FDIC Insurance Pays Out Over 99 Years?
Claim:  After a bank failure, the FDIC has 99 years to pay back insured deposits.  Examples:  [Collected via e-mail, July 2008] I heard an "expert" on KFI AM 640 in LA say the FDIC has up to 99 years to repay you in the event of a bank failure. Sounds like a misrepresentation but when asked by the host, she said "it's in the fine print."  [Collected via e-mail, September 2008] I have been hearing of a story of a man entering a bank week after week and making a deposit of a government check in some sort of insignificant amount (the number I heard was $0.35 per check). The teller asks why is he depositing such a small check. His response is that his bank went bust and that the checks are from the F.D.I.C. The gist of this apocryphal tale is that FDIC insurance is not a good thing and that if it does pay out it will take forever to recover your "insured" loss. This tale was repeated yesterday to my sister-in-law by a bank teller trying to dissuade her from moving an UNINSURED money market account to an F.D.I.C. insured CD with another bank. Origins:   Economic turmoil in the United States in recent years has given many Americans pause to consider just how safe their money is, especially in light of some bank failures that have reminded us that even such seemingly secure investments as ordinary savings accounts are not  completely risk-free.   And although most bank customers are aware their deposits are insured, they aren't necessarily familiar with the details of how that insurance works, a circumstance that has fostered the spread of rumors which create additional insecurity. After a wave of bank failures that came in the wake of the stock market crash of 1929 and the prolonged economic depression that followed, the U.S. federal government created the Federal Deposit Insurance Corporation (FDIC) to restore public confidence in (and help stabilize) the U.S. banking system.  The FDIC provided federal government guarantees of deposits up to $100,000 per account holder per bank (and up to $250,000 per account holder for deposit retirement accounts), subject to certain conditions, at insured financial institutions.*    FDIC Bank failures in the U.S. have been a relatively uncommon phenomenon since the savings-and-loan crisis of the late 1980s, so many consumers have had little or no exposure to the process by which FDIC deposit insurance works, a circumstance that has led to the uncertainty reflected in the examples cited above.  Widely-believed rumors hold that FDIC insurance actually covers just a small fraction of the original deposit amount  (e.g., 1.5%), or that the FDIC only reimburses depositors in full over a very long period of time (e.g., 99 years), the net result being the mistaken belief that FDIC insurance isn't really much of a guarantee at all.  In fact, these rumors are so prevalent that they were both included (as numbers #3 and #4) in a list of the top ten misconceptions about the FDIC published in the Spring 2006 edition of the FDIC Consumer News newsletter, where they were addressed thusly: If a bank fails, the FDIC could take up to 99 years to pay depositors for their insured accounts. This is a completely false notion that many bank customers have told us they heard from someone attempting to sell them another kind of financial product. The truth is that federal law requires the FDIC to pay the insured deposits "as soon as possible" after an insured bank fails. Historically, the FDIC pays insured deposits within a few days after a bank closes, usually the next business day. In most cases, the FDIC will provide each depositor with a new account at another insured bank. Or, if arrangements cannot be made with another institution, the FDIC will issue a check to each depositor. The FDIC only pays failed-bank depositors a percentage of their insured funds. All too often we receive questions similar to this one: "Is it true that if my FDIC-insured bank fails, I would only get $1.31 for every $100 in my checking account?" As with misconception number 3, this misinformation appears to be spread by some financial advisors and sales people. Federal law requires the FDIC to pay 100 percent of the insured deposits up to the federal limit  including principal and interest. If your bank fails and you have deposits over the limit, you may be able to recover some or, in rare cases, all of your uninsured funds. However, the overwhelming majority of depositors at failed institutions are within the insurance limit, and insured funds are always paid in full. As noted, this type of misinformation is often passed along by unscrupulous or misinformed financial advisors who are trying to steer customers towards investments or accounts that are not insured, so if you have any doubts about exactly what is or is not covered by FDIC insurance, you may want to undertake some additional verification on your own. *Note: In October 2008 the FDIC insurance limit was temporarily increased to $250,000 per account, with that increase slated to remain in effect through the end of 2009, but subsequently extended through the end of 2013. In July 2010 the FDIC insurance limit was permanently increased to $250,000 per depositor, per insured depository institution for each account ownership category. increased Last updated:  8 April 2014
Pat Sajak's daughter was purportedly featured in an online advertisement with the "Wheel of Fortune" host. At least two children were visible in the misleading ad, which had been displayed since at least February 2021. Pat Sajak's   It read: "[Photos] Pat Sajak's Daughter Looks Like Her Iconic Mom." However, this was misleading. The picture in the ad did not feature his daughter. The real story behind the photograph was published by the Chicago Tribune in 2019. We blurred the faces of the children for this story, since their parents likely did not provide permission for the improper use of the photo. The caption read: published Celebrity Spokesperson Pat Sajak, pictured with children who have benefitted from services provided by the Hope Institute, continues to support the raffle which raises critical funds for children with autism spectrum disorders and developmental disabilities in Illinois. (Posted By olliealexander, Community Contributor) Readers who clicked the misleading ad were led through hundreds of pages of a slideshow article. Its headline was: "Celebs and Their Parents at the Same Age - They Inherited Their Parents Good Luck & Their Credit Score, What a Bargain!" It was published by the Mortgage After Life website. article The first page of the lengthy story featured Heidi Klum. Under the photos of the model and businesswoman was the all-caps text: "CLICK NEXT TO SEE PAT SAJAKS DAUGHTER WHO LOOKS JUST LIKE HER MOM." first page Pat Sajak and his real daughter finally appeared on page 101. This meant that readers would need to click "next page" around 100 times to reach the promised reveal. page 101 Pat Sajak is a TV star, ex weatherman, and talk-show and game-show host, known mainly for hosting the game show Wheel of Fortune. He has been hosting the show since 1981. Pats wife is Lesly Brown Sajak, a photographer and they have 2 kids  their son Patrick (born in 1990), and their daughter Maggie (born in 1995). Maggie Sajak is an upcoming country musician. Her musical style draws comparisons to Sheryl Crow, Carrie Underwood, Jewel & Eva Cassidy. If Maggie inherited her fathers showbiz skills shell definitely become a huge star. Pat Sajak's real daughter is named Maggie. The American country music singer appeared on "Wheel of Fortune" in January 2020: singer  Game show television hosts have been a fixture of such misleading online advertisements for years. Their familiar faces likely made them a solid pick for clickbait advertisers because they appear trustworthy to many readers. This was true of both Sajak and the late Alex Trebek, who was the longtime host of "Jeopardy." He was also featured in misleading ads that led to lengthy slideshow articles. Viewers have invited both Sajak and Trebek into their living rooms every weeknight for decades. To some, they may have