Fraudulent Promotion involving Sharpie Anniversary Giveaway
In February2016, links began circulating on Facebookpromising a treasure trove of Sharpie brand markers to users who completed a short series of steps:   The embedded links led toURLs which were generated seemingly at random and didn't link to Sharpie's web site. Users who clicked through to claim the promised prize were routed to pages which appeared plausibly Facebook-esque(but werehostedoff Facebook):   As evidenced by the above-reproduced screenshots, the associatedURLs don'tmatch the official domains of Sharpie or Facebook. The fake giveaway was another version of the common survey/sweepstakes scams which urge readers to share freebie bait on Facebook, which then spreads the scam to more friends and groups. Most social media users are familiar with survey scams conducted in this fashion: Kohl's, Costco, Home Depot, Lowe's,Kroger, Best Buy, Macy's, Olive Garden, Publix, Target, and Walmart are among brandsused as enticementsbyscammers, many aiming to capturepersonal information and valuable page likes from Facebook users. Kohl's Costco Home Depot Lowe's Kroger Best Buy Macy's Olive Garden Publix Target Walmart scammers A July 2014 article from the Better Business Bureauexplained how to identify and avoidbad actorsimitating high-profilebrands on social media: article Don't believe what you see. It's easy to steal the colors, logos and header of an established organization. Scammers can also make links look like they lead to legitimate websites and emails appear to come from a different sender. Legitimate businesses do not ask for credit card numbers or banking information on customer surveys. If they do ask for personal information, like an address or email, be sure there's a link to their privacy policy. When in doubt, do a quick web search. If the survey is a scam, you may find alerts or complaints from other consumers. The organization's real website may have further information. Watch out for a reward that's too good to be true. If the survey is real, you may be entered in a drawing to win a gift card or receive a small discount off your next purchase. Few businesses can afford to give away $50 gift cards for completing a few questions.
As the first debate of the Democratic primary approaches, Sen. Bernie Sanders, I-Vt., announced his policy proposal to cancel student debt. Outside the U.S. Capitol on Monday, Sandersoutlined his planto cancel $1.6 trillion in student loans by levying a tax on Wall Street financial transactions. During the announcement, the Vermont senator used an old stump speech favorite  that university in the U.S. wasmostly tuition-freethroughout the 20th century  but with an addendum. Sanders said that a federal financial assistance program for low income students, which unlike loans does not need to be paid back, covered almost the entire cost of college back in the late 1970s. Forty years ago, a federal Pell grant paid for nearly 80% of tuition, fees, room and board at a four-year college, Sanders said. Sanders went on to say that though the Pell grant no longer comes close to covering the costs of college, his student debt forgiveness proposal would give the financial assistance grant a significant boost. That made us wonder  did Pell grants really cover nearly the entire cost of attending college four decades ago? We reached out to the Sanders campaign as well as several higher education finance experts to find out. A spokesperson for the Sanders campaign referred us to a2017 policy brieffrom the Center on Budget and Policy Priorities, a progressive think tank that studies federal and state budget policies. In that analysis, the authors write that in 2017 Pell (covered) just 29 percent of the average costs of tuition, fees, room, and board at public four-year colleges which was its lowest level in more than 40 years and far below the 79 percent it covered in 1975. Spiros Protopsaltis, an author of the brief and an associate professor of education policy at George Mason University, said he believes Sanders statement to be accurate. Protopsaltis explained that in 1975 the average cost of tuition, fees and room and board at a four-year public institution was $1,779, according toCollege Board datacompiled by the authors. The maximum Pell grant that year was  $1,400  or 79% of the total cost. Donald Heller, the provost and vice president of Academic Affairs at the University of San Francisco, who has researched higher education finance, agrees with what Sanders said Monday  with one important caveat. Protopsaltis analysis, showing the grants covering 80% of college costs, only applies to public universities, not private institutions. Thats an important distinction, because it covered less of the cost of a private four-year college or university, Heller said. According to College Board data shared by Protopsaltis, the maximum Pell grant in 1975 would have only covered about 38% of the total cost of attendance at a private, four-year nonprofit school, where the average cost of tuition, fees, room and board averaged $3,682. Thats important to keep in mind. Because the high cost of college, where public higher education is concerned, is also tied to deep funding cuts state governments have made to their college systems. Its not just that Pell has been completely disinvested in. A big portion of that driver is that states have disinvested as well, which has driven tuition up, said Wesley Whistle, a senior adviser at New Americas education policy program Sanders said that 40 years ago a federal Pell grant paid for nearly 80% of tuition, fees, room and board at a four-year college. While this is accurate for public four-year colleges, it is not true of private four-year institutions. Based on the data the Vermont senator cited for his statement, a Pell grant would only