Sent_en: 2zh Ryan Schneider, agreed: "The ability to modify the terms of a credit card agreement to accommodate changes over time to the economy or the credit-worthiness of consumers must be preserved."
Sent_yy: 瑞安·施耐德表示同意：“必须保留修改信用卡协议条款的能力，以适应随着时间推移带来的经济或消费者信用价值的变化”。