And the only way that they could make money is if, at most, one of those Sal's, or really just break even, if at most one of those Sal's were to die. So break even if only one Sal dies. I don't like talking about this. It's a little bit morbid. So one way to think about it, they're getting $1 in premium for $100 insurance. Or if they had 100 Sal's, they would get $100 in premium. And the only way they would break even if only one of those Sal's dies.