Welcome to NO Bank . It's Mr Zu , isn't it ?   Ah , Jenny ! You remember me , what a good memory you have .   How's Mrs Zu doing these days ?   She's fine , thanks . Actually , she's the reason I'm here . It's our Wedding Anniversary in 2 weeks and I want to get her something special . She's been nagging me about our furniture , you see .   Can I give you some advice on a loan , or ... 