimes.com, https://www.nytimes.com/2019/07/31/business/jeffrey-epstein-eugenics.html.Accessed 19 May 2023. "THE ENERGY OF EMPTY SPACE THAT ISN'T ZERO." Edge.Org. 6 Mar. 2023, https://web.archive.org/web/20230306164658/https://www.edge.org/conversation/lawrence_m_krauss-the-energy-of-empty-space-that-isnt-zero.Accessed 19 May 2023. "Who Was Jeffrey Epstein? The Financier Charged with Sex Trafficking." BBC News, 8 July 2019. www.bbc.com, https://www.bbc.com/news/world-us-canada-48913377.Accessed 19 May 2023. The author of a Wisconsin income tax overhaul sees the flat tax in the Flatland to the south as a beacon for Republicans trying to ease the Badger States heavy tax burden on the middle class. We have a long ways to go in Wisconsin, state Rep. Dale Kooyenga, R-Brookfield,told reporters.Everyone in Illinois pays 5 percent. Illinois millionaires  pay less of a rate in taxes than Wisconsins lower income, middle-class families. Researchers deem Illinois personal income tax structure regressive because a uniform tax rate ultimately takes a bigger bite from lower incomes than higher ones. Wisconsin pioneered the opposite approach, a progressive system in which tax rates rise with earnings. Kooyenga argues change is long overdue. Wisconsin was the first state to enact an income tax in 1911, he  wrote in a May 27, 2013postingon the conservative Right Wisconsin website. The complexity of the Wisconsin tax code has exponentially grown as Madison politicians believed the tax code was their magic wand which could be used to accomplish political and social objectives. His conclusion: As a direct result, our tax code picks winners and losers and is one of the most progressive tax codes in the country. Kooyengas plan reduces rates and collapses several tax brackets. It comes on top of Gov. Scott Walkers tax-cut proposal. Combined they reduce taxes by nearly $790 million over two years. Top earners would likely receive the majority of the $444 million in tax savings under Kooyengas plan, and those with modest incomes would land in the same tax bracket as very high earners, theJournal Sentinel reported.Kooyenga acknowledges that, but says everyone deserves tax relief and that the top 10 percent right now pay over 50 percent of the tax revenue in Wisconsin. But Kooyengas claim wasnt about the impact of his plan. Rather it was about the tax system as it stands today. Does Wisconsin have one of the most progressive tax codes in the country? The rankings Kooyengas plan focuses on the personal income tax, so well confine our analysis to that rather than all taxes in the code. We found two 50-state studies comparing income tax burdens by income level, and Kooyenga cited the same research when we asked him for backup. AMarch 2013 studyof 2010 tax data by the non-partisanMinnesota Center for Fiscal Excellence, a research organization, concluded that: -- Among 42 states with an income tax (and the District of Columbia), Wisconsin is the 9th most-progressive when comparing married couples with $10,000 of gross income to those with incomes of $150,000, $250,000, $500,000 and $1 million. -- Wisconsins ranking drops lower, in a range from 11th to 15th most progressive, when comparing a couple earning $35,000 to each of those four higher levels. The ranks were 11, 12, 15 and 15. Minnesota came in number 2. The second study cited by Kooyenga is aJanuary 2013 examinationby the nonpartisan, liberalInstitute on Taxation and Economic Policy(ITEP) in Washington, D.C. (The group is a partner organization to Citizens for Tax Justice, which hascriticized the Walker and Kooyenga tax cutsas costly and regressive. Also, on May 30, 2013, ITEP released areview of Kooyengas plan, concluding that the top 20 percent of earners, a group with an average income of $183,000, would receive more than two-thirds of the benefit.) In any event, the groups earlier 50-state study -- the one cited by Kooyenga to back up his claim -- found that Wisconsins income tax was the 12th most progressive in the nation. That ranking is not revealed in the report, which deals with a broader variety of state and local taxes, but the group made it available to us from its unpublished database. So, the two studies rank the income tax here in a range from 9th to 15th most progressive. That puts Wisconsin among the top 21 to 36 percent of most progressive income tax states, depending on the comparison point and the study. Of course, thats just among the states that levy a personal income tax -- the tax that is the main way to add a progressive element to a tax system. Four states that dont levy a personal income tax are on the ITEPs top-10 most regressive list for their overall tax systems, so its safe to say Wisconsins income tax approach is more progressive than in those additional states that dont even use this progressive tool. Of the two studies, the ITEP research is more up to date, but is limited to non-elderly taxpayers. It, unlike the Minnesota study, accounted for the effect of reductions that Walker initiated in 2011 in the earned income tax credit for low-income workers, a cut of 19 percent, or $56 million over two years. That change made the income tax less progressive, but we dont know how it affected Wisconsins ranking vs. other states, some of whom made similar changes. Digging deeper From the ITEP study, Kooyenga highlighted tables showing that Wisconsins top 20 percent of earners pay an effective income tax rate considerably higher than the national average. Similarly, for the lowest 20 percent, Wisconsins burden is lower than the 50-state average. Thats true, and