$8,700, including the cost of insurance, what are Paul's expected total medical costs with the high deductible plan? Round your answer to the nearest cent. So let's look at the high deductible plan. So he's going to pay 7,500 no matter what. 7,500 no matter what. And then, so there's a zero, we could write $0 times 30% or 30% times $0, but that's just going to be zero. There's a 25% chance he spends $1,000.