premise: A man is stooped down reading some type of paper, while holding an I Love NY bag, and in the background a person is standing, wearing a red striped shirt and dark pants. hypothesis: she is sightseeing in nyc.
neutral: A person in the background, unless specified might or might not be a she.  She may or may not be sightseeing.  She may or may not be in nyc, regardless of another person's paraphenalia.