Did Deutsche Bank Fund Auschwitz, Trump, Jeffrey Epstein, and ISIS?
On Nov. 11, 2020, Bloomberg reported that strategists at Deutsche Bank, one of the largest financial institutions in the world, recommended levying a tax against people who plan to continue working from home, arguing that "remote workers should pay a tax for the privilege. At least on Twitter, this was a poorly received take. One particularly viral response alleged that the bank "funded Auschwitz, Donald Trump, Jeffrey Epstein and ISIS." reported response     As we show below, the tweet is a largely accurate recounting of history, though the assertion that the bank funded ISIS overstates what is publicly known at this time. In 1999, during negotiations to merge with the New York-based Bankers Trust, the Germany-based Deutsche Bank disclosed that it had helped finance the construction of the Nazi death camp Auschwitz. As reported by Reuters at the time, Deutsche Bank's historian, Manfred Pohl, described the bank's loans to companies involved in multiple aspects of Auschwitz, including loans for construction of the camp and its incineration units, as well as to a company involved in the production of the deadly Zyklon-B gas, which the Nazis used to murder millions: reported Manfred Pohl, head of Deutsche Banks historical institute, said newly uncovered documents showed the bank had links with firms that built the camp in Poland. It also had credit links to one company that made incineration units and funded another whose subsidiary made the Zyklon-B gas used in the camp. On examination of credit records, we determined that branches . . . had credit links to local companies which were active at the construction site . . . in Auschwitz, Pohl said at a media briefing in Frankfurt. Pohl told reporters that the existence of these loans would have been known to high-ranking managers of the bank. "It is clear that this was known as high up at the main office in Katowice. It is not certain whether it was known in Berlin," Pohl said, though he added these loans would have had to be approved in Berlin to go ahead. Deutsche Bank has had a relationship with U.S. President Donald Trump since 1998. As reported in The New York Times, "Over the course of two decades, the bank lent him more than $2 billion  so much that by the time he was elected, Deutsche Bank was by far his biggest creditor." Speaking to Reuters in November 2020, one bank official said that the Trump Organization currently has around $340 million in outstanding debt from the bank: reported Reuters Deutsche Bank has about $340 million in loans outstanding to the Trump Organization, the presidents umbrella group that is currently overseen by his two sons, according to filings made by Trump to the U.S. Office of Government Ethics in July and a senior source within the bank. The three loans, which are against Trump properties and start coming due in two years, are current on payments and personally guaranteed by the president, according to two bank officials. According to that Reuters report, the bank is looking to distance itself from the president moving forward. Their relationship with Trump "cemented Deutsche Banks reputation as a reckless institution willing to do business with clients nobody else would touch," they wrote. "It has made the company a magnet for prosecutors, regulators and lawmakers hoping to penetrate the presidents opaque financial affairs." Regardless, Trump's history with Deutsche Bank is factual and well known. Reuters According to a 2019 report by the New York State Department of Financial Services, "the relationship between Deutsche Bank and Mr. Epstein officially began on August 19, 2013" and eventually involved his opening and funding "more than 40 accounts at the Bank." 2019 report Controversially, they entered into business with Epstein after his 2008 arrest for the solicitation of a minor and after other media revelations about Epstein's alleged trafficking of underage women for sex. Some of these Deutsche Bank accounts were involved in suspicious transactions including, according to The New York Times, "suspiciously large cash withdrawals and 120 wire transfers totaling $2.65 million to women with Eastern European surnames and people who had been publicly identified as Mr. Epsteins co-conspirators." according In July 2020, Deutsche Bank agreed to pay $150 million to the New York State Department of Financial Services "to settle allegations that it maintained weak internal controls, including processing hundreds of transactions for Jeffrey Epstein despite the billionaires troubled history." The bank has since apologized for its association with Epstein. apologized In the banking world, Suspicious Activity Reports (SARs) are notifications made by financial institutions to the United States government about potentially suspicious or illegal activity. A transaction