properties were first registered with the land registry in 1788.
properties were first registered with the land registry in 1788.
when were properties first registered with the land registry?
1788
hm land registry









































her majesty's land registry is a non-ministerial department of the government of the united kingdom, created in 1862 to register the ownership of land and property in england and wales. it reports to the department for business, energy and industrial strategy









































the equivalent office in scotland is the registers of scotland. land and property services maintain records for northern ireland.









































section::::purpose.
hm land registry
mr mothew was a solicitor who had acted for both borrower and lender in a mortgage transaction relating to the purchase of a residential property. it was alleged that he negligently told the building society that there was no second charge on the house when the mortgage agreement was signed. at the time of reporting to the building society and requesting its funding, unbeknown to mr mothew, the borrower had a relatively small bank overdraft facility limited to £2,000. after completion of the purchase and mortgage (at which time the lender's funds were applied to the transaction) but before the transactions were registered at land registry mr mothew was approached by the borrower's bankers [barclays] to say that they were granting a second mortgage facility to the borrower and seeking that their second charge be registered at land registry. the second charge documentation had been prepared and executed by the borrower at the bank's premises. by registering the second charge documentation contemporaneously with the purchase and (first) mortgage there was a waiver of fees payable to the land registry thereby saving expense for the borrower than if the second charge had been registered separately later. the cheshunt building society were asked by mr mothew to consent to registration of the second charge which they did and they were also given formal notice of the second charge which they acknowledged. mr mothew delayed sending the application to the registry whilst the lender's consent was being obtained since it was also required to be lodged at the land registry. at the time of their default the borrower's overdraft facility had risen from £2,000 to £3,350. the housing market collapsed, and the homeowners (having lost their employment in the recession) defaulted on their mortgage with the building society. to realise their money, the building society had the property sold off for £53,000 in february 1991, a considerable time after they had taken possession of it. the lender claimed that if it had known of the borrower's overdraft facility, it would not have granted its mortgage to the borrower. they sued mothew for the sum they lent (£59,000) less the proceeds of the sale.
mothew v bristol & west building society