Sent_en: 2ms Ryan Schneider, agreed: "The ability to modify the terms of a credit card agreement to accommodate changes over time to the economy or the credit-worthiness of consumers must be preserved."
Sent_yy: Ryan Schineider, setuju: "Keupayaan untuk menukar terma perjanjian kad kredit kepada penukaran tertentu kepada ekonomi atau pengguna kad kredit perlu di jaga."