Misleading Ad Does Not Show Nelly's Abandoned Mansion
On Aug. 10, 2021, a tweet claimed to show an abandoned mansion previously owned by the rapper Nelly. tweet Nelly The paid Twitter ad in question was highly misleading. Nelly never owned the property in the picture.   Readers who clicked the ad were led to a story about Nelly's real abandoned mansion, which was very different than what was seen in the Twitter ad. The article lasted a staggering 81 pages and showed multiple photographs that appeared to have been plucked from various YouTube videos and other websites. article According to Realtor.com, the real and perhaps at one time abandoned mansion that Nelly once owned is located in Wildwood, Missouri. It's located just outside of St. Louis, and did not appear in the ad above. The home showed as a pending sale in mid-August 2021. The mansion has six bedrooms and 6.5 baths and covers 10,799 square feet. The asking price was $599,000. According to Realtor.com https://www.realtor.com/realestateandhomes-detail/17329-Hidden-Valley-Dr_Wildwood_MO_63025_M79539-41672 The property history showed that the home was first purchased for an unknown amount of money on April 14, 1994. It was then listed for $2,650,000 in 2001 and then $2,499,000 in 2002. It sold on Sept. 4, 2002, again for an unknown price. It's not known when Nelly's former mansion was abandoned and emptied of all its contents. This video from the Living St. Louis YouTube channel shows the abandoned mansion when snow was falling in February 2021: video Living St. Louis YouTube channel  It's unknown if the current pending sale will go through successfully. According to the Freaktography website, the picture in the ad that showed a much larger building was taken in Northern Ontario. It was "built by a Canadian forest industry company." Work began in 2005. It was intended to be used as "an office complex, living quarters and a showcase" for the company's products. Freaktography reported that construction was abandoned after a "strong downturn in the global economy." Freaktography website https://www.youtube.com/watch?v=h9kPjeYI478&t=89s In sum, a misleading ad on Twitter claimed to show Nelly's abandoned mansion. In reality, the impressive picture was clickbait and had nothing to do with the rapper.
In March 2023, several media outlets and conservative pundits began sharing images of what they described as a deleted 2018 tweet from climate activist Greta Thunberg's account. That tweet, quoting from a now-deleted article, said, "A top climate scientist is warning that climate change will wipe out all of humanity unless we stop using fossil fuels over the next five years." tweet  Climate skeptics jumped on the deleted tweet as evidence of climate alarmism, insinuating that Thunberg's tweet suggested that, if climate science was accurate, humanity should be extinct at the time of this reporting. insinuating  Several problems exist with that narrative. First and foremost is the fact that the tweet and the article it linked to never said that humanity would vanish in 2023. Second, and also of crucial importance, is the "top climate scientist" referenced in the underlying article never actually said what these reports asserted him to have said. Here, Snopes untangles the controversy.  Yes, on June 21, 2018, Thunberg tweeted a link to a now deleted article on the website GritPost bearing the headline, "Top Climate Scientist: Humans Will Go Extinct if We Don't Fix Climate Change by 2023." The GritPost article rehashed content originally published on Forbes about a seminar given by James Anderson, a Harvard University professor of atmospheric science, at the University of Chicago in 2018. tweeted deleted article content As reported by Forbes, Anderson's talk focused on the need for a massive effort to curb climate change over the next five years: reported People have the misapprehension that we can recover from this state just by reducing carbon emissions, Anderson said in an appearance at the University of Chicago. Recovery is all but impossible, he argued, without a World War II-style transformation of industryan acceleration of the effort to halt carbon pollution and remove it from the atmosphere, and a new effort to reflect sunlight away from the earth's poles. This has to be done, Anderson added, within the next five years. The assertion that humanity would collapse as a result of this inaction stemmed from statements Forbes attributed to Anderson about declining Arctic ice: Forbes attributed "The chance that there will be any permanent ice left in the Arctic after 2022 is essentially zero," Anderson said, with 75 to 80 percent of permanent ice having melted already in the last 35 years. "Can we lose 75-80 percent of permanent ice and recover? The answer is no." Based on Internet Archive records, the GritPost article to which Thunberg linked was deleted sometime after July 2020. Thunberg deleted her tweet sometime after Mar. 7, 2023. Thunberg did not respond to Snopes' request for comment. July 2020 sometime after The claim that a top climate scientist allegedly predicted the collapse of humanity in 2023 has been popular with climate skeptics since Anderson allegedly made the claim in 2018. The Forbes article and Thunberg tweet were both widely lampooned for their alarmism at the time. When 2023 came and humanity still persisted, these same actors were ready to relish the moment, as summarized by Newsweek: summarized [Charlie] Kirk, founder of Turning Point USA, on March 12, 2023, wrote: "One of the best headlines of the year so far... 