Will Trump's name be included on COVID-19 stimulus checks?
Snopes is still fighting an infodemic of rumors and misinformation surrounding the COVID-19 pandemic, and you can help. Find out what we've learned and how to inoculate yourself against COVID-19 misinformation. Read the latest fact checks about the vaccines. Submit any questionable rumors and advice you encounter. Become a Founding Member to help us hire more fact-checkers. And, please, follow the CDC or WHO for guidance on protecting your community from the disease.  fighting Find out Read Submit Become a Founding Member CDC WHO In April 2020, millions of Americans who lost income due to circumstances related to the COVID-19 pandemic were waiting on promised relief payments from the United States government. So when news broke that U.S. President Donald Trump was making the "unprecedented" move of having his name added to these stimulus checks, a decision that could potentially delay the arrival of these checks by several days, many citizens took to social media to voice their displeasure, as in the example below: millions of Americans social media   Trump's name is truly being added to the COVID-19 stimulus checks, otherwise known as Economic Impact Payments. As of this writing, however, officials at the U.S. Treasury Department insist this will not result in any delays.  The Washington Post first reported on Trump's decision on April 14, 2020. According to the news outlet, Trump's name is expected to appear in the memo line of the check, not as the payment's official signatory, and that this will be the "first time that a president's name appears on an IRS disbursement": reported The Treasury Department has ordered President Trumps name printed on stimulus checks the Internal Revenue Service is rushing to send to tens of millions of Americans, a process that could slow their delivery by a few days, senior IRS officials said. The unprecedented decision, finalized late Monday, means that when recipients open the $1,200 paper checks the IRS is scheduled to begin sending to 70 million Americans in coming days, President Donald J. Trump will appear on the left side of the payment. It will be the first time a presidents name appears on an IRS disbursement, whether a routine refund or one of the handful of checks the government has issued to taxpayers in recent decades either to stimulate a down economy or share the dividends of a strong one. Treasury officials disputed that the checks would be delayed. While Trump's name will appear on these stimulus checks, we can't predict whether these payments will be delayed or go out on time. A Treasury Department official said in a statement that "absolutely no delay whatsoever" would occur:  statement "Economic Impact Payment checks are scheduled to go out on time and exactly as planned  there is absolutely no delay whatsoever ... In fact, we expect the first checks to be in the mail early next week which is well in advance of when the first checks went out in 2008 and well in advance of initial estimates." It should also be noted that many Americans will be receiving their stimulus payments via a direct deposit. It's unclear how many people will receive hard paper checks bearing Trump's name and how many will receive a digital payment.  An IRS official told Fox News that the number of people who will receive paper checks was subject to a "number of variables, including how much info the IRS obtains through the Non-Filers Enter Payment Info web portal and the Get My Payment portal launching [April 15] at IRS.gov. Fox News These Economic Impact Payments were included in the $2.2 trillion stimulus package that Trump signed in late March 2020. According to the IRS, direct-deposit payments had already started going out as of the second week in April. Those waiting on a paper check, however, may not see their payments for several weeks. (If you're waiting on a payment, you can check the status of your check on a recently launched web app from the IRS.) several weeks web app To sum up: It is true that in April 2020, the U.S. government made the unprecedented move of adding the president's name to stimulus checks issued by the IRS in response to the COVID-19 pandemic. Although an IRS official said this could slow the process and delay the delivery of checks, Treasury officials insisted that the checks would still go out on schedule.  Paine, Neil.  "More Than 16 Million Americans Have Lost Their Jobs In The Past Three Weeks."
  Five Thirty Eight.  9 April 2020. Raju, Manu; Fox, Lauren; Klein, Betsy.  "Some Americans Could Wait 20 Weeks to Receive Stimulus Checks, IRS Tells House Democrats."
  CNN.  2 April 2020. Olson, Tyler and John Roberts.  "Trump's Name Will be Added to Stimulus Checks."
  Fox News.  15 April 2020. Acosta, Jim and Caroline Kelly.  "Trump's Name Will be Added to Stimulus Checks."
  CNN.  15 April 2020. Acosta, Jim and Caroline Kelly.  "Trump's Name Will be Added to Stimulus Checks."
  CNN.  15 April 2020. Lederman, Josh Phil Helsel.  "Trump's Name Will Appear on Coronavirus Relief Checks."
  NBC News.  14 April 2020.
