Did Dave Ramsey Warn About a 'Cashless Society'?
In July 2020, a message supposedly written by radio host and financial advisor Dave Ramsey about the dangers of a cashless society went viral on social media. This piece of text typically started with the title "Here's What No Cash Actually Means" and a line attributing the message to Ramsey:   A common tactic of purveyors of misinformation is to attach a well-known or well-liked person to an opinion piece in an attempt to give those opinions credence. In this case, Ramsey was attached to this warning about a cashless society in order to lend some authority to this diatribe. Ramsey, however, did not write the above-displayed text. On July 10, 2020, Ramsey took to Twitter to clarify that he had nothing to do with this message. Ramsey exclaimed "NOT me" before adding a common and obviously fictitious quote from late U.S. President Abraham Lincoln about believing everything you read on the internet: Twitter    It should also be noted that many of the activities mentioned in this post wouldn't actually be precluded in a cashless society. One could still, for instance, do odd jobs, send money for birthdays, or sell used items for extra money. The nature of these transactions might change (one would have to find a digital solution, such as a pre-paid debit cards or a mobile payment service), but it wouldn't cause these acts to disappear entirely.  Although Ramsey did not write this warning, the financial guru has opined on the idea of a cashless society. When asked about his thoughts on businesses doing away with cash transactions, Ramsey said that it wasn't a topic that caused him much worry: said I really dont spend a lot of time thinking or worrying about the situation. When it comes right down to it, most businesses are doing that for one or two reasons. Some of them just think cash is old school, and they want to give the impression theyre cutting edge and into technology. Others do it, depending upon the space theyre in, because their sales using plastic are higher than with cash. Honestly, I think the whole scenario is kind of silly. Businesses that are suddenly into the no cash thing lose out on a lot of transactions. There are still many people out there who only make purchases with cash. So, from a business owners perspective this philosophy can cut into your market share. Im a cash guy. There are some situations where I might walk away if someone wouldnt accept cash. But in most cases I dont think anything about it. Ill just use my debit card, and buy what I need. It's still unclear who authored this post about a cashless society, but it was not Ramsey.    Daveramsey.com.  "No Cash Businesses?"
  Retrieved 14 July 2020.
On Nov. 25, 2020, news broke that Argentinian soccer player Diego Maradona had died. As messages started to circulate mourning the loss of one of the sport's greatest players, some social media users mistakenly shared condolences for music icon Madonna. According to a viral image, U.S. President Donald Trump was one person who made this embarrassing mistake: Diego Maradona mistakenly shared condolences   The message reads: "Very sad to hear about the death of Maradona. A great person. Her music was wonderful. I remember listening to her albums in the early 1980's. Rest In Peace!" This is not a genuine message shared on Trump's Twitter account. For starters, this message does not appear on Trump's Twitter timeline. We also could not find this message in any of the databases that monitor Trump's deleted tweets. Lastly, Trump's Twitter account is monitored by journalists, politicians, and partisan pundits, yet we found no messages containing a link to Trump's alleged post.  Trump's Twitter timeline databases monitor Although a number of people truly did mourn the loss of singer Madonna in the wake of soccer player Maradona's death, Trump was not one of them. It should also be noted that this rumor was based on similar-sounding names and not on news reports about Madonna's health. In the days following this viral rumor, the singer posted several times to Instagram. posted Claim: Edible Arrangements funds the terrorist organization Hamas. UNDETERMINED Example:   [Collected via Facebook, July 2014] A friend posted an "article" about Edible Arrangements supporting Hamas: "After you see what Edible Arrangments did for Hamas, you'll never buy from them AGAIN."  Being suspicious, I did a search and found a number of articles, all from late 2012, and all from questionable "news" sources.   Origins:  Edible Arrangements International is a U.S.-based business that specializes in selling "fruit bouquets," fruit baskets designed like floral arrangements.  As of 2014, the company was a 1,200-store chain with outlets in 14 countries, including the United States, Canada, Puerto Rico, the United Arab Emirates, Saudi Arabia, Kuwait, Qatar, Bahrain, Italy, Turkey, Hong Kong, Oman, India and China. Since at least as far back as 2012, rumors have circulated claiming that brothers Tariq and Kamran Farid, who founded the company, are "devout Pakistani Muslims" who have, through their Tariq Farid Foundation, donated money to organizations linked with Hamas, a Palestinian Islamic fundamentalist movement engaged in armed resistance and terrorism against Israel: rumors Tariq Farid Foundation Hamas Tariq Farid is the CEO of Edible Arrangements, which he started with his brother, Kamran Farid. Not only are they devout Pakistani Muslims, but they are major donors and fundraisers for American mosques, Islamic schools, and similar enterprises in Pakistan. Recent tax returns of their Farid Foundation, to which they and Edible Arrangements are major contributors, show that their foundation gives tens of thousands of dollars to extremist Islamic schools and mosques in America and to Islamic Relief, the HAMAS/Al-Qaeda/Muslim Brotherhood "charity" which sends tens of millions of dollars to finance jihad around the world. The Anti-Defamation League (whose stated mission is to "stop the defamation of the Jewish people and to secure justice and fair treatment for all citizens alike") said of such rumors back in 2012 that: Anti-Defamation League We have received several such inquiries regarding recent allegations by Debbie Schlussel in an article critical of the owners of Edible Arrangements, which sells fruit baskets and the like. Schlussel claims that the owners of Edible Arrangements are funding Palestinian terror organizations, including Hamas, through their Farid Foundation. In our judgment, Schlussel's allegations lack context and nuance and she does not offer any clear evidence to support them. Even if the Farid Foundation has provided funding for some of the American Muslim groups she references, we believe it is an unsupported stretch to conclude that the Foundation or Edible Arrangements is funding Hamas. The ADL disclaimed these rumors again in August 2014: disclaimed A widely circulated rumor suggests that the owners of Edible Arrangements, a company that sells fruit baskets through a series of privately owned franchises across the country, are funding Hamas through a charitable foundation they support. Several ideologically motivated online sites are urging consumers to boycott the company due to their ties to terrorism." In fact, there is absolutely no truth to these unfounded assertions. While the Farid Foundation has provided funding to various organization in the U.S. and abroad, there is no evidence to suggest that any of those funds have been used to support terrorism.  