I wonder if I can ask you a question .   Ask me a question ? What do you want to know ?   Well ... er ... it is just ... just that I ...   Just what ? Stop beating around the bush . Tell me what you want to know .   I ... er ... I just want to know if you could lend me a few bucks .   Lend you a few bucks ? No way ! Still remember the money you borrowed me last time ? 