Is Biden and the Democrats considering monitoring bank and Cash App accounts?
Various social media posts circulating in late December 2021 claimed that thanks to coronavirus stimulus legislation known as the American Rescue Plan, U.S. President Joe Biden's administration and Democratic legislators would begin "spying" or "snooping" on users of cash apps like PayPal and Venmo. Here is an example of one such post: example   The truth is, unsurprisingly, more nuanced, but the bottom line is that, contrary to what the above Twitter posts state, the effect of the legislation in question isn't that the Biden administration or Democrats will be "tapping into" or "spying on" bank or cash app accounts. This is a misleading characterization. What the legislation does is significantly lower the threshold for reporting taxable transactions made using cash apps like Venmo, PayPal, or Zelle for goods and services to the IRS. And when you reach that threshold, the app companies will then be required to send a tax form called a 1099-K to both you and the IRS. A 1099-K is, according to PayPal, an "informational tax form that is used to report goods and services payments received by a business or individual in the calendar year." PayPal As of this writing, the current threshold for such reporting is $20,000 and 200 payments in goods and services. Come Jan. 1, 2022, that reporting threshold will drop down to $600. threshold This could have a significant impact on platform users' tax returns. Here's how Bloomberg Tax described how users might experience the change: Bloomberg Tax For example, a model train collector may have paid $5,000 for model train pieces over several years that they now sell for $8,000, and the marketplace that introduced the seller to the buyer and through which the sale took place may charge the seller a total fee of $800. It may cost the model train seller $200 in postage to send the pieces to its buyers. The Form 1099-K that the seller will receive from the TPSO will report $8,000 in gross proceeds paid. However, the sellers taxable gain from that sale would only be $2,000. As a result, collectors and other online sellers will need to keep extensive records of their expenses going forward to avoid over-reporting of income and overpayment of tax. Also, consider the alternativea teenager who walks dogs to earn extra money. If their income in 2022 exceeds $600, their expenses may be limited to the fees charged by the website that connects them to pet owners, but they will owe income taxand possibly self-employment taxon the income they earn. According to PayPal, which owns Venmo, the change doesn't affect people who use the apps for personal transactions, like paying a friend back for your share of dinner, gifts, or chipping in for trips. PayPal also states that its app allows users to categorize their own transactions as personal versus rendering payment for "goods and services." PayPal Business Users on Cash Apps Will Begin Receiving Tax Forms. Heres What You Need to Know. WJHL | Tri-Cities News & Weather, 14 Oct. 2021, https://www.wjhl.com/news/business-users-on-cash-apps-to-begin-receiving-tax-forms-what-you-need-to-know/. Pflieger, Deborah. "New Form 1099 Reporting Coming in 2022," Bloomberg Tax, 15 Dec. 2021, https://news.bloombergtax.com/tax-insights-and-commentary/new-form-1099-reporting-coming-in-2022. New U.S. Tax Reporting Requirements: Your Questions Answered. PayPal Newsroom, 4 Nov. 2021, https://newsroom.paypal-corp.com/2021-11-04-New-US-Tax-Reporting-Requirements-Your-Questions-Answered. "PayPal and Venmo Taxes: What You Need to Know About P2P Platforms." TurboTax, 27 Nov. 2021, https://turbotax.intuit.com/tax-tips/self-employment-taxes/paypal-and-venmo-taxes-what-you-need-to-know-about-p2p-platforms/L5DNjOUM1.
During a recent visit to the U.S.-Mexico border, Californias Democratic Gov.-elect Gavin Newsom claimed the Trump administrations temporary border closure last month cost $5.3 million in economic loss in the area and that future shutdowns could run into the billions of dollars. U.S. border officials on Nov. 25 stopped all traffic for several hours at the San Ysidro Port of Entry, which serves as the gateway between Tijuana and San Diego. Its the busiest land border crossing in the United States and among the busiest in the world. The six-hour shutdown happened as migrants from Central America protested just south of the crossing. A group later rushed a border fence and were met with tear gas fired by U.S. border agents, who said some threw rocks at them. Department of Homeland Security Secretary Kirstjen Nielsen said in astatementthe same day that her agency will not hesitate to shut down ports of entry for security and public safety reasons, and would not tolerate this type of lawlessness. Days after the closure, heres what Newsom claimed at apress conferenceheld near the San Ysidro crossing: Every time, with respect, that there is a flippant comment about shutting down the border, it impacts the economy and the lives of hundreds of thousands if not millions of people that are reliant on that trade and commerce on a daily basis. [There was] an estimated $5.3 million of economic loss just for a few hours of shutting down the border. Youre talking about millions and millions of dollars  billions of dollars of economic consequence, if we continue with this rhetoric around shutting down the border without considering what that means. As the debate over the shutdown lingers, we wanted to know whether Newsom got his figures right about its economic impact. We set out on a fact check. U.S. Customs and Border Protection agents attend operational readiness exercises at the San Ysidro port of entry on the U.S.