'Greta Thunberg deletes 2018 tweet saying world will end in 2023 after world does not end.'" Filmmaker [Dinesh] D'Souza, on March 12, 2023, added: "Climate Radical Greta Thunberg Caught Red Handed: Deletes 2018 Tweet That Says World Will End Without Action by 2023." [Brigitte] Gabriel, founder of ACT for America, on March 11, 2023, also said: "Greta Thunberg deleted this tweet because it exposes her for being a fraud. Make sure the entire world sees it." All of these tweets misread the claim repeated by Thunberg, GritPost, and Forbes. The point, as these individuals or outlets reported, was that humanity had to reach certain carbon emission benchmarks by 2023, or else catastrophic events decades to centuries later would be guaranteed because of feedbacks in the climate system. As Forbes described: The answer [to the question "can we lose 75-80 percent of permanent ice and recover"] is no in part because of what scientists call feedbacks, some of the ways the earth responds to warming. Among those feedbacks is the release of methane currently trapped in permafrost and under the sea, which will exacerbate warming. Another is the pending collapse of the Greenland ice sheet, which Anderson said will raise sea level by 7 meters (about 23 feet). Conflating the years scientists claim to be so-called "tipping points" with the year in which the end result of those tipping points is supposed to emerge is a rhetorical tactic common in climate-denial circles. Snopes has previously reported on the imprecise quotes contained in a 1989 Associated Press article misused in a similar way. a similar way Regardless of any Thunberg tweet, the claim allegedly made by Anderson that "the chance that there will be any permanent ice left in the Arctic after 2022 is essentially zero" has also recently been shared as evidence of climate "fraud," suggesting Anderson made a failed prediction:  The Forbes article was the only place in which the content of Anderson's seminar was reported, but Anderson toldThe Associated Press that he never made that argument, and that his words were wildly misinterpreted in media reports: Anderson told "That is a complete fabrication of what I said," Anderson wrote, referring to the claims he said humanity would be wiped out in five years. He said that during the seminar, he was displaying the most recent observations of Arctic sea ice volume  specifically the ice floating on the Arctic Ocean  and made the statement that "the current observed rate of floating ice loss volume, there will be no floating ice remaining by 2022." The focus of the statement was on the floating ice volume and the observed rate of disappearance at that time, he said. "Thus the statement was clear to those in attendance that the reference was to floating ice volume in the data shown on the slide, not arctic ice in general," Anderson clarified, adding, "so, the 'wiping out of humanity by 2022' is a total distortion of what I said or meant at the University of Chicago colloquium in 2018. I would never make such a statement." Thunberg deleted a tweet that repeated an imprecise paraphrase of a climate scientist's 2018 seminar talk. While it is factual that she deleted this tweet, claims that the tweet argued humanity would end in 2023 are false. As such, we rate this claim as a "Mixture" of truth. McMahon, Jeff. "We Have Five Years To Save Ourselves From Climate Change, Harvard Scientist Says." Forbes, https://www.forbes.com/sites/jeffmcmahon/2018/01/15/carbon-pollution-has-shoved-the-climate-backward-at-least-12-million-years-harvard-scientist-says/. Accessed 17 Mar. 2023. Norton, Tom. "Fact Check: Did Greta Thunberg Delete Claim That Humanity Will End by 2023?" Newsweek, 13 Mar. 2023, https://www.newsweek.com/fact-check-did-greta-thunberg-delete-claim-that-humanity-will-end-2023-1787420. "Posts Distort 2018 Greta Thunberg Tweet on Climate Danger." AP NEWS, 16 Mar. 2023, https://apnews.com/article/fact-check-greta-thunberg-deleted-tweet-675395214080. Top Climate Scientist: Humans Will Go Extinct If We Don't Fix Climate Change by 2023. 1 May 2018, https://web.archive.org/web/20180501150731/https://gritpost.com/humans-extinct-climate-change/.
 Update [3/22/2023]: Updated to read that Thunberg deleted the tweet sometime after Mar. 7, 2023. One of the lines of defense in the current Internal Revenue Service controversy is that the agency stumbled under a heavy workload of applications from groups seeking tax-exempt status. Steven Miller, the former acting IRS commissioner, made this point in a piece he wrote forUSA Today,describing a sharp increase in applications. The day after an audit critical of the agency went public on May 14, 2013, the IRS posted on aquestion-and-answer pagethat the number of applications has more than doubled in recent years. The agency connected that directly to the singling out of tea party groups, writing this inappropriate criterion was used as a shortcut to centralize similar cases. Rep. Tim Griffin, R-Ark., took issue with that argument. At a House Ways and Means Committee hearing on Tuesday, he spoke about myths being thrown around. There was no surge in 501(c)(4) applications in 2010, Griffin said. Its possible to check whether a flood of paperwork was a contributing factor in the IRS missteps and we can see if Griffin is on solid ground. The IRS keeps track of its workload and according to the inspector generals audit, IRS staff was on the lookout for tea party-type groups at least six months before we see a jump in the number of applications. In fact, the data tell us that the volume of applications had dropped a bit from the year before the screening began. Heres how the activity breaks down for 501(c)(4) applications, the sort of tax-exempt group where political activity is allowed: 2009:    1,751 2010:    1,735 2011:    2,265 2012:    3,357 The inspector generals report saidthese figurescame from the IRS Exempt Organizations office and were for the fiscal year. As a reminder, the governments fiscal year starts in October, so FY 2010 begins on Oct. 1, 2009, and runs through the end of September 2010. The inspector generals report also providesa detailed timelinethat tracks when the tea party screening began. On about March 1, 2010, a manager asked a staffer to tally the number of tea party-related applications. According to the report, the staffer used Tea Party, Patriots, and 9/12 as part of the criteria for these searches. The earliest that there might have been a jump in applications would have been in October 2010. That is well after the IRS began its effort to give selective treatment to tea party groups. The IRS is correct in saying that the number of applications doubled, but that happened later -- from 2011 to 2012. We contacted the IRS and nothing we learned changes the numbers or the sequence of events. Reporters for theChronicle of Philanthropyand theWashington Posthave sifted the facts, too, and reached the same conclusion: The rise in applications for 501(c)(4) status came after the IRS began treating tea party-type groups differently. Our ruling Griffin said there was no surge in 501(c)(4) applications in 2010, and the numbers from the IRS back him up. The timeline in the Inspector Generals audit shows that the selective treatment of groups based on their ties to the tea party movement began before any rise in the IRS workload. We rate the statement True. Claim:  Starting in 2011, all employees will have to pay taxes on the value of health insurance provided by their employers.  