Moreover, the company has clearly and unequivocally denounced terrorism, including those forms of terror used by Hamas. It should also be noted that the company's franchise owners come from a variety of religious backgrounds; some are Jewish, including the companys current president. We do note that in June 2014 Islamic Relief WorldWide (IRW) was banned from operating in Israel due to that country's belief that IRW "funnels cash to Hamas": Defense Minister Moshe Ya'alon [has] signed a decree banning Islamic Relief Worldwide from operating in Israel. Israel believes IRW, which markets itself as a charitable agency that solicits donations from all over the world, funnels cash to Hamas. Yaalons ban was decided upon after the Israel Security Agency (Shin Bet), the coordinator for government activities in the territories, and legal authorities provided incriminating information against IRW.  The organization has representatives worldwide, including Australia, the United States, and Britain, where it is headquartered. Some of their local branches in Gaza, Judea, and Samaria are run by Hamas operatives.  Ya'alon's decree makes it illegal for IRW to function anywhere in Israel, Judea, and Samaria. It will also be forbidden from transferring funds to any destination in Judea and Samaria.  "[The IRW] is another source of funds for Hamas, and we have no intention of allowing it to operate and assist terrorist activity against Israel," Ya'alon said. "This is another in a series of steps that we are taking against Hamas in Judea and Samaria and the pressure we are applying, the goal of which is to harm the organizations leadership and rank-and-file as well as its civilian infrastructure. These serve as the foundation from which Hamas operates among the local population." In March 2014, Blue MauMau reported on a sexual and religious harassment lawsuit against Edible Arrangements and founder Tariq Farid which referenced charitable organizations that the Farids allegedly support: reported Farid and his brother, Kamran Farid (Edible Arrangements' Chief Operating Officer), at all relevant times hereto have been the two trustees of a foundation called the Farid Foundation, operated out of the same location as Edible Arrangements. Farid Foundation makes significant contributions to Islamic causes and organizations,  including the Farid Foundation Pakistan; the Salma K. Farid Academy; Islamic Circle of North America Relief; the Muslim Coalition of Connecticut; the Inner-City Muslim Action Network; the Wallingford Islamic Center; Masjid AI-Islam; and the Islamic Association of Southern Connecticut. The funding for these donations is derived in large part from donations by Farid and his brother, and by Edible Arrangements and its affiliated entities. One of those organizations, the Islamic Circle of North America (ICNA) supposedly has financial ties to Hamas, but the evidence presented for that claim only references web links from the ICNA web site to Hamas and similar groups, not any direct financial ties: ICNA evidence Open support for terrorist causes was available on the websites of regional ICNA branches, even after 9/11. As late as November 2002, the ICNA Southeast Zone website linked to the websites of Hamas, Hizballah, and terrorist organizations fighting in Chechnya, Afghanistan, and the Pakistani-Indian disputed region of Kashmir. Among its short list of recommended Islamic charities was the Islamic Society in Gaza, which openly touted its connections to Hamas. The day after the Blue MauMau article was published, Tariq Farid's legal representatives issued a letter challenging the truthfulness of its implications, demanding its retraction, and asserting, among other things, that Farid's foundation only donation to ICNA was made "to a special fund of the ICNA called 'ICNA Relief USA', an organization in New York City, which, among other things, helps women with temporary housing: letter This letter addresses a recent article regarding my clients, Tariq Farid and the Farid Foundation, that was written by Paul Steinberg under the pseudonym "Corbin Williston," and published on your website, Blue MauMau. The article is false and defamatory of Mr. Farid and the Farid Foundation, and we demand an inunediate and complete retraction. We also demand that the publication be immediately removed from all websites under your control.  The article has been deliberately written to falsely accuse Mr. Farid and the Farid Foundation of supporting the illegal acts of alleged terrorist organizations and the activities of alleged war criminals. Moreover, the article is written so that a reasonable reader would believe  that Edible Arrangements, the well-known business of which Mr. Farid is founder and CEO, also supports these alleged acts of terrorism. These statements, and the entire message of the article, are patently and outrageously false. Indeed, the author and publisher of these falsehoods could only have acted with actual malice and reckless disregard for the truth. The article asserts that Mr. Farid and the Farid Foundation supports terrorist activities overseas through the Farid Foundation's donations to the Islamic Circle of North America (ICNA). In fact, the Farid Foundation's only contribution was to a special fund of the ICNA called "ICNA Relief USA", an organization in New York City, which, among other things, helps women with temporary housing. When a rumormonger made similar false accusations against the Farid Foundation some time ago, the Anti-Defamation League responded that such "allegations lack[ed] context and nuance and [the accuser] [did] not offer any clear evidence to support them. Even if the Farid Foundation has provided funding for some of the American Muslim groups she referenc[ed], we believe it [was] an unsupported stretch to conclude that the Foundation or Edible Arrangements [funded] Hamas." Most egregious and defamatory is the articles clear implication that Mr. Farid and the Farid Foundation supports the goals of an alleged terrorist (Ashrafuzzaman Khan) or overseas terrorist groups. There is not a shred of objective fact, cited or existing, to support this false assertion. In addition, the article is in part based on false allegations contained in a complaint of an ex-employee of Edible Arrangements. Mr. Farid and Edible Arrangements have refuted those allegations in their answer and will obtain dismissal of all claims in the litigation. Blue MauMau's original article has not been retracted, and its author published a follow-up the next day stating (in part): follow-up A few observations regarding the Edible Arrangements statement: The franchise does not dispute that the head of ICNA was recently convicted of war crimes in Bangladesh. The franchise says that Edible Arrangements actually gave money to "a special fund" of ICNA. In other words, although ICNA may have been run by a man convicted of torture and murder of 18 people, he also ran "a special fund" which "helps women with temporary housing." Members of the public may find this a distinction without a difference, and they may also find it relevant that Edible Arrangements does not see any problem with ICNA's history of behavior, nor does it see any problem with the head of ICNA being a party to torture. My guess is that the people who were tortured and murdered might disagree with Tariq Farid. The franchise says that a "reasonable reader" may believe that Edible Arrangements and Tariq Farid "support these alleged acts of terrorism."  