Those companies could finance bigger trade missions and also spread the risk of international trade. But the thing about international trade is sometimes boats sink or they get taken by pirates, and while that's bad if you're a sailor because, you know, you lose your life, it's really bad if you're a mercantile capitalist because you lost all your money. But if you own one-tenth of ten boats, your risk is much better managed. That kind of investment definitely increased wealth, but it only affected a sliver of the population, and it didn't create a culture of capitalism. Industrial capitalism was something altogether different, both in scale and in practice. Let's use Joyce Appleby's definition of industrial capitalism, an economic system that relies on investment of capital in machines and technology that are used to increase production of marketable goods. So imagine that someone made a Stan machine.