felt like members of the family. featured In sum, a misleading online advertisement did not show Pat Sajak posing with his daughter. The photograph actually showed Sajak posing with children who have benefited from the Hope Institute. Hope Institute Snopes debunks a wide range of content, and online advertisements are no exception. Misleading ads often lead to obscure websites that host lengthy slideshow articles with lots of pages. It's called advertising "arbitrage." The advertiser's goal is to make more money on ads displayed on the slideshow's pages than it cost to show the initial ad that lured them to it. Feel free to submit ads to us, and be sure to include a screenshot of the ad and the link to where the ad leads. submit ads to us In January 2017, an image macro circulated via Facebook taking aim at Muslim refugees in Canada by misstating the nature of several benefits available to them. The misleading nature of the macro begins with suggestion that a smiling gentleman depicted in the image actually entered Canada with "two wives and six children," even though this photograph has actually been used by various "funny pictures" web sites for several years. funny pictures The "two wives" claim appears to play off of reports of Muslim male immigrants secretly practicing polygamy, even though the practice of having more than one spouse at a time is illegal in Canada. The Supreme Court of British Columbia upheld that law in a November 2011 ruling involving a non-Muslim polygamous sect. reports ruling According to Immigration, Refugees and Citizenship Canada, a federal agency that helps both immigrants and refugees, that law is taken into account during the immigration process. helps The agency told us: Polygamy is illegal in Canada, and therefore multiple marriages are not recognized under Canadas immigration laws. This means that a permanent resident or Canadian citizen can only immigrate with one spouse after having dissolved other marriages to convert their polygamous marriage to a monogamous one. Immigration, Refugees and Citizenship Canada (IRCC) has advised the [United Nations Refugee Agency] that individuals in a polygamous marriage should not be referred for resettlement to Canada. As well, IRCC officers assess privately sponsored refugee cases against Canadas immigration laws, including monogamous marriage requirements. Therefore, individuals practising polygamy would be inadmissible to Canada. United Nations Refugee Agency The reference to "privately sponsored refugees" concerns a separate program, though Syrian and Iraqi refugees are currently exempt from having to show documentation recognizing them as such. Regarding the claim of a "government-owned townhouse" and "a three bedroom government-owned apartment," the agency said: program, The government does not own apartments or townhouses which are then given to resettled refugees. Immigration officials also provided examples of regional average payments for refugees and their families distributed through the Resettlement Assistance Program (RAP), which can be seen below:   The agency said: Resettlement support normally includes a one-time start-up payment to assist the refugees in establishing a household in Canada, as well as monthly income support to help them get through their first year in Canada. Monthly support is provided to cover the costs of food and incidentals, shelter and transportation. This amount varies depending on the family size and is guided by the prevailing provincial social assistance rates in the province where the refugee(s) reside. Income support for most resettled refugees is provided for their first year in Canada by the federal government, private sponsors or a mix of both. When income support ends, it is normal for some refugees in need to transition to provincial or territorial social assistance support. The program also provides referrals to agencies in the country's various provinces who can help them acclimate themselves after emigrating. According to the agency: provides Among other things, these service provider organizations help newcomers to find and retain employment, including referrals to assess foreign credentials. They also offer free language assessment and training to help newcomers contribute to the economy. Support Services, including child care, transportation assistance, translation, interpretation, crisis counselling and provisions for disabilities, are offered across the Settlement program to enable access to direct settlement services. The reference to immigrants' being given "health cards" is a possible allusion to the Interim Federal Health Program (IFHP) which provides "limited, temporary coverage of health-care benefits" to refugees until they qualify for the country's public healthcare system, which is administered through provincial and territorial governments and not funded by the federal government. IFHP public Immigration officials noted that as of 1 April 2016, IFHP beneficiaries are also eligible for urgent dental care (meaning "conditions involving pain, infection or trauma"), and limited vision care. As noted above, the benefits payments distributed to refugees do cover the cost of buying foods, but the macro's statement regarding "access to a halal-only food bank" misleadingly presents that as another government service. In reality, those services are often operated by private organizations such as the Canadian Muslim Women's Institute, or CMWI. We were unable to get in touch with CMWI for more information prior to publication, but the group's president, Yasmin Ali, explained the circumstances facing many of the people they help in a September 2016 interview: CMWI interview When [refugees] come here, yes, they are given help by the government, but they have to start afresh. They are given some basic furniture, but they have to buy every single thing to equip themselves in a home, from a broom to pots and pans to sheets to every single thing, so the money doesn't stretch very far. With the kids going to school and needing clothing and ... school supplies, the extra food that they can get through Winnipeg Harvest is a good help to free up some money so they can actually access other necessities, pay other bills and get other things that they need. The macro closes by stating that "voicing your opinion" could open people up to hate speech charges. In reality, the country's anti-hate laws do not address just general "opinions," but hate speech: laws Under section 318, everyone who advocates or promotes genocide is guilty of an offence punishable by up to five years imprisonment. The term genocide is defined to mean killing members of an identifiable group or deliberately inflicting on an identifiable group conditions of life calculated to bring about the groups physical destruction. Section 318(4) of the Criminal Code defines an identifiable group as any section of the public distinguished by colour, race, religion, ethnic origin or sexual orientation. No prosecution under this provision can be undertaken without the consent of the provincial Attorney General. Under section 319(1) of the Criminal Code, everyone who, by communicating statements in a public place, incites hatred against any identifiable group where such incitement is likely to lead to a breach of the peace is guilty of an indictable offence punishable by up to two years imprisonment, or of a summary conviction offence. Section 319(2) makes it an offence to communicate, except in private conversation, statements that wilfully promote hatred against an identifiable group. Section 319(7) defines communicating to include communicating by telephone, broadcasting or other audible or visible means. Public place is defined to include any place to which the public has access as of right or by invitation, express or implied. Statements include words spoken or written or recorded electronically, electromagnetically or otherwise, and also include gestures, signs or other visible representations. IRCC also provided the following statement: The ongoing conflict in Syria has triggered the worst humanitarian crisis in the world today. The