Well, yes. That is a "reasonable" reading of the uncontroverted facts laid out in the BlueMauMau article. Whatever the truth of those issues regarding ICNA may be, the evidence for a direct financial link between ICNA and Hamas (and thus between Edible Arrangements and Hamas) still appears rather tenuous. Last updated:  2 August 2014    O'Connor, Clare.  "How Edible Arrangements Sold $500 Million of Fruit Bouquets in 2013."   Forbes.  8 April 2014.     Williston, Corbin.  "Edible Arrangements Suit Renews Questions of Terrorist Support."   Blue MauMau.  30 March 2014.     Williston, Corbin.  "Edible Arrangements Denies Funding Terrorists."   Blue MauMau.  31 March 2014.     The Jerusalem Post.  "Israel Bans Islamic Relief Worldwide from West Bank Due to Hamas Ties."   19 June 2014. <!---->When economic conditions are tough and/or the price of gasoline rises substantially, the suggestion that already financially pinched consumers aren't even getting a fair shake at the pump is enough to make anyone see red. So, it's not surprising that the warning quoted below and its variations about "cheating at gas pumps" quickly gained widespread currency in April 2008 as gasoline prices edged towards $4.00 per gallon, and began hitting inboxes again during an ongoing economic downturn in May 2009: Examples: [Collected via e-mail, April 2008] Cheating at Gas Pumps This is a true story, so read it carefully. On April 24, 2008, I stopped at a Kangaroo BP gas station, located at 1325 Main Street, Cartersville, GA. My truck's gas gage was on 1/4 of a tank. I use the mid-grade, which was priced at $3.71 per gallon. When my tank is at this point, it takes somewhere around 14 gallon's to fill it up. When the pump showed 14 gallons had been pumped I began to slow it down, then to my surprise it went to 15, then 16. I even looked under my truck to see if it was being spilled. It was not. Then it showed 17 gallons had been pumped. It stopped at almost 18 gallons. This was very strange to me, since my truck has only an 18 gallon tank. I went on my way a little confused, then on the evening news I heard a report that 1 out of 4 gas stations had calibrated their pumps to show more gas had been pumped than a person actually got. Here is how to check a pump to see if you are getting the right amount: Whichever grade you are using, put EXACTLY 10 GALLONS in your tank, then look at the dollar amount, if the dollar amount is not EXACTLY 10 times the price of the fuel you have chosen, then the pumps are rigged. In my case as I said the mid-grade was $3.71 9/10 per gallon, my dollar amount for 10 gallons should have been $37.19. If I had only check the pump. It doesn't matter where you pump gas, please check the 10 gallon price. If you do find a station that is cheating, contact the Georgia Agriculture Department, and direct your comments to Tommy Irvin, Commissioner. In other states contact proper authorities. Please don't delete this until you have sent it to all people in your address book. We need to put a stop to this outrageous cheating of customers. The gas companies are making enough profits at honest rates. [Collected via e-mail, May 2009] Cheating at the gas pumps (PRINT OUT YOUR RECEIPTS!!!)This email was sent to me by a friend whose cousin is the Ridgetown, Ont. fire captain.This is true. It happened to them three weeks ago somewhere in Ridgetown on our way to Kingston. The pump should have totaled @ $38.00 (and change). When the receipt was printed, and she checked it was $ 47.00 (and change).She got mad, went inside the store, asked for a calculator and let them do the math. They refunded her. She told them that if they cheat, they had better make it right. Normally, her husband would skip printing the receipt.. Not herWe saw on the news the other night that this is happening everywhere.Brian pumped exactly one liter of gas. The price did not match the cost of one liter. It was higher. He went inside and complained, got a refund.There is also a number on each pump that you can call and complain.This is a true story, so read it carefully.On March 24, 2009, I stopped at a gas station in Chatham. My truck's gas gauge was on 1/4 of a tank. I use the regular grade, which was priced at $0.885 per liter. When my tank is at this point, it takes somewhere around 45 liters to fill it up.When the pump showed 45 liters had been pumped, I began to slow it down. Then, to my surprise, it went to 50, then 55. I even looked under my truck to see if it was being spilled. It was not. Then it showed 60 liters onthe pump. It stopped at 62 liters. This was very strange to me, since my truck has only a 65 liter tank. I went on my way a little confused, then on the evening news I heard a report that 1 out of 10 gas stations had calibrated their pumps to show more gas had been pumped than a person actually got.Here is how to check a pump to see if you are getting the right amount:Whichever grade you are using, put EXACTLY 10 LITERS in your tank, then look at the dollar amount. If the dollar amount is not EXACTLY 10 times the price of the fuel you have chosen, then the pumps are rigged.In my case, as I said, the mid-grade was $0.885 per liter; my dollar amount for 10 liters should have been $8.85. I wish I had checked the pump. It doesn't matter where you pump gas, please check the 10 liter price. If you do find a station that is cheating, contact the MTO, and direct your comments to the Commissioner, the info is on the gas pumps.Please don't delete this until you have sent it to all people in your address book. We need to put a stop to this outrageous cheating of customers. The gas companies are making enough profits at honest rates. Cheating at the gas pumps (PRINT OUT YOUR RECEIPTS!!!) This email was sent to me by a friend whose cousin is the Ridgetown, Ont. fire captain. This is true. It happened to them three weeks ago somewhere in Ridgetown on our way to Kingston. The pump should have totaled @ $38.00 (and change). When the receipt was printed, and she checked it was $ 47.00 (and change). She got mad, went inside the store, asked for a calculator and let them do the math. They refunded her. She told them that if they cheat, they had better make it right. Normally, her husband would skip printing the receipt.. Not her We saw on the news the other night that this is happening everywhere. Brian pumped exactly one liter of gas. The price did not match the cost of one liter. It was higher. He went inside and complained, got a refund. There is also a number on each pump that you can call and complain. This is a true story, so read it carefully. On March 24, 2009, I stopped at a gas station in Chatham. My truck's gas gauge was on 1/4 of a tank. I use the regular grade, which was priced at $0.885 per liter. When my tank is at this point, it takes somewhere around 45 liters to fill it up. When the pump showed 45 liters had been pumped, I began to slow it down. Then, to my surprise, it went to 50, then 55. I even looked under my truck to see if it was being spilled. It was not. Then it showed 60 liters onthe pump. It stopped at 62 liters. This was very strange to me, since my truck has only a 65 liter tank. I went on my way a little confused, then on the evening news I heard a report that 1 out of 10 gas stations had calibrated their pumps to show more gas had been pumped than a person actually got. Here is how to check a pump to see if you are getting the right amount: Whichever grade you are using, put EXACTLY 10 LITERS in your tank, then look at the dollar amount. If the dollar amount is not EXACTLY 10 times the price