It's just saying, okay, roughly, if you wanted to construct this so it's easier to do the math, which the problem writers have done, say, look, okay, 30%, zero, 25%, $1,000. This is pretty indicative if you had to kind of group all of the possible costs into some major bucket. So it's probably at least a pretty good method for figuring out which insurance policy someone should use. So they say, including the cost of insurance, what are Paul's expected total medical costs with the low deductible plan? Round your answer to the nearest cent. So actually, I'll get the calculator out for this. So at the low, whoops, with the low deductible plan here, low deductible plan, he's going to have to spend, his total cost, he's gonna spend 8,000 no matter what.