premise: A woman dressed in a blue jacket and blue jeans rides a brown horse near a frozen lake and snow-covered mountain. hypothesis: A lady is riding her horse past lake to get to the grocery store.
neutral: Just because a woman rides a horse near a frozen lake, it does not necessarily mean that the horse that she is riding is her horse, nor that she intends to ride her horse past the lake. Further, a woman riding a horse does not necessarily mean that she has a destination, or that she is trying to get to the grocery store.