Did Carter Sell His Peanut Farm When He Became President?
As U.S. President-elect Donald Trump prepared to take office in December 2016, multiple news reports addressed the potential conflicts of interest he would face as he transitioned from a businessman to chief executive. Many critics urged Trump to divest himself of his businesses and cited former U.S. President Jimmy Carter's sale of his peanut farm as an exemplary model of how to head off such potential conflicts: conflicts of interest         In May 2020, after an appeals court ruled that a lawsuit could proceed alleging that Trump had violated the constitution by receiving foreign money through his hotels, comparisons between Carter and Trump once again gained traction on social media: court ruled that a lawsuit social media   While Carter did place his businesses into a blind trust before he was elected president in 1977, he didn't actually sell his peanut farm until he left office in 1981.  On Jan. 5, 1977, Carter released a plan detailing how his assets would be handled when he assumed office. Carter listed eight actions that he would take to avoid conflicts of interest, including transferring Carter's Warehouse, Carter Farms, and all funds related to those business ventures into a trust: released listed The transition group has studied existing laws and regulations bearing on conflicts of interest and the regulation of ethics of officials in the executive branch of government. The existing law is extremely strong in prohibiting outside earned income. Governor Carter heavily approves of that law and its policy ... In order to prevent possible financial conflicts of interest while President, Governor Jimmy Carter is taking the following actions: 1. All common stock is being sold, consisting of 100 shares of Rich's, Inc. and 956 shares of Advanced Investors. A small net loss on this stock is likely. 2. Jimmy Carter's interest in (a) Carter's Warehouse and Carter Farms, Inc., and any funds related to them (b) all property except the private home and personal items, and (c) his father's estate will be transferred to a trust. Income or principal from the trust will be available to Jimmy Carter but only as distributions of cash. Carter's business suffered significantly while he served as president, but it wasn't until he left office in 1981 that the decision was made to sell the family farm: suffered While he serves as president, Jimmy Carter placed the family farm supply business into the protection of a blind trust before he left for Washington, D.C. in 1977. This trust allowed for a law firm in Atlanta to take full administration of the farm supply business during his years in the White House. The Carters felt that relinquishing the business to someone elses care would separate them from these affairs and avoid the possibility of their financial holdings resembling any conflict of interest while President Carter was in office. Their personal counsel, Charles Kirbo of the Atlanta law firm, was their financial trustee. Following the election loss in 1981, the Carters were informed by Charles Kirbo that because of three years of drought and several changes in warehouse management, they were over $1 million in debt. As they struggled to recover from the unexpected financial blow, the solution to their problem became evident. The Carters sold the family business and also began writing books, which helped them recover financially. In regards to a meme's claim that Carter was still building houses at the age of 92, that is, for the most part, true. Carter has been building houses with Habitat for Humanity since 1984. At the age of 92, he was still actively participating in the construction of new homes. The above-displayed meme is a few years old, however, as Carter is 95 years old at the time of this writing in May 2020.  If the text of this meme was altered to give Carter's current age, it would still be true. In October 2019, shortly after suffering a fall at his home that required stitches, Carter was back on the construction site. A Habitat for Humanitys Jimmy & Rosalynn Carter Work Project has also been announced in the Dominican Republic for November 2020, but it's unclear if Carter will travel to the country to take part in the construction: back on the construction site announced Since beginning their work with Habitat for Humanity in 1984, President and Mrs. Carter have helped to build, renovate and repair 4,390 homes in 14 countries alongside more than 104,000 volunteers through their annual work project. Since its founding in 1976, Habitat has served more than 22 million people around the world. We are honored to host the 2020 Jimmy & Rosalynn Carter Work Project in the Dominican Republic, said Cesarina Fabin, national director of Habitat for Humanity Dominican Republic. President and Mrs. Carter are shining examples of service. We are so grateful to their commitment to building a world where everyone has a safe and decent place to live. In summary, Carter placed his peanut farm into a blind trust when he took office in 1977. It wasn't until he left office four years later that the farm was sold. With that in mind, we rate this claim "Mixture." Gerstein, Josh.  "Appeals court Greenlights Emoluments Suit Against Trump."
  Politico.  14 May 2020. Folley, Aris.  "Jimmy Carter Back to Building Homes for Habitat for Humanity One Day After Fall."
  The Hill.  7 October 2019. The New York Times.  "Texts of Carter Statement on Conflicts of Interest and Ethics; Appointees Guidelines."
  5 January 1977. Buchanan, Larry.  "The Array of Conflicts of Interest Facing the Trump Presidency."
  The New York Times.  14 December 2016.
One of the more whimsical messaging options offered by Snapchat  a social media app for mobile devices introduced in 2011  is the ability to personalize selfies in real time and share them instantly with other users, a feature that has at once contributed to the app's immense popularity (Snapchat boasts an estimated 166 million users daily) and raised privacy concerns among some of its customers.  Snapchat's rotating toolbox of image filters, called Lenses, enables users to manipulate photos and videos to humorous effect, as seen in these examples shared publicly on Instagram by celebrity Snapchatter Chrissy Teigen:   Cute and innocent though it may appear, the feature has become the target of conspiracy theorists claiming that Snapchat's corporate owner, Snap Inc., uses it to collect facial recognition data which it allegedly stores and shares with law enforcement agencies such as the FBI and CIA. We've found examples of such rumors dating back to Fall 2015 (soon after the Lenses feature was officially rolled out): you guys are all swooning over the snapchat filters... And The FBI is getting the most extensive facial recognition library ever  TEENWOLF (@TEENWOLFREMIX) October 3, 2015 October 3, 2015  It wasn't until April of the following year that the rumors reached takeoff speed, however, thanks largely to a tweet composed by hip hop artist, songwriter, and unabashed flat-earth theorist B.o.B to his roughly two million followers: tweet flat-earth when you realize all the snap chat filters are really building a facial recognition database ?  B.o.B (@bobatl) April 16, 2016 April 16, 2016 In May 2016, with civil cases already pending against Facebook and Google alleging unauthorized use of facial recognition technology, a class action lawsuit was filed by two Snapchat users in Illinois complaining that the app violated their rights under the state's Biometric Information Privacy Act (BIPA) by failing to obtain adequate permission before gathering and storing their "biometric identifiers and biometric information". lawsuit BIPA The company flatly denied it: denied Contrary to the claims of this frivolous lawsuit, we are very careful not to collect, store, or obtain any biometric information or identifiers about our community. The class action suit was eventually dismissed in favor of arbitration in September 2016, but as of this writing the case remains unresolved. Crucial to Snapchat's defense is their position, as stated in the Privacy Center of the company's web site, that the app relies on object recognition, not facial recognition, to make Lenses work: arbitration stated Have you ever wondered how Lenses make your eyes well up with tears or rainbows come out your mouth? Some of the magic behind Lenses is object recognition. Object recognition is an algorithm designed to understand the general nature of things that appear in an image. It