Government of Canada remains committed to upholding its humanitarian tradition to resettle refugees and offer protection to those in need. Canada has a long and proud tradition of providing protection to those who need it the most by providing refuge to the worlds most vulnerable people and has welcomed generations of newcomers who have helped us build our society, culture and economy in long lasting and enduring ways. Immigration from all streams provides significant benefits to Canada and to the immigrants who have come here to build their new lives. When we come together to welcome and integrate newcomers, it strengthens our communities and contributes to our countrys successit helps build our society, culture and economy in long lasting and enduring ways. The agency also noted that  according to preliminary findings  53 percent of privately-sponsored adult refugees living outside of Quebec by 1 March 2016 had already found employment. IRCC said the employment rate for adult refugees taking part in government assistance programs outside of the same province was around 10 percent, which it attributed to "substantially lower language skills." Javed, Noor. "GTA's secret world of polygamy." The Toronto Star. 24 May 2008. CBC News. "Canada's polygamy laws upheld by B.C. Supreme Court." cbc.ca. 23 November 2011. Lee, Donna. "New food bank helps Syrian refugees as they settle in Winnipeg." CBC News. 19 September 2016. After Texas Lt. Gov. Dan Patrick saluted legislation potentially giving voters more sway over local property taxes, we wondered afresh about how Texas ranks nationally in terms of property tax burden. Patrick, talking upa proposalhatched by fellow Republicans led by Houston state Sen. Paul Bettencourt, said in a Nov. 29, 2016,press release: Texans pay the sixth-highest property tax in the nation, and Texans have told us loud and clear that common-sense property tax reform legislation is long overdue. In January 2016,we found Mostly Truethe same claim by a Bexar County legislative aspirant. The business-orientedTax Foundation, a national group, drew on 2013 Census Bureau datato mapthe average amount of residential property tax paid as a percentage of home value state by state. By that metric, the Texas rate of 1.9 percent proved higher than the rates in 44 states; it was topped by the rates for Wisconsin, Connecticut, New Hampshire, Illinois and No. 1 New Jersey at 2.38 percent. Still, we noted, property taxes in Texas are levied locally in Texas, resulting in ample differences in the burden depending on where taxpayers live. Rankings yet to be updated Not a lot has changed since we reached that conclusion. For starters, the rankings  showing Texas with the sixth highest mean effective property tax rate on owner-occupied housing  havent been updated, the foundations Jared Walczak said to our inquiry. Yet, Walczak also told us by email, this does not make Texas a high-tax state. Texas has chosen to rely more heavily on property taxes, and less heavily on other taxes, than many peer states, foregoing some altogether. The state's tax structure is an important part of its economic success, and it is inevitable that, when a state foregoes an individual income tax, some other tax will be somewhat higher than it might otherwise have been. In fact, the foundation has previously reported that in 2012Texas ranked 46thin state-local taxes per resident. Why property taxes can be high Property taxes might be higher here becauseunlike most states, Texas levies no state income tax. Notably too, unlike in some states, Texas property tax rates are set locally, not by the state,according to the Texas state comptroller, with government units spending the revenue to provide local services including schools, streets and roads, police and fire protection and many others. Moreover, the state lacks the constitutional authority to levy a property tax, as the Texas Legislative Council noted in a2002 overviewof local taxes statewide. Generally under the current system, a county appraisal district does an annual property valuation, then each area city, county, school and special district (like hospital and road districts) sets the respective tax rate necessary to raise the money needed to fund the related adopted budget. And according to Census data, property taxes in 2013, the latest year of available data, were the source of 81.6 percent of local tax revenue in Texas (the national average for this figure was 46.7 percent). Updated information is to be posted Dec. 9, 2016, bureau spokesman Sean Patrick told us by email. Regional differences When we looked into this topic before, advocates including Dick Lavine of the liberal-leaning Center for Public Policy Priorities and Dale Craymer of the business-backed Texas Taxpayers and Research Association suggested we consider acomparison studyby the Lincoln Institute of Land Policy showing that property owners in the biggest cities of Texas, especially Houston and San Antonio, had some of the highest property taxes in 2014 compared with large cities in other states. That remained so the next year, according to aJune 2016 institute studyindicating, for instance, that El Paso homeowners in 2015 ranked No. 3 among the countrys 50 most populous cities in homestead property taxes on a $150,000 property or $300,000 property. Among the 50 cities, homestead taxes in large Texas cities including Austin, Dallas and San Antonio ranked No. 5 (Fort Worth) to No. 13 (Houston), according to the report. The disparity between property taxes by county comes through in real-dollar terms, although measures of taxes in terms of dollars paid can be distorted by the difference in home prices from county to county. A Tax Foundationmapshows in real dollars just how much property taxes vary from county to county based on IRS data reflecting the amount of real estate taxes deducted from federal taxes. In 2013, Texas counties with residents paying the most were Travis ($7,553), Kendall ($6,916) and Fort Bend ($6,813), while those paying the least are Dickens ($1,325), Stonewall ($1,425) and Hudspeth ($1,450). Another factor to think about when considering the property tax burden for the average Texan is the rate of home ownership. The Tax Foundation map showing Texas tied for sixth-highest in property taxes considered the percentage of home value thats paid in property taxes on owner-occupied housing. In 2015, 61.1 percent of Texas housing was owner-occupied, tying the state with Oregon for the nations sixth-lowest rate,according tothe Census Bureau. Our ruling Patrick said: Texans pay the sixth-highest property tax in the nation. While it may be true that on average, Texas property taxes are the sixth-highest in the nation, the actual taxpayer burden on residents can vary greatly by locality, making the average less representative. We rate the claim Mostly True. MOSTLY TRUE The statement is accurate but needs clarification or additional information. Click here formoreon the six PolitiFact ratings and how we select facts to check In March 2021, new employment figures showed that the U.S. economy added 379,000 jobs in February, the first full month of Joe Biden's presidency. The news was greeted with cautious optimism, with the Wall Street Journal reporting that the gains had "set up a stronger recovery" for the spring of 2021, and The Washington Post reporting that the figures had "surpassed analysts' estimates." Politico wrote that: Wall Street Journal Washington Post Politico U.S. employers added a robust 379,000 jobs last month, the most since October and a sign that the economy is strengthening as confirmed viral cases drop, consumers spend more and states and cities ease business restrictions.The February gain marked a sharp pickup from the 166,000 jobs that were added in January and a loss of 306,000 in December. Yet it represents just a fraction of the roughly 10 million jobs that were lost to the pandemic. On social media, other observers  in particular those more broadly opposed to Biden  sought to undercut the significance of the jobs figures, claiming that a large majority of the increased employment came in one sector, namely food and beverage services. On Twitter, the libertarian economics blog Zerohedge wrote: wrote Of the 379K jobs added, 286K were waiters and bartenders.   