cover 38% of the cost of a private university in the late 1970s  well off the nearly 80% of costs Sanders says the grants covered at a four-year college. While Sanders statement is accurate, it leaves out the important context that this number refers only to four-year public college. We rate this statement Mostly True. Announced in April 2021, U.S. President Joe Bidens American Families Plan is an ambitious proposal that aims to expand Americans' access to childcare and education and increase the number of women in the workforce. The plan is to fund all of this through more taxes on higher-income earners and increased reporting requirements of banks that could potentially yield more tax revenue. These reporting requirements have caught the ire of a number of banks that took issue with this less widely known section of the plan. Announced reporting A Facebook post by FNB Community Bank claimed: The Biden administration has proposed requiring all community banks and other financial institutions to report to the IRS on all deposits and withdrawals through business and personal accounts worth more than $600 regardless of tax liability. This indiscriminate, comprehensive bank account reporting to the [Internal Revenue Service (IRS)] can soon be enacted in Congress and will create an unacceptable invasion of privacy for our customers. Facebook post   Another screenshot shared by our readers expressed similar concerns:   The Independent Community Bankers of America (ICBA) even began a campaign, calling on communities to send a letter to Biden to prevent this so-called intrusive proposal": began a campaign, Tell Congress: Don't Let IRS Invade My Privacy The Biden administration is proposing requiring financial institutions report to the IRS all transactions of all business and personal accounts worth more than $600. This is an unprecedented invasion of privacy. In order to knock down this intrusive proposal, please send this letter to your representative and senators immediately. We looked up the proposal itself, and it does require more robust reporting of transactions across business and personal accounts. The proposal, which aims to go into effect after Dec. 31, 2022, states: proposal This proposal would create a comprehensive financial account information reporting regime. Financial institutions would report data on financial accounts in an information return. The annual return will report gross inflows and outflows with a breakdown for physical cash, transactions with a foreign account, and transfers to and from another account with the same owner. This requirement would apply to all business and personal accounts from financial institutions, including bank, loan, and investment accounts, with the exception of accounts below a low de minimis gross flow threshold of $600 or fair market value of $600. We begin by explaining some of the more technical terms in this proposal. A "de minimis threshold" is broadly defined as the amount of a transaction that has such a small value that accounting for it would be unreasonable. We spoke to Visiting Assistant Professor of Tax Law at New York University, Nyamagaga Gondwe, who explained, "It is the amount below which the [IRS] would argue isn't worth investigating. It's the difference between your company giving you a $5 card to Subway, versus traveling on a private jet on your company's dime. [The latter] is worth reporting." In this case, "gross flow" refers to the aggregate inflows and outflows of cash from bank accounts. In sum, the current proposal stipulates that an aggregate amount of less than $600 worth of cash flowing into and out of accounts is not worth reporting.  defined gross flow The "fair market value" refers to the amount people are willing to pay for an asset in the open market. In this case, Gondwe argued, the use of the term could possibly refer to the changing market value of transactions more than $600 that may occur in foreign currency transactions.  refers to The ICBA claims that the proposal will make banks report "all transactions" above the limit, but this is misleading. While it is true that the IRS will have more information on cashflows above $600, that doesnt mean they will have all the information pertaining to all transactions. The Center for American Progress (CAP) points out that banks will only be providing aggregate numbers to the IRS after each year  gross inflow and gross outflow  and not individualized transaction information. This reporting requirement would also extend to peer-to-peer payment services like Venmo, but wouldnt require people to report any additional information to the government. According to The Wall Street Journal, financial institutions must already report interest, dividends, and investment incomes to the IRS, and the IRS can get other information through audits. Center for American Progress extend Wall Street Journal audits According to Marie Sapirie of Tax Notes, a publication focused on tax news, a parenthetical to the proposal indicates that there is some flexibility on raising the minimum account balance/inflow/outflow above $600. Tax Notes parenthetical The Tax Notes report also states that the treasury department estimated this form of reporting would raise $463 billion over the 10-year budget window, making it the third largest revenue raiser proposed in the budget. The aim is to target businesses outside of large corporations that carry out gross underreporting of their income in the amount of $166 billion per year. According to the proposal: Requiring comprehensive information reporting on the inflows and outflows of financial accounts will increase the visibility of gross receipts and deductible expenses to the IRS. Increased visibility of business income will enhance the effectiveness of IRS enforcement measures and encourage voluntary compliance. Tax