spoiler cat ghost story about a cat and margaret and spirit come back from the beyond to protect and help those who be her long time owner mrs. ashboro and sherley knight and friend from her both scheming and connive nephew boyd and barrett and and unscrupulous local real estate developer ted riker and nigel bennett . after his wife suddenly pass away wes merrett and his teenage daughter natalie and michael ontkean and ellen page and move back to ringwood where the late mrs. merrett grow up . meeting mrs. ashboro in order to buy her house she tell the couple that it not for sale and that her nephew boyd have no right to sell it to anyone without her approval . it only later when mr ashboro suffers a fatal stroke that thing start to become strange and ghostly to everyone who know her . the day after mrs. ashboro funeral her 15 year old pet cat margaret suddenly pass away from a broken heart . the merretts and with mrs. ashboro now longer live there and end up buying and move into the old ashboro house . not know just what go on behind the scene in town wes and natalie begin to be visit at night by mrs. ashboro cat margaret . the cat want to alert them on the impending danger that about to happen to not only them but to mrs. ashboro good friend and neighbor brenda and loni hallier and who run an animal shelter in the town . boyd have be embezzle his client at his job at the ridgewood saving and loan by secretly put their money into this very speculative stock graydon industry that later drop 90 % leave him as much a $ 50 and 000 . 00 in the hole . get it straight from the grapevine that he and everyone else in the bank be to be audit at the end of the month boyd be desperate enough to even murder in order to keep from end up behind bar . know that his aunt mrs. ashboro have a large amount of cash in a bank safe deposit box boyd get to have it open but find that it practically empty . meanwhile brenda be under pressure to sell her property and that hold up his multi million dollar housing development and to this annoying and pushy real estate agent riker . the two sleaze ball and boyd and riker and become ally in get brenda to relinquish her property by get the bank hold her mortgage to threaten to for close . natiale meanwhile have become very friendly with both young person and kurt and mark rendell and shawn robert and who both work a volunteer at brenda animal shelter and also have a stake in her not have to lose it to the bank . margaret communicate to natalie to where the money and that mrs. ashboro take out of her safe deposit box and be . this lead her to a dry cat food package where there not only the $ 50 and 000 . 00 but a note and or will and leave by mrs. ashboro leave it to brenda to keep her animal shelter from be seize by the bank . boyd find out that the money that he so desperately need have go to brenda becomes more desperate then ever to take it off her hand with the bank audit just day away and him face not only the loss of his job but a long stretch in the state pen . boyd be such a nosy creep that he check every transaction that brenda make finally find out that she deposit the $ 50 and 000 . 00. now at the end of their line with jail and financial ruin face them riker and boyd start to get real dirty in plan to burn down brenda place and include the animal shelter and together with her and everyone include natalie and kurt as well a the animal in it in . unknown to riker and boyd there be just one hitch in their what seem like perfect plan represent mrs. ashboro cat margaret . move as well a excite cat come to the rescue movie with margaret the ghost cat foil boyd and riker sinister plan . margaret not only save the life of natalie kurt as well a the animal in brenda animal shelter but take off after the fleeing arsonist and give them the shock to end all shock that they will never forget for the rest of their life .