-Mexico border in November 2018. (AP Photo/Ramon Espinosa) Our research An average of 90,000 people legally pass north through the San Ysidro crossing each day, 70,000 in cars and 20,000 by foot. Many work, go to school or shop in the community of San Ysidro, which is the southernmost portion of San Diego, and points north, serving as an economic engine for the region. Californias other border crossings include Otay Mesa, about 11 miles east, along with Tecate, an hours drive east, and two in Calexico in Imperial County. For the specific dollar loss from the Nov. 25 closure, Newsom appears to have relied on an estimate from Jason Wells, executive director of the San Ysidro Chamber of Commerce. In an interview with PolitiFact California, Wells said the $5.3 million loss figure is an estimate based on an average day of sales for the 650 businesses in the area during the Nov. 20 to Jan. 6 holiday period. The area is home to outlet malls, money exchanges and many immigration and tax services, all a short distance from the border. Wells said it draws between 97 and 99 percent of its customers from Mexico. The threat of violence at the border led owners of The Las Americas Premium Outlets, a shopping center next to the port of entry, for example, to shut down the mall that day. Wells said some businesses in the area believe the $5.3 million figure is conservative, given the shutdown happened the Sunday after Black Friday. He added that approximately 75 percent of the areas businesses closed within about 90 minutes of the 11:30 a.m. closure of the border crossing. Just in that one Sunday alone, because of the Christmas and holiday season and so forth, we lost $5.3 million. Just in that one day, Wells added on theSan Diego Union-Tribunespodcast,The Conversation. Tijuana itself lost another $6.9 million. So, just between Tijuana and San Ysidro [there] was $12.2 million lost in one day. And thats not even counting Chula Vista, National City, San Diego, LA, all those areas that were affected by the closure. Lynn Reaser, chief economist at San Diegos Point Loma Nazarene University, said at least some of the economic loss was probably recovered. At this point, the impact on San Ysidro may have been primarily temporary during the relatively brief stoppage, Reaser said in an email. Shoppers appeared to have returned to stores at the Las Americas Premium Outlet, which means that sales could have been primarily delayed. Of course, if border closings start recurring, the picture could become much more grave. Wells said its our hope and prayers that the $5.3 million was made up by shoppers who returned to San Ysidro. Newsom didnt say anything about the potential recovery of this loss, but was generally on the mark. We also examined his claim that future shutdowns could cause billions, a figure thats a bit more difficult to assess. Billions in losses? Extended border closings and delays could mount to billions of dollars in economic losses over the coming months, Paola Avila, a vice president at the San Diego Chamber of Commerce, told Bloomberg in a recentarticle. The uncertainty of border closures occurring at any time is a substantial economic threat for our region, she said. Our economies are inextricably linked. We produce together, we work together, we have families together, we have an integrated supply chain worth $2.5 billion. Jerry Sanders, the former Republican mayor of San Diego and current head of the citys regional Chamber of Commerce, echoed those sentiments in aNew York Timesarticle. If people are staying home because they are worried, the economic impact is obviously huge  we have 73 million crossings a year and we know that the regions $255 billion gross regional product depends on cross-border commerce, Sanders told the paper. Newsoms spokesman said the news reports supported the claim. Our ruling California Gov.-elect Gavin Newsom claimed there was an estimated $5.3 million in economic loss from the temporary closure of the San Ysidro border crossing that separates San Diego and Tijuana on Nov. 25. He added billions of dollars are potentially at stake should future closures take place. Newsoms $5.3 million figure was supported by the head of the San Ysidro Chamber of Commerce, which represents hundreds of businesses on the U.S. side of the border. A leading economist in the region said San Ysidro is likely to recover at least some of that loss when shoppers who delayed their visits return, as long as there arent additional border closures. Newsom can also point to warnings from business groups about billions of dollars potentially being lost in future shutdowns. San Diegos regional chamber of commerce, including the citys former Republican mayor, said future closures could threaten the billions of dollars in economic activity that flows through the international gateway. This portion of Newsoms claim, however, assumes a worst-case scenario of a prolonged weeks- or months-long closure. While President Trump has threatened to close the border, theres been no evidence that his administration is seeking an extended shutdown. We found Newsoms overall statement was accurate but could use some clarifications. We rated it Mostly True. MOSTLY TRUE The statement is accurate but needs clarification or additional information. In November 2019, we received multiple inquiries about the accuracy of claims that U.S. President Donald Trump had been fined $2 million by a New York court because he was found to have "stolen" charitable donations intended for military veterans.  For example, former Democratic Virginia State Senate candidate Qasim Rashid tweeted on several occasions in November 2019 that Trump had "stolen" $2.8 million in charitable donations from veterans, and that he had admitted as much in court: tweeted several occasions The President stole $2.8M in charity from Veterans & spent it on himself & admits to his crime in court documents. As you speak of honor & serviceWhere is your accountability of a President who trampled on both? Why are you silent Rep @RobWittman?#VeteransDay https://t.co/rGi9fT0AsP @RobWittman #VeteransDay https://t.co/rGi9fT0AsP  Qasim Rashid, Esq. (@QasimRashid) November 11, 2019 November 11, 2019   One of Rashid's tweets was later reposted in the form of a meme by the Facebook page Act.tv. (The meme was later deleted): tweets meme   Another widely shared meme claimed, "It is a fact that draft dodger Trump stole charitable cash donations that were meant for our veterans":   These social media posts and memes grossly misrepresented the facts surrounding a November 2019 settlement agreement between the New York Attorney General, on one hand, and the Donald J. Trump Foundation, Trump himself, and his children Ivanka and Eric, on the other hand.  Trump did not "steal" charitable donations intended for veterans, nor did he admit as much in court. All the donations intended for veterans charities ended up going to veterans charities. However, Trump's 2016 presidential campaign did direct and benefit from the manner in which many of those donations were distributed to the charities.  