it demonstrates the progressive nature of the Wisconsin system. The progressive income tax offsets the regressive effect, for example, of the sales tax. Aside from the graduated rate structure that rises with income, the states sliding standard deduction is powerfully progressive, as is the itemized deduction credit, notes Wisconsin Taxpayers Alliance president Todd Berry. But the ITEP study also shows that by the time earnings reach an average of $28,000, Wisconsins personal income tax bite is already over the national average for the second 20 percent. PolitiFact Wisconsin in November 2012 reviewed a claim by state Rep. Robin Vos that on income taxes, Wisconsin is one of the best places in the country to be poor but top 4 or 5 worst for middle-income earners. We rated itMostly True. Wisconsin, in the 2013 ITEP study, is not singled out as at the very highest end as either progressive or regressive. Unlike most states, Wisconsin allows a large capital gains tax break, ITEP executive director Matthew Gardner wrote in an email. Since the benefits of this tax break go primarily to the best-off taxpayers, the capital gains tax break makes Wisconsins income tax much less progressive than you would think from just looking at the tax rates. Gardner said it would be reasonable to say that Wisconsin is in the upper tier of least regressive states based on its #12 ranking. But, in his view, its hard to describe the Wisconsin income tax -- or the tax system as a whole -- as among the most progressive in the US. In the Minnesota study, the rankings drop quite a bit when the comparison income is set at $35,000 instead of $10,000. The reason for that is related to the tax credits for very low earners that we mentioned earlier. Wisconsin has a prominent credit, helping to account for its progressive ranking. Such credits phase out as income rises, however, so those people would have a tax liability, unlike lower earners whose bill is wiped out by the credit, said Aaron Twait, research director at the Minnesota center. A few other states keep the credits in place at higher incomes, bumping up their progressive rating. Kooyenga could have balanced off some of the regressive effect of his plan by increasing tax credits for very low-income earners. But he notes that many workers in that category receive the credit even though they did not earn enough wages to have Wisconsin taxes withheld. Its a wage supplement in the form of a refund. That, in Kooyengas view, is one of the inappropriate social objectives in the tax code, his office told us. Our rating PItching his plan to begin flattening the Wisconsin state income tax code, Kooyenga said Wisconsin has one of the most progressive tax codes in the country. Kooyenga was talking about income taxes, and its clear from two national studies that Wisconsins tax is more progressive than two-thirds to four-fifths of the states that levy such a tax, depending on the study. So Wisconsin is clearly in the upper tier, but not in elite of the elite. We rate the claim Mostly True. Humans have been leaving mementos on and within the final resting places of loved ones almost from the beginning of the species. Excavations of even the earliest graves uncover goods meant to serve the deceased in the next world, such as pottery, weapons, and beads. But what about coins being left on graves? The earliest known coins date to the late seventh century B.C., and as societies began embracing such monetary systems, the practice leaving of coins in the graves of citizens began as yet another way of equipping the dear departed for the afterlife. earliest Mythologies within certain cultures added specific purpose for coins being left with the dead. In Greek mythology, Charon, the ferryman of Hades, required payment for his services. A coin was therefore placed in the mouth of the dear departed to ensure he would ferry the deceased across the rivers Styx and Acheron and into the world of the dead rather than leave him to wander the shore for a hundred years. In England and the U.S., pennies were routinely placed on the closed eyes of the dead, yet the purpose for that practice was not clear  some say it was to keep the eyes of the corpse from flying open (even though the eyes, once shut by the person laying out the body, do not reopen). In these more recent days, coins and other small items are sometimes discovered on grave markers, be they plaques resting atop the sod or tombstones erected at the head of the burial plot. These small tokens are left by visitors for no greater purpose than to indicate that someone has visited that particular grave. It has long been a tradition among Jews, for example, to leave a small stone or pebble atop a headstone just to show that someone who cared had stopped by. Coins (especially pennies) are favored by others who wish to demonstrate that the deceased has not been forgotten and that instead his loved ones still visit him. Sometimes these small remembrances convey meaning specific to the person buried in that plot. For more than twenty years, every month someone has been leaving one Campbell's tomato soup can and a pocketful of change on the plain black granite tombstone that marks the grave of Andy Warhol. The soup can is easy to explain, given Warhol's iconic use of that commodity in his art, but the handful of change remains a bit of a mystery. In similar vein, visitors often leave pebbles, coins and maple leaf pins at the grave of Canadian Prime Minister Lester B. Pearson, the man who replaced Canada's Red Ensign with the Maple Leaf flag. soup can Regarding