of the fuel you have chosen, then the pumps are rigged. In my case, as I said, the mid-grade was $0.885 per liter; my dollar amount for 10 liters should have been $8.85. I wish I had checked the pump. It doesn't matter where you pump gas, please check the 10 liter price. If you do find a station that is cheating, contact the MTO, and direct your comments to the Commissioner, the info is on the gas pumps. Please don't delete this until you have sent it to all people in your address book. We need to put a stop to this outrageous cheating of customers. The gas companies are making enough profits at honest rates. Variations: This email was sent to me by a friend whose cousin is the LA fire captain.This is true. It happened to them three weeks ago somewhere in Pomona on their way to Pechanga. The pump should have totaled @ $68.00 (and change). When the receipt was printed, and she checked it was $77.00 (and change). She got mad, went inside the store, asked for a calculator and let them do the math. They refunded her. She told them that if they cheat, they had better make it right. Normally, her husband would skip printing the receipt. Not her... We saw on the news the other night that this is happening everywhere. Brian pumped exactly one gallon of gas. The price did not match the cost of one gallon. It was higher. He went inside and complained, got a refund. There is also a number on each pump that you can call and complain. It's difficult to verify whether some anonymous person in Georgia truly encountered a malfunctioning gas pump one day in April 2008 (and whether his report of same was accurate), but the Georgia Department of Agriculture told us at that time that the pumps at the station referenced in the quoted e-mail had been checked by that agency's Fuel and Measures Section in November 2007 and were re-checked (in response to this e-mail) in May 2008, and in both cases they were found to be operating according to standards: Our Fuel and Measures Section has looked into these claims against the station in Cartersville. The station in question was inspected on November 29, 2007 and all the pumps were found to be accurate. The station was inspected again on May 5, 2008 and again all pumps were found to be accurate. Since this message conflates two distinctly different issues (whether gas pumps accurately report the amount of gasoline dispensed vs. whether gas pumps accurately register the proper charge for the amount of gasoline dispensed), we'll address them by discussing some general factors involved in the dispensing of gasoline. Vendors of gasoline are subject to a variety of state and federal laws requiring them to maintain adequately calibrated dispensing equipment and calling for periodic inspections by government regulatory agencies to ensure that they are in compliance with said laws. However, this does not guarantee that every gas pump you might encounter will necessarily be accurate, for a variety of reasons: Some agencies may not have the funds to regularly carry out required inspections at every location, regulators' equipment might itself be inaccurate, understaffed agencies may not be able to adequately enforce compliance with regulations, etc. Furthermore, instances of malfunctioning or improperly calibrated pumps are not necessarily indicators that a particular gasoline vendor is "cheating." Such irregularities may be due to worn-out equipment which can be difficult to spot (and is about as likely to cheat the vendor as it is the customer), such as the common occurrence of worn check valves: check valves Some alert consumers have noticed it over the years: A pump that seems to hesitate a second when the lever is squeezed. Anywhere from 2 to 6 cents tick off before the rush of gasoline starts. That's what happens with a common, hard to diagnose and mostly ignored problem with the "check valve," which is supposed to make sure gas flows at the same time the price meter starts.Don't blame the gas guys. Even consumer advocates say retailers may be losing as often as consumers, and no one appears able to rig the meters. But the small "check valve" at the end of the multibillion dollar industry just wears out, and often goes unnoticed for months. A bad valve can also work against retailers, freezing the price gauge for an instant after gas starts. No one's sure who gets gored more, or how deeply. Unfortunately, much of the responsibility for spotting such irregularities and reporting them to regulatory agencies falls upon consumers themselves, and it isn't always easy for the average consumer to notice problems like the ones described in the above-quoted message. Determining whether a particular pump is correctly reporting the amount of gasoline dispensed can be rather difficult, especially if the difference is relatively small  just about all consumers can do in this area is to be aware of how much gasoline their vehicles should take at various fuel gauge level readings and note whether the reported number of gallons they buy corresponds to this number. (That is, if you know your car typically takes seven gallons to fill when your gas gauge needle is on the halfway mark, you should be concerned if a half-tank fill-up suddenly takes eight or nine gallons instead. Note that you need to learn this system by trial and error: Because gas gauge needles do not necessarily move at an even rate across the full range between "F" and "E", you can't assume that a car with a 14-gallon gas tank will necessarily take exactly seven gallons to fill when the needle sits on the halfway mark.) It's much easier to determine whether pumps are accurately registering the proper charge for the amount of gasoline dispensed simply by multiplying the number of gallons you buy by the price per gallon. (If you can't easily do this calculation in your head, you can either use a calculator or employ the suggested method of noting the total dollar charge at the moment the pump reads exactly ten gallons dispensed.) But of course, catching this sort of problem is only possible if the pump is accurately reporting the amount of gasoline dispensed, which, as noted above, is usually much more difficult to determine. (It can also be the case that gas pumps which test as correctly calibrated when dispensing, say, five gallons of gasoline may not necessarily test as correctly calibrated when dispensing smaller or larger amounts of fuel.) For now, though, it's generally the case that the retail gasoline industry has a number of other (and bigger) problems to deal with, and that consumers have not (so far) been very aggressive in reporting the problems they might encounter: "I think our industry would love to replace anything that wears down," Bob Renkes of the Petroleum Equipment Institute said. But the check valves aren't a high priority when the industry is dealing with issues such as preventing identity theft when swipe cards are used, static electricity discharges and the 5 percent of retailers whose old mechanical equipment can't register a price of $4 a gallon.State and local regulators doubt any but the most ambitious consumers would contact them in case of a problem, even though the phone numbers are on inspection stickers. More likely, consumers fume and wonder if they were cheated, or report it to the manager of the gas station or convenience store.   Elder, Laura.  "Gas Station Accused of Cheating Customers."
  The [Galveston County] Daily News.  23 July 2008.   Gormley, Michael.  "Common Glitch at Pump Adds to Gas Costs, Also Cheats Station."