Notes aim Banks claim this would be an invasion of consumer privacy, with the ICBA saying it would allow the government to monitor account information. However, CAP analysts Seth Hanlon and Galen Hendricks argue, Only the prior years total inflow and total outflow would be reported on annual forms. No one would say that the IRS monitors you on your job because it receives a W-2 from your employer with your total wages every January. saying argue Another challenge not mentioned in the ICBAs consumer alert is the higher costs this reporting proposal may place on banks. In May 2021, a coalition of banking associations wrote a letter to the U.S. Senate Committee on Finance, arguing that they already give a lot of data to the IRS, and that this would impose additional costs on their systems: consumer alert wrote a letter The costs and other burdens imposed to collect and report account flow information would surpass the potential benefits from such a reporting scheme. New reporting would appear to require material development costs and process additions for financial institutions, as well as significant reconciliation and compliance burden on impacted taxpayers. For example, reporting total gross receipts and disbursements would require a new reporting paradigm for depository institutions, which necessitates system changes to collect the information. On the flipside, Sapirie wrote for Tax Notes, the benefits of such a reporting proposal may be difficult to come by: Tax Notes Increasing the amount of information flowing into the IRS would not in itself lead to increased enforcement, and it might come with added challenges. [Former IRS Commissioner Charles O.] Rossotti acknowledged that the IRS today cannot use all the information it already receives, and significant areas of noncompliance are barely addressed, so more reporting alone will not solve the problem. It would almost certainly have a deterrent effect for taxpayers contemplating evasion, but the extent of that effect is unclear, and it might be insufficient to justify the costs to financial institutions and the federal government of implementing such a large new reporting regime. But CAPs analysis argues that this will help prevent tax evasion, while also providing more funding to enhance data security for consumers: CAPs analysis Additional funding would go to enhancing data security. Even at present, the IRS data security is already much better than the financial industry, with only very rare and limited breaches compared to the exponentially bigger data breaches from financial institutions. Second, the reporting of information flows only from financial institutions to the IRS and not in the other direction, as some earlier proposals had called for.  [...] The Biden administrations bank reporting proposal is a critical element of the Build Back Better agenda. It gives the IRS some visibility into opaque forms of income that disproportionately accrue to high-income individuals. Despite fearmongering from bank lobbies, the proposal protects taxpayers privacy while simply requiring banks to provide basic, aggregated information about flows. That enables the IRS to select audits in a more efficient and equitable way so that the vast majority of taxpayers will be less likely to be audited. And by deterring and helping catch tax cheats, the proposal raises substantial revenue for the Build Back Better agenda, which provides critical investments to increase economic opportunities for American families and communities. On Oct. 12, 2021, Speaker Nancy Pelosi defended the proposal in response to a question from a reporter, who said, "[Banks] are concerned about the tracking of transactions that are greater than $600, Americans are starting to get worried about this. Do you think [this] is going to stay in the Reconciliation Bill?"  defended "With all due respect, the plural of anecdote is not data," Pelosi said. "Yes, there are concerns that some people have. But if people are breaking the law and not paying their taxes, one way to track them is through the banking measure. I think $600  that's a negotiation that will go on as to what the amount is. But yes."     Whatever the impact of this proposal is, it does require additional reporting of certain bank transactions, just not in the way the above banks are portraying it. As such, we rate this claim a Mixture. A Scorecard for Reconciliation, Round 2. Tax Analysts, https://www.taxnotes.com/featured-analysis/scorecard-reconciliation-round-2/2021/09/10/783l0?highlight=biden. Accessed 15 Sept. 2021. Community Banks Must Engage Customers on New IRS Reporting Mandates. ICBA, https://www.icba.org/newsroom/blogs/main-street-matters---advocacy/2021/08/19/community-banks-must-engage-customers-on-new-irs-reporting-mandates. Accessed 15 Sept. 2021. Consumer Alert from ICBA. ICBA, https://www.icba.org/bank-locally/consumer-alert-from-icba. Accessed 15 Sept. 2021.Digging Into the Bank Info Reporting Plan. Tax Analysts, https://www.taxnotes.com/tax-notes-today-global/information-reporting/digging-bank-info-reporting-plan/2021/08/30/777dx. Accessed 15 Sept. 2021. Fair Market Value (FMV). Investopedia, https://www.investopedia.com/terms/f/fairmarketvalue.asp. Accessed 16 Sept. 2021. "General Explanations of the Administrations Fiscal Year 2022 Revenue Proposals." Department of the Treasury, May 2021, https://home.treasury.gov/system/files/131/General-Explanations-FY2022.pdf. Accessed 15 Sept. 2021. Gross Cash Flow Definition. Law Insider, https://www.lawinsider.com/dictionary/gross-cash-flow. Accessed 16 Sept. 2021. Hanlon, Seth, and Galen Hendricks. Bank Tax Reporting Is a Critical Component of Bidens Build Back Better Agenda. Center for American Progress, 14 Sept. 2021, https://www.americanprogress.org/issues/economy/news/2021/09/14/503821/bank-tax-reporting-critical-component-bidens-build-back-better-agenda/. Accessed 15 Sept. 2021. ICBA Urges House Panel to Reject IRS Monitoring Plan. Default, https://www.icba.org/newsroom/news-and-articles/2021/09/09/icba-urges-house-panel-to-reject-irs-monitoring-plan. Accessed 15 Sept. 2021. Jagoda, Naomi. Pelosi Defends IRS Bank-Reporting Proposal, Says Specifics Open to Negotiation. The Hill, 12 Oct. 2021, https://thehill.com/policy/finance/576362-pelosi-defends-irs-bank-reporting-proposal. Joint Trades Statement for the Record: Senate Subcommittee on Taxation and IRS Oversight Hearing Entitled: Closing the Tax Gap: Lost Revenue from Noncompliance and the Role of Offshore Tax Evasion." 