This is 0.4 times 0. Because 0 minus 0.6 is negative 0.6. If you square it, you get positive 0.36. So this value right here, I'm going to color code it, this value right here is times 0.36. And then this value right here, let me do this in another, so then we're going to have plus 0.6, plus this 0.6 times 1 minus 0.6 squared. Now 1 minus 0.6 is 0.4. 0.4 squared, or 0.4 squared, is 0.16.