The (Russian) ruble is already going down.
American and European leaders find themselves scrambling to respond to Russias deployment of troops in the Crimean Peninsula of Ukraine. With military action on no ones wish-list, diplomacy and economic sanctions are the only moves effectively in play. Secretary of State John Kerry said on CBSFace the Nationthat he had been on the phone with his counterparts among the G-8 nations. Every single one of them are prepared to go to the hilt in order to isolate Russia with respect to this invasion, Kerry said. Theyre prepared to put sanctions in place, theyre prepared to isolate Russia economically, the ruble is already going down. Russia has major economic challenges. This fact-check zeros in on the value of the Russian ruble. It has declined but partly because thats what the Russians wanted. A big drop In the early part of 2013, the ruble was worth 3.3 U.S. cents. Today, its value has tumbled by 15 percent, to 2.8 cents. A little less than half of that fall came in January as the situation in Ukraine deteriorated. Heres the picture over the past year, taken from the currency exchange serviceXE.com:   There is no question that the violence and political turmoil in Ukraine took a toll on the ruble. Russian banks have about $28 billion in loans in the country. Before the Russian troops moved in, investors were already worried. Last week,two of the largest banks in Russiasaid they would suspend any new lending in Ukraine. But the rubles decline has deeper roots. In 2010, the Russian Central Bank announced it wanted to get out of the business of setting the rubles value on the international market. It had in mind a gradual glide path for the currencys fall, andin October, it gave the ruble even more leewayto drop further. The countrys economy grew less than 2 percent last year, and it has struggled to keep inflation in check. The ruble got pretty over-valued in the big energy boom from 2001-08, said Mark Adomanis, a management consultant and contributor to Forbes. That hurt Russian manufacturing and letting the ruble fall potentially could help. With a weaker ruble Russian goods become more competitive on international markets, Adomanis said. That said, a free fall is not what the Russian Central Bank has in mind. In January,the bank signaled that it would stepin to prop up the ruble. But the overall policy remains the same. Our ruling Kerry said the ruble is going down, and it is. The Russian currency has lost about 15 percent of its value against the dollar since early 2013. It is not all because of the situation in Ukraine, however, a fact that viewers may not have picked up on by hearing Kerry's statement. The currencys decline is also part of Russian policy to reduce inflation and make domestic manufacturers more competitive. Theres a little more going on here than Kerrys statement would suggest. We rate his claim Mostly True.
In mid-January 2024, a viral video purportedly showed a participant at the 2024 World Economic Forum (WEF) in Davos, Switzerland, saying [expletive] you onstage to WEF Chairman Klaus Schwab. video The participant appears to stare down Schwab while standing on stage and adds, [expletive] your new world order. We the people were born free, we will stay free, and you and all of your globalist friends including everyone in this room can go [expletive] yourselves. The video was also uploaded to YouTube:  It appeared to originate from Damon Imani, a content creator, on Jan. 16, 2024, as it had his name as a watermark on the top left.  (@damonimani/X) Many online users reposted the video, including this post in French with the caption: A guest like no other, Damon Imani on stage at #WEF in Davos. reposted this post Some people appeared to think the video was authentic. It is a work of satire, however, as pointed out by Imani, the original creator and the man in the video. In a post below the original video, he wrote, Satire but true. This video is also available on Rumble here and Klaus Schwab can go f himself. Based on that statement, and the lack of any evidence at all confirming the incident happened, we rate this claim as Labeled Satire. creator According to his website (emphasis, ours): Damon Imani is an Iranian producer and artist based in Denmark, who creates video content related to various topics, including societal issues, news, and current events. Known for his satirical approach, Imani draws attention to societal and political issues through his work. With the tense political climate of the world in the 2016-20 era, Imani's content gained traction from social media users from both sides, as well as public figures such as Donald Trump, Joe Rogan, Alex Jones, Elon Musk, and many other influential figures. His work has also been featured in major media outlets such as USA Today, InfoWars, The Associated Press, BPR Politics And Business, and many more. It is also obvious from the contrast in lighting on Imani's face compared with the lighting on Schwab that Imani edited himself onto the WEF stage. Posting on X after his video gained more attention, Imani complained about the language of the community note being placed under his original video, writing, I've requested additional review. Even the language of this CN is laughable; 1. It links to my own notice. Duh! 2. Makes opinion based argument that I can't use "breaking" for something that's not breaking. This is a straightforward hijack of Community Notes to demonetize a very smart immigrant. writing  This is not the first time we have fact checked false claims involving Schwab. The WEF, as we have reported in the past, is an influential, international, non-governmental organization known for fostering private-public partnerships around economy, international development, and more. The organization, which Schwab founded in 1971, is the target of many conspiracy theories surrounding its real-life ties to elite networks that online rumor-mongers believe are nefariously planning to create totalitarian regimes. first time reported influential founded conspiracy For background, here is why we sometimes write about satire/humor. why Ibrahim, Nur. Did WEF Say Humans Will All Wear a Uniform By 2030? Snopes, 7 July 2023, https://www.snopes.com/fact-check/wef-fashion-humans-uniforms/.Accessed 17 Jan. 2024. Imani, Damon. New? Start Here! Damon Imani, 15 Oct. 2018, https://damonimani.com/about.Accessed 17 Jan. 2024. Kasprak, Alex. Was World Economic Forum Vice Chairman Aboard the Collapsed Titan Submersible? Snopes, 23 June 