labeled suspicious in these reports does not necessarily indicate illegal activity, however. SARs issued about transactions involving Deutsche Bank have been used to link them to ISIS in multiple investigations. made In December 2017, BuzzFeed News reported on SARs showing that Deutsche Bank had been engaged in business with a corrupt Cyprus bank named FBME that "served as a major conduit to terrorism, organized crime, and chemical weapons." The SARs revealed that "Deutsche processed hundreds of millions of dollars of suspicious transactions for FBME clients  including a Kremlin-linked network of Russian slush funds funneling money to financiers of the Syrian regime and a businessman trading oil with ISIS." The reports do not indicate, however, that Deutsche Bank knowingly participated in illegal activity. reported In September 2020, the existence of an even larger trove of SARs obtained by BuzzFeed News and shared with the International Consortium of Investigative Journalists (ICIJ) was announced. The collaboration  a project named the FinCEN files  led to hundreds of stories in newsrooms across the world. One story, published by Arab Reporters for Investigative Journalism (ARIJ), identified further transactions that could point to a potential involvement of Deutsche Bank in the movement of funds to, from, and within ISIS held territory. FinCEN files story The files, ARIJ said, "reveal suspicious money transfers of at least $4 billion flagged by Deutsche Banks US branches and Bank of America to a number of Iraqi banks between June 15, 2014 and June 30, 2015." Though the files do not indicate which bank branches were used, they reported, "the transactions were sent and received during the height of the Islamic States reign and its control over several Iraqi bank branches." The report notes that "many of the banks in northern Iraq were in areas of IS [Islamic State] influence, and such transfers could be the proceeds of the illicit oil and gas trade that the organisation largely relied on in its areas of control." said While suggestive of an at least unwitting role for Deutsche Bank in ISIS related finances, these reports are not strong enough evidence to support the statement that Deutsche Bank "funds" ISIS. Because there is some truth to the ISIS claim, and because the other assertions are true, we rank the overall claim made in the viral tweet as "true."
Virus:  FDIC notice of bank failure. REAL VIRUS Example:  [Collected via e-mail, October 2009] FDIC has officially named your bank a failed bank You have received this message because you are a holder of a FDIC-insuredbank account. Recently FDIC has officially named the bank you have opened your accountwith as a failed bank, thus, taking control of its assets. You need to visit the official FDIC website and perform the followingsteps to check your Deposit Insurance Coverage:  Visit FDIC website: https://www.fdic.gov/  https://www.fdic.gov/  Download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage Origins:  In October 2009, Internet users began receiving e-mails purporting to have come from the Federal Deposit Insurance Corporation (FDIC), the agency that insures deposits in U.S. bank accounts.  These messages claimed that the recipients were holders of FDIC-insured bank accounts in failed banks and instructed them to click on a link to the FDIC web site in order download a file which would allow them to check their "Deposit Insurance Coverage."   However, the link embedded in the e-mail led not to the real FDIC web site, but to a spoof web site.  Attempting to download the proffered file from that site could initiate the installation of malware on the user's computer (presumably to collect sensitive personal information):  The real FDIC  put up an alert to warn consumers about this fraudulent mailing: alert The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC. The subject line of the e-mail states: "check your Bank Deposit Insurance Coverage." The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking  control of its assets." The e-mail then asks recipients to "visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage" (a fraudulent link is provided). It then instructs recipients to "download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage." This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft. The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail. Last updated:  28 October 2009 Although Boeing may someday introduce a commercial airliner designated with the number 797, and although the company's Phantom Works (advanced research and development) unit may have researched the potential of blended-wing-body (BWB) aircraft design for military applications, Boeing is not currently developing a blended-wing aircraft for commercial use, nor does the image displayed below represent any aircraft (or prototype thereof) designed