premise: Two ladies getting their photo taken by a man in a light patterned hoodie while another man in a dark coat stands holding purses and observes. hypothesis: two ladies are getting their picture taken by another tourist while one of their husbands stands in the background watching.
neutral: The man taking the picture may not be a tourist.  The relationship between the man in the dark coat and the ladies may be something other than being one of their husbands.