The claims were related to a lawsuit brought by the New York Attorney General's office in June 2018 against the Trump Foundation, the president, and Ivanka and Eric Trump, in their capacity as board directors of the charity. We've written about the case in detail in a previous fact check. fact check In her June 2018 petition to the state's Supreme Court, then-New York Attorney General Barbara Underwood wrote: wrote "For more than a decade, the Donald J. Trump Foundation has operated in persistent violation of state and federal law governing New York State charities. This pattern of illegal conduct by the Foundation and its board members includes improper and extensive political activity, repeated and willful self-dealing transactions, and failure to follow basic fiduciary obligations or to implement even elementary corporate formalities required by law. One of the examples of "improper political activity" cited in the lawsuit related to a January 2016 fundraiser that the Trump Foundation and Trump's presidential election campaign jointly operated.  In January 2016, days before the Iowa caucuses, Trump complained of unfair treatment by Fox News anchor Megyn Kelly and announced he would be boycotting the next Republican primary debate and instead host a fundraiser for veterans' charities in Iowa.  announced The event raised around $5.6 million, with roughly half going to the Trump Foundation, and half going directly to specific veterans charities. The Trump campaign directed the distribution of funds to recipient charities, and Trump himself repeatedly presented checks at campaign rallies and more broadly used the distribution of funds to boost his presidential campaign.  On the basis of those allegations, Underwood requested several outcomes, including asking the court to "dissolve the Foundation for its persistently illegal conduct, enjoin its board members from future service as a director of any not-for-profit authorized by New York law, to obtain restitution and penalties, and to direct the Foundation to cooperate with the Attorney General in the lawful distribution of its remaining assets to qualified charitable entities. The parties to the lawsuit spent around a year negotiating a settlement. In December 2018, for example, all sides agreed that the Foundation would be dissolved and its assets distributed to a list of mutually agreed charities.  agreed In November 2019, the New York Supreme Court published the final settlement. As part of that settlement between the parties, Trump, his children and the Foundation stipulated to (agreed upon) a set of facts, among them the following section related to the Iowa veterans fundraiser: settlement The website for the Iowa Fundraiser, DonaldTrumpForVets.com, was developed by campaign personnel and, with the agreement of the Foundation, featured the name of the Foundation at the top of the home page and informed visitors that "the Donald J. Trump Foundation is a 501 (c)(3) nonprofit organization"; The campaign planned, organized and paid for the Iowa Fundraiser, with administrative assistance from the Foundation; and the campaign directed the timing, amounts and recipients of the Foundation's grants to charitable organizations supporting military veterans; The Iowa Fundraiser raised approximately $5.6 million in donations for veterans groups, of which $2.823 million was contributed to the Foundation; the balance was contributed by donors directly to various veterans' groups. At Campaign events in Iowa on January 30, January 31, and February 1, 2016, Mr. Trump personally displayed presentation copies of Foundation checks to Iowa veterans' groups. On May 31, 2016, at a Campaign press conference, Mr. Trump announced the grants the Foundation made to veterans' groups with the proceeds of the Iowa Fundraiser and, on or about the same day, the Campaign posted on its website a chart identifying the grant recipients. The New York Attorney General's office objected to the way in which the Trump Foundation had been used to advance the interests of the Trump campaign, and especially the way in which the campaign dictated how more than half of the funds were to be distributed, with Trump at times personally handing out checks at campaign rallies. The Attorney General's Office did not object on the grounds that Trump, his children, or his foundation, had stolen or kept the money.  Indeed, in an order accompanying the November 2019 settlement, New York Supreme Court Justice Saliann Scarpulla wrote that: wrote The Attorney General has argued that I should award damages for waste of the entire $2,823,000 that was donated directly to the Foundation at the Fundraiser. In opposition, Mr. Trump notes that the Foundation ultimately disbursed all of the Funds to charitable organizations and that he has sought to resolve consensually this proceeding. As stated above, I find that the $2,823,000 raised at the Fundraiser was used for Mr. Trumps political campaign and disbursed by Mr. Trumps campaign staff, rather than by the Foundation, in violation of [New York law]. However, taking into consideration that the Funds did ultimately reach their intended destinations, i.e., charitable organizations supporting veterans, I award damages on the breach of fiduciary duty/waste claim against Mr. Trump in the amount of $2,000,000, without interest, rather than the entire $2,823,000 sought by the Attorney General. [Emphasis added]. Trump was ordered to pay $2 million to a list of agreed-upon charities as damages for the waste incurred by the fact that his political campaign orchestrated and benefited from distributing around $2.8 million in donations to veterans groups. (That $2 million in damages was separate from the roughly $1.7 million the Trump Foundation had already agreed to distribute to various charities, as part of the resolution dissolving the Foundation.) Neither Trump, nor his children, nor his charity, were found to have "stolen" or kept the funds, and so none "admitted" to such actions (as Rashid falsely claimed in his tweets). The New York Supreme Court explicitly acknowledged that all the funds raised from the January 2016 Iowa event did ultimately end up with veterans groups.  The irony in those claims was that it was, in fact, the manner in which the Trump Foundation and Trump campaign colluded in distributing the donations to veterans charities that landed the president in hot water, not his having "stolen" the donations.  Mac Guill, Dan. "Did New York Reprimand Trump Family for 'Stealing From a Children's Cancer Charity'?"
 Snopes.com. 31 October 2019. Underwood, Barbara D. "New York vs. Trump et al -- Verified Petition."
 New York Supreme Court, County of New York. 14 June 2018. Shane III, Leo. "Donald Trump to Skip GOP Debate, Hold Fundraiser for Wounded Troops Instead."
 Military Times. 26 January 2016. New York Supreme Court, County of New York. "New York vs. Trump et al -- So-Ordered Stipulation Concerning the Dissolution of the Donald J. Trump Foundation."
  19 December 2018. New York Supreme Court, County of New York. "New York vs. Trump et al -- So-Ordered Stipulation of Final Settlement."