Example:  [Collected via e-mail, May 2010] I contacted my Congressman about House bill HR 3590, the health care bill. I asked for a summary of changes. The Aid directed me to go to www.thomas.gov, enter HR 3590 in the search box and look for summaries. Starting in 2011 (next year folks) your W-2 tax form sent by your employer will be increased to show the value of whatever health insurance you are given by the company. It does not matter if that's a private concern or Governmental body of some sort. If you're retired? So what; your gross WILL go up by the amount of insurance you get. You will be required to pay taxes on a large sum of money that you have never seen. Take your tax form you just finished and see what $15,000 or $20,000 additional gross does to your tax debt. That's what you'll pay next year. For many it also puts you into a new higher bracket so it's even worse. This is how the government is going to buy insurance for 15% that don't have insurance and it's only part of the tax increases. Not believing this I researched the summaries and here's what I'm reading: On page 25 of 29:TITLE IX REVENUE PROVISIONS- SUBTITLE A: REVENUE OFFSET PROVISIONS - (sec. 9001, as modified by sec. 10901)    Sec.9002."requires employers to include in the W-2 form of each employee the aggregate cost of applicable employer sponsored group health coverage that is excludable from the employee's gross income." Joan Pryde is the senior tax editor for the Kiplinger letters. Go to Kiplinger's and read about 13 tax changes that could affect you. Number 3 is what I just told you about. Why am I sending you this? The same reason I hope you forward this to every single person in your address book. People have the right to know the truth because an election is coming in November and we need to vote in Conservatives that will repel this horrid law!    Origins:  This is another case of a legislative issue which has a kernel of truth to it, but which has been misinterpreted, affects only a small percentage of the population, and has misleadingly been blown out of proportion through someone's mistaken assumption that it applies to everyone. Section 9002 of PPACA, the Patient Protection and Affordable Care Act (H.R. 3590), requires that all employers, beginning in 2011, report the aggregate cost of employer-sponsored health benefits they provide to employees on those employees' W-2 forms.  However, the monetary values so reported will neither be counted as gross income nor will they be taxed; they will be included for informational purposes only.  (Section 106A of the Internal Revenue Code states that, in general, employer-provided health coverage is not taxable to the employee.) Section 106A The portion (Title IX, Sec. 9001) of the PPACA referenced above is entitled "Excise Tax on High Cost Employer-Sponsored Coverage."  This is the section of the recently passed health care reform legislation that addresses taxing so-called high-level "Cadillac" health care plans that some employees receive through their employers.   Title IX, Sec. 9001 In general, beginning in 2018 (not 2011), the PPACA imposes a 40% excise tax on the value of employer-sponsored medical insurance that exceeds a given threshold (initially $27,500 annually).  This excise tax would be paid by the insurance company, not the employee, and is initially expected to affect fewer than 10% of families covered by health insurance: Many employers pay most of the premium for health coverage. Workers pick up the rest but pay no taxes on the employer's often-substantial contribution. That's why many unions have bargained hard for generous health coverage over the years, even if that meant forgoing a bigger pay raise. The new agreement would take away the tax advantage for a small portion of the health benefit by imposing a 40 percent tax on the amount by which the premiums for employer-sponsored health coverage exceed specified thresholds. That would be $27,500 a year for a family, starting in 2018. The tax on a $29,500 plan would be $800, or 40 percent of $2,000. The insurance company would pay the tax but would almost certainly pass it along to the employer and its employees. That $27,500 threshold is well above the current average of $13,400 for a family plan. By 2016, more than 80 percent of all family plans are projected to still fall below the threshold. In the following years, the tax threshold would rise more slowly than the likely rate of inflation in medical costs, which could mean the plans of millions of workers  a small minority of the work force  would be subject to the tax in theory. Most likely, insurers will drop their premiums just below the threshold. They could do that by setting higher deductibles and co-payments, managing access to care more tightly, or reducing benefits. Last updated:  25 May 2010    The New York Times.  "Cadillac Plans."   15 January 2010.    The Washington Post.  "Will President Obama Defend the 'Cadillac Tax' to Cut Health-Care Costs?"   