Hello , Madam . What can I do for you today ?   Hello . Yes , I'm here to redeem a Treasury Note . It's not at the maturity date yet , but it is an emergency .   OK , can I see the note and some ID , please ?   There you are . As you can see , the maturity isn't up yet .   You do realise that you must pay a 0.2 % charge for premature cancellation , right ?   Oh , really ? No , I wasn't aware of that . 