Claim:  President Bush is responsible for a 17% increase in Medicare premiums. Status:  False. Example:  [Collected on the Internet, 2004] Have you seen the John Kerry commercial in which George Bush pledges to help Seniors on Medicare and "the very next day imposes a 17% premium increase  the biggest in history"? That ad is a stroke of genius on Kerry's part and will surely gain him many votes among the uninformed. It was found to be so amazing that someone did some homework on the issue. As it turns out the 17% increase was not imposed by President Bush but was mandated by the "balanced budget agreement" signed by President Clinton, voted into law by Senator John Kerry, and was scheduled to come into effect during the Bush administration. President Bush had no authority to reverse what had been voted into law by Senator Kerry during the Clinton administration. Once again Kerry is counting on the ignorance of the American people. Don't be duped by his misstatement of facts! Origins:  The availability of health care and the associated costs of medical care, prescription drugs, and insurance are a major issue in every campaign, especially among older voters.  With premiums for the government-funded Medicare program scheduled to rise from $66.60 to $78.20 per month in January 2005 (a 17.4% increase over current levels, and 56 percent higher than the premiums charged in 2001), both sides in the upcoming presidential election are seeking the upper hand on the issue. Medicare Democrats have maintained that the Bush administration bears much of the responsibility for the increase in premiums because it has done little to control health costs and had directed too much Medicare money to the managed health care industry, and Democratic nominee John Kerry's campaign aired a commercial that (incorrectly) implied that President Bush  was responsible for the increase in Medicare premiums ("George Bush imposes the biggest Medicare premium increase in history . . .").  President Bush's campaign countered by running a TV spot that (incorrectly) stated Senator Kerry had "voted five times to raise Medicare premiums": Republicans had hoped to emphasize their support of Medicare in this campaign season, after making herculean efforts to pass legislation adding drug benefits to the health program for 41 million people who are elderly or disabled. But the new law, signed by Bush in December, has met mixed reviews. The drug benefits, representing the largest expansion of Medicare since its creation in 1965, do not become available until 2006, and the increase in premiums has nothing to do with the new drug coverage. Beneficiaries will have to pay an additional premium, expected to average $35 a month in 2006, for drug benefits. The Bush campaign advertisement, titled "Medicare Hypocrisy," says, "It was Mr. Kerry who voted five times to raise Medicare premiums." The votes, from 1985 to 1997, were not on premiums alone, but on comprehensive budget bills that included hundreds of provisions affecting Medicare and scores of other federal programs. Like most political issues, health care is a complex subject that has been shaped and affected by many different pieces of legislation, and no one person or political party is solely responsible for the rise in Medicare premiums.  Those interested in trying to follow the bouncing ball and track the origins of the 17% increase in Medicare premiums may find this article helpful. article Last updated:  12 October 2004    Sources:    Pear, Robert and Carl Hulse.  "Medicare Costs Are New Focus for Candidates."   The New York Times.  12 September 2004  (p. 1).     The [Pottstown] Mercury.  "Health Care a Passionate Issue for Candidates."   1 October 2004. Claim:  Minutes of emergency response agencies' meeting reveal that on 26 November 2004 four Long Island shopping malls will be hit in a terrorist attack using chemical weapons.  Status:  False. Example:  [Collected on the Internet, 2004] Hello all, Some information has come to me.  It has not been released to the general public, but it's something we all need to be aware of. A couple of weeks ago someone was seen taking photos of my ambulance company in Bay Shore. This same person was seen outside Exchange Ambulance in Islip doing the same. The police were notified and the person was apprehended outside Southside hospital, again taking photos. He is a man of Middle Eastern descent and is being held for investigation. It seems that he was gathering information about our response capabilities in a mass casualty attack. The NY Field Office of the FBI held a meeting at Bay Shore Fire Department for officials from the local PD, EMS and FD's. They have information from this man and from their own intelligence that a mass attack is planned for Long Island. On Black Friday (November 26) 4 Long Island Malls are supposed to be hit simultaneously with chemical weapons. This would be the first time a chemical weapon is used in the United States. Forces from NYC and Washington DC would be diverted to aid here on Long Island leaving these areas vulnerable. A second attack would take place in these areas. Ever since 9/11 EMS has undergone extensive training on howto deal with a terrorist attack and to think it could really happen here is terrifying. There is also concern about car bombings as a large number of vehicles have gone missing in Nassau and Suffolk counties. Ambulances, taxi's, commercial vans and airport limos have been reported stolen.  These vehicles look perfectly innocent driving through our neighborhoods and no one would think twice about seeing them. This is not an internet scam. The officers at my department were at this meeting and I saw the minutes myself. I figure it's pretty serious if the FBI made an appearance to share what they know. I'm not sure why this isn't being released to the public. I can only assume that if this got out, no one would shop and it would be devastating to our economy. I do not want to spread panic, only information. Take from this what you will, but I needed to let you all know. I love you all and I felt I needed to share this with you. I know it's hard to believe. I can't believe that an Al Qaeda operative was only a few blocks from my home. Origins:  We first happened across this e-mail in mid-October 2004. At this time, the identity of its author is not known to us, nor is that of whomever penned the following preface that appears on a number of the forwards: The following email was sent to me last night by a personal friend.  She is the directly involved with the ambulance corp.  