Shoo Fly Awry
FACT CHECK: Did Kentucky hire an Amish DMV clerk who refused to issue driver's licenses based on her religious beliefs?      Claim:  Kentucky hired an Amish DMV clerk who refused to issue driver's licenses based on her religious beliefs.    Example:   [Collected via Twitter and Facebook, August 2015] Why can't an Amish worker at a DMV refuse to give out driver's licenses? pic.twitter.com/fntubM4XGB pic.twitter.com/fntubM4XGB  Hamybear (@hamybear) August 16, 2015 August 16, 2015    Origins: On 26 June 2015, the Supreme Court's decision in the case Obergefell vs. Hodges [PDF] held that same-sex couples were guaranteed the right to marry under both the Due Process Clause and Equal Protection Clause of the Fourteenth Amendment. (Almost immediately, that decision led to a number of rumors and viral claims; that pedophiles would soon be granted similar rights, that Joe Biden had gone on a victory spree, and that Facebook had begun tracking the political beliefs of users via a celebratory rainbow filter for profile pictures.) PDF pedophiles Joe Biden rainbow filter Tangential rumors circulated pertaining to individuals and businesses who subsequently (or previously) went out on a limb for their religious opposition to marriage equality, which included a false claim involving a pastor purportedly  jailed for refusing to marry a gay couple and the true case of an Oregon bakery ordered to pay damages stemming from a pre-decision refusal to serve a same-sex couple. The meme displayed above was inspired by Kentucky court clerk named Kim Davis, who unwittingly starred in a viral video during which she refused to issue a marriage license to a same-sex couple shortly after the June 2015 Supreme Court ruling. jailed bakery Kim Davis On 12 August 2015, U.S. District Judge David L. Bunning ordered Davis [PDF] to begin issuing licenses as requested. Bunning wrote in his ruling that by "openly adopting a policy that promotes her own religious convictions at the expenses of others," Davis had violated the law, adding: ordered PDF Davis remains free to practice her Apostolic Christian beliefs. She may continue to attend church twice a week, participate in Bible Study and minister to female inmates at the Rowan County Jail. She is even free to believe that marriage is a union between one man and one woman, as many Americans do. However, her religious convictions cannot excuse her from performing the duties that she took an oath to perform as Rowan County Clerk. The humorous image above was clearly created to poke fun at Davis over the legal dispute (and the general issue of allowing personal religious beliefs to trump the requirements of employment and public service), a subtlety lost on many social media users who hadn't heard of the marriage license controversy in Kentucky and consequently didn't get the joke. The jape partially relies outsider assumptions about Amish  culture, one of which is the notion that Amish people are prohibited from driving due to their religion. That's not precisely accurate, as use of a horse-and-buggy over cars is primarily a cultural choice and not part of a specific anti-automobile religious edict applied to everyone: Amish anti-automobile Although the Amish are allowed to use automobiles for social and business functions, the church rules prohibit members from owning as well as driving a car. Amish businessmen are also not allowed to provide loans to non-Amish employees for the purpose of buying a vehicle. Ownership of an automobile is considered a taboo. It is important to the community to maintain the horse and buggy as a symbol of Amish identity. The joke also leans on a (fallacious) assumption that Amish citizens neither seek nor require state driver's licenses, part of a broad, inaccurate perception of the community as frightened of the outside world. The Amish often need state-issued ID for a variety of day-to-day purposes, including the operation of lucrative businesses (contrary to the belief Amish people reject wealth and/or financial success entirely or that they lack awareness of modern conventions). Photographic requirements have presented problems for Amish people seeking licenses, however, as their traditions generally favor the avoidance of photography. (Yet another misconception asserts the practice is due to a primitive, uneducated fear that the camera might "steal" a person's soul; in actuality, it's more due to intentional humility and not a fear of technology.) state-issued ID variety operation photography fear steal soul While the meme seen here satirizes the imposition of religious belief on outsiders by a presumably stricter sect, it should be noted that Amish communities are known for a marked disinclination to interact with the "English" world save for necessary circumstances. Although their religious beliefs are notoriously stringent, Amish folks are far likelier to be encroached upon by a conflict of law and faith than the other way around. disinclination Last updated:  17August 2015 Originally published: 17August 2015
Snopes is still fighting an infodemic of rumors and misinformation surrounding the COVID-19 pandemic, and you can help. Find out what we've learned and how to inoculate yourself against COVID-19 misinformation. Read the latest fact checks about the vaccines. Submit any questionable rumors and advice you encounter. Become a Founding Member to help us hire more fact-checkers. And, please, follow the CDC or WHO for guidance on protecting your community from the disease.  fighting Find out Read Submit Become a Founding Member CDC WHO On March 11, 2021, U.S. President Joe Biden signed the American Rescue Plan, a $1.9 trillion stimulus package to provide relief to Americans who have been struggling during the COVID-19 pandemic. In the days leading up to this bill's passage, a number of Republican lawmakers and pundits criticized the bill, arguing that only 9% of the relief package had anything to do with COVID-19.  signed Conservative author Melisa Tate, for example, wrote on Twitter that the bill "only gives 9% to the American people" while the rest went to politicians and their cronies. Sen. Marsha Blackburn, R-Tenn., said that she voted against the "COVID relief" bill because "only 9% of this bill is COVID-related" while "the rest is allocated to liberal pet projects and blue state bailouts." Twitter voted against   The claim that only 9% of the $1.9 trillion American Rescue Plan is going to COVID relief is largely false. The vast majority of this bill will provide financial relief to people, businesses, and governments who have struggled during the COVID-19 pandemic.  