10 May 2021, https://bpi.com/wp-content/uploads/2021/06/Joint-SfR-Senate-Finance-Subcommitte-Hearing-on-Closing-the-Tax-Gap-051021.pdf. Accessed 15 Sept. 2021. Rubin, Orla McCaffrey and Richard. Biden Tax Plan Leans on Banks to Help Find Unreported Income. Wall Street Journal, 29 Apr. 2021. www.wsj.com, https://www.wsj.com/articles/biden-tax-plan-leans-on-banks-to-help-find-unreported-income-11619701380. Accessed 15 Sept. 2021. Tankersley, Jim, and Dana Goldstein. Biden Details $1.8 Trillion Plan for Workers, Students and Families. The New York Times, 28 Apr. 2021. NYTimes.com, https://www.nytimes.com/2021/04/28/us/politics/biden-american-families-plan.html. Accessed 15 Sept. 2021. "When Is a Minimal Fringe Benefit Not So Minimal?" https://www.wolterskluwer.com/en/expert-insights/when-is-a-minimal-fringe-benefit-not-so-minimal. Accessed 16 Sept. 2021. Oct. 14, 2021: Added Pelosi's comments on the proposal. On Dec. 20, 2020, the person who controlled the @TeddyFeed Twitter account created a tweet using Twitter Ads. The first of two pictures in the tweet showed actress Rebel Wilson during a 2015 appearance on "The Tonight Show with Jimmy Fallon." The second photograph purportedly showed her years before in college wearing a crop top and ripped jeans. The tweet said, "Rebel Wilson Was Stunning In College," and appeared to compare her weight over time: tweet appearance   However, the second photograph in this tweet did not accurately depict Wilson's change in weight over time, nor did it show Wilson at all. The woman in the second picture was British model Iskra Lawrence, photographed by Frank Lewis with startraksphoto.com. startraksphoto.com   The owner of the @TeddyFeed Twitter account paid to advertise the misleading tweet. We confirmed that the ad was still running as of Jan. 20, 2021. Readers who clicked the ad were led to a lengthy slideshow article on TeddyFeed's website with the headline: "Unrecognizable Celebrities Who Completely Ruined Their Looks." The story spanned more than 30 pages. Wilson appeared on the final page with nothing but a picture comparison. No words accompanied her page to describe the photographs or her college days. In the past, Wilson shared a real photograph from her 2009 college graduation. She attended the University of New South Wales. real photograph The misleading advertisement from the @TeddyFeed Twitter account appeared to be comparing Wilson's weight over the years. The story on the TeddyFeed website was last updated on Dec. 20, 2020, (according to page source code). It completely omitted recent news. On Dec. 1, 2020, nearly three weeks before the TeddyFeed website's story was last updated, NBC's "Today" show published an article about Wilson's weight loss journey. It reported that the actress had lost 60 pounds: article She started calling 2020 her "year of health" in December 2019 and spent the past 12 months losing weight and getting healthy  reaching her "goal weight" in late November. goal weight Wilson said she'd been getting so many questions about her wellness journey that she decided to do a sit-down Instagram Live on Tuesday night. Instagram Live "I was determined in 2020  the year of health  to actually fully change my whole entire lifestyle," she explained in the video. "So it meant not only, like, physically but mentally as well." Wilson posted to her social media accounts multiple pictures and videos that showed a change in her weight. These photographs and videos were at odds with the 2015 "Late Night" appearance picture that was used by @TeddyFeed in the misleading Twitter ad:   For further reading, browse our past "Fauxtography" stories for reports on other misleading photographs. "Fauxtography" stories Snopes debunks a wide range of content, and online advertisements are no exception. Misleading ads often lead to obscure websites that host lengthy slideshow articles with lots of pages. It's called advertising "arbitrage." The advertiser's goal is to make more money on ads displayed on the slideshow's pages than it cost to show the initial ad that lured them to it. Feel free to submit ads to us, and be sure to include a screenshot of the ad and the link to where the ad leads. submit ads to us Milwaukee Ald. Bob Donovan, a candidate for mayor in 2016, worries that upcoming retirements could further reduce what he sees as an undersized police force under Mayor Tom Barrett. Inhis state of the city speech Feb. 24, 2014, Barrett noted he had added 120 new officers in his 2014 budget. Donovan hit on that number when interviewed in the wake of his mayoral announcement. The reality is the number of officers has not increased, Donovan said during a July 29, 2014 appearance on theCharlie Sykes show on WTMJ-AM. Now the mayor will continue to say were hiring 120 cops this year. That doesnt take into consideration the fact that weve had 150 retirements, or that we havent filled positions going way back. When we asked Donovan about the comment, he did not cite hard numbers, but told us he figures unfilled positions and retirements have outstripped the addition of recruits over the 10 years Barrett has been in office. Is Donovan  right? Has police