  7 November 2019. Scarpulla, Saliann. "New York vs. Trump et al -- Decision and Order On Petition."
 New York Supreme Court, County of New York. 7 November 2019. Examples: [Hepburn, 2005] Stray dogs are being skewered on hooks and dragged behind boats as live shark bait. The cruel practice takes place on French-controlled Reunion Island in the Indian Ocean, where Prince William spent two holidays. A six-month-old labrador pup was recently found ALIVE with a huge double hook through its snout  like the dog above  and another through a leg. The pup was found in a coastal creek and is thought to have somehow freed itself from a fishing line. But other dogs and kittens have been chomped up and swallowed by sharks. The RSPCA plans to petition the French government, demanding an end to the hideous torture.  [Collected on the Internet, September 2012] PETITION: Please help stop French Islander and Mexican fishermen using live dogs and kittens as shark bait To: The French and Mexican Governments We have to stop this PLEASE help! French Islanders using live puppies and kittens as shark bait?? Please stop this senseless abuse to innocent puppies and kittens. French Islander and Mexican fishermen are using LIVE puppies and kittens as shark bait!! No living being should have to undergo this torture and insurmountable fear! This is inhumane and must stop NOW. Together we can make a difference and let our voice be heard as ONE. Please sign this petition and please pass this along. Thank you for caring. Blessed be Currently the penalty is only 2 years and $36,000 that is far too little for such a heinous crime. We urge that you raise the penalty to 10 years in prison with NO parole and a fine of $100,000. This will hopefully act as a deterrent and will stop these horrendous acts against innocent animals. Please do the right thing and help us stop these people. Islanders on the French controlled Reunion Island have been using live dogs as shark bait. The Sun claims that a six-month-old labrador pup was recently found alive with a huge double hook through its snout  like the dog above  and another through a leg. It is also claimed that local fisherman have also been using kittens! Reunion Island is an overseas dpartements of France and an official region of France, giving it the same status as a province or state in other countries. The claim that live dogs (and cats) were being used as bait by shark fisherman on Runion Island (a French-controlled territory just off the coast of Southern Africa in the Indian Ocean, east of Madagascar) started hitting the world press in August 2005 and picked up steam in early October 2005, when it was reported by publications such as the UK's Sun (an excerpt from which is quoted at the head of this page) and Sweden's Aftonbladet, complete with a heart-rending picture of a purported "bait dog" with a large hook through its muzzle. Animal rights groups such as the RSPCA have taken up the cause of putting a stop to the horrible practice. Runion Island Sun Aftonbladet RSPCA Many observers remain skeptical of such claims, however, positing theories that range from media and animal rights groups having been taken in by a hoax to a deliberate disinformation campaign being waged by activists who seek to end the slaughter of sharks for their fins and cartilage by Indian Ocean fisherman. Arguments have flown back and forth over the practicality and plausibility (or lack thereof) of Runion Islanders fishing for sharks in the manner described. activists A 2006 Runion newspaper article acknowledged the practice and reported the recent prosecution of a deliveryman (and amateur fisherman) on that island over animal cruelty charges associated with the described activity, suggesting that although there may be some truth to the shark-fishing claim, the practice does not appear to be as widespread or horrific (or tolerated) as implied by news reports in the foreign press. Rather than describing hordes of shark fisherman impaling live dogs on hooks and dragging them behind boats as shark bait, the article noted that employing dogs in shark-fishing was largely the province of a small group of amateur fisherman rather than large numbers of professionals, that the dogs used were generally dead animals picked up from roadsides or culled from the island's large population of unwanted strays (estimated at 150,000), and that the no-longer-alive animals were attached to unattended buoyed "shark trap" platforms rather than dragged alive behind boats. article The French embassy in Washington, D.C., also maintained that although the practice was not unknown, its occurrence and acceptance was not nearly as prevalent as recent news reports had made it seem: Dear Sir/Madam,Thank you for writing to us with your concerns. We too denounce the barbaric practices you refer to. Such acts are obviously illegal and will not be tolerated on French territory. But while we share your revulsion, we would like to emphasize that the practice of using live dogs or cats as shark bait is in fact exceptional and isolated. It was never widespread nor traditional, but introduced by ruthless individuals, and has been strictly banned for decades now. TV reports that raised initial indignation when they were aired in France and abroad in 2005 were filmed locally in 2003 following the discovery of a mutilated dog. The last few months have seen two identical events which received heavy media coverage (one of these events was soon determined to be a false alarm). But can these vile occurrences lead us to conclude that there is an ongoing tradition of barbarism on Reunion Island? Reunion Island, a French territory and a European region, obeys the laws and regulations of the French Republic and the European Union. It respects the rule of law and does not practice inhumane ancestral practices. The facts that elicited your complaint are the act of a few isolated, irresponsible parties who are being sought by the police and will be brought to justice. The authorities on the island are closely monitoring the situation; one person is in custody and appeared in court on Friday September 30, 2005. All suspicions of such acts will be investigated, and animal protection organizations that have any specific information on these matters are strongly encouraged to inform French police authorities. The French minister for agriculture and fisheries, Dominique Bussereau, is fully aware of the media and public outcry regarding this issue, and has written to the French National Assembly to emphasize that several measures have been taken to strengthen already existing laws. Veterinarians have been directed to immediately report any suspicious wounds to authorities, and the police will increase their inspections of fishing and pleasure vessels. Meanwhile, a sterilization campaign, launched in 2001 to reduce the number of stray dogs and cats on the island, continues. Animal rights are an important issue in France: over half of French households have at least one pet, and France has some of the world's most stringent animal rights legislation. French law provides for the prosecution of those who are cruel to animals. Voluntary cruelty to animals is punishable by a sentence of two years in prison and a 30,000 euro fine (equivalent to about $36,000). Sincerely, Press Office.Cordialement / RegardsService de Presse et d'Information / Press & Information ServiceAmbassade de France / Embassy of FranceWashington, D.C. The photo displayed at the top of this page, which has adorned several news articles and humane society-related web pages on this topic, is a frame from a 2005 video produced by the 30 Million Friends Foundation. The video purportedly documents the case of a dog that had escaped from fishermen who planned to use it as shark bait; skeptics have questioned the authenticity of the video, maintaining that it merely shows the aftermath of an accidental entanglement that has been mistakenly or deceptively misused for publicity's sake. video A similar video purporting to document the practice using kittens as shark bait appears to be a hoax, intercutting shots of kittens' being dunked in water and dangled from wires with unrelated footage of ocean fishing activity:  Hepburn, Ian.  Dogs Used as Shark Bait.
 The Sun. 1 October 2005. Mott, Maryann.  Dogs Used as Shark Bait on French Island.
 National Geographic News. 19 October 2005. Aftonbladet. Valpen Skulle Bli Hajmat.
