Sent_en: 2zh Included in the criticism was the practice of mailing checks to card-holders, failing to notify applicants that obtaining additional cards could lower their credit score and raise their rates, and "ambushing" card-holders with raised rates.
Sent_yy: 批评了包括将支票邮寄给持卡人，不通知申请人办理额外的卡会降低他们的信用评分和提高他们的利率，以及用提高的利率“伏击”持卡人的做法。