Is the Equifax Data Breach Settlement Email Genuine?
In late January 2022, Google users looked to Reddit and elsewhere to find out if an email for the status of the Equifax data breach settlement was a "scam or legit," as readers often do after receiving such notices. The email had the subject line, "Equifax Data Breach Settlement (Credit Monitoring Instructions and Activation Code)," and linked to the website, experianidworks.com/equifaxsettlement. It promised a free four-year membership for the credit monitoring service Experian IdentityWorks. Google Reddit experianidworks.com/equifaxsettlement This was a legitimate notice for a data breach settlement for Equifax. Readers might remember making a claim in the settlement back in July 2019. Users who opted to receive credit monitoring instead of a check were sent activation codes in the new email for Experian IdentityWorks. The official website for the settlement was equifaxbreachsettlement.com. back in July 2019 equifaxbreachsettlement.com The official settlement website documented the fact that in September 2017, Equifax was "the victim of a criminal cyberattack," giving the attackers "unauthorized access to the personal information of approximately 147 million U.S. consumers." This included "peoples names, Social Security numbers, birth dates, addresses, and in some instances drivers license numbers, credit card numbers, or other personal information." documented Equifax Numerous lawsuits were brought on behalf of consumers whose personal information was impacted as a result of the Data Breach. Chief Judge Thomas W. Thrash Jr. of the U.S. District Court for the Northern District of Georgia is overseeing these lawsuits. These lawsuits are known as In re: Equifax Inc. Customer Data Security Breach Litigation, Case No. 1:17-md-2800-TWT. The consumers who sued are called the Plaintiffs. Equifax, Inc., and two of its subsidiaries are the Defendants. Plaintiffs claimed that Equifax did not adequately protect consumers personal information and that Equifax delayed in providing notice of the data breach. The most recent version of the lawsuit, which describes the specific legal claims alleged by the Plaintiffs, is available here. Equifax denies any wrongdoing, and no court or other judicial entity has made any judgment or other determination of any wrongdoing. here In the end, both sides of the legal battle "agreed to a settlement after a lengthy mediation process overseen by a retired federal judge." That settlement allowed claimants to choose to receive a check or credit monitoring. Anyone who chose to receive a check might eventually receive an amount much smaller than expected, as the "alternative compensation of up to $125" would "likely will be substantially lowered" to a "small percentage" of what was expected.  In 2017, the Equifax website provided steps for consumers to take following a security breach at the company. (Photo by Smith Collection/Gado/Getty Images)  The email that began to be sent in late January 2022 provided a status update on the Equifax data breach settlement. According to a copy of the email that we reviewed, it read as follows: Equifax Data Breach Settlement (Credit Monitoring Instructions and Activation Code) Issue Date: January 31, 2022 Claim No. (removed)Dear (removed): You filed a claim in the Equifax Data Breach Settlement and chose to receive free, three-bureau (Equifax, Experian, and TransUnion) credit monitoring from Experian for four years. Implementation of the Settlement was delayed by appeals; however, the Settlement is now effective because appellate courts have affirmed it. This email provides additional information about the services provided by Experian as part of the Settlement and how you can enroll. You are receiving free membership in Experian IdentityWorks for four years. You must enroll by June 27, 2022. This service is free for you and provided as a Settlement benefit. You do not need to provide any payment information to enroll and you do not need to cancel the service when it ends. We encourage you to enroll today. HOW TO ENROLL:  Visit the Experian IdentityWorks Website: www.experianidworks.com/equifaxsettlement Enter Your Activation Code: (removed) www.experianidworks.com/equifaxsettlement You must use the above code to enroll by June 27, 2022 (your activation code will not work after this date). If you have questions, need help with Identity Restoration (either because you were a victim of fraud or identity theft) because of the Equifax data breach, or would like another way to sign up for Experian IdentityWorks, please call Experians customer care team toll-free at 1-877-251-5822. So that the team may better serve you, please be prepared to provide them with engagement number (removed) so that you may access the Settlements Identity Restoration services for assistance with fraud or identity theft. For more information on Identity Restoration services, visit www.experianidworks.com/equifaxsettlement. www.experianidworks.com/equifaxsettlement The email also broke down exactly what is included in the four-year membership to the credit monitoring service known as Experian IdentityWorks: Experian IdentityWorks - Daily Credit Monitoring* from each of the three nationwide Consumer Reporting Agencies showing key changes to your Consumer Reports;- Automated alerts when new accounts are opened; inquiries or requests for credit reports are made for the purpose of determining credit; changes to address; and negative information (including delinquencies or bankruptcies);- On-demand online access to a copy of your Experian Consumer Report, updated monthly;- Automated non-credit alerts, using public or proprietary data sources, for example: when certain information is found on a suspicious website or the dark web; when names, aliases, and addresses have been associated with your Social Security Number; when a payday loan or unsecured credit has been taken or opened using your Social Security Number; when your information matches information in arrest or criminal court records; when your information is used for identity authentication; when your mail has been redirected through the U.S. Postal Service; when banking activity is detected related to new deposit account applications, changes to personal information, and new signers are added to accounts; and when a balance is reported on your credit line that has been inactive for at least six months;- Up to One Million in Identity Theft Insurance** which provides coverage for certain costs and unauthorized electronic fund transfers;- A customer service center to assist with enrollment, monitoring alerts, disputes, fraud, and other Credit Monitoring Service questions;- Full Identity Restoration Service if you are the victim of fraud or identity theft (which includes a dedicated identity theft restoration specialist who will provide you with step-by-step assistance, and form letters to contact companies, government agencies, and Consumer Reporting Agencies), and- Child Monitoring Services (for Class Members under the age of eighteen). * Daily credit reports are only available online. If you do not register online, you can call for additional reports each quarter after you sign-up.** The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.  Close-up of code on a computer screen for the Apache Struts framework, which was exploited by computer hackers using a Remote Code Execution exploit in order to allegedly steal the personal information of millions of people from credit bureau Equifax, Oct. 2, 2017. (Photo by Smith Collection/Gado/Getty Images)  To reach the administrator of the Equifax data breach settlement or to inquire about its status, the email said to call 1-833-759-2982. Meanwhile, any questions about Experian IdentityWorks can be directed to the phone number 1-877-251-5822. Equifax We previously reported on other legal matters involving settlements for National Grid and a Plaid Inc. National Grid Plaid Inc
Claim:  A private citizen paid over $100,000 to run a full-page ad in the Washington Post defining himself and his Republican values. Status:  True. Example:  [Collected via e-mail, 2004] $104,655.60 Ad in the Washington Post Here is someone with the money to fund a rebuttal to what Howard Dean, Democratic National Committee Chairman, said recently that many Republicans have never done an honest day's work in their life. The following full page ad was placed in the Washington Post by a businessman named George J. Esseff, Sr. He paid $104,655.60 to run the ad and only did it because he is sick and tired of the way that "the rich" areportrayed by liberals these days. It is a great read.  You're a Republican???  In todays America, ask a growing number of high school and college students; their teachers and professors; the self-anointed media elite and/or hard working men and women of all ethnicities, the question, "What is a Republican?", and you'll be told ". . . a rich, greedy, egotistical individual, motivated only by money and the desire to accumulate more and more of it, at the expense of the environment . . . the working poor and all whom they exploit . . ." I am a Republican . . .  I am none of those things . . . and I dont know any Republicans who are. WHAT I AM . . .  first and foremost, is a loving husband of some 52 plus years, the father of four and an American who's proud of his country. . . and his country's heritage. WHAT I AM . . . is the grandson of immigrants who risked everything, including their lives and those of their children, to escape tyranny in search of freedom.  WHAT I AM . . .  