  2 October 2005. Clicanoo. Lhomme, Le Meilleur Ennemi du Chien.
  30 September 2005. On 14 February 2017, the web site America's Last Line of Defense published an article reporting that President Donald Trump had ended "Obama's vacation scam." article According to the story, former President Barack Obama had taken funds from the "Office of Presidential Visits and Vacations" to pay for vacations for himself, his family, and two dozen staff members through the year 2036. Once the "scam" was uncovered, the article said, Trump allegedly sent a bill to Obama to repay the money used for those vacations: Before Obama left office he arranged with the State Department for a series of official visits to foreign countries spanning the next 20 years. Using discretionary funds from the Office of Presidential Visits and Vacations, Obama was able to weasel what would have been another $2.1 billion in free vacations for him and up to 24 members of his family plus staff and a dog sitter until the year 2036. He would have, that is, had he not lost his office to Donald Trump. Trump, who is always looking for ways to save money, was having the office used for vacations repainted with 24 karat gold leaf trim and having the shelves lined with leather when he was presented with a ledger that contained all of the travel plans and expenses. The ledger was found by one of the 31 workers Trump hired from outside the typical White House staff to make alterations requiring specialized craftsmen. Our President immediately canceled the plans and recalled all Secret Service agents scheduled to protect the Obamas anywhere outside of the United States. The Obamas, who are still waiting in Kenya for their documents so they can re-enter the country, are also facing another new challenge at the hands of Trump: Theyre going to have to repay the government for all of those vacations that werent official state business. Of course, there is absolutely no truth to this story. President Obama did not steal $2.1 billion to fund family vacations until 2036, nor did President Trump end his "vacation scam" or send Obama a bill to repay the money. TheLastLineOfDefense.orghas a long history of publishing false information, and while the web site also reported that the Obamas were "waiting in Kenya" for their documents, the former President was actually with former First Lady Michelle Obama in the British Virgin Islands. On 14 February 2017, Michelle Obama posted a photograph from the beach, wishing her husband a happy Valentine's Day: history British Virgin Islands photograph An argument could be made here that Kenya also has beaches, which it does; in fact, its beaches are renowned for their beauty. However, before you conclude that the Obama family is lying about where in the world they are (and somehow fooling the press assigned to cover their stay in the islands), consider the following disclaimer, taken directly from TheLastLineOfDefense.org's own "About" page:  beauty About DISCLAIMER: The Resistance may include information from sources that may or may not be reliable and facts that dont necessarily exist. All articles should be considered satirical and any and all quotes attributed to actual people complete and total baloney. Pictures that represent actual people should be considered altered and not in any way real. Horton, Helena.  "Barack Obama Tweets Romantic Valentine's Day Message to His Wife Michelle."
  The Telegraph.  14 February 2017. The Last Line of Defense.  "Trump Just Ended Obamas Vacation Scam and Sent Him a Bill You Have to See to Believe."
  13 February 2017. In April 2017, an advertisement for a diet product called "Refresh Garcinia Cambogia" or "Garicinia Slim" was disguised as a genuine news report and published on web sites such as Running Evolutions.com and The Platinum Beard:  Running Evolutions.com The Platinum Beard   Student from Cornell University Cuts 31lbs On University Budget! Amanda Haughman, a student at Cornell University, was able to drop 31lbs off her waist in 1 month without ever using a dime of her own money. Amanda is studying nutrition sciences at Cornell, and for a required research project Amanda thought it would be perfect to use university funds to find out how to 'hack' her weight loss. According to Amanda, "the most expensive piece of it all was actually finding what worked. But the actual solution only cost about $5." "I had struggled with my weight my whole life. I tried things like Weight Watchers and Jenny Craig, which just didn't work as good as they promised. I am a single Mom with a kid at home and I am also working towards my degree, so I don't have any time to be at the gym. When I was assigned this big research project, I saw it as a perfect opportunity to get a deeper look at the natural weight loss opportunities that are out there, and that is when I found out about combining Refresh Garcinia Cambogia and apple cider vinegar. The best part of it all, I can tell that my daughter is proud of me." - Amanda Haughman These reports included a number of false and misleading claims. For instance, the lead photograph purportedly showing Amanda Haughman's tremendous weight loss is actually Rachel Graham, who lost nearly 100 pounds in a year. Graham told Today in 2016 that she credited her weight loss to exercise and a healthy diet. Graham did not mention the alleged magic formula of apple cider vinegar and garcinia cambogia: Rachel Graham Today Ask Rachel Graham how shes managed to lose almost 100 pounds in one year and the formula is simple: Healthy food and exercise. No secrets. No gimmicks. No quick fixes. Shes also honest about the impact of going from 235 pounds to 144 pounds, especially the loose skin on her stomach, thighs and arms.  [...] I want people to know that it is 110 percent possible, Graham told TODAY. I used to feel as though it wasn't. That I didn't have what it takes, and that it was just too far out of reach... If you want to make changes, it is completely possible with healthy food and exercise. This weight loss advertisement also fabricated an interview with CNN and claimed that the network ran a segment on this Cornell student's "amazing discovery":   We sat down with Amanda to ask her more about how she found out about Refresh Garcinia Cambogia and whether or not that is all that she used to lose 31lbs so quickly. CNN: Tell us, how did you know where to start? Amanda: To be honest, I really didn't. I was given a budget for the project by the university, and I spent nearly all of it researching everything under the sun. I looked into other previous research, case studies, and even successful weight loss stories of others.   This story never appeared on CNN.  Not surprisingly the Platinum Beard post links to a site selling Garcinia Cambogia. The Running Evolutions article links instead to what is apparently borrowed content from Barry's Boot Camp, a personal training program. We reached out to Barry's Boot Camp for comment, but have not yet received a reply.  Although we can't speak to the effectiveness of drinking apple cider vinegar with Refresh Garcinia Cambogia, we can say that this text did not originate in a genuine news article. This is an advertisement that used a fabricated interview, falsified claims, and an unrelated photograph to sell a diet product. Pawlowski, A.  "Mom gets real about weight loss: Here's how she shed 90 pounds in a year."
