if a you are not a us citizen b you do not reside in the us c you are not accessing the garmin site from the us and d you are a citizen of one of the countries identified below you hereby agree that any dispute or claim arising from this terms of use will be governed by the applicable law set forth below without regard to any conflict of law provisions and you hereby irrevocably submit to the jurisdiction of the courts located in the state province or country identified below whose law governs