lets us know that a nose is a nose or an eye is an eye. But object recognition isnt the same as facial recognition. While Lenses can recognize faces in general, they can't recognize a specific face. If it's true that Lenses can't recognize (i.e., identify) specific faces, then the claim that the app produces anything qualifying as a "biometric identifier" under Illinois law is seriously in doubt. (The district judge in Illinois overseeing the Google facial recognition case previously defined "biometric identifier" as "a set of biology-based measurements ... used to identify a person.) case As to the wider claim that Snapchat is building a "facial recognition database," the distinction between object and facial recognition, at minimum, places a burden of proof on those trumpeting the claim to show that the app is capable of identifying specific faces in the first place. If this explanation (provided by the web site Vox) of how the software works is accurate, Snapchat doesn't need to be able to identify specific faces to accomplish the task. It has to recognize a face as a face, and identify the parts of a face as the nose, eyes, ears, chin, etc., but it doesn't have to recognize who the face belongs to: this Moreover, Snapchat's Privacy Policy states that the company neither collects nor permanently stores user-created content (meaning photos and videos) let alone preserves such items in a database: states Snapchat lets you capture what its like to live in the moment. On our end, that means that we automatically delete the content of your Snaps (the photo and video messages that you send your friends) from our servers after we detect that a Snap has been opened by all recipients or has expired. And although the policy further acknowledges that Snap Inc. may share users' personal information "to comply with any valid legal process, governmental request, or applicable law, rule, or regulation" (and transparency reports show that the company has indeed complied with such requests in the past), they can't grant the FBI (or any other agency) access to a "facial recognition database" that doesn't exist. reports Some rumors die hard, however. An updated variant that cropped up in early 2017 brought two new claims to the mix: one, that the FBI literally created Snapchat's image filtering software (and alleged facial recognition database); and two, that there is a smoking gun to prove it  namely U.S. patent #9396354:   granted According to an analysis by Sophos' Naked Security blogger Alison Booth, the patent proposes using facial recognition software to identify individual subjects in photos, whereupon the latter would be modified and/or their distribution restricted in accordance with the subjects' pre-established privacy settings. analysis There is a catch. Implementation of the process would, of course, require amassing a facial recognition database. "For facial recognition to work," writes Booth, "Snapchat would need to store images of all users that sign up to the feature  as a reference image to compare photos against." So, there it is  a "facial recognition database" of the sort conspiracy theorists have been going on about since 2015, except that Snapchat has not, to date, implemented such a feature (a fact we were able to confirm with the company), nor is there evidence that the FBI (or any other law enforcement agency) was involved in creating it, nor does the patent itself mention sharing facial recognition data with government entities. Despite finding no legitimate basis for the claim that Snapchat is currently engaged in collecting, storing, or sharing facial recognition data on its users, we do not wish to downplay the increasing prevalence of facial recognition technology in both commercial and government applications, nor the privacy issues this raises. Sen. Al Franken (D-Minnesota) articulated some of these issues in a statement announcing the release of a 2015 Government Accountability Office (GAO) report on the privacy implications of the technology: report The newly released report raises serious concerns about how companies are collecting, using, and storing our most sensitive personal information. I believe that all Americans have a fundamental right to privacy, which is why it's important that, at the very least, the tech industry adopts strong, industry-wide standards for facial recognition technology. But what we really need are federal standards that address facial recognition privacy by enhancing our consumer privacy framework. The tech industry has yet to address these concerns to the satisfaction of consumer privacy watchdogs, however, nor has Congress made progress toward establishing the federal standards Franken called for. Thus far, issue has been dealt with primarily in the court system via cases such as the aforementioned BIPA class action lawsuits against Facebook and Google. watchdogs lawsuits One of the ironies of the false alarms about Snapchat's alleged sharing of facial recognition data with the FBI is that the agency already maintains a biometric data network comprising the facial images of more than 117 million Americans (about half the U.S. adult population, and growing), mostly drawn from state DMV databases and other non-criminal sources. A 2016 report by the Georgetown Law Center for Privacy and Technology warned that the technology is both error-prone, with a disproportionate impact on communities of color, and almost totally unregulated. already report disproportionate In testimony before a Senate Judiciary subcommittee hearing chaired by Sen. Franken in 2012, Electronic Frontier Foundation attorney Jennifer Lynch urged Congress to act sooner rather than later to protect the biometric privacy of all Americans: testimony Face recognition and its accompanying privacy concerns are not going away. Given this, it is imperative that government act now to limit unnecessary biometrics collection; instill proper protections on data collection, transfer, and search; ensure accountability; mandate independent oversight; require appropriate legal process before government collection; and define clear rules for data sharing at all levels. This is important to preserve the democratic and constitutional values that are bedrock to American society. Booth, Alison.  "Snapchat Turns Facial Recognition Technology on Its Head."
 Naked Security.  20 July 2016. Danley-Greiner, Kristin.  "Snapchat Defends Procedures After Facial Recognition Class Action."
 Legal Newsline.  2 September 2016. Garvie, Clare et al.  "The Perpetual Line-up: Unregulated Police Face Recognition in America."
 Georgetown Law Center on Privacy & Technology.  18 October 2016. Graham, Meg.  "Illinois Biometrics Lawsuits May Help Define Rules for Facebook, Google."
 Chicago Tribune.  13 January 2017. Korte, Amy.  "Federal Court in Illinois Rules Biometric Privacy Lawsuit Against Google Can Proceed."
 Illinois Policy.  8 March 2017. Maass, Dave.  "Memo to the DOJ: Facial Recognition's Threat to Privacy Is Worse than Anyone Thought."
 Electronic Frontier Foundation.  18 October 2016. Mathies, Daven.  "The Incredible Underlying Technology of Snapchat's Selfie Lenses."
 Digital Trends.  1 July 2016. Nelson, Steven.  "Half of U.S. Adults Are in Police Facial Recognition Networks."
 US News & World Report.  18 October 2016. Roberts, Jeff John.  "Tech Industry's Facial Recognition Plan Bashed by Privacy Groups."
 Fortune.  16 June 2016. Thielman, Sam.  "FBI Using Vast Public Photo Data and Iffy Facial Recognition Tech to Find Criminals."
 The Guardian.  15 June 2016. Trujillo, Mario.  "Facial Recognition Quietly Taking Hold."
 The Hill.  1 August 2015. Welinder, Yana.  "EFF Urges Congress to Protect Privacy in Face Recognition."
 Electronic Frontier Foundation.  18 July 2012. Yakowicz, Will.  "Snapchat Sued Under Illinois Biometric Information Usage Law."
  Inc.  18 July 2016. Electronic Frontier Foundation.  "Testimony of Jennifer Lynch to the Senate Committee on the Judiciary Subcommittee on Privacy, Technology, and the Law."
 18 July 2012. Google.  "Patent: Apparatus and Method for Automated Privacy Protection in Distributed Images - US 9396354 B1."
  19 July 2016. Government Accounting Office.  "Facial Recognition Technology: Commercial Uses, Privacy Issues, and Applicable Federal Law."
 20 June 2015. U.S. Senate.  "Sen. Franken: New Report on Facial Recognition Technology Highlights Lack of Privacy Standards."
 30 July 2015. U.S. Senate.  "Sen. Franken Releases Extensive Report Detailing Concerns with FBI Facial Recognition Program."