or produced by that company: Phantom Works researched BWB   Boeing to take on Airbus with (1000 seat) giant 797 Blended Wing plane Boeing is preparing a 1000 passenger jet that could reshape the Air travel industry for the next 100 years. The radical Blended Wing design has been developed by Boeing in cooperation with the NASA Langley Research Centre.The mammoth plane will have a wing span of 265 feet compared to the 747s 211 feet,and is designed to fit within the newly created terminals used for the 555 seat Airbus A380, which is 262 feet wide.The new 797 is in direct response to the Airbus A380 which has racked up 159 orders, but has not yet flown any passengers. Boeing decide to kill its 747X stretched super jumbo in 2003 after little interest was shown by airline companies, but has continued to develop the ultimate Airbus crusher 797 for years at its Phantom Works research facility in Long Beach, Calif. The Airbus A380 has been in the works since 1999 and has accumulated $13 billion in development costs, which gives Boeing a huge advantage now that Airbus has committed to the older style tubular aircraft for decades to come. There are several big advantages to the blended wing design, the most important being the lift to drag ratio which is expected to increase by an amazing 50%, with overall weight reduced by 25%, making it an estimated 33% more efficient than the A380, and making Airbuss $13 billion dollar investment look pretty shaky. High body rigidity is another key factor in blended wing aircraft, It reduces turbulence and creates less stress on the air frame which adds to efficiency, giving the 797 a tremendous 8800 nautical mile range with its 1000 passengers flying comfortably at mach .88 or 654 mph (+-1046km/h) cruising speed another advantage over the Airbus tube-and-wing designed A380s 570 mph (912 km/h)The exact date for introduction is unclear, yet the battle lines are clearly drawn in the high-stakes war for civilian air supremacy. This image is a conceptual picture from a Popular Science article about the future of aviation (one which proved so popular that it was made available for purchase in poster form) and has been circulated since at least early 1996 in fictitious articles proclaiming it to be Boeing's response to competition from the Airbus A380 in the commercial airliner business. articles A Boeing company blog produced by Randy Baseler, former vice president of marketing for Boeing Commercial Airplanes, tackled this subject back in November 2006: tackled From Boulder, Colorado, Walter brings up a topic we frequently get questioned about: the "blended wing" concept. Earlier this year an image of a blended wing "797" made the rounds of the Internet, and got speculation swirling that Boeing has this in the works. Is there any truth to the emails showing a blended wing 1,000-passenger concept that is dubbed a Boeing 797? Makes sense that the airline industry would head this direction some day, but it just sounds too good to be true! Yes, too good to be true, indeed, Walter. Someone was having a bit of fun with PhotoShop perhaps. Boeing is not planning to build a 1,000 passenger commercial airplane dubbed the "797," based on the blended wing body (BWB) concept or any other futuristic concept. It's certainly not in our commercial market forecast, which goes out for 20 years. We think the commercial airplane market favors point-to-point routes, and we're developing the 787 as the perfect match to help meet that demand. Glen, from Warrington, Pennsylvania brings up the same subject: Is there a blended wing in the works? Are there floor plans of it? No, not for a commercial airplane. But having said that, I should point out that Boeing Phantom Works, the company's advanced research and development group, tells me it is conducting research on the BWB concept with NASA and the U.S. Air Force. They're working to better understand what they describe as the BWB's "fundamental edge-of-the-envelope flight dynamics" and structural characteristics. The Air Force is interested in the BWB concept for its potential as a flexible, long-range, high-capacity military aircraft. As part of the research, Phantom Works has built a scale model for wind-tunnel testing of the concept's low-speed flying characteristics. There also are plans to flight-test the scale model next year. In 2017, Boeing released a teaser image at the Paris Air Show hyping a medium-range, "middle-market airplane" under development that industry observers unofficially christened "Boeing 797," but that was neither the real name of the aircraft nor did the visualization include a blended-wing design. image Baseler, Randy.  "Air Mail."
  Randy's Journal.  1 November 2006. Ostrower, Jon.  "World Gets First Peek at Boeing '797.'"
  CNN Money.  20 June 2017. Boeing.  "Boeing to Begin Ground Testing of X-48B Blended Wing Body Concept."