I am sending this email to the Red Cross to inquire.  Nonetheless, please read it and try and shop around Nov. 26, not THE 26th. Her email is not a "forward to 10 people" It is personally written and personally sent to her friends based on facts she is personally aware of. We searched for news articles that made reference to a man of Middle Eastern appearance being detained under the circumstances described, but to no avail. We also did not hear scuttlebutt about a potential terrorist assault on Long Island set for 26 November 2004 from sources other than just the one e-mail, which is noteworthy, given that supposedly at a meeting at the Bay Shore Fire Department on Long Island the FBI informed any number of police, fire, and emergency personnel of it. (It was not really plausible that everyone in the room, with the exception of one letter-writer, would have stayed entirely mute about an upcoming chemical attack on their neighborhoods, preferring to keep a secret over potentially safeguarding themselves and their loved ones by making the risk known.) Common knowledge has it that Black Friday (the term for the day after American Thanksgiving) is biggest shopping day of the year. (Which is somewhat true  though as far as actual sales go, it lags behind the four days that make up the two weekends just prior to Christmas, in terms of number of shoppers loosed on the stores it might well be.) It therefore follows that mall-targeting terrorists looking to cause the greatest harm to the greatest number would select that day over any number of  biggest shopping day others. Doug Einsfeld, chief of Exchange Ambulance of the Islips, said the e-mailed warning was a hoax. About two months prior to the rumor's emergence, the volunteer ambulance corps and local law enforcement had conducted a terror drill based on a scenario involving a chemical attack at Long Island malls taking place on the day after Thanksgiving. Einsfeld concludes that printed information about the drill, circulated internally and to police and fire officials, must have been used as a basis for the alert. He confirms that a man was seen taking pictures outside the volunteer ambulance corps' building.The FBI was notified and did investigate, but no evidence of the man intending any harm was uncovered. Regarding the e-mail's claim of the errant shutter bug's being taken into custody, Suffolk Police Third Squad Det. Sgt. Thomas Groneman said no such arrest was made. As for the claim of the man being of Middle Eastern appearance, Einsfeld said he saw the man only from behind and couldn't tell his ethnicity. This was not the first time it had been whispered that terrorists were plotting to kill shoppers. In October 2001, a fiction about the revelation of a planned strike in malls on Halloween by one of those involved in a letter to his girlfriend swept the nation. There was nothing to that story, but it nevertheless kept people away from the stores that day. letter to his girlfriend Adding to the plausibility of the Long Island tale were reports from the summer of unusual interest in that area's emergency vehicles. On 12 August 2004, the New York State Association of Fire Chiefs circulated this memo: THE FOLLOWING INFORMATION IS FORWARDED BY THE NEW YORK STATE ASSOCIATION OF FIRE CHIEFS PUBLIC RELATIONS COMMITTEE FOR YOUR INFORMATION.August 12, 2004 The following alert was released by Westchester County Department of Emergency Services based on information fron New Jersey authorities and should be practiced by all agencies. Within the past week, the Office of Counter-Terrorism received three reports of suspicious activity concerning ambulances. The most recent incident involved an individual who attended an open-house at an ambulance squad in Middlesex County. The man, who claimed he was from Pakistan and a physician, asked a series of questions to the squad members that related exclusively to the operation of the emergency vehicles, including the speed at which the vehicles responded to calls and the use of the lights and sirens.  The individual appeared very nervous, did not ask about patient care, and left the premises when asked to complete a membership application. The second incident occurred at a hospital in Essex County and involved an inquiry made by a male of Middle-Eastern appearance who was first observed standing near an ambulance at the emergency room doors while writing notes in a small notepad.  When confronted by the vehicle's operator, a firefighter/EMT, the man asserted that he was employed as an ambulance mechanic. He then asked where a nearby fire department serviced its vehicles.  The man provided an illegible New York driver's license when asked to produce identification before leaving the premises. Lastly, OCT received information concerning an unusual attempt by three men of Middle-Eastern appearance to join a volunteer ambulance squad. The men expressed to squad members an "abnormal interest" in operating the emergency vehicles, and further insisted that the process by which they obtain the appropriate credentials and certifications to join the squad be expedited at their personal expense. Due to the recent threat elevation to ORANGE (HIGH) for the financial sector and intelligence relating to the threat of Vehicle Borne Improvised Explosive Devices (VBIEDs), any suspicious activity relating to emergency vehicles is of particular concern and should be reported to law enforcement immediately. As demonstrated by recent attacks in Iraq, Saudi Arabia, Turkey, and elsewhere, terrorist operatives worldwide continue to rely on VBIEDs as a method of attack.  This tactic has been used here in the past, notably in the 1993 World Trade Center and 1995 Oklahoma City bombings.  The World Trade Center and Oklahoma City attacks were carried out with rented vehicles, highlighting the need for awareness among the car, truck, and  limousine rental community of the potential for vehicle-borne attacks in the United States. As always, report all suspicious activities and individuals to the toll-free terrorism tip-lines.New York State: 1-866-SAFE-NYSNew York City: 1-888-NYC-SAFE It was feared in the summer of 2004 that those mysterious men might have been weighing up the possibilities of fashioning ambulances or firetrucks into rolling bombs by loading them with explosives or chemicals and using them to breach security barriers at hard-to-reach targets, the underlying assumption being emergency vehicles would be allowed near or into locations ordinary cars and trucks would be turned away from. Also considered was the possibility of such vehicles being used to launch a second wave of attack on the heels of an initial terror strike when all was confusion and no one would think to try to prevent an ambulance or fire truck from going to the aid of the injured. Long Island, which lies off New York City, is 118 miles long and 20 miles across at its widest point, and is connected to the Big Apple by three expressways.  