  Associated Press.  26 April 2008.   Theodore, Terri.  "Feds Announce Fairness at the Pumps Legislation."
  Canadian Press.  15 April 2010.   Associated Press.  "2 Mich. Men Charged with Rigging Gas Station Pumps."
  Toledo Blade.  7 September 2005. Just when we thought we'd had our fill of debate-related conspiracies, a new one came along, this one in the form of a video purportedly documenting that Democratic presidential candidate Hillary Clinton and moderator Lester Holt had colluded to rig the first presidential debate through a system of secret hand signals: Scratching ones face is one of the oldest signals in the book. You can be sure if this was a blackjack table and the house noticed a player making similar signals to a dealer theyd be investigated.  When the alt-right web site True Pundit shared the video, they did so along with the additional claim that Clinton had never made similar gestures in previous debates, campaign appearances, or speeches: Before critics view this video and scream Conspiracy, True Pundit cross referenced Clintons speeches, campaign appearances and her 2008 debate performances against President Obama. According to that analysis, Clinton never previously used these hand motions to supposedly scratch her face. In fact, she rarely touches her face at all. (So, you haters can save the trouble of instructing people to remove their tin-foil hats.) The above-displayed video does not provide any evidence that Hillary Clinton and Lester Holt communicated via hand signals so that Clinton could indicate to Holt when she wanted him to call on her so she could get in a "zinger." The creator of the video simply strung together several unrelated events  Clinton scratching her face, Holt making a comment, Clinton replying to Trump  and then claimed that they were somehow connected to a furtive signaling plot without providing any proof. But before we dig deeper into the video, let's look at the accompanying claims about it from True Pundit and Infowars. Hillary Clinton has been in the public eye for decades. She was the First Lady of Arkansas in 1983, the First Lady of the United States in 1993, a U.S. Senator in 2001, a presidential candidate in 2008, Secretary of State in 2009, and and a presidential candidate again in 2016. It is simply ridiculous to claim that Clinton never once touched her face during a speech, campaign rally, or debate:  Clinton touched her face during speech   It should be noted that Hillary Clinton was not the only one making these gestures during the first presidential debate:   It should also be noted that (as shown in the image at the head of this page) the two candidates were physically separated on the stage, and therefore in order to catch the supposed "signals" from Hillary Clinton, moderator Lester Holt  who didn't have the advantage of the split-screen shot presented to television viewers  would had to have been rather obviously watching her even when she was not speaking. If Donald Trump truly "dominated the early part of the debate" but then lost his advantage, the more logical explanation is that his opponent's strategy to throw him off his game simply worked as expected: strategy The quiet Mr. Trump took the first shift, presenting a general-election version of his forceful campaign persona minus the bluster, insults and defenses of his anatomy. He pushed his case firmly, hitting his campaigns focal points on the economy and trade. defenses of his anatomy But it didnt take long for Mrs. Clinton to find the other Mr. Trump under that thin second skin. Her needling began immediately. She referred to her opponent as Donald, where he pointedly called her Secretary Clinton. (Yes, is that O.K.? he asked at his first reference to her.) She referred to his starting a business with a $14 million loan from his father, which Mr. Trump preferred to call a very small loan. The digs targeted Mr. Trumps status and founding mythos, triggering his image-protection reflex. He became combative and rattled, letting his opponent lead him down rhetorical detours (at one point he revived an old feud with Rosie ODonnell) knowing that he would follow his ingrained ABCs: always be counterpunching. It was Tony Soprano vs. Dr. Melfi, TVs biggest antihero blustering against the woman who had gotten inside his head. This conspiracy theory also doesn't account for the much more obvious approach that if Hillary Clinton really wanted to say something during the course of the debate when it wasn't her turn to speak, she could simply have interrupted her opponent rather than invoking secret hand signals and waiting to be called upon by the moderator  as she did in fact do multiple times ... while Donald Trump also did so, but three times as often. three times In October 2017, what appears to be a legitimate news article appeared on Facebook, claiming that Virginia governor Terry McAuliffe legalized recreational and medicinal marijuana in the state of Virginia:   An error-laden article automatically displayed the date on which it was opened, misleading readers into thinking it represented a brand-new development: article Govenor Terry McAuliffe passed a law legalizing the use of recreational and medicinal marijuana for the state of VirginiaAs of November, first 2017 marijuana will be legalOverall support for legalize marijuana has hit 64 30 states in the district of Columbia currently have laws broadly legalizing marijuanaI knew Gallup poll released earlier this month shows that a record high percentage of Americans now support legalizing marijuana For the first time immaturity of Republicans are in favor of legalizing marijuana as well Update coming soon The claim is completely false, originating with prank-generating fake news site React365. Although the ostensible purpose of the site is to allow people to "prank" one another with phony articles, overly broad general interest topics such as statewide marijuana legalization often rapidly spreads outside its creator's circle of Facebook followers.  prank-generating fake news React365 In March 2020, Facebook posts offering free coupons supposedly worth $50 in merchandise from Walmart began circulating with the claim that the company was celebrating its anniversary:  Users who clicked on the offer were taken to an external website where they were instructed to answer survey questions in order to receive their coupon:  After completing the questionnaire, however, users are then required to click a button to share the "offer" with all their Facebook friends before they can retrieve their coupon. Those who comply by spamming their friends are then allowed to click a "Receive the Coupon" button. However, there is no actual coupon to receive. Like innumerable other "free merchandise" offers on Facebook (including previous examples targeting Walmart customers), this one is a scam. We've had many occasions to alert readers to this kind of fraud: other free merchandise offers targeting These types of viral coupon scams often involve websites and social media pages set up to mimic those of legitimate companies. Users who respond to those fake offers are required to share a website link or social media post in order to spread the scam more widely and lure in additional victims. Then those users are presented with a survey that extracts personal information such as email addresses, telephone numbers, dates of birth, and even sometimes credit card numbers. Finally, those who want to claim their free gift cards or coupons eventually learn they must first sign up to purchase a number of costly goods, services, or subscriptions. The Better Business Bureau offers consumers several general tips to avoid getting scammed: offers consumers Better Business Bureau.  Scam Alert: Giveaway Scam Poses as Facebook.