 27 October 2006. NewTechSpy.  "Boeing to Take on Airbus with (1,000 Seat) Giant 797 Blended Wing Plane."
  24 April 2006. If former Gov. Ted Strickland had used a theme song in his unsuccessful re-election bid, it might have been I've Been Working on the Railroad.Jobs were the biggest issue of the fall campaign, and Strickland said that thousands would be created by his plan for a 3C Corridor passenger rail system linking Cleveland, Columbus and Cincinnati. He described Gov.-elect John Kasichs intention to kill the plan and return a $400 million federal grant as tragic and a job-killer.Critics of the plan claimed that its employment potential was exaggerated, its ridership forecasts were too optimistic and its cost projections too low.Ultimately, Plain Dealer columnist and former editorial director Brent Larkin wrote: Voters never warmed to the idea of spending hundreds of millions on a passenger rail project that would have taken riders from Cleveland to Cincinnati over a period an hour and 15 minutes longer than it would have taken on a New York Central train in 1935.We dont usually look at remarks from columnists, but that comment stopped PolitiFact Ohio in its tracks.We knew that the 3C Corridor was not a high-speed rail plan. We had not realized it was more like a trip back in time.So PolitiFact Ohio asked Larkin where he got his figures.He referred us first to a year-old feasibility report on the proposed Cleveland-to-Columbus-to- Cincinnati Amtrak service.This is the schedule Amtrak said it would run, and the schedule Ohio included as part of its application to the feds for the $400 million, Larkin said. No other schedule was ever formally provided to the feds.The proposed schedule shows a 255-mile Cleveland to Cincinnati trip taking 6-1/2 hours. The first daily train would leave Cleveland at 6:30 a.m. and arrive in Cincinnati at 1 p.m.Larkin then shared a railroad timetable from New York Central Lines, effective Feb 3, 1935. It showed a departure time of 3:10 p.m. from Cincinnati and an arrival in Cleveland of 8:20 p.m., for a travel time of 5 hours 10 minutes -- an hour and 20 minutes faster than the 3C line.Criticism of the 3C as snail rail with an average speed of 39 mph started as soon as the project was proposed.The Ohio Department of Transportation responded in September with a new average estimate of 50 mph and speed up to 79. It shortened the Cleveland-to-Cincinnati trip to 5 hours 12 minutes.But, not so fast.As an October story in the Columbus Dispatch noted, ODOT itself had said a year earlier that the trip couldn't be made in less than 5 hours 20 minutes -- even if the trains didn't stop. ODOTs revised schedule hadn't even been seen by the three freight lines that own the tracks the 3C passenger trains would use, putting its feasibility in serious doubt.And, no matter how weak or strong its support, the optimistic revision still comes up longer than the best rail time of 1935.The schedules speak for themselves, Larkin said.We rate his statement as True. Scammers and malware purveyors are always looking for ways to entice online users into following web links that will lead those victims into the traps set for them, and offers of free airline tickets are prime bait in that pursuit of prey.  Airline tickets are something nearly everyone uses and have considerable value, but their non-material nature and the fact that they're not tremendously expensive (compared to, say, a new car) makes it seem plausible to the public that they're something a business might actually be giving away for free as part of an advertising promotion.  The name of Southwest Airlines, a major U.S. airline which is also the world's largest low-cost carrier, has frequently been invoked in various online "free ticket" giveaway scams in recent years.  In February 2016, social media users encountered posts that appeared to be from Southwest Airlines, offering to give away four tickets to Las Vegas and $5,000 spending money to Facebook users who shared and liked a page.  The primary type of free ticket fraud is the "sweepstakes scam," which intended to lure victims into completing numerous surveys, disclosing a good deal of personal information, and then agreeing to sign up for costly, difficult-to-cancel  "Reward Offers" hidden in the fine print.  The scammers spread links via e-mail and Facebook that purport to offer free air travel tickets to those who follow those links. These web pages (which are not operated or sponsored by Southwest Airlines) typically ask the unwary to click what appear to be Facebook "share" buttons and post comments to the scammer's site (which is really a ruse to dupe users into spreading the scam by sharing it with all of their Facebook friends). Those who follow such instructions are then led into a set of pages prompting them to input a fair amount of personal information (including name, age, address, and phone numbers), complete a lengthy series of surveys, and finally sign up (and commit to paying) for at least two "Reward Offers" (e.g., Netflix subscriptions, credit report monitoring services, prepaid credit cards): Pursuant to the Terms & Conditions, you are required to complete 2 of the Reward Offers from the above. You will need to meet all of the terms and conditions to qualify for the shipment of the reward. For credit card offers, you must activate your card by making a purchase, transferring a balance, or making a cash advance. For loan offers you must close and fund the loan. For home security and satellite tv offers you must have the product installed. You may not cancel your participation in more than a total of 2 Reward Offers within 30 days of any Reward Offer Sign-Up Date as outlined in the Terms & Conditions (the Cancellation Limit). Not only that, but the fine print on the "free" tickets offers typically states that by accepting its terms, the user agrees to receive telemarketing phone calls and text messages from a variety of different companies:  Similar phony free ticket lures are used to spread malware.    