Good morning . How can I help you ?   I'd like to open a new account .   Have you filled out an application form ?   Yes . And I've brought some documents along with me , too . Do you need to see my passport ?   Yes . I'll just have my assistant look over these quickly and then we'll move on to the next step . Did you want to open up a checking account and a savings account ?   Yes . Does the checking account come with a debit card ?   Yes . Actually , both accounts come with cards that you can use in ATM machines , so that you won't have to come in to the bank to make a transaction .   That's very convenient . 