is a man who grew up during the Depression and witnessed, first hand, the effects of the Stock Market crash and the soup lines that followed. I watched as both my parents and grand parents, who had very little themselves, share what food they had with a half dozen other families, who had even less. WHAT I AM . . .  is someone who worked his way through college by holding down three and four jobs at a time and then used that education to build a better life. WHAT I AM . . .  is a husband who, at age 24, started his own business for the privilege of working 60, 70 and 80 hours a week, risking everything I had, including my health, in search of a better life for myself and my loved ones. WHAT I AM . . . is a businessman whose blood, sweat and tears . . . and plenty of them . . . made it possible for me to provide a secure living, not only for my family and myself, but also for literally hundreds of my employees throughout the years. Employees, who in turn, were able to buy their own homes, raise their own families and give back to their communities and their country. WHAT I AM  . . . is a man who believes in God; a God who has blessed this country . . . and all for which it stands.  WHAT I AM . . . is someone who knows, if you doubt miracles exist in todays world, you need only to look into the face of those who received them . . . and the eyes of those who give them. WHAT I AM . . . is an American who's proud that his President embraces a belief in God; proud of a President who understands, as "politically incorrect" as it may be, there is evil in this world and for the security and safety of all freedom loving people everywhere, it must be confronted . . . and it must be defeated. WHAT I AM . . . is an American who takes comfort in the knowledge that our President refuses to allow decisions concerning the very safety and security of this nation, to be governed by the political whims of foreign governments. WHAT I AM . . . is tired of hearing from leading Democrats who see only negativity in America; racism in her people; class warfare in her society and "political incorrectness" in her character. WHAT I AM . . .  is a former democrat who now understands that it is the soldier and not the reporter that guarantees us our freedoms of press, speech and dissent. WHAT I AM . . . is a man who believes in the sanctity of life. A man who is repulsed by the pandering of the political left for votes, at the expense of the unborn. WHAT I AM . . . is a husband and father who believes in the sanctity of marriage and the preservation of the family unit. WHAT I AM . . . is a movie go-er who is repulsed by those insecure, socially inept, elementary thinking, ego-inflated "entertainers" who have appointed themselves "experts" in the fields of national security and geo-politics and then use their forum to attack this nation, its leaders and its actions . . . much to the delight and encouragement of our enemies.  WHAT I AM . . . is an American who understands the difference between "censorship" and "choice". Evidently, these individuals do not, because when these same "celebrities" receive public ridicule for their offensive actions, the first thing they yell is "Censorship!". What they seem incapable of understanding is . . . the right of free speech and dissent is shared equally by those offended . . . as well as those who offend. I support and will continue to support those films and performers whom I choose to . . . and refuse to support those I don't. It is my right as an American . . . a right I will continue to enthusiastically exercise.  WHAT I AM  . . . is a voter, tired of politicians, who, every time their voting records are subjected to public scrutiny, try to divert attention from their political and legislative failures by accusing their opponents of "attack ads" and "negative campaigning" . . . and the news media who allow them to get away with it.  WHAT I AM  . . . is a Catholic who loves his God and his Faith . . . and who's been taught to respect all religions whose teachings are based in love, peace and charity. As such, I am embarrassed and ashamed of those individuals, in both private and public life, whose decisions and actions are devoid of any sense of character or morals; individuals who are only driven by what's best for them  . . . rather than what's right . . .  often times at the expense of many . . . including our national security. WHAT I AM  . . . is a realist who understands that the terrorist attack that murdered hundreds of innocent Russian children could have occurred here, in our heartland. That's why I sincerely believe America needs now, more than ever, a President who sees with a clear and focused vision and who speaks with a voice when heard by both friend and foe alike, is understood, respected and believed. WHAT I AM  . . . is eternally grateful to Ronald Reagan for having the bravery to speak out against Communism and the courage of his convictions in leading the fight to defeat it; and George W. Bush for the vision, courage, conviction and leadership he has shown in America's war on terrorism amidst both the constant and vicious, personal and political attacks both he and his family are made to endure. WHAT I AM . . . is a human being, full of numerous faults and failures, but a man nonetheless, who, though not always successful, has continually strived to do "what's right" instead of "what's easy". A man who is challenging the religious leaders of all faiths, to not only preach to their congregations the fundamentals of "what's right" and "what's wrong", but to also then hold them accountable for their actions in both the public and private sectors.  WHAT I AM . . . is disgusted with the Courts who, on one hand, call the murder of a pregnant woman a "double homicide" but then refer to the abortion of her baby as, "pro-choice". WHAT I AM . . . is someone deeply troubled by a political party which embraces a candidate whose primary "leadership" qualities center around his protesting of the Vietnam war and his labeling the honorable men and women who fought in it, (50,000 of whom gave their lives in that action), as rapists, and war criminals. That same political party then stepped forward this year to block the appearance of a true Vietnam war hero, retired Admiral and former United States Senator, Jeremiah Denton, (a man who spent seven years and seven torturous months in a North Vietnam prison), from speaking before an open session of the California legislature as part of that state's 4th of July celebration. The reason Democrats gave for refusing to allow this American hero to speak before their state legislature was because of the "conservative" nature of his views. As an American, that troubles me deeply . . . as well it should you. WHAT I AM . . . is a man who feels the need to spend, $104,655.60 (tax paid) of his own money, to purchase this advertisement, in order to set the story straight. Some may say this money would have been better spent feeding the world's poor. At the risk of sounding self-serving, as an American and as a Republican, for the last six decades of my life, I have done exactly that . . . and more. Following the examples of my parents and grand parents, I have used my earnings to feed the poor, shelter the homeless, provide housing for the elderly and medical care for the sick . . . and continue to do so . . . and I'm not alone in that work. WHAT I AM . . . is someone who is paying for this announcement, at my sole expense, in hopes of opening the eyes of those led blindly by ill-informed elements of our great nation, who, through either ignorance, or malicious intent, repeatedly attack and belittle those of us who belong to a political party that holds true to the belief, " . . . the rights of the governed, exceed the power of the government". For those interested, I am speaking only as a tax-paying individual who is in no way associated with The Republican National Committee, nor with any of its directors, or delegates.  WHAT I AM . . . is a man who understands, "the American way of life" is a message of self-empowerment for all.  WHAT I AM . . . is an American who is grateful that our nation gives each of us the opportunity of self-determination and the right to benefit from the fruits of self achievement. WHAT I AM . . . is an American who wants to preserve that way of life for all who seek it. WHAT I AM . . . is blessed to be an American . . . and proud to be Republican. For a free reprint of this "Open Letter," go to www.whatiam.net Origins:   On Wednesday, 20 October 2004, the above-quoted text appeared as a full-page advertisement in the Washington Post.  It was paid for by 74-year-old George Esseff of Westlake Village, California, who shelled out $104,655.60 of his own money to run the ad explaining himself and his Republican values to the Post's approximately 740,000 weekday readers.  (As noted at the end of the ad, its text was simultaneously posted on the web  at www.whatiam.net.) www.whatiam.net According to the Ventura County Star, the idea for the ad came to Mr. Esseff "in the middle of a sleepless night," because he "had been wounded by recent rhetoric painting Republicans as greedy egotists exploiting the poor and the environment" and was "tired of being treated like a doormat by news media."  He deliberately placed the ad in the Washington Post, which is generally considered a liberal newspaper, because he was interested in getting his message out to "left-of-center or undecided voters" in the days before the 2004 presidential election.  While I was researching this piece, I was surprised to find that Mr. Esseff is in fact a neighbor of ours (in the sense that he lives in the town adjacent to the one where we reside).   