the 'tradition' of soldiers leaving on the headstones of fallen comrades varying denominations of coins to denote their relationship with the deceased, the earliest reference to this practice we've found so far dates only to June 2009, when it appeared as a web site post. A version now commonly circulated in e-mail appears to have been drawn from it, albeit some changes have slipped in, such as "A buddy who served in the same outfit, or was with the deceased when he died, might leave a quarter" becoming "By leaving a quarter at the grave, you are telling the family that you were with the soldier when he was killed": COINS LEFT ON TOMBSTONES While visiting some cemeteries you may notice that headstones marking certain graves have coins on them, left by previous visitors to the grave. These coins have distinct meanings when left on the headstones of those who gave their life while serving in America's military, and these meanings vary depending on the denomination of coin. A coin left on a headstone or at the grave site is meant as a message to the deceased soldier's family that someone else has visited the grave to pay respect. Leaving a penny at the grave means simply that you visited. A nickel indicates that you and the deceased trained at boot camp together, while a dime means you served with him in some capacity. By leaving a quarter at the grave, you are telling the family that you were with the soldier when he was killed. According to tradition, the money left at graves in national cemeteries and state veterans cemeteries is eventually collected, and the funds are put toward maintaining the cemetery or paying burial costs for indigent veterans. In the US, this practice became common during the Vietnam war, due to the political divide in the country over the war; leaving a coin was seen as a more practical way to communicate that you had visited the grave than contacting the soldier's family, which could devolve into an uncomfortable argument over politics relating to the war. Some Vietnam veterans would leave coins as a "down payment" to buy their fallen comrades a beer or play a hand of cards when they would finally be reunited. The tradition of leaving coins on the headstones of military men and women can be traced to as far back as the Roman Empire. [Collected via Facebook, October 2015] While "Cleaning of the Stones" at the National Cemetery in Holly. I noticed a quarter placed on one of the stones. Later I also noticed a nickel placed on another stone. I was so touched with this that I took pictures.I googled about the coins, and found this out. I am very proud to share this. A coin left on a headstone lets the deceased soldiers family know that somebody stopped by to pay their respect. Leaving a penny means you visited. A nickel means that you and the deceased soldier trained at boot camp together. If you served with the soldier, you leave a dime. A quarter is very significant because it means that you were there when that soldier died.  Despite the claim of this tradition dating back to the days of the Roman Empire, there's no reason to suppose that it does. A coin might be placed in the mouth of a fallen Roman soldier (to get him across the River Styx), but the deceased's comrades would more likely have been expending any further coinage on a funeral banquet in his honor rather than interring it with his remains. Given the lack of documentation attesting to the origins and consistency of this 'tradition,' it is perhaps best regarded not as an actual common practice but instead as someone's idealized legend of what should be. Roman Empire Yet military folk do sometimes leave very special remembrances at the graves of deceased servicemen: challenge coins. These tokens identify their bearers as members of particular units and are prized and cherished by those to whom they have been given; thus any challenge coins found at gravesites were almost certainly left there by comrades-in-arms of the deceased. challenge coins It needs be mentioned that not only coins, medallions, and stones have been found on military headstones. In July 2013, a wife of a deceased serviceman discovered another woman's name on her husband's marker in place of her own. Edna Fielden, widow of Air Force Master Sergeant Billy Fielden (buried at Fort Logan Cemetery in Denver 25 years earlier) was shocked to discover the headstone bore the inscription "Dolores" over the legend "His Wife" when she brought her grandchildren to visit the grave. Update: In early 2021, coins on graves was the subject of a number of online advertisements. One of the ads read: "[Pics] Here's Why You Should Never, Ever Touch Coins Left On A Gravestone." Another claimed: "[Pics] If You See Coins Placed On A Gravestone, Here's What It Means." Both ads led to lengthy slideshow articles. Buchan, Rebecca.  "Toy Cars and Coins Taken from Toddler's Graveside."
  Aberdeen Press and Journal.  6 October 2011  (p. 3). Caswell, Emily.  "Ask Us: Pennies on Gravestones Reflect Greek Mythology."
  The [Manchester] Union Leader.  13 July 2011  (p. D36). Hamill, Sean.  "An Homage in Coins and Soup Cans."
  The International Herald Tribune.  27 February 2007  (p. 9). Hogan, Jim.  "Tokens of Remembrance."
  Los Angeles Times.  27 May 2013  (p. A15). Lang, Sarah.  "Coins Gone from Strong's Grave."
  The Lebanon Reporter [Indiana].  11 May 2011. McArthur, Douglas.  "A Historical Stroll Through Canada's Prime Ministerial Grave Sites."
  The Globe and Mail.  7 October 2000  (p. T4). NBC News.  "Military Widow Finds Another Woman's Name Engraved on Her Husband's Tombstone."