In those versions of the scam, those who attempt to reach the URL provided for the purpose of claiming the free tickets are instead victimized by a Facebook "lifejacking" attack, a malicious script that takes over a user's Facebook profile without their knowledge and propagates itself to their friends' accounts as well. lifejacking Southwest Airlines has responded to such scams by issuing messages on Twitter that read: "Hey folks! There is a scam being passed around on Facebook about a free ticket offer from SWA. Please don't click or share the links!" As well, Southwest spokesperson Christi McNeill has said of these attempts to defraud that "We are aware of the scam for free tickets being spread across Facebook. This offer is in no way affiliated with Southwest Airlines and we are working with Facebook to get it removed." Since at least January 2021, actor Anthony Hopkins was featured in an online advertisement about the height of Hollywood celebrity men. The ad read: "Some of the Shortest Men in Hollywood Today."   Readers who clicked the online ad were led to a 95-page story on Cleverst.com. Its headline read: "These Short Male Celebrities Remind Us That Height Doesn't Matter In Hollywood." The lengthy article began with a picture of actor Dave Franco, who is purported to be 5 feet 7. We clicked "next page" 95 times until we realized we had clicked "next article" at the end. Hopkins didn't even show up in the story. Anthony Hopkins' height is listed at 5 feet 9 on various sources, including on his IMDb page. The actor is anything but "short." his IMDb page Hopkins is perhaps best known for his work in the 1991 classic, "The Silence of the Lambs." He won the best actor Oscar for playing the role of the terrifying cannibal, Hannibal Lecter. The long story of "short male celebrities" also featured a 6-feet-tall Vin Diesel, a 5 feet 10 Jason Statham, and 5 feet 9 actors Robert Downey Jr. and Tom Hardy. This was hardly a list of "some of the shortest men in Hollywood today." The Cleverst.com story appeared to be a strategy known as advertising "arbitrage." The goal was to make more money on ads that were displayed on all 95 pages than it cost to display the original Hopkins clickbait picture. The Hopkins photograph lured the readers. Readers then clicked "next page" in a search for Hopkins, who never appeared. The business and technology blog Margins defined "arbitrage" as "leveraging an inefficient set of systems to make a riskless profit, usually by buying and selling the same asset." They also called it "the mythical free lunch that economics tells us does not exist." Margins The same strategy employed for Hopkins' height was used by other advertisers in the past who placed an ad about Pierce Brosnan's net worth. The ad claimed that "Pierce Brosnan's final net worth left his family in tears." Not only was Pierce Brosnan still alive, but he also did not appear in the lengthy slideshow story that resulted. Pierce Brosnan's net worth Snopes debunks a wide range of content, and online advertisements are no exception. Misleading ads often lead to obscure websites that host lengthy slideshow articles with lots of pages. It's called advertising "arbitrage." The advertiser's goal is to make more money on ads displayed on the slideshow's pages than it cost to show the initial ad that lured them to it. Feel free to submit ads to us, and be sure to include a screenshot of the ad and the link to where the ad leads. submit ads to us Claim:  Incentives received by consumers through the "Cash for Clunkers" program are subject to taxes.  Origins:   People are often surprised to find out that zero-cost items (e.g., prize winnings, free  goods offered as marketing promotions, items given as gifts) may not require any immediate outlay of money, but they frequently do later  in the form of taxes on the value of the goods and services received.   gifts One group recently caught by such a surprise was some consumers who took advantage of the federal government's CARS program (commonly known as "Cash for Clunkers"), which offered incentives of up to $4,500 to those who traded in qualifying "clunkers" and purchased new vehicles.   Although incentives received through participation in the CARS program are not taxable at the federal level, residents of some states may have to pay some form of state and/or local taxes (such as excise or sales taxes) on the value of the incentives.   Residents of Maryland, for example: As it turns out, each state determines whether to tax the clunker money. Pennsylvania doesn't, for example, but Maryland applies its 6 percent excise tax to the incentive. "We treat that $4,500 as a down payment toward [the] car. We still tax the total value of the car," says Caryn Coyle, a spokeswoman with the Maryland Motor Vehicle Administration,  which collects the excise tax. And you can't, say, travel up to Pennsylvania to buy your new car there to avoid the Maryland excise tax. States have pacts with one another to collect taxes owed on car purchases by residents in other states, Coyle says. So a Pennsylvania dealer would have charged the Maryland excise tax anyway if [the car had been bought there]. If it's any consolation, there's no federal tax on the clunker incentive and you may be able to deduct on your federal tax return any state or local taxes paid on a new vehicle purchased this year from Feb. 17 through Dec. 31. And Nebraska: Nebraskans who take advantage of the government's Cash for