I also discovered that when he noted in his ad that he has "used [his] earnings to feed the poor, shelter the homeless, provide housing for the elderly and medical care for the sick," he was not exaggerating  among his many charitable efforts, George Esseff and his wife, Rosemary, donated over $1 million towards the construction of a low-income housing complex in my hometown of Thousand Oaks, California. Last updated:  3 August 2005    Sources:   Cason, Colleen.  "Man's Ad Sings Praises of GOP."   Ventura County Star.  27 October 2004. Claim:  Essay compares education and career experience of government officials and celebrities.  Status:  Undetermined. Example:  [Collected on the Internet, 2003] The Hollywood group is at it again. Holding anti-war rallies, screaming about the Bush Administration, running ads in major newspapers, defaming the President and his Cabinet every chance they get, to anyone and everyone who will listen. They publicly defile them and call them names like "stupid," "morons," and "idiots." Jessica Lange went so far as to tell a crowd in Spain that she hates President Bush and is embarrassed to be an American.  So, just how ignorant are these people who are running the country? Let's look at the biographies of these "stupid," "ignorant," "moronic" leaders, and then at the celebrities who are castigating them:  President George W. Bush: Received a Bachelors Degree from Yale University and an MBA from Harvard Business School. He served as an F-102 pilot for the Texas Air National Guard. He began his career in the oil and gas business in Midland in 1975 and worked in the energy industry until 1986. He was elected Governor on November 8, 1994, with 53.5 percent of the vote. In a historic reelection victory, he became the first Texas Governor to be elected to consecutive four-year terms on November 3, 1998, winning 68.6 percent of the vote. In 1998 Governor Bush won 49 percent of the Hispanic vote, 27 percent of the African-American vote, 27 percent of Democrats and 65 percent of women. He won more Texas counties, 240 of 254, than any modern Republican other that Richard Nixon in 1972 and is the first Republican gubernatorial candidate to win the heavily Hispanic and Democratic border counties of El Paso, Cameron and Hidalgo.  Vice President Dick Cheney earned a B.A. in 1965 and a M.A. in 1966, both in political science. Two years later, he won an American Political Science Association congressional fellowship. One of Vice President Cheney's primary duties is to share with individuals, members of Congress and foreign leaders, President Bush's vision to strengthen our economy, secure our homeland and win the War on Terrorism. In his official role as President of the Senate, Vice President Cheney regularly goes to Capitol Hill to meet with Senators and members of the House of Representatives to work on the Administration's legislative goals. In his travels as Vice President, he has seen first hand the great demands the war on terrorism is placing on the men and women of our military, and he is proud of the tremendous job they are doing for the United States of America.  Secretary of State Colin Powell was educated in the New York City public schools, graduating from the City College of New York (CCNY), where he earned a Bachelor's Degree in geology. He also participated in ROTC at CCNY and received a commission as an Army second lieutenant upon graduation in June 1958. His further academic achievements include a Master of Business Administration Degree from George Washington University. Secretary Powell is the recipient of numerous U.S. and foreign military awards and decorations. Secretary Powell's civilian awards include two Presidential Medals of Freedom, the President's Citizens Medal, the Congressional Gold Medal, the Secretary of State Distinguished Service Medal, and the Secretary of Energy Distinguished Service Medal. Several schools and other institutions have been named in his honor and he holds honorary degrees from universities and colleges across the country.  Secretary of Defense Donald Rumsfeld: attended Princeton University on Scholarship (AB, 1954) and served in the U.S. Navy (1954-57) as a Naval aviator; Congressional Assistant to Rep. Robert Griffin (R-MI), 1957-59; U.S. Representative, Illinois, 1962-69; Assistant to the President, Director of the Office of Economic Opportunity, Director of the Cost of Living Council, 1969-74; U.S. Ambassador to NATO, 1973-74; head of Presidential Transition Team, 1974; Assistant to the President, Director of White House Office of Operations, White House Chief of Staff, 1974-77; Secretary of Defense, 1975-77. Secretary of Homeland Security Tom Ridge was raised in a working class family in veterans' public housing in Erie. He earned a scholarship to Harvard, graduating with honors in 1967. After his first year at The Dickinson School of Law, he was drafted into the U.S. Army, where he served as an infantry staff sergeant in Vietnam, earning the Bronze Star for Valor. After returning to Pennsylvania, he earned his Law Degree and was in private practice before becoming Assistant District Attorney in Erie County. He was elected to Congress in 1982. He was the first enlisted Vietnam combat veteran elected to the U.S. House, and was overwhelmingly reelected six times.  National Security Advisor Condoleezza Rice earned her Bachelor's Degree in Political Science, Cum Laude and Phi Beta Kappa, from the University of Denver in 1974; her Master's from the University of Notre Dame in 1975; and her Ph.D. from the Graduate School of International Studies at the University of Denver in 1981.  (Note: Rice enrolled at the University of Denver at the age of 15, graduating at 19 with a Bachelor's Degree in Political Science (Cum Laude). She earned a Master's Degree at the University of Notre Dame and a Doctorate from the University of Denver's Graduate School of International Studies. Both of her advanced degrees are also in Political Science.)  She is a Fellow of the American Academy of Arts and Sciences and has been awarded Honorary Doctorates from Morehouse College in 1991, the University of Alabama in 1994, and the University of Notre Dame in 1995. At Stanford, she has been a member of the Center for International Security and Arms Control, a Senior Fellow of the Institute for International Studies, and a Fellow (by courtesy) of the Hoover Institution. Her books include Germany Unified and Europe Transformed (1995) with Philip Zelikow, The Gorbachev Era (1986) with Alexander Dallin, and Uncertain Allegiance: The Soviet Union and the Czechoslovak Army (1984). She also has written numerous articles on Soviet and East European foreign and defense policy, and has addressed audiences in settings ranging from the U.S. Ambassador's Residence in Moscow to the Commonwealth Club to the 1992 and 2000 Republican National Conventions. From 1989 through March 1991, the period of German reunification and the final days of the Soviet Union, she served in the Bush Administration as Director, and then Senior Director, of Soviet and East European Affairs in the National Security Council, and a Special Assistant to the President for National Security Affairs. In 1986, while an international affairs fellow of the Council on Foreign Relations, she served as Special Assistant to the Director of the Joint Chiefs of Staff. In 1997, she served on the Federal Advisory Committee on Gender  Integrated Training in the Military. She was a member of the boards of directors for the Chevron Corporation, the Charles Schwab Corporation, the William and Flora Hewlett Foundation, the University of Notre Dame, the International Advisory Council of J.P. Morgan and the San Francisco Symphony Board of Governors. She was a Founding Board member of the Center for a New Generation, an educational support fund for schools in East Palo Alto and East Menlo Park, California and was Vice President of the Boys and Girls Club of the Peninsula. In addition, her past board service has encompassed such organizations as Transamerica Corporation, Hewlett Packard, the Carnegie Corporation, Carnegie Endowment for International Peace, The Rand Corporation, the National Council for Soviet and East European Studies, the Mid-Peninsula Urban Coalition and KQED, public broadcasting for San Francisco. Born November 14, 1954 in Birmingham, Alabama, she earned her bachelor's degree in political science, cum laude and Phi Beta Kappa, from the University of Denver in 1974; her Master's from the University of Notre Dame in 1975; and her Ph.D. from the Graduate School of International Studies at the University of Denver in 1981. She is a Fellow of the American Academy of Arts and Sciences and has been awarded Honorary Doctorates from Morehouse College in 1991, the University of Alabama in 1994, and the University of Notre Dame in 1995. She resides in Washington, D.C.  