  18 June 2013. San Jose Mercury News.  "Fans Still Pay Tribute to Allison."
  The Globe and Mail.  14 July 1994  (p. F2). Photographs purportedly showing the skeletons of fairies, dragons, werewolves and other mythical creatures at the "Merrylin Cryptid Museum" were appeared in May 2016, featured on web sites such as Ufunk.net and Metro:  Merrylin Cryptid Museum Ufunk.net Metro   Creepy skeletons of winged humans, bodies of mythical creatures and even aliens have been unearthed in a London home. The ghastly relics were the collection of Thomas Merrylin, an 18th century aristocrat with a taste for the unusual. They were apparently found sealed in the basement of a London house in 2006, and the macabre findings might just change science as we know it. Now theyre being kept at the Merrylin Cryptid Museum, a bizarre collection of the artefacts that is almost guaranteed to creep you out. The "Merrylin Cryptid Museum" claims that its specimens were collected by famed "Crypto-naturalist" Thomas Merrylin in the 1800s. "Curator" Alex CF writes on the museum's web site that not only did Merrylin have a knack for uncovering imaginary creatures, but that he also resisted aging: web site A bizarre quality of Merrylin was his apparent permanent youthfulness. Even in his 80s, he still resembled a 40 year old, albeit of odd complexion, and his few bizarre forays into the eyes of the media only furthered his infamy. He was accused of practicing dark arts to prolong his life. Yet, eminent scholars secretly allied themselves with him, encouraging him to share his collection with the world. In 1899, he took a small portion of his specimens on tour across America. Conservative attitudes of the time condemned these creatures, calling them blasphemous. His reaction was severe and the tour was canceled before it reached California. A video that appeared to show the museum was published on Vimeo in 2014, deepening the mystery:  Despite the claims made in this video, we found no record of an ageless cryptologist named "Professor Thomas Theodore Merrylin" that wasn't associated with this museum. Furthermore, in addition to his duties as "curator" at the "Merrylin Cryptid Museum," Alex CF is also an illustrator, artist, and sculptor who specializes in dark folklore and animal mythology: Alex CF Alex is a London based illustrator, writer and sculptor. His work is visceral and whimsical, creating elaborate detailed depictions of earthen ritual, dark folklore and forgotten horrors. His frenetic lines and beautiful depictions can be seen on band artwork, record labels and book covers alongside his own personal projects.  His personal artwork is inspired by animal mythology, the concepts of imbuing non humans with cultural, religious and ritualistic practices, creating fantastical naturalist scenes, with much of his personal illustrations connected by stories within a single narrative. He writes and draws to create little worlds so that the drawings have a substance beyond the aesthetic, by incorporating ideology and symbology to encourage the viewer to consider the connections between humans and non humans. He has just finished writing his first novel, 'Seek the throat from which we sing.' The ageless cryptologist Thomas Merrylin is an intriguing, but fictional, character. The specimens he supposedly found do not showcase the skeletal structures of fairies, dragons, and other mythical creatures; the entire creation  from the museum, to the backstory, to the video, to the skeletons themselves  is the work of a particularly imaginative artist. In mid-August 2020, Snopes readers inquired about a meme circulating on Facebook that claimed money given to AARP (formerly American Association of Retired Persons), an advocacy organization that lobbies on behalf of retired Americans, goes "directly" to the Democratic party.   It's unclear what exactly is meant by the phrase, "what you pay AARP." The organization has an estimated 38 million members, all of whom typically pay annual dues at $16 per year. As a 501(c)4 tax-exempt organization, it also accepts charitable donations. estimated dues at tax-exempt accepts Either way, any money paid to AARP through membership dues or donations does not go "directly" to the Democratic party. The AARP lobbies the government on behalf of causes that affect people aged 50 and older. Those activities may include taking a stand on health care and Social Security. stand Social Security In terms of candidates and political parties, however, AARP's official position is that it is non-partisan. The organization states it "does not support, endorse or contribute to political candidates or parties." states Instead, per AARP, the organization's role in terms of election politics is "connecting voters to information about where the candidates stand on issues most important to them including the future of Social Security and other critical issues related to financial security, health and well-being." We checked the AARP's federal campaign finance data using the website Open Secrets, a project operated by the government accountability organization The Center for Responsive Politics. We found no contributions to any political candidates or parties, Democratic or otherwise, from AARP, the organization. However, contributions from individuals who work for AARP is another matter. Open Secrets "AARP does not have any record of direct contributions to political parties or candidates based on my review of federal campaign finance and tax filings covering recent years, but AARPs officers [executives] and employees can still make political donations in a personal capacity, and contributions from donors listing AARP as their employer in Federal Election Commission records have primarily gone to Democratic candidates in recent years," said Anna Massoglia, a researcher for The Center for Responsive Politics. AARP policy prohibits employees or officers from engaging in any personal political activity using AARP resources or during work hours. policy According to campaign finance data tracked by Open Secrets, individual donors associated with AARP made a total of $96,381 in political contributions as of this writing in the 2020 federal election cycle, the majority (87.45%) of those donations going to Democratic candidates. total majority Massoglia said that as a 501(c)4 organization, the AARP is allowed under U.S. tax code to engage in some political campaign activity. But their activities have been issue-oriented and bipartisan. For example, a 2018 AARP ad praised U.S. President Donald Trump on drug pricing policy. The organization has also supported upholding the Affordable Care Act, the landmark health care law signed by Trump's Democratic predecessor, President Barack Obama. praised supported AARP spokesperson Jason Young told us by phone that the organization, as a 501(c)4 non-profit, is prohibited by law from making political contributions. "Not only does AARP not make donations of this sort, we never have and we don't have a PAC," Young added. Young said that although some AARP employees have made political contributions in a personal capacity, the sum of donations is relatively small. "It's fair to say we are largely absent form this type of political engagement, and that's because AARP as an organization is focused on policy, not politics," Young stated. Although it's true that individuals who work for AARP have donated primarily to Democratic candidates, individual donations are not the same as contributions by an organization. Because AARP as an organization has not contributed to the Democratic party or its candidates, we rate this claim,  Hahn, Steve.  "Voter and Candidate Reminder: AARP Is Strictly Non-Partisan."
