health insurance started in the united states in 1890.
health insurance started in the united states in 1890.
when did health insurance start in the united states?
1890
Na
Na
regulation of pre-existing condition exclusions in individual (non-group) and small group (2 to 50 employees) health insurance plans in the united states was left to individual u.s. states as a result of the mccarran–ferguson act of 1945 which delegated insurance regulation to the states and the employee retirement income security act of 1974 (erisa) which exempted self-insured large group health insurance plans from state regulation. after most states had by the early 1990s implemented some limits on pre-existing condition exclusions by small group (2 to 50 employees) health insurance plans, the health insurance portability and accountability act (kassebaum-kennedy act) of 1996 (hipaa) extended some minimal limits on pre-existing condition exclusions for "all" group health insurance plans—including the self-insured large group health insurance plans that cover half of those with employer-provided health insurance but are exempt from state insurance regulation.
pre-existing condition