$8,875. $8,875. And once again, you could think about it as, okay, there's a 25% chance that he pays 1,000, and then there is a 45% chance that he pays $2,500. All of these situations, he's paying $2,500. But either way, you would get $8,875. If Paul wants the best payoff in the long run and must buy one of the two insurance plans, he should purchase the, well, his expected total cost of medical, cost of insurance, including medical costs, is lower with the low deductible plan. So this one, he should go with the low, low deductible.