  AARP.  26 August 2016. AARP.org. "How Much Does AARP Membership Cost?"
  Accessed 18 August 2020. AARP.org.  "IRS Definition."
  3 March 2011. AARP. org.  "AARP Policy on Personal Political Activity."
  Accessed 19 August 2020. Bunis, Dena."AARP Urges Federal Appeals Court to Preserve the ACA."
  1 April 2019. Updated to include comments from AARP spokesperson Jason Young. On 28 February 2017, Breitbart.com reported that big box retailer Target's stock had "crashed," losing a combined total of $15 billion in investor wealth, because of the chain's announcement in 2016 that it would allow transgender customers and employees to use bathrooms corresponding to their gender identity: reported Targets stock value is now down by 30 percent since it sparked a consumer boycott by embracing the transgender political agenda. That 30 percent drop has slashed investors wealth by roughly $15 billion. On Tuesday, the stock fell to $58.78, down from its April 19 high of $83.98. In contrast, WalMart is up 3 percent since April, and Kohls is down less than one percent. Company officials indirectly acknowledged the consumer boycott. Our fourth-quarter results reflect the impact of rapidly changing consumer behavior, which drove very strong digital growth but unexpected softness in our stores, Target CEO Brian Cornell said in a company statement. The company also admitted that it would likely continue to experience losses through the year. On 19 April 2016, Target announced that transgender customers and employees were free to use the restroom that corresponded to their gender identity amid a national row on the subject during the 2016 election cycle. The announcement came after North Carolina enacted the controversial HB 2 in March 2016, a law that came to be colloquially termed the "bathroom bill," and required public single-sex restrooms only be used by people of the corresponding biological sex. The controversy, and Target's definitive stance, prompted conservative groups like the American Family Association (AFA) to launch a boycott. Nearly 1.5 million people have signed the AFA's petition as of 1 March 2017. announced HB 2 boycott Target shares did plunge on 28 February 2017, but it wasn't due to its nearly year-old bathroom policy. The drop was due to 2017 guidance announced during an investor day event. Projections were far lower than expected by Wall Street analysts (the term "guidance" means projected earnings). The drop in Target stock corresponds to the announcement made at their investor event: event  Source: Yahoo! Finance  According to Edward Jones analyst Brian Yarbough, Wall Street was expecting Target to project earnings of $5.30 per share, but the company instead gave guidance of $3.80 to $4.20 per share which was "well below" expectations, prompting the drop in share value. According to Reuters, Target's dive dragged others down with it: Targets plunge prompted declines across the retail sector. Wal-Mart Stores Inc was down 2.0 percent, with Kroger Co down 1.2 percent and Macy's Inc off 1.7 percent. Dollar General Corp fell 4.2 percent. What is dogging Target and other retailers has been competition with all-online retailers like Amazon, which do not have the overhead cost of brick-and-mortar locations. Target, for example, has 1,803 stores. "Online players dont have a huge network of stores and since they dont have that cost, they can offer lower prices," Yarbough said. Customers also have the immediate ability to do price-comparisons with smart phones. These changing patterns are reflected in a statement given by Target CEO Brian Cornell: statement Our fourth quarter results reflect the impact of rapidly-changing consumer behavior, which drove very strong digital growth but unexpected softness in our stores. At our meeting with the financial community this morning, we will provide detail on the meaningful investments were making in our business and financial model which will position Target for long-term, sustainable growth in this new era in retail. We will accelerate our investments in a smart network of physical and digital assets as well as our exclusive and differentiated assortment, including the launch of more than 12 new brands, representing more than $10 billion of our sales, over the next two years. In addition, we will invest in lower gross margins to ensure we are clearly and competitively priced every day. While the transition to this new model will present headwinds to our sales and profit performance in the short term, we are confident that these changes will best-position Target for continued success over the long term. Although Target offers online shopping, profit there tends to be lower due to associated costs like shipping and price competition from the likes of Amazon. Retailers are struggling to survive with more profitable in-store sales lagging, and lower profit margins due to a growing contingency of online shoppers: Although its e-commerce operation is growing quickly, Target reported its third straight quarter of lower sales from existing stores, citing "unexpected softness" and raising new questions about the health of large national retailers in the United States. Target also forecast first-quarter profit well below Wall Street estimates. Shares sank 13 percent, on track for their biggest one-day percentage drop in more than 18 years. Target's stock has lost a quarter of its value since the 2016 holiday season started in November, and is now trading at its lowest level since August 2014. Target maintains the bathroom policy has had no effects on its business, with company spokeswoman Erika Winkels telling us in an e-mail, "We have made it clear over time that weve seen no material impact to the business based on the bathroom policy. We dont have anything new or different to share." A poor performance in the 2016 holiday season was