Good afternoon , Mr Meng . It's a little late for you , isn't it ?   Hello , Miao Ping . Yes , I've been stuck in back to back meetings all day , but I really wanted to come and speak to you .   What can I help you with ?   I'm interested in putting some of my money into investment tools , you know , something other than stocks and such like . Do you have any ideas ?   Mmmm ... yes , many investors don't seem to be into stocks at the moment . Too risky ! How about Open-Ended funds ? 