Clunkers rebate might be surprised to learn those rebates of $3,500 or $4,500 don't reduce the amount of sales tax a car buyer must pay. State Tax Commissioner Doug Ewald says he's received a number of complaints since the program started, but officials anticipated the issue and made sure that dealers knew about it beforehand. Nebraska law treats the government's clunker rebates as a "third-party rebate," so they don't reduce the taxable value of the new car like a trade-in or manufacturer's rebate does. So someone buying a $25,000 vehicle with the $4,500 clunker rebate would still have to pay taxes on $25,000. And South Dakota as well: [M]any of those cashing in on the clunkers program are surprised when they get to the treasurer's office windows. That's because the government's rebate of up to $4500 dollars for every clunker is taxable. "They didn't realize that would be taxable. A lot of people don't realize that. So they're not happy and kind of surprised when they find that out," [Minnehaha County Treasurer Pam] Nelson said. In North Carolina, however, the CARS incentives are subject to neither the state's highway use tax nor its income tax: According to the North Carolina Department of Motor Vehicles, "the highway use tax should be calculated on the final sales price of the purchased vehicle less the amount allowed for the trade in." As an example, if you bought a car with a $20,000 price tag and the dealership gave you $3,000 for your trade-in, then you got the $4,500 Cash For Clunkers incentive, you paid $12,500 for the car. That's the amount you've paid plus 3% as the standard Highway Use Tax. Hence, you are not paying taxes on the $4,500. The North Carolina Department of Revenue says because the incentive is taken as a coupon at the dealership, you will not have to file it as income on your taxes. Consumers who took advantage of the CARS program should check with their state tax departments for information about whether such incentives are taxable in their home states. Last updated:  29 August 2009    Neisteadt, Shawn.  "Some Surprised by 'Clunker' Tax.'"   KELO-TV [Sioux Falls, SD].  24 August 2009.    Zash, Chelsi.  "Can the Cash for Clunkers Incentive Be Taxed?"   WFMY-TV [Greensboro, NC].  24 August 2009.    Associated Press.  "Neb. Clunker Buyers Still Pay Full Sales Tax."    Newsday.  21 August 2009.    WJRH-TV [Tulsa, OK].  "Is Your Tax for Clunkers Taxable?"    21 August 2009. In April 2018 Utah Republican Mike Kennedy made national headlines as he faced off against Mitt Romney for a Senate seat in that state, prompting the circulation of a meme asserting that the Kennedy had once made a statement about access to hospitals and patient deaths: national headlines meme   Although the meme dated to at least 2015, its featured quote appeared in a 24 April 2018 Salt Lake Tribune article: "Who is that guy who beat Mitt Romney at the GOP convention?" which reported that: article At the top of the list is to repeal Obamacare. [Kennedy] told delegates, I oppose Obamacare and any scheme that puts the government between doctor and patient. Four years ago, Kennedy made national headlines when, during a legislative task force meeting, he said, Sometimes access to health care can be damaging and dangerous ... Ive heard from National Institutes of Health and otherwise that were killing up to a million, a million and a half people every year in our hospitals. And its access to hospitals thats killing those people. That piece referenced a report and video from Salt Lake station KSTU, but neither source provided complete context. Kennedy was quoted as arguing against Medicaid expansion, and as represented, his remarks were accurately transcribed: report Representative Mike Kennedy, a Republican from Alpine, made the comments in a Health Reform Task Force meeting, in reaction to a story from another doctor. Doctor Kyle Jones told the legislature's Health Reform Task Force about a neighbor who was in a car crash. That neighbor suffered a rare response to pain medicine called toxic encephalopathy. The condition has caused memory loss, seizures and depression, according to Jones. "Sometimes access actually can mean harm," said Representative Mike Kennedy, a family physician. The Republican from Alpine repeated the argument more than once: "Sometimes access to health care can be damaging and dangerous. And it's a perspective for the [Legislative] body to consider is that, I've heard from National Institutes of Health and otherwise that we're killing up to a million, a million and a half people every year in our hospitals. And it's access to hospitals that's killing those people."  We were unable to locate any information substantiating Kennedy's claim that access to hospitals killed between one and one-and-a-half million Americans per year. It's possible Kennedy was referencing an ongoing study of the effects of medical mistakes, a topic that was the subject of research published in The BMJ in May 2016, but those figures estimated only 250,000 deaths due to medical error per year at that time. medical mistakes published Kennedy may also have been referencing research published in September 2013, in which researchers extrapolated between 210,000 and 400,000 deaths per year "associated with preventable harm in hospitals." Authors of that study concluded that "engaging patients and their advocates during hospital care, systematically seeking the patients voice in identifying harms, transparent accountability for harm, and intentional correction of root causes of harm will be necessary" to reduce preventable hospital deaths but did not recommend restricting access to medical care as a preventive measure. Davidson, Lee.  "Who Is That Guy Who Beat Mitt Romney At The GOP Convention?"