The argument that only 9% of the measure will go to COVID relief appears to be an exaggeration of the fact that the American Rescue Plan will provide approximately $160 billion (about 8.5% of the total) for testing, protective gear, vaccine production and distribution, and other measures to directly combat the virus. $160 billion (about 8.5% of the total) for testing While it's true that only about 9% of this bill goes to fighting the virus directly, that figure does not include the vast majority of funds aimed at providing financial relief to those who have struggled through the pandemic. For example, the 9% does not include the most famous part of the American Rescue Plan, the $1,400 stimulus checks for individuals, which is expected to amount to around $400 billion (or about 21% of the total). This 9% figure also doesn't account for items such as unemployment insurance, a child tax care credit, funding for schools to re-open, rent assistance, and other measures aimed at providing relief to Americans.  $400 billion account for items Sen. Angus King, I-Maine, told NPR that there were two parts to the American Rescue Plan. The first dealt with combating COVID directly, while the second aimed at dealing with the financial crisis that resulted from the pandemic: NPR "There are really two pieces to this bill. One is directly related to the health crisis, but the other, and the larger piece, is related to the economic crisis that the health crisis has created." The vast majority of the American Rescue Plan is concerned with providing relief to people, businesses, and governments that have suffered during the COVID-19 pandemic. According to the Committee for a Responsible Federal Budget, about $300 billion (or 15% of the bill) "is spent on long-standing policy priorities that are not directly related to the current crisis." In other words, about 85% of the bill is related specifically to the impacts of COVID-19.  Committee for a Responsible Federal Budget In short: The American Rescue Plan is a multi-faceted, $1.9 trillion to bill that provides financial relief to those struggling during the COVID-19 pandemic. While it's true that only 9% of this funding will be used to directly combat the virus (via vaccine distribution and other health measures), this bill provides relief to Americans in several other ways. The $1,400 COVID-19 relief checks, for example, account for more than 20% of this $1.9 trillion bill. Austins typically soft-spoken mayor recently popped a big-as-Texas boast. Theres a reason Austin is number one in Texas in startups and venture capital and patents, Steve Adler said. Adler, speaking outside City Hall, went on: Theres a reason that tech and transportation companies come to Austin to roll out their new initiatives. And thats because Austin is where good ideas become real. Claiming that Austin is anti-innovation has no basis in fact. Hear hear! Still, we wondered about the rankings Adler declared whilerevealing his plansto vote against a ballot proposition, later rejected by voters, affecting background checks of drivers for ride-hailing services. Startups Adler's office didn't immediately offer his backup. Meantime, our online search for information on startups led us to a June 2015 report from the Kansas City-based Ewing Marion Kauffman Foundation stating that in the last year, the Austin metropolitan area ranked No. 1 nationally for the areas pace launching startups, which the foundation defined as firms less than one-year old employing at least one person besides the owner. Asked what last year means in the report, foundation researcher E.J. Reedy advised by phone the conclusion tied to data from 2012 and 2014. According to the foundation,which saysit focuses on improving lives through education and entrepreneurship, the nations top 10 metropolitan areas for startup activity among the 40 most-populous metropolitan areas were:Austin;Miami, Fla.;San Jose, Calif.;Los Angeles;Denver;San Francisco;New York;Houston;San Diego; andSan Antonio. Per Adlers Texas point, the Austin area had 180.8 startups per 100,000 residents, the foundation says, outpacing theDallas-Fort Worth-Arlington area(142.5 startups per 100,000 residents),Houston-Sugar Land-Baytown(136.9 startups per 100,000 residents) and the San Antonio-New Braunfels area (111.9 startups per 100,000 residents). By email, foundation spokeswoman Lacey Graverson told us the presented concentrations drew on the U.S. Census BureausBusiness Dynamics Statisticsto tally startups matched with population data from the Bureau of Economic Analysis. Reedy agreed by phone that among the big Texas cities, the Austin area had the greatest concentration of startups. But generally, Reedy indicated, counts of startups can vary, partly because theres no single accepted definition of startups, which inherently come and go at a rapid pace. The government has official measures, Reedy added, but each one captures an aspect -- for instance new employer businesses or newly self-employed individuals. Also, Reedy said, observers differ over what merits counting. Some stress large firms that employ many, he said, others urge a fix on technology firms and others say that any count should recognize small businesses (including one-person endeavors) that grow by an employee or two a year. A foundation chart presenting Austins startup density since the late 1970s indicates the area has had peppier times--including in 2008 (201.7 startups per 100,000 residents), 2006 (214.9), 1999 (217.9) and, the charts high point, 1981 (499.5), which was up a huge measure from 1980 (31.4):        SOURCE:Web page,Startup Activity, Austin Area, 2015,Ewing Marion Kauffman Foundation, June 4, 2015 (viewed May 5, 2016) Venture capital Next, we turned to exploring Austins ranking for venture capital, which describes money invested in a business or project at considerable risk. A January 2016Austin American-Statesmannews story, citing a survey by PricewaterhouseCoopers and the National Venture Capital Association,  said Austin entities in 2015 were by far the states largest recipients of venture capital, with $740 million; Dallas firms placed second, fielding $214.4 million, ahead of Houston outfits, at $160 million. The Austin-connected investments added up to the largest annual dollar figure for Austin since 2001, the newspaper said, when 127 companies received $1.14 billion. By email, mayoral spokesman Jason Stanford pointed out another account of the survey results; a Silicon Hills Newsstorysaid the 99 Austin deals in 2015, mostly to develop software, were down from 114 in 2014. Also, the story said, Austins number one deal for the latest year was Civitas Learning, attracting $60 million in venture capital, followed by Aeglea Biotherapeautics with $44 million, Mirna Therapeutics with $41.8 million and SpareFoot with $30 million, the story said. Nationally in 2015, theStatesmanstory said, venture capital investments rose to $58.8 billion, up 22 percent from the year before. Silicon Valley, as usual, took in the most money, with the San Jose area receiving $27.3 billion in 1,333 deals, the story said. Patents Stanford said Adler made his claim about Austin leading Texas in patents based on a May 2010Forbes.com articleby Andy Greenberg stating that Austin and neighboring Round Rock had produced an impressive average 1.7 patents for every thousand residents over the last 12 months, the second-most per-capita of any metro area in the country, he wrote. Greenberg elaborated: Austins culture of innovation may be boosted by well-known tech credentials like the South by Southwest (SXSW) Web startup and music festival held annually in March, as well as the nearby headquarters of hardware industry giants Dell and Freescale Semiconductor. But they also have two secret weapons in the innovation race: the University of Texass Cockrell School of Engineering, and IBMs Austin research lab. IBM produces more patents than any other company in the world, and for the last seven years Austin has produced more of those patents than any other IBM office. In total the lab produced 880 patents in 2009. Thats just 30 less than all of Cisco, and 300 more than Sun Microsystems, Boeing, AT&T or Toyota. We were unable to confirm or duplicate Greenbergs Austin conclusion. To get our own sense of how Texas cities stand in patents originated, we reached out to the Dallas-basedregional officeof the U.S. Patent and Trademark Office. By email, spokesman Ryan Elliott pointed outpatent counts posted by the officeindicating that in 2012-13 and from 2000 through 2013, the Dallas-Fort Worth-Arlington area generated more patents than the Austin-Round Rock-San Marcos area. However, the regions raw counts were close, according to the agency, while the Austin area was responsible for more patents than any other Texas area from 2009, 2010 and 2011 through 2013, by our reckoning. Snapshot: The Austin area was responsible for 12,387 patents from 2009 through 2013, according to the office, with the Dallas area accounting for 11,546 patents -- which we took to mean that the less populous Austin area ran well ahead of the Dallas area in patents per 1,000 residents. Our search for relevant analyses led to a2013 reportby the Brookings Institution finding that from 1980 to 2012, most U.S. patents--63 percent--had been developed by people living in just 20 metro areas home to 34 percent of the U.S. population. Reflecting the advantages of large metropolitan economies, the report said, 92 percent of U.S. patents are concentrated in just 100 metro areas, with 59 percent of the population. For patents applied for from 2007 to 2011, the metro areas with the highest number per capita are San Jose; Burlington, VT; Rochester, MN; Corvallis, OR; and Boulder, CO. The authors wrote: From 1980 to 2011, a few large metros notably changed their share of U.S patents. At the top, San Jose moved up from ninth to first, and San Francisco moved from seventh to fourth, moving ahead of Chicago, Philadelphia, Detroit, and Boston. Seattle and San Diego moved up 15 and nine places, respectively, to become seventh and eighth. Meanwhile, Austin and Raleigh moved up 41 and 55 places, respectively, to become 11th and 20th. Cleveland fell 10 slots from 13th to 23rd, while Philadelphia fell from fourth to 13th. Not only did Austin surge in total patents, it lately achieved a high ranking in per-capita patents. From 2007 through 2011, a chart in the report indicates, the Austin metro area had 1,503 patents per million residents, tops in Texas and placing the area fourth nationally among high-patent areas behind San Jose-Sunnyvale-Santa Clara, California (5,066 patents per million residents); Poughkeepsie-Newburgh-Middletown, New York (1,829); and San Francisco-Oakland-Fremont (1,638). In Texas, the Houston-Sugar Land-Baytown metro area had 379 patents per million residents and the Dallas-Fort Worth-Arlington area had 310 per million, according to Brookings. Next, we heard back from Mark Muro of Brookings who shared a chart that he said was based on a different data source -- global PCT patents,meaningthe international patent system rather than the U.S. PTO. By that metric, the chart suggests that from 2008 through 2012, the Houston metropolitan area generated more cutting-edge technology patents per 1,000 residents (1,598) than the Austin area (1,294). An excerpt:             SOURCE:Chart ranking 100 U.S. Core Based Statistical Areas in tech patents invented per 1,000 population, 2008-2012 (received by email from Mark Muro, senior fellow and policy director, Metropolitan Policy Program, Brookings, May 5, 2016) Regardless of those results, Muro and a Brookings colleague, Nick Marchio, suggested we hew to the U.S. patent office counts as the best general way of assessing the mayors claim. Marchio even volunteered toadjust the patent offices raw counts for the population of each metropolitan area. Result: In 2013, the latest year of tabulated patents, the Austin area ranked No. 11 nationally with 1.55 patents per 1,000 residents, far outpacing the No. 2 Texas metro, Dallas, at 51st with 0.44 patents per 1,000 residents. Also, from 2009 through 2013, the Austin area ranked 10th nationally with 6.95 patents per 1,000 residents, far ahead of the No. 2 Texas metro, in this case the Houston area, which landed 52nd nationally with 1.81 patents per 1,000 residents. Our ruling Adler said: Austin is number one in Texas in startups, venture capital and patents. Houston has been running ahead in international technology patents, it looks to us, but Austin lately leads the state in overall patents, startups and venture capital. We rate the claim True. TRUE The statement is accurate and theres nothing significant missing. Click here formoreon the six PolitiFact ratings and how we select facts to check. Debate over raisingthe minimum wageis heating up. President Obama is advocating for it, Democrats in Congress are promoting it and their Republican counterparts are warning that it would have a negative impact on the U.S. economy. Adding fuel to that fire was Tuesday'sCongressional Budget Office report, which predicted that increasing the minimum wage would lift 900,000 people out of poverty but cost 500,000 jobs. U.S. Rep. David Cicilline, D-RI, went on thefloor of the House on Feb. 11to argue that inflation has eroded the value of the minimum wage, now $7.25 per hour, over time. It's been five years since those working for the minimum wage have seen an increase in the minimum wage, and according to one study, the minimum wage today is worth $2 less than in 1968. This is shameful, and we have the responsibility to address growing income inequality by increasing the minimum wage immediately, he said. In other words, a worker in 2014 would need to earn $9.25 an hour to have the same buying power a minimum-wage worker had in 1968. We wondered whether that was true. Cicilline's office wouldn't say what