 15 June 2016. A Michigan businessman abandoned his State Senate campaign in early February 2018, after making derogatory Facebook comments about the judge who sentenced osteopath Larry Nassar in a case involving the sexual abuse of hundreds of American gymnasts. campaign Michael Saari of Walled Lake, Michigan, faced backlash to comments posted days after Judge Rosemarie Aquilina sentenced Nassar to a cumulative 175-year prison sentence on multiple counts of sexually abusing young girls in his care. As part of a Facebook discussion in response to the sentencing, Saari wrote: Judge was wrong for her personal vocal opinions on record ... That should be a crime against jurisprudence itself ... Lastly, what do you think this feminazi judge would say if her husband asked for a BJ? Saari deleted his Facebook account, but several observers managed to keep a record of this exchange by taking screen shots of his controversial posts. screen shots Saari originally told WWJ that he could not recall writing the comments, saying "I post a lot."  However, he later admitted that he posted the remarks, in an interview with local ABC affiliate WXYZ, saying: "Yes, absolutely." WWJ WXYZ Saari doubled down on his criticism of Aquilina but said he should have chosen a different way to articulate his views: "If I was to do it all over again, I probably would not have used such a derogatory terminology."  Facebook users also uncovered several troubling earlier posts he appears to have published, including one from 2016 in which he appears to defend adult men marrying and having sex with pre-pubescent girls. According to several screen shots, the posts included the following comments: screen shots Woman [sic] don't seem to understand that from the very beginning of time men have taken young girls (Prior to periods) as wives and concubines. Even the bible talks of this so don't make it sound like men that are attracted to 12 year old girls are sick...It's you woman [sic] that can't get a grip on reality is whats sick... It's only normal and you can't change normal or a persons DNA... In a 1 February interview with a Michigan-based Patch site, Saari denied having written those words. According to Patch, Saari said he believed someone had fabricated the screen shots, and added: "Ive never made those comments. Its not my character." interview On 5 February, however, Saari told us by phone that although the post was authentic and was published by his Facebook account it was the result of a hack and that he personally did not write it: "When I ran for Congress as a Democrat in 2014, my Facebook was hacked ... The biblical thing [the post about young girls] did not come from me." However, the post in question was published in 2016. When we asked Saari whether his Facebook account had remained hacked for two years, he replied "From what I can understand, yes," adding, "I'm not a computer guy." Ian Bancroft, a financial advisor and, like Saari, a fishing enthusiast, took part in the 2016 Facebook exchange and told local Fox News affiliate WJBK "It was definitely him," adding "It was a weekly occurrence for him to comment obscenities on news articles or in a lot of the fly fishing groups that were racist comments, things like that." WJBK For his part, Saari told us he does not defend or support the practice of adult men marrying or having sex with pre-pubescent girls: "Absolutely not. If I had a daughter, I think I'd go berserk if anyone was even looking at my daughter." Saari said he believed the post was designed by hackers to portray him as a "child molester" and thereby inflict the maximum possible damage on his political career: "The Democrat party or whoever it was who sabotaged my campaign knew there could be nothing heavier than that." It didn't end there. Facebook users have also condemned a series of posts from Saari's account which contained racially charged, derogatory language and appeared to support racial segregation. support In one 2016 post, Saari appeared to speculate that an African-American U.S. navy veteran who runs a Michigan fishing non-profit was a "butler" and in another, he sent the same man a diatribe in which he castigated black people for 'struggling to imitate and shadow' what Saari called "white people activities." post another Saari denied writing either of these posts and attributed them to the alleged hacking of his account. He told us the "butler" post "was the first time I suspected my computer had been hacked," after he received messages from Facebook friends asking whether he had really written the derogatory post himself. When asked, the former candidate told us he supported racial equality, saying: "I'm a Christian. I'm no better than a Filipino or a black person or an Indian." When asked if he supported racial mixing, Saari said "I don't advocate racial mixing, I'm not advocating it. I've never given it a whole lot of thought." On the right to marry a person from a different race, Saari told us his position was "If they're in love it doesn't matter. I don't care if they're gay, lesbian, black or white. I don't care. People have the freedom to do what they want to do. This is America." When asked, Saari said he had not notified Facebook that he believed his account had been hacked and told us the damage to his reputation was so extreme that such efforts would be a waste of time.  He added: "There's nothing I can do to redeem my name in politics." Three months later, Saari seemingly admitted he had made the Facebook post about sex with pre-pubescent girls that he had previously denied (his comments on the matter were far from clear) and maintained that he had not, in fact, dropped out of the state senate race: admitted  In the end, Saari lost the August 2018 Republican primary by an overwhelming 90-10 margin: primary  Golden, Rebecca. "Candidate Who Slammed Nassar Judge Drops Out of State Senate Race."
 Patch Media (Detroit.) 1 February 2018. WWJ. "Michigan Senate Candidate Allegedly Calls Nassar Judge 'Feminazi.'"
 WWJ. 29 January 2018. Wimbley, Randy. "Ex-State Senate Candidate Makes More Offensive Facebook Comments."
 WJBK. 3 February 2018. This page and its status was updated to reflect Saari's later statement that he was not dropping out of the state senate race and his eventual loss in the Republican primary. Scam:  Accounts of check fraud being perpetrated at Walmart stores by employees and customers. SCAM Example:  [Collected via e-mail, July 2007]    Origins:  The image displayed above supposedly reproduces a 26 July 2007 memo (circulated as a PDF) from an official with Louisiana's Department of Public Safety and Corrections (DPSC) warning employees about a multi-city check theft ring operating out of Walmart stores. According to the memo, Walmart employees had been using cell phones to photograph customer checks, then employing the information obtained from the images to produce fake checks that are used to buy gift cards. PDF As for the question of whether this memo actually was written by a Louisiana official, we note that the Louisiana State Police (LSP) disclaimed the memo's appropriateness without denying that it originated within the DPSC:  LSP On Thursday, July 26, 2007, an unauthorized letter was distributed to employees in the Baton Rouge field office of the Louisiana Department of Public Safety and Corrections, Office of Motor Vehicles, concerning an alleged multi-city fraud and theft ring operating at Wal-Mart involving Wal-Mart employees. It was alleged in the letter that the employees of the store would obtain a customer's checking account information, and the information would be used to create fraudulent checks. This letter was not official or sanctioned in any way by the Department of Public Safety; unfortunately this letter was made public. The Department will be conducting an internal investigation and, at the conclusion of the investigation, will take the appropriate corrective and/or disciplinary action. Members of the public should not rely on information contained in the letter. As always, consumers are cautioned to take steps to limit disclosure of their personal information and to be aware of their surroundings. As for the content of the memo, we note that instances of check fraud have been tied to a then-new practice (used in some Walmart stores) of processing checks not by the "traditional" method of retaining them and submitting them to banks for deposit, but by using them as authorizations to initiate electronic funds transfers (EFTs) and immediately returning them to customers.   In some cases, dishonest sales clerks have abused this procedure by deliberately failing to return checks to customers, then re-scanning the checks multiple times and using the ill-gotten proceeds to purchase gift cards and other merchandise. For example, TV station KTRK in Houston reported the following check-theft scam by a Walmart employee in December 2006: A former Wal-Mart employee is behind bars for her role in what authorities are calling a check fraud scheme. When you write a check at Wal-Mart, you hand it to a clerk who then runs the check through an electronic scanner and hands it back to you. Unfortunately some Wal-Mart shoppers did not get their checks handed back to them and it cost them thousands of dollars. Pam Davis never thought writing a $37 check at Wal-Mart would cost her thousands of dollars, but that's exactly what happened. She said, "I had gone to Wal Mart and written a check for $37 and did not realize I did not get that check back, which is the custom with electronic transfer. You are supposed toreceive the check back." Davis says  and authorities confirm  a clerk at Wal-Mart never returned Davis' check at the time of purchase, [so] the clerk was able to re-run the check through the electronic reader again and again.  