It is home to a population of 2.65 million. Regarding the entities mentioned in the warning e-mail, the Exchange Ambulance of the Islip's is a volunteer non-profit service consisting of approximately 100 members. It is located on Long Island and serves the towns of East Islip, Islip, Islip Terrace. Southside Hospital  is Long Island's largest community hospital, having 377 beds. Exchange Ambulance Southside Hospital The region believes itself adequately prepared for a terrorist attack, including an event in Manhattan that could immobilize the area and cut off the Island from the mainland for days or perhaps weeks. Emergency workers on the island have engaged in a number of simulation drills for disaster events including train derailments with mass casualties, detonations of dirty bombs containing chemical, biological, or radioactive agents, hostage takings, and evacuations of specified areas. As Suffolk County Executive Steve Levy said in August 2004, "We are cognizant that we are in close proximity to the No. 1 target in America." Which could well be what triggered this rumor  that sense of proximity could have worked to cause someone to jump at shadows, misremembering an alert from the summer about suspicious characters as a current matter (especially in light of another man being seen taking photographs) and misunderstanding the paperwork generated around a summer 2004 disaster preparation drill as minutes of a meeting in which a specific warning was issued.  Barbara "minute- and second-guessing" Mikkelson Last updated:  7 November 2004    Sources:   Guart, Al.  "'Mideast' Snoops Spurring Ambulance-Bomb Alert."   The New York Post.  29 August 2004  (p. 12).     Kelleher, Jennifer Sinco.  "Terror E-mail a Hoax."   Newsday.  7 November 2004.     Rather, John.  "2 Counties Buff Disaster Plans."   The New York Times.  22 August 2004  (Long Island Weekly Desk, p. 5). Sen. Jeff Merkley appeared at the new Childrens Center in Clackamas County to raise awareness about an increase in child abuse and, according to his news release, to highlight the correlation to the economic downturn.Even one case of child abuse or neglect is too many, and with the ongoing economic downturn, the numbers of Oregon children suffering from abuse is on the rise, said Merkley. We must do everything in our power to reduce the number of children being abused and help provide sanctuary to those in need.The Childrens Center received some federal money last year. And the visit was a good photo op for a freshman senator during a congressional break.But at Politifact Oregon, we wondered if child abuse really is on the rise and if there is actually a cause-and-effect connection between child abuse and dismal economic times.Merkley is correct about the increase: More Oregon children are suffering abuse and neglect.The Oregon Department of Human Servicesreportsthat 11,090 children were victims of abuse or neglect last year, a 6.4 percent increase from 2008.Population growth isnt the only culprit behind the higher numbers. The state reports that the rate of abuse increased from 11.8 victims per 1,000 children to 12.5 per 1,000.A check with the agencys number-crunchers indicates the trend holds this year, with abuse reports up between 6 percent and 7 percent between July 2009 and July 2010. Though reports dont always turn out to be confirmed cases, officials say they expect the number of child victims will rise again for 2010.But is the increase because of high unemployment?Merkleys spokeswoman, Courtney Warner Crowell, said she hadnt seen any research linking a rise in abuse to an economic downturn. But she said several people shed talked to blamed the increase in child abuse on the economy.But there isnt any statistical evidence drawing a direct link between increased child abuse and a bad economy.We cant say that factually and we cant prove it, says Katharine Cahn, executive director of the Child Welfare Partnership at Portland State University.The number of child abuse victims can rise, even in good times, Cahn says, simply because more people are reporting the abuse.State stats do show alcohol and drug abuse, domestic violence and parental run-ins with police among the common stress factors that contribute to child abuse.Cahn concedes that people do feel stressed and depressed when the economy goes bust and may drink or use drugs in an attempt to cope. And that, she says, may be the indirect tie to Oregons rising numbers.So, it appears that while Oregons junior senator was right about the numbers of kids abused, the sour economy may not be deserve all the blame. We find the claim Mostly True. Comment on this item. Claim:  Alabama mom's Obamacare horror story gives America a glimpse of government run healthcare. CORRECTLY ATTRIBUTED Example:  [Collected on the Internet, December 2013] My family's journey with securing our new insurance under the Affordable Care Act (ACA) started on October 1, 2013.   I have decided to write this letter to let the American people know what it has been like for us.   We are a family of four, with two little boys' ages seven years old and three years old.   My husband and I have had full time jobs for 6 years and 13 years respectively.  We have been with the same two companies for those years.  We are a middle class family; we own our three bedroom two bath house, we own two cars, and previously provided our own insurance for the four of us.  We have coverage through Individual Blue from Blue Cross Blue Shield of Alabama until 12/31/13. Our premiums have been $380.00 a month, which also included dental coverage for all four of us.  On October, 1, 2013 we received our letters like other Alabamians about our new premiums and plans for 2014 from Blue Cross Blue Shield (BCBS) of Alabama.  When I opened our letter to say I had sticker shock was an understatement.  Our premiums for the Blue Saver Silver would now be $753.26. This included the ACA tax but did not include the additional $75.00 we would need to pay in order to keep dental for me and my husband.  So we would need to pay total $828.26 to keep health and dental insurance for the four of us.  This payment is roughly $64.00 less than what we pay for our mortgage each month.  