The stockbroker and financial commentator Peter Schiff tweeted: tweeted 75% of the 379k jobs "created" in Feb. were waiters and bartenders returning to work. Since many restaurants and bars that closed will never reopen there's a limit to how long this can last... The right-wing British blog Guido Fawkes tweeted: tweeted "US economic recovery sees 379,000 jobs added this week, 286,000 were waiters and bartenders. God bless America and cheers!" Those figures were accurately stated, although "waiters and bartenders" was a reductive description of the occupations in question. As a result, we're issuing a rating of "true." The standard measure of job growth is "total nonfarm payroll employment, seasonally adjusted," a metric that is collated and published by the U.S. Bureau of Labor Statistics (BLS), each month. On March 5, the BLS published figures for the preceding month, February 2021, writing that: "Total nonfarm payroll employment rose by 379,000 in February..." In effect, this means that there were 379,000 more jobs in the United States in February than there were in January. published The BLS provides in-depth breakdowns of job gains or losses, and unemployment, including details on the demographic and sectoral contours of each month's data. According to the same set of figures, the "leisure and hospitality" sector gained 355,000 of the 379,000 total new jobs in February (Summary Table B).  Summary Table B Of those, 285,900 jobs were specifically in "food services and drinking places" (Table B-1). That's the source of the "286K" figure presented by Zerohedge. Those 285,900 jobs made up 75.4% of the total number of new jobs added in February, the percentage figure provided by Schiff in his tweet. Table B-1 However, the "food services and drinking places" subsector is made up of more than just "waiters and bartenders." The following is how that subsector is defined in the official North American Industry Classification System: defined Industries in the Food Services and Drinking Places subsector prepare meals, snacks, and beverages to customer order for immediate on-premises and off-premises consumption. There is a wide range of establishments in these industries. Some provide food and drink only; while others provide various combinations of seating space, waiter/waitress services and incidental amenities, such as limited entertainment. The industries in the subsector are grouped based on the type and level of services provided. The industry groups are full-service restaurants; limited-service eating places; special food services, such as food service contractors, caterers, and mobile food services; and drinking places. The BLS figures for February 2021 don't specify the proportion of those 285,900 jobs composed of specific occupations, but it's highly unlikely they were all "waiters and bartenders." In 2019, the most recent year for which figures are available, the following was the breakdown of occupations within the "food services and drinking places subsector": breakdown As can be seen from those figures, "waiters and waitresses" made up less than one-third of workers within that subsector. If the distribution of occupations was even broadly similar among the 285,900 new "food services and drinking places" jobs added in February, then it would appear highly unlikely that even a majority of those 285,900 new jobs were made up of "waiters and bartenders" alone. In early November 2015, potholes prompted some crossing of party lines when theLegislatures Joint Finance Committeeapproved Republican Gov. Scott Walkers plan to borrow $350 million over the next two years for road projects. Democrats offered key support. Even before that, Senate Minority Leader Jennifer Shilling (D-La Crosse) was arguing more spending was needed. On Oct. 1, 2015 shetweeted this: 71% of WIs roads are in poor or mediocre condition and 14% of WIs bridges are structurally deficient or functionally obsolete. #JustFixIt In Wisconsins budget battles over infrastructure, few deny the need for road maintenance. But is Shilling right about how bad the situation is? Digging into the numbers Shillings team directed us toa reportfrom the U.S. Department of Transportation that cited the same statistics as the tweet -- that 71 percent of roads in Wisconsin are in poor or mediocre condition and 14 percent of bridges are classified as structurally deficient or functionally obsolete. So, the report is quoted accurately. But what about the numbers themselves? The two statistics were drawn from different sources of data. The data on road conditions came from the2013 Report Card for Americas Infrastructure. The report, the most recent available, is put out by the American Society of Civil Engineers, a trade and advocacy organization. By the groups tally, Wisconsin is one of just six states with at least 70 percent of roads rated in poor or mediocre condition, meaning our roads are in worse shape than the national average. But experts caution that the report card can overstate the amount of need for road repairs. First, the report uses a small source of data for each state and then extrapolates that data to the entire state roadway system. Ashwat Anandanarayanan, director of transportation policy for the environmental group 1000 Friends of Wisconsin, said the civil engineers reports also conflate new roadway construction and maintenance, resulting in what appears to be greater need. Lots of roads need to be fixed, he said. Not a lot need to be expanded. So then, what is a better measuring stick? The Wisconsin Department of Transportation collects its own data on road conditions that is used in the Highway Performance Monitoring System by the Federal Highway Administration, which is considered the gold standard of transportation information. According to these figures, the percentage of Wisconsin roads in poor or mediocre condition is much lower -- 38 percent of the state highway system falls into those categories. That doesnt mean the state will fare better in a national comparison by that measure. In fact, the state lags behind the U.S. average in most indicators of roadway quality. As for bridges, Shilling said 14 percent of Wisconsins bridges were in disrepair or functionally obsolete. This statistic, which is accurate, came from WisDOT data submitted to the Federal Highway Administration. But while Shilling cites the number as evidence of the state being behind, Wisconsin does pretty well here in a national comparison. Only three states  Arizona, Minnesota and Nevada  reported a smaller percentage of bridges in disrepair. Our rating Shilling said 71 % of WIs roads are in poor or mediocre condition and 14% of WIs bridges are structurally deficient or functionally obsolete. The report she cited from the federal Department of Transportation backed up her figures, but the numbers used for her road statistic arent the most accurate available. By another measure, the percentage of roads in poor or mediocre condition is far smaller. There was no dispute on the bridge number, though on that front the state actually fares better than most others. We rate the claim Mostly True. In 2015, a number of social media posts and email forwards made their way to Snopes HQ: This has been on Facebook since at least August 2015, claiming Eisenhower's mother was of mixed ancestry (using offensive term "mulatto"). A brief review of some sources turned up no evidence, though her family was mixed generations before. Strictly speaking, this would not make her a "mulatto" woman as claimed. There is a post on facebook that says Dwight Eisenhower's (34th President)mother was a mulatto named Ida Stover. Ida Stover is his mother but was she a mulatto? There for Obama is not the first Black president. Was shemulato?   