12 January 2010. In July 2023, a series of imageswent viral depicting elderly women with what appeared to begiant crocheted cats. went viral  The images were reposted on social media platforms such as Facebook, Twitter, Instagram, Reddit, and 9GAG, gaining millions of views. We also found them on Chinese and Russian-speaking websites. Facebook Twitter Instagram Reddit 9GAG Chinese Russian The pictures in question were originally posted on July 3, 2023, by Instagram account @ai.artandcat. In the bio section of that profile, we found a link to aFacebook pagetitled, "Lydia's AI Art and Cats," with a user namedLydia Masterova marked as the page's owner. Masterova had a history online of sharing AI-generated pictures. posted @ai.artandcat page  Wywietl ten post na Instagramie  Post udostpniony przez Cats and art (@ai.artandcat) Post udostpniony przez Cats and art (@ai.artandcat)  Masterova's images of crocheted cats had telltale signs of being generated by artificial intelligence (AI) software. For instance, the women in the photographs had abnormally large hands or an incorrect number of toes. Each picture depicted an elderly lady with white hair; however, the women did not appear to be the same person as various characteristics, such as their hairstyles and eyeglasses, varied significantly.   (Instagram account @ai.artandcat)   (Instagram account @ai.artandcat) AI-detection tools, such as AI or Not and IIlluminarty, confirmed the images were created using artificial intelligence software. Therefore, we have rated this claim as "Fake." AI or Not IIlluminarty In July 2023, Masterova shared a message via herInstagramaccount and Facebook page thatintroduced herself and explained that she started creating AI-generated content to distract herself from the war in Ukraine, which is where she is from: Instagram Facebook Here's a bit about me (and giant crochet cats). My name is Lydia, and I'm from Ukraine ??. A couple of months ago, to distract myself from the horrors of war, I immersed myself in the imaginative world of AI. Before that, I was a cat photographer and had always loved cats and animals in general, so it was only natural to start with them. At first, I incorporated cats into paintings by famous artists, hence the word "art" in my page name. However, I soon realized that almost everyone had already drawn the Mona Lisa with a cat or as a cat. Then, I attempted to draw hybrids of cats and other animals, but AI struggled to achieve that.When my parents, family, and friends in Ukraine were under bombing, I thought posting random stuff on my Facebook account was inappropriate, so I created a new page and Instagram account.And now, let's talk about these giant crocheted cats! She said her passion for various crafts inspired her to create the images of crocheted items. Since posting the images, she acknowledged they have circulated online without proper attribution, or disclaimers to note that they're not real. In the Instagram and Facebook post, she said she did not write captions for her original posts sharing the AI-generated images because"it's considered a bad form to use watermarks" in online groups dedicated to such content, and she did not have access to a computer to do so.The message continued: I used to do lots of various crafts, from crocheting and knitting to sewing soft toys. Now, I draw whatever comes to my mind first. During my vacation in early July, these crocheted cats were born. In AI groups, it's considered a bad form to use watermarks. It was very late at night, and I couldn't access a computer, so I posted them on my page and in the Midjourney Cat group without a caption. By morning, I found that the images had spread across various pages and groups. People from Europe, Asia, Australia, and even South Africa write to me saying they find these cats in crochet groups. I never posted them as actual crochet, and unfortunately, I can't do anything about it. Every day, I come across posts with titles like "My 80-year-old grandma finally finished her cat," and so on. Someone even posted it on National Geographic. When I tried to message them, 90% didn't reply, and a couple of times, I received rude responses, claiming that since it's AI, I have no rights to these images. But a few pages did credit me in their posts, though still with headlines not of my creation. Lesson learned. Now, I'll always add captions. The cat photographs aside,most of Masterova's images on Facebook and Instagram appeared tohavea watermark, including a series of elderly women riding what appeared to be crocheted motorcycles. That series was captioned, "Badass grandmas on their crochet bikes." most have   (Facebook page Lydia's AI Art and Cats) Masterova said the viral crochet images have brought her new attention online, including from people who do not like her work: Before the crochet cats, I had around 100 followers, and now the haters have come. Some send me to hell, others wish for my hard drive to burn, and some think using AI is stealing from real artists. It's just a hobby. I don't sell anything. I don't make money. I simply come up with nonexistent things, using my imagination. If someone doesn't like it, they can always scroll past it. AsAI-generated content becomes more prevalent on social media, it's worth knowing how to spot such images. We encourage you to read our tips. AI-generated read our tips Claim:  Alabama mom's Obamacare horror story gives America a glimpse of government run healthcare. CORRECTLY ATTRIBUTED Example:  [Collected on the Internet, December 2013] My family's journey with securing our new insurance under the Affordable Care Act (ACA) started on October 1, 2013.   I have decided to write this letter to let the American people know what it has been like for us.   We are a family of four, with two little boys' ages seven years old and three years old.   My husband and I have had full time jobs for 6 years and 13 years respectively.  We have been with the same two companies for those years.  We are a middle class family; we own our three bedroom two bath house, we own two cars, and previously provided our own insurance for the four of us.  We have coverage through Individual Blue from Blue Cross Blue Shield of Alabama until 12/31/13. Our premiums have been $380.00 a month, which also included dental coverage for all four of us.  