I was outraged that anyone thought we could afford this.  Sure we have some savings, but with that price tag we would whittle it down to almost nothing very quickly.  I consider savings as a rainy day fund, a start to saving for the kids college, our retirement, etc.  I never dreamed in a million years we would need to use it to pay our insurance premiums each month  how in the world could this help the economy too?  [Rest of article here.] here Origins:  The item referenced above, an open detailing one Alabama woman's extreme difficulty and frustration in obtaining ACA-compliant health insurance coverage for her family (including her 7-year-old son with ADHD) was posted under the name of Karri Kinder on 23 December 2013 as the sole entry in a blog and was republished (without additional comment) by the Independent Journal Review on 31 December 2013. blog republished Certainly her experience is not unique in kind, as many residents of Alabama covered by Blue Cross and Blue Shield (BCBS) of Alabama (an insurer who has an 88% share of the state's health insurance market) found out at the end of 2013 that they would be paying much higher premiums for ACA-compliant coverage through BCBS: Doug Hoffman, who works statewide to help people sign up for benefits through the Affordable Care Act, just received a Blue Cross and Blue Shield of Alabama notice in the mail to find health insurance rates for his family have doubled. And  he's mad  at Blue Cross. "I just got my benefits renewal from Blue Cross for next year and they doubled my rate!" he wrote AL.com in an email. "I was paying $675 for a family premium (2 adults, one 22 yo dependent) with a $1,500 deducible. The new rate for a comparable plan is $1,360 with a $3,000 deductible. Basically they have doubled my costs." "It appears as though Blue Cross is taking advantage of the ACA by hiking rates big time," said Hoffman, who is based in Birmingham with Enroll Alabama. Others, who have received the notices from the state's dominant health insurer are mad as well  at Obamacare. "Obama thinks that he is making insurance affordable," wrote one reader to the Mobile Press Register Sound Off feature. "I just got a letter from my Blue Cross Blue Shield that if I want to keep their insurance it's going to cost me $300 more a month. I already pay $300 a month now and they're wanting right at $600 a month for this Affordable Care Act." Blue Cross posted an explanation for the rate hikes to its Facebook page, maintaining that several reasons are behind the increased premiums: more taxes and fees, a requirement to rate family members individually, and the elimination of health underwriting and waiting periods for preexisting conditions: explanation The new law requires all health insurance companies in the individual and small group markets to use a consistent rating method called "member level rating." For the individual market, this means each person on an insurance policy will now be rated based on age, whether he or she uses tobacco, and the county in which the policy holder lives. In the past Blue Cross was able to offer one family premium, no matter the size.  For family plans, most family members will now be rated individually. Once each person has been rated, the amounts are added together to get a family's premium cost. For children age 20 and younger, the oldest three children will be individually rated and included in the family premium amount.   As a result, larger families may experience higher premiums. As Mike Oliver noted in an article for AL.com, the elimination of health underwriting may have a substantial effect on health insurance premiums in that state: article "Alabama has allowed medical underwriting  you're going to be quoted a high premium if you have something wrong with you," said Michael Morrisey, director of the University of Alabama at Birmingham Lister Hill Center for Health Policy. "The Affordable Care Act abolishes medical underwriting." This means that those with expensive health problems will likely now jump in and buy coverage because it will be less expensive for them  or if they already have coverage  their rates will go down. But that also means rates will go up for everyone else as the insurer spreads that new cost around. "The thing that happens when you eliminate underwriting is that you lump dissimilar people together," Morrisey said. "When you combine groups, one group is better off and the other group is worse off"  in terms of premium prices. As a policy, the elimination of medical underwriting and preexisting condition clauses helps broaden access to health care coverage and that was the aim of its inclusion in the Affordable Care Act. Reformers say it eliminates insurers from "cherry-picking" and reduces uncompensated care. Karri Kinder subsequently posted followups to her original blog entry about her insurance issue, the update of 4 January 2014 stating that: Karri Kinder blog entry I do have some good news.  Because I decided to write my letter and speak out, people stepped up and helped us.  We were contacted on January 1, 2014 by the U.S. Department of Health and Human Services.  I was told by the woman I spoke with that she had read my letter and wanted to get her team involved and see what they could do to help us.  I recounted to her what was happening and that I had been advised to go ahead and sign me and my husband up for a plan on healthcare.gov.  We went with a lower cost plan because it was going to just be the two of us.  We had no idea what it was going to cost for the children once we got some answers.  So we went with BCBS Blue Value Saver plan.  The cost of the plan is $459.19.  We qualified for $255.00 in subsidies so the final cost of the plan to us is $204.19 each month.  I told the lady that I would cancel that plan if I needed to.  What we wanted was to have all of us on one plan like we always have been.  She said, "If the kids qualify for All Kids then I am pretty sure they have to go that route or you will have to buy them a plan at the normal rate."  So again we were told more than likely we will have to go through All Kids.  She took the rest of our information down and said she was getting her team to work on it and would either call us back or All Kids would contact us. Last updated:  4 January 2014    Oliver, Mike.   "Blue Cross in Alabama: We Didn't 'Cancel' Health Policies."   AL.com.  2 December 2013.    Walsh, Alex.   "Obamacare, Big Blue, and You."   