Hey did you guys know our 34th President Dwight Eisenhower's mother was "mulatto" #FunFact #FunFact    spicy mayo (@wo0ski) August 28, 2015 August 28, 2015 On 27 August 2015 a Facebook user shared the above-reproduced image, claiming that the mother of President Dwight D. Eisenhower was an "orphaned mulatto woman named Ida Stover." Although the claim was novel to many social media users, questions about Eisenhower's racial background were not: for example, an 8 January 2004New York Times article titled "Surprises in the Family Tree" examined why the topic of race and ancestry is sometimes complicated across American history: shared article "Most of the workers in colonial America in the 17th and early 18th centuries were indentured servants, white and black," said Dr. John B. Boles, a professor of history at Rice University in Houston and the editor of "The Blackwell Companion to the American South" (2001). Since there was not a clear distinction between slavery and servitude at the time, he said, "biracial camaraderie" often resulted in children. The idea that blacks were property did not harden until around 1715 with the rise of the tobacco economy, by which time there was a small but growing population of free families of color. Dr. Boles estimated that by 1860 there were 250,000 free black or mixed-race individuals The article only briefly mentioned Eisenhower and Stover, in a manner that referenced the rumor without providing conclusivedetail: It is incontrovertible that America is a multiracial society, from the founding father Alexander Hamilton (the son of a mixed-race woman from the British West Indies) to Essie Mae Washington-Williams, 78, a retired schoolteacher, who, the late Senator Strom Thurmond's family [has] acknowledged, is his daughter. And for decades there have been questions about the possible mixed-race ancestry of Ida Stover, Dwight D. Eisenhower's mother. According to that article, there were merely "questions" about Stover's racial ancestry (which had lingered for "decades," seemingly without answer).  Wikipedia also addresses the rumor on a page titled "African-American heritage of United States presidents," where Eisenhower is listed under presidents with unverified claims of African ancestry, alongsideThomas Jefferson, Andrew Jackson, Abraham Lincoln, Warren G. Harding, and Calvin Coolidge. The page is prefaced with a note that the claims originated primarily with "amateur historians," were not "verified by reliable sources in peer-reviewed publications," and that "[m]ainline historians do not support these claims": Wikipedia The academic consensus of historians is that no president other than Obama has had recent (from the colonial period in U.S. history or after) African ancestry; it rejects claims to the contrary. TheTimes' 2004 article was published well before the candidacy of Barack Obama, but rumors of Eisenhower's purported African roots predictably surfaced alongsideObama's then-burgeoning campaign. A 5 February 2008 Pittsburgh-Post Gazette article emphasized that such claims were not considered credible by historians and geneologists: article In addition to Jefferson, the books, magazines and newspaper articles found on the Web name five other U.S. presidents who may have had black ancestry, but never publicly acknowledged it: Andrew Jackson, Abraham Lincoln, Warren Harding, Calvin Coolidge and Dwight D. Eisenhower.Van Hall, associate professor of history at the University of Pittsburgh, said it is unlikely that most of the men on the list had black ancestry because historians know their genealogy pretty well. While he concedes he hasn't researched the issue, Larry Glasco, also an associate professor of history at Pitt, is also skeptical of the stories. "I would guess if [the stories] were really true we'd have heard a lot more about them," Dr. Glasco said. "There would have been a lot more written about them in professional research literature." Another portion of that 2008 article notedthat the claimsshould be simpleto resolve, given recent advances in genetic mapping technology: [Russell Riley, presidential scholar at the University of Virginia's Miller Center of Public Affairs] said with today's DNA mapping techniques it would be easy to prove or disprove these claims. There was no such thing as DNA mapping when the late historian J.A. Rogers wrote his book, "Five Black Presidents," self-published in 1965, which serves as the basis for most of the more recently published works on the subject. The set of larger rumors (mentioning but not focusing on Eisenhower) were addressed again byNPR in a June 2008 segment titled "Has America Already Had a Black President?" which primarily explored the reasons behind (and not the credibility of) such rumors. The election of President Obama predictably reinvigorated the rumors, and a 5 November 2008Emporia Gazette article described the claims ascomprising mostly visual evidence (i.e., photographs of Ida Stover) and gaps in her family tree: addressed article The rumor was his dad was mixed, coming out of Africa, [Emporia State University sociology professor Nate] Terrell said. "But his mother, Ida (Elizabeth) Stover Eisenhower, was mulatto. And when I show people pictures of her they say, 'Oh well, we can tell. Just by looking at mom, we can tell she was mixed.'" The photograph reputed to be of Eisenhowers mother and father was published by the Pittsburgh Post-Gazette, in conjunction with several articles run on the subject of black presidents. Although [Dr. Leroy] Vaughn does not assert that Eisenhower was of mixed ancestry, his 2006 book, "Black People and Their Place in World History" states there may have been five black U.S. Presidents, according to the online news, The Daily Voice, Black America's Daily News Source.  Elsewhere on the internet, an undated page on the web site FrenchCreoles.com presented the same shallow reasoning: that Ida Stover visually appeared to be biracial, and her ancestry was not well-documented. Moreover, the site asserted that one family name (Link, which is not an uncommon surname) was common among both white and black families: page While the more "mainstream" historians remain skeptical, these type of allegations garner the most interest among African Americans primarily because they recognize all the possibilities of truth in the assertions. Most all seem to agree that our nation's 34th president Dwight Eisenhower and Warren G. Harding, our 29th U.S. president, are the most likely candidates. It is said that Eisenhower's mother, Ida Elizabeth Stover Eisenhower was a woman of color. Something about a mysterious maternal grandfather who carried the surname of Link, and there being only two Links families in the Virginia town they originated in  a black one and a white one. And something about interviews conducted with elderly area blacks during the 1950's who long remembered the references to Eisenhower's mother as "that black Links gal". But perhaps the evidence that raised the proverbial eyebrow was the 1885 wedding day photograph of the president's parents which many say is all the evidence they need A site calledRasta Livewire made similar,rumor-based assertions about Ida Stover's racial ancestry: assertions Here's the problem: In Mount Sidney to this day there are both black families and white families with the surname "Link." Many years ago, a black researcher discovered that Ida's mother was from the black Links, a fact washed away in time by two things: 1. Her mother died when she was five years old. 2. She went to live with a white family after. 3. She moved to Kansas while in her teens. 4. She married a white man. While rumors about President Eisenhower's purportedly mixed-race maternal lineage became more popular during and after the election of President Obama, the claims remain unsupported and unsubtantiated. The primary sources for the claim werea 50-year-old self-published book and many decades of repetition, while substantive evidence for the assertion hinged largely on Ida Stover's 1885 wedding photograph (which many viewers believed hinted at a mixed racial lineage) as well as the concurrent existence of black and white families with the surname Link in her hometown during her youth. Neither source was a convincing evidentiary finding, and in the time since the rumors began, the advancement of DNA research has made itfairly easy to resolve such questions. To date, no one has conclusively proved President Eisenhower wasn't part black, but neither has anyone presented any clear evidence affirming he was. Since at least January 2021, actor Anthony Hopkins was featured in an online advertisement about the height of Hollywood celebrity men. The ad read: "Some of the Shortest Men in Hollywood Today."   