Hey . Steven . You have a large chunk of money , but why do you still live in the old flat , instead of buying a new villa ?   I like to live here and enjoy my neighbors ' company . And I don't think I should waste money just because I have much of it .   But I found you always hate to part with your money . Look at the car you drive ; it's such a junker !   Oh , the car is old but still in good condition . I just think we should be thrifty , whether you are rich or not .   But ... But ...   But what ? Just remember that thrift is not only a great virtue , but also a great revenue .   Maybe you are right . 