AL.com.  31 December 2013. In September 2016, Facebook pages (including "Mobile Trend" and "Lady Trend") purportedly kicked off tiny house giveaway contests: Mobile Trend Lady Trend     As with all like-farming Facebook scams, the purported tiny house contests adhered to a simple format: users were instructed to like a separate page, like the original post, and share the post on their own Facebook timelines (thereby validating its legitimacy and enticing others to do the same). Although the tiny houses purportedly up for grabs appeared visually different in various posts, the instructions for "winning" them were virtually identical. The first clue these tiny house giveaways were not legitimate were the images of the homes used in the Facebook posts. The red "tiny house" was a Getty stock photo commonly pinned to Pinterest (and unlikely to be a contest prize), and the second was likewise a stock photograph of a tiny house:      Moreover, neither page was linked with any major home improvement company or other commercial entity (e.g., Home Depot, HGTV, or a real estate firm) one might imagine would offer up a free tiny house in exchange for social media advertising. Were any legitimate company to engage in such a giveaway, their incentive would be exposure, yet no attendant promotional return on advertising investment was evident in these Facebook giveaway claims. The manner in which users were lured was similar to scams involving Costco, Kroger and Amazon gift cards, but the six-figure jackpot attached to some of the tiny house scams proved a far more difficult-to-resist enticement for some users, advancing the hoax more quickly than those which linked out to sketchy signup pages. The contests bore all the hallmarks of standard "like farming" gambits, intended to quickly build and sell popular Facebook pages to the highest bidder. Costco Kroger Amazon like farming Even if the page creators intended only to build an audience, participation in the scam created an environment amenable to scammers of the same ilk seeking to exploit users' desires and needs to pump and dump a relatively new Facebook page. A large audience could also be exploited by scammers' mining varying levels of personal data from those who have liked pages of dubious origin. Facebook users enmired in like and share fake giveaways not only unwittingly help spammers litter the social network with scams, they may also risk being exposed to malware, clickjacking, or other unpleasantries (such as finding their names and identities endorsing a scam, hate page, or other undesirable activity). Legitimate product giveaways, particularly of high-value merchandise, are exceptionally rare and are almost always conducted through the official channels of major brands and related large companies. When deciding which charities to donate to, many people consider an important factor to be the "efficiency" of these organizations  that is, what percentage of the monies taken in by a given charity goes to funding its mission rather than being eaten up by costs such as fundraising activities, salaries, and other administrative overhead. The e-mail reproduced above, which began circulating in 2005 and has been re-circulated every year since then around Christmastime, attempts to steer potential donors away from inefficient charities. Unfortunately, much of the information it presents was inaccurate back in 2005, and it has grown only more so in the years since then, resulting in a misleading and outdated view of various charities. We attempt to present accurate and up-to-date information about the named charities below. The following efficiency information is derived from the Charity Navigator web site, the GuideStar web site and Forbes magazine's November 2009 special report on the 200 Largest U.S. Charities. Salary information is taken from Schedule J (Compensation Information) of the various charities' IRS Form 990 filings, an annual reporting return that certain federally tax-exempt organizations must file with the IRS which provides information on the filing organization's mission, programs, and finances. (In the context of this article, the term "efficiency" refers to the percentage of total budget/expenses that each listed organization spends on providing charitable programs and services, while the term "compensation" or "pay" includes salary, one-time payments, and deferred compensation.) Charity Navigator GuideStar special report UNICEF United States Fund for UNICEF states 2010 2011 said United Way Worldwide reported World Vision World Vision Canada states: In our annual report to the Canada Revenue Agency, we publicly disclose information about executive compensation. In the interest of greater transparency to our donors, we have gone beyond our legal requirements by disclosing that our president, Michael Messenger, currently earns the top annual base salary of $215,000 plus a combination of taxable and non-taxable benefits. The presidents performance is subject to annual review by our Board of Directors, and his compensation is decided by them. World Vision Canada's (self-reported) efficiency is 81%, much higher than the 52% figure claimed above. BBB Goodwill Industries International Jim Gibbons compensation March of Dimes St. Jude parent Lions Clubs A 2011 addendum to the original message presented the following information: The American Legion National Commander receives a $0.00 zero salary.The Veterans of Foreign Wars National Commander receives a $0.00 zero salary.The Disabled American Veterans National Commander receives a $0.00 zero salary.The Military Order of Purple Hearts National Commander receives a $0.00 zero salary.The Vietnam Veterans Association National Commander receives a $0.00 zero salary.The Wounded Warriors National Commander receives a $0.00 zero salary. These organizations with no salaries have donations going to help Veterans and their families and youth. According to the most recent available Form 990 filings, all of these statements are false and/or misleading (in large part because the National Commanders are not necessarily the top business executives of these organizations): Unfortunately, the six veterans-related charitable organizations mentioned above don't receive very high marks for efficiency (as determined by Charity Navigator, the BBB, or Form 990 information): <!