That seems to be how much this is dropping, about roughly 10% in 10 years. Another 10 years go by. We go from 45% or a little more than 10% in 10 years. And so that would mean that we're dropping, on average, more than 1 percentage point per year. That seems more than what's going on here. Now let's look over here. Over here, we're starting, it looks like, at around 42%.