On October, 1, 2013 we received our letters like other Alabamians about our new premiums and plans for 2014 from Blue Cross Blue Shield (BCBS) of Alabama.  When I opened our letter to say I had sticker shock was an understatement.  Our premiums for the Blue Saver Silver would now be $753.26. This included the ACA tax but did not include the additional $75.00 we would need to pay in order to keep dental for me and my husband.  So we would need to pay total $828.26 to keep health and dental insurance for the four of us.  This payment is roughly $64.00 less than what we pay for our mortgage each month.  I was outraged that anyone thought we could afford this.  Sure we have some savings, but with that price tag we would whittle it down to almost nothing very quickly.  I consider savings as a rainy day fund, a start to saving for the kids college, our retirement, etc.  I never dreamed in a million years we would need to use it to pay our insurance premiums each month  how in the world could this help the economy too?  [Rest of article here.] here Origins:  The item referenced above, an open detailing one Alabama woman's extreme difficulty and frustration in obtaining ACA-compliant health insurance coverage for her family (including her 7-year-old son with ADHD) was posted under the name of Karri Kinder on 23 December 2013 as the sole entry in a blog and was republished (without additional comment) by the Independent Journal Review on 31 December 2013. blog republished Certainly her experience is not unique in kind, as many residents of Alabama covered by Blue Cross and Blue Shield (BCBS) of Alabama (an insurer who has an 88% share of the state's health insurance market) found out at the end of 2013 that they would be paying much higher premiums for ACA-compliant coverage through BCBS: Doug Hoffman, who works statewide to help people sign up for benefits through the Affordable Care Act, just received a Blue Cross and Blue Shield of Alabama notice in the mail to find health insurance rates for his family have doubled. And  he's mad  at Blue Cross. "I just got my benefits renewal from Blue Cross for next year and they doubled my rate!" he wrote AL.com in an email. "I was paying $675 for a family premium (2 adults, one 22 yo dependent) with a $1,500 deducible. The new rate for a comparable plan is $1,360 with a $3,000 deductible. Basically they have doubled my costs." "It appears as though Blue Cross is taking advantage of the ACA by hiking rates big time," said Hoffman, who is based in Birmingham with Enroll Alabama. Others, who have received the notices from the state's dominant health insurer are mad as well  at Obamacare. "Obama thinks that he is making insurance affordable," wrote one reader to the Mobile Press Register Sound Off feature. "I just got a letter from my Blue Cross Blue Shield that if I want to keep their insurance it's going to cost me $300 more a month. I already pay $300 a month now and they're wanting right at $600 a month for this Affordable Care Act." Blue Cross posted an explanation for the rate hikes to its Facebook page, maintaining that several reasons are behind the increased premiums: more taxes and fees, a requirement to rate family members individually, and the elimination of health underwriting and waiting periods for preexisting conditions: explanation The new law requires all health insurance companies in the individual and small group markets to use a consistent rating method called "member level rating." For the individual market, this means each person on an insurance policy will now be rated based on age, whether he or she uses tobacco, and the county in which the policy holder lives. In the past Blue Cross was able to offer one family premium, no matter the size.  For family plans, most family members will now be rated individually. Once each person has been rated, the amounts are added together to get a family's premium cost. For children age 20 and younger, the oldest three children will be individually rated and included in the family premium amount.   As a result, larger families may experience higher premiums. As Mike Oliver noted in an article for AL.com, the elimination of health underwriting may have a substantial effect on health insurance premiums in that state: article "Alabama has allowed medical underwriting  you're going to be quoted a high premium if you have something wrong with you," said Michael Morrisey, director of the University of Alabama at Birmingham Lister Hill Center for Health Policy. "The Affordable Care Act abolishes medical underwriting." This means that those with expensive health problems will likely now jump in and buy coverage because it will be less expensive for them  or if they already have coverage  their rates will go down. But that also means rates will go up for everyone else as the insurer spreads that new cost around. "The thing that happens when you eliminate underwriting is that you lump dissimilar people together," Morrisey said. "When you combine groups, one group is better off and the other group is worse off"  in terms of premium prices. As a policy, the elimination of medical underwriting and preexisting condition clauses helps broaden access to health care coverage and that was the aim of its inclusion in the Affordable Care Act. Reformers say it eliminates insurers from "cherry-picking" and reduces uncompensated care. Karri Kinder subsequently posted followups to her original blog entry about her insurance issue, the update of 4 January 2014 stating that: Karri Kinder blog entry I do have some good news.  Because I decided to write my letter and speak out, people stepped up and helped us.  We were contacted on January 1, 2014 by the U.S. Department of Health and Human Services.  I was told by the woman I spoke with that she had read my letter and wanted to get her team involved and see what they could do to help us.  I recounted to her what was happening and that I had been advised to go ahead and sign me and my husband up for a plan on healthcare.gov.  We went with a lower cost plan because it was going to just be the two of us.  We had no idea what it was going to cost for the children once we got some answers.  