--Additional information:  America's Most Efficient Charities --> UNICEF USA. "CEO Salary Email." American Red Cross. "Red Cross Statement on Inaccurate Viral Email on Charity CEO Pay." 11 December 2012. United Way. "CEO Compensation FAQ." World Vision Canada. "Our Approach to Executive Compensation." Updated CEO names and salaries for several of the organizations listed. In late February 2021, several social media users alleged U.S. President Joe Biden used the N-word while addressing world leaders at a virtual event to discuss international security policies. As part of the Munich Security Conference, an annual event that convenes hundreds of policy makers from across the world, Biden spoke on camera for roughly 20 minutes on Feb. 19, describing his administration's desire to be on good terms with the European Union. Approximately three-quarters of the way into his remarks, social media users alleged he uttered the racial slur referring to Black people. Some people accused the president of saying the N-word accidentally, while others raised the possibility that he intentionally made the alleged racist comment. accidentally intentionally One conservative commentator pointed to closed captioning on recordings of the speech on YouTube as alleged evidence of the president indeed saying the word, despite the fact the video platform's captioning system runs on computer-generated, speech-recognition software that is known for error and not necessarily a true indication of what someone said. conservative commentator known for error   To investigate the legitimacy of the underlying allegation  whether the president at any point during the virtual Munich Security Conference event used the N-word for whatever reason  we obtained an official White House transcript, as well as a video recording via C-SPAN, of Biden's speech. White House transcript C-SPAN Considering that the social media posts made use of brief video clips of his alleged comments around the 16-minute mark in the C-Span footage, we focused on that portion of his remarks, specifically. At that point, he said, according to the transcript and video footage: "Look, the range of challenges Europe and the United States must take on together is broad and complex. And Im eager to hear  Im eager to hear  Im eager to hear next from my good friends and outstanding leaders, Chancellor Merkel, about her thoughts on the way forward together." While saying "I'm eager to hear," Biden stuttered, repeating the phrase three times. On the third time, the consonant "mmmm" in the word "I'm" blended with the next word, "eager," to make a "mnnm-eager" sound. That was the source of the social media posts' allegations, despite the fact that the hypothetical insertion of the N-word there would be abrupt and confusing, contextually speaking, no matter what the speaker's reason for saying it. A more plausible reason for the president's phrasing in that moment was his speech disorder. On several occasions, Biden has openly discussed his struggle with stuttering over the course of his life. It is a speech impediment and neurological disorder that may result in repetitions (D-d-d-dog), prolongations (Mmmmmmilk), or blocks (an absence of sound), according to the non-profit National Stuttering Association. The instance Munich Security Conference appeared to be a combination of repeating and prolonging phonetic sounds. discussed his struggle non-profit National Stuttering Association In other words, the claim is false  Biden did not use the N-word in that moment, nor at any other time during the virtual speech. The February 2021 posts were not the first to twist Biden's words to accuse him of using the racial slur. During a 1985 Senate Judiciary Committee hearing  when the president was a senator representing Delaware  Biden read out loud portions of a memo by Louisiana legislators that included the N-word, and supporters of former President Donald Trump attempted to frame that moment of Biden reciting other people's words as an example of his alleged racism. See our fact check into the claim here. here In early October 2019, readers searched the Snopes.com website for a story that, were it not for the internet, might otherwise have been long forgotten. "Guatemala Sinkhole Created by Humans, Not Nature," the supposed headline of interest read: read  The article underlying that headline, as published by National Geographic, was true -- but the event took place in 2010, shortly before that article was written. Accompanied by a dramatic photograph of a massive chasm in an urban center, the Geographic article reported: Human activity, not nature, was the likely cause of the gaping sinkhole that opened up in the streets of Guatemala City on Sunday, a geologist says. A burst sewer pipe or storm drain probably hollowed out the underground cavity that allowed the chasm to form, according to Sam Bonis, a geologist at Dartmouth College in New Hampshire, who is currently living in Guatemala City (map). The Guatemala City sinkhole, estimated to be 60 feet (18 meters) wide and 300 feet (100 meters) deep, appears to have been triggered by the deluge from tropical storm Agatha. But the cavity formed in the first place because the cityand its underground infrastructurewere built in a region where the first few hundred meters of ground are mostly made up of a material called pumice fill, deposited during past volcanic eruptions. The crater formed in the center of an intersection, and perhaps because aerial photographs are so visually striking, they have been shared throughout the years since the event occurred: This 30-story sinkhole appeared smack in the middle of Guatemala City. https://t.co/QlIPV4EVZi pic.twitter.com/hglMjoKJYT https://t.co/QlIPV4EVZi pic.twitter.com/hglMjoKJYT  David Plotz (@davidplotz) May 26, 2017 May 26, 2017  That wasn't the first time a massive sinkhole opened up in Guatemala City. A similar, deadly event took place in 2007, resulting from a combination of geography, nature, and poor regulation according to National Geographic. took place Guatemala City is situated on volcanic material that is relatively loosely-composed. That placement, combined with swift-running water from unfixed underground leaks, contributed to formation of the craters "In Guatemala City [the pumice is] unconsolidated, it's loose," Dartmouth geologist Sam Bonis told the Geographic in 2010. "It hasn't been hardened into a rock yet, so it's easily eroded, especially by swift running water." Tropical storm Agatha, coupled with leaking sewage pipes, likely triggered the collapse in 2010. Bonis added that because the event wasn't driven by natural forces, it technically shouldn't be called a "sinkhole." There was no scientific term, he said, to describe this type of collapse. Than, Ker.  "Guatemala Sinkhole Created by Humans, Not Nature."
  National Geographic.  5 June 2010. Associated Press.  "Third Body Pulled from Giant Sinkhole."
