 It invests risk capital in companies and financial institutions in developing countries and has a strict policy on maximizing development impact with a methodology designed to make sure that FMO's return on investment is not just financial but also has positive environmental and social effects.Investments to date include Yoco, WWF and other NGOs in Paraguay's Agricultural sector.FMO was founded in 1970 by the Dutch Government in conjunction with commercial banks, the national employers' association, labor unions, and private investors to invest in private sector projects in developing countries and emerging markets.