I want to go house shopping , and I want to know what I can afford to buy .   There is a formula that can help us figure that out . What is your annual salary ?   I earn sixty-five thousand dollars per year .   What is the length of time that you have worked at the job you have now ?   I have been at the job I now have for 2 years , and I have been with the company for 6 years total .   Do you receive any other income ?   I own a small rental unit with a partner , and I receive five hundred dollars a month from that unit .   Do you know what your credit score is ? 