premise: A girl in a red winter coat walks down the city sidewalk as she speaks on the phone. hypothesis: A little girl talks to her friends on a cell phone, while dressed as Santa Clause.
neutral: Not all girls are little girls.The fact that a girl walks down the city sidewalk as she speaks on the phone doesn't imply that she talks to her friends.A girl in a red winter coat doesn't necessarily mean that she is dressed as Santa Clause.