study the congressman was referring to. When we asked Cicilline about it during a Feb. 18 news conference, he said couldn't recall. Instead, his chief of staff said a Google search had just uncovered a June 2013 Huffington Post article headlined, The Minimum Wage Is Worth $2 Less Today Than It Was In 1968: Study. The Huffington Post article citesa study from the Economic Policy Institute, a liberal Washington, D.C. think tank funded by organized labor, that quotes the $2 figure but doesn't analyze the minimum wage directly. Instead, it quotesanother EPI studythat did, looking at the minimum wage value from 1968 through 2012. It reports that the 1968 minimum wage of $1.60 per hour was essentially worth $9.25 in 2012 dollars, precisely two dollars less than $7.25. But what was the difference when Cicilline gave his speech this month?The latest EPI study, issued Dec. 19 byDavid Cooper, puts that difference at $2.15. When we tried to confirm that calculation by going to theonline inflation calculatorfrom the U.S. Bureau of Labor Statistics, we came up with an amount that was even higher: It said that today's $7.25 minimum wage is worth $3.46 less than in 1968, a much bigger difference than what Cicilline cited. Why the difference? The online calculator, Cooper said, uses the conventional Consumer Price Index, known as CPI-U. He and other researchers use a variant of that, called theCPI-U-RS, which tries to take the modifications that have been made to the CPI-U over the years and apply them to previous years. Although the government doesn't claim one index is better than another, he said the CPI-U-RS is designed to do a better job of accurately capturing the changing value of the minimum wage. If you adjust an old minimum wage for inflation using the traditional CPI, its value appears much higher today. In summary, Cicilline says he was quoting a report, but we're not sure what report that was. There is a report that supports his claim, as his staff noted, but it's out of date. He said the buying power of the minimum wage in 1968 was, in effect, $2 higher than its value today. The difference in 2013 dollars, by one measure, is actually $2.15. That's pretty close. By another measure, it's even more: $3.46. His underlying point -- that the minimum wage has significantly less buying power than it had 45 years ago -- is correct, and the erosion in the minimum wage is even more dramatic if you use the conventional cost of living index. We rate his statementMostly True. (If you have a claim youd likePolitiFact Rhode Islandto check, email us at[email protected]. And follow us on Twitter: @politifactri.) In early-to-mid-March 2019, photographs of President Donald Trump and members of his family posing with Li Yang, a political donor and spa entrepreneur, circulated on social media. The images were used to link the Trumps with a sting operation in Florida. link Yang, who posted a widely seen selfie taken at Trump's 2019 Super Bowl party to her Facebook account, once owned what is now the Orchids of Asia massage parlor in Jupiter, Florida. New England Patriots owner Robert Kraft was one of 25 men arrested in February 2019, accused of soliciting sex there in a sweeping, human-trafficking sting that targeted that site and others. selfie sting Kraft, a self-described friend of Trump, faces two counts of misdemeanor solicitation, to which he has pleaded not guilty. friend not guilty Yang no longer owns the establishment in which police say Kraft was caught on camera paying for sex. She has not been charged with a crime. camera Nevertheless, the images of Yang, Trump and members of his family were picked up and used to create an inaccurate meme claiming she is the spa's owner, which was shared with the nearly 8 million followers on the Facebook page belonging to Occupy Democrats on 8 March 2019.Although the Occupy Democrats Facebook page sarcastically discourages followers to share the meme, its administrators also added a "correction" in the post above the image: Occupy Democrats   Yang was swept into the lurid story after images of her with Trump and his family members surfaced on her Facebook page, which, as the Miami Herald reported, "raised questions about who can gain access to the president at his resorts and other private businesses, as well at official venues like fundraisers." reported Some news stories linked Yang to the day spa raided by police by describing her as the "founder," although when the site changed ownership in 2012, its name also changed. Yang sold the business, which at the time was called the Tokyo Day Spa, to Hua Zhang, who changed the name of the establishment to Orchids of Asia upon incorporation in 2012, according to Florida state business records. Zhang, 58, has been charged with prostitution-related counts and has pleaded not guilty. As the Associated Press reported: incorporation not guilty Yang, who goes by Cindy, wasnt charged in the multiagency anti-human trafficking operation that resulted in 25 arrests and shut down 10 Asian day spas in south Florida. None of the spas are registered to Yang or her family. She sold the Jupiter spa around 2013 to Hua Zhang, who has pleaded not guilty to racketeering and running a house of prostitution. Yangs family still owns several south Florida spas. The familys Tokyo Day Spa branches have attracted the attention of at least two police agencies, the Herald reported. Yang told the Herald, which published the photo of her with Trump on Friday (March 8), that she and her family havent broken the law. She said she is out of the business, would soon be relocating to Washington and didnt want any negative news media attention. published the photo of her with Trump Occupy Democrats (OD) Co-Founder Omar Rivero told us in an email he felt he had no choice but to leave the meme live with the correction added to the post. Once an image is posted on Facebook, it can't be replaced or edited. If the image were to continue to circulate with the error even after after OD had deleted it from their page, and if Facebook were to flag the image as false, the deletion would result in a penalty for the page.  "Its a really weird thing that doesn't make sense to me either," he explained. "Normally I would just delete it but I can't risk another hit to our reach [due to a Facebook penalty] over a minor mistake." Blaskey, Sarah, etal."Trump Cheered Patriots to Super Bowl Victory With Founder of Spa Where Kraft Was Busted."
Miami Herald.8 March 2019. Greenlee, Will."Details in Spa Sex, Human Trafficking Released; Neighbor Says Case 'Like a Movie.'"
Treasury Coast Newspapers.20 February 2019. Winter, Tom, and Kesslen, Ben."Patriots Owner Robert Kraft Charged With Soliciting Prostitution."
NBC News.22 February 2019. Nehamas, Nicole, etal."Massage Parlor Magnate Helped Steer Chinese to Trump NYC Fundraiser, Attendee Says."
