May I ask you a few questions about insurance ?   Yes .   Now we've given a CIF Shanghai price for some steel plates . What insurance rate do you suggest we should get ?   Well . Obviously , you won ’ t want All Risks cover .   Why not ?   Because they aren ’ t delicate goods and won ’ t likely be damaged on the voyage . FPA will be good enough .   Then am I right in understanding that FPA doesn't cover partial loss for the nature of particular average .   That's right . On the other hand , a WA policy covers you against partial loss in all cases .   Are there any other clauses in marine policies ?   Oh , lots of them . For instance , War Risks , TEND and SICC .   Well , thank you very much for all that information . Could you give me a quotation for my consignment now ? 