  The Salt Lake Tribune.  23 April 2018. James, John T. PhD.  "A New, Evidence-Based Estimate Of Patient Harms Associated With Hospital Care."
  Journal of Patient Safety.  September 2013. Romboy, Dennis.  "Little-Known Mike Kennedy To Take On Mitt Romney In Utah GOP Primary."
  Deseret News.  23 April 2018. Roth, Max.  "State Representative To Legislature: Hospitals Can Be Dangerous."
  KSTU.  28 August 2014. Johns Hopkins Medicine.  "Study Suggests Medical Errors Now Third Leading Cause of Death In The U.S.."
  3 May 2016. CBS News.  "Mitt Romney 'Probably Not Too Worried' After Second Place Finish At Utah Convention, Reporter Says."
  26 April 2018. In February 2021, online advertisements appeared to falsely claim that Matt Lauer was long-time journalist Katie Couric's husband. Couric and Lauer previously worked together on the "Today" show on NBC. She left the program in 2006. In November 2017, Lauer was fired from his NBC job as a co-anchor on "Today" for "inappropriate sexual behavior." fired The misleading ads pictured Couric and Lauer together with various texts. For example, one of the ads read: "[Photos] Meet The Man Katie Couric Is Romantically Involved With In 2021."   Another ad said something similar: "[Photos] Meet Katie Couric's Husband."  Both ads were misleading clickbait that led to lengthy slideshow articles. The first one took readers to the Sport Pirate website. Couric and her real husband, John Molner, appeared after more than 80 pages. real husband appeared The second ad went to the Refinance Gold website. It took 266 clicks to reach the page with Couric and Molner: American TV royalty and CBS Evening News host Katie Couric lost her first husband, Jay Monahan in 1998, as he passed away from colon cancer. But she did find love again with John Molner. Apparently, she asked her friend to set her up with a doctor, but they though [sic] that she would be a better match with their banker firmed, John. In 2012, Molner finally called Katie to set up a date and they fell for each other. The couple has been happily married since 2014, and have a blended family now, as each of them have two kids from their previous marriage. Lauer never showed up in either story. The strange inclusion of Lauer appeared to simply be a strategy by the advertisers to draw in readers with a misleading picture. It's true that Couric's first husband, Jay Monahan, died of colon cancer in 1998. He was 42 years old. Over the years, she posted remembrances on social media: died  She left NBC in 2006 to host the "CBS Evening News." At CBS News, she also contributed as a correspondent on "60 Minutes." She later worked for ABC News and Yahoo! News. In 2014, Couric announced on Twitter that she and John Molner had married: announced  In the past, Couric and her current husband hosted a cooking show called "Full Plate." As of February 2021, she was hosting the podcast, "Next Question with Katie Couric." hosted podcast Snopes debunks a wide range of content, and online advertisements are no exception. Misleading ads often lead to obscure websites that host lengthy slideshow articles with lots of pages. It's called advertising "arbitrage." The advertiser's goal is to make more money on ads displayed on the slideshow's pages than it cost to show the initial ad that lured them to it. Feel free to submit ads to us, and be sure to include a screenshot of the ad and the link to where the ad leads. submit ads to us Less than two weeks into the 2015-16 school year, Milwaukee voucher school Daughters of the Father Christian Academy closed its doors, sending the families of about 150 kids on a scramble to find a new school. In the wake of the closing -- triggered by a state Department of Public Instruction order questioning the qualifications of school administrators -- Democratic opponents of vouchers cited it as evidence that the program needed better oversight. Senate Minority Leader Jennifer Shilling (D-La Crosse) tweeted: GOP voucher school that closed after 9 days this year collected $5.4 million in taxpayer subsidies since first opening. Is she right? About the program Voucher schools are private schools, usually religiously affiliated, that receive taxpayer dollars to pay for the tuition of lower-income students. As part of the 2015-17 state budget, the Republican-controlled Legislature and Gov. Scott Walker raised the limit on how many students statewide can participate in the program. The program, which began in Milwaukee, had been extended statewide two years earlier. About 26,900 Milwaukee students are enrolled in voucher schools, according to the Department of Public Instruction and the Legislative Fiscal Bureau. In addition, there are about 1,700 students in Racine and 1,000 statewide who were part of the program in the 2014-15 school year. The Milwaukee program cost about $191 million. Other schools statewide cost an additional $22 million Supporters say voucher schools give parents a valuable choice of where to send their children, particularly where local public schools