Sent_en: 2zh This makes it difficult — and risky — to underwrite, and price, the loan based solely on the borrower's credit-worthiness at the time of application [for the card]."
Sent_yy: 这使得仅仅根据借款人在申请【信用卡】时的信用价值来担保贷款和确定贷款价格变得困难-而且是有风险的。“。