So who are these celebrities? What is their education? What is their experience in affairs of State or in National Security? While I will defend to the death their right to express their opinions, I think that if they are going to call into question the intelligence of our leaders, we should also have all the facts on their educations and background:  Barbra Streisand: Completed high schoolCareer: Singing and acting  Cher: Dropped out of school in 9th grade.Career: Singing and acting  Martin Sheen: Flunked exam to enter University of Dayton.Career: Acting  Jessica Lange: Dropped out college mid-freshman year.Career: Acting  Alec Baldwin: Dropped out of George Washington U. after scandalCareer: Acting  Julia Roberts: Completed high schoolCareer: Acting  Sean Penn: Completed High schoolCareer: Acting  Susan Sarandon: Degree in Drama from Catholic University of America in Washington, D.C.Career: Acting  Ed Asner: Completed High schoolCareer: Acting  George Clooney: Dropped out of University of KentuckyCareer: Acting  Michael Moore: Dropped out first year University of Michigan.Career: Movie Director  Sarah Jessica Parker: Completed High SchoolCareer: Acting  Jennifer Anniston: Completed High SchoolCareer: Acting  Mike Farrell: Completed High schoolCareer: Acting  Janeane Garofelo: Dropped out of College.Career: Stand up comedienne  Larry Hagman: Attended Bard College for one year.Career: Acting  While comparing the education and experience of these two groups, we should also remember that President Bush and his cabinet are briefed daily, even hourly, on the War on Terror and threats to our security. They are privy to information gathered around the world concerning the Middle East, the threats to America, the intentions of terrorists and terrorist-supporting governments. They are in constant communication with the CIA, the FBI, Interpol, NATO, The United Nations, our own military, and that of our allies around the world. We cannot simply believe that we have full knowledge of the threats because we watch CNN!! We cannot believe that we are in any way as informed as our leaders.  These celebrities have no intelligence-gathering agents, no fact-finding groups, no insight into the minds of those who would destroy our country. They only have a deep seated hatred for all things Republican. By nature, and no one knows quite why, the Hollywood elitists detest Conservative views and anything that supports or uplifts the United States of America. The silence was deafening from the Left when Bill Clinton bombed a pharmaceutical factory outside of Khartoum, or when he attacked the Bosnian Serbs in 1995 and 1999. He bombed Serbia itself to get Slobodan Milosevic out of Kosovo, and not a single peace rally was held. When our Rangers were ambushed in Somalia and 18 young American lives were lost, not a peep was heard from Hollywood. Yet now, after our nation has been attacked on its own soil, after 3,000 Americans were killed by freedom-hating terrorists while going about their routine lives, they want to hold rallies against the war. Why the change? Because an honest, God-fearing Republican sits in the White House.  Another irony is that in 1987, when Ronald Reagan was in office, the Hollywood group aligned themselves with disarmament groups like SANE, FREEZE and PEACE ACTION, urging our own government to disarm and freeze the manufacturing of any further nuclear weapons, in order to promote world peace. It is curious that now, even after we have heard all the evidence that Saddam Hussein has chemical, biological and is very close to obtaining nuclear weapons, their is no cry from this group for HIM to disarm. They believe we should leave him alone in his quest for these weapons of mass destruction, even though it is certain that these deadly weapons will eventually be used against us in our own cities.  So why the hype out of Hollywood? Could these celebrities believe that since they draw such astronomical salaries, they are entitled to also determine the course of our Nation? That they can make viable decisions concerning war and peace? Did Michael Moore have the backing of the Nation when he recently thanked France, on our behalf, for being a "good enough friend to tell us we were wrong"? I know for certain he was not speaking for me. Does Sean Penn fancy himself a Diplomat, in going to Iraq when we are just weeks away from war? Does he believe that his High School Diploma gives him the knowledge (and the right) to go to a country that is controlled by a maniacal dictator, and speak on behalf of the American people? Or is it the fact that he pulls in more money per year than the average American worker will see in a lifetime? Does his bank account give him clout?  The ultimate irony is that many of these celebrities have made a shambles of their own lives, with drug abuse, alcoholism, numerous marriages and divorces, scrapes with the law, publicized temper tantrums, etc. How dare they pretend to know what is best for an entire nation! What is even more bizarre is how many people in this country will listen and accept their views, simply because they liked them in a certain movie, or have fond memories of an old television sitcom!  It is time for us, as citizens of the United States, to educate ourselves about the world around us. If future generations are going to enjoy the freedoms that our forefathers bequeathed us, if they are ever to know peace in their own country and their world, to live without fear of terrorism striking in their own cities, we must assure that this nation remains strong. We must make certain that those who would destroy us are made aware of the severe consequences that will befall them.  Yes, it is a wonderful dream to sit down with dictators and terrorists and join hands, singing Cumbaya and talking of world peace. But it is not real. We did not stop Adolf Hitler from taking over the entire continent of Europe by simply talking to him. We sent our best and brightest, with the strength and determination that this Country is known for, and defeated the Nazi regime. President John F. Kennedy did not stop the Soviet ships from unloading their nuclear missiles in Cuba in 1962 with mere words. He stopped them with action, and threat of immediate war if the ships did not turn around. We did not end the Cold War with conferences. It ended with the strong belief of President Ronald Reagan... PEACE through STRENGTH. Origins:  Thefactual information presented here is not difficult to verify, as biographies detailing the educational and professional qualifications of our high-ranking government officials are readily available from a number of on-line sources:  President George W. Bush President George W. Bush  Vice-President Dick Cheney Vice-President Dick Cheney  Secretary of State Colin Powell Secretary of State Colin Powell  Secretary of Defense Donald Rumsfeld Secretary of Defense Donald Rumsfeld  Homeland Security Advisor Tom Ridge Homeland Security Advisor Tom Ridge  National Security Advisor Dr. Condoleezza Rice  National Security Advisor Dr. Condoleezza Rice  Verifying the educational accomplishments of film stars is less easy:  Barbra Streisand had already embarked on a show business career by the time she was a teenager and did not attend college. Barbra Streisand  Cher left home at age sixteen to pursue an acting career and did not finish high school. Cher Martin Sheen did fail his college entrance exam for the University of Dayton but maintains that he did so on purpose so that he could pursue an acting career over the objections of his disapproving father. Martin Sheen Jessica Lange studied art at the University of Minnesota but left school before the completion of her freshman year. Jessica Lange Alec Baldwin spent three years studying political science at George Washington University before switching to New York University's drama department to pursue an acting career, and he eventually returned to NYU and received a BFA degree in Drama in 1993.   (Could not find any information about a "scandal" prompting his departure from George Washington University.) Alec Baldwin Julia Roberts moved to New York after finishing high school to pursue an acting career and did not attend college. Julia Roberts Sean Penn joined the Los Angeles Repertory Theater after finishing high school and did not attend college. Sean Penn Susan Sarandon graduated from Catholic University in Washington, DC, with a degree in Drama. Susan Sarandon Ed Asner enrolled at the University of Chicago, but his education was interrupted by an Army hitch; after his discharge he embarked on an acting career and did not return to college to complete a degree. Ed Asner George Clooney studied Broadcast Journalism at Northern Kentucky University but left school before completing a degree. George Clooney Michael Moore briefly attended the University of Michigan at Flint before leaving school. Michael Moore Sarah Jessica Parker was already a professional performer before starting high school and did not attend college after graduating. Sarah Jessica Parker Jennifer Aniston graduated from New York's High School of Performing Arts and pursued an acting career without attending college Jennifer Aniston Mike Farrell joined the Marines after finishing high school and afterwards embarked upon an acting career without attending college. Mike Farrell Janeane Garofalo studied history at Providence College in Rhode Island.  There is conflicting information about whether she completed her degree or left school during her senior year; most biographies indicate the former. Janeane Garofalo Larry Hagman attended Bard College in Anandale-on-the-Hudson for one year before leaving school and pursuing an acting career. Larry Hagman As to the point of this piece, it's safe to say that those who hold high positions in federal government generally have more formal education and more on-the-job experience in politics and government than film actors do, that they are privy to a large amount of information the  general public does not have access to, and that they are therefore better qualified to make important policy decisions than the average actor. The question posed by the title  "Who's smarter?"  isn't so easily answered. Graduating college or holding elected office exposes people to new ideas and concepts and imbues them with practical experience, but those paths don't necessarily make people "smarter," nor is treading those paths necessary for one to become a competent politician or political analyst.   