  Today  3 October 2016. In November 2019, we received multiple inquiries from readers about the accuracy of reports that a doctoral student and philosophy instructor at the University of California Berkeley had provoked outrage, especially among right-leaning observers, by remarking that people in rural America were "bad people who have made bad life decisions." On Nov. 12, Fox News published an article with the headline "UC Berkeley Instructor Calls Rural Americans 'Bad People' Who Deserve 'Uncomfortable' Lives," which reported that: reported A UC Berkeley graduate student and instructor took to Twitter to shame "rural Americans" and those who aren't "pro-city." Jackson Kernion, who has reportedly taught at least 11 philosophy courses at the California university, made the comments last Wednesday. "I unironically embrace the bashing of rural Americans," Kernion wrote in a now-deleted tweet. "They, as a group, are bad people who have made bad life decisions ... and we should shame people who aren't pro-city." Kernion started going after rural citizens, saying they should have higher health care, pay more in taxes and be forced to live an "uncomfortable" life for rejecting "efficient" city life, Campus Reform reported. Similar articles were also published by the right-leaning websites Breitbart, PJ Media, and Campus Reform. Breitbart PJ Media Campus Reform Kernion did indeed attract the ire of many online commentators with a series of tweets on Nov. 5, in which he outlined, apparently in earnest, his views about the sustainability of living in rural America, and the character of those who chose to do so. Kernion's Twitter account is no longer available, but many of the key tweets in question were archived and can be viewed here. here He wrote: "The need for affordable rural healthcare" = "The need for people who decide to live in rural America to be subsidized by those who choose a more efficient way of life." Rural healthcare should be expensive! And that expense should be borne by those who choose rural America! Same goes for rural broadband. And gas taxes. It should be uncomfortable to live in rural America. It should be uncomfortable to not move. None of the replies I'm getting even *try* to address the central point I'm making: that we shouldn't make rural life *artificially* cheaper. That's how you know I'm right. When another user responded to Kernion with a point about health care in rural America, Kernion replied: "I'm generally in favor of crushing rural America through market mechanisms ..."   Another user asked ironically, "Is this your campaign slogan?" Kernion responded by declaring: responded "I unironically embrace the bashing of rural Americans. They, as a group, are bad people who have made bad life decisions. Some, I assume, are good people. But this nostalgia for some imagined pastoral way of life is stupid and we should shame people who aren't pro-city."   Kernion certainly made the remarks attributed to him in various subsequent news reports. Although those news reports typically did not provide the full context of his Twitter thread and exchanges with other users, the reports did not substantively distort the meaning or sense of what Kernion wrote. There was arguably a hint of irony to his remarks. For example, he wrote (of rural Americans) "some, I assume, are good people"  an apparent nod to Donald Trump's infamous description of Mexican people at his 2015 presidential campaign launch. description In a later tweet, Kernion reflected on the heavy backlash against his comments, writing "what I thought would read as cheeky hyperbole did *not* read as such ..." which suggests there may have been an element of humorous exaggeration behind what he wrote about rural Americans. tweet However, these factors are counterbalanced by the obvious fact that Kernion stipulated "I unironically embrace the bashing of rural Americans," and that he later articulated a measure of earnest contrition, writing, "Pretty sure I did a bad tweet here. Gonna delete it. I'll want to reflect on it more later, but my tone is way crasser and meaner than I like to think I am." writing,  In an email, Kernion told Snopes "There's both a substantive aspect to my original tweets and a semi-humorous aspect to my original tweets...but I'm not sure I want to go down the rabbit hole of doing a line-by-line annotation of what I was thinking/wanting to communicate." He added that his tweets had, until Nov. 5, typically reached only a small audience whom he "expected to understand" what he was trying to convey. When the thread he published on that day was exposed to a much wider audience, Kernion said, "they read into it attitudes that I do not hold." He reiterated that he had retracted and deleted his Twitter thread and would continue to "reflect on it." Parke, Caleb. "UC Berkeley Instructor Calls Rural Americans 'Bad People' Who Deserve 'Uncomfortable' Lives."  Fox News. 12 November 2019. Ciccotta, Tom. "UC Berkeley Instructor: Rural Americans Are 'Bad People.'"  Breitbart. 10 November 2019. Fox, Megan. "Rural Americans Are 'Bad People' Who Deserve to Be Shamed, Says Berkeley Instructor."  PJ Media. 13 November 2019. Ryan, Celine. "Berkeley 'Instructor': 'Rural Americans' Are 'Bad People.'"  Campus Reform. 8 November 2019. The Washington Post. "Full Text: Donald Trump Announces a Presidential Bid."  16 June 2015. Snopes is still fighting an infodemic of rumors and misinformation surrounding the COVID-19 pandemic, and you can help. Find out what we've learned and how to inoculate yourself against COVID-19 misinformation. Read the latest fact checks about the vaccines. Submit any questionable rumors and advice you encounter. Become a Founding Member to help us hire more fact-checkers. And, please, follow the CDC or WHO for guidance on protecting your community from the disease.  fighting Find out Read Submit Become a Founding Member CDC WHO In April 2020, a set of screenshots supposedly showing comments from a "John McDaniels," in which he called COVID-19 a "political ploy" and social-distancing measures "bullshit," started to circulate on social media. Along with the posts were articles claiming he died from complications of the coronavirus disease.  Here's a screenshot supposedly showing a post from McDaniel on March 15 and a snippet from his obituary a month later:   McDaniel truly died from complications related to COVID-19 in April 2020 after he downplayed the seriousness of the disease on social media.  died The New York Daily News wrote:  wrote An Ohio man has tragically died from COVID-19 after criticizing his states coronavirus lockdown. John W. McDaniel, 60, died Wednesday in Columbus, exactly one month after reportedly calling Gov. Mike DeWines stay-at-home order madness. If what Im hearing is true, that DeWine has ordered all bars and restaurants to be closed, I say bullshit! He doesnt have the authority," McDaniel reportedly wrote in a since-deleted social media post circulated widely on social media. As screenshots of McDaniel's posts went viral, many social media users took the opportunity to criticize McDaniel, saying he had received his comeuppance for calling the virus a political ploy.  McDaniel's wife, Lisa, acknowledged that her husband had made some "early assumptions" about the virus on social media, but added that social media users were also making unfair assumptions about him.  In a statement posted to the Snyder Funeral Homes Facebook page that announced services for McDaniel would not be live-streamed due to concerns about unwanted, negative social media reactions, she explained that McDaniel, like many others, was initially not fully aware of the severity of the pandemic. However, she wrote that he ordered the employees at his company O&M to work from home on March 16 (the day after the above-displayed Facebook post). Furthermore, according to her Facebook message, he self-isolated as soon as he was made aware that he had been in contact with someone who tested positive for COVID-19. Snyder Funeral Homes Facebook page Lastly, she wrote that if he were still alive, he would have abided by the state's stay-at-home order and would have encouraged others to do the same.  Here's her statement from April 22, 2020 (emphasis ours): Words do not describe all of the emotions we, John W. McDaniel's family, are experiencing right now. We are overwhelmed with grief for the loss of our believed husband, father, soon to be father-in-law, son, brother, uncle, and dear friend to many. Similar to thousands of people, we are suffering from an unexpected and untimely loss due to the effects of COVID-19, the likes of which we never could have imagined. During this time of mourning, John's story, along with early assumptions that he stated on Twitter and Facebook have turned into national news. The news has opened the flood gates for people to share their own misguided anger and unfounded assumptions about a man they don't know. Wanting to protect my family and John's legacy, we have decided not to live stream his funeral services via Facebook today. We will be privately recording his services today and we will be sharing it directly with his family and friends. We have not come to this decision lightly and we hope everyone will honor and respect this decision.  