Miami Herald.9 March 2019. Associated Press."Report: Spa Founder Attended Trumps Super Bowl Party."
8 March 2019. In late August 2021, an image started circulating on social media that supposedly showed a letter issued by Chase Bank informing retired Gen. Michael Flynn that his credit cards had been canceled due to a "reputational risk":   This is a genuine letter sent from Chase to a member of the Flynn family. The first name on this letter has been redacted so we can't say with certainty that this letter was addressed to Gen. Flynn. A spokesperson for Chase confirmed to us that this letter was real, but added that it was sent by mistake and that this person's credit cards would not actually be closed.  A spokesperson for Chase told us: "Weve contacted our customer to let her know that we made an error and we apologized for any inconvenience this caused." The Chase spokesperson's use of the pronoun "her" leads us to believe that this letter may not have been sent to Flynn himself, but to another member of his family. The spokesperson did not elaborate. Many people encountered this letter as it was circulated on Twitter by third-party accounts. As this letter wasn't shared on the platform under Flynn's own handle (Flynn has been banned from Twitter since January 2021), it left people wondering if this letter was authentic.  banned from Twitter Disinformation researcher Jim Stewartson detailed the origins of the letter in a Twitter thread. According to Stewartson, this letter was originally shared on Telegram by Qanon influencer and recently elected South Carolina GOP official Tracy Diaz (@tracybeanz). The letter was deleted shortly after it was posted along with a message stating that there had been a "miscommunication" about making the letter public. However, the image continued to circulate and eventually Flynn posted two messages on Telegram that seemingly confirmed the authenticity of the letter. Twitter thread Qanon influencer recently elected South Carolina GOP official two messages   We archived @RealGenFlynn's Telegram posts here and here. On Aug. 30, 2021, Flynn posted an update to the situation, thanking his followers for their support and praying that "Chase Bank and all their cancel culture partners think twice about what they are doing to destroy the fabric of our constitution." here here posted update to the situation Banks assess a number of risk factors when deciding whether or not to do business with someone. For example, if a person has a criminal history of fraud they may find it difficult to get a credit card. Banks also look at reputational risk, or the impact that doing business with a person or company may have on the bank's reputation. Here's how the German multinational investment bank Deutsche Bank explains their approach to "reputational risk."  Deutsche Bank The reputation of Deutsche Bank is founded on trust from its employees, clients, shareholders, regulators and from the public in general. Isolated events can undermine that trust and negatively impact Deutsche Banks reputation and it is therefore of the utmost importance that it is protected, for which it is the responsibility of every employee of the Bank. Reputational risk at Deutsche Bank is defined as the risk of possible damage to Deutsche Banks brand and reputation, and the associated risk to earnings, capital or liquidity arising from any association, action or inaction which could be perceived by stakeholders to be inappropriate, unethical or inconsistent with the Banks values and beliefs. Reputational risk is governed by the Reputational Risk Framework, which was established to provide consistent standards for the identification, assessment and management of reputational risk issues. Assuming this letter is real, it's possible that Chase deemed Flynn a "reputational risk" as he pled guilty to lying to federal officials about his contacts with a Russian ambassador in 2017 (Flynn was later pardoned by former U.S. President Donald Trump), his statements in support of the QAnon conspiracy theory, or, more recently, his comments in June 2021 that seemingly encouraged people to stage a violent coup to overthrow the U.S. government. Flynn later released a statement saying that he has never advocated for a coup.  pardoned QAnon conspiracy theory encouraged people released a statement It's also possible that Chase deemed Flynn a "reputational risk" due to questionable financial transactions. In 2017, for example, it was reported that Flynn's consulting firm received more than $500,000 from the Turkish government while Flynn was serving as Trump's national security adviser.  The New York Times reported: reported The candidate he was advising last fall was running on a platform of America First. The client he was working for last fall was paying him more than $500,000 to put Turkey first. Michael T. Flynn, who went from the campaign trail to the White House as President Trumps first national security adviser, filed papers this week acknowledging that he worked as a foreign agent last year representing the interests of the Turkish government in a dispute with the United States. The viral image truly shows a letter that was sent from Chase Bank to Gen. Flynn's family regarding credits cards that were to be canceled due to reputational risk. A spokesperson for Chase confirmed the authenticity of the letter, but said that it had been sent in error and that the account would not be closed. Updated [31 August 2021]: Status changed to "Mixture" after receiving a statement from Chase Bank. The protracted, often bloody Israeli-Palestinian conflict exploded into a hot war on Oct. 7, 2023, when the militant Palestinian group Hamas launched a deadly attack on Israel and Israel retaliated by bombarding the Gaza Strip. More than 20,000 people, the vast majority of them Palestinians, were reportedly killed during the first two months of the war alone. The violence is driven by mutual hostilities and territorial ambitions dating back more than a century. The internet has become an unofficial front in that war and is rife with misinformation, which Snopes is dedicated to countering with facts and context. You can help. Read the latest fact checks. Submit questionable claims. Become a Snopes Member to support our work. We welcome your participation and feedback. Israeli-Palestinian conflict Hamas deadly attack on Israel retaliated were reportedly killed mutual hostilities Read Submit Become a Snopes Member feedback According to some posts on X (formerly known as Twitter), a Reddit account supposedly used by Aaron Bushnell, the U.S. Air Force member who died in February 2024 after lighting himself on fire in front of the Israeli embassy in Washington, D.C., contained blatantly antisemitic comments. some posts on X These posts used a supposed screenshot ofa comment attributed to Bushnell, which read "Palestine will be free when all the jews are dead," to question his motives for carrying out his protest. These posts  (@TheHarrisSultan / X) This was not a real comment posted by "acebush1," the handle Bushnell allegedly used on Reddit, and cannot be attributed to Bushnell. On Feb. 25, 2024, just before 1 p.m. Eastern time, Bushnell