Some very highly regarded U.S. presidents had little or no formal education (Abraham Lincoln), did not attend college (Harry Truman), or had no previous experience holding elective office (Dwight Eisenhower), and one (Ronald Reagan) even began his career as a film actor.  On the other hand, some very well-educated and intelligent men with experience in governmental administration who served as chief executive of the U.S. (Herbert Hoover, Jimmy Carter) frequently show up on rosters of "worst U.S. presidents." Last updated:  14 October 2007  <!--  Sources:   Dowdell, Kitty.  "Seniors Should Be Ashamed."   The [Cleveland] Plain Dealer.  24 September 1996  (p. B8).--> In November 2018, various conspiracy-pushing web sites glommed onto a dubious post emanating from Europe to gin up hysteria about both refugees and the United Nations. The original story, published on the right-wing Slovenian website Nova24TV, "revealed" that immigrants were spotted in Bosnia and Herzegovina using MasterCard debit cards and included an accusation sourced to an anonymous "local police officer": Migrants who are caught and sent back, in a few days or weeks again try to illegally enter Croatia. Some of them are really poor, but many of them are well-equipped: they have new footwear, new clothes, sophisticated smartphones, and some also have MasterCards with no names, just numbers. The cards can be used to withdraw money from ATMs, but we do not know who funds them. The story also included a stock photograph of young black men who had no relationship to the events described in the article, alongside the caption "The image is symbolic":   The "report" was soon picked up by equally dubious websites, some of which included the same image without mentioning that it was a stock photo used only for "symbolic" purposes: Now the mystery has been solved regarding how so many poor migrants have been able to fund their illegal journeys to Europe. The UN, EU and Soros, in partnership with MasterCard, have spent hundreds of millions of dollars providing migrants with prepaid debit cards -- and European tax payers have not been informed that their taxes are being spent on handouts to illegal immigrants.   What those sites did do, however, was expand on the original story by employing a familiar anti-Semitic dog whistle and attempting to tie the claim to liberal billionaire George Soros by falsely citing Nova24TV's piece -- even though it did not mention him -- and saying that the United Nations Refugee Agency (UNHCR) was working "in cooperation" with Soros. familiar In reality, these posts conflated an existing United Nations Refugee Agency (UNHCR) program with a separate humanitarian partnership involving Soros and the credit card provider MasterCard. The UNCHR's program was launched in Moldova in 2011 and expanded in 2016. That program provided aid to 10.5 million people across 94 countries between 2016 and August 2018, with recipients accessing their money via cash machines or "mobile money" electronic payments distributed through specialized cell phones: launched expanded Vulnerable persons fleeing persecution and seeking asylum in Moldova can now use debit cards under a new UNHCR initiative to expedite the distribution of the agencys monthly subsistence allowances. Moldova is the first country in Europe where the UN refugee agency has implemented the debit card scheme to streamline the distribution of its monthly financial support via Automated Teller Machines (ATMs). The new card scheme was launched by UNHCR, in cooperation with BCR Chisinau S.A. It enables needy refugees, asylum seekers and beneficiaries of humanitarian protection to receive convenient debit cards which they can use to withdraw the monthly support. UNHCR is very pleased to launch this initiative in Moldova as it enables people to withdraw funds at nearby bankomats at their convenience rather than having to commute to a central distribution point to collect the allowance, said Peter Kessler, UNHCRs representative in Moldova. Refugees have often suffered indignities and find it difficult to integrate in a new, safe host country, he added. Having these cards is another step towards helping them more actively participate in daily life and maintain a greater degree of dignity. The sums being distributed to beneficiaries of the UNHCR initiative are modest, currently not more than 500-600 Moldovan leu (30-36 euros) per person each month. Experienced aid workers -- including staff of the Ministry of Interiors Refugee Directorate, UNHCR and its implementing partners -- meet regularly to review applications for assistance. Recipients of the cards were pleased to get bankomat access and avoid having to pay for city buses to go and collect their monthly support. Asylum-seekers only receive social support for six months under the UN scheme while they await their decisions. However, refugees and beneficiaries of humanitarian protection may be assisted for longer periods if they are sick, are persons with disabilities or are elderly or unemployed. One of the most important benefits is that the debit cards will also give the recipients access to bank accounts, where they may eventually save money and earn interest. The UNCHR initiative was unrelated to either of two similar separate MasterCard-sponsored aid programs. The first, a June 2016 partnership between the credit card company, the Serbian Ministry of Labor, and the humanitarian group the Mercy Corps, sought to provide prepaid debit cards to refugees to help meet basic needs: partnership humanitarian The global organization Mercy Corps launched the pilot program in partnership with MasterCard and the Serbian Ministry of Labor to distribute prepaid debit cards to eligible refugees traveling through Serbia. Families received cards with a value of about $235 (210 Euros), and individuals approximately $78 (70 Euros). The money could be used to make purchases that help meet immediate needs. It was the first such program in the region to use an international cashless payment mechanism to help the tens of thousands of refugees and migrants seeking haven in Europe. By leveraging our technologies and products such as MasterCard Aid Network and Prepaid, MasterCard collaborates with partners to provide essential services at the most critical times of refugees lives. To date, MasterCard Aid and Prepaid cards have been deployed in humanitarian responses across Africa, Asia and Europe  in countries such as Turkey, Kenya, Yemen, Nepal, Ethiopia, Nigeria, Niger, the Philippines, and Greece  and are on-track to support thousands of beneficiaries ... we are working with Mercy Corps to provide assistance to thousands of refugees in Europe to cover their basic needs and allow them to live with dignity during one of most difficult times in their lives. A separate partnership between MasterCard and Soros to launch a "standalone entity," Humanity Ventures, was first announced in January 2017. That program sought to provide private sector solutions to social issues such as joblessness, lack of access to healthcare, inadequate education, and financial exclusion among migrants and their host communities: announced Operating as a standalone entity, Humanity Ventures would initially combine solutions designed to expand access to healthcare and education, foster local economic development and entrepreneurship, and enhance the delivery of aid. One such solution is the Mastercard Aid Network, an award winning digital voucher platform designed in partnership with humanitarian organizations. With the creation of Humanity Ventures, Soros could invest up to $50 million to make these solutions even more scalable and sustainable. The social enterprise could also serve as an incubator and accelerator for smaller projects committed to mitigating the migration crisis. Designed to combine the need for business returns with social impact, Humanity Ventures would also act as a new model for how civil society, governments, and the private sector improve quality of life and drive economic growth. Migrants are often forced into lives of despair in their host communities because they cannot gain access to financial, healthcare and government services. Our potential investment in this social enterprise, coupled with Mastercards ability to create products that serve vulnerable communities, can show how private capital can play a constructive role in solving social problems, said George Soros. Humanity Ventures is intended to be profitable so as to stimulate involvement from other businesspeople. We also hope to establish standards of practice to ensure that investments are not exploitative of the vulnerable communities we intend to serve. The UNCHR has been involved with a program to provide cash to refugees via debit cards to help meet immediate needs, and George Soros has been involved with a program to assist migrants in partnership with MasterCard, but Soros is not funding the distribution of MasterCard debit cards to refugees via the United Nations. Pavlov, Liliana.  "Vulnerable Refugees Get ATM Cards Under New UNHCR Scheme."
  United Nations Refugee Agency.  23 March 2011. United Nations Refugee Agency.  "UNHCR: Programmes for Direct Cash-Aid to the Displaced Reaches Record $430m in 2016."
  16 December 2016. United Nations Refugee Agency.  "Cash Assistance Gives Refugees the Power of Choice."
  28 August 2018. Grimes, Marisa.  "MasterCard Prepaid Debit Cards Provide Refugees with Mobility, Flexibility and Dignity."
  MasterCard.  20 June 2016. MasterCard.  "Mastercard and George Soros to Explore Private Sector Solutions to Societal Challenges."