Five times, they changed the amounts each time," Davis claimed. "It was almost $3,000." Authorities believe the clerk gave the checks to other people who then went on shopping sprees inside the store. Capt. Mark Herman with Precinct 4 said, "In some of the cases they were getting $300 Wal-Mart gift cards, clothing, just all kinds of purchases." Constables say the clerk did the same thing with checks written by other Wal-Mart customers. February 2016 also saw the sentencing of a Walmart customer who (along with his wife) defrauded other customers of hundreds of thousands of dollars through the method of peeking over their shoulders to obtain personal information which the couple used to create counterfeit checks: A man who cashed $300,000 worth of counterfeit checks using personal information stolen by peeking over the shoulders of hundreds of Wal-Mart customers was sentenced to prison. Robert MacVittie and his wife lined up behind customers trying to cash payroll checks at "dozens and dozens" of Wal-Mart stores in 20 states and recorded them providing their Social Security numbers, Assistant U.S. Attorney Gregory Melucci said at the hearing where MacVittie received a 34-month sentence. The couple would then use the victims' identities to create counterfeit checks, which they cashed at other Wal-Marts. Melucci called MacVittie, 35, and his wife Jennifer, 32, "the Bonnie and Clyde of counterfeit checks." More than 400 people had their identities used on the successfully cashed counterfeit checks, Melucci said. Although it is possible a similar type of fraud could be effected by clerks' surreptitiously using cell phones to photograph customer checks, we have not been able to verify that this specific form of theft is occurring, much less that is taking place on a multi-city level by organized rings of Walmart employees.  photograph A few tips can be helpful to shoppers to avoid falling victim to this sort of fraud:  Be aware of how the stores you patronize process checks.  If they scan checks to use them as EFT authorizations, be sure your check is returned to you before you leave the checkout counter.  Use your bank's web site to monitor your checking account transactions online and notify your bank immediately if you spot any suspect transactions.  Using credit cards (or debit cards) rather than checks generally makes it easier to challenge fraudulent transactions and limit your liability for illegitimate charges.   Last updated:  7 February 2016  Mandak, Joe.  "'Shoulder Surfing' Husband Gets Prison in Walmart Check Scam Targeting Hundreds."    WTAE [Pittsburg].  4 February 2016. Claim:  E-mail reports the truth about the environmental impact of drilling for oil in the Arctic National Wildlife Refuge (ANWR)    OF AND  INFORMATION Example:  [Collected via e-mail, June 2008] First, do you know what ANWR is? ANWR = Arctic National Wildlife Refuge. Now, a comparison:  And some perspective ...  NOTE WHERE THE PROPOSED DEVELOPMENT AREA IS ... (its in the "ANWR Coastal Plain")  THIS IS WHAT THE TV People and others "GREENS" SHOW YOU WHEN THEY TALK ABOUT ANWR ... and they are right ... these ARE photographs of ANWR   Isn't ANWR beautiful? Why should we drill here (and destroy) this beautiful place? Well, thats not exactly the truth. Do you remember the map? The map showed that the proposed drilling area is in the ANWR Coastal Plain. Do those photographs look like a coastal plain to you? What's going on here? The answer is simple. That is NOT where they are wanting to drill! This is what the proposed exploration area ACTUALLY looks like in the winter:  And this is what it ACTUALLY looks like in the summer:    HERE ARE A COUPLE SCREEN SHOTS FROM GOOGLE EARTH   As you can see, the area where they are talking about drilling is a barren wasteland.  Oh, and they say that they are concerned about the effect on the local wildlife. Here is a photo (shot during the summer) of the 'depleted wildlife' situation created by drilling around Prudhoe Bay. Don't you think that the Caribou really hate that drilling?  Here's that same spot during the winter:  Hey, this bear seems to really hate the pipeline near Prudhoe Bay, which accounts for 17% of U.S. domestic oil production.  Now, why do you think that the Democrats are LYING about ANWR? Remember when Al Gore said that the government should work to ARTIFICIALLY raise gas prices to $5 a gallon? Well, Al Gore and his fellow Democrats have almost reached their goal! Now that you know that the Democrats have been lying, what are you going to do about it? You can start by forwarding this to everyone you know, so that they will know the truth. P.S.: Drilling does not "destroy." It creates jobs, resources and strengthens our economy  all while protecting our environment. Everyone benefits, even caribou. Origins:  As the price of oil continues to rise with no predictable end in sight, debates over whether the U.S. can and should be producing more oil from domestic sources have been renewed.  A primary focus of such  debates has been the Arctic National Wildlife Refuge (ANWR), an area which encompasses 19 million acres in the northeast corner of Alaska. The ANWR issue is now a political hot potato batted back and forth between proponents of exploration and development in ANWR's Coastal Plain who assert that the area could become a valuable source of domestic oil production with minimal impact on the environment, and opponents who maintain that the potential advantages to be gained from drilling for oil in ANWR are far too small to offset the despoiling (and potential devastation) of a protected wildlife area.The issue has been complicated by the uncertainty of many factors involved in the opening of ANWR to U.S. oil production, such as the total amount of oil underlying the area, the size of the oil fields that might be found in ANWR, the quality of the oil that might be found in ANWR, the potential production capacity of ANWR drilling operations, how long it would take before ANWR operations began providing significant amounts of oil for the U.S. market, what effects the oil extracted from ANWR would have on world oil supply and prices, and the environmental impacts of oil exploration and development in ANWR.    factors The e-mailed slide show reproduced above might serve a useful function in prompting the public to take a greater interest in all the issues surrounding the potential opening of ANWR to oil exploration, but the information it presents is scant and one-sided.  Since the ANWR issue is far too extensive and complex to cover in detail here, we'll just provide a brief summary of both sides' arguments regarding points mentioned by the e-mailed slide show, with links to sites (on both sides of the issue) that provide greater detail:  Although the ANWR is small in size compared to the entirety of Alaska, at 19 million acres it is larger than ten other states.  (As the third graphic shows, ANWR is about the size of the state of South Carolina.) Proponents point out that the proposed development area within the ANWR Coastal Plain is a relatively small patch of 2,000 acres, an area which constitutes roughly1/10,000 of the total acreage of the ANWR.  Opponents maintain that a similar drilling operation in Alaska at Prudhoe Bay was originally designated to encompass only 2,100 acres but has since expanded to a total drilling footprint of 12,000 acres spread over 640,000 acres of the North Slope. size expanded  Proponents maintain that wildlife continues to flourish amid drilling and other oil production activities in other Arctic regions and would fare just as well near ANWR exploration facilities.  Opponents assert that other North Slope oil development activities have caused an average of 504 spills per year since 1996, including "4,532 spills between 1996 and 2004 totaling more than 1.9 million gallons of toxic substances." flourish spills  Proponents maintain that the proposed ANWR Coastal Plain development area is primarily a featureless, barren expanse that is frozen and windswept for most of the year, and therefore exploration and drilling activities would have minimal impact on wildlife in the immediate area (or in the greater ANWR).  Opponents assert that environmental accidents can have devastating effects far outside the limited areas in which they originally occur. Last updated:  2 July 2008 Claim:  Image presents information about Costco CEO James Sinegal. PARTLY  Example:  [Collected via e-mail, November 2012] Is this true? Costco CEO pays his employees $17 hour plus benefits and resists Wall Street demands to cut pay and benefits.  Origins:   This graphic featuring a photograph and information about  Costco warehouse store chain CEO James Sinegal was circulated in November 2012 and was generally accurate, but a bit outdated.   Jim Sinegal co-founded Costco and served as the company's President and CEO for nearly three decades, but he stepped down from those positions in January 2012 (although he remains a company advisor and a member of the Costco board of directors).   