went live on the video streaming platform Twitch. Dressed incombat fatigues, he walked up to the gate of the Israeli embassy, set his phone down so it would capture his actions, poured a liquid accelerant over his head out of a metal thermos, put on his cap and lit himself on fire. lit himself on fire While walking toward the embassy, Bushnell did provide a brief explanation for his action. "I will no longer be complicit in genocide," he explained to the camera. "I am about to engage in an extreme act of protest, but compared to what people have been experiencing in Palestine at the hands of their colonizers, it's not extreme at all. This is what our ruling class has decided will be normal." As Bushnell lit himself on fire, he began repeatedly shouting "Free Palestine," interrupted by loud screams of pain. A censored version of the video, posted to X by independent journalist Talia Jane with permission from Bushnell's loved ones, can be viewed here. (Because the video, even censored, is very disturbing, Snopes has elected to only provide a link in lieu of embedding the footage.) Talia Jane here As the news of the act spread, various news outlets and individuals began investigating Bushnell's online presence. By using a since-deleted post on Bushnell's Facebook page that linked to his Twitch account, The Intercept was able to identify one of Bushnell's long-term usernames online: "acebush1." This is the username Bushnell supposedly used to post the antisemitic comment to Reddit. The Intercept We started by investigating who owns/owned the "acebush1" Reddit account, and we came to the same conclusion: It does appear to be owned by Bushnell. The posting history of the now-suspended account contains plenty of references to the Air Force and a confirmation that the user was an active-duty member. It also contains a lot of posts supporting leftist, mainly anarchist, viewpoints. The presence of those political views further solidifies the connection between the account and Bushnell, who, according to the BBC, sent emails to left-wing and anarchist news sites earlier that day alerting them to his planned protest. Finally, we cross-checked the "acebush1" username across other platforms and discovered that the Instagram account with that username, which was created in April 2018, also belonged to Aaron Bushnell. posting history BBC Instagram Next, we attempted to verify whether there was a comment made on Bushnell's Reddit account that matched the screenshots we saw on X. This process was complicated by the fact that many of Bushnell's Reddit posts had been deleted. However, by going to the "acebush1" user profile directly, Bushnell's comment history was still visible. According to the screenshots on X, the post in question was made "2 months ago." acebush1 We looked at all comments from the account that were posted between one month and three months ago just to be sure we would catch the comment in question. It wasn't there. We double-checked this using PullPush, a website that allows you to view the contents of deleted Reddit comments. Nothing matched the screenshot. We reverse image searched the photo of the supposed post on TinEye and Google and looked through those links to see if anyone could provide a link to the original comment. Again, nothing. PullPush TinEye Google In fact, according to athread posted to X(archived) by Talia Jane, the screenshot's original poster "got it from a friend." In conclusion, there is absolutely zero evidence for the claim besides the one screenshot of the supposed post shared on X. As such, we rate this claim "Fake." posted to X archived Some online have claimed that to rationalize his actions, Bushnell must have been mentally unstable. The history of self-immolation does not necessarily support that claim. According to Time magazine, self-immolation as an act of protest dates back centuries, as far back as an old Hindu practice of ritual suicide called sati and Catholic persecution during the Roman Empire. It was brought to international attention when photojournalist Malcolm Browne captured the Buddhist monk Thich Quang Duc while he was actively burning in 1963. In the years that followed, several American citizens set themselves on fire to protest the Vietnam War. Some Time sati Thich Quang Duc several American citizens More recently, Tunisian street vendor Mohamed Bouazizi's self-immolation in 2010 directly started the Tunisian Revolution and is credited as one of the main causes of the Arab Spring. In the United States, multiple people have self-immolated to protest inaction against climate change, first in 2018, then in2020, then in2022. Bushnell became the second American to do so in protest of Israeli military action in Gaza, following an unidentified personwho self-immolated outside the Israeli consulate in Atlanta on Dec. 1, 2023. Mohamed Bouazizi's 2018 2020 2022 unidentified person In early 2022, folk-rock legend Neil Young found himself the target of a laughable conspiracy theory after he spoke out against COVID-19-related misinformation. On Jan. 24, Young wrote that he wanted his music removed from the streaming platform Spotify, unless the company ended its agreement to host Joe Rogan's podcast, which has on several occasions provided a forum for potentially harmful misinformation about COVID-19 vaccines. In response, Spotify removed Young's back catalog from its library, rather than cutting ties with Rogan.  wrote misinformation removed In the midst of that controversy, vaccine skeptics and COVID-19 conspiracy theorists shared a ludicrous conspiracy theory claiming that the pharmaceutical company Pfizer  which produces a widely-used COVID-19 vaccine  either owned the rights to Young's music catalog or, through a chain of connections, held sway over the rock star and influenced, or even ordered, his pro-vaccination stance.  For example, some social media users posted a meme with the text, "When you realize Neil Young's music catalogue is owned by Pfizer": posted meme   Others did not explicitly claim that Pfizer itself owned some or all of Young's catalog, but did suggest that the company held sway over him, by way of a series of connections, and that therefore Young's opposition to Rogan and his criticism of vaccine misinformation should be dismissed as the result of corruption and self-compromise, rather than a principled stance.  did suggest series connections On social media, a conspiracy theorist who uses the moniker An0maly outlined the theory in helpful detail, starting with the observation that in January 2021, Young reportedly sold half of his catalog to a U.K.-based investment fund called Hipgnosis, for around $150 million. An0maly continued: outlined the theory So, 50% to UK investment fund Hipgnosis. In October of 2021, Blackstone and Hipgnosis Song Management launched [a] "$1 billion partnership to invest in songs, recorded music, music IP and royalties." Interesting. Blackstone is "an American alternative investment management company" who, interestingly enough, in 2020 announced the appointment of "Jeffrey B. Kindler, former chairman and CEO of Pfizer, as [a] senior adviser." Now I don't know the answer to this, but did Neil Young independently make the decision to try and blackball Joe Rogan for questioning big pharma and the government narrative? Or was it a team decision with a multi-billion-dollar investment firm who also owns a big chunk of his music? The first point to note here is that, even among those promulgating the Young-Pfizer theory, it is not seriously suggested that Pfizer itself  which is, after all, a pharmaceutical company  owns the rights to any of Young's music. That claim can be dismissed.  