2023, https://www.snopes.com/fact-check/wef-titan-submersible/.Accessed 17 Jan. 2024. LaMagdeleine, Izz Scott. No, the World Economic Forum Hasnt Ordered Governments to Legalize Marriage With Animals. Snopes, 7 Mar. 2023, https://www.snopes.com/fact-check/wef-legalize-marriage-animals/.Accessed 17 Jan. 2024. "World Economic Forum Archives." Snopes. https://www.snopes.com/tag/world-economic-forum/. Accessed 17 Jan. 2024. In early July 2020, social media users shared a meme that continued to fuel long-standing culture war animosity directed at former NFL player and civil rights activist Colin Kaepernick, this time by noting that he had been "hired" by Disney to "teach your kids about American history." culture war   The meme both sensationalizes and exaggerates Kaepernick's role with Disney. While it's true that Kaepernick has made an agreement with Disney and ESPN Films to create a documentary series focusing on race, that doesn't mean he has been "hired" by Disney to "teach children" about American history.  On July 6, the former San Francisco 49ers quarterback and Disney announced a first-look deal for a documentary series  to be produced by ESPN Films  about Kaepernick's experience, according to a press release from ESPN. press release "Colins experience gives him a unique perspective on the intersection of sports, culture and race, which will undoubtedly create compelling stories that will educate, enlighten and entertain, and we look forward to working with him on this important collaboration," Disney executive chairman Bob Iger said in the statement. Per the press release, the "first project in development as part of this deal is an exclusive docuseries chronicling Kaepernicks journey. Using extensive new interviews and a vast never-before-seen archive that documents his last five years, Kaepernick will tell his story from his perspective." Overall, the partnership "will focus on telling scripted and unscripted stories that explore race, social injustice and the quest for equity, and will provide a new platform to showcase the work of Black and Brown directors and producers." Kaepernick has been a lightning rod in popular culture since 2016, when he began protesting systematic racism and police violence against Black Americans by kneeling during the national anthem before NFL games. His protest was mimicked by other players, but it also became a recurring talking point among media pundits, some of whom accused him of disrespecting national symbols. This narrative has been echoed by the White House. accused echoed The issue Kaepernick raised with his protest has hardly gone away. In the spring of 2020, racial justice protests swept the country after a video went viral of former Minneapolis police officer Derek Chauvin kneeling on the neck of George Floyd, a Black man, for almost nine minutes. Floyd died in police custody. The public outcry coupled with massive protests prompted a national conversation about racism and compelled many businesses  including entertainment companies  to reckon with their own failures when it comes to racial equality. Lopez, Isabelle."The Walt Disney Company Announces Overall First-Look Del with Colin Kaepernick."
ESPN Press Room.6 July 2020. Steinberg, Brian."Colin Kaepernick Signs First-Look Deal With Walt Disney."
Variety.6 July 2020. Adler, Dan."Our Never-Ending Culture Wars: Colin Kaepernick and Nikes Betsy Ross Air Maxes Edition."
Vanity Fair.2 July 2019. BBC."Trump: NFL Kneelers 'Maybe Shouldn't Be in Country.'"
24 May 2018. Johnson, Martenzie."Colin Kaepernick Tried to Tell White America."
The Undefeated.30 May 2020. One of the most iconic masks to feature prominently in movie history is that worn by the crazed killer character of Michael Myers in the Halloween franchise of slasher films, the first installment of which was released in 1978. But according to rumor, this frightful face originated with a character from a very different series and medium: Captain Kirk and television's Star Trek.   The 1978 horror film Halloween was produced on a very limited budget, and director John Carpenter didn't have funds for creating a custom mask. Carpenter told the Hollywood Reporter in a 2015 interview that the movie's art director instead picked up a mask of Captain Kirk at a magic shop and applied a few alterations to it to create the iconic look of Michael Myers: interview There was a choice we had to make, because we didnt have any money to make a mask. So the art director went up to Bert Wheeler's magic shop on Hollywood Boulevard, which was right up the street from our offices, and he got two masks. One was a clown mask, and one was a Captain Kirk mask. It was supposed to be Captain Kirk. It looked nothing like William Shatner, nothing like anybody, really. It was just a strange mask, which was perfect for us. So we spray-painted it, altered the eye holes and just did a couple things with the hair  and there you had it. I like to think it's Shatner, but it's not really. Similar versions of the story have been told by other members of the crew, including Rick Sternbach, who worked as illustrator/designer on Halloween 2, and William Shatner (who portrayed Captain Kirk) himself: Sternbach's story is of particular interest because he was one of the first to transition this movie legend into a movie fact: fact I was hired as an illustrator on Halloween 2 in 1981, working for production designer J. Michael Riva. In a supply cabinet at Pumpkin Pie Productions, we had one mask left from the original Halloween and no idea where to get any others for the sequel. It appeared that we'd need to go check out some of the toy stores and such, but I noticed that there was some wording molded into the neck area. There was a model number and [the words] "Don Post Studios." I made a call, read off the model number, and the word came back "it's our Captain Kirk mask." I asked if we could buy a number of them, and was told "We'll give you a box, just give us credit." With that, I turned the official dealings over to the higher-ups. Brush with greatness. In late January 2022, Google users looked to Reddit and elsewhere to find out if an email for the status of the Equifax data breach settlement was a "scam or legit," as readers often do after receiving such notices. The email had the subject line, "Equifax Data Breach Settlement (Credit Monitoring Instructions and Activation Code)," and linked to the website, experianidworks.com/equifaxsettlement. It promised a free four-year membership for the credit monitoring service Experian IdentityWorks. Google Reddit