As an existing banker , that will speed up the process . You said you had the documents with you ?   That's right . Here you go .   Before I verify those , I need you to fill in some forms . Then , as I said , I need to see valid credentials , your occupation and income details ...   OK , as I expected . How much will you allow me to borrow ? I mean , I don't need a massive sum of money .   You are authorized to borrow up to 20,000 RIB , with a repayment period of up to 1 year .   That'll be enough , and the repayment period sounds good to me .   We can also look at your current credit status and adjust the interest accordingly .   How soon before this goes through ?   If you sort out all of the paperwork today , you could have your loan by the end of the week .   Perfect . So , I guess my next job is to go to the newsagent and buy some car magazines . Thanks for everything . 