So at the low, whoops, with the low deductible plan here, low deductible plan, he's going to have to spend, his total cost, he's gonna spend 8,000 no matter what. Eight, whoops, what happened to my calculator? He's gonna spend 8,000, my God, I'm having issues. He's gonna spend 8,000 no matter what. So that is $8,000. And then let's see. There's a 30% probability he spends nothing.