strength -- at least by the numbers -- been flat or gone down on Barretts watch? To answer that question, we turned to the citys Fire and Police Commission, which issues an annual report that details the size of the overall force. To be sure, the actual number of bodies on the force on any given date is constantly changing, since retirement dates vary while recruit classes mean a wave of new bodies joins the force at once. The Fire and Police Commissionreports, available online, are as close to an official tally of police strength as we found. They list, by race and gender, the number of persons on the Police Department payroll as of the last pay period of each year. The latest covers 2012, so we obtained figures for 2013 and so far in 2014 directly from the commission. We used 2004 as the pre-Barrett baseline for our comparisons, because Barrett didnt take office until spring 2004 and therefore did not propose the budget for that year. All figures factor in retirements, terminations and new hires. Police officers At the end of 2004, 1,402 police officers were on the payroll. That number fell to 1,357 by the end of 2013, a 3 percent drop. By that measure -- the one the public sees -- Donovan is correct that officer strength has not increased. Barrett administration officials note it can be misleading to look only at strength of force at any one point in time. A new class of officer recruits came on line in late 2004, boosting the number, they said. A comparison of pay period one in 2004 to the same period in 2014, for example, actually shows a small increase in officer strength. A better measure than point in time comparisons, they said, is average strength across the whole year. That was 1,349 in 2004, they said, and based on the first half of 2014 its 1,341 now -- a smaller decline. Still, that approach does not change the accuracy of Donovans claim. Total sworn officers City officials often will refer to this larger figure when discussing officer strength, and Donovan did as well when we contacted him. It includes not only patrol officers but detectives, supervisors, various technicians and specialists as well as the police chief and the top command staff. At the end of 2004, the figures show 2,006 sworn officers were on board. That number fell to 1,828 by late 2013 and to 1,875 by mid-July 2014. Earlier in 2004, according to Barretts budget staff, the figure was 1,932. And Barretts office released figures using the average strength throughout the year that show a smaller drop in overall sworn strength. Again, those figures change the angle of descent, but not the downward direction of the trend. Within those numbers, the detective ranks fell by more than one fourth. So by this broader measure, Donovan is on target again. Ten-year trend The staff strength figures from the Fire and Police Commission show that the police officer ranks grew early in Barretts tenure, but have slipped gradually with one exception since then. Year 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 P.O.s* 1,402 1,362 1,390 1,441 1,406 1,392 1,362 1,348 1,384 1,357 1,345** As for the broader sworn ranks, a similar trend is evident. By way of explaining the lack of growth in the police force, Barrett chief of staff Patrick Curley and city budget officials said state shared-revenue aid to Milwaukee has dropped by $25 million since 2004 while the police budget is $65 million higher. They said the department under Chief Edward Flynn has re-deployed officers from administrative tasks to community policing. That was accomplished by hiring more civilians to do those desk jobs, they said. Efficiencies have helped avoid layoffs seen in some big cities, Barrett spokeswoman Jodie Tabak said. The Barrett officials told PolitiFact Wisconsin that our inquiry for this fact check led the mayor to quickly unveil aproposal to add 15 more officers to a training classthat will graduate in April 2015. It already had been under consideration to announce later this year, they said. The mayor will propose his 2015 budget in September. Our rating Donovan said the number of Milwaukee police officers has not increased under Mayor Tom Barrett. Donovans claim is on target because reports from the citys Fire and Police Commission indicate a decline in the number of officers since 2004. And other measuring sticks offered by Barretts office show the same trend. We rate Donovans claim True. Despite what online scammers might have you believe, Dr. Mehmet Oz of the former "Dr. Oz" talk show has never endorsed apple cider vinegar (ACV) weight loss gummies or any sort of CBD or keto diet gummies. According to scammy websites where customers can purchase many of these kinds of products, Oz once called keto gummies the "holy grail" of weight loss. However, he never said anything of the sort.  A seemingly countless number of product websites falsely claim that Oz gave his endorsement of weight loss gummies. A few recent examples of the Oz scam appearing on order pages included the product namesRetroFit Keto + ACV Gummies, XtremeFit Keto + ACV Gummies, Optimal Keto + ACV Gummies, Speedy Keto + ACV Gummies, Transform Keto + ACV Gummies, and Ketoviva Keto + ACV Gummies. RetroFit Keto + ACV Gummies XtremeFit Keto + ACV Gummies Optimal Keto + ACV Gummies Speedy Keto + ACV Gummies Transform Keto + ACV Gummies Ketoviva Keto + ACV Gummies While some of the websites for these products have since disappeared, we were able to confirm that they all originally promoted Oz's name. Again, these were just a few recent examples. Going back to 2022, it's possible hundreds of more keto gummy product names falsely mentioned that Oz endorsed them. The websites for these purported weight loss products promised that the candy-like gummies can "melt fat fast without diet or exercise." Always remember with online offers that if something seems too good to be true, it probably is.  