  19 January 2017. In January and February 2021, Snopes readers asked us to examine reports that U.S. House Speaker Nancy Pelosi had invested as much as $1 million in the electric vehicle company Tesla, prompting concerns over a potential conflict of interest on her part. On Jan. 25, Business Insider published an article with the headline "Nancy Pelosi Has Plowed Up to $1 Million Into Bullish Bets on Tesla Stock." The article reported that: Business Insider "House Speaker Nancy Pelosi has placed up to $1 million worth of bullish bets on Tesla stock, she revealed in a financial disclosure form last week. Pelosi bought 25 call options on Tesla stock with a strike price of $500 and an expiration date of March 18, 2022." Similar articles were published by the San Francisco Chronicle, Jalopnik, Benzinga, and Refinery29. Chronicle Jalopnik Benzinga Refinery29 On Facebook, users promoted a meme that claimed Pelosi had invested in Tesla on Jan. 24, 2021, just one day before President Joe Biden announced his intention to replace the federal government's fleet with electric vehicles  suggesting she had advance knowledge of Biden's plan and acted with that in mind. promoted meme announced   Pelosi did not personally invest in Tesla, so reports and social media posts to that effect were inaccurate in that respect. However, her husband Paul did, leaving open ethical considerations similar to those that would have arisen if the stock options had been purchased in her name. As a result, we are issuing a rating of "Mixture" as to the claim that the House Speaker invested up to $1 million in Tesla. The Facebook meme highlighted above was doubly inaccurate, because it falsely stated not only that Pelosi herself had conducted the Tesla transaction, but that it took place just one day before Biden made his electric vehicle announcement, and that the amount in question was $1.25 million. In fact, Paul Pelosi bought the Tesla options on Dec. 22, 2020  more than a month before Biden's announcement  and the amount in question was between $500,000 and $1 million. The details of Paul Pelosi's investments were contained in Speaker Pelosi's periodic transaction report, filed on Jan. 21, 2021. Under federal law and the Code of Federal Regulations, public officials (including members of Congress) are required to submit a report every time they, their spouse, or their dependent children conduct any "purchase, sale, or exchange of stocks, bonds, commodity futures, and other forms of securities," where the amount of the transaction is greater than $1,000. The official is required to file the report within 30 days of becoming aware of it. periodic transaction report federal law Code of Federal Regulations Officials are not required to report the exact amount of the investment or purchase, but rather they must specify a "valuation category," divided into various bands including $15,000 to $50,000; $250,000 to $500,000; $500,000 to $1 million; $5 million to $25 million, among others. Paul Pelosi's investment in Tesla amounted to somewhere between $500,000 and $1 million, and was described as "25 call options with a strike price of $500 and an expiration date of 3/18/22." The "SP" under the "Owner" column makes it clear that the transaction was conducted not by the congresswoman herself, but by her spouse: described   The federal Office of Government Ethics describes a "call option" as follows: describes A call option is a contract that provides the buyer the right to purchase a security... The buyer has the right, but not the obligation, to exercise the option at a specified price (i.e., the strike price) until the contracts expiration date. Some put and call options may be purchased on the open market. As an alternative to exercising put and call options, investors can resell these options on the open market before their expiration. put The Jan. 21 transaction report states that Paul Pelosi also bought call options in Disney and Apple, and purchased shares in AllianceBernstein, an investment management firm. Concerns around Paul Pelosi's investment in Tesla are based on the fact that Speaker Pelosi is likely to play a prominent role in congressional negotiations over clean energy policy, in general, over the course of the Biden administration, and that, in particular, her family could stand to gain financially if Biden's plan to move the entire federal fleet to electric vehicles sees the value of Tesla stock appreciate significantly. Snopes asked a spokesperson for Speaker Pelosi for her response to such concerns over the potential appearance of a conflict of interest on her part. We also asked whether she or her husband were aware of Biden's intention to transition the federal fleet to electric vehicles at the time the investment was made, and whether Paul Pelosi now intended to sell his Tesla options, in light of the president's electric vehicle announcement, in order to minimize any appearance of a conflict of interest. We did not receive a response to those questions in time for publication, but we will update this story if we hear back. The day of financial reckoning is near, says U.S. Rep. Dave Brat. In just 17 years, spending for Social Security, federal health care and interest on the debt will exceed ALL tax revenue! Brat, R-7th, wrote in a May 29Facebook post. That would mean no money for defense or domestic programs unless Uncle Sam wanted to put these items on his already overburdened credit card. Continuing down this path of rampant federal spending and debt expansion is not an option, Brat wrote. It will push us ever closer to fiscal crisis. Getting our spending under control and working to balance our budget must begin now. We wondered whether the 17-year warning -- also being sounded by the Republican leadership on the House Budget Committee, on which Brat serves -- is accurate. Brian Gottstein, a spokesman for Brat, said the claim is based on figures published by the nonpartisan Congressional Budget Office in its 2014 Long-Term Budget Outlook, issued last July. It contains two scenarios that could happen if Congress doesnt take strong action to reduce deficits. The first one assumes that all the major U.S. budget laws in July 2014 will remain in effect. That means Congress will continue sequestration which sets limits on defense and domestic spending, allows a buffet of popular tax cuts to expire as scheduled and doesnt adjust tax brackets to soften inflationary increases in workers earnings. Under these assumptions, the CBO says spending on Social Security, Medicaid, Medicare and debt interest will top tax revenues in 2044. As bleak as that might seem, theres an alternative scenario thats even gloomier. This is the one Brat embraces. It essentially assumes that Congress will lack the courage to continue unpopular budget policies and, as a result, spending will go up and many taxes will do down. The alternative scenario supposes that Congress will abandon sequestration and continue to extend tax cuts that are scheduled to expire -- most notably tax breaks on research and development, first-year capital investments costs and income gained through foreign corporations in nations with high tax rates. Under these assumptions, the CBO says spending on Social Security, federal health care and debt interest would exceed taxes in 2031. Thats 16 years from now. Is it fair for Brat to focus on the worst scenario? Two analysts told us yes, noting Congress already has a history of relenting on deficit-reducing policies. For example, Congress voted in 2013 to permanently extend the bulk of income tax cuts that were approved during the presidency of George W. Bush. The cuts were originally slated to expire in 2010. The alternative fiscal scenario understands how some of the tough choices Congress needs to make conflict with promises members have made to their constituents, said Eugene Steuerle, an economist at the Urban Institute. Most people who would have to pick between the two scenarios would say Congress would most likely use the alternative one. Marc Goldwein, senior vice president of the Committee for a Responsible Federal Budget, called Brats statement credible. A major point in the CBO report is that the day of reckoning is avoidable if Congress can break its standoff between Republicans, including Brat, who oppose tax increases, and Democrats who oppose cuts to entitlement programs. The report says, To put the federal budget on a sustainable path for the long term, lawmakers would have to make significant changes to tax and spending policies: reducing spending for large benefit programs below the projected levels, letting revenues rise more than they would under current law, or adopting some combination of those approaches. Our ruling  Brat says that under the current U.S. path, In just 17 years, spending for Social Security, federal health care and interest on the federal debt will exceed all tax revenue. A CBO report concludes that, in a worst-case scenario in which Congress resumes its old habits of cutting taxes and raising spending, this could happen in 2031 -- 16 years from now. Under a somewhat rosier scenario, in which current budget policies are kept in effect, the U.S. would hit bottom in 2044. Brats focus on the bleaker outlook is defensible because Congress this century has not shown great fiscal discipline. Were dealing with scenarios, however, and Brats statement would have been more accurate if he acknowledged from the outset that the U.S. could run out of tax money for many major programs instead of saying it will. No doubt, however, the U.S. is on a risky fiscal path. We rate Brats statement Mostly True. It's a story that seems like it was