The accompanying text about employee pay and benefits and Sinegal's resistance to Wall Street criticisms appears to have been drawn from a July 2005 New York Times profile of Sinegal and Costco: Combining high quality with stunningly low prices,  [Costco products] appeal to upscale customers  and epitomize why some retail analysts say Mr. Sinegal just might be America's shrewdest merchant since Sam Walton. But not everyone is happy with Costco's business strategy. Some Wall Street analysts assert that Mr. Sinegal is overly generous not only to Costco's customers but to its workers as well. Costco's average pay, for example, is $17 an hour, 42 percent higher than its fiercest rival, Sam's Club. And Costco's health plan makes those at many other  retailers look Scroogish. One analyst, Bill Dreher of Deutsche Bank, complained last year that at Costco "it's better to be an employee or a customer than a shareholder." Mr. Sinegal begs to differ. He rejects Wall Street's assumption that to succeed in discount retailing, companies must pay poorly and skimp on benefits, or must ratchet up prices to meet Wall Street's profit demands. Good wages and benefits are why Costco has extremely low rates of turnover and theft by employees, he said. And Costco's customers, who are more affluent than other warehouse store shoppers, stay loyal because they like that low prices do not come at the workers' expense. "This is not altruistic," he said. "This is good business." He also dismisses calls to increase Costco's product markups. Mr. Sinegal, who has been in the retailing business for more than a half-century, said that heeding Wall Street's advice to raise some prices would bring Costco's downfall. Despite Costco's impressive record, Mr. Sinegal's salary is just $350,000, although he also received a $200,000 bonus last year. That puts him at less than 10 percent of many other chief executives, though Costco ranks 29th in revenue among all American companies. Similarly, Slate wrote in 2008 that: It's not hard to make a case that Costco pays employees more. The most relevant comparison is between Costco and Sam's Club, Wal-Mart's membership warehouse, since both business models rely on membership fees for a large percentage of revenues. A Sam's Club employee starts at $10 and makes $12.50 after four and a half years. A new Costco employee, at $11 an hour, doesn't start out much better, but after four and a half years she makes $19.50 an hour. In addition to this, she receives something called an "extra check"  a bonus of more than $2,000 every six months. A cashier at Costco, after five years, makes about $40,000 a year. Health benefits are among the best in the industry, with workers paying only about 12 percent of their premiums out-of-pocket while Wal-Mart workers pay more than 40 percent. In my interview with Costco CFO Richard Galanti, he mentioned Jim Sinegal every couple of minutes, attributing the company's high wages to the CEO's personal values. CFO Galanti acknowledged having at times argued with his boss, urging him to curb Costco's generosity on health care. (Sinegal eventually agreed with him, reluctantly, in 2003 but insisted that care remain affordable to employees.) Sinegal's kindliness is impressive, but he's also 72 years old and thus won't be around forever. Perhaps he's created a corporate culture strong enough to outlast him, but that's impossible to predict. In a November 2010 report of data gathered by the job site CareerBliss.com, Costco employees gave the company "the highest ratings for salary, benefits and work-life balance." CareerBliss.com According to Yahoo! Finance, in 2011 Jim Sinegal's  total yearly compensation as a Costco company executive, including salary and bonuses, was $629,000, and he garnered another $12,300,000 through the exercise of stock options. Yahoo! Finance Last updated:  28 November 2012    Featherstone, Liza.  "Wage Against the Machine."   Slate.  27 June 2008.    Goldwert, Lindsay.  "Costco Employees Give company Top Ratings ."   New York [Daily News].  29 November 2010.    Greenhouse, Steven.  "How Costco Became the Anti-Wal-Mart."   The New York Times.  17 July 2005.    Schmit, Julie.  "Costco Wins Loyalty with Bulky Bargains."   USA Today.  23 September 2004. Every flu season sees an increase in viral web stories making largely unsubstantiated allegations about the health risks of the flu shot that include claims about their scary-sounding ingredients, connections to a variety of diseases (including Alzheimer's), and their supposed lack of efficacy in general: The pharmaceutical industry, medical experts and the mainstream media are candid in telling us that flu vaccines contain strains of the flu virus. What they are less likely to reveal though is the long list of other ingredients that come with the vaccine. It is now a known fact that flu vaccines contain mercury, a heavy metal known to be hazardous for human health. Mercury toxicity can cause depression, memory loss, cardiovascular diseases, respiratory problems, ADD, oral health problems, digestive imbalances and other serious health issues. The article quoted above, which is representative of the text and claims that appear nearly identically in hundreds of Facebook posts, makes a number of claims that need to be investigated on their own merits: identically  Claim: The flu shot makes you sick to begin with.  Flu shots work by introducing dead (inactivated) strains of influenza virus, which trigger your immune system to create antibodies to fight those strains. These antibodies make your body more prepared to fight if should it be exposed to an active strain in the future. Because the strains are inactive, any sickness you develop after the shot is not caused by influenza, according to the Harvard Medical School: according The vaccine is made from an inactivated virus that can't transmit infection. So people who get sick after receiving a flu vaccination were going to get sick anyway. It takes a week or two to get protection from the vaccine. But people assume that because they got sick after getting the vaccine, the shot caused their illness. It is, of course, possible that feelings of sickness come from some of the side effects of the injection, but the vaccine itself is not infecting you in any way. side effects Claim: Flu vaccines contain other dangerous ingredients such as mercury. false Flu shots administered from multi-use vials may contain a preservative called thimerosal, which breaks down into ethylmercury in the body. Mercury is an element and as such it can be found in many different chemical forms. But when people are concerned about mercury toxicity, they are concerned about methylmercury, which is indeed toxic at high levels and could cause some of the problems listed above. may contain methylmercury Ethylmercury, on the other hand, passes through your body quickly, and numerous studies have found it safe for use in vaccines (though there is some evidence that its use could be problematic for infants  a population that CDC does not  recommend for flu shots anyway). Saying ethylmercury is dangerous because is contains mercury is like saying that your table salt is at risk of spontaneous combustion because it contains sodium. passes for infants  recommend spontaneous combustion Thimerosal, additionally, has been used for decades by the anti-vaccine movement to stoke vaccination fear by suggesting it causes by suggesting it causes autism. This link has been discredited over, and over, and over, and over, and over again and is further compromised by the fact that autism rates are still climbing despite the fact that childhood vaccines no longer contain this ingredient. over over over over over climbing contain  Claim: The flu shot can give you Alzheimer's disease. false The leading immunogeneticist Dr. Hugh Fudenberg, whom the article cites as the authority on this claim, had his medical license revoked in 1995 for ethical misconduct and was an outspoken proponent of the widely discredited MMR-autism link. His claim of the link between Alzheimer's and vaccines, though hard to trace, may or may not come from a talk he gave at the 1997 NVIC International Vaccine Conference. The statement has not been backed up by any published peer-reviewed research since then. In fact, a 2001 study found that adults exposed to vaccines were at a lower risk of Alzheimers. revoked in 1995 may or may not study Claim: The very people pushing flu vaccinations are making billions of dollars each year.  Pharmaceutical companies (sometimes) profit from vaccines, but the fact that a company makes a profit is an appeal to emotion and is not evidence to support the claim of a faulty product or of nefarious intent. It also may not be accurate. A recent Atlantic article covered this question extensively, stating: article Not only do pediatricians and doctors often lose money on vaccine administration, it wasn't too long ago that the vaccine industry was struggling with slim profit margins and shortages. The Economist wrote that "for decades vaccines were a neglected corner of the drugs business, with old technology, little investment and abysmal profit margins. Many firms sold their vaccine divisions to concentrate on more profitable drugs." The suggestion of massive profits from flu shots ignores the fact that profits margins are generally much higher for other drugs than for flu vaccines, as well. The same Atlantic article cites one estimate that puts the vaccine market at around $24 billion. This sounds like a large number, but it would, in fact, account for only two to three percent of the pharmaceutical market worldwide. article Claim: There is a lack of real evidence that young children even benefit fromflu shots.  Many anti-vaccine articles parrot the claim that "51 studies involving 260,000 children showed no benefit compared to a placebo for children under the age of two". This stems from a 2008 meta-analysis that did indeed conclude that there is less efficacy for children under the age of two, something the CDC already recognizes on their website. However, of the 51 studies analyzed and the 260,000 observations those studies included, only one study (at the time) was performed on children below the age of two using inactive strains (the kind found in flu shots). A later study in 2011 that reviewed over 5,000 research articles concluded that flu shots consistently show highest efficacy in young children (aged 6 months to 7 years), categorically rejecting the claim that there is a lack of real evidence that young children benefit from the shot. 2008 meta-analysis recognizes study Claim: The flu shot makes you more susceptible to pneumonia and other contagious diseases. false People with compromised immune systems are at higher risk of complications from vaccines when those vaccines contain live strains (which, again, the flu shot does not), and some skin reactions are possible immediately following an injection. risk possible However, the notion that the flu shot weakens the immune system is false. According to a review paper in the journal Pediatrics: paper Vaccines may cause temporary suppression of delayed-type hypersensitivity skin reactions or alter certain lymphocyte function tests in vitro. However, the short-lived immunosuppression caused by certain vaccines does not result in an increased risk of infections with other pathogens soon after vaccination. Claim: The flu shot causes vascular disorders such as fever, jaw pain, muscle aches, pain and stiffness in the neck, upper arms, shoulder and hips and headache. MISLEADING While the term vascular disorder is fear-inducing, it merely describes anything having to do with veins and arteries. The flu shot does not, de facto, cause any of these problems, but all the complications listed above are listed by the CDC as possible side effects. It is worth noting, however, that the flu will almost certainly give you some or all of these symptomsand with a much greater intensity than the symptoms resulting from a flu shot. CDC almost certainly give you some or all Claim: Children under the age of 1 are at risk of a neurotoxic breach of the blood-brain barrier.  