And then finally, plus, there's a 5% chance. Even in this situation, he only has to pay the first 2,500. Times 2,500 gets us to $8,875. $8,875. $8,875. And once again, you could think about it as, okay, there's a 25% chance that he pays 1,000, and then there is a 45% chance that he pays $2,500. All of these situations, he's paying $2,500.