 RQ is represented as a numeric score based on a self-assessment documented in four books.Risk Quotient (RQ) in the context of human behavior was first defined in a 2008 book entitled "The Power of Risk" by Jim McCormick, former COO of Anshen & Allen, and founder of The Research Institute for Risk Intelligence.Its genesis was the result of using a test instrument developed by McCormick in empirical research to collect data on risk-taking ability and predisposition toward risk.