As each day passes, we all are learning more about this "invisible enemy." We have all learned that the early actions taken by our National and State government were indeed the right action to take. Quarantine and social distancing have been effective in flattening the curve. John, President of O&M, ordered the company to work from home on March 16. In addition, it is important to note that John immediately self-isolated as soon as he learned he had been in contact with someone who had tested positive. Many, like John, made statements early on not fully aware of the severity of COVID-19; many have retracted their statements knowing now the effects of this pandemic. We know if John was still here with us he would acknowledge the national crisis we're are in, abide by the stay-at-home order, and encourage family and friends to do the same. But sadly he is not with us and we will forever have to live and cope with how his life ended far too soon. Further, we will never be able to erase from our hears and minds the negative posts that have been made and shared about John this past week. To all of our family and friends, my sons and I will never be able to appropriately say "thank you" for all the love and support you have given us throughout this entire process. From the bottom of our hearts we will forever be grateful for you and the special relationship we share. While some may cast aspersions on McDaniel for not treating COVID-19 with the seriousness it deserved in March 2020, it should be noted that misinformation has been rampant during this pandemic. rampant We've debunked scores of rumors over several months that have touted bad medical advice and promoted conspiracy theories. U.S. President Donald Trump, too, has been criticized for downplaying the seriousness of COVID-19 and has repeatedly called the news outlets outlets covering this pandemic "fake news." On Feb. 28, just two weeks before McDaniel posted on social media that COVID-19 was a "political ploy," Trump said during a rally that "Democrats are politicizing the coronavirus" as their "new hoax."  bad medical advice conspiracy theories. fake news said Brown, Bruce.  "Its Dangerous for Public Officials to Cry Fake News During the COVID-19 Pandemic."
  Miami Herald.  27 March 2020. Egan, Lauren.  "Trump Calls Coronavirus Democrats' 'New Hoax.'"
  NBC News.  28 February 2020. Carter, Andrew.  "Marion Man Dies After Contracting Coronavirus; Local Cases Climb to 276."
  Marion Star.  16 April 2020. Dillon, Nancy.  "Ohio Man Dies From COVID-19 After Criticizing Governors Coronavirus Lockdown as 'Madness.'"
  New York Daily News.  21 April 2020. On 14 December 2014, photographs were posted by a Facebook user along with accompanying text suggesting the pictures depicted shopping carts full of donated toys that had been returned to a Walmart store in exchange for beer and cigarettes: Ok...As I was leaving Wal-Mart at 6:30am this morning, I asked the returns clerk did someone purchase these? She responded, those were yesterday's return. I then asked the question; were these gifts? She responded that most likely all of them are gifts from organizations or toy runs. I was sick to my stomach with her next response, "folk return them, get a gift card and then buy beer and cigarettes." Be aware of your blessing to others in need. Make sure that the organization or individual is truly getting and keeping the gift, especially children. These pics are from one day of returns and the clerk said; most of time there's more. Be blessed friends...          That claim predictably caused outrage among Facebook users, with many commenters stating the situation as described confirmed their suspicions about the poor and needy. However, a number of factors suggested the claim might not be true and could therefore negatively impact initiatives to ensure children living in poverty had access to much-needed toy donations at Christmastime. First and foremost, the post presented only a single Walmart shopper's account in assessing what the images depicted. The man said he confirmed with the cashier that the items were toy returns, but whether such a conversation even took place is not independently verifiable. Then there's the matter of how retail systems are organized, particularly during the holiday season. Sorting merchandise into carts for restocking on shelves is common practice, and such sorting includes not just returns but also items moved by customers from one part of the store to another or abandoned at check-out aisles.  Such items are generally sorted by department, so busy stores are likely to be stuck with several carts per department at the end of a shift or the start of a day.  Items moved or abandoned at checkout that require refrigeration would be top priority, and items such as clothing and toys would command less urgency. So pictures of carts full of toy department items could create the false impression of a disproportionate number of returns to that department, when it's entirely possible carts full of other departments' items were just as plentiful but were left out of the frame of the photographs or had already been returned to their shelves.   And even if we were to take the tale at face value, it's still a bit hard to buy because for the cashier's claim about beer and cigarettes to be credible, we would have to assume she was in the habit of tracking customers after they returned items, carefully observing what they purchased with  gift cards or store credits.   There is also the matter of the origin of the toys. Although toys received through programs for the needy are certainly returned to stores from time to time, there's simply no way to discern which toys seen in random photographs might have been received as standard gifts from family members or friends, which toys might have been donated via Christmas drives for the needy, and which toys might have been returned simply because they proved to be unwanted or duplicate items. No explanation was provided in the Facebook post as to why the toys in the cart were assumed to have been donated ones rather than purchased or gifted toys. returned In fact, the store in question, a Walmart on Bleachery Boulevard in Asheville, North Carolina, verified that although the photographs were in fact taken at that store, "The claim the toys are all returns is 100 percent not true" and "most of the toys are items left around the store that need to be restocked,"  according to a report by Asheville television station WLOS: report The Facebook post claims donated gifts from organizations or toy runs were being returned to Walmart. The Facebook user says a store clerk told him folks returned the toys to "buy beer and cigarettes." Bill Murdock, CEO of Eblen Charities, has his doubts. "Sometimes these things kind of get out of hand. You know, somebody will make a comment or somebody will assume something and then all of the sudden it becomes the truth, whether it's the truth or not," Murdock said In an effort to reduce the chances someone will return one of the donated toys to a local store, Eblen Charities representatives have started marking over the bar codes.  Whether or not the story were in any way reflective of any factual circumstances, it would be a shame for such a claim to negatively impact much-needed toy drives right before Christmas. The tale closely matches much of the argument against food stamps and other forms of assistance for the needy and has the potential to damage efforts to supply children in need with toys at Christmas. According to Toys for Tots, demand for toys has outpaced supply in recent years, and while the scope of the program is very large, the organization is unable to fulfill all the requests it receives: Many of the gifts they provide, such as books, games and sports equipment, make a significant contribution to the educational, as well as social and recreational interests, of these children.  The program is also of immense assistance to parents who, during the holiday season, are unable to provide needed gifts for their children.  The Marine Corps fulfilled the holiday hopes and dreams of nearly 7 million less fortunate children in each of the past ten years.  While that may be a lot of children, we unfortunately ran out of gifts long before they ran out of children.  To make a credit card contribution or to find out more about the Marine Toys for Tots Foundation, please go to their website at www.toysfortots.org or call the foundation at (703) 640-9433. The author urged people to verify whether toys are truly being parceled out to kids in genuine need, but most toy drives are partially or wholly anonymous in order to protect the privacy of recipients, and therefore such endeavors aren't possible without intruding upon those who receive items from those drives. In the absence of stronger evidence, there is little reason to believe the claim presented here was true, accurate, or representative of how toy drives actually operate. Brigman, Lauren.   "REALITY CHECK: Returned Toy Donations?"
