And so I went to the insurance company and I said, I want to get a $1 million policy. And what I'm actually getting a quote on is a term life policy, which is really, I just care about the next 20 years. After those 20 years, hopefully I can pay off my mortgage and there'll be money saved up. And hopefully my kids would kind of at least have maybe gotten to college or I would have saved up enough money for college. So that's why I'm willing to do a term life policy. The other option is to do a whole life policy, where you could pay a certain amount per year for the rest of your life. And at any point you die, you get the $1 million.