experianidworks.com/equifaxsettlement This was a legitimate notice for a data breach settlement for Equifax. Readers might remember making a claim in the settlement back in July 2019. Users who opted to receive credit monitoring instead of a check were sent activation codes in the new email for Experian IdentityWorks. The official website for the settlement was equifaxbreachsettlement.com. back in July 2019 equifaxbreachsettlement.com The official settlement website documented the fact that in September 2017, Equifax was "the victim of a criminal cyberattack," giving the attackers "unauthorized access to the personal information of approximately 147 million U.S. consumers." This included "peoples names, Social Security numbers, birth dates, addresses, and in some instances drivers license numbers, credit card numbers, or other personal information." documented Equifax Numerous lawsuits were brought on behalf of consumers whose personal information was impacted as a result of the Data Breach. Chief Judge Thomas W. Thrash Jr. of the U.S. District Court for the Northern District of Georgia is overseeing these lawsuits. These lawsuits are known as In re: Equifax Inc. Customer Data Security Breach Litigation, Case No. 1:17-md-2800-TWT. The consumers who sued are called the Plaintiffs. Equifax, Inc., and two of its subsidiaries are the Defendants. Plaintiffs claimed that Equifax did not adequately protect consumers personal information and that Equifax delayed in providing notice of the data breach. The most recent version of the lawsuit, which describes the specific legal claims alleged by the Plaintiffs, is available here. Equifax denies any wrongdoing, and no court or other judicial entity has made any judgment or other determination of any wrongdoing. here In the end, both sides of the legal battle "agreed to a settlement after a lengthy mediation process overseen by a retired federal judge." That settlement allowed claimants to choose to receive a check or credit monitoring. Anyone who chose to receive a check might eventually receive an amount much smaller than expected, as the "alternative compensation of up to $125" would "likely will be substantially lowered" to a "small percentage" of what was expected.  In 2017, the Equifax website provided steps for consumers to take following a security breach at the company. (Photo by Smith Collection/Gado/Getty Images)  The email that began to be sent in late January 2022 provided a status update on the Equifax data breach settlement. According to a copy of the email that we reviewed, it read as follows: Equifax Data Breach Settlement (Credit Monitoring Instructions and Activation Code) Issue Date: January 31, 2022 Claim No. (removed)Dear (removed): You filed a claim in the Equifax Data Breach Settlement and chose to receive free, three-bureau (Equifax, Experian, and TransUnion) credit monitoring from Experian for four years. Implementation of the Settlement was delayed by appeals; however, the Settlement is now effective because appellate courts have affirmed it. This email provides additional information about the services provided by Experian as part of the Settlement and how you can enroll. You are receiving free membership in Experian IdentityWorks for four years. You must enroll by June 27, 2022. This service is free for you and provided as a Settlement benefit. You do not need to provide any payment information to enroll and you do not need to cancel the service when it ends. We encourage you to enroll today. HOW TO ENROLL:  Visit the Experian IdentityWorks Website: www.experianidworks.com/equifaxsettlement Enter Your Activation Code: (removed) www.experianidworks.com/equifaxsettlement You must use the above code to enroll by June 27, 2022 (your activation code will not work after this date). If you have questions, need help with Identity Restoration (either because you were a victim of fraud or identity theft) because of the Equifax data breach, or would like another way to sign up for Experian IdentityWorks, please call Experians customer care team toll-free at 1-877-251-5822. So that the team may better serve you, please be prepared to provide them with engagement number (removed) so that you may access the Settlements Identity Restoration services for assistance with fraud or identity theft. For more information on Identity Restoration services, visit www.experianidworks.com/equifaxsettlement. www.experianidworks.com/equifaxsettlement The email also broke down exactly what is included in the four-year membership to the credit monitoring service known as Experian IdentityWorks: Experian IdentityWorks - Daily Credit Monitoring* from each of the three nationwide Consumer Reporting Agencies showing key changes to your Consumer Reports;- Automated alerts when new accounts are opened; inquiries or requests for credit reports are made for the purpose of determining credit; changes to address; and negative information (including delinquencies or bankruptcies);- On-demand online access to a copy of your Experian Consumer Report, updated monthly;- Automated non-credit alerts, using public or proprietary data sources, for example: when certain information is found on a suspicious website or the dark web; when names, aliases, and addresses have been associated with your Social Security Number; when a payday loan or unsecured credit has been taken or opened using your Social Security Number; when your information matches information in arrest or criminal court records; when your information is used for identity authentication; when your mail has been redirected through the U.S. Postal Service; when banking activity is detected related to new deposit account applications, changes to personal information, and new signers are added to accounts; and when a balance is reported on your credit line that has been inactive for at least six months;- Up to One Million in Identity Theft Insurance** which provides coverage for certain costs and unauthorized electronic fund transfers;- A customer service center to assist with enrollment, monitoring alerts, disputes, fraud, and other Credit Monitoring Service questions;- Full Identity Restoration Service if you are the victim of fraud or identity theft (which includes a dedicated identity theft restoration specialist who will provide you with step-by-step assistance, and form letters to contact companies, government agencies, and Consumer Reporting Agencies), and- Child Monitoring Services (for Class Members under the age of eighteen). * Daily credit reports are only available online. If you do not register online, you can call for additional reports each quarter after you sign-up.