Readers who clicked the online ad were led to a 95-page story on Cleverst.com. Its headline read: "These Short Male Celebrities Remind Us That Height Doesn't Matter In Hollywood." The lengthy article began with a picture of actor Dave Franco, who is purported to be 5 feet 7. We clicked "next page" 95 times until we realized we had clicked "next article" at the end. Hopkins didn't even show up in the story. Anthony Hopkins' height is listed at 5 feet 9 on various sources, including on his IMDb page. The actor is anything but "short." his IMDb page Hopkins is perhaps best known for his work in the 1991 classic, "The Silence of the Lambs." He won the best actor Oscar for playing the role of the terrifying cannibal, Hannibal Lecter. The long story of "short male celebrities" also featured a 6-feet-tall Vin Diesel, a 5 feet 10 Jason Statham, and 5 feet 9 actors Robert Downey Jr. and Tom Hardy. This was hardly a list of "some of the shortest men in Hollywood today." The Cleverst.com story appeared to be a strategy known as advertising "arbitrage." The goal was to make more money on ads that were displayed on all 95 pages than it cost to display the original Hopkins clickbait picture. The Hopkins photograph lured the readers. Readers then clicked "next page" in a search for Hopkins, who never appeared. The business and technology blog Margins defined "arbitrage" as "leveraging an inefficient set of systems to make a riskless profit, usually by buying and selling the same asset." They also called it "the mythical free lunch that economics tells us does not exist." Margins The same strategy employed for Hopkins' height was used by other advertisers in the past who placed an ad about Pierce Brosnan's net worth. The ad claimed that "Pierce Brosnan's final net worth left his family in tears." Not only was Pierce Brosnan still alive, but he also did not appear in the lengthy slideshow story that resulted. Pierce Brosnan's net worth Snopes debunks a wide range of content, and online advertisements are no exception. Misleading ads often lead to obscure websites that host lengthy slideshow articles with lots of pages. It's called advertising "arbitrage." The advertiser's goal is to make more money on ads displayed on the slideshow's pages than it cost to show the initial ad that lured them to it. Feel free to submit ads to us, and be sure to include a screenshot of the ad and the link to where the ad leads. submit ads to us FACT CHECK: Was Nick Hanauer's 2012 TED Talk about income inequality banned because it was "too politically controversial" to release?  Claim: A 2012 TED Talk video featuring wealthy entrepreneur Nick Hanauer speaking on the subject of income inequality was banned because it was deemed "too politically controversial."    Example: [Collected via e-mail, July 2015]   There are several articles that claim "TED Banned This Billionaire For Exposing Capitalism's Biggest Lie" or some similar wording. This is about the speech of Nick Hanauer, apparently a Seattle venture capitalist. The language of this sensational claim makes me suspicious, as does the unlikelihood of the claim. Is it true? What is the source of the rumour?   Origins: On 1 March 2012, Seattle-based venture capitalist and entrepreneur Nick Hanauer participated in the global conference series of "TED Talks." The video of his six-minute talk, widely circulated since its release, captured him addressing a spate of issues pertaining to income inequality and capitalism from the perspective of a very wealthy individual:  Not long after Hanauer's March 2012 talk was filmed, rumors began circulating claiming that TED had deliberately suppressed the clip due to its potentially offensive (to rich people) nature. On 16 May 2012, National Journal published an article contending that TED's organizers had quashed the groundbreaking talk because its content was simply too controversial to release, an odd assertion considering the 2011 emergence of a well-known (and widely reported upon) protest movement known as Occupy Wall Street): article Occupy Wall Street TED organizers invited a multimillionaire Seattle venture capitalist named Nick Hanauer  the first nonfamily investor in Amazon.com  to give a speech on March 1 at their TED University conference. Inequality was the topic  specifically, Hanauer's contention that the middle class, and not wealthy innovators like himself, are America's true "job creators." "We've had it backward for the last 30 years," he said. "Rich businesspeople like me don't create jobs. Rather they are a consequence of an ecosystemic feedback loop animated by middle-class consumers, and when they thrive, businesses grow and hire, and owners profit. That's why taxing the rich to pay for investments that benefit all is a great deal for both the middle class and the rich." You can't find that speech online. TED officials told Hanauer initially they were eager to distribute it. "I want to put this talk out into the world!" one of them wrote him in an e-mail in late April. But early this month they changed course, telling Hanauer that his remarks were too "political" and too controversial for posting. In the years since 2012, Hanauer's TED clip has paradoxically been viewed millions of times while remaining the focus of articles describing it as described as "banned," "too controversial," or the speech TED "doesn't want you to see." While it's difficult to determine the accuracy of statements about its online availability in March 2012, the clip clearly became widely available and was frequently viewed on sharing sites such as YouTube shortly thereafter, and it has remained popular ever since. But in 2015, many social media users continued to assert Hanauer's talk was banned: Banned TED Talk: Nick Hanauer  Rich People Dont Create Jobs (VIDEO) #news https://t.co/wmlAmaIZ48 #news https://t.co/wmlAmaIZ48  Hannah Kennison (@HannahKennison1) July 6, 2015 July 6, 2015   Nick Hanauer on His Banned TED Talk & Why the Middle Class are the Job Creators https://t.co/KKQOqIK5PQ https://t.co/KKQOqIK5PQ  Jonathan Goodman (@GoodmanJonathan) July 20, 2015 July 20, 2015   if you are interested in #economics, then it is worth listeningBanned TED Talk: Nick Hanauer 'Rich people don't... https://t.co/00E6rlPF1g #economics https://t.co/00E6rlPF1g  Mudassar Bashir (@mb62020) June 15, 2015 June 15, 2015   Nick Hanauer too politically controversial: rich people dont create jobs, consumers do - via Reese Jones https://t.co/9xzs0vn1kz https://t.co/9xzs0vn1kz  VritTV (@Verite_TV) June 11, 2015 June 11, 2015   In late May 2012 a contributor to TED's forums specifically asked why Hanauer's talk had been "banned," prompting a lengthy discussion during the course of which individuals affiliated with TED linked to a statement issued by TED curator Chris Anderson on why Hanauer's talk had not been promoted.     