What can I help you with today ?   I have a problem .   What is the problem ?   I wrote a check for $ 100 and it bounced .   Do you have enough money in your account ?   I think so .   Let me check that for you right now .   Okay . Thank you .   Apparently there is only $ 57 left in your account .   You can ’ t be serious !   That ’ s what my records show . 