** The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.  Close-up of code on a computer screen for the Apache Struts framework, which was exploited by computer hackers using a Remote Code Execution exploit in order to allegedly steal the personal information of millions of people from credit bureau Equifax, Oct. 2, 2017. (Photo by Smith Collection/Gado/Getty Images)  To reach the administrator of the Equifax data breach settlement or to inquire about its status, the email said to call 1-833-759-2982. Meanwhile, any questions about Experian IdentityWorks can be directed to the phone number 1-877-251-5822. Equifax We previously reported on other legal matters involving settlements for National Grid and a Plaid Inc. National Grid Plaid Inc Claim:  Mattel's new Hello Barbie toy will record and transmit children's conversations.  Example:  [Collected via e-mail, March 2015] I just read an article (sent by Campaign for a Commercial-FreeChildhood) about a new Barbie Doll made by Mattel that is sent to hitmarkets this fall.  This doll records the child's conversations, transmitsthem to Mattel's technology partner "Toy Talk" and they can then use thatinfo..........this all sounds so far out!  ?   Origins:  On 14 February 2015, Mattel introduced a new Barbie model at the New York Toy Fair. In initial media reports, Hello Barbie was simply described as an innovation based upon feedback from young customers who wished to interact with their beloved Barbie dolls, and one of a number of planned interactive toys from Mattel: "The number one request we hear from girls around the world is that they want to have a conversation with Barbie. Now, for the first time ever, Barbie can have a two-way conversation," said a spokeswoman for Mattel. The Hello Barbie will be able to play interactive games and tell stories and jokes. A dinosaur, connected to one of the world's cleverest machines, is also being developedIt will also listen to the child's conversation and adapt to it over time  so, for instance, if a child mentions that they like to dance, the doll may refer to this in a future chat. The doll requires a wi-fi connection and can provide an hour's worth of playtime when fully charged. On 15 February 2015, video footage from the New York Toy Fair that demonstrated how Hello Barbie worked was posted on YouTube:  Interest in Hello Barbie waned until 11 March 2015, when the group Campaign for a Commercial-Free Childhood (CCFC) published a petition that called upon Mattel to cancel the doll's production based upon the notion that the toy would be recording children's conversations and transmitting them to Mattel: petition Imagine your children playing with a doll that records everything they say (and other nearby conversations) and transmits it all to a corporation which analyzes every word to learn "all of [your child's] likes and dislikes." That's exactly what Mattel's eavesdropping "Hello Barbie" does. Unless we take action, it will be in toy stores this autumn. Kids using "Hello Barbie"' won't only be talking to a doll, they'll be talking directly to a toy conglomerate whose only interest in them is financial. It's creepy- and creates a host of dangers for children and families. Please join CCFC in demanding that Mattel halt marketing and production of "Hello Barbie." By Mattel's own description, Hello Barbie will record and process portions of ambient conversation. However, the petition ascribed a number of additional functions to Hello Barbie which have not been confirmed, such as analysis of captured audio for marketing purposes. While the technology involved alarmed many consumers once the petition began to circulate, it didn't differ meaningfully from the functionality of smart TVs or other popular interactive gadgetry such as Apple's Siri virtual assistant. (iPads and iPhones are not infrequently used by small children despite their similar ability to record and transmit ambient conversation to a third party.) smart TVs ToyTalk, the company that partnered with Mattel to produce Hello Barbie, attempted to assuage parental fears about the new product: In an interview, ToyTalk chief executive Oren Jacob stressed that the audio files the doll collects will be used only to improve the product, including helping it build better speech recognition models for children. "The data is never used for anything to do with marketing or publicity or any of that stuff. Not at all," Jacob said. While it's true that Hello Barbie can record and transmit household conversations, the same could be said for nearly every smartphone, almost all newer televisions, and a number of other personal gadgets. Hello Barbie's interactivity may have alarmed some parents, but it is similar to voice recognition features included on many popular technological devices and by itself presents no more risk or exposure than an iPad or a smart TV.   Last updated:  12 March 2015    "Barbie Doll Will Be Internet Connected to Chat to Kids"   BBC News.  17 February 2015. Claim: The Texas Department of Corrections granted a cannibal inmate's request of a child for his last meal.   Example:  [Collected via email, October 2014] I just saw on face book about A Death Row Inmate Asks For A Child As His Last Meal, Texas DOC Plan To (Grant Request) The article I am hoping is false. Here is the beginning of the article on FACEBOOK.   Origins:  On or around 16 October 2014, the website Hip-Hop Hangover published an article claiming Texas death row inmate Steven K. Walker was granted an unusual last meal request: a little boy. article According to the article, Texas DOC officials decided to grant Walker's macabre wish after learning a small child could be purchased for a sum within the department's budget for final meal requests. Additionally, the site claims, Walker was originally tried, convicted, and sentenced to death for an act of cannibalism: Stephen K. Walker, French M. Robertson Unit inmate in Abilene, Texas, is on death row for murder and cannibalism of the 2006 case that sentenced him to death. When asked what he would want his final meal to be, he said with no hesitation, "A little boy." The Department of Corrections are supposed to accept all the demands of any kind. So it was initially thought that they were buying a corpse in a morgue to satisfy the desires of Stephen Walker. But tables turned when it was said that they were trying to find a toddler from a third world country and buy