So we went with BCBS Blue Value Saver plan.  The cost of the plan is $459.19.  We qualified for $255.00 in subsidies so the final cost of the plan to us is $204.19 each month.  I told the lady that I would cancel that plan if I needed to.  What we wanted was to have all of us on one plan like we always have been.  She said, "If the kids qualify for All Kids then I am pretty sure they have to go that route or you will have to buy them a plan at the normal rate."  So again we were told more than likely we will have to go through All Kids.  She took the rest of our information down and said she was getting her team to work on it and would either call us back or All Kids would contact us. Last updated:  4 January 2014    Oliver, Mike.   "Blue Cross in Alabama: We Didn't 'Cancel' Health Policies."   AL.com.  2 December 2013.    Walsh, Alex.   "Obamacare, Big Blue, and You."   AL.com.  31 December 2013. On 28 February 2017, Breitbart.com reported that big box retailer Target's stock had "crashed," losing a combined total of $15 billion in investor wealth, because of the chain's announcement in 2016 that it would allow transgender customers and employees to use bathrooms corresponding to their gender identity: reported Targets stock value is now down by 30 percent since it sparked a consumer boycott by embracing the transgender political agenda. That 30 percent drop has slashed investors wealth by roughly $15 billion. On Tuesday, the stock fell to $58.78, down from its April 19 high of $83.98. In contrast, WalMart is up 3 percent since April, and Kohls is down less than one percent. Company officials indirectly acknowledged the consumer boycott. Our fourth-quarter results reflect the impact of rapidly changing consumer behavior, which drove very strong digital growth but unexpected softness in our stores, Target CEO Brian Cornell said in a company statement. The company also admitted that it would likely continue to experience losses through the year. On 19 April 2016, Target announced that transgender customers and employees were free to use the restroom that corresponded to their gender identity amid a national row on the subject during the 2016 election cycle. The announcement came after North Carolina enacted the controversial HB 2 in March 2016, a law that came to be colloquially termed the "bathroom bill," and required public single-sex restrooms only be used by people of the corresponding biological sex. The controversy, and Target's definitive stance, prompted conservative groups like the American Family Association (AFA) to launch a boycott. Nearly 1.5 million people have signed the AFA's petition as of 1 March 2017. announced HB 2 boycott Target shares did plunge on 28 February 2017, but it wasn't due to its nearly year-old bathroom policy. The drop was due to 2017 guidance announced during an investor day event. Projections were far lower than expected by Wall Street analysts (the term "guidance" means projected earnings). The drop in Target stock corresponds to the announcement made at their investor event: event  Source: Yahoo! Finance  According to Edward Jones analyst Brian Yarbough, Wall Street was expecting Target to project earnings of $5.30 per share, but the company instead gave guidance of $3.80 to $4.20 per share which was "well below" expectations, prompting the drop in share value. According to Reuters, Target's dive dragged others down with it: Targets plunge prompted declines across the retail sector. Wal-Mart Stores Inc was down 2.0 percent, with Kroger Co down 1.2 percent and Macy's Inc off 1.7 percent. Dollar General Corp fell 4.2 percent. What is dogging Target and other retailers has been competition with all-online retailers like Amazon, which do not have the overhead cost of brick-and-mortar locations. Target, for example, has 1,803 stores. "Online players dont have a huge network of stores and since they dont have that cost, they can offer lower prices," Yarbough said. Customers also have the immediate ability to do price-comparisons with smart phones. These changing patterns are reflected in a statement given by Target CEO Brian Cornell: statement Our fourth quarter results reflect the impact of rapidly-changing consumer behavior, which drove very strong digital growth but unexpected softness in our stores. At our meeting with the financial community this morning, we will provide detail on the meaningful investments were making in our business and financial model which will position Target for long-term, sustainable growth in this new era in retail. We will accelerate our investments in a smart network of physical and digital assets as well as our exclusive and differentiated assortment, including the launch of more than 12 new brands, representing more than $10 billion of our sales, over the next two years. In addition, we will invest in lower gross margins to ensure we are clearly and competitively priced every day. While the transition to this new model will present headwinds to our sales and profit performance in the short term, we are confident that these changes will best-position Target for continued success over the long term. Although Target offers online shopping, profit there tends to be lower due to associated costs like shipping and price competition from the likes of Amazon. Retailers are struggling to survive with more profitable in-store sales lagging, and lower profit margins due to a growing contingency of online shoppers: Although its e-commerce operation is growing quickly, Target reported its third straight quarter of lower sales from existing stores, citing "unexpected softness" and raising new questions about the health of large national retailers in the United States. Target also forecast first-quarter profit well below Wall Street estimates. Shares sank 13 percent, on track for their biggest one-day percentage drop in more than 18 years. Target's stock has lost a quarter of its value since the 2016 holiday season started in November, and is now trading at its lowest level since August 2014. Target maintains the bathroom policy has had no effects on its business, with