The service by which Anderson published the explanation (Posterous) shuttered in April 2013, taking Anderson's remarks with it. However, a cached version revealed the date (17 May 2012), title ("TED and inequality: The real story"), and content of Anderson's rebuttal. asked shuttered version Anderson opened by stating that "TED was subject to a story so misleading it would be funny... except it successfully launched an aggressive online campaign against us." He described an ensuing "firestorm of outrage" on sites including Reddit and Huffington Post, wherein TED was "accused of being cowards ... in the pay of our corporate partners ... [and] the despicable puppets of the Republican party." Anderson's account of the decision not to release Hanauer's talk differed dramatically from the circulating rumors: Here's what actually happened. At TED this year, an attendee pitched a 3-minute audience talk on inequality. The talk tapped into a really important and timely issue. But it framed the issue in a way that was explicitly partisan. (The talk is explicitly attacking what he calls an article of faith for Republicans. He criticizes Democrats too, but only for not also attacking this idea more often.) And it included a number of arguments that were unconvincing, even to those of us who supported his overall stance, such as the apparent ruling out of entrepreneurial initiative as a root cause of job creation. The audience at TED who heard it live (and who are often accused of being overly enthusiastic about left-leaning ideas) gave it, on average, mediocre ratings  some enthusiastic, others critical. At TED we post one talk a day on our home page. We're drawing from a pool of 250+ that we record at our own conferences each year and up to 10,000 recorded at the various TEDx events around the world, not to mention our other conference partners. Our policy is to post only talks that are truly special. And we try to steer clear of talks that are bound to descend into the same dismal partisan head-butting people can find every day elsewhere in the media. We discussed internally and ultimately told the speaker we did not plan to post. He did not react well. He had hired a PR firm to promote the talk to MoveOn and others, and the PR firm warned us that unless we posted he would go to the press and accuse us of censoring him. We again declined and this time I wrote him and tried gently to explain in detail why I thought his talk was flawed. So he forwarded portions of the private emails to a reporter and the National Journal duly bit on the story. And it was picked up by various other outlets. As Anderson noted, income inequality was the subject of at least one [uncensored] TED Talk video in 2011. video Much of the rumor regarding Nick Hanauer's purportedly banned TED Talk segment hinged upon the differing assertions made by TED and Nick Hanauer at the time of the controversy in 2012. However, Anderson's claims (that TED curators are tasked with promoting only the most impactful clips) weren't implausible or suggestive of a coverup. It would be difficult to determine whether Hanauer or anyone working on his behalf threatened a public relations offensive, but TED maintained that quality and not content was behind the decision not to feature the video (which clearly was not "banned" from public view but was simply not promoted by TED). Since the time of the initial debate over whether or why the TED talk was "banned," the clip has been distributed both by TED and other outlets and widely viewed by a large online audience. In August 2014, Hanauer returned for a TED Talk titled "Beware, fellow plutocrats, the pitchforks are coming." titled While it's true that TED opted not to promote Hanauer's initial appearance (during which he discussed income inequality) his segment was not banned, and the organization cited his lack of substantive content alongside his primary reliance on partisan ideas as the reason it was not curated alongside other featured TED Talks. At no point during the immediate controversy did TED appear to deny the existence of the video, remove it from the Internet, interfere with its distribution, or otherwise thwart the ideas advocated by Hanauer from spreading. The group simply chose initially not to promote the clip (as they do for a large number of TED Talks) in favor of other content selected by their curators. Last updated:  27July 2015 Originally published: 27July 2015 Democratic Sen. Elizabeth Warren warned about the financial crisis of the 2000s before it happened, she claimed during a CNN town hall where she pitched herself as the best option for president in the 2020 election. Warren, a former Harvard Law School professor, told an audience of college students that her whole lifes work has been about what's happening to working families. And starting in the early 2000s, the crisis was coming. I was waving my arms, ringing the bell, doing everything I could. I said families are getting cheated all over this country,Warren said April 22 in Manchester, N.H.It started when the mortgage companies targeted communities of color. They targeted seniors. They targeted Latinos. They came in and sold the worst possible mortgages and stripped wealth out of those communities, and then took those products across the nation. I went everywhere I could. I talked about it to anyone who would listen, a crisis is coming. But nobody wanted to listen, Warren said, so the crisis hit in 2007, 2008, and just took us down. We confirmed that Warren did raise the alarm about the looming housing and financial crisis. She spoke about debt, financial lending practices and other factors affecting families and the economy years before the financial crisis peaked in 2008. Millions of peoplelost their jobs and homes during the recent Great Recession, generally regarded as happening from late 2007 to mid 2009. Experts say the financial crisis resulted from a number ofcolliding factors, including an unsustainable housing boom partly driven by an easy availability of mortgages, banks taking on too much risk, government policies and lax regulation. Subprime loans  loans at higher interest rates made to people perceived to be at greater risk for defaulting on loans (including families with low and moderate income and poor credit histories)  played a key role in the housing crisis. Warrens presidential campaigncitedseveralblogpostsand comments to media outlets in 2005 and 2006, and Warrens 2003 book, The Two-Income Trap, co-authored with her daughter, Amelia Warren Tyagi, as examples of Warren warning about subprime lending and an imminent housing crisis. Warren has represented Massachusetts in the U.S. Senate since 2013. Before going to Congress, she taught law at the university level for more than 30 years, most recently at Harvard, specializing in commercial law, contracts, and bankruptcy. Subprime lenders defended their business practices by saying they were helping more families own homes, Warrens book said, but thats little more than public relations hot air. In the overwhelming majority of cases, subprime lenders prey on families that already own their own homes, rather than expanding access to new homeowners. Fully 80 percent of subprime mortgages involve refinancing loans for families that already own their homes,Warren said in the book. For these families, subprime lending does nothing more than increase the family's housing costs, taking resources away from other investments and increasing the chances that the family will lose its home if anything goes wrong. In aJune 2004 interviewwith PBSs NOW host David Brancaccio, Warren spoke about growing household debt, against risky mortgage lending practices and what she regarded as bad advice to Americans by then-Federal Reserve Chairman Alan Greenspan. Warren said Greenspan encouraged families to borrow against their house to pay for basic expenses. I think what the landscape shows is the middle class is under assault in a way that has not happened before in our history, Warren said. Stagnant wages, rising costs, wildly rising debt. It's in everyone's interest to turn that back around. Warrens campaign noted that The New York Times quoted Warren in an October 2005articlethat said homeowners in suburbs were taking on more and more home-equity debt to stay out of bankruptcy. The article said: Professor Warren of Harvard believes that disaster lurks as homeowners borrow against their homes to forestall bankruptcy. When the stock market tumbled five years ago, people in trouble could sell stocks to stay afloat, she said. But home equity doesn't work the same way. As she put it, You can't sell a part of your home like you could a stock in the stock market bubble. Warren told the newspaper that after a new bankruptcy law went into effect that month, filing for bankruptcy would become more difficult: And that means more families are set up to lose their homes. Warren was substantially correct in herassessmentthat home prices were going up rapidly relative to incomes (particularly