premise: The back of a woman bicyclist sitting on the edge of a stone walkway barrier, looking out over a choppy body of water with the far shore and sailboats in the background, and her fully visible bicycle in the foreground resting against the barrier. hypothesis: A woman waits for her boyfriend to bring the sailboat back into shore.
neutral: Just because the woman is looking out at the sailboats does not meant that she is waiting for her boyfriend to bring the sailboat back. There is no indication that she even has a boyfriend.