him/her alive within a budget of $25,000. The site quotes a purported Texas DOC official on how a child might be deemed fit for Walker's final meal: "We live in a country where we have laws in place and morals, and we will look to grant Mr. Walker his request under certain circumstances that we have yet to agree to." He stated. As far as the 'circumstances,' it is rumored that the child would have to suffer from some type of degenerative disease, with a few years to live. And by honoring Walkers request it saves the child from years of suffering. The article relies on a common misconception: that last meal requests, no matter how difficult or implausible they may be, must be honored. As we note in a similar article, this is simply not the case. Not only is there no law mandating last meal requests be honored by prison officials, the practice is a rapidly-dying courtesy that is not always extended to condemned prisoners (and has already been eliminated in the state of Texas). last meal It's also worth noting the mugshot circulating with later iterations of the rumor is neither of a man named Steven K. Walker, nor of a prisoner on Texas' death row. The man pictured is Kyle Walker of Florida, who was arrested on a moving violation charge in the Sunshine State in July 2014. Walker was accused not of cannibalism, but of "tailgating, flashing his lights, and honking his horn excessively." arrested Plausibility aside, Hip-Hop Hangover is one of a growing number of satire or "fake news" sites. Among the page's other stories are "Chicago Ebola Outbreak Kills Three," "Cellphone Meme Guy, Martin Baker, Killed in Car Accident Talking on His Phone?" and "Beyonce Announces She Never Carried Blue Ivy, Reveals Surrogate." Chicago Ebola Outbreak Kills Three   Last updated:  30 October 2014 In August 2021, an image supposedly showing a receipt from Walmart with an erroneous $30 charge for "GALE" was circulated online. Many of these posts included a "public service announcement" warning other customers about this "glitch," while some claimed that Walmart was purposefully adding this phantom charge to bilk customers out of $30.    PSAHolly and I grocery shop every Saturday. 1/2 at Walmart and 1/2 at Kroger. After all of these years I know we spend between $90-110 at Walmart. Today...$144.02. I told Holly this is to high, after review of the receipt I go to the Customer Service and say " what is Gale for $32.00"? I'm told there is a glitch in the Walmart system, and that "Gale" pops up randomly.After tax... $34.24 overcharged. Check your receipts! While this appears to be a genuine picture of a receipt with an erroneous charge on it, this is not a widespread issue. Furthermore, this receipt is from 2019, not 2021.  We found a couple of other reports from 2018 and 2019 of people seeing an erroneous charge for "GALE" on their receipts. These reports all included a $32 charge and the same 12-digit serial code (00000000003k). In all three examples we found, the posters included anecdotes about how they quickly received a refund after bringing this error to the cashier's attention: Facebook user Rhea Azure wrote in 2019: Rhea Azure wrote Always check your receipts!!! This was at the Walmart in Bottineau. I went to spend a certain amount of money and couldnt figure out why I didnt have enough money for all my items when I added everything up and included taxes. After paying, I looked through my receipt and found GALE for $32.00. I had no idea what that was and neither did the cashier/supervisor. She immediately reimbursed me for it. ALWAYS check your receipts!! A December 2018 Reddit post provided more information. That person said that the customer service representative said that the cashier likely entered a wrong number by mistake: December 2018 Reddit post After a 32 minute wait in the customer service line, the customer service representative said, "Nah. That's not something we sell." The immediate response was somewhat suspicious. They told me, "That's not a legitimate item code." I knew I was on to something. She called over a more senior representative of Customer Service, who told me, "Yeah, we see that sometimes. The cashier accidentally hits a number and then 'Enter', and a phantom item is rung up." Without complaint, they refunded my $32.34. (I even had to pay tax on my phantom item.) We reached out to Walmart for more information but have not yet heard back. The above-displayed explanation, however, mirrors what we heard from a Walmart spokesperson in 2019 when we examined a similar rumor.  Around the same time that these "GALE" receipts started circulating on social media, a similar claim was circulated about a $10 "phantom" charge for JAJKET. In this case, too, it seemed like social media users were exaggerating the impact of an individual's mistake into a nationwide issue.   $10 "phantom" charge for JAJKET A spokesperson for Walmart told us at the time: We immediately began looking into this issue when it was brought to our attention and want to assure customers at our Clinton store that they are only being charged for items they purchase. We isolated the problem our customer experienced to an incorrect product barcode that one of our cashiers entered as she was checking out. The issue was immediately resolved and as a precaution, were training the stores associates on what to look for should anything like that happen again and ensuring none of our other stores are affected. We reimbursed the customer for the incorrect charge, apologized to her and appreciate that she brought this to our attention. While the images of a Walmart receipt with a "GALE" charge are real, these were isolated incidents involving human error and not a widespread systematic glitch. Furthermore, these receipts all date back to 2019 or earlier. On May 18, 2023, a Twitter user shared a photograph of the late physicist Stephen Hawking sitting with a group of people in what appeared to be a tropical setting. The user claimed that Hawking was on the Caribbean island owned by convicted sex offender Jeffrey Epstein.  In a tweet, @dom_lucre asked, "Serious question, why the hell was Stephen Hawking on Jeffrey Epstein's Island?" asked  (@@dom_lucre/X)  This is a real photograph of Hawking that shows him either on one of Epstein's private islands or on nearby St. Thomas Island, at an Epstein-sponsored conference. It was taken in March 2006, a few months before Epstein was charged with multiple counts of unlawful sex with a minor.  