These websites alsofalsely claimed that CBS News, NBC, CNN, Women's Health, Honolulu Magazine, Woman's World, and theDiabetes, Obesity, and Metabolism Journal all endorsed, reviewed, or mentioned the products. In truth, none of them ever did. Parent company information for many keto diet weight loss gummies products is often hard to find. Phone numbers for customer support, if they haven't been omitted from the websites, route to call centers that greet customers in a general sense without announcing any company names. Most of them simply begin with, "Thank you for calling customer service." We previously asked one of the call center agents to reveal parent company information or anything about the whereabouts of the people behind the gummy websites. The person provided no details. In our research, we found that many customers who received these products at their doorstep and found a charge on their credit card said that they had no recollection of ever ordering them. Other commenters said that, in addition to not remembering ordering the keto gummies, they also found no charge on their credit card. It's possible that this could have occurred because ofcard-skimming scams, when a criminal places a device on top of a credit card reader at a place of business, all to secretly capture the card's sensitive data. card-skimming scams Customers who shared their experiences also said that the return address for these weight loss gummy products that bore Oz's name was a nameless "fulfillment center" with a P.O. Box in Smyrna, Tennessee, or Las Vegas, Nevada. Many others also said that Tampa, Florida, was the city mentioned on their packages. Oz While a package at the door is the last step of some of these scams, the first step oftentimes involves an alluring paid ad. This kind of an ad might appear next to an article on a website or on Facebook or Instagram.  Clicking on the ad leads to the second step: a fake article that scammers designed to fool readers into believing they're reading from Fox News, CNN, ABC, or other big-name news organizations.  While these kinds of fake articles might look like the website for one of those companies, the address bar at the top of the browser reveals the truth  that the user is not, in fact, on cnn.com, for example, but instead on a strange scam website that's simply pretending to be CNN simply by featuring its logo and article page design. Within the fake articles are links to the third step in the scam: the aforementioned product order pages that misleadingly mention Oz's name. On these pages people fill out their credit card information, a move that, apparently unbeknownst to the customers, enrolls them in recurring charges of hundreds of dollars per month. As we've done in the past, we'll continue to provide more reporting about these dangerous and costly scams in the future. in the past Note: In the past, Ozfaced allegations of promoting a "magic weight-loss cure" for "green coffee extract." However, this had nothing to do with weight loss gummies. allegations Gabriel, Trip. "'Magic' Weight-Loss Pills and Covid Cures: Dr. Oz Under the Microscope." The New York Times, 26 Dec. 2021, https://www.nytimes.com/2021/12/26/us/politics/dr-oz-medical-advice.html. Liles, Jordan. "Did Oprah Winfrey Suffer a 'Tragedy' and Endorse Keto Weight Loss Gummies?" Snopes, 12 May 2022, https://www.snopes.com/fact-check/oprah-winfrey-tragedy-keto-gummies/. ---. "Oprah Winfrey 'Allegations' Facebook Ads Are False, Nor Did She Ever Endorse 'Weight Loss Gummies.'" Snopes, 13 Jan. 2023, https://www.snopes.com/news/2023/01/13/oprah-winfrey-allegations-weight-loss-gummies/. Smith, Daeshen. "Better Business Bureau Warns Customers to Be Mindful of Card Skimming Schemes." Fox10TV.com, 25 Apr. 2023, https://www.fox10tv.com/2023/04/25/better-business-bureau-warns-customers-be-mindful-card-skimming-schemes/. Claim:  The accused Boston Marathon bombers attended expensive private schools.  Example:  [Collected via e-mail, April  2013] Can you tell me where the Boston bombers and their families got their monies?  There is no indication of a job (other than the father at one time being a US gov't employee) and I'm wondering how they got to an exclusive school and higher private education tuitions? Origins:  A number of inquiries from our readers like the one reproduced above suggests there is a common perception that accused Boston Marathon bombers Tamerlan and Dzhokhar Tsarnaev attended expensive private schools, a perception which has prompted many to raise the question of where the money to fund their educations came from (since the brothers apparently had no obvious substantial source of income).  Although detailed information about the Tsarnaevs' finances (and its sources) has not yet been made public, we can dispel the mistaken notion that they received costly private educations. According to various news accounts, the elder brother, 26-year-old Tamerlan (now deceased), attended high school at Cambridge Rindge and Latin School and tookaccounting classes for three semesters between 2006 and 2008 as a part-time student at Bunker Hill Community College.  As the school's name indicates, Bunker Hill is a community college (i.e., a  Bunker Hill publicly funded two-year institution) with relatively low tuition rates for local residents. The younger brother, 19-year-old Dzhokhar, is likewise reported to have attended high school at Cambridge Rindge and Latin School and then studied marine biology at UMass Dartmouth.  Although the names of these institutions might suggest otherwise, neither of them is a private school: Cambridge Rindge and Latin School (CRLS) is a public high school (part of the Cambridge Public School District) formed from the 1977 merger of Rindge Technical School and Cambridge High and Latin School, and the University of Massachusetts Dartmouth (or UMass Dartmouth) is one of the five schools that comprise the University of Massachusetts public university system.  