  14 April 2017. Claim:  The plastic strip embedded in U.S. bank notes enable the Feds to tell how much money you have on you.  Examples:  [Collected on the Internet, 2001] This past weekend, a friend visiting our house told us that the anti-counterfeiting strip put in newly printed paper money can be used to determine how much cash you are carrying.  She said that the ever-present "they" at the airport have a machine that can determine how much cash you have on your person or in your luggage, and if you are carrying a sufficiently large amount of cash, you will be detained by the police and interrogated until you confess your guilt as a drug smuggler.  [Collected on the Internet, 2003] I did not get this in an e-mail but my bank teller in Kirksville, MO told me this one.  Evidently there is an urban legend floating around that the new "security strip" in the new $20's can be read by satellites with the implication being the Govt. can beam a satellite on you and eventually, when all the bills in circ. will have these, be able to tell how much $ you are carrying around.  This teller told me that she has had customers come in requesting "no new $20s" for this reason! We had a good laugh about it and we both agreed that the Govt. is going to be sorely disappointed if they turned this hypothetical satellite on us! Origins:  The ongoing effort to stay one step ahead of the counterfeiters has led to the inclusion of a number of security features in U.S. currency. One countermeasure in particular has come to be the focus of a widely-believed bit lore: the embedded inscribed security thread. According to scuttlebutt, the purpose of the thread isn't really to make it more difficult for the ill-intentioned to introduce   worthless currency into circulation by fooling its recipients into thinking it genuine, but instead to allow the government to know exactly how much money anyone is carrying at any particular moment. With the use of special scanners, or possibly a beam from a distant satellite, the Feds can quickly count the value of all bank notes being carried on or about one's person and thus track how much money is entering or leaving the country, and with whom. This knowledge, says the behind-the-hand whisperings, is used to finger drug dealers and smugglers. The rumor is bunk. The strip's sole purpose is the foiling of counterfeiters. It, along with a number of other security features worked into the nation's bank notes, make it far harder on the criminal element to produce phony bills that will be mistaken for the real thing. Other features include the microprinting of "The United States of America" within the rim surrounding the portraits on bills, a watermark displayed elsewhere on the bill of the figure in the portrait, and optically variable ink (OVI) which changes from green to black in the number in the lower right-hand corner of the bill when viewed from different angles. As for the suspect strip, it is made of polyester and is inscribed with the denomination of the bill. Nothing about the composition of these strips renders them detectable by scanner or satellite. In 2004, the false belief attaching to this security feature was enhanced by the claim of these bands containing RFID tags. As technology advanced, so did the rumor, leading many to microwave their $20 bills into ashen submission by falling for the canard that nuking their currency would disable these  RFID tags transmitters. Yet the belief about governmental detection of concealed sums via a subterfuge worked into the currency even predates the polyester security threads. In the 1980s, those similarly worried about being tracked by Big Brother fretted over the ink with which bank notes were printed, muttering to themselves that the "magnetic ink" they believed to have been used rendered the bills somehow magnetic and thus detectable by machine. Back then, the concern was more that this magnetic money would serve to pinpoint the location of the person carrying it rather than it give away how much of it was being ported, but it is another form of the same belief. One confirmation that nothing in and of itself is detectable about the polyester strips embedded in bank notes arises out of the news about security technologies now used at some U.S. airports, including Chicago's O'Hare. Were caches of greenbacks already being ferreted out via their embedded threads, descriptions of the BodySearch scanner, a device that uses special "backscatter" X-rays to produce images of items that might be concealed under passengers' clothing, would not always impart the glad tidings that this gizmo reveals the presence of currency as well as narcotics, plastic explosives, and plastic weapons.  While in the main, the "sneakily embedded technology allows for the surreptitious tracking of people or their assets" rumor attaches to currency and blames the government for the supposed spying, the belief also carries to other items and points fingers at other parties.  [Kamradt, 2003] Some students have not picked up their new ID cards through the re-carding project, which ends today, because of a rumor that there is a locator chip inside the IDs so Purdue can track their whereabouts. "To dispel the transponder rumors, I was closely involved in developing the requirements for production of the ID cards and I can ensure students that no secret electronic devices were embedded in these cards," said Terry Schroeder, project manager for the Purdue ID Re-carding Project. "From my understanding, most of the group that met to discuss this issue (as a result of distributed flyers) were wearing aluminum foil beanies."  [Mulkins, 2000] I heard that a person carrying a large number of $100 bills, going through the PikePass readers, could be detected and the exact amount of money determined. The authorities are using PikePass to detect drug dealers and then confiscating the money, even confiscating the money of innocent persons. (PikePass is a prepaid toll device containing a battery and a radio-frequency modulator placed on the windshield of a vehicle.  As a car bearing one travels under a transmitter overhanging a turnpike lane, the device intercepts the signal being broadcast and returns a signal exclusive to that particular PikePass customer. The signal is read, and the toll is subtracted from the customer's account.) PikePass Whereas student ID cards and prepaid toll signalers do at least have a whiff of the enigmatic to their technology, which works to encourage belief that some of that incomprehensibility might be of nefarious intent (we mistrust what we don't understand, after all), this next expression of the rumor is even farther afield: [Collected on the Internet, 1999] I recently received an email telling me that I need to take the labels off my canned good and mark the bare cans with a marker, or at least black out the UPCs. Why? Well, it seems the government has helicopters equipped with scanners that can read the UPCs of the food you have stored. Ostensibly, the government is doing this so they can confiscate food for redistribution in the up coming Y2K breakdown of society. When asked to verify, the poster informed me she was told this by a 'family friend" who flies one of these scanner-equipped helicopters. Of course he doesn't want to be named for his own safety, but he risked telling his dear friends because he loves them. While most folks will laugh off the thought of their soup cans spying on them, the same cannot be said of the belief that their long green is being counted by surveillance satellites sent into orbit by a government intent upon keeping tabs on its citizens  a great many appear to believe that.  