March 2006 charged Epstein, a financier who was later charged with sex trafficking, died in his prison cell in 2021 while awaiting trial (he previously had been convicted of other sex offenses). But before his fall, he was known for his parties and his extensive connections with high-profile celebrities, politicians, and intellectuals. He owned two private islands, Great St. James and Little St. James, which were prominent features in the civil and criminal cases against him. Numerous young women said in court papers that they were taken via private jet to Little St. James, where they were ordered to perform sex acts with Epstein and other men.  died owned said Hawking was just one of many scientists and intellectuals invited to these islands for less-sinister reasons  a scientific conference Epstein paid for. So how was Hawking brought into Epstein's orbit? For years, Epstein financed the Edge Foundation, billed as a salon for elite thinkers, which hosted prominent gatherings of scientists and intellectuals, and gave Epstein access to such circles. According to a Buzzfeed News investigation, Epstein's donations helped Edge carry out most of its activities, including an annual "billionaires dinner" that ceased to take place after his last contribution in 2015.  financed billed investigation An archived page from Edge.org describing Epstein's involvement can be seen here, where he was described as "a financier and science philanthropist." The website stated, "He is one of the largest supporters of individual scientists, including theoretical physicist Stephen Hawking and Nobel Laureates Gerard 't Hooft, David Gross and Frank Wilczek."  Edge.org here In 2006, Epstein sponsored a conference at the neighboring St. Thomas Island. Per a March 2006 report in the St. Thomas Source, a local newspaper, prominent scientists gathered in a series of private meetings dubbed "Confronting Gravity: A workshop to explore fundamental questions in physics and cosmology." Among those scientists was Hawking.  March 2006 Epstein was also described by the local report as the "driving force behind the conference." He reportedly said to the paper that he brought the group to St. Thomas with hopes that the relaxed setting would free the physicists' minds to explore one of the 20th century's last unanswered physics questions: What is gravity? described "There is no agenda except fun and physics, and that's fun with a capital 'F,'" Epstein reportedly said. reportedly The New York Times also reported in 2019 on Hawking's trip to this island (emphasis, ours): reported It was a five-day gathering in the Caribbean of some of the world's top scientists, including Dr. Hawking, to share ideas about gravity and cosmology, with scuba and catamaran excursions on the side. One evening, the participants had dinner on the beach at Mr. Epstein's private island. Some of the scientists noticed that Mr. Epstein "was always followed by a group of something like three or four young women," as Alan Guth, a physicist at the Massachusetts Institute of Technology, put it in an email to The Times, but they did not probe further. In another 2019 report, The New York Times described how, "Once, the scientists  including Mr. Hawking  crowded on board a submarine that Mr. Epstein had chartered."  2019 report But where did the photograph come from? In 2006, The Edge Foundation also published a blog post on the conference and interviewed an attendee and organizer, theoretical physicist Lawrence Krauss. Per the post (emphasis, ours): The Edge Foundation post The topic of the meeting was "Confronting Gravity." Krauss intended to have "a meeting where people would look forward to the key issues facing fundamental physics and cosmology". They could meet, discuss, relax on the beach, and take a trip to the nearby private island retreat of the science philanthropist Jeffrey Epstein, who funded the event. We scrolled to the bottom of the page and found photographs of Hawking and more from the gathering. The photograph in question showed Hawking seated alongside Nobel Prize winner David Gross, and physicists Kip Thorne and Lisa Randall. Yet another shows Hawking on what appears to be the interior of a boat, captioned, "Lawrence Krauss and Stephen Hawking on the way to Atlantis Submarine."  page (Screenshot via Edge.org) The New York Times described Epstein's allure for these scientists: The New York Times The lure for some of the scientists was Mr. Epstein's money. He dangled financing for their pet projects. Some of the scientists said that the prospect of financing blinded them to the seriousness of his sexual transgressions, and even led them to give credence to some of Mr. Epstein's half-baked scientific musings. The photograph of Hawking has been disseminated in the media, and is also publicly available on the website of the foundation once financed by Epstein, along with a description of the conference he attended, with the dates and details of the gathering matching up with reliable media reports. We thus rate this claim    "A Timeline of the Jeffrey Epstein, Ghislaine Maxwell Scandal." AP NEWS, 28 June 2022, https://apnews.com/article/epstein-maxwell-timeline-b9f15710fabb72e8581c71e94acf513e. Accessed 19 May 2023. Aldhous, Peter. "How Jeffrey Epstein Bankrolled An Exclusive Intellectual Boys Club And Reaped The Benefits." BuzzFeed News, 26 Sept. 2019, https://www.buzzfeednews.com/article/peteraldhous/jeffrey-epstein-john-brockman-edge-foundation.Accessed 19 May 2023. Chappell, Bill. "Financier Buys Jeffrey Epstein's Private Islands, with Plans to Create a Resort." NPR, 4 May 2023. NPR, https://www.npr.org/2023/05/04/1173956903/jeffrey-epstein-island-sold-st-james.Accessed 19 May 2023. "Jeffrey Epstein." Edge.Org. 5 Apr. 2019, https://web.archive.org/web/20190405211237/https:/www.edge.org/memberbio/jeffrey_epstein.Accessed 19 May 2023. Kantor, Jodi, et al. "Jeffrey Epstein Was a Sex Offender. The Powerful Welcomed Him Anyway." The New York Times, 13 July 2019. NYTimes.com, https://www.nytimes.com/2019/07/13/nyregion/jeffrey-epstein-new-york-elite.html.Accessed 19 May 2023. "Physicists Debate Gravity at St. Thomas Symposium." St. Thomas Source, 17 Mar. 2006, https://stthomassource.com/content/2006/03/17/physicists-debate-gravity-st-thomas-symposium/.Accessed 19 May 2023. "Pictured: Stephen Hawking on Jeffrey Epsteins 'Sex-Slave Island.'" The Independent, 13 Jan. 2015, https://www.independent.co.uk/news/people/stephen-hawking-pictured-on-jeffrey-epstein-s-sex-slave-caribbean-island-9974955.html.Accessed 19 May 2023. "Stephen Hawking Pictured on Jeffrey Epstein's "Island