Altogether, public high school, community college, and the University of Massachusetts is about the cheapest educational path a resident of Massachusetts could follow. CRLS University of Massachusetts This isn't to say that the Tsarnaevs' educations were either cheap or completely cost-free: the fees at UMass Dartmouth run over $10,000 per year for Massachusetts residents, and even Bunker Hill Community College's tuition costs a local resident $141 per unit.   And at least one of the brothers (Tamerlan) is reported to have been receiving welfare benefits at one pointHowever, Dzhokhar won a Cambridge City Scholarship in 2011, and either or both brothers might also have received student loans or other forms of financial aid.   fees tuition welfare Last updated:  24 April 2013    CNN.com.  "Timeline: A Look at Tamerlan Tsarnaev's Past."   22 April 2013. UPDATE, Oct. 14, 3:30 p.m.:This fact-check has been updated to include additional comment from Kimberly Klacik. The rating is not changed. Conservative commentator Kimberly Klacik posted a photograph of empty supermarket shelves, with a hashtag falsely suggesting they were depleted by President Joe Bidens policies. A look at #BuildBackBetter, Klacik wrote above the photograph in the Oct. 13 post shared on Twitter, Facebook and Instagram. The hashtag was an apparent reference toBuild Back Better,Bidens COVID-19 relief, economic and infrastructure plan. Supply chain disruptions have affected grocery stores throughout the pandemic and continue to hit some U.S. markets especially hard, theWall Street Journal reported in August. But the photograph that Klacik shared is not from a U.S. store, nor was it taken during the Biden administration. Kimberly Klacik's Oct. 13 tweet, since deleted, was missing context. The giveaway was the prices shown on the shelves. Theyrelistedin British pounds, not U.S. dollars. The original photograph appeared with aneditorial published by the Guardianon March 27, 2020, about supply-chain disruptions during the earliest wave of the pandemic. Empty shelves at a Tesco store in Worcester, the Guardians photo caption says. Klacik is a Republican who lost her 2020 campaign for a U.S. House seat representing most of Baltimore. She deleted the posts soon after posting them. Asked about the posts, she told PolitiFact: Build Back Better is used in the U.K. She didnt say whether her posts were meant to refer to U.K. stores or economic policies. British Prime Minister Boris Johnson has used the same slogan and hashtag to describehis Conservative governments pandemic recovery plan. The Independentreportedthat Biden formally launched his plan first, but Johnson had been using the phrase throughout 2020. But the March 2020 photo long predated either leaders economic recovery plans. After this fact-check was published, Klasic claimed that she deleted the posts to prevent confusion. Even after Klacik deleted her tweet, screenshots of it remained online. PolitiFact was able to view the Facebook and Instagram posts via CrowdTangle, a social media insights tool. They were flagged as part of Facebooks efforts to combat false news and misinformation on its News Feed. (Read more about ourpartnership with Facebook.) We rate the posts False. Claim: The Powerball and Mega Million lottery games are giving away $1 million topeople who share a message on Facebook.  Example: [Collected via e-mail, October 2015] Powerball and mega million to give away 1 million dollars online. Is this true? Origins: In mid-October 2015, social media postings began touting that the Mega Millions and Powerball lottery games were giving away $1 million to people who shared a Facebook message:     These posts were nothing more than variants of the long-running sweepstakes scam, which has previously targeted customers of such entities as Walmart, Home Depot, and Publix. Each of these scams exhibits slight variations, but they all seek to reach a larger audience by requiring people to share thescam with their friends on Facebook. While these charlatans promise that sharing, liking, or commenting on a given Facebook post will make a person a millionaire, what Facebook users who fall for the come-ons are really doing is spreading a malicious scam to more and more potential victims: Walmart Home Depot Publix requiring Don't believe what you see. It's easy to steal the colors, logos and header of an established organization. Scammers can also make links look like they lead to legitimate websites and emails appear to come from a different sender. Legitimate businesses do not ask for credit card numbers or banking information on customer surveys. If they do ask for personal information, like an address or email, be sure there's a link to their privacy policy. Watch out for a reward that's too good to be true. If the survey is real, you may be entered in a drawing to win a gift card or receive a small discount off your next purchase. Few businesses can afford to give away $50 gift cards for completing a few questions. Several state lotteries have warned their players against Facebook scams:    If you want to win the Mega Millions or Powerball lottery games, your best method for achieving that goal is to actually go out and buy a ticket. Of course, some might consider that approach scarcely better than doing nothing, since the odds of winning $1 million in Powerball are less than1 in 11 million. odds   Last updated:15 October 2015 Originally published: 15 October 2015 Claim:  The United States Postal Service is discontinuing the "Black Heritage" series of stamps and destroying the remaining stock. Status:  False. Example:  [Collected on the Internet, 2000] Subject: Discontinuing and DESTROYING Black Stamps I was in the post office this morning and requested the African American stamp. The postal worker informed me that they will DESTROY all remaining African American Heritage stamps at the end of the month instead of following their usual process of selling them until they are depleted. She also said that they were asking patrons to complain to the Post Master and gave me a complaint form. Needless to say, I've already completed the form. The post office is considering discontinuing Black Heritage Stamps because they aren't selling.  