Welcome back , Sir . I trust the materials were helpful to you ?   Indeed . I've decided to go for the Petty Consumer Loan . That is , if my credit rating is satisfactory .   Your credit is fine , Sir . Now , tell me , what is it that you need the loan for ?   I've just bought a second hand apartment and I'm looking to do some renovations . You know , a bit of decorating , some new furniture , nothing flashy .   I see . And what loan amount are you expecting ?   It says here that the maximum is 20,000 RIB . Is that flexible ?   I'm sorry , Sir . The maximum we can lend you on this type of loan is 20,000 RIB , with no exceptions . 