Before assessing the logic behind the theory, and its coherence, it's worth briefly evaluating the accuracy of each of its components. First, it appears to be true that, in January 2021, Young sold half of his songs to Hipgnosis. In a news release, Hipgnosis wrote: "...The Company has acquired 50% of Neil Youngs worldwide copyright and income interests in his entire song catalogue comprising 1,180 songs." news release Secondly, it is also true that in October 2021, Blackstone bought an ownership stake in Hipgnosis, as demonstrated in news releases published by both companies. Finally, it is also true that in August 2020, Blackstone hired Jeff Kindler as a senior advisor, and that Kindler used to be the chairman and CEO of Pfizer.  both companies hired Jeff Kindler used to be However, rather than having uncovered a web of corruption, those pushing the Young-Pfizer story were engaging in the classic conspiracy theorist's fallacy of finding whatever possible connection they can between two separate entities (in this case, Young and Pfizer) without first testing the logical or chronological basis of that putative link. In other words, "connecting the dots" by whatever means available, rather than uncovering an actual, organic conspiracy.  Let's look at the sequence of events. Kindler left Pfizer in 2010  a full decade before he joined Blackstone, and before the emergence of the COVID-19 pandemic prompted Pfizer to develop a vaccine along with its German partner BioNTech. left Pfizer in 2010 Blackstone is a publicly traded company, meaning it has a fiduciary duty to its shareholders, and Kindler, in turn, has a professional obligation to provide sound business and strategic advice to Blackstone. Aside from presenting no concrete evidence whatsoever, those pushing the Young-Pfizer conspiracy theory appear to be asking readers to believe, despite these circumstances, one of two explanations: publicly traded company As outlandish as these scenarios are, they are premised on even shakier assumptions: for example, that Kindler was even consulted on the Blackstone-Hipgnosis deal; or that if he was, he was in favor of it; and that Young has any remaining financial or commercial obligations to Hipgnosis and/or Blackstone after the sale of half his music  after all, if that deal is already done, what is the supposed basis of Hipgnosis or Blackstone's putative leverage over Young? It's not necessary to list, in excruciating detail, each of the known factual and logical flaws associated with the Young-Pfizer conspiracy theory. The claim that the pharmaceutical company "owned Young's music catalog" was patently false, and the theory of a fantastical web of corruption, with Kindler at its centre, was presented without any concrete evidence and, perhaps more importantly, made no sense whatsoever. On Oct. 11, 2020, Allstate insurance company released a new television advertisement that showed a man going about his day on what turned out to be a tiny island. The aim of the commercial appeared to highlight a new payment option that allowed drivers to only pay for miles driven. This meant smaller bills for drivers who don't drive a lot. released  The ad featured Babe Rainbow's "Morning Song." In the final shot, it was revealed that the man lived on a very small island. We found no shortage of tweets that asked if the island was real: "Morning Song."    The island in the Allstate video is indeed real. It is Ona, located in Norway. RepublicWorld.com reported the news in October. reported  Norway, Ona island lighthouse. (Courtesy: Andrea Pistolesi/Getty Images)  According to Fjords.com: "Ona is the name of the island community which consists of the two islands Ona and Husya. The two islands are connected with a small bridge." Fjords.com VisitNorway.com published a page with information for what tourists could expect when visiting the island: published Norway's southernmost living fishing village. The island serves as a year-round residence for 11 people and has a beauty that attracts travelers from far and near. Ona Fyr is a 15-meter high landmark built in 1865, located on the island's highest point, Onakalven. It is possible to go inside the lighthouse, and from the top, there is a fantastic view out over the sea and towards the mainland. You will also find the exclusive Ona Chocolate here, a small summer caf, two pottery workshops, a craft shop, a chapel, and a long, white sandy beach. The island is a peaceful place where you can enjoy the silence and tranquility. On the island, there are holiday homes located directly on the dock, and local suppliers offer a wide range of activities on-site, including various forms of fishing. While Ona is a real island, it appeared that the final shot of the Allstate advertisement might have been altered in editing to give the island a bit of a cleaner look. For instance, here is the view of the island from the end opposite the one shown in the Allstate advertisement:  Ona, Norway. (Courtesy: Andrea Pistolesi/Getty Images)  A number of YouTube videos also showed that small patches of rock surround Ona, which did not appear in the Allstate video. For example, small patches of rock appeared here at 0:23, but not in the advertisement: number of YouTube videos appeared here at 0:23 https://www.youtube.com/watch?v=UP5X-OxbUFI?t=23 Digitally altered or not, Ona appeared to be a quiet, lovely vacation destination for anyone visiting Norway in the future. Speaking of islands, we previously reported about a photograph of a purported "Violin Island" in Costa Rica. That picture first arrived in our inboxes in 2017. reported In April 2021, an old quote attributed to U.S. President Joe Biden saw a resurgence in shares on social media, overwhelmingly from users who disapproved of his purported claim that the death of George Floyd in May 2020 had had a greater "worldwide impact" than the 1968 assassination of Martin Luther King Jr. The remarks attributed to Biden were: "Dr. King's assassination did not have the worldwide impact that George Floyd's death did":   To demonstrate the popularity of the meme, the following screenshot shows just a selection of posts from Facebook alone: Facebook   The quotation was authentic, and originated in remarks Biden made at a campaign event in June 2020. As such, we are issuing a rating of "Correct Attribution." The following is an excerpted transcript of the relevant portion of Biden's remarks, which came at a roundtable event on COVID-19 and the American economy, in Philadelphia, on June 11, 2020. Video of the remarks can be viewed below. Around halfway through the discussion, U.S. Rep. Dwight Evans, a Democrat from Pennsylvania, asked Biden a question that alluded to ongoing social