Good day ! What can we do for you ?   I'm considering buying a new car , the old one hasn't been running too well recently , and was wondering what kind of credit you can offer me .   Buying a new car is a big expense ; we understand that , so we have a variety of loans to suit your needs .   That's great . I'm looking to borrow quite a large sum , though .   With our Personal Automobile Consumer Loan , the borrower can borrow up to 80 % of the purchase price .   That's good news . The car I'm interested in is priced at 120,000 RIB , but I think I can get a bit of discount on that . I can afford to put up around 40,000 RIB myself . 