may be low-performing. Critics say the voucher program is a drain on public school budgets and the private schools do not always adhere to the same educational standards. What about Daughters of the Father? Shillings claim seems pretty straightforward. But her tweet can read as saying the school had received the money and then quickly closed. In other words, that the school was new and the $5.4 million was immediately lost to taxpayers. But thats not exactly what happened. Daughters of the Father first opened its doors in 2007-08 and had just begun its ninth year. Records show it had 153 students in 2014-15 and through the states voucher program received about $7,200 that year for each student. That tallies out to more than $1.1 million. The school ran into financial trouble that led to canceled bus service at the end of the school year. In aMay 14, 2015 press releaseexecutive director Doris Pinkley blamed lower-than-expected enrollment. After a change in the schools leadership, the state Department of Public Instruction determined the school had failed to comply with statutory and administrative rules governing participation in the voucher program. The department issued an orderAug. 4, 2015banning the school from participating in the voucher program because the school did not have a qualified administrator on staff. The principal had only an expired substitute teacher's license. The $5.4 million represents the total the school has received since its inception. In all, the state has terminated 57 schools from the voucher program since the 2003-04 academic year, although some of them were schools that ceased operating on their own. Those schools had been paid a total of $176 million. Our rating Shilling tweeted that the Daughters of the Father Christian Academy closed after 9 days this year collected $5.4 million in taxpayer subsidies since first opening. The school did not just open its doors, receive $5.4 million and quickly close. The school had operated for eight years. The money represents the amount received since it opened. We rate the claim Mostly True. Reports about big bonuses for Wall Street executives have struck a nerve with people who wonder how the executives can justify large payments when their firms are in shaky condition or are seeking federal help. It's drawn the ire of President Obama, who called it the height of irresponsibility. It's shameful. On Feb. 4, 2009, he said top executives at firms receiving federal aid will have their compensation capped at $500,000 and that bonuses would have to come as stock that they can't receive until the government is reimbursed. The New York State Comptroller reported in late January that Wall Street firms in 2008 handed out $18.4 billion in cash bonuses to employees who live in New York City, the sixth-largest amount on record. Critics have said the employees don't deserve the rewards because the firms lost more than $35 billion in 2008 and the federal government is spending hundreds of billions of dollars bailing out many of them. Fred Smith, chief executive of FedEx and supporter of George W. Bush, John McCain and other Republicans, tried to cool down the heated discussion with a bit of perspective on ABC'sThis Weekon Feb. 1, 2009. Host George Stephanopoulos noted that Smith actually took a pay cut in December. You announced a 20 percent pay cut because of the performance of FedEx over the last year, because of the tough economic times. And I wonder ... what do you think of the bonus structure now on Wall Street? Smith replied that compensation on Wall Street is built on bonuses much more so than in the industrial sector. As I understand it, the average bonus in that $18 billion is about $100,000 a year. The bonuses on Wall Street are down about 44 percent. Smith was not far off when it came to the average cash bonus. It was $112,000 in 2008, according to New York State Comptroller Thomas DiNapoli's Jan. 28, 2009, report. And indeed bonuses were down 44 percent in a sense: The total amount given out in bonuses, $18.4 billion, was a decline of 44 percent from the $32.9 billion handed out in 2007. But due to job losses on Wall Street, there were fewer employees to split the pie in 2008. So the average bonus was down a slightly more modest 37 percent from the previous year's average. Also, it might have been worth pointing out that while bonuses were well below the 2007 level, that average of $112,000 was still the fifth-highest since the comptroller's office started keeping records in 1985. And the total haul of $18.4 billion was the sixth highest on record. Both were around the same as 2004, a vastly better year for the securities industry and its investors. And although it's true that bonuses generally make up a substantial portion of the compensation on Wall Street, $112,000 is still more than twice the average salary in the United States. But Smith is free to use statistics selectively  and the statistics he chose were off by just $12,000 and a few percentage points. We find his statement Mostly True.