  WLOS-TV.  18 December 2014. An image circulated via social media purported to offer a 1978 New Year's resolution offered by future U.S. Sen. and presidential candidate Bernie Sanders, as solicited by a newspaper in his home state of Vermont: Bernie Sanders, erstwhile leader of the Liberty Union, Vermont's much-weakened third party: "In 1978, as in other years, I hope to be able to play some role in making working people aware that the present day reality of poverty, wage slavery and mind-destroying media and schools is not the only reality -- but simply a pathetic presentation brought to us by a handful of power-hungry individuals who own and control our economy."  Sanders began his electoral political career with the newly formed Liberty Union Party in 1971, serving (unsuccessfully) as the party's gubernatorial candidate for Vermont in 1972 and 1976 and as its U.S. Senate candidate in 1972 and 1974. The circumstance that Liberty Union candidates never had any realistic chance of winning office provided them, in Sander's words, with the chance "to get up and say exactly what they meant with no compromise." Sanders left the Liberty Union Party in October 1977, however, citing the party's failure to "remain active, on a year-round basis, in the struggles of working people against the banks and corporations that own and control Vermont." Liberty Union Party words October 1977 It was around the time Sanders resigned from the Liberty Union Party that the Daily Herald newspaper of Rutland, Vermont, solicited him as one of the "politicians, people in the news, [and] people in the street" to answer the question "What do you want to accomplish in 1978?" Sanders' answer was, as reproduced above, published in the paper's Jan. 1, 1978 edition:  Jaffe, Harry.  "For the New Year, I Resolve ..."
  Rutland Daily Herald.  1 January 1978. Associated Press.  "Liberty Union Party Chief in Vermont Quits Position."
  Nashua Telegraph.  12 October 1977  (p.10). Sen. Mark Warners re-election stump speech dwells on giving everyone an equal opportunity and high on that list is an affordable college education. Warner and many of his fellow Democrats have called for legislation that would ease student debt by allowing students to refinance their federal college loans at substantially lower interest rates and limit their loan repayments to 10 percent of their annual income. President Barack Obama endorsed those measures during a speech Monday.. Warner, during a recent speech of his own,said, Right now, America has $1.1 trillion of student debt. Thats more than credit card debt. This statistic caught our attention, so we put it to the Truth-O-Meter. David Turner, spokesman for Warners campaign, backed up the statement by sending us aspeechby an official at the Consumer Financial Protection Bureau anddatafrom the Federal Reserve System. Both of those sources say that student debt has topped $1 trillion and the speech noted that it had surpassed credit cards. But the best data comes from the Federal Reserve Bank of New York, which publishesdebt statisticsevery quarter. In the most recent report, covering first three months of 2014, student loan debt totaled $1.1 trillion, while credit card debt hit $659 billion. The largest type of debt for Americans is mortgages, which came in at $8.2 trillion in the first quarter. Student loan debt is No. 2, followed by automobile loans at $875 billion and credit card debt in making up $11.7 trillion in all debt. Student debt began to outpace credit card debt in the second quarter of 2010, when college loans hit $762 billion. Student debt topped the $1 trillion mark in the third quarter of last year. Average tuition across the nation increased 79.5 percent from 2003-2013, according todatafrom the U.S. Labor Department. For comparison, the Consumer Price Index grew by26.7percent during the same span and average wages grew by30.1percent. Credit card debt, by contrast, has gradually fallen from $843 billion in early 2009 to its $659 billion level this year. Much of the decrease occurred during the recession when people cut back on spending. But the recession exacerbated college debts, according to Caroline Ratcliffe, a senior fellow at the Urban Institute. She cited two reasons: You have to remember that during the time of the Great Recession, more people were going back to school because of the job situation, so they were taking on more debt, she said. Astudyshe co-wrote tackled the demographics of people with student loan debt. It found that student loan debt, for those ages 29 to 37, had increased by $10,381 on average from 1989 to 2010, while car loans had increased $302, credit card debt had increased $1,215 and other debt had decreased $2,078. In 2012, 40 percent of Americans in their 20s had student debt, 30 percent in their 30s owed on student loans, 19 percent of Americans in their 40s, 12 percent in their 50s and 4 percent in their 60s. This included students and parents who borrowed to send their children to college. Our ruling Warner said, Right now, America has $1.1 trillion of student debt. Thats more than credit card debt. His figure on student debt is accurate and total U.S. credit card debt in the first quarter of this year was $659 billion. We rate Warners statement True.