Hello , may I help you ?   Yes , I need some more cash for my visit in China . May I cash a traveler ’ s check here ?   Of course . We would be happy to cash it for you .   I was going to cash it at the hotel , but one of my friends said that banks always give better exchange rates .   Well , any bank will cash it at our present traveler's check buying rate , for which we ’ re somewhere cheaper than hotels because of the service charge . You see , hotels really aren ’ t in the money exchange business although they will cash traveler ’ s check for their guest . 