The blood-brain barrier is the medical term for the chemical and physical adaptations humans and other animals have that prevent pathogens and other chemicals in the body from entering the central nervous system. For this claim about neurotoxic breach be true, an infant would have to have a relatively weaker blood-brain barrier than an adult. The idea that the barrier is weaker in young infants, however, is a long-held but unsubstantiated myth. Numerous studies have refuted the claim, showing that the blood-brain barrier is fully developed in the womb, long before a child is born. blood-brain barrier myth fully developed  Claim: Flu shots carry an increased risk of narcolepsy. false There is a well-documented, though statistically minor, connection between a specific H1N1 flu vaccine (Pandemrix) and narcolepsy. But such reports concerned only that one vaccine, which was produced for a specific flu strain, and have limited relevance to the seasonal flu shot. Pandemrix is available in Europe but not the United States or Canada. well-documented connection not Claim: The flu shot weakens immunological responses.  This claim, from a scientific standpoint, is a repeat of the earlier false claim (above) that suggests your body is more susceptible to infection or disease after a flu shot. Harmful immunological responses is a broad and unhelpful term that, while it may have aided in turning up literally thousands of responses in an academic search, is not really all that surprising as the term would includes the already documented risk of a skin and allergic reactions that come with pretty much any injection. already documented Claim: The flu shot can cause serious neurological disorders. false The neurological disorder specifically associated with flu vaccines is the Guillain-Barr Syndromea terrifying disease that causes nerve damage and sometimes paralysis. A widely cited study on a population of individuals who received the H1N1 vaccine in 1976 showed an increased risk of contracting this disease  whose cause is unknown  compared to those who did not receive the vaccine: Guillain-Barr Syndrome The Institute of Medicine (IOM) conducted a scientific review of this issue in 2003 and found that people who received the 1976 swine influenza vaccine had an increased risk for developing GBS. The increased risk was approximately one additional case of GBS for every 100,000 people who got the swine flu vaccine. Scientists have several theories about the cause, but the exact reason for this link remains unknown. The link between GBS and flu vaccination in other years is unclear, and if there is any risk for GBS after seasonal flu vaccines it is very small, about one in a million. Studies suggest that it is more likely that a person will get GBS after getting the flu than after vaccination. It is important to keep in mind that severe illness and death are associated with flu, and getting vaccinated is the best way to prevent flu infection and its complications. This topic has been heavily researched for decades, and no specific consensus regarding the link or mechanism behind the flu virus and the disease has been established. What has been established, however, is how small the risk is relative to the risks of contracting complications from flu itself. A 2013 study in The Lancet stated that: study The relative and attributable risks of Guillain-Barr syndrome after seasonal influenza vaccination are lower than those after influenza illness. Patients considering immunisation should be fully informed of the risks of Guillain-Barr syndrome from both influenza vaccines and influenza illness. Current iterations of the seasonal flu shot do not have any live strains in them (though the nasal spray includes weakened strains), nor do they have any mercury (in the United States), detergent, antifreeze, or aluminum. They contain, at most, 50 times less formaldehyde than a pear. nasal spray nor aluminum pear  We, of course, are not healthcare providers and cannot make any medical decisions for you. The purpose of this post is to correct misinformation on the Internet, and there are few topics that lend themselves to as much misinformation as vaccines. All healthcare decisions, however, should be made between you and your doctor. Harvard Medical School.  "10 Flu Myths."
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  Accessed 8 October 2016. World Health Organization.  "Statement on Thimerosal."
  July 2006. Dorea, J.G.  "Low-Dose Mercury Exposure in Early Life: Relevance of Thimerosal to Fetuses, Newborns and Infants."
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  Accessed 8 October 2016. Verreault, Rene et al.  "Past Exposure to Vaccines and Subsequent Risk of Alzheimer's Disease."
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  September 1999. Taylor. Luke E. et al.  Vaccines Are Not Associated with Autism: An Evidence-Based Meta-Analysis of Case-Control and Cohort Studies."
  Vaccine.  17 June 2014. Ball, L.K. et al.  An Assessment of Thimerosal Use in Childhood Vaccines."
  Pediatrics.  May 2001. Madsen, Kreesten, M. et al.  A Population-Based Study of Measles, Mumps, and Rubella Vaccination and Autism."
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Vaccine and Autism."
  New England Journal of Medicine.  October 2003. The National Academies.  "Immunization Safety Review: Vaccines and Autism."
  2004. Vaccine Knowledge Project.  "Vaccine Ingredients."
  Accessed 8 October 2016. Centers for Disease Control and Prevention.  "Vaccines Adjuvants."
  Accessed 8 October 2016. Centers for Disease Control and Prevention.  "Flublok Seasonal Influenza (Flu) Vaccine."
  Accessed 8 October 2016. Centers for Disease Control and Prevention.  "Guillain-Barre Syndrome."
  Accessed 8 October 2016. Centers for Disease Control and Prevention.  "Narcolepsy Following Pandemrix Influenza Vaccination in Europe."
  Accessed 8 October 2016. Miller, Elizabeth et al.  Risk of Narcolepsy in Children and Young People Receiving As03 Adjuvanted Pandemic A/h1n1 2009 Influenza Vaccine: Retrospective Analysis."
  BMJ.  26 February 2013. Moretti, Raffella et al.  Blood-Brain Barrier Dysfunction in Disorders of the Developing Brain."
  Frontiers in Neuroscience.  17 February 2015. Volodin, N.N. et al.  Status of the Blood-brain Barrier in Newborn Infants of Various Gestational Ages in the Normal State and in Pathology."
  Pediatriia.  1989. Saunders, Norman R. et al.  The Rights and Wrongs of Blood-brain Barrier Permeability Studies: S Walk Through 100 Years of History."
  Frontiers in Neuroscience.  16 December 2014. Centers for Disease Control and Prevention.  "Flu Symptoms & Complications."
  Accessed 8 October 2016. Centers for Disease Control and Prevention.  "Key Facts About Seasonal Flu Vaccine."
  Accessed 8 October 2016. Osterholm, Michael T. et al.  Efficacy and Effectiveness of Influenza Vaccines: A Systematic Review and Meta-Analysis."
  The Lancet.  January 2012. Centers for Disease Control and Prevention.  "Vaccine Effectiveness  How Well Does the Flu Vaccine Work?"
  Accessed 8 October 2016. Jefferson, T. et al.  Vaccines for Preventing Influenza in Healthy Children."
  Cochrane Database of Systematic Reviews.  16 April 2008. Lam, Bourree.  Vaccines Are Profitable, So What?"
  The Atlantic.  10 February 2015. A meme circulating on social media in late February 2017 attributed a quote about paying taxes to actor Bill Murray, but it was originally shared by a parody Twitter account. The parodyquotestated that "The best way to teach your kids about taxes is by eating 30% of their ice cream":  The twitter account from which it was posted, however, bore this disclaimer: I AM NOT BILL MURRAY. This is a parody account. This account is not in any way affiliated with the actor Bill Murray. Before it was finally suspended by Twitter, the Murray parody account posted mostly benign jokes in the casual tone and pithy humor associated with Murray, such as "Trail mix? Oh, you mean M&Ms with obstacles" and "When one door closes another one opens. Or you could jut re-open the closed door. Because thats how doors work." The fact the Twitter account was not real, as usual, did not prevent its tweets from being widely shared. For example, in November 2015, the disreputable site PoliticalInsider.com shared the above meme as fact, as did TheFederalistPapers.org. shared TheFederalistPapers.org We were unable to find any genuine comments made by the actor Bill Murray about his feelings on taxes. He also does not have an official Twitter account.  Kasperowics, Pete."Actor Bill Murray to CNBC: 'I Think We Ought to Be Personally Responsible.'"
The Hill.10 February 2012. Shoard, Catherine."The Gospel According to Bill Murray: Impending Apocalypse, Seatbelt Safety and His Favourite Saint."
The Guardian.20 November 2014. Read, Max."Bill Murray on the Bill Murray 'No One Will Ever Believe You' Urban Legend."
