Foreign Currency Deposits Counter , yes . What can I do for you ?   You see , I have these Euros , and of course they are of no use to me at the moment . So I'd like to save them in my account , but I'm not sure how to go about it .   OK . We offer 2 types of saving systems , Time Savings and Demand Savings . With Time Savings your money cannot be withdrawn for a certain period of time , but with Demand Savings your money is ' on demand ' , you can withdraw at any time .   I see . What's the interest like on those ?   There's quite a large difference . I mean , if you were to use demand deposit we could give you 0.13 % interest , but for a time deposit , of say , 1 year we would offer 0.82 % .   Yes , I couldn't agree with you more . A 1 year time deposit it is ! 