Barbara "watch your money, don't worry about your money watching you" Mikkelson Sightings:  In a first-season episode of television's The X Files ("E.B.E.," original air date 18 February 1994), a member of a group that believes the government is up to any number of monstrous conspiracies takes a $20 bill from Agent Scully, holds it up to the light, rips the left side off, and pulls out its security strip, saying, "They use this magnetic strip to track you. Whenever you go through a metal detector at an airport, they know exactly how much you're carrying." Additional information:        Inscribed Security Thread   (Secret Service)        Money Design Features   (Secret Service)        The Redesigned $20 Note   (Bureau of Engraving)   Last updated:  19 May 2011   Garber, Andrew.  "New Airport Gadgets Strip, Sniff, Scan."  The Seattle Times.  23 October 2001  (p. A1).   Kamradt, Kori.  "Officials Dismiss Rumors About New IDs."  The [Purdue University] Exponent .  14 November 2003.   Mulkins, Phil.  "PikePass Can't Count Dope Dealers' Money."  Tulsa World.  28 July 2000.   Webb, Tom.  "U.S. Currency to Get Makeover."  The Denver Post.  14 July 1994  (p. A4).   Zane, Maitland.  "Counterfeit-Proof Cash Makes Its Debut."  The San Francisco Chronicle.  26 July 1991  (p. A1).   The Associated Press.  "O'Hare Officials Install Scanner, Hoping to Replace Body Searches."  St. Louis Post-Dispatch.  23 November 1999  (p. B2). In January 2017, an image macro circulated via Facebook taking aim at Muslim refugees in Canada by misstating the nature of several benefits available to them. The misleading nature of the macro begins with suggestion that a smiling gentleman depicted in the image actually entered Canada with "two wives and six children," even though this photograph has actually been used by various "funny pictures" web sites for several years. funny pictures The "two wives" claim appears to play off of reports of Muslim male immigrants secretly practicing polygamy, even though the practice of having more than one spouse at a time is illegal in Canada. The Supreme Court of British Columbia upheld that law in a November 2011 ruling involving a non-Muslim polygamous sect. reports ruling According to Immigration, Refugees and Citizenship Canada, a federal agency that helps both immigrants and refugees, that law is taken into account during the immigration process. helps The agency told us: Polygamy is illegal in Canada, and therefore multiple marriages are not recognized under Canadas immigration laws. This means that a permanent resident or Canadian citizen can only immigrate with one spouse after having dissolved other marriages to convert their polygamous marriage to a monogamous one. Immigration, Refugees and Citizenship Canada (IRCC) has advised the [United Nations Refugee Agency] that individuals in a polygamous marriage should not be referred for resettlement to Canada. As well, IRCC officers assess privately sponsored refugee cases against Canadas immigration laws, including monogamous marriage requirements. Therefore, individuals practising polygamy would be inadmissible to Canada. United Nations Refugee Agency The reference to "privately sponsored refugees" concerns a separate program, though Syrian and Iraqi refugees are currently exempt from having to show documentation recognizing them as such. Regarding the claim of a "government-owned townhouse" and "a three bedroom government-owned apartment," the agency said: program, The government does not own apartments or townhouses which are then given to resettled refugees. Immigration officials also provided examples of regional average payments for refugees and their families distributed through the Resettlement Assistance Program (RAP), which can be seen below:   The agency said: Resettlement support normally includes a one-time start-up payment to assist the refugees in establishing a household in Canada, as well as monthly income support to help them get through their first year in Canada. Monthly support is provided to cover the costs of food and incidentals, shelter and transportation. This amount varies depending on the family size and is guided by the prevailing provincial social assistance rates in the province where the refugee(s) reside. Income support for most resettled refugees is provided for their first year in Canada by the federal government, private sponsors or a mix of both. When income support ends, it is normal for some refugees in need to transition to provincial or territorial social assistance support. The program also provides referrals to agencies in the country's various provinces who can help them acclimate themselves after emigrating. According to the agency: provides Among other things, these service provider organizations help newcomers to find and retain employment, including referrals to assess foreign credentials. They also offer free language assessment and training to help newcomers contribute to the economy. Support Services, including child care, transportation assistance, translation, interpretation, crisis counselling and provisions for disabilities, are offered across the Settlement program to enable access to direct settlement services. The reference to immigrants' being given "health cards" is a possible allusion to the Interim Federal Health Program (IFHP) which provides "limited, temporary coverage of health-care benefits" to refugees until they qualify for the country's public healthcare system, which is administered through provincial and territorial governments and not funded by the federal government. IFHP public Immigration officials noted that as of 1 April 2016, IFHP beneficiaries are also eligible for urgent dental care (meaning "conditions involving pain, infection or trauma"), and limited vision care. As noted above, the benefits payments distributed to refugees do cover the cost of buying foods, but the macro's statement regarding "access to a halal-only food bank" misleadingly presents that as another government service. In reality, those services are often operated by private organizations such as the Canadian Muslim Women's Institute, or CMWI. We were unable to get in touch with CMWI for more information prior to publication, but the group's president, Yasmin Ali, explained the circumstances facing many of the people they help in a September 2016 interview: CMWI interview When [refugees] come here, yes, they are given help by the government, but they have to start afresh. They are given some basic furniture, but they have to buy every single thing to equip themselves in a home, from a broom to pots and pans to sheets to every single thing, so the money doesn't stretch very far. With the kids going to school and needing clothing and ... school supplies, the extra food that they can get through Winnipeg Harvest is a good help to free up some money so they can actually access other necessities, pay other bills and get other things that they need. The macro closes by stating that "voicing your opinion" could open people up to hate speech charges. In reality, the country's anti-hate laws do not address just general "opinions," but hate speech: laws Under section 318, everyone who advocates or promotes genocide is guilty of an offence punishable by up to five years imprisonment. The term genocide is defined to mean killing members of an identifiable group or deliberately inflicting on an identifiable group conditions of life calculated to bring about the groups physical destruction. Section 318(4) of the Criminal Code defines an identifiable group as any section of the public distinguished by colour, race, religion, ethnic origin or sexual orientation. No prosecution under this provision can be undertaken without the consent of the provincial Attorney General. Under section 319(1) of the Criminal Code, everyone who, by communicating statements in a public place, incites hatred against any identifiable group where such incitement is likely to lead to a breach of the peace is guilty of an indictable offence punishable by up to two years imprisonment, or of a summary conviction