What can I do for you , Madam ?   Can you help me with Comprehensive Credit Granting ?   Certainly , Madam . What would you like to know ?   Well , everything really .   All right . We can grant a Financing Promise Quota , if you qualify . This means that we can deal with all of your needs in a speedy and efficient way . Firstly , your Credit Rating must be class A , and your Debt to Asset Ratio must be top notch , for the industry you are involved in . 