So basically they are raising money to manage people's afterlife. How about that? And Martin Luther knows that this is not in the Bible and this is kakabula. Other than that, he really, I think, the main thing is that he believes that people should be in charge of their own faith. That you don't need a middleman. You don't need the Catholic Church to be measuring you up. That you could read the Bible, that you could interpret it for yourself, that you could live a life of faith.