also attributed to online sales outpacing foot traffic, but Target is, again, not the only chain feeling the effects: Department stores across the country are paying the price for underestimating Amazon this holiday season. Macy's and Kohl's both reported lower-than-expected sales during the all-important end-of-year retail period, and announced a spate of store closures that will lead to thousands of lost jobs. Sears has even been reduced to selling off one of its iconic brands after a double-digit sales slide. Industry observers blame online competition, as well as department store brands' own shortfalls in adapting to a fundamental shift in consumer behavior. Nevertheless, Neil Saunders, managing director of GlobalData Retail, told us that Target could be worse off than it is: Its in a much better position than some retailers because its balance sheet is still robust whereas Sears and Macy's are in a very difficult position. With Target, it's much more about tweaking and reinvention at the edges. [The guidance] wasnt great, but not as bad other people. Saunders told Reuters that while Wal-Mart has been buoyed by successfully offering groceries, Target has not been able to keep up on that front, calling its grocery offerings "confusing." Reuters "Target is neither a full-line grocer nor a player with lots of niche specialty products; it is neither a high-end player, nor a price focused discounter," he said. It is difficult to say with certainty whether the Target's commerce overall has been negatively affected by its policy on transgender people. Although company representatives have maintained it has not, shortly after Cornell made the announcement, USA Today reported a study that showed the percentage of people who would consider shopping there the next time they needed something dropped from 42 to 38 percent. But the retail industry as a whole is facing a dramatic shift in consumer behavior, and retailers have struggled to keep pace with it. reported Target's late February 2017 stock drop, however, was the result of announcements made during an investor day event, and cannot be attributed to their policy on bathroom use. Huston, Warner Todd.  "Target Retailer Hits $15 Billion Loss Since Pro-Transgender Announcement."
  Breitbart.  28 February 2017. Target.com.  "Continuing to Stand for Inclusivity."
  Press Release.  19 April 2016. House Bill 2.  "Public Facilities Privacy & Security Act."
  North Carolina State Legislation.  23 March 2016. American Family Association.  "Sign the Boycott Target Pledge!"
  Petition.  20 April 2016. Naidu, Richa et al.  "Target's Profit Outlook Sinks Retail Stocks."
  Reuters  28 February 2017. Target.com.  "Target Reports Fourth Quarter and Full-Year 2016 Earnings."
  Press Release.  28 February 2017. White, Martha C.  "Department Stores Are Paying the Price for Underestimating Amazon."
  CNBC.  5 January 2017. Malcolm, Hadley.  "Target Brand Perception Falls, But It's Not 'Catastrophic.'"
  USA Today.  29 April 2016. Well-rounded vegan diets may be less hazardous and better for the health of dogs compared to conventional meat or raw meat diets, according to research published in April 2022.  Pets are multibillion-dollar industries. According to estimates published in 2018, there are 471 million pet dogs and 373 million pet cats worldwide, which sets the international worth of pet food sales at nearly 132 billion euros. Such high demand has a large impact on the environment, particularly in the sourcing of the animal and agricultural products that make up pet food. Feeding pets is also a lucrative market. In 2020, the vegan pet food market alone was worth $8.7 billion in the U.S., and was expected to grow to over $15 billion in the next six years expected Because pets and their nutrition represent large shares of both the economy and its production line, researchers at the University of Winchester in the U.K. set out to determine what diets are best for the health of pets. To determine the links between diet and health, the team advertised an online survey through social media between May and December 2020 to determine the links between diet and health, and analyzed the data of more than 2,500 dogs that were included in survey responses from the pets' guardians.  Each dog had been living with its guardian for at least one year. About half were fed conventional meat-based diets, around one-third raw meat, and 13% were fed a vegan diet. The survey included questions about the dogs health, such as veterinary visits, medications, and overall health disorders, and consulted both the guardian and a veterinarian on its health status.  We believe our study of 2,536 dogs is by far the largest study published to date, exploring health outcomes of dogs fed vegan and meat-based diets, wrote the researchers in a news release.  news release It analyzed a range of objective data, as well as owner opinions and reported veterinary assessments of health. It revealed that the healthiest and least hazardous dietary choices for dogs, are nutritionally sound vegan diets.   Figures show the three main diets fed to the 2,536 dogs included in the survey. PLOS One  PLOS One Publishing their work in the peer-reviewed journal PLOS One, the team found that overall, dogs on conventional meat diets were less healthy than those on raw meat or vegan diets. Previously it was thought that raw meat diets were linked to an increased risk of pathogen exposure, while vegan diets may result in nutritional deficiencies. But when necessary hygienic and nutritional supplements were taken into consideration, both diets were, by and large, shown to be healthier and less hazardous to the canine consumer.  