I am sorry to say this , but I seem to have lost the key to the safe .   Where do you think you lost it ? Outside the hotel ?   Yes , I believe so.How should I compensate for this ?   I'm afraid , ma'am , you have to pay U . S . $ 100 since you lost the key .   What ! One hundred U . S . dollars.Is it covered by the insurance ?   I'm afraid no.It is not covered by this insurance . 