Gawker.com.20 July 2010. On 22 April 2019, New York City Mayor Bill de Blasio announced the city's "Green New Deal," an "audacious plan to attack global warming on all fronts." While this package of investments and new legislation covered several approaches to reduce emissions by nearly 30 percent by the year 2030, a number of outlets focused their headlines on one specific fast-food item: hot dogs.  announced An article published on iHeartRadio's platform, for instance, was misleadingly entitled "NYC To Ban Hot Dogs and Processed Meats To Improve Climate." As this article and others like it circulated on social media, many viewers apparently stopped reading after the headline and came away with the belief that hot dogs had been banned city-wide: published circulated social media stopped   One Twitter user wrote: "NYC Mayor - you just made enemies of a lot of NYC vendors who sell great hot dogs, the citizens & visitors who love them! Repeat: You will make NYC a ghost town by 2030 if you continue this ridiculous green deal! New Yorkers, speak up!" wrote Hot dogs are not being banned in New York City. Headlines such as "NYC To Ban Hot Dogs and Processed Meats To Improve Climate" are misleading for two reasons. First, hot dogs are not being banned throughout the city. The city government plans to reduce the purchase of processed meats consumed at city-run facilities, such as hospitals, public schools, and correctional facilities, but this policy will have no effect on vendors, restaurants, grocery stores, or any other privately owned businesses that sell hot dogs, or on their customers who eat them.  Second, the city's plan to reduce the consumption of hot dogs is only partly based on an effort to "improve climate." NYC's "Green New Deal" policies are part of the city's "OneNYC 2050: Building a Strong and Fair City" strategy. While these policies address climate-change issues, they also deal with community well-being and the general health of the city's population. The section of OneNYC 2050 dealing with processed meats can actually be found in the "Healthy Living" portion of this strategy. More specifically, the section dealing with processed meats explains that reducing the consumption of hot dogs will lower the risk of heart disease and cancer. OneNYC 2050 Here's the relevant section of OneNYC 2050 (emphasis ours): section ADOPT MORE SUSTAINABLE CONSUMPTION PRACTICES IN CITY GOVERNMENT OPERATIONS The City will shift away from goods that have an outsized impact on the environment and identify opportunities to reduce waste and cut GHG emissions throughout City government. Through updates to our Environmentally Preferable Purchasing (EPP) and executive action, we are ending the purchasing of unnecessary single-use plastic foodware, reducing the purchasing of beef, and phasing out the purchasing of processed meat. Single-use plastic foodware  including straws, cutlery, cups, plates, bowls, and trays  are designed to be used once and then thrown away. These petroleum-based products are a threat to our neighborhoods, waterways, and climate. The City is ending the purchasing of unnecessary single-use plastic foodware, switching to compostable, reusable, or recyclable alternatives while maintaining a sufficient supply of single-use plastic foodware for those who need it. And we will work with City Council to expand these requirements to private businesses. Building on the success of implementing Meatless Mondays at all New York City public schools, the City will reduce the purchasing of beef by 50 percent. Beef has a relatively high environmental footprint compared to poultry, pork, and plant-based foods. Beef cattle, managing manure, and manufacturing fertilizer produces nitrous oxide and methane, two climate-warming pollutants 298 and 25 times more powerful than carbon dioxide, respectively. Processed meat consumption is linked with increased risk of cancer and is often high in saturated fat and sodium which is linked with heart disease. This policy would offer health benefits to the most vulnerable New Yorkers. So New York City plans to reduce the consumption of processed meats at city-run facilities such as hospitals, public schools, and correctional facilities. But this plan will not "ban" hot dogs in the city. Restaurants, hot dog stands, grocery stores, and other privately owned businesses will still be able to sell hot dogs in the city.  Moore, Deanna.  "NYC To Ban Hot Dogs and Processed Meats To Improve Climate."
  v1017.iheart.com.  23 April 2019. NYC.Gov.  "Action on Global Warming: NYC's Green New Deal."
  22 April 2019. Yes, the unemployment rate is still high. But those without a college degree are hurting even more, according to President Barack Obama, who was in Austin last week to raise money for fellow Democrats. Now, I know some folks argue that as we emerge from the worst recession since the Great Depression, my administration should focus solely on economic issues, he said during a side speech at the University of Texas at Austin on Aug. 9. But as I said the other week to the National Urban League, education is an economic issue. It may be the economic issue of our time. Its an economic issue when the unemployment rate for folks whove never gone to college is almost double what it is for those who have. Almost double? Matt Lehrich, a White House spokesman, pointed us to employment data kept by the U.S. Bureau of Labor Statistics. Looking at labor force statistics from the Current Population Survey, the unemployment rate for those with at least a bachelor's degree was 4.5 percent in July 2010, while 10.1 percent of high school graduates who didn't attend college were without jobs. Add those who never graduated from high school, and the unemployment rate creeps up to 11 percent. That's more than double the unemployment rate for Americans with a bachelor's, master's, doctorate or professional degree. Include those who attend attended some college or earned an associates degree, and the jobless rate for the college crowd is 6 percent. So, as of July, the unemployment rate for those who never went to college is almost double what it is for those who have. How did the two unemployment rates shake out historically? The data during the last two years show similar ratios. In 2009, on average, about 10.9 percent of those who never attended college were unemployed, while 6.1 percent of those with at least some college were unemployed. In 2008, the unemployment rate was 6.4 percent for those without college, and about 3.1 for those who had. We rate Obama's statement as True. Announced in April 2021, U.S. President Joe Bidens American Families Plan is an ambitious proposal that aims to expand Americans' access to childcare and education and increase the number of women in the workforce. The plan is to fund all of this through more taxes on higher-income earners and increased reporting requirements of banks that could potentially yield more tax revenue. These reporting requirements have caught the ire of a number of banks that took issue with this less widely known section of the plan. Announced reporting A Facebook post by FNB Community Bank claimed: The Biden administration has proposed requiring all community banks and other financial institutions to report to the IRS on all deposits and withdrawals through business and personal accounts worth more than $600 regardless of tax liability. This indiscriminate, comprehensive bank account reporting to the [Internal Revenue Service (IRS)] can soon be enacted in Congress and will create an unacceptable invasion of privacy for our customers. Facebook post   Another screenshot shared by our readers expressed similar concerns:   The Independent Community Bankers of America (ICBA) even began a campaign, calling on communities to send a letter to Biden to prevent this so-called intrusive proposal": began a campaign, Tell Congress: Don't Let IRS Invade My Privacy The Biden administration is proposing requiring financial institutions report to the IRS all transactions of all business and personal accounts worth more than $600. This is an unprecedented invasion of privacy. In order to knock down this intrusive proposal, please send this letter to your representative and senators immediately. We looked up the proposal itself, and it does require more robust reporting of transactions across business and personal accounts. The proposal, which aims to go into effect after Dec. 31, 2022, states: proposal This proposal would create a comprehensive financial account information reporting regime. Financial institutions would report data on financial accounts in an information return. The annual return will report gross inflows and outflows with a breakdown for physical cash, transactions with a foreign account, and transfers to and from another account with the same owner. This requirement would apply to all business and personal accounts from financial institutions, including bank, loan, and investment accounts, with the exception of accounts below a low de minimis gross flow threshold of $600 or fair market value of $600. We begin by explaining some of the more technical terms in this proposal. A "de minimis threshold" is broadly defined as the amount of a transaction that has such a small value that accounting for it would be unreasonable. We spoke to Visiting Assistant Professor of Tax Law at New York University, Nyamagaga Gondwe, who explained, "It is the amount below which the [IRS] would argue isn't worth investigating. It's the difference between your company giving you a $5 card to Subway, versus traveling on a private jet on your company's dime. [The latter] is worth reporting." In this case, "gross flow" refers to the aggregate inflows and outflows of cash from bank accounts. In sum, the current proposal stipulates that an aggregate amount of less than $600 worth of cash flowing into and out of accounts is not worth reporting.  