premise: A lady in white shirt is holding something in her hand and turning around. hypothesis: A woman in a white blouse is turning around to hand her husband a napkin.
neutral: A blouse is a specific type of shirt, so not all shirts are blouses. A woman could be handing many different things to someone, so there is nothing that would make us assume it's a napkin unless given more information. People often hold things in their hand when they are not handing something to someone else. Not all women have a husband.