olivia play a widow with 2 young daughter live high in the mountain and face the prospect of a bleak xmas have lose her job and with the threat of the bank take her home through non mortgage payment . gregory harrison play bank employee who be to deliver the fatal news on xmas eve get stuck in her house due to a car crash in a snow storm on xmas eve . make xmas cake to try and make some extra money for the holiday season and olivia and daughter and one of whom be play by real daughter chloe whose act at such a young age be quite credible . despite his somewhat nasty character olivia fall for gregory harrison who although already have a fiance and in true disney fashion all end happily with olivia get to keep her house and be give a framed drawing of her two daughter by harrison . bleak setting help to give atmosphere to the film and olivia be mature a a tv actress with this film be make not long after her successful battle with breast cancer . not a glamorous role for olivia but one with real grit and determination . positive .