and racial tensions in the United States, and how his campaign pledge to "restore the soul of America" related to those issues. In response, the then-presumptive Democratic nominee criticized then-President Donald Trump for his remarks on white supremacist violence in Charlottesville, Virginia, and his divisive and inflammatory comments about Mexican immigrants. He noted that people of color were being disproportionately struck with the COVID-19 pandemic, and then moved into a discussion about the death of George Floyd, a Black man who died in May 2020 after a Minneapolis police officer knelt on his neck for almost nine minutes. Floyd's death sparked a renewed wave of protests about police brutality and racial injustice throughout the United States and in other parts of the world. Biden said: ...George gets brutally murdered for the whole world to see it. You've never seen  and I come out of the, I was a kid when Dr. King, I came back from law school when Dr. King was assassinated. And when I came back, my city [Wilmington, Delaware] is the only city in America occupied by the National Guard since Reconstruction, because a significant portion was burned to the ground. I came back, I had a job with a good law firm, and I quit and became a public defender. But even Dr. King's assassination did not have the worldwide impact that George Floyd's death did. Because, just like television changed the civil rights movement for the better when they saw Bull Connor and his dogs ripping the clothes off of elderly black women going to church, and fire hoses ripping the skin off of young kids all those folks around the country that didn't have any black populations heard about this, but they didn't believe it, but they saw it. It was impossible to close their eyes.  Bull Connor Well with George Floyd, what happened to George Floyd, now you've got how many people around the country, millions of cellphones. It's changed the way everybody's looking at this. Look at the millions of people marching around the world, the world. So my point is that I think people are really realizing that this is a battle for the soul of America. Who are we? What do we want to be? How do we see ourselves? What do we think we should be? [Emphasis is added].  As the transcript and video show, Biden did indeed say "Dr. King's assassination did not have the worldwide impact that George Floyd's death did," and the memes therefore quoted him accurately.  In full context, Biden appeared to be making a point less about the relative historic importance of King's life and achievements, but rather the global audience that watched cellphone video footage of Floyd's death. However, Biden also referred to "the millions of people marching around the world" in response to Floyd's death, so his argument did not appear to be limited only to the manner in which modern technology enabled footage of Floyd's death to reach a global audience.  Floyd's death did indeed inspire protests and demonstrations of solidarity throughout the world, in the ensuing days and weeks. In Germany and England, high-profile professional soccer players made gestures of support for Floyd, and for the broader Black Lives Matter movement. throughout the world gestures of support In the English Premier League, the most-watched soccer league in the world, players replaced the names on their jerseys with the words "Black Lives Matter," for the final 12 games of the 2019-20 season, and began "taking a knee" before every game, in the aftermath of Floyd's death  a ritual that has persisted until time of publication, almost one year after the death of George Floyd. replaced In August 2020, readers asked us to examine the accuracy of claims that before he took office, U.S. President Donald Trump had made donations to a previous election campaign of Sen. Kamala Harris, D-Calif., whom presumptive Democratic presidential nominee Joe Biden named as his vice-presidential running mate.  Shortly after Biden named Harris as his running mate on Aug. 11, the president's reelection campaign denounced her as "phony Kamala," claiming she was willing to "abandon her own morals, as well as try to bury her record as a prosecutor, in order to appease the anti-police extremists controlling the Democrat party." named denounced In an email sent to supporters, the Trump campaign also labeled Harris "a corrupt former California Attorney General":   Paul Begala, a former advisor to former President Bill Clinton, alluded to a degree of irony in this allegation, claiming in a tweet that "Trump donated to Kamala Harris when she was [attorney general]." claiming In widely shared tweets, NBC News correspondent Tom Winter claimed that Trump had twice contributed to Harris' election campaign, in 2011 and 2013, donating a total of $6,000. Winter also said that Trump's daughter and advisor Ivanka Trump had herself donated $2,000 to Harris' campaign in 2014: claimed   Those claims were accurate. Records available through the campaign finance database on the website of the California secretary of state show that Trump made two contributions to Harris' 2014 campaign for reelection as California attorney general: a $5,000 donation on Sep. 26, 2011, and a $1,000 donation on Feb. 20, 2013. Harris first took office in January 2011, which means Trump contributed to her reelection when she had already been in office for eight months, and two years, respectively.  database In March 2019, The Sacramento Bee reported that a spokesperson for Harris' presidential primary campaign had said she "donated the $6,000 Trump had contributed to a non-profit that advocates for civil and human rights for Central Americans," with the newspaper adding that Harris' donation of the money took place in 2015.  reported We contacted spokespeople for both Harris and Biden, requesting further details about that claim, including the name of the charity in question, and the date on which Harris purportedly donated $6,000 to the charity. We did not receive a response in time for publication. The campaign finance database also reveals that the future president made several other campaign contributions in California, to both Republicans and Democrats. He donated $2,500 to the unsuccessful 2010 gubernatorial campaign of Gavin Newsom, a Democrat who was ultimately elected to that office in 2019; he gave a total of $3,500 to Democrat Jerry Brown's successful 2006 bid to become California attorney general; he donated a total of $12,000 to committees supportive of Republican Gov. Arnold Schwarzenegger; and gave $25,000 to the state's Republican party, in 2005.   The database also corroborates Winter's claim that in June 2014, Ivanka Trump  adviser to, and daughter of, the president  herself made a $2,000 donation to Harris' successful campaign to be reelected as the state's attorney general. She also contributed $500 to the unsuccessful 2010 gubernatorial campaign of Newsom:   Ronayne, Kathleen; Weissert, Will. "Biden Picks Kamala Harris as Running Mate, First Black Woman."
 The Associated Press. 11 August 2020. Cadei, Emily. "Big-Dollar Donors, Including Donald Trump, Fueled Kamala Harris' Political Rise in California."
 The Sacramento Bee. 4 March 2019.