of Sin."" Telegraph, 12 Jan. 2015. https://www.telegraph.co.uk/news/science/stephen-hawking/11340494/Stephen-Hawking-pictured-on-Jeffrey-Epsteins-Island-of-Sin.html. Accessed 19 May 2023. Stewart, James B., et al. "Jeffrey Epstein Hoped to Seed Human Race With His DNA." The New York Times, 31 July 2019. NYTimes.com, https://www.nytimes.com/2019/07/31/business/jeffrey-epstein-eugenics.html.Accessed 19 May 2023. "THE ENERGY OF EMPTY SPACE THAT ISN'T ZERO." Edge.Org. 6 Mar. 2023, https://web.archive.org/web/20230306164658/https://www.edge.org/conversation/lawrence_m_krauss-the-energy-of-empty-space-that-isnt-zero.Accessed 19 May 2023. "Who Was Jeffrey Epstein? The Financier Charged with Sex Trafficking." BBC News, 8 July 2019. www.bbc.com, https://www.bbc.com/news/world-us-canada-48913377.Accessed 19 May 2023. In March 2020, the prospect of the U.S. government's sending out $1,200 stimulus checks to individual taxpayers as part of a $2 trillion emergency economic package for dealing with the COVID-19 coronavirus disease pandemic created a prime opportunity for grifters who engage in scams that involve luring victims by mailing checks to them. In particular, one several-year-old, check-scam warning was widely recirculated via social media:  Such warnings served a useful purpose in alerting many viewers to be wary of receiving checks in the mail from unexpected sources. However, they also poorly served audiences in misstating how the underlying scams connected with those checks work. It is not the case, as claimed in the warning reproduced above and in the following news clip, that the scammers who mail out these checks "do this in hopes of getting your account information when you deposit the check," and then using that information to clean out your bank account:  A little common sense would be relevant here: If your simply depositing a check provided the sender of that check with the means to obtain your personal banking information and drain your bank account, it would be unsafe for any bank customer to ever deposit any check  and clearly that is not the case, as millions of people maintain checking accounts without regularly falling victim to scammers. All such check scams have two essential components: 1) Scammers mail out counterfeit checks (often made out in the names of real organizations) to lure their victims into believing they are receiving money. 2) Scammers instruct their victims to send back some of the funds they supposedly received from depositing the fake checks (usually via wire transfer, Western Union, PayPal, or gift cards). The scammers count on the fact that funds from deposited checks are often made available to bank customers before the banks can confirm that the checks are authentic and have cleared. The victims of these scams, mistakenly believing they have received "free money" once they have deposited their fake checks, are then usually receptive to sending some of that money back to the scammers for some legitimate-sounding purpose. But by the time the victims' banks discover the deposited checks were bad, the scammers already have the money their victims forwarded to them, and the victims are stuck paying all of those funds back to their banks: deposited checks The person running the scam convinces a victim to cash a check and then send, via wire transfer, a portion of the money to another location. The portion kept by the victim can be called payment for a job, part of a commission, or a prize. However, the check turns out to be a very convincing fake. Banks in the United States are required to make funds available within a few days, but it can take weeks for a fraudulent check to be discovered. This means the wire transfers will happen long before the bank, or the victim, discovers that the initial check was fake. This scheme is effective because many consumers aren't fully aware of how the check-clearance process works: check-clearance Unfortunately, the term clear sometimes gets used prematurely. An item has cleared only after your bank receives funds from the check writers bank. Bank employees might tell you that a check has cleared, and your banks computer systems might show that you have those funds available for withdrawal, but that doesn't necessarily mean you can spend the money risk-free. In many cases, when a bank employee tells you an item cleared, they are saying you can spend that money with your debit card, withdraw cash from an ATM, or set up a payment online. Most of the time, this informal terminology is fine because funds typically arrive as expected. Most of the confusion around checks comes from bank policies and federal laws that allow you to spend money before a check really clears. Banks are required to make a portion of your deposit available quickly -- usually the first $200 or, on certain official checks, $5,000 -- and they might need to release the remaining funds after several business days. But that policy might prematurely provide access to the money. It does not mean the funds successfully arrived from the check writers bank. If a check bounces, the bank reverses the deposit to your account -- even if you already spent some or all of the money from that deposit. If you don't have enough money in your account to cover the reversal, you end up with a negative account balance, and you could start bouncing other payments and racking up fees. Ultimately, you are responsible for deposits you make to your account, and youre the one at risk. The lures that scammers use to dupe their victims into sending them the illusory proceeds from the depositing of counterfeit checks are many and varied: o Mystery Shopping Scam: Scammers engage victims to act as "mystery shoppers" by making purchases from various vendors in order to rate their service. The scammers then send out counterfeit checks to their victims, instructing them to keep a portion of the funds to cover the costs of purchasing and returning the goods and to compensate them for their time, then wire back the rest of the money. o Reshipping Scam: Scammers engage job-seekers to act as work-at-home re-shippers, receiving (possibly stolen) goods and sending them on to other locations. Then the counterfeit checks those re-shippers are sent to compensate them for their efforts and to reimburse them the shipping charges they incurred bounce, and they're left holding the bag. o Payment-Processing Scam: Scammers hire job-seekers to work as payment processors. The victims are instructed to open business accounts in their own name, deposit (counterfeit) checks