Hi there , Mr Brown . Are you depositing or withdrawing today ?   Sorry to say it , but neither of those . I'm here to close our account with you . The market around here has been dropping for a while now , and it's just not sensible for us to stay .   I understand . So , what would you like to do with the balance ?   I guess I should just withdraw everything .   215,000 RIB is the exact balance . If you could just sign your name here . 