most christmas movie have a redemption theme but most be a variation on a very similar plot . this movie be wacky and have an unusual plot . you may need to hang in there for the first half where event may seem hard to believe for a movie ( but not as unbelievable a real life scott adam and the creator of dilbert and say he never make up anything in any of his cartoon theyre all base on real life story tell to him by his fan ) . the second half start to fit the plot together . i enjoy it . btw and one reviewer note that the idea of someone not have cash available be not credible in these day of atm and but it perfectly credible if you have lose your wallet who carry atm card anywhere else while on a business trip .