the premise of an african american female scrooge in the modern and struggle city be inspire and but nothing else in this film be . here and ms. scrooge be a miserly banker who take advantage of the employee and customer in the largely poor and black neighborhood it inhabit . there be no doubt about the good intention of the people involve . part of the problem be that story root do not translate well into the urban setting of this film and and the script fail to make the update work . also and the constant message about share and give be repeat so endlessly and the audience become tire of it well before the movie reach it familiar end . this be a message film that doesn not know when to quit . in the title role and the talented cicely tyson give an overly uptight performance and and at time line be difficult to understand . the charles dickens novel have be adapt so many time and it a struggle to adapt it in a way that make it fresh and relevant and in spite of it very relevant message .