offence. Section 319(2) makes it an offence to communicate, except in private conversation, statements that wilfully promote hatred against an identifiable group. Section 319(7) defines communicating to include communicating by telephone, broadcasting or other audible or visible means. Public place is defined to include any place to which the public has access as of right or by invitation, express or implied. Statements include words spoken or written or recorded electronically, electromagnetically or otherwise, and also include gestures, signs or other visible representations. IRCC also provided the following statement: The ongoing conflict in Syria has triggered the worst humanitarian crisis in the world today. The Government of Canada remains committed to upholding its humanitarian tradition to resettle refugees and offer protection to those in need. Canada has a long and proud tradition of providing protection to those who need it the most by providing refuge to the worlds most vulnerable people and has welcomed generations of newcomers who have helped us build our society, culture and economy in long lasting and enduring ways. Immigration from all streams provides significant benefits to Canada and to the immigrants who have come here to build their new lives. When we come together to welcome and integrate newcomers, it strengthens our communities and contributes to our countrys successit helps build our society, culture and economy in long lasting and enduring ways. The agency also noted that  according to preliminary findings  53 percent of privately-sponsored adult refugees living outside of Quebec by 1 March 2016 had already found employment. IRCC said the employment rate for adult refugees taking part in government assistance programs outside of the same province was around 10 percent, which it attributed to "substantially lower language skills." Javed, Noor. "GTA's secret world of polygamy." The Toronto Star. 24 May 2008. CBC News. "Canada's polygamy laws upheld by B.C. Supreme Court." cbc.ca. 23 November 2011. Lee, Donna. "New food bank helps Syrian refugees as they settle in Winnipeg." CBC News. 19 September 2016. On 7 August 2016, the web site The American Mirror published an article reporting that Hillary Clinton's "health condition" should be a "major issue" of the 2016 presidential race, along with two photographs purportedly showing Clinton being helped up a flight of stairs:  SHOCK PHOTO: Multiple staffers help unstable Hillary up stairs The questionable health condition of Hillary Clinton should be a major issue of the 2016 campaign. The latest evidence comes in the form of Clinton being helped up a set of stairs by multiple individuals outside what appears to be a home. The photographs received wider attention when they were shared by conservative commentator Matt Drudge on Twitter:  Other pro-Donald Trump web pages paired the above-displayed photographs with images of Donald Trump ascending stairs with ease: images Donald Trump on his way the presidency of the United States. Donald Trump on his way the presidency of the United States.  While the above-displayed photographs are real, they are not the "latest evidence" of Clinton's alleged poor health, nor are they by themselves indicative of any significant health problems. The photographs were originally published in February 2016, more than five months before they started circulating on various right-wing web sites. When Getty Images published their photograph, it was accompanied with a caption explaining that it depicted Clinton being assisted as she had just slipped while walked up stairs in South Carolina: slipped Democratic Presidential candidate, former Secretary of State Hillary Clinton slips as she walks up the stairs into the non-profit SC Strong, a 2 year residential facility that helps former felons, substance abusers, and homeless move into self-sufficiency February 24, 2016 in North Charleston. The South Carolina Democratic Presidential Primary is held on February 27. Although these photographs were offered as "proof" that Clinton is in such poor health that she needs constant accompaniment while ascending stairs, several photographs of the Democratic presidential nominee ascending and descending stairs without help from anyone are not difficult to find: several photographs ascending descending After an unusually cruel winter and chilly spring, we couldnt stop dreaming of hot summer days at the seashore. Then Governor Chafee proposed nearly doubling fees at state beaches. It hit us like a bucket of ice water.Under the plan, the price for a season pass would increase to $60 for Rhode Islanders from $30. Daily rates for state residents would jump to $10 from $6 during the week and to $14 from $7 on weekends and holidays. Fees for out-of-staters would also increase.While discussing the proposed fees on WJAR-TVs 10 News Conference on April 3, Richard Licht, director of the Department of Administration, asserted they werent out of line.For $30 more, you are getting a season pass to one of the greatest sets of beaches in the country. You still, at $60, are less than some of the town beaches charge  I dont think thats an inordinate burden on the people of Rhode Island, Licht said.Could the fees atstate beachesstill be lower than town beaches  even if doubled?When we inquired where Licht got his information, the governors spokesman, Michael Trainor, told us wed hear back by the next day.While we waited, we made some phone calls and found 14 coastal communities that charge admission to their beaches. Most of the beach fees have been set for the season.Like a beach ball on a breezy day, the fees are all over the place. And there are many different categories, covering residents, non-residents and seniors. (The Chafee administration ultimately referred us to the state Department of Environmental Management, which cited many of the same figures we found in our survey. )We decided to focus on the fee that the majority of state residents -- who dont live in beach communities -- would pay for a season pass or a single day at the shore. If they visit a state beach, theyd all pay the new fees. If they visit a town beach, theyd pay that communitys non-resident fee.The most expensive non-resident season pass costs $175 for Little Comptons South Shore Beach. Middletowns Sachuest Beach, also known as Second Beach, charges $140. Next comes Charlestown, at $90. Passes go for $80 at Newports Eastons Beach and South Kingstown Town Beach and $70 at Wuskenau Town Beach in Westerly.So how does the states proposed $60 season pass compare? Of the eight towns that offer passes to non-residents, the state fee would be less than all but Portsmouth, which collects $50 for a pass to Sandy Point Beach, on the Sakonnet River.So far, so good for Licht.But what about daily fees? (Remember, were comparing state fees to local non-resident fees, setting aside favorable pricing for residents. )Lets begin with weekdays.The Chafee administration wants to increase the $6 daily state fee to $10.Three towns -- Warren, Bristol and Tiverton -- charge just $5 per day. Westerly charges $6 and Portsmouth charges $7.Prices are higher at the ocean beaches: $10 in Charlestown, Narragansett, Middletown and Newport; $12 in Little Compton; and $15 a day in South Kingstown and Jamestown. (Narragansett also charges a separate fee to walk onto the beach.) Two towns -- Barrington and North Kingstown -- dont allow non-residents to park at their beaches.So the $10 state fee would be less than 5 of the 12 towns that welcome out-of-towners.On weekends and holidays, the states new fee would be $14 -- less than fees in 8 of the 12 beach towns.So when Licht says the new state fees are less than some of the town beaches, we cant  disagree. In fact, the state fees are lower in many instances.We wont kick any sand at Licht on this one. We rate his claimTrue.