  NBC News.  24 February 2007. In February 2021, Pat Sajak's net worth was the subject of a misleading online advertisement. Sajak is, of course, well known as the host of the game show "Wheel of Fortune" since the early 1980s. The ad claimed "Pat Sajak's Net Worth Left His Family in Tears," and the accompanying picture was one of Sajak captured at a Los Angeles Lakers basketball game in 2018. Another ad display on the same page reported the same about former "Family Matters" actor Jaleel White, who portrayed nosy neighbor Steve Urkel on the sitcom: captured Family Matters Jaleel White,   A second, similar ad stated, "At Age 73, Pat Sajak Leaves Behind a Net Worth That Will Boggle Your Mind," with an accompanying picture that was taken in 2007: taken   However, there's no indication that Pat Sajak's net worth has left anyone in tears or with a "boggled" mind. Furthermore, the "Wheel of Fortune" game show host was still alive at the time these advertisements appeared.   Pat Sajak was not the first celebrity to be the subject of a misleading net worth advertisement. In fact, he wasn't even the first game show host to be featured in one of the "net worth left his family in tears" ads. We previously reported on a similar story for the late "Jeopardy" game show host Alex Trebek. Alex Trebek Other celebrities whose names and likenesses have been used in such misleading ads include Pierce Brosnan, Chuck Norris, Richard Gere, Clint Eastwood, and Sean Connery. Trebek and Connery both died in 2020, but the claims about their net worths leaving their families "in tears" was nothing more than a ploy by advertisers. Pierce Brosnan Chuck Norris Richard Gere Clint Eastwood Sean Connery Readers who clicked the net worth ads for Pat Sajak were led to a 233-page slideshow article in which Sajak didn't appear until page 94: page 94 PAT SAJAK  EST. $65 MILLION Television personality and talk show host Pat Sajak was born on October 26, 1946, in Chicago. When serving in the U.S. Army, he also hosted a musical show on American Forces Radio during the Vietnam War. After the war, Sajak anchored the five-minute newscast and a substitute weatherman at NBC. Many know him now as the host of the longtime running television game show "Wheel of Fortune." Pat Sajak is reportedly worth $65 million. Interestingly enough, Sajak shared that he grew up practically dirt poor with his parents, who eventually separated when he was young, being unable to afford even the most trivial items. He started as a DJ, and soon enough, ended up as a weatherman for KNBC-TV. In 1981, he was invited to host the television game show "Wheel of Fortune," and Sajak, to his credit, has been hosting it ever since. There has been no shortage of these strange net worth advertisements online. It's likely the misleading ads will continue to be displayed for other celebrities in the future  dead or alive. Snopes debunks a wide range of content, and online advertisements are no exception. Misleading ads often lead to obscure websites that host lengthy slideshow articles with lots of pages. It's called advertising "arbitrage." The advertiser's goal is to make more money on ads displayed on the slideshow's pages than it cost to show the initial ad that lured them to it. Feel free to submit ads to us, and be sure to include a screenshot of the ad and the link to where the ad leads. submit ads to us Imagine America as a sweaty, scruffy, cigarette-smoking dude -- with a drug problem.That vision comes to life in anew political ad: America could learn a lot from a drug addict, says Addicted Dude. Even though this countrys $14  trillion in debt, Washington raised the debt ceiling 10 times in the last 10 years. Each time  its like another hit  another spending hit. But youre the junkies.41 cents out of every dollar you spend is borrowed from places like China. So China is like your dealer, and your addiction and your dealer control your life. To borrow less, you need to spend less. Yeah  Washington could learn a lot from a drug addict.The ad was paid for by the Public Notice Research & Education Fund, a sister organization to Public Notice. In apress release, Public Notice said it was airing the ads in hopes that the super committee in Congress working on a new budget would adopt more spending cuts.Public Notice says its mission is to increase the publics awareness and understanding of the economic issues that affect their daily lives, communities, and children and grandchildren. That sounded rather generic to us, and we wanted to know more about Public Notice. However, as a 501(c)(4), Public Notice isnot requiredto disclose its donors. Public Notices executive director, Gretchen Hamel, is a former spokesman for the  House Republican Conference.We decided to fact-check the ads claim that 41 cents out of every dollar you spend is borrowed from places like China.To check this item, we turned to two government agencies that monitor the economy.We consulted the most recent report from the nonpartisan Congressional Budget Office to see if 41 cents of every dollar is borrowed.The numbers show that for fiscal year 2011 (which ended Sept. 30, 2011), the federal government took in $2.3 trillion and spent $3.6 trillion. So the shortfall between receipts and outlays was about $1.3 trillion. That means about 36 cents of every dollar spent was borrowed.Thats pretty close to the 41 percent the ad cited. When we contacted Public Notice, they told us they took their numbers from an earlier report published in June 2011 that included numbers for fiscal year 2010. The numbers we used were for fiscal year 2011 and published Nov. 7, 2011.Next, for the sake of thoroughness, we checked how much U.S. debt is held by China. China is the number one foreign country holding U.S. debt, according to the U.S. Treasury Department.China holds $1.15 trillion in U.S. debt, followed by Japan with $957 billion; the United Kingdom with $422 billion; and a group of oil-exporting countries that collectively hold $230 billion. (See the entire list. )So is Addicted Dude a good analogy for our budget situation? If China is our drug dealer, Chinas offering us the good stuff at an extremely low mark-up -- interest rates on U.S. Treasuries are near rock-bottom right now. On the other hand ...thats how they get you hooked.So well leave it up to you to decide whether the metaphor is apt.The ad from Public Notice says, 41 cents out of every dollar you spend is borrowed from places like China. China is indeed the country that holds the most U.S. debt. But the most recent numbers on U.S. debt put the borrowed amount slightly lower, at 36 cents on the dollar. So we rate this statement Mostly True.