dreamed up by science fiction writers: An alien satellite has been orbiting Earth for thousands of years, and the government has kept it a secret. Or so the story goes. According to Space.com, the "Black Knight" conspiracy theory goes like this: For about 12,000 years, an alien satellite orbited Earth, surveilling humanity. It was discovered about 120 years ago, but was the subject of a cover-up. Space.com Then in 2017, UFO conspiracy theorists claimed, it was shot down by the Illuminati, a clandestine group they believe secretly controls the world. claimed The "Black Knight" satellite conspiracy theory continues to get attention online. Here's one example, posted to Twitter on Jan. 3, 2022, with the user's name cropped out for privacy:   If there really is an alien craft orbiting Earth and it's the subject of a cover-up, the government is doing a very bad job of it, considering the images that catalyzed the conspiracy theory were taken and shared by NASA. And contrary to what the above post says, the origin of the object in question is known. images We will explain more below, but the object is essentially space junk, and it wasn't shot down, it burned in Earth's atmosphere. According to a debunking of the conspiracy theory published by James Oberg, a former NASA engineer, the image was taken during STS-88, the first shuttle mission to the International Space Station in 1998. The crew of the space shuttle Discovery was sent to space to help assemble the space station. debunking During a space walk in which astronauts were placing thermal covers over trunnion pins, one of the blankets came loose and, to the dismay of the astronauts, drifted away into space. Oberg pointed to video of the moment the thermal cover mishap, which can be viewed here: trunnion pins here  Crookes, David and All About Space. The Black Knight Satellite: A Hodgepodge of Alien Conspiracy Theories. Space.com, 17 Dec. 2021, https://www.space.com/what-is-the-black-knight.html. Oberg, James. "Phantom satellite? What IS it? What ISNT it? WHY the confusion?" 21 Oct. 2014, https://www.jamesoberg.com/sts88_and-black-knight.pdf President Barack Obama touted the success of Obamacare during his final State of the Union address. He said the Affordable Care Act has led to nearly 18 million more people gaining health insurance and has helped to slow health care cost inflation. He added that the law didnt destroy the job market,despite pessimistic predictionsfrom critics. Our businesses have created jobs every single month since it became law, Obama said on Capitol Hill on Jan. 12, 2016. We hadnt heard that particular Obamacare talking point before, so we decided to take a look. Because Obama referred specifically to our businesses, we looked atprivate-sector employment datafrom the Bureau of Labor Statistics starting in March 2010, when Obama signed theAffordable Care Act. Of the 70 months since, Obama is correct that every single one has seen positive job growth. Thats a record for uninterrupted job growth, according to our friends at theWashington PostFact Checker. This graph from BLS shows monthly change in private-sector job growth (in thousands) since the start of 2010:  From early 2010 on, the data is above the zero line, showing positive job growth. The fact that the country has gained jobs despite the health care law also might not assuage critics argument that job growth, and other aspects of the economy, would have been stronger absent the law. For example, in aJanuary 2015 fact-check, we found that the law might have caused many thousands of employees to have their hours cut from full-time to part-time. But independent studies havent backed up claims that the law would end up reducing employment. In 2011, we rated a claim from former Rep. Eric Cantor, R-Va., that Obamacare is job killingFalse. Former Rep. John Boehner, R-Ohio, said in 2014 that Obamacare is expected to destroy 2.3 million jobs. We rated that claimMostly False. Our ruling Obama said, Our businesses have created jobs every single month since (Obamacare) became law. The private sector has seen job growth every single month since Obama signed the Affordable Care Act in March 2010. Theres room for argument over what the growth would have looked like absent the health care law, but Obamas statistic is on target. We rate this claim True. On Nov. 15, 2023, a user on X with the handle @PatMaguire10 published a post (archived) that said Fox News had reported former U.S. President Donald Trump's Mar-a-Lago Club in Palm Beach, Florida had received a foreclosure notice from Deutsche Bank. We received reader mail that asked if this was true. post archived The post read, "BREAKING FOX NEWS: Deutsche Bank has filed a notice to foreclose on Mar A Lago. The Trump property is part of a larger estate lien that is 190m$ delinquent. Court documents show a 3.4b$ loan that's in default. Trump hasn't respond to repeated attempts for comment. Developing story."  However, a quick check of @PatMaguire10's X bio showed that the account posts "parody" content. In other words, Fox News didn't report on any such foreclosure notice, nor was there any public record of a foreclosure of Mar-a-Lago taking place or scheduled to happen in the future. For a little more background on the subject that was referenced, on the same day that the post was created, Trump's legal team reportedly asked for a mistrial to be declared in the civil fraud trial brought against him in New York. mistrial Weeks earlier, the same trial featured testimony from retired Deutsche Bank executive Nicholas Haigh. Haigh provided information to the court about the bank's decision to loan Trump roughly $125 million for the purchase of the Trump National Doral property in Miami in 2011, according to ABC News. ABC News As for Mar-a-Lago, Miami Herald reported in August 2022 that Trump had received a loan from Chase Manhattan Bank  not Deutsche Bank  for his 1985 purchase of the property: Miami Herald Mar-a-Lago itself cost Trump $8 million, which he financed with an $8.5 million loan from Chase Manhattan Bank. The other parcel - oceanfront land next to the manor - cost $2 million. Trump was able to use $500,000 from the estate loan and a $1.5 million mortgage from the seller, Jack C. Massey, to cover the bill. For further reading, we previously published a report titled, "Media Literacy: How Can You Tell if a Post Is Satire/Parody?" report Bromwich, Jonah E. Trump Lawyers Call for Mistrial in Civil Fraud Case, Attacking Judge. The New York Times, 15 Nov. 2023, https://www.nytimes.com/2023/11/15/nyregion/trump-mistrial-fraud-case.html. Charalambous, Peter, et al. Bank Relied on Trumps Financial Statement to Secure Loan. ABC News, 11 Oct. 2023, https://abcnews.go.com/US/live-updates/trump-fraud-trial/bank-relied-on-trumps-financial-statement-to-secure-loan-103895871?id=103642561. ---. Deutsche Bank Executive Set to Take Stand. ABC News, 11 Oct. 2023, https://abcnews.go.com/US/live-updates/trump-fraud-trial/deutsche-bank-executive-set-to-take-stand-103889913?id=103642561. Ibrahim, Nur. Media Literacy: How Can You Tell If a Post Is Satire/Parody? Snopes, 25 Feb. 2023, https://www.snopes.com/articles/464404/media-literacy-satire-parody/. Kleinman, Jeff. How Donald Trump Changed a Palm Beach Mansion. The Story behind His Mar-a-Lago Takeover. Miami Herald, 9 Aug. 2022, https://www.miamiherald.com/news/state/florida/article264318476.html. Spencer, Terry. Is Mar-a-Lago Worth $1 Billion? Trumps Winter Home Valuations Are at the Core of His Fraud Trial. The Associated Press, 9 Oct. 2023, https://apnews.com/article/trump-maralago-lawsuit-palm-beach-51fea4e520b1901c1c045590b2a7bdc0. In March 2021, new employment figures showed that the U.S. economy added 379,000 jobs in February, the first full month of Joe Biden's presidency. The news was greeted with cautious optimism, with the Wall Street Journal reporting that the gains had "set up a stronger recovery" for the spring of 2021, and The Washington Post reporting that the figures had "surpassed analysts' estimates." Politico wrote that: Wall Street Journal Washington Post Politico U.S. employers added a robust 379,000 jobs last month, the most since October and a sign that the economy is strengthening as confirmed viral cases drop, consumers spend more and states and cities ease business restrictions.The February gain marked a sharp pickup from the 166,000 jobs that were added in January and a loss of 306,000 in December. Yet it represents just a fraction of the roughly 10 million jobs that were lost to the pandemic. On social media, other observers  in particular those more broadly opposed to Biden  sought to undercut the significance of the jobs figures, claiming that a large majority of the increased employment came in one sector, namely food and beverage services. On Twitter, the libertarian economics blog Zerohedge wrote: wrote Of the 379K jobs added, 286K were waiters and bartenders.   The stockbroker and financial commentator Peter Schiff tweeted: tweeted 75% of the 379k jobs "created" in Feb. were waiters and bartenders returning to work. Since many restaurants and bars that closed will never reopen there's a limit to how long this can last... The right-wing British blog Guido Fawkes tweeted: tweeted "US economic recovery sees 379,000 jobs added this week, 286,000 were waiters and bartenders. God bless America and cheers!" Those figures were accurately stated, although "waiters and bartenders" was a reductive description of the occupations in question. As a result, we're issuing a rating of "true." The standard measure of job growth is "total nonfarm payroll employment, seasonally adjusted," a metric that is collated and published by the U.S. Bureau of Labor Statistics (BLS), each month. On March 5, the BLS published figures for the preceding month, February 2021, writing that: "Total nonfarm payroll employment rose by 379,000 in February..." In effect, this means that there were 379,000 more jobs in the United States in February than there were in January. published The BLS provides in-depth breakdowns of job gains or losses, and unemployment, including details on the demographic and sectoral contours of each month's data. According to the same set of figures, the "leisure and hospitality" sector gained 355,000 of the 379,000 total new jobs in February (Summary Table B).  