defined gross flow The "fair market value" refers to the amount people are willing to pay for an asset in the open market. In this case, Gondwe argued, the use of the term could possibly refer to the changing market value of transactions more than $600 that may occur in foreign currency transactions.  refers to The ICBA claims that the proposal will make banks report "all transactions" above the limit, but this is misleading. While it is true that the IRS will have more information on cashflows above $600, that doesnt mean they will have all the information pertaining to all transactions. The Center for American Progress (CAP) points out that banks will only be providing aggregate numbers to the IRS after each year  gross inflow and gross outflow  and not individualized transaction information. This reporting requirement would also extend to peer-to-peer payment services like Venmo, but wouldnt require people to report any additional information to the government. According to The Wall Street Journal, financial institutions must already report interest, dividends, and investment incomes to the IRS, and the IRS can get other information through audits. Center for American Progress extend Wall Street Journal audits According to Marie Sapirie of Tax Notes, a publication focused on tax news, a parenthetical to the proposal indicates that there is some flexibility on raising the minimum account balance/inflow/outflow above $600. Tax Notes parenthetical The Tax Notes report also states that the treasury department estimated this form of reporting would raise $463 billion over the 10-year budget window, making it the third largest revenue raiser proposed in the budget. The aim is to target businesses outside of large corporations that carry out gross underreporting of their income in the amount of $166 billion per year. According to the proposal: Requiring comprehensive information reporting on the inflows and outflows of financial accounts will increase the visibility of gross receipts and deductible expenses to the IRS. Increased visibility of business income will enhance the effectiveness of IRS enforcement measures and encourage voluntary compliance. Tax Notes aim Banks claim this would be an invasion of consumer privacy, with the ICBA saying it would allow the government to monitor account information. However, CAP analysts Seth Hanlon and Galen Hendricks argue, Only the prior years total inflow and total outflow would be reported on annual forms. No one would say that the IRS monitors you on your job because it receives a W-2 from your employer with your total wages every January. saying argue Another challenge not mentioned in the ICBAs consumer alert is the higher costs this reporting proposal may place on banks. In May 2021, a coalition of banking associations wrote a letter to the U.S. Senate Committee on Finance, arguing that they already give a lot of data to the IRS, and that this would impose additional costs on their systems: consumer alert wrote a letter The costs and other burdens imposed to collect and report account flow information would surpass the potential benefits from such a reporting scheme. New reporting would appear to require material development costs and process additions for financial institutions, as well as significant reconciliation and compliance burden on impacted taxpayers. For example, reporting total gross receipts and disbursements would require a new reporting paradigm for depository institutions, which necessitates system changes to collect the information. On the flipside, Sapirie wrote for Tax Notes, the benefits of such a reporting proposal may be difficult to come by: Tax Notes Increasing the amount of information flowing into the IRS would not in itself lead to increased enforcement, and it might come with added challenges. [Former IRS Commissioner Charles O.] Rossotti acknowledged that the IRS today cannot use all the information it already receives, and significant areas of noncompliance are barely addressed, so more reporting alone will not solve the problem. It would almost certainly have a deterrent effect for taxpayers contemplating evasion, but the extent of that effect is unclear, and it might be insufficient to justify the costs to financial institutions and the federal government of implementing such a large new reporting regime. But CAPs analysis argues that this will help prevent tax evasion, while also providing more funding to enhance data security for consumers: CAPs analysis Additional funding would go to enhancing data security. Even at present, the IRS data security is already much better than the financial industry, with only very rare and limited breaches compared to the exponentially bigger data breaches from financial institutions. Second, the reporting of information flows only from financial institutions to the IRS and not in the other direction, as some earlier proposals had called for.  [...] The Biden administrations bank reporting proposal is a critical element of the Build Back Better agenda. It gives the IRS some visibility into opaque forms of income that disproportionately accrue to high-income individuals. Despite fearmongering from bank lobbies, the proposal protects taxpayers privacy while simply requiring banks to provide basic, aggregated information about flows. That enables the IRS to select audits in a more efficient and equitable way so that the vast majority of taxpayers will be less likely to be audited. And by deterring and helping catch tax cheats, the proposal raises substantial revenue for the Build Back Better agenda, which provides critical investments to increase economic opportunities for American families and communities. On Oct. 12, 2021, Speaker Nancy Pelosi defended the proposal in response to a question from a reporter, who said, "[Banks] are concerned about the tracking of transactions that are greater than $600, Americans are starting to get worried about this. Do you think [this] is going to stay in the Reconciliation Bill?"  defended "With all due respect, the plural of anecdote is not data," Pelosi said. "Yes, there are concerns that some people have. But if people are breaking the law and not paying their taxes, one way to track them is through the banking measure. I think $600  that's a negotiation that will go on as to what the amount is. But yes."     Whatever the impact of this proposal is, it does require additional reporting of certain bank transactions, just not in the way the above banks are portraying it. As such, we rate this claim a Mixture. A Scorecard for Reconciliation, Round 2. Tax Analysts, https://www.taxnotes.com/featured-analysis/scorecard-reconciliation-round-2/2021/09/10/783l0?highlight=biden. Accessed 15 Sept. 2021. Community Banks Must Engage Customers on New IRS Reporting Mandates. ICBA, https://www.icba.org/newsroom/blogs/main-street-matters---advocacy/2021/08/19/community-banks-must-engage-customers-on-new-irs-reporting-mandates. Accessed 15 Sept. 2021. Consumer Alert from ICBA. ICBA, https://www.icba.org/bank-locally/consumer-alert-from-icba. Accessed 15 Sept. 2021.Digging Into the Bank Info Reporting Plan. Tax Analysts, https://www.taxnotes.com/tax-notes-today-global/information-reporting/digging-bank-info-reporting-plan/2021/08/30/777dx. Accessed 15 Sept. 2021. Fair Market Value (FMV). Investopedia, https://www.investopedia.com/terms/f/fairmarketvalue.asp. Accessed 16 Sept. 2021. "General Explanations of the Administrations Fiscal Year 2022 Revenue Proposals." Department of the Treasury, May 2021, https://home.treasury.gov/system/files/131/General-Explanations-FY2022.pdf. Accessed 15 Sept. 2021. Gross Cash Flow Definition. Law Insider, https://www.lawinsider.com/dictionary/gross-cash-flow. Accessed 16 Sept. 2021. Hanlon, Seth, and Galen Hendricks. Bank Tax Reporting Is a Critical Component of Bidens Build Back Better Agenda. Center for American Progress, 14 Sept. 2021, https://www.americanprogress.org/issues/economy/news/2021/09/14/503821/bank-tax-reporting-critical-component-bidens-build-back-better-agenda/. Accessed 15 Sept. 2021. ICBA Urges House Panel to Reject IRS Monitoring Plan. Default, https://www.icba.org/newsroom/news-and-articles/2021/09/09/icba-urges-house-panel-to-reject-irs-monitoring-plan. Accessed 15 Sept. 2021. Jagoda, Naomi. Pelosi Defends IRS Bank-Reporting Proposal, Says Specifics Open to Negotiation. The Hill, 12 Oct. 2021, https://thehill.com/policy/finance/576362-pelosi-defends-irs-bank-reporting-proposal. Joint Trades Statement for the Record: Senate Subcommittee on Taxation and IRS Oversight Hearing Entitled: Closing the Tax Gap: Lost Revenue from Noncompliance and the Role of Offshore Tax Evasion." 10 May 2021, https://bpi.com/wp-content/uploads/2021/06/Joint-SfR-Senate-Finance-Subcommitte-Hearing-on-Closing-the-Tax-Gap-051021.pdf. Accessed 15 Sept. 2021. Rubin, Orla McCaffrey and Richard. Biden Tax Plan Leans on Banks to Help Find Unreported Income. Wall Street Journal, 29 Apr. 2021. www.wsj.com, https://www.wsj.com/articles/biden-tax-plan-leans-on-banks-to-help-find-unreported-income-11619701380. Accessed 15 Sept. 2021. Tankersley, Jim, and Dana Goldstein. Biden Details $1.8 Trillion Plan for Workers, Students and Families. The New York Times, 28 Apr. 2021. NYTimes.com, https://www.nytimes.com/2021/04/28/us/politics/biden-american-families-plan.html. Accessed 15 Sept. 2021. "When Is a Minimal Fringe Benefit Not So Minimal?" https://www.wolterskluwer.com/en/expert-insights/when-is-a-minimal-fringe-benefit-not-so-minimal. Accessed 16 Sept. 2021. Oct. 14, 2021: Added Pelosi's comments on the proposal.