Instead of taking the path of least resistance and accepting the love, flag, rose or teddy bear stamps that they offer you automatically, request African-American stamps each and every time you mail something.  If we don't buy them, nobody will. Perhaps you think it's not a major issue. However, it is a part of the ongoing effort to assert ourselves as a major economic force in this society. PASS THE MESSAGE ON AND LET'S KEEP BLACK STAMPS IN CIRCULATION. Origins:  Many of the messages we receive these days are expressions of the feeling that blacks are being overlooked and slighted by white Americans, particularly in the economic arena.  A common theme is    that major companies decline to advertise in media that reach primarily black audiences because theyfail to recognize both the social desires and income levels of black Americans.  (In other words, it's racism in another form: either the people running these companies are so prejudiced that they're willing to sacrifice revenues by not selling to blacks, or they don't realize that blacks are not one stereotypical bloc of uneducated, poor, blue-collar workers who couldn't possibly aspire to the finer things in life  or afford them even if they did.)  As well, other messages convey the sentiment that the roles of blacks in American history have been ignored or minimalized.  (See the controversy over the origins of the Statue of Liberty for one example.)  This current message touches on both these themes: postage stamps honoring the heritage and contributions of black Americans are being discontinued and destroyed for economic reasons: because people just don't buy them.   Statue of Liberty Whether the beliefs expressed in the previous paragraph are right or wrong (and that is not the issue here), this message about the end of the Black Heritage series of postage stamps is undeniably false. The United States Postal Service is neither discontinuing the Black Heritage series nor planning to destroy the remaining stock of Black Heritage stamps.  The series has been going strong for 31 years now, and the 2008 entry (the 31st stamp in this series) features civil rights leader Charles W. Chesnutt.  There is no end to the Black Heritage series in sight, no matter how well or poorly the stamps sell. As Executive Director of Stamp Services Azeezaly S. Jaffer was quoted as saying in an official official media statement: Charles W. Chesnutt official media statement Given the popularity and importance of the Black Heritage stamps, there are no plans to discontinue the series. It is unfortunate that such rumors have spread, and we hope that the Postal Services commitment to honoring the historical achievements and contributions of African Americans on stamps will dispel any further concerns This policy was confirmed yet again by the USPS in a March 2005 press release: press release To dispel recurring rumors that its long-standing Black Heritage stamp series will be discontinued, a senior postal official reiterated the Postal Service's continued commitment to honoring African Americans on stamps. "Nothing could be further from the truth. These rumors continue to resurface around this time of year," explained David Failor, Executive Director of Stamp Services, U.S. Postal Service, referring to the deluge of inquiries the Postal Service receives shortly after a Black Heritage stamp issuance.  He said, "As a main component of our annual stamp program, the Black Heritage series is alive and well, and here to stay. We're already looking forward to announcing next year's honoree this fall."  The myth started several years ago through an anonymous email that alerted recipients to buy Black Heritage stamps before Post Offices take them off sale due to lack of demand. Exhorting people to buy Black Heritage stamps as a way of honoring the memories of the individuals they depict (or Black Americans in general) is a worthy cause.  Coaxing people into buying them based on misinformation is not. Last updated:  30 November 2007 Many social media users have encountered a post showing a picture of a little girl in what looks to be a hospital bed, along with any one of several captions indicating she is awaiting a kidney transplant and will receive $1 every time her picture is shared via social media:  She gets a dollar for every pic that's shared on messenger it goes towards her kidney transplant.... you gotta share plz she is my neighbors kid The child pictured here is not awaiting the transplant of a kidney (or any other organ).  According to Click Paran, she is (as of October 2017) a four-year-old Brazilian girl named Aninha who is undergoing chemotherapy for treatment of leukemia in Paran (one of Brazil's 26 states). Click Paran This item is just another iteration of a long-running online hoax/scam entreating users to share posts and photographs under the false premise that doing so will help to secure an organ transplant or money for surgery needed by a desperately ill child. transplant money Even if no money actually changes hands in connection with these posts, the sharing of them indirectly assists scammers by driving followers, shares, and likes to their social media pages, creating popular platforms from which they can launch other fraudulent schemes.