My friends took some money as loan but they are unable to return.
this person was awesome played part perfectly
is there a way if we really connect that you could connect us back together?
Hello
user
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Good evening ! How are you on this cold fall night
assistant
Question
Not too good. I am owed a lot of money by my friends but they aren't paying me back blaming covid.
user
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I can understand how stressful this could be for you! I would feel taken advantage of too Have you asked them when they thought they could pay you Have you asked them when they thought they could pay you sorry I am not sure why it typed twice Have your friends ever borrowed money before?
assistant
Restatement or Paraphrasing,Question,Question,Others,Question
Yes, as recently as yesterday, but they keep delaying. And as though rubbing salt to wound, I can see them spending on personal goods instead of returning the money to me.
user
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I would be furious too!
assistant
Reflection of feelings
I am not sure if they have borrowed before, but sure as hell, they have not returning any loan I can tell. *they are not
user
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I just meant if they had borrowed in past and returned it than maybe they were telling the truth but since you saw them blowing money that s rightfully yours is a problem Can you talk to a mutual friend of both of you or if you are close maybe their family ?
assistant
Affirmation and Reassurance,Providing Suggestions
Absolutely. This has put me in a tight spot financially I can try talking to their family but I am afraid I am not that close to their family
user
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I understand and have been in your shoes and its NO FUN and they don't get to borrow ever again. Have you explained just how much of an issue it is to them and flat out tell them you saw them spending money on junk etc when they could have given to you . Something is better than nothing . Maybe work out a plan of 50 a week if they work?
assistant
Self-disclosure,Providing Suggestions
May be I can try that, $50 a week or asking them to pay in instalments sounds like a good idea. Problem is I loaned hard cash and I need as cash, not digital transfers
user
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And depending on how much of a friend they are you need to see if this is worth losing friendship over. I mean if you are great friends I d lay low and never let them borrow again. IF you only knew them a short while and felt sorry for them and lent them money than I D talk to parents or someone
assistant
Providing Suggestions
I don't want to lose my friends, because they are the only people that helped me when I shifted to this city. But I don't like them taking undue advantage of me either.
user
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Id be like I helped you when you needed xxx to do get buyxxx . Now its becoming an issue and I can't pay my bills. I wanted to help you now can you please give me cash of xxx for xxx starting next friday. Yes friends are hard to come by and you certainly don't need anyone to ever take advantage of you. But the other side is do you want this person to be your friend if you can't trust them and they are showing you no disrespect or attempt to pay you back?
assistant
Providing Suggestions,Affirmation and Reassurance
It's a good plan. Due to lockdown restrictions, I am unable to travel places. May be if I show up at their doors, they'll pay me back. I am gonna see if talking to them and asking for small payments works first
user
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Awesome! Good luck! If that doesn't work we can chat again and try something else. Keep safe and Keep the faith . Personally I would recommend praying if you believe as I do!!!
assistant
Self-disclosure
Yes, I do pray and it has worked in the past. Let me try to stay calm and follow your ideas. Thanks!
user
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