for households with a one wage earner), said Ed Pinto, co-director of the Housing Center at the American Enterprise Institute, a conservative think tank. But Pinto disagrees with Warren about what caused the crisis. Warren blames banks and lenders, when in fact Congress andgovernment policiesaimed at making homes more affordable are the root cause, Pinto said. (Check out our2008 in-depth analysison the causes of the financial crisis and how that issue was debated in the 2008 presidential campaign. Then, both Sens. John McCain and Barack Obama said they sounded warnings, and both blamed the other for helping cause the crisis.) Warren was also a vocal opponent of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, because she thought the law would hurt consumers, said Deborah Goldstein, an executive vice president at the Center for Responsible Lending, which advocates for consumer financial protections. Risingcredit card debthurt Americans already struggling with mortgage payments. I remember (Warren) talking about credit card abuses and how they were harming families, Goldstein said. People were using credit to manage basic daily expenses. Goldstein said that her group, also concerned about the imminent financial crisis, in the early 2000s communicated with Warren on what could be done about it. I'd give then-professor Warren the credit for banging the drum and ringing the bell early on unfair financial practices, said Ed Mierzwinski, senior director of the Federal Consumer Program at the U.S. Public Interest Research Group. Warren was the No. 1 go-to academic expert in the mid-to-late '90s and 2000s in the debate over changes to the bankruptcy code, he said. Warren in January 2007testifiedbefore the Senate Committee on Banking, Housing and Urban Affairs, saying that the credit card market was broken and hurt consumers. Warren was chosen in 2008 to lead theCongressional Oversight Panel, established by Congress to review the state of the financial markets and the regulatory system. Warren also helped create the Consumer Financial Protection Bureau. The bureau emerged from the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, designed to enforce federal consumer financial laws and protect consumers. In 2013 and 2014, Goldstein's groupcollaborated with the CFPBin drafting payday lending rules. Speaking of the financial crisis that gained traction in 2007, Warren said, I talked about it to anyone who would listen, a crisis is coming. There is documented evidence that Warren spoke against risky mortgage lending practices, rising debt and other factors that contributed to the financial and housing crisis years before it materialized. We rate Warren's claim True. Although Boeing may someday introduce a commercial airliner designated with the number 797, and although the company's Phantom Works (advanced research and development) unit may have researched the potential of blended-wing-body (BWB) aircraft design for military applications, Boeing is not currently developing a blended-wing aircraft for commercial use, nor does the image displayed below represent any aircraft (or prototype thereof) designed or produced by that company: Phantom Works researched BWB   Boeing to take on Airbus with (1000 seat) giant 797 Blended Wing plane Boeing is preparing a 1000 passenger jet that could reshape the Air travel industry for the next 100 years. The radical Blended Wing design has been developed by Boeing in cooperation with the NASA Langley Research Centre.The mammoth plane will have a wing span of 265 feet compared to the 747s 211 feet,and is designed to fit within the newly created terminals used for the 555 seat Airbus A380, which is 262 feet wide.The new 797 is in direct response to the Airbus A380 which has racked up 159 orders, but has not yet flown any passengers. Boeing decide to kill its 747X stretched super jumbo in 2003 after little interest was shown by airline companies, but has continued to develop the ultimate Airbus crusher 797 for years at its Phantom Works research facility in Long Beach, Calif. The Airbus A380 has been in the works since 1999 and has accumulated $13 billion in development costs, which gives Boeing a huge advantage now that Airbus has committed to the older style tubular aircraft for decades to come. There are several big advantages to the blended wing design, the most important being the lift to drag ratio which is expected to increase by an amazing 50%, with overall weight reduced by 25%, making it an estimated 33% more efficient than the A380, and making Airbuss $13 billion dollar investment look pretty shaky. High body rigidity is another key factor in blended wing aircraft, It reduces turbulence and creates less stress on the air frame which adds to efficiency, giving the 797 a tremendous 8800 nautical mile range with its 1000 passengers flying comfortably at mach .88 or 654 mph (+-1046km/h) cruising speed another advantage over the Airbus tube-and-wing designed A380s 570 mph (912 km/h)The exact date for introduction is unclear, yet the battle lines are clearly drawn in the high-stakes war for civilian air supremacy. This image is a conceptual picture from a Popular Science article about the future of aviation (one which proved so popular that it was made available for purchase in poster form) and has been circulated since at least early 1996 in fictitious articles proclaiming it to be Boeing's response to competition from the Airbus A380 in the commercial airliner business. articles A Boeing company blog produced by Randy Baseler, former vice president of marketing for Boeing Commercial Airplanes, tackled this subject back in November 2006: tackled From Boulder, Colorado, Walter brings up a topic we frequently get questioned about: the "blended wing" concept. Earlier this year an image of a blended wing "797" made the rounds of the Internet, and got speculation swirling that Boeing has this in the works. Is there any truth to the emails showing a blended wing 1,000-passenger concept that is dubbed a Boeing 797? Makes sense that the airline industry would head this direction some day, but it just sounds too good to be true! Yes, too good to be true, indeed, Walter. Someone was having a bit of fun with PhotoShop perhaps. Boeing is not planning to build a 1,000 passenger commercial airplane dubbed the "797," based on the blended wing body (BWB) concept or any other futuristic concept. It's certainly not in our commercial market forecast, which goes out for 20 years. We think the commercial airplane market favors point-to-point routes, and we're developing the 787 as the perfect match to help meet that demand. Glen, from Warrington, Pennsylvania brings up the same subject: Is there a blended wing in the works? Are there floor plans of it? No, not for a commercial airplane. But having said that, I should point out that Boeing Phantom Works, the company's advanced research and development group, tells me it is conducting research on the BWB concept with NASA and the U.S. Air Force. They're working to better understand what they describe as the BWB's "fundamental edge-of-the-envelope flight dynamics" and structural characteristics. The Air Force is interested in the BWB concept for its potential as a flexible, long-range, high-capacity military aircraft. As part of the research, Phantom Works has built a scale model for wind-tunnel testing of the concept's low-speed flying characteristics. There also are plans to flight-test the scale model next year. In 2017, Boeing released a teaser image at the Paris Air Show hyping a medium-range, "middle-market airplane" under development that industry observers unofficially christened "Boeing 797," but that was neither the real name of the aircraft nor did the visualization include a blended-wing design. image Baseler, Randy.  "Air Mail."
  Randy's Journal.  1 November 2006. Ostrower, Jon.  "World Gets First Peek at Boeing '797.'"
  CNN Money.  20 June 2017. Boeing.  "Boeing to Begin Ground Testing of X-48B Blended Wing Body Concept."
 27 October 2006. NewTechSpy.  "Boeing to Take on Airbus with (1,000 Seat) Giant 797 Blended Wing Plane."
  24 April 2006.