peer-reviewed PLOS One In summary, when jointly considering health outcomes and dietary hazards, our results and those of other studies indicate that the healthiest and least hazardous dietary choices for dogs, are nutritionally sound vegan diets, concluded the researchers. However, there are several limitations to the study that should be taken into consideration. For one, it could be the case that dogs given a raw meat diet were not necessarily healthier than those given a conventional diet, but rather that their guardians might have been less likely to take their pets to a veterinarian. Because the frequency of veterinarian visits was considered a health indication, this internal bias may have skewed the results. Furthermore, dogs given a raw meat diet tended to be younger in age than those eating other diets, which could further explain why they were deemed healthier.  The study authors also didnt factor in the sex or breed of each dog, a limitation that may have influence the results given that certain breeds are more prone to illness than others.  Lets also look at the structure of the study itself. Participating guardians were asked to consider the main ingredients within your pets normal diet, which means that a pet may not have been fed the identified diet exclusively, nor were treats or other dietary supplements excluded. It was also an opinion-based study in which respondents gave their thoughts on a dogs health in a non-standardized way. Additionally, because the survey was conducted online, this required that respondents have internet access and the time necessary to complete the survey, which may have excluded pet guardians of lower income statuses.  Lastly, there is an inherent unconscious bias within the study structure, which means that a given guardian might have been expecting a better health outcome based on the preferred diet, and this expectation could have influenced how they responded to the survey question.  While there is now scientific evidence to suggest that both raw meat and vegan diets are better than conventional diets alone, the study authors said more research is needed to determine which of the two is associated with better dog health outcomes. Dog guardians should ensure that all aspects of their dogs nutrition are being met, regardless of primary diet preference. Check pet food labels and check with manufacturers to make sure that healthy practices are in place to provide nutritional soundness.  https://www.theinsightpartners.com, The Insight Partners. Vegan Pet Food Market to Grow at a CAGR of 7.7% to Reach US$ 15,651.22 Million from 2020 to 2028. The Insight Partners, https://www.theinsightpartners.com/reports/vegan-pet-food-market. Accessed 13 Apr. 2022. Vegan Pet Food Market to Grow at a CAGR of 7.7% to Reach US$ 15,651.22 Million from 2020 to 2028. The Insight Partners, https://www.theinsightpartners.com/reports/vegan-pet-food-market. Accessed 13 Apr. 2022. Knight, Andrew, et al. Vegan versus Meat-Based Dog Food: Guardian-Reported Indicators of Health. PLOS ONE, vol. 17, no. 4, Apr. 2022, p. e0265662. PLoS Journals, https://doi.org/10.1371/journal.pone.0265662. Vegan Diets for Dogs May Be Linked with Better Health, and Could Be Less Hazardous, than Meat-Based Diets. EurekAlert!, https://www.eurekalert.org/news-releases/948887. Accessed 13 Apr. 2022. Phishing bait:  Notice from the IRS indicating the recipient's electronic tax return or payment has been rejected or that the recipient has a refund coming. Examples:   [Collected via e-mail, October 2010] Subject: Your Federal Tax Payment ID 010357109 is rejected.  Urgent Report. Your Federal Tax Payment ID: 01037524 has been rejected. Return Reason Code R21 - The identification number used in the Company Identification Field is not valid. Please, check the information and refer to Code R21 to get details about your company payment in transaction contacts section: EFTPS: The Electronic Federal Tax Payment System PLEASE NOTE: Your tax payment is due regardless of EFTPS online availability. In case of an emergency, you can always make your tax payment by calling the EFTPS.  [Collected via e-mail, January 2008] After the last annual calculations of your fiscal activity we have determined that you are eligible to receive a Stimulus Payment. Please submit the Stimulus Payment Online Form in order to process it. A Stimulus Payment can be delayed for a variety of reasons.For example submitting invalid records or applying after the deadline. To submit your Stimulus Payment form, please download the document attached to your email. Note: If filing or preparation fees were deducted from your 2007 Refund or you received a refund anticipation loan, you will be receiving a check instead of a direct deposit. Regards,Internal Revenue Servicestimulus.payment@irs.gov  [Collected via e-mail, August 2007] From: "Internal Revenue Service" Subject: IRS Notification - Fiscal ActivityDate: Sun, 26 Aug 2007 23:57:35 +0300 After the last annual calculations of your fiscal activity we have determined that you are eligible to receive a tax refund of $268.32. Please submit the tax refund request and allow us 6-9 days in order to process it. A refund can be delayed for a variety of reasons. For example submitting invalid records or applying after the deadline. To access the form for your tax refund, please click here Regards,Internal Revenue Service Copyright 2007, Internal Revenue Service U.S.A. All rights reserved.  [Collected via e-mail, February 2009] Re: US Stimulus Check Information--------------------------------------------------------------------If you're one of the millions of Americans struggling in today's economy, help is available. You've been chosen for the chance to get a US Stimulus Check based on your annual income level. (Participation required. See below for details.) Refer to the chart below to determine the amount of money you can receive: --------------------------------------------------------------------$0 - $35,000........................