company spokeswoman Erika Winkels telling us in an e-mail, "We have made it clear over time that weve seen no material impact to the business based on the bathroom policy. We dont have anything new or different to share." A poor performance in the 2016 holiday season was also attributed to online sales outpacing foot traffic, but Target is, again, not the only chain feeling the effects: Department stores across the country are paying the price for underestimating Amazon this holiday season. Macy's and Kohl's both reported lower-than-expected sales during the all-important end-of-year retail period, and announced a spate of store closures that will lead to thousands of lost jobs. Sears has even been reduced to selling off one of its iconic brands after a double-digit sales slide. Industry observers blame online competition, as well as department store brands' own shortfalls in adapting to a fundamental shift in consumer behavior. Nevertheless, Neil Saunders, managing director of GlobalData Retail, told us that Target could be worse off than it is: Its in a much better position than some retailers because its balance sheet is still robust whereas Sears and Macy's are in a very difficult position. With Target, it's much more about tweaking and reinvention at the edges. [The guidance] wasnt great, but not as bad other people. Saunders told Reuters that while Wal-Mart has been buoyed by successfully offering groceries, Target has not been able to keep up on that front, calling its grocery offerings "confusing." Reuters "Target is neither a full-line grocer nor a player with lots of niche specialty products; it is neither a high-end player, nor a price focused discounter," he said. It is difficult to say with certainty whether the Target's commerce overall has been negatively affected by its policy on transgender people. Although company representatives have maintained it has not, shortly after Cornell made the announcement, USA Today reported a study that showed the percentage of people who would consider shopping there the next time they needed something dropped from 42 to 38 percent. But the retail industry as a whole is facing a dramatic shift in consumer behavior, and retailers have struggled to keep pace with it. reported Target's late February 2017 stock drop, however, was the result of announcements made during an investor day event, and cannot be attributed to their policy on bathroom use. Huston, Warner Todd.  "Target Retailer Hits $15 Billion Loss Since Pro-Transgender Announcement."
  Breitbart.  28 February 2017. Target.com.  "Continuing to Stand for Inclusivity."
  Press Release.  19 April 2016. House Bill 2.  "Public Facilities Privacy & Security Act."
  North Carolina State Legislation.  23 March 2016. American Family Association.  "Sign the Boycott Target Pledge!"
  Petition.  20 April 2016. Naidu, Richa et al.  "Target's Profit Outlook Sinks Retail Stocks."
  Reuters  28 February 2017. Target.com.  "Target Reports Fourth Quarter and Full-Year 2016 Earnings."
  Press Release.  28 February 2017. White, Martha C.  "Department Stores Are Paying the Price for Underestimating Amazon."
  CNBC.  5 January 2017. Malcolm, Hadley.  "Target Brand Perception Falls, But It's Not 'Catastrophic.'"
  USA Today.  29 April 2016. In mid-October 2018, Facebook users shared an inaccurate meme asking "Were any of you aware that ALL the Democrats voted AGAINST the 2.8% Social Security cost of living increase?":     No Democrats, or any other legislators for that matter, voted for or against the 2.8 percent cost of living allowance (COLA) increase that Social Security recipients will see beginning in 2019. Since 1975, COLA increases have kicked in automatically and are based on changes in the consumer price index, a figure calculated by the U.S. Bureau of Labor Statistics. figure Here's how the Social Security Administration has summarized the history of COLA increases: summarized Most people are aware that there are annual increases in Social Security benefits to offset the corrosive effects of inflation on fixed incomes. These increases, now known as Cost of Living Allowances (COLAs), are such an accepted feature of the program that it is difficult to imagine a time when there were no COLAs. But in fact, when Ida May Fuller received her first $22.54 benefit payment in January of 1940, this would be the same amount she would receive each month for the next 10 years. For Ida May Fuller, and the millions of other Social Security beneficiaries like her, the amount of that first benefit check was the amount they could expect to receive for life. It was not until the 1950 Amendments that Congress first legislated an increase in benefits. Current beneficiaries had their payments recomputed and Ida May Fuller, for example, saw her monthly check increase from $22.54 to $41.30. These recomputations were effective for September 1950 and appeared for the first time in the October 1950 checks. A second increase was legislated for September 1952. Together these two increases almost doubled the value of Social Security benefits for existing beneficiaries. From that point on, benefits were increased only when Congress enacted special legislation for that purpose. In 1972 legislation the law was changed to provide, beginning in 1975, for automatic annual cost-of-living allowances (i.e., COLAs) based on the annual increase in consumer prices. No longer do beneficiaries have to await a special act of Congress to receive a benefit increase and no longer does inflation drain value from Social Security benefits. In 1972 legislation The latest increase will affect 62 million Social Security and Supplemental Security Income (SSI) recipients starting in January 2019. It's the largest increase since 2012, when beneficiaries saw a 3.6 percent boost. affect largest Konish, Lorie.  "Your Social Security Check Will Get a 2.8% Boost in 2019."
  AL.com.  16 October 2018. Social Security Administration.  "Historical Background and Development of Social Security."
  Accessed 17 October 2018. Social Security Administration.  "Social Security Benefits to Increase in 2019."