sent to them into those accounts, then disburse the deposited funds as directed by the scammers. When the business account overdraws because the deposited checks are fake and bounce, the victim is on the hook for making restitution to the bank. o Windfall Scam: Scammers send out counterfeit checks that they declare are the proceeds from an inheritance, lottery win, or some other type of prize giveaway. Recipients are instructed to deposit the checks and return a share of the money to cover processing fees, shipping and handling charges, legal fees, taxes, or other charges. o Online Sales Overpayment Scam: Scammers agree to purchase items that have been advertised for sale or auction online, then send out counterfeit checks for greater than the sale price and ask the victims to refund the overpayments. o Rental Scams: Scammers respond to ads seeking roommates or tenants, send a check to cover the rent plus a little extra, then ask that the overpayment be forwarded to another party to cover moving expenses. As the U.S. Federal Trade Commission succinctly describes such scams: describes Fake checks drive many types of scams  like those involving phony prize wins, fake jobs, mystery shoppers, online classified ad sales, and others. In a fake check scam, a person you dont know asks you to deposit a check  sometimes for several thousand dollars and usually for more than what you are owed  and wire some of the money back to that person. The scammers always have a good story to explain the overpayment  theyre stuck out of the country, they need you to cover taxes or fees, you need to buy supplies, or something else. But by the time your bank discovers youve deposited a bad check, the scammer already has the money you sent, and youre stuck paying the rest of the check back to the bank.  The best way to avoid falling victim to such scams is not to cash or deposit checks for people you do not know, not to wire money to people you do not know, and not to spend funds from large checks you have deposited until you have verified with your bank that those checks have fully cleared. Brunelli, Laureen Miles.  "How to Recognize a Fake Check Scam."
  The Balance.  11 November 2019. Pritchard, Justin.  "Did That Check Really Clear?"
  The Balance.  24 February 2019. Tressler, Colleen.  "Anatomy of a Fake Check Scam."
  Federal Trade Commission.  5 September 2018. Loftsgordon, Amy.  "Fake Check Scams Target Job Seekers."
  Lawyers.com.  Accessed 2 April 2020. As public outrage builds over bonuses issued by bailout recipient AIG, two senators are claiming they tried to outlaw such bonuses but were thwarted by the White House and fellow lawmakers. Sen. Ron Wyden, Democrat of Oregon, and Sen. Olympia Snowe, Republican of Maine, say they proposed an amendment to the stimulus bill in February that would have imposed heavy penalties on bailout recipients that refused to pay back bonuses over $100,000. Wyden made the claim during an appearance onThe Rachel Maddow Showon MSNBC, and in other interviews. Back in early February, you and Senator Snowe added an amendment to the stimulus bill that, I think, would have prevented AIG from giving out these millions of dollars worth of bonuses, Maddow said to Wyden. That amendment was taken out of the bill. Am I right that your amendment would have stopped what we are experiencing right now? You are right, Wyden said. And that's what's so sad about this situation. It simply didn't need to happen. Wyden went on to predict that a similar measure would pass now that the issue has gained so much public attention. I think finally, we'll get it done, he said. The tragedy is it should have been done a month ago when we had bipartisan legislation that got through the Senate and then somehow mysteriously disappeared. In a separate interview with the Huffington Post, Wyden blamed both the White House and fellow legislators, suggesting they caved to lobbyists for Wall Street who opposed the measure. Wyden and Snowe announced the amendment Feb. 4, proposing it be tacked onto another amendment to the American Recovery and Reinvestment Act of 2009, otherwise known as the stimulus bill. Last year's financial rescue package, commonly known as the bailout, had left open the escape hatch of golden parachutes for top executives on Wall Street, Snowe, a member of the Senate Finance Committee, said at the time. This amendment insists on strong taxpayer protections and guarantees that no tax dollars be used to prop up Wall Street executives. The amendment required companies that received government rescue funds in 2008 to repay within four months any bonuses above $100,000 or face an excise tax of 35 percent on the portion of the bonus over $100,000. It reportedlywould have raisedas much as $3.2 billion, a substantial chunk of the $18.4 billion in employee bonuses paid out in 2008 by companies that received more than $274 billion of bailout funds. Wyden pressed Treasury Secretary Timothy Geithner on the amendment at a Senate Budget Committee hearing on Feb. 11. Given the fact that the president, to his credit, called these bonuses shameful, and time is short, where do you stand on getting a solution to the problem of these just-paid excessive bonuses in the economic stimulus legislation? Wyden asked. We've talked about that privately, Geithner said, in part, in a lengthy response. Our staffs are working together. We'd like to work with you on how to achieve that objective. American Banker, a trade publication, reported on Feb. 12 that the banking industry strongly opposes the provision, which the banking industry hopes to scale back when the House and Senate hash out differences between the stimulus bills. They appear to have succeeded. On Feb. 12, the Associated Press reported: The provision was removed as House and Senate negotiators hammered out final details of the $789 billion economic stimulus legislation this week. There is no documentation in the public record of exactly who removed the provision. Wyden overstated the case a bit when he responded in the affirmative to Maddow's suggestion that the amendment would have stopped what we are experiencing right now. It would not have eliminated the bonuses entirely  only that portion over $100,000 per person. And the tax that would have been imposed on companies that did not comply would have recovered just 35 percent of the excessive amount. But Wyden can legitimately claim to have taken on the issue with gusto  well before the current outrage over AIG's bonuses. We find his claim to be Mostly True.