$709 US Stimulus Check--------------------------------------------------------------------$35,000 - $70,000.................$615 US Stimulus Check--------------------------------------------------------------------$70,000+.............................$504 US Stimulus Check--------------------------------------------------------------------  Make your selection here, then follow the instructions on our website before this offer expires.  [Collected via e-mail, July 2009] Tax Refund Notification After the last annual calculations of your fiscal activity, we have determined that you are eligible to receive tax refund of 488.50 GBP. You are require to submit the tax refund request using the tax refund reference below and allow up 6-9 working days in order to process it [link elided] Note : A refund can be delayed for different reasons, for example submitting invalid records or applying after deadline. we apologise for any inconveniences and thank you for your co-operation. Yours Sincerely HM Revenue & Customs  [Collected via e-mail, June 2011] Department of Treasury Internal Revenue Source Important information about your tax return We are unable to process your tax return We recived your tax return. However, we are unable to process the return as field. Our records indicate that the person identified as the primary taxpayer or spouse on the tax return did not provided all the required documents shown on the tax form. Our records are based on information received from the Social Security Administration. Based on this information, the tax account for the individual has been locked  What you need to do Print out the attached notification and list of missing documents, fill it in, add the documents and send the following information to the adress shown in the attached notification. List of required documents: 1. A copy of this letter 2. Notification letter 3. A photocopy of valid U.S. Federal or State Government issued identification. Keep this notice for your records. If you need assistance, please don'thesitate to contact us  [Collected via e-mail, January 2012] IRS notice, The analysis of the last annual calculations of your fiscal activity has indicated that you are entitled to receive a tax refund of $115.25 Please submit a request of the tax refund and a processing of the request will take 7-14 days. A tax refund can be delayed by different reasons. For instance submission of invalid records or sending after the deadline. Please find the form of your tax refund attached and fill out it and send a report. Regards,Internal Revenue Service. Origins:  Notices purporting to come from the Internal Revenue Service (IRS) make good  phishing bait for a number of reasons: phishing  Notices from institutions of the federal government (especially an agency with the ominous reputation of the IRS) grab people's attention.  Unlike other phishing schemes that emulate mailings from various private financial institutions (e.g., Bank of America) and are therefore easily recognized as phony by many recipients (because they do no business with those companies), a forged IRS notice has the potential to take in a much larger pool of victims, as most adult U.S. residents have dealings with that agency.  Many people find the federal income tax filing process complicated and confusing, so the idea that they might have unclaimed refunds or payments waiting for them to claim seems plausible. An August 2007 mass phish e-mailing (reprised in January 2012) took advantage of those points, spamming millions of Internet users with phony notices that advised recipients they were eligible to receive tax refunds (of amounts such as $109.30 or $268.32) and invited them to click on a link that took them to a form  through which they could claim those refunds.  Of course, the link included in the messages didn't actually send users to the genuine IRS web site; it redirected claimants to an imposter site that instructed them to enter sensitive personal information (e.g., Social Security number and debit card number) in order to "deposit" their refunds.   Similarly, January 2009 versions redirected claimants to an imposter site with a form for them to fill out in order to claim stimulus payments, and an October 2010 version used the lure of claiming that the recipients' Electronic Federal Tax Payments (EFTPS) had been rejected due to invalid information and sent them to a phony imitation of the real EFTPS site to enter new information. The IRS never offers refunds through e-mail or sends out unsolicited e-mails to taxpayers.   When the IRS needs to contact a taxpayer, it sends notice via U.S. Mail, and every such notice includes a telephone number that the recipient can call for confirmation.  Should you need to visit the IRS web site for any reason, go there directly (by entering the www.irs.gov URL into your web browser) rather than following links in e-mail messages. The IRS says about such e-mails that: IRS The IRS does not initiate taxpayer communications through e-mail. In addition, the IRS does not request detailed personal information through e-mail or ask taxpayers for the PIN numbers, passwords or similar secret access information for their credit card, bank or other financial accounts.  Do not open any attachments to questionable e-mails, which may contain malicious code that will infect your computer. Please be advised that the IRS does not initiate contact with taxpayers via e-mails. The EFTPS web site also states that: EFTPS EFTPS values your privacy and security and will never attempt to contact you via e-mail. If you ever receive an e-mail that claims to be from EFTPS or from a sender you do not recognize that mentions a payment made through EFTPS, forward the e-mail to phishing@irs.gov or call the Treasury Inspector General for Tax Administration at 1.800.366.4484. Last updated:  9 January 2012