  11 October 2018. On 9 May 2017, Facebook page "The Church of PUNK" shared an article reporting that a KGB agent admitted the band the Sex Pistols were an operation backed by the former Soviet Union to destabilize Western democracy: shared article   The April 2015 article reported that at the time it was published, a former KGB agent had just disclosed the punk rock plot: article Alexandrei Varennikovic Voloshin, a retired KGB agent, has admitted this week on National Russian Television (NTV) that the Union of Soviet Socialist Republics (USSR) was behind the creation of the 1970s punk scene and financed major punk bands such as the Sex Pistols, the Clash and the Ramones. The USSR government at the time spent hundreds of millions of rubles on this covert operation destined to create utter chaos and pervert the Western youth to nihilist, anti-establishment and anti-american ideologies he explained in an hour long interview broadcast on national television. There is no truth to this story; World News Daily Report states on its own disclaimer page that all of the content on the site is fictional: no truth disclaimer WNDR assumes however all responsibility for the satirical nature of its articles and for the fictional nature of their content. All characters appearing in the articles in this website  even those based on real people  are entirely fictional and any resemblance between them and any persons, living, dead, or undead is purely a miracle. In early May 2021, photographs that reportedly showed a man holding what appeared to be a tiger shark along the bank of Floridas Chassahowitzka River sparked criticism on social media and launched an investigation by wildlife officials. The pictures were widely reported by both Florida and national media outlets, as well as shared within several groups on Facebook. sparked criticism social media  Facebook  The Chassahowitzka River is located along the Gulf of Mexico in central Florida. Though some species of shark have been known to swim into brackish waters like estuaries and river mouths, it is uncommon for a saltwater shark to survive in the freshwater of rivers. Marine conservation organization Oceana noted in a blog post that freshwater rivers and lakes are generally out of the question for species such as great white sharks, tiger sharks, and hammerhead sharks. located blog post At the time of writing, it is not yet known where the tiger shark was initially captured or how it wound up in the Chassahowitzka River. Snopes attempted to contact the photographers but did not hear back at the time of publication. In an email to Snopes, the Florida Fish and Wildlife Conservation Commission (FWC) confirmed that the tiger shark had been caught in state waters in the Gulf of Mexico and was brought to the Chassahowitzka River. The FWC is aware of the incident that took place over the weekend on the Chassahowitzka River involving a tiger shark. The FWC takes this very seriously and is grateful to everyone who reported this incident. Tiger sharks are prohibited from harvest in state waters, wrote FWC Public Information Coordinator Karen Parker. FWC law enforcement officers have investigated this incident and have issued a Notice to Appear to two individuals for taking a prohibited species of shark. The two subjects currently have a Citrus County court date. Both individuals face a charge under 68B-44.004(3)(b), a ruling under the Florida Department of State that prohibits individuals from harvesting or possessing prohibited species from Florida waters. So named for the tiger-liked vertical markings along their sides, tiger sharks are considered as Near Threatened by The World Conservation Union and are protected from commercial and recreational harvest in Florida state waters. 68B-44.004(3)(b) tiger sharks Near Threatened Neither person has been identified by law enforcement officials, but we will update the article as more information becomes available. Social media users are frequently targeted by anniversary giveaway and survey scams, with one common form of bait being fake coupon offers for free boxes of Dunkin' Donuts:  Such scams typically provide links which lead to web pages (not operated or sponsored by Dunkin' Donuts) displaying the Dunkin' logo along with entreaties to spread the scam further by sharing those pages and writing thank you in the comments field. The free Dunkin' Donuts offers are a variation of the company anniversary survey scam, a ploy that depends on the unwary unwittingly promoting the phony offer to their social media friends: anniversary survey scam These web pages (which are not operated or sponsored by the companies they reference) typically ask the unwary to click what appear to be Facebook share buttons and post comments to the scammers site (which is really a ruse to dupe users into spreading the scam by sharing it with all of their Facebook friends). Those who follow such instructions are then led into a set of pages prompting them to input a fair amount of personal information (including name, age, address, and phone numbers), complete a lengthy series of surveys, and finally sign up (and commit to paying) for at least two Reward Offers (e.g., Netflix subscriptions, credit report monitoring services, prepaid credit cards). A representative for Dunkin' Donuts wrote on the company's official Facebook page that the online "free dozen" coupon was not one offered by the chain:   The Better Business Bureau issued guidelines warning specifically of identical scams on Facebook that target shoppers: Dont believe what you see. Its easy to steal the colors, logos and header of an established organization. Scammers can also make links look like they lead to legitimate websites and emails appear to come from a different sender. Legitimate businesses do not ask for credit card numbers or banking information on customer surveys. If they do ask for personal information, like an address or email, be sure theres a link to their privacy policy. When in doubt, do a quick web search. If the survey is a scam, you may find alerts or complaints from other consumers. The organizations real website may have further information. Watch out for a reward thats too good to be true. If the survey is real, you may be entered in a drawing to win a gift card or receive a small discount off your next purchase. Few businesses can afford to give away $50 gift cards for completing a few questions. Legitimate Dunkin' Donuts offers are listed in a Promotions page on the company's website. Promotions