Summary Table B Of those, 285,900 jobs were specifically in "food services and drinking places" (Table B-1). That's the source of the "286K" figure presented by Zerohedge. Those 285,900 jobs made up 75.4% of the total number of new jobs added in February, the percentage figure provided by Schiff in his tweet. Table B-1 However, the "food services and drinking places" subsector is made up of more than just "waiters and bartenders." The following is how that subsector is defined in the official North American Industry Classification System: defined Industries in the Food Services and Drinking Places subsector prepare meals, snacks, and beverages to customer order for immediate on-premises and off-premises consumption. There is a wide range of establishments in these industries. Some provide food and drink only; while others provide various combinations of seating space, waiter/waitress services and incidental amenities, such as limited entertainment. The industries in the subsector are grouped based on the type and level of services provided. The industry groups are full-service restaurants; limited-service eating places; special food services, such as food service contractors, caterers, and mobile food services; and drinking places. The BLS figures for February 2021 don't specify the proportion of those 285,900 jobs composed of specific occupations, but it's highly unlikely they were all "waiters and bartenders." In 2019, the most recent year for which figures are available, the following was the breakdown of occupations within the "food services and drinking places subsector": breakdown As can be seen from those figures, "waiters and waitresses" made up less than one-third of workers within that subsector. If the distribution of occupations was even broadly similar among the 285,900 new "food services and drinking places" jobs added in February, then it would appear highly unlikely that even a majority of those 285,900 new jobs were made up of "waiters and bartenders" alone. Claim:  If John Kerry were elected President, the Secret Service would have to protect him and every property he owns for the rest of his life. Status:  False. Example:  [Collected on the Internet, 2004] You will pay upkeep/Secret Service for 5 Kerry mansions.  It is good to be John F. Kerry....... The F stands for Forbes in case you ever wondered. He is one of the richest Senators in Government. When someone is elected president, it means the Secret Service has to protect the President and his family as well as his property. The Kerry's have five US properties not counting the several foreign properties they own too. The cost to run these homes are more than what the average American could afford, even if the rent was free, and all you had to pay the water, gas & electric. Including ground keepers, maintenance, pool, and house keepers. To be President would require the taxpayers to pay for all that now if elected. Including a complete staffed Secret Service security 24 hours a day. In addition to that we will have to pay for each of their homes for security improvements even if they never go to them all there is that just in case. Who do you think will pay for all this? We Pay! This takes all the expense off Kerry and puts it on us. Nevertheless, factor another major cost to Americans that Kerry does not want you to know about. Becoming president would automatically include taking care of all their properties with Secret Service Agents that includes 5 agents per 6 hour shift 4 times a day 365 days of the year for the rest of their lives so long as they own those properties. It comes with being President once you are elected. It requires us the taxpayers, to pay for this as well as his annual salary as well as his retirements including the cost of living adjustments to boot.  These salaries and agents protect all their real estate property with Secret Service Agents and pay the bills for the rest of his life. In addition, feed the Secret Service Agents and rotate new ones every 6 hours for the rest of his life. Do the math. Five properties need to be protected. This requires five Secret Service Agents per shift, daily every six hours, per property! That is 20 Secret Service Agents per day per property everyday including Holidays. Wow, what does that cost? Lets say an average of 20 agents per property, each earning a about $60K per agent to survey the perimeters and protect. Now times that by five properties so far. That is if the Kerry's do not buy any more properties afterwards. This also includes the Agents vehicles and repairs, gas, meals, days off, paid vacation, and medical plan visits etc per agent. Who pays? YOU pay, the whole time they are alive after becoming President! Is this the best use of our tax money electing Kerry to take care of all their properties both foreign and domestic? On the other hand, shouldn't he pay for his own? Yet, the Presidential salary could not afford it. The more I think about paying for Kerry's properties everyday, just makes me happy keeping President Bush all the more merrier. Without raising taxes to boot. How on earth would Kerry pay for everyone to have Healthcare, increase our military, and have us pay to protect his investments, all without raising our taxes? Tax and spend Kerry is his party motto. Which really has to make you wonder why anyone with his wealth, would take a salary of that of a U.S. Senator, never mind wanna be President? Do you believe him now why he needs to be the Prez? To serve the people? On the other hand, the people serve Him and his wife! IF YOU AREN'T COMPLETELY APPALLED, THEN YOU HAVEN'T BEEN PAYING ATTENTION Origins:   The fact that Senator John Kerry's middle name is "Forbes" is about the only piece of information this latest political diatribe gets  right. John Kerry and his wife, Teresa Heinz Kerry, together own several homes, but since they signed a prenuptial agreement and have kept their premarital assets separate,  a Boston townhouse (which John Kerry mortgaged in 2003 to finance his presidential bid) is the only one of these homes that they technically own as a couple.  The government is obligated to provide Secret Service protection to the President and his immediate family, so if John Kerry were elected to that office, of course he and his family would be entitled to the same level of security detail that the Secret Service provides to every President.  That protection might indeed include the use of public funds to pay the costs of installation and maintenance for security systems at some of the Kerrys' homes, because the protection of First Families is viewed as a right and proper charge upon the nation.  Security measures of this level would not be specific to the Kerrys; the homes of all Presidents are treated this way, as (to a lesser extent) are the homes of all former Presidents.  homes It is not true, however, that every single residence owned by the either of the Kerrys (whether it be in America or abroad) would be staffed by five Secret Service agents around the clock, and that those agents would be guarding the Kerrys and all their properties for the rest of John Kerry's life.  Secret Service staffing levels vary as the situation requires, and lifetime protection for former Presidents and their spouses was eliminated by Congressional legislation in 1997.  President Clinton and his wife, Hillary, are the last First Couple who will receive such a benefit; President George W. Bush and all who succeed him in the White House will be limited to receiving Secret Service protection for a period of not more than 10 years from the time they leave office.  protection In any case, the idea that U.S. voters would have to pay higher taxes if John Kerry were elected President in order to "protect his investments" is just silly.  The projected U.S. federal budget for 2005 is $2.4 trillion  the amount of money spent to protect the President and his family (whoever that President might be) is but a teeny-tiny fraction of a drop in that vast bucket.  The only thing sillier than that notion that taxes would have to be raised to protect a putative President Kerry is the suggestion that the cost of Secret Service protection should be a factor in voters' choosing who should serve as President of the United States. budget For more information about the protection afforded former Presidents, see our article about a similar rumor that was attached to the previous First Couple when President Bill Clinton left office in 2001. article Last updated:  2 October 2004    Sources:   Burger, Timothy and Kenneth Bazinet.  "Hil and Bill Buy 3M Home, Sweet Home in Capital."   [New York] Daily News.  30 December 2000  (p. 6).     DeFrank, Thomas.  "1st Family's N.Y. Bunker."   [New York] Daily News.  14 September 1999  (p. 5).     Fuchs, Marek.  "First Family's Arrival Changes the Focus of Secret Service Office